W.H. Cornerstone Investments Inc. Diversified Active

CIK: 0001940823 · Show all filings

Period: Q4 2025 (← Previous)

Filing Date: Feb 10, 2026

Total Value ($000): $165,856 (100.0% shares, 0.0% debt)

Holdings (113)

New Positions (3)

AVUV AMERICAN CENTY ETF TR 0.2%

Value ($000) $317 Shares 3,112 Est. Cost $101.98 Unrealized —

XLF SELECT SECTOR SPDR TR 0.1%

Value ($000) $203 Shares 3,711 Est. Cost $54.77 Unrealized —

— NUVEEN PFD & INCOME OPPORTUN 0.1%

Value ($000) $85 Shares 10,489 Est. Cost $8.11 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
AVUV	AMERICAN CENTY ETF TR	3,112	$317	0.2%	$101.98	—	US SML CP VALU	025072877
XLF	SELECT SECTOR SPDR TR	3,711	$203	0.1%	$54.77	—	STATE STREET FIN	81369Y605
—	NUVEEN PFD & INCOME OPPORTUN	10,489	$85	0.1%	$8.11	—	COM	67073B106

Increased Positions (24)

VTI VANGUARD INDEX FDS 13.0%

Value ($000) $21,490 (+11.2%) Shares 64,097 (+8.8%) Est. Cost $71.17 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 4.2%

Value ($000) $7,011 (+15.3%) Shares 112,233 (+10.6%) Est. Cost $14.24 Unrealized —

DFSV DIMENSIONAL ETF TRUST 2.2%

Value ($000) $3,668 (+14.2%) Shares 111,518 (+10.6%) Est. Cost $13.78 Unrealized —

SCHB SCHWAB STRATEGIC TR 1.0%

Value ($000) $1,617 (+30.8%) Shares 61,637 (+28.2%) Est. Cost $20.50 Unrealized —

ECL ECOLAB INC 0.7%

Value ($000) $1,191 (+41.5%) Shares 4,537 (+47.6%) Est. Cost $191.43 Unrealized +38.8%

DFGX DIMENSIONAL ETF TRUST 2.9%

Value ($000) $4,884 (+7.2%) Shares 92,786 (+9.9%) Est. Cost $53.42 Unrealized —

DFEM DIMENSIONAL ETF TRUST 2.1%

Value ($000) $3,428 (+9.0%) Shares 103,628 (+5.7%) Est. Cost $11.01 Unrealized —

SCHO SCHWAB STRATEGIC TR 1.9%

Value ($000) $3,084 (+8.7%) Shares 126,549 (+8.8%) Est. Cost $24.38 Unrealized —

WMT WALMART INC 1.1%

Value ($000) $1,763 (+16.1%) Shares 15,821 (+7.4%) Est. Cost $55.10 Unrealized +94.5%

DISV DIMENSIONAL ETF TRUST 1.2%

Value ($000) $1,929 (+12.6%) Shares 50,757 (+5.8%) Est. Cost $4.07 Unrealized —

NVDA NVIDIA CORPORATION 1.0%

Value ($000) $1,658 (+13.2%) Shares 8,888 (+13.3%) Est. Cost $132.44 Unrealized +40.5%

DFGR DIMENSIONAL ETF TRUST 0.9%

Value ($000) $1,481 (+6.6%) Shares 56,060 (+10.2%) Est. Cost $5.41 Unrealized —

XLE SELECT SECTOR SPDR TR 0.5%

Value ($000) $866 (+8.0%) Shares 19,369 (+115.7%) Est. Cost $60.46 Unrealized —

NOW SERVICENOW INC 0.2%

Value ($000) $306 (-16.8%) Shares 2,000 (+400.0%) Est. Cost $167.48 Unrealized +2.4%

SUB ISHARES TR 0.3%

Value ($000) $567 (+10.9%) Shares 5,312 (+10.9%) Est. Cost $70.95 Unrealized —

TJX TJX COS INC NEW 0.3%

Value ($000) $486 (+7.6%) Shares 3,166 (+1.3%) Est. Cost $85.41 Unrealized +72.9%

LIN LINDE PLC 0.2%

Value ($000) $353 (+10.2%) Shares 828 (+22.8%) Est. Cost $374.07 Unrealized +14.2%

WTAI WISDOMTREE TR 0.1%

Value ($000) $244 (+3.9%) Shares 8,381 (+1.8%) Est. Cost $28.57 Unrealized —

VGIT VANGUARD SCOTTSDALE FDS 0.4%

Value ($000) $722 (+1.0%) Shares 12,049 (+1.2%) Est. Cost $7.06 Unrealized —

XLK SELECT SECTOR SPDR TR 0.1%

Value ($000) $242 (+2.2%) Shares 1,678 (+100.2%) Est. Cost $198.52 Unrealized —

EUSB ISHARES TR 0.1%

Value ($000) $226 (+1.2%) Shares 5,136 (+1.2%) Est. Cost $1.77 Unrealized —

VTIP VANGUARD MALVERN FDS 0.2%

Value ($000) $299 (+0.4%) Shares 6,041 (+2.8%) Est. Cost $15.67 Unrealized —

STIP ISHARES TR 0.2%

Value ($000) $299 (+0.4%) Shares 2,917 (+1.3%) Est. Cost $30.98 Unrealized —

TIP ISHARES TR 0.2%

Value ($000) $286 (-0.1%) Shares 2,598 (+1.1%) Est. Cost $71.08 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VTI	VANGUARD INDEX FDS	64,097 (+8.8%)	$21,490 (+11.2%)	13.0%	$71.17	—	TOTAL STK MKT	922908769
VEA	VANGUARD TAX-MANAGED FDS	112,233 (+10.6%)	$7,011 (+15.3%)	4.2%	$14.24	—	VAN FTSE DEV MKT	921943858
DFSV	DIMENSIONAL ETF TRUST	111,518 (+10.6%)	$3,668 (+14.2%)	2.2%	$13.78	—	US SMALL CAP VAL	25434V815
SCHB	SCHWAB STRATEGIC TR	61,637 (+28.2%)	$1,617 (+30.8%)	1.0%	$20.50	—	US BRD MKT ETF	808524102
ECL	ECOLAB INC	4,537 (+47.6%)	$1,191 (+41.5%)	0.7%	$191.43	+38.8%	COM	278865100
DFGX	DIMENSIONAL ETF TRUST	92,786 (+9.9%)	$4,884 (+7.2%)	2.9%	$53.42	—	GLOBAL EX US COR	25434V575
DFEM	DIMENSIONAL ETF TRUST	103,628 (+5.7%)	$3,428 (+9.0%)	2.1%	$11.01	—	EMERGING MKTS CO	25434V732
SCHO	SCHWAB STRATEGIC TR	126,549 (+8.8%)	$3,084 (+8.7%)	1.9%	$24.38	—	SHT TM US TRES	808524862
WMT	WALMART INC	15,821 (+7.4%)	$1,763 (+16.1%)	1.1%	$55.10	+94.5%	COM	931142103
DISV	DIMENSIONAL ETF TRUST	50,757 (+5.8%)	$1,929 (+12.6%)	1.2%	$4.07	—	INTL SMALL CAP V	25434V781
NVDA	NVIDIA CORPORATION	8,888 (+13.3%)	$1,658 (+13.2%)	1.0%	$132.44	+40.5%	COM	67066G104
DFGR	DIMENSIONAL ETF TRUST	56,060 (+10.2%)	$1,481 (+6.6%)	0.9%	$5.41	—	GLOBAL REAL EST	25434V658
XLE	SELECT SECTOR SPDR TR	19,369 (+115.7%)	$866 (+8.0%)	0.5%	$60.46	—	STATE STREET ENE	81369Y506
NOW	SERVICENOW INC	2,000 (+400.0%)	$306 (-16.8%)	0.2%	$167.48	+2.4%	COM	81762P102
SUB	ISHARES TR	5,312 (+10.9%)	$567 (+10.9%)	0.3%	$70.95	—	SHRT NAT MUN ETF	464288158
TJX	TJX COS INC NEW	3,166 (+1.3%)	$486 (+7.6%)	0.3%	$85.41	+72.9%	COM	872540109
LIN	LINDE PLC	828 (+22.8%)	$353 (+10.2%)	0.2%	$374.07	+14.2%	SHS	G54950103
WTAI	WISDOMTREE TR	8,381 (+1.8%)	$244 (+3.9%)	0.1%	$28.57	—	ARTIFICIAL INTEL	97717Y543
VGIT	VANGUARD SCOTTSDALE FDS	12,049 (+1.2%)	$722 (+1.0%)	0.4%	$7.06	—	INTER TERM TREAS	92206C706
XLK	SELECT SECTOR SPDR TR	1,678 (+100.2%)	$242 (+2.2%)	0.1%	$198.52	—	STATE STREET TEC	81369Y803
EUSB	ISHARES TR	5,136 (+1.2%)	$226 (+1.2%)	0.1%	$1.77	—	ESG ADVANCED UNI	46436E619
VTIP	VANGUARD MALVERN FDS	6,041 (+2.8%)	$299 (+0.4%)	0.2%	$15.67	—	STRM INFPROIDX	922020805
STIP	ISHARES TR	2,917 (+1.3%)	$299 (+0.4%)	0.2%	$30.98	—	0-5 YR TIPS ETF	46429B747
TIP	ISHARES TR	2,598 (+1.1%)	$286 (-0.1%)	0.2%	$71.08	—	TIPS BD ETF	464287176

Exited Positions (5)

CLX CLOROX CO DEL 0.2%

Value ($000) $299 Shares 2,423 Est. Cost $128.86 Unrealized -16.0%

RMD RESMED INC 0.1%

Value ($000) $222 Shares 812 Est. Cost $237.28 Unrealized +7.7%

TSCO TRACTOR SUPPLY CO 0.1%

Value ($000) $221 Shares 3,888 Est. Cost $54.19 Unrealized -0.9%

VNQ VANGUARD INDEX FDS 0.1%

Value ($000) $211 Shares 2,304 Est. Cost $91.43 Unrealized —

AVRE AMERICAN CENTY ETF TR 0.1%

Value ($000) $201 Shares 4,518 Est. Cost $44.48 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
CLX	CLOROX CO DEL	2,423	$299	0.2%	$128.86	-16.0%	—	189054109
RMD	RESMED INC	812	$222	0.1%	$237.28	+7.7%	—	761152107
TSCO	TRACTOR SUPPLY CO	3,888	$221	0.1%	$54.19	-0.9%	—	892356106
VNQ	VANGUARD INDEX FDS	2,304	$211	0.1%	$91.43	—	—	922908553
AVRE	AMERICAN CENTY ETF TR	4,518	$201	0.1%	$44.48	—	—	025072356

Decreased Positions (43)

GOOGL ALPHABET INC 3.5%

Value ($000) $5,855 (+24.3%) Shares 18,707 (-3.5%) Est. Cost $111.41 Unrealized +156.4%

BNDX VANGUARD CHARLOTTE FDS 2.1%

Value ($000) $3,520 (-21.1%) Shares 72,850 (-19.2%) Est. Cost $6.58 Unrealized —

APD AIR PRODS & CHEMS INC 0.5%

Value ($000) $833 (-36.0%) Shares 3,371 (-29.4%) Est. Cost $240.13 Unrealized +4.8%

TMUS T-MOBILE US INC 0.3%

Value ($000) $531 (-43.5%) Shares 2,616 (-33.4%) Est. Cost $227.38 Unrealized -7.1%

AAPL APPLE INC 4.5%

Value ($000) $7,532 (+4.8%) Shares 27,704 (-1.8%) Est. Cost $155.40 Unrealized +72.7%

TMO THERMO FISHER SCIENTIFIC INC 1.4%

Value ($000) $2,269 (+16.8%) Shares 3,917 (-2.2%) Est. Cost $539.07 Unrealized +4.8%

VCIT VANGUARD SCOTTSDALE FDS 3.9%

Value ($000) $6,463 (-4.7%) Shares 77,174 (-4.3%) Est. Cost $14.50 Unrealized —

PG PROCTER AND GAMBLE CO 1.2%

Value ($000) $1,982 (-12.1%) Shares 13,829 (-5.7%) Est. Cost $145.66 Unrealized +1.0%

ETN EATON CORP PLC 0.6%

Value ($000) $972 (-20.5%) Shares 3,051 (-6.6%) Est. Cost $332.23 Unrealized +6.7%

EOG EOG RES INC 0.5%

Value ($000) $868 (-22.3%) Shares 8,267 (-17.0%) Est. Cost $105.02 Unrealized +2.1%

XLRE SELECT SECTOR SPDR TR 0.2%

Value ($000) $315 (-43.1%) Shares 7,814 (-40.5%) Est. Cost $41.76 Unrealized —

AMZN AMAZON COM INC 3.2%

Value ($000) $5,334 (+3.9%) Shares 23,111 (-1.2%) Est. Cost $124.34 Unrealized +84.0%

SYY SYSCO CORP 0.5%

Value ($000) $863 (-18.3%) Shares 11,715 (-8.7%) Est. Cost $75.82 Unrealized -0.4%

PSA PUBLIC STORAGE OPER CO 0.5%

Value ($000) $818 (-17.8%) Shares 3,152 (-8.5%) Est. Cost $294.31 Unrealized -5.8%

INGR INGREDION INC 0.5%

Value ($000) $794 (-18.2%) Shares 7,202 (-9.4%) Est. Cost $116.49 Unrealized -3.2%

ALLE ALLEGION PLC 0.5%

Value ($000) $795 (-18.0%) Shares 4,990 (-8.7%) Est. Cost $165.14 Unrealized +0.9%

JNJ JOHNSON & JOHNSON 1.0%

Value ($000) $1,590 (+9.7%) Shares 7,685 (-1.8%) Est. Cost $152.84 Unrealized +28.9%

ATO ATMOS ENERGY CORP 0.8%

Value ($000) $1,282 (-9.0%) Shares 7,650 (-7.3%) Est. Cost $145.65 Unrealized +18.3%

PPG PPG INDS INC 0.5%

Value ($000) $852 (-12.3%) Shares 8,314 (-10.0%) Est. Cost $111.25 Unrealized -10.0%

SCHR SCHWAB STRATEGIC TR 3.1%

Value ($000) $5,183 (-2.1%) Shares 206,667 (-1.9%) Est. Cost $14.81 Unrealized —

META META PLATFORMS INC 0.4%

Value ($000) $593 (-15.4%) Shares 898 (-6.0%) Est. Cost $574.32 Unrealized +16.2%

MUNI PIMCO ETF TR 0.6%

Value ($000) $1,013 (-9.0%) Shares 19,326 (-9.2%) Est. Cost $19.73 Unrealized —

HD HOME DEPOT INC 0.2%

Value ($000) $380 (-19.9%) Shares 1,104 (-5.6%) Est. Cost $338.53 Unrealized +7.7%

LOW LOWES COS INC 0.3%

Value ($000) $505 (-14.9%) Shares 2,093 (-11.4%) Est. Cost $187.19 Unrealized +28.1%

MDT MEDTRONIC PLC 0.9%

Value ($000) $1,483 (-4.9%) Shares 15,435 (-5.7%) Est. Cost $84.17 Unrealized +15.4%

RSG REPUBLIC SVCS INC 0.4%

Value ($000) $699 (-9.1%) Shares 3,296 (-1.6%) Est. Cost $134.67 Unrealized +59.3%

AEP AMERICAN ELEC PWR CO INC 0.8%

Value ($000) $1,275 (-5.2%) Shares 11,054 (-7.5%) Est. Cost $96.82 Unrealized +21.6%

AFL AFLAC INC 0.7%

Value ($000) $1,123 (-4.7%) Shares 10,187 (-3.5%) Est. Cost $54.56 Unrealized +101.3%

CMCSA COMCAST CORP NEW 0.3%

Value ($000) $470 (-9.3%) Shares 15,720 (-4.6%) Est. Cost $34.35 Unrealized -16.9%

GS GOLDMAN SACHS GROUP INC 1.0%

Value ($000) $1,586 (+2.6%) Shares 1,804 (-7.1%) Est. Cost $525.11 Unrealized +54.9%

XOM EXXON MOBIL CORP 0.9%

Value ($000) $1,519 (+2.5%) Shares 12,621 (-4.0%) Est. Cost $98.79 Unrealized +16.9%

EQIX EQUINIX INC 0.5%

Value ($000) $892 (-3.7%) Shares 1,164 (-1.5%) Est. Cost $827.61 Unrealized -5.6%

CRM SALESFORCE INC 0.3%

Value ($000) $491 (+7.1%) Shares 1,855 (-4.2%) Est. Cost $278.02 Unrealized -10.7%

IBM INTERNATIONAL BUSINESS MACHS 0.3%

Value ($000) $475 (-6.1%) Shares 1,603 (-10.6%) Est. Cost $259.55 Unrealized +15.1%

TSLA TESLA INC 0.3%

Value ($000) $562 (-4.6%) Shares 1,249 (-5.7%) Est. Cost $276.38 Unrealized +60.4%

ACN ACCENTURE PLC IRELAND 0.3%

Value ($000) $576 (+4.8%) Shares 2,148 (-3.6%) Est. Cost $324.99 Unrealized -21.8%

ITOT ISHARES TR 0.3%

Value ($000) $516 (-3.5%) Shares 3,473 (-5.5%) Est. Cost $78.47 Unrealized —

TGT TARGET CORP 0.1%

Value ($000) $221 (+7.9%) Shares 2,259 (-1.0%) Est. Cost $143.04 Unrealized -35.9%

WTRG ESSENTIAL UTILS INC 0.1%

Value ($000) $212 (-6.4%) Shares 5,532 (-2.7%) Est. Cost $47.17 Unrealized -16.6%

BDX BECTON DICKINSON & CO 0.4%

Value ($000) $677 (+2.0%) Shares 3,490 (-1.6%) Est. Cost $234.34 Unrealized -19.1%

KO COCA COLA CO 0.2%

Value ($000) $404 (+3.5%) Shares 5,782 (-1.9%) Est. Cost $55.98 Unrealized +24.0%

MUB ISHARES TR 0.5%

Value ($000) $845 (-1.2%) Shares 7,889 (-1.8%) Est. Cost $90.87 Unrealized —

V VISA INC 1.2%

Value ($000) $1,972 (-0.5%) Shares 5,623 (-3.2%) Est. Cost $256.04 Unrealized +32.9%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
GOOGL	ALPHABET INC	18,707 (-3.5%)	$5,855 (+24.3%)	3.5%	$111.41	+156.4%	CAP STK CL A	02079K305
BNDX	VANGUARD CHARLOTTE FDS	72,850 (-19.2%)	$3,520 (-21.1%)	2.1%	$6.58	—	TOTAL INT BD ETF	92203J407
APD	AIR PRODS & CHEMS INC	3,371 (-29.4%)	$833 (-36.0%)	0.5%	$240.13	+4.8%	COM	009158106
TMUS	T-MOBILE US INC	2,616 (-33.4%)	$531 (-43.5%)	0.3%	$227.38	-7.1%	COM	872590104
AAPL	APPLE INC	27,704 (-1.8%)	$7,532 (+4.8%)	4.5%	$155.40	+72.7%	COM	037833100
TMO	THERMO FISHER SCIENTIFIC INC	3,917 (-2.2%)	$2,269 (+16.8%)	1.4%	$539.07	+4.8%	COM	883556102
VCIT	VANGUARD SCOTTSDALE FDS	77,174 (-4.3%)	$6,463 (-4.7%)	3.9%	$14.50	—	INT-TERM CORP	92206C870
PG	PROCTER AND GAMBLE CO	13,829 (-5.7%)	$1,982 (-12.1%)	1.2%	$145.66	+1.0%	COM	742718109
ETN	EATON CORP PLC	3,051 (-6.6%)	$972 (-20.5%)	0.6%	$332.23	+6.7%	SHS	G29183103
EOG	EOG RES INC	8,267 (-17.0%)	$868 (-22.3%)	0.5%	$105.02	+2.1%	COM	26875P101
XLRE	SELECT SECTOR SPDR TR	7,814 (-40.5%)	$315 (-43.1%)	0.2%	$41.76	—	STATE STREET REA	81369Y860
AMZN	AMAZON COM INC	23,111 (-1.2%)	$5,334 (+3.9%)	3.2%	$124.34	+84.0%	COM	023135106
SYY	SYSCO CORP	11,715 (-8.7%)	$863 (-18.3%)	0.5%	$75.82	-0.4%	COM	871829107
PSA	PUBLIC STORAGE OPER CO	3,152 (-8.5%)	$818 (-17.8%)	0.5%	$294.31	-5.8%	COM	74460D109
INGR	INGREDION INC	7,202 (-9.4%)	$794 (-18.2%)	0.5%	$116.49	-3.2%	COM	457187102
ALLE	ALLEGION PLC	4,990 (-8.7%)	$795 (-18.0%)	0.5%	$165.14	+0.9%	ORD SHS	G0176J109
JNJ	JOHNSON & JOHNSON	7,685 (-1.8%)	$1,590 (+9.7%)	1.0%	$152.84	+28.9%	COM	478160104
ATO	ATMOS ENERGY CORP	7,650 (-7.3%)	$1,282 (-9.0%)	0.8%	$145.65	+18.3%	COM	049560105
PPG	PPG INDS INC	8,314 (-10.0%)	$852 (-12.3%)	0.5%	$111.25	-10.0%	COM	693506107
SCHR	SCHWAB STRATEGIC TR	206,667 (-1.9%)	$5,183 (-2.1%)	3.1%	$14.81	—	INT-TRM U.S TRES	808524854
META	META PLATFORMS INC	898 (-6.0%)	$593 (-15.4%)	0.4%	$574.32	+16.2%	CL A	30303M102
MUNI	PIMCO ETF TR	19,326 (-9.2%)	$1,013 (-9.0%)	0.6%	$19.73	—	INTER MUN BD ACT	72201R866
HD	HOME DEPOT INC	1,104 (-5.6%)	$380 (-19.9%)	0.2%	$338.53	+7.7%	COM	437076102
LOW	LOWES COS INC	2,093 (-11.4%)	$505 (-14.9%)	0.3%	$187.19	+28.1%	COM	548661107
MDT	MEDTRONIC PLC	15,435 (-5.7%)	$1,483 (-4.9%)	0.9%	$84.17	+15.4%	SHS	G5960L103
RSG	REPUBLIC SVCS INC	3,296 (-1.6%)	$699 (-9.1%)	0.4%	$134.67	+59.3%	COM	760759100
AEP	AMERICAN ELEC PWR CO INC	11,054 (-7.5%)	$1,275 (-5.2%)	0.8%	$96.82	+21.6%	COM	025537101
AFL	AFLAC INC	10,187 (-3.5%)	$1,123 (-4.7%)	0.7%	$54.56	+101.3%	COM	001055102
CMCSA	COMCAST CORP NEW	15,720 (-4.6%)	$470 (-9.3%)	0.3%	$34.35	-16.9%	CL A	20030N101
GS	GOLDMAN SACHS GROUP INC	1,804 (-7.1%)	$1,586 (+2.6%)	1.0%	$525.11	+54.9%	COM	38141G104
XOM	EXXON MOBIL CORP	12,621 (-4.0%)	$1,519 (+2.5%)	0.9%	$98.79	+16.9%	COM	30231G102
EQIX	EQUINIX INC	1,164 (-1.5%)	$892 (-3.7%)	0.5%	$827.61	-5.6%	COM	29444U700
CRM	SALESFORCE INC	1,855 (-4.2%)	$491 (+7.1%)	0.3%	$278.02	-10.7%	COM	79466L302
IBM	INTERNATIONAL BUSINESS MACHS	1,603 (-10.6%)	$475 (-6.1%)	0.3%	$259.55	+15.1%	COM	459200101
TSLA	TESLA INC	1,249 (-5.7%)	$562 (-4.6%)	0.3%	$276.38	+60.4%	COM	88160R101
ACN	ACCENTURE PLC IRELAND	2,148 (-3.6%)	$576 (+4.8%)	0.3%	$324.99	-21.8%	SHS CLASS A	G1151C101
ITOT	ISHARES TR	3,473 (-5.5%)	$516 (-3.5%)	0.3%	$78.47	—	CORE S&P TTL STK	464287150
TGT	TARGET CORP	2,259 (-1.0%)	$221 (+7.9%)	0.1%	$143.04	-35.9%	COM	87612E106
WTRG	ESSENTIAL UTILS INC	5,532 (-2.7%)	$212 (-6.4%)	0.1%	$47.17	-16.6%	COM	29670G102
BDX	BECTON DICKINSON & CO	3,490 (-1.6%)	$677 (+2.0%)	0.4%	$234.34	-19.1%	COM	075887109
KO	COCA COLA CO	5,782 (-1.9%)	$404 (+3.5%)	0.2%	$55.98	+24.0%	COM	191216100
MUB	ISHARES TR	7,889 (-1.8%)	$845 (-1.2%)	0.5%	$90.87	—	NATIONAL MUN ETF	464288414
V	VISA INC	5,623 (-3.2%)	$1,972 (-0.5%)	1.2%	$256.04	+32.9%	COM CL A	92826C839

Unchanged Positions (43)

MSFT MICROSOFT CORP 3.9%

Value ($000) $6,438 Shares 13,313 Est. Cost $258.90 Unrealized +93.4%

COST COSTCO WHSL CORP NEW 2.1%

Value ($000) $3,479 Shares 4,034 Est. Cost $497.86 Unrealized +81.9%

AZO AUTOZONE INC 0.5%

Value ($000) $872 Shares 257 Est. Cost $3470.34 Unrealized +8.9%

LLY ELI LILLY & CO 0.4%

Value ($000) $672 Shares 625 Est. Cost $457.20 Unrealized +109.0%

ORCL ORACLE CORP 0.3%

Value ($000) $433 Shares 2,224 Est. Cost $84.79 Unrealized +180.8%

VCSH VANGUARD SCOTTSDALE FDS 4.2%

Value ($000) $6,961 Shares 87,306 Est. Cost $10.58 Unrealized —

CSCO CISCO SYS INC 0.4%

Value ($000) $618 Shares 8,019 Est. Cost $40.45 Unrealized +82.4%

IVV ISHARES TR 1.6%

Value ($000) $2,678 Shares 3,910 Est. Cost $359.20 Unrealized —

CLS CELESTICA INC 0.2%

Value ($000) $406 Shares 1,375 Est. Cost $106.30 Unrealized +183.5%

ADP AUTOMATIC DATA PROCESSING IN 0.3%

Value ($000) $420 Shares 1,632 Est. Cost $218.93 Unrealized +21.0%

SHW SHERWIN WILLIAMS CO 0.5%

Value ($000) $843 Shares 2,600 Est. Cost $271.19 Unrealized +23.2%

DIA SPDR DOW JONES INDL AVERAGE 1.1%

Value ($000) $1,783 Shares 3,710 Est. Cost $314.18 Unrealized —

BLK BLACKROCK INC 0.4%

Value ($000) $602 Shares 562 Est. Cost $986.74 Unrealized +10.4%

BRO BROWN & BROWN INC 0.2%

Value ($000) $285 Shares 3,570 Est. Cost $61.54 Unrealized +35.5%

AMGN AMGEN INC 0.2%

Value ($000) $332 Shares 1,014 Est. Cost $239.59 Unrealized +31.9%

ABT ABBOTT LABS 0.4%

Value ($000) $613 Shares 4,891 Est. Cost $100.02 Unrealized +27.3%

KLAC KLA CORP 0.2%

Value ($000) $355 Shares 293 Est. Cost $748.55 Unrealized +56.6%

DHI D R HORTON INC 0.1%

Value ($000) $224 Shares 1,556 Est. Cost $122.31 Unrealized +24.3%

SPY SPDR S&P 500 ETF TR 0.9%

Value ($000) $1,505 Shares 2,206 Est. Cost $344.78 Unrealized —

IWB ISHARES TR 0.8%

Value ($000) $1,327 Shares 3,552 Est. Cost $236.99 Unrealized —

CTAS CINTAS CORP 0.2%

Value ($000) $326 Shares 1,732 Est. Cost $171.87 Unrealized +9.5%

SPYM SPDR SERIES TRUST 0.8%

Value ($000) $1,329 Shares 16,572 Est. Cost $33.61 Unrealized —

AVGO BROADCOM INC 0.3%

Value ($000) $436 Shares 1,260 Est. Cost $158.01 Unrealized +125.9%

SPGI S&P GLOBAL INC 0.2%

Value ($000) $289 Shares 553 Est. Cost $346.88 Unrealized +42.5%

CHD CHURCH & DWIGHT CO INC 0.2%

Value ($000) $338 Shares 4,030 Est. Cost $82.83 Unrealized +2.9%

INTU INTUIT 0.3%

Value ($000) $531 Shares 801 Est. Cost $518.29 Unrealized +27.5%

JPM JPMORGAN CHASE & CO. 0.4%

Value ($000) $600 Shares 1,861 Est. Cost $159.12 Unrealized +94.5%

SCHW SCHWAB CHARLES CORP 0.2%

Value ($000) $271 Shares 2,714 Est. Cost $83.15 Unrealized +13.9%

AWK AMERICAN WTR WKS CO INC NEW 0.1%

Value ($000) $206 Shares 1,581 Est. Cost $129.84 Unrealized +2.6%

DSI ISHARES TR 0.3%

Value ($000) $462 Shares 3,584 Est. Cost $62.36 Unrealized —

ESGU ISHARES TR 0.3%

Value ($000) $421 Shares 2,826 Est. Cost $79.39 Unrealized —

EBAY EBAY INC. 0.1%

Value ($000) $242 Shares 2,784 Est. Cost $70.22 Unrealized +23.0%

VTEB VANGUARD MUN BD FDS 0.5%

Value ($000) $843 Shares 16,767 Est. Cost $46.71 Unrealized —

IAGG ISHARES TR 0.2%

Value ($000) $316 Shares 6,318 Est. Cost $49.99 Unrealized —

LMT LOCKHEED MARTIN CORP 0.2%

Value ($000) $283 Shares 584 Est. Cost $470.64 Unrealized +1.2%

VBR VANGUARD INDEX FDS 0.2%

Value ($000) $299 Shares 1,413 Est. Cost $147.99 Unrealized —

LCTU BLACKROCK ETF TRUST 0.2%

Value ($000) $283 Shares 3,822 Est. Cost $5.57 Unrealized —

PEP PEPSICO INC 0.1%

Value ($000) $227 Shares 1,579 Est. Cost $159.17 Unrealized -8.3%

MRVL MARVELL TECHNOLOGY INC 0.1%

Value ($000) $235 Shares 2,764 Est. Cost $62.28 Unrealized +40.4%

MA MASTERCARD INCORPORATED 0.2%

Value ($000) $358 Shares 627 Est. Cost $452.59 Unrealized +23.5%

BRK/B BERKSHIRE HATHAWAY INC DEL 0.2%

Value ($000) $254 Shares 505 Est. Cost $286.91 Unrealized +73.4%

JMUB J P MORGAN EXCHANGE TRADED F 0.2%

Value ($000) $385 Shares 7,620 Est. Cost $49.64 Unrealized —

XLC SELECT SECTOR SPDR TR 0.1%

Value ($000) $234 Shares 1,989 Est. Cost $108.54 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
MSFT	MICROSOFT CORP	13,313	$6,438	3.9%	$258.90	+93.4%	COM	594918104
COST	COSTCO WHSL CORP NEW	4,034	$3,479	2.1%	$497.86	+81.9%	COM	22160K105
AZO	AUTOZONE INC	257	$872	0.5%	$3470.34	+8.9%	COM	053332102
LLY	ELI LILLY & CO	625	$672	0.4%	$457.20	+109.0%	COM	532457108
ORCL	ORACLE CORP	2,224	$433	0.3%	$84.79	+180.8%	COM	68389X105
VCSH	VANGUARD SCOTTSDALE FDS	87,306	$6,961	4.2%	$10.58	—	SHRT TRM CORP BD	92206C409
CSCO	CISCO SYS INC	8,019	$618	0.4%	$40.45	+82.4%	COM	17275R102
IVV	ISHARES TR	3,910	$2,678	1.6%	$359.20	—	CORE S&P500 ETF	464287200
CLS	CELESTICA INC	1,375	$406	0.2%	$106.30	+183.5%	COM	15101Q207
ADP	AUTOMATIC DATA PROCESSING IN	1,632	$420	0.3%	$218.93	+21.0%	COM	053015103
SHW	SHERWIN WILLIAMS CO	2,600	$843	0.5%	$271.19	+23.2%	COM	824348106
DIA	SPDR DOW JONES INDL AVERAGE	3,710	$1,783	1.1%	$314.18	—	UT SER 1	78467X109
BLK	BLACKROCK INC	562	$602	0.4%	$986.74	+10.4%	COM	09290D101
BRO	BROWN & BROWN INC	3,570	$285	0.2%	$61.54	+35.5%	COM	115236101
AMGN	AMGEN INC	1,014	$332	0.2%	$239.59	+31.9%	COM	031162100
ABT	ABBOTT LABS	4,891	$613	0.4%	$100.02	+27.3%	COM	002824100
KLAC	KLA CORP	293	$355	0.2%	$748.55	+56.6%	COM NEW	482480100
DHI	D R HORTON INC	1,556	$224	0.1%	$122.31	+24.3%	COM	23331A109
SPY	SPDR S&P 500 ETF TR	2,206	$1,505	0.9%	$344.78	—	TR UNIT	78462F103
IWB	ISHARES TR	3,552	$1,327	0.8%	$236.99	—	RUS 1000 ETF	464287622
CTAS	CINTAS CORP	1,732	$326	0.2%	$171.87	+9.5%	COM	172908105
SPYM	SPDR SERIES TRUST	16,572	$1,329	0.8%	$33.61	—	STATE STREET SPD	78464A854
AVGO	BROADCOM INC	1,260	$436	0.3%	$158.01	+125.9%	COM	11135F101
SPGI	S&P GLOBAL INC	553	$289	0.2%	$346.88	+42.5%	COM	78409V104
CHD	CHURCH & DWIGHT CO INC	4,030	$338	0.2%	$82.83	+2.9%	COM	171340102
INTU	INTUIT	801	$531	0.3%	$518.29	+27.5%	COM	461202103
JPM	JPMORGAN CHASE & CO.	1,861	$600	0.4%	$159.12	+94.5%	COM	46625H100
SCHW	SCHWAB CHARLES CORP	2,714	$271	0.2%	$83.15	+13.9%	COM	808513105
AWK	AMERICAN WTR WKS CO INC NEW	1,581	$206	0.1%	$129.84	+2.6%	COM	030420103
DSI	ISHARES TR	3,584	$462	0.3%	$62.36	—	ESG MSCI KLD 400	464288570
ESGU	ISHARES TR	2,826	$421	0.3%	$79.39	—	ESG AWR MSCI USA	46435G425
EBAY	EBAY INC.	2,784	$242	0.1%	$70.22	+23.0%	COM	278642103
VTEB	VANGUARD MUN BD FDS	16,767	$843	0.5%	$46.71	—	TAX EXEMPT BD	922907746
IAGG	ISHARES TR	6,318	$316	0.2%	$49.99	—	CORE INTL AGGR	46435G672
LMT	LOCKHEED MARTIN CORP	584	$283	0.2%	$470.64	+1.2%	COM	539830109
VBR	VANGUARD INDEX FDS	1,413	$299	0.2%	$147.99	—	SM CP VAL ETF	922908611
LCTU	BLACKROCK ETF TRUST	3,822	$283	0.2%	$5.57	—	ISHARES US CARBO	09290C509
PEP	PEPSICO INC	1,579	$227	0.1%	$159.17	-8.3%	COM	713448108
MRVL	MARVELL TECHNOLOGY INC	2,764	$235	0.1%	$62.28	+40.4%	COM	573874104
MA	MASTERCARD INCORPORATED	627	$358	0.2%	$452.59	+23.5%	CL A	57636Q104
BRK/B	BERKSHIRE HATHAWAY INC DEL	505	$254	0.2%	$286.91	+73.4%	CL B NEW	084670702
JMUB	J P MORGAN EXCHANGE TRADED F	7,620	$385	0.2%	$49.64	—	MUNICIPAL ETF	46641Q647
XLC	SELECT SECTOR SPDR TR	1,989	$234	0.1%	$108.54	—	STATE STREET COM	81369Y852