Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
BIL	SPDR SERIES TRUST	18,299	$1.677M	0.4%	$91.64	—	ST STR BLO 1 ETF	78468R663
CAT	CATERPILLAR INC	242	$258K	0.1%	$1066.83	—	COM	149123101
AMZN	AMAZON COM INC	1,069	$255K	0.1%	$238.34	—	COM	023135106
SPY	STATE STR SPDR S&P 500 ETF T	286	$214K	0.1%	$746.77	—	TR UNIT	78462F103
HRMY	HARMONY BIOSCIENCES HLDGS IN	5,784	$211K	0.1%	$36.41	—	COM	413197104
—	INVESCO ADVANTAGE MUN INCOME	10,000	$94,800	0.0%	$9.48	—	SH BEN INT	46132E103
TGB	TREKOR METALS LTD	11,000	$75,680	0.0%	$6.88	—	COM	89472Y107

Increased Positions (33)

FNDA SCHWAB STRATEGIC TR 20.6%

Value $79.48M (+19.3%) Shares 2,088,254 (+1.7%) Est. Cost $36.65 Unrealized —

FNDX SCHWAB STRATEGIC TR 15.9%

Value $61.38M (+15.1%) Shares 1,973,737 (+3.1%) Est. Cost $31.46 Unrealized —

FNDF SCHWAB STRATEGIC TR 7.8%

Value $29.94M (+9.0%) Shares 567,414 (+1.1%) Est. Cost $33.07 Unrealized —

GNR SPDR INDEX SHS FDS 4.5%

Value $17.26M (-8.2%) Shares 256,478 (+1.8%) Est. Cost $52.22 Unrealized —

VTI VANGUARD INDEX FDS 0.8%

Value $2.962M (+106.2%) Shares 8,005 (+78.8%) Est. Cost $348.72 Unrealized —

AVRE AMERICAN CENTY ETF TR 3.9%

Value $15.11M (+11.2%) Shares 318,858 (+3.3%) Est. Cost $43.48 Unrealized —

VNQ VANGUARD INDEX FDS 2.8%

Value $10.72M (+12.6%) Shares 111,195 (+3.6%) Est. Cost $88.03 Unrealized —

SCHP SCHWAB STRATEGIC TR 4.0%

Value $15.47M (+8.2%) Shares 583,810 (+8.6%) Est. Cost $34.14 Unrealized —

BNL BROADSTONE NET LEASE INC 2.2%

Value $8.672M (+15.3%) Shares 419,541 (+1.9%) Est. Cost $20.56 Unrealized —

FNDC SCHWAB STRATEGIC TR 3.9%

Value $15.07M (+7.7%) Shares 310,432 (+2.9%) Est. Cost $36.28 Unrealized —

SCHO SCHWAB STRATEGIC TR 3.9%

Value $15M (+7.3%) Shares 621,511 (+7.9%) Est. Cost $30.62 Unrealized —

FNDE SCHWAB STRATEGIC TR 3.8%

Value $14.5M (+7.2%) Shares 365,480 (+3.3%) Est. Cost $29.65 Unrealized —

ARCC ARES CAPITAL CORP 1.8%

Value $7.122M (+15.7%) Shares 384,360 (+12.5%) Est. Cost $18.12 Unrealized —

OBDC BLUE OWL CAPITAL CORPORATION 1.8%

Value $6.833M (+11.9%) Shares 628,572 (+13.8%) Est. Cost $11.76 Unrealized —

WPC WP CAREY INC 2.0%

Value $7.669M (+9.5%) Shares 107,254 (+4.1%) Est. Cost $69.03 Unrealized —

GBDC GOLUB CAP BDC INC 1.9%

Value $7.244M (+9.7%) Shares 562,432 (+7.9%) Est. Cost $11.63 Unrealized —

SCHI SCHWAB STRATEGIC TR 1.4%

Value $5.248M (+10.2%) Shares 231,821 (+10.4%) Est. Cost $24.87 Unrealized —

O REALTY INCOME CORP 1.9%

Value $7.517M (+6.7%) Shares 121,322 (+5.3%) Est. Cost $52.26 Unrealized —

VOO VANGUARD INDEX FDS 0.2%

Value $694K (+76.1%) Shares 1,011 (+53.2%) Est. Cost $628.54 Unrealized —

VNQI VANGUARD INTL EQUITY INDEX F 0.9%

Value $3.383M (+7.4%) Shares 75,437 (+6.5%) Est. Cost $42.75 Unrealized —

SCYB SCHWAB STRATEGIC TR 0.5%

Value $1.742M (+13.8%) Shares 66,521 (+13.0%) Est. Cost $26.02 Unrealized —

VGT VANGUARD WORLD FD 0.3%

Value $989K (+26.4%) Shares 8,272 (+637.9%) Est. Cost $197.88 Unrealized —

VOOG VANGUARD ADMIRAL FDS INC 0.2%

Value $843K (+21.6%) Shares 10,200 (+500.0%) Est. Cost $136.80 Unrealized —

MSFT MICROSOFT CORP 0.6%

Value $2.289M (+6.8%) Shares 6,137 (+6.0%) Est. Cost $339.23 Unrealized —

TSLA TESLA INC 0.2%

Value $729K (+14.9%) Shares 1,734 (+1.5%) Est. Cost $248.88 Unrealized —

PFF ISHARES TR 0.3%

Value $1.066M (+9.2%) Shares 34,975 (+8.6%) Est. Cost $31.85 Unrealized —

IEMG ISHARES INC 0.1%

Value $336K (+26.8%) Shares 4,051 (+6.8%) Est. Cost $67.03 Unrealized —

SHM SPDR SERIES TRUST 0.2%

Value $942K (+6.7%) Shares 19,630 (+6.4%) Est. Cost $47.74 Unrealized —

SCHB SCHWAB STRATEGIC TR 0.1%

Value $336K (+19.4%) Shares 11,591 (+3.5%) Est. Cost $24.00 Unrealized —

AGG ISHARES TR 0.2%

Value $863K (+6.0%) Shares 8,720 (+6.3%) Est. Cost $97.86 Unrealized —

WFC WELLS FARGO & CO 0.1%

Value $388K (+6.2%) Shares 4,698 (+2.3%) Est. Cost $58.41 Unrealized —

MRK MERCK & CO INC 0.1%

Value $260K (+8.1%) Shares 2,023 (+1.1%) Est. Cost $93.64 Unrealized —

VGSH VANGUARD SCOTTSDALE FDS 0.2%

Value $588K (+1.7%) Shares 10,100 (+2.3%) Est. Cost $58.02 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
FNDA	SCHWAB STRATEGIC TR	2,088,254 (+1.7%)	$79.48M (+19.3%)	20.6%	$36.65	—	FUNDAMENTAL US S	808524763
FNDX	SCHWAB STRATEGIC TR	1,973,737 (+3.1%)	$61.38M (+15.1%)	15.9%	$31.46	—	FUNDAMENTAL US L	808524771
FNDF	SCHWAB STRATEGIC TR	567,414 (+1.1%)	$29.94M (+9.0%)	7.8%	$33.07	—	FUNDAMENTAL INTL	808524755
GNR	SPDR INDEX SHS FDS	256,478 (+1.8%)	$17.26M (-8.2%)	4.5%	$52.22	—	ST STR NAT ETF	78463X541
VTI	VANGUARD INDEX FDS	8,005 (+78.8%)	$2.962M (+106.2%)	0.8%	$348.72	—	TOTAL STK MKT	922908769
AVRE	AMERICAN CENTY ETF TR	318,858 (+3.3%)	$15.11M (+11.2%)	3.9%	$43.48	—	REAL ESTATE ETF	025072356
VNQ	VANGUARD INDEX FDS	111,195 (+3.6%)	$10.72M (+12.6%)	2.8%	$88.03	—	REAL ESTATE ETF	922908553
SCHP	SCHWAB STRATEGIC TR	583,810 (+8.6%)	$15.47M (+8.2%)	4.0%	$34.14	—	US TIPS ETF	808524870
BNL	BROADSTONE NET LEASE INC	419,541 (+1.9%)	$8.672M (+15.3%)	2.2%	$20.56	—	COM	11135E203
FNDC	SCHWAB STRATEGIC TR	310,432 (+2.9%)	$15.07M (+7.7%)	3.9%	$36.28	—	FUNDAMENTAL INTL	808524748
SCHO	SCHWAB STRATEGIC TR	621,511 (+7.9%)	$15M (+7.3%)	3.9%	$30.62	—	SHT TM US TRES	808524862
FNDE	SCHWAB STRATEGIC TR	365,480 (+3.3%)	$14.5M (+7.2%)	3.8%	$29.65	—	FUND EM EQUI ETF	808524730
ARCC	ARES CAPITAL CORP	384,360 (+12.5%)	$7.122M (+15.7%)	1.8%	$18.12	—	COM	04010L103
OBDC	BLUE OWL CAPITAL CORPORATION	628,572 (+13.8%)	$6.833M (+11.9%)	1.8%	$11.76	—	COM	69121K104
WPC	WP CAREY INC	107,254 (+4.1%)	$7.669M (+9.5%)	2.0%	$69.03	—	COM	92936U109
GBDC	GOLUB CAP BDC INC	562,432 (+7.9%)	$7.244M (+9.7%)	1.9%	$11.63	—	COM	38173M102
SCHI	SCHWAB STRATEGIC TR	231,821 (+10.4%)	$5.248M (+10.2%)	1.4%	$24.87	—	5 10YR CORP BD	808524698
O	REALTY INCOME CORP	121,322 (+5.3%)	$7.517M (+6.7%)	1.9%	$52.26	—	COM	756109104
VOO	VANGUARD INDEX FDS	1,011 (+53.2%)	$694K (+76.1%)	0.2%	$628.54	—	S&P 500 ETF SHS	922908363
VNQI	VANGUARD INTL EQUITY INDEX F	75,437 (+6.5%)	$3.383M (+7.4%)	0.9%	$42.75	—	GLB EX US ETF	922042676
SCYB	SCHWAB STRATEGIC TR	66,521 (+13.0%)	$1.742M (+13.8%)	0.5%	$26.02	—	HIGH YIEL BD ETF	808524631
VGT	VANGUARD WORLD FD	8,272 (+637.9%)	$989K (+26.4%)	0.3%	$197.88	—	INF TECH ETF	92204A702
VOOG	VANGUARD ADMIRAL FDS INC	10,200 (+500.0%)	$843K (+21.6%)	0.2%	$136.80	—	500 GRTH IDX F	921932505
MSFT	MICROSOFT CORP	6,137 (+6.0%)	$2.289M (+6.8%)	0.6%	$339.23	—	COM	594918104
TSLA	TESLA INC	1,734 (+1.5%)	$729K (+14.9%)	0.2%	$248.88	—	COM	88160R101
PFF	ISHARES TR	34,975 (+8.6%)	$1.066M (+9.2%)	0.3%	$31.85	—	PFD AND INCM SEC	464288687
IEMG	ISHARES INC	4,051 (+6.8%)	$336K (+26.8%)	0.1%	$67.03	—	CORE MSCI EMKT	46434G103
SHM	SPDR SERIES TRUST	19,630 (+6.4%)	$942K (+6.7%)	0.2%	$47.74	—	ST NUVE TERM ETF	78468R739
SCHB	SCHWAB STRATEGIC TR	11,591 (+3.5%)	$336K (+19.4%)	0.1%	$24.00	—	US BRD MKT ETF	808524102
AGG	ISHARES TR	8,720 (+6.3%)	$863K (+6.0%)	0.2%	$97.86	—	CORE US AGGBD ET	464287226
WFC	WELLS FARGO & CO	4,698 (+2.3%)	$388K (+6.2%)	0.1%	$58.41	—	COM	949746101
MRK	MERCK & CO INC	2,023 (+1.1%)	$260K (+8.1%)	0.1%	$93.64	—	COM	58933Y105
VGSH	VANGUARD SCOTTSDALE FDS	10,100 (+2.3%)	$588K (+1.7%)	0.2%	$58.02	—	SHORT TERM TREAS	92206C102

Exited Positions (3)

OMC OMNICOM GROUP INC 0.1%

Value $290K Shares 3,853 Est. Cost $50.79 Unrealized —

BCSF BAIN CAP SPECIALTY FIN INC 0.0%

Value $126K Shares 10,130 Est. Cost $13.51 Unrealized —

TGB TASEKO MINES LTD 0.0%

Value $70,950 Shares 11,000 Est. Cost $2.52 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
OMC	OMNICOM GROUP INC	3,853	$290K	0.1%	$50.79	—	—	681919106
BCSF	BAIN CAP SPECIALTY FIN INC	10,130	$126K	0.0%	$13.51	—	—	05684B107
TGB	TASEKO MINES LTD	11,000	$70,950	0.0%	$2.52	—	—	876511106

Decreased Positions (15)

PRDO PERDOCEO ED CORP 0.5%

Value $1.935M (-20.8%) Shares 60,461 (-8.0%) Est. Cost $11.44 Unrealized —

PGX INVESCO EXCH TRADED FD TR II 1.8%

Value $7.132M (-3.7%) Shares 657,946 (-3.3%) Est. Cost $12.05 Unrealized —

SUB ISHARES TR 0.2%

Value $796K (-18.2%) Shares 7,475 (-18.1%) Est. Cost $104.51 Unrealized —

GTX GARRETT MOTION INC 0.1%

Value $321K (+29.8%) Shares 8,864 (-34.9%) Est. Cost $9.20 Unrealized —

HPQ HP INC 0.2%

Value $821K (+9.3%) Shares 37,411 (-4.3%) Est. Cost $17.61 Unrealized —

XLF SELECT SECTOR SPDR TR 0.3%

Value $998K (+7.1%) Shares 18,614 (-1.4%) Est. Cost $29.51 Unrealized —

PXF INVESCO EXCH TRADED FD TR II 0.2%

Value $693K (+6.7%) Shares 9,157 (-1.4%) Est. Cost $39.15 Unrealized —

VXUS VANGUARD STAR FDS 0.1%

Value $425K (+7.0%) Shares 4,966 (-3.5%) Est. Cost $55.21 Unrealized —

JPM JPMORGAN CHASE & CO 0.1%

Value $364K (+7.2%) Shares 1,112 (-3.6%) Est. Cost $156.28 Unrealized —

PLTK PLAYTIKA HLDG CORP 0.0%

Value $102K (+29.8%) Shares 27,495 (-3.0%) Est. Cost $7.37 Unrealized —

PFFD GLOBAL X FDS 1.9%

Value $7.431M (+0.3%) Shares 397,610 (-1.3%) Est. Cost $20.92 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.9%

Value $3.342M (+0.6%) Shares 6,679 (-3.7%) Est. Cost $224.18 Unrealized —

STIP ISHARES TR 0.1%

Value $208K (-2.9%) Shares 2,040 (-1.7%) Est. Cost $97.56 Unrealized —

MO ALTRIA GROUP INC 0.1%

Value $432K (+1.2%) Shares 6,000 (-7.2%) Est. Cost $37.95 Unrealized —

KFY KORN FERRY 0.1%

Value $283K (+1.8%) Shares 4,250 (-3.8%) Est. Cost $46.26 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
PRDO	PERDOCEO ED CORP	60,461 (-8.0%)	$1.935M (-20.8%)	0.5%	$11.44	—	COM	71363P106
PGX	INVESCO EXCH TRADED FD TR II	657,946 (-3.3%)	$7.132M (-3.7%)	1.8%	$12.05	—	PFD ETF	46138E511
SUB	ISHARES TR	7,475 (-18.1%)	$796K (-18.2%)	0.2%	$104.51	—	SHRT NAT MUN ETF	464288158
GTX	GARRETT MOTION INC	8,864 (-34.9%)	$321K (+29.8%)	0.1%	$9.20	—	COM	366505105
HPQ	HP INC	37,411 (-4.3%)	$821K (+9.3%)	0.2%	$17.61	—	COM	40434L105
XLF	SELECT SECTOR SPDR TR	18,614 (-1.4%)	$998K (+7.1%)	0.3%	$29.51	—	ST STR FINL ETF	81369Y605
PXF	INVESCO EXCH TRADED FD TR II	9,157 (-1.4%)	$693K (+6.7%)	0.2%	$39.15	—	RAFI DVLPD MRKTS	46138E743
VXUS	VANGUARD STAR FDS	4,966 (-3.5%)	$425K (+7.0%)	0.1%	$55.21	—	VG TL INTL STK F	921909768
JPM	JPMORGAN CHASE & CO	1,112 (-3.6%)	$364K (+7.2%)	0.1%	$156.28	—	COM	46625H100
PLTK	PLAYTIKA HLDG CORP	27,495 (-3.0%)	$102K (+29.8%)	0.0%	$7.37	—	COM	72815L107
PFFD	GLOBAL X FDS	397,610 (-1.3%)	$7.431M (+0.3%)	1.9%	$20.92	—	US PFD ETF	37954Y657
BRK/B	BERKSHIRE HATHAWAY INC DEL	6,679 (-3.7%)	$3.342M (+0.6%)	0.9%	$224.18	—	CL B NEW	084670702
STIP	ISHARES TR	2,040 (-1.7%)	$208K (-2.9%)	0.1%	$97.56	—	0-5 YR TIPS ETF	46429B747
MO	ALTRIA GROUP INC	6,000 (-7.2%)	$432K (+1.2%)	0.1%	$37.95	—	COM	02209S103
KFY	KORN FERRY	4,250 (-3.8%)	$283K (+1.8%)	0.1%	$46.26	—	COM NEW	500643200

Unchanged Positions (26)

UNH UNITEDHEALTH GROUP INC 0.1%

Value $556K Shares 1,337 Est. Cost $464.56 Unrealized —

RSP INVESCO EXCHANGE TRADED FD T 0.5%

Value $1.804M Shares 8,478 Est. Cost $127.57 Unrealized —

BAC BANK OF AMER CORP 0.3%

Value $1.174M Shares 20,612 Est. Cost $23.66 Unrealized —

AAPL APPLE INC 0.2%

Value $923K Shares 3,189 Est. Cost $186.90 Unrealized —

AAEQ EA SERIES TRUST 0.2%

Value $818K Shares 15,388 Est. Cost $49.33 Unrealized —

PRFZ INVESCO EXCHANGE TRADED FD T 0.1%

Value $542K Shares 9,725 Est. Cost $56.11 Unrealized —

DE DEERE & CO 0.2%

Value $851K Shares 1,342 Est. Cost $247.37 Unrealized —

ABT ABBOTT LABORATORIES 0.2%

Value $581K Shares 6,400 Est. Cost $99.26 Unrealized —

AAUA EA SERIES TRUST 0.1%

Value $534K Shares 9,376 Est. Cost $48.94 Unrealized —

SMCI SUPER MICRO COMPUTER INC 0.1%

Value $301K Shares 10,270 Est. Cost $36.50 Unrealized —

TGT TARGET CORP 0.2%

Value $786K Shares 6,017 Est. Cost $147.92 Unrealized —

MDT MEDTRONIC PLC 0.1%

Value $390K Shares 4,980 Est. Cost $95.05 Unrealized —

DFAC DIMENSIONAL ETF TRUST 0.1%

Value $297K Shares 6,692 Est. Cost $38.57 Unrealized —

WMT WALMART INC 0.1%

Value $376K Shares 3,319 Est. Cost $79.87 Unrealized —

PEP PEPSICO INC 0.1%

Value $244K Shares 1,800 Est. Cost $156.55 Unrealized —

MLI MUELLER INDS INC 0.1%

Value $356K Shares 2,900 Est. Cost $65.94 Unrealized —

MMM 3M CO 0.1%

Value $324K Shares 2,000 Est. Cost $95.02 Unrealized —

VAW VANGUARD WORLD FD 0.6%

Value $2.148M Shares 9,389 Est. Cost $162.29 Unrealized —

PRF INVESCO EXCHANGE TRADED FD T 0.1%

Value $243K Shares 4,491 Est. Cost $42.33 Unrealized —

EONR EON RESOURCES INC 0.0%

Value $26,932 Shares 61,000 Est. Cost $0.49 Unrealized —

AMTX AEMETIS INC 0.0%

Value $24,288 Shares 14,810 Est. Cost $1.55 Unrealized —

VSS VANGUARD INTL EQUITY INDEX F 0.1%

Value $406K Shares 2,629 Est. Cost $117.49 Unrealized —

PXH INVESCO EXCH TRADED FD TR II 0.1%

Value $577K Shares 20,705 Est. Cost $19.95 Unrealized —

NAK NORTHERN DYNASTY MINERALS LT 0.0%

Value $38,400 Shares 20,000 Est. Cost $0.45 Unrealized —

ORCL ORACLE CORP 0.2%

Value $740K Shares 5,048 Est. Cost $60.30 Unrealized —

VGZ VISTA GOLD CORP 0.0%

Value $78,310 Shares 41,000 Est. Cost $0.63 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
UNH	UNITEDHEALTH GROUP INC	1,337	$556K	0.1%	$464.56	—	COM	91324P102
RSP	INVESCO EXCHANGE TRADED FD T	8,478	$1.804M	0.5%	$127.57	—	S&P500 EQL WGT	46137V357
BAC	BANK OF AMER CORP	20,612	$1.174M	0.3%	$23.66	—	COM	060505104
AAPL	APPLE INC	3,189	$923K	0.2%	$186.90	—	COM	037833100
AAEQ	EA SERIES TRUST	15,388	$818K	0.2%	$49.33	—	ALPHA ARCHITECT	02072Q358
PRFZ	INVESCO EXCHANGE TRADED FD T	9,725	$542K	0.1%	$56.11	—	RAFI US 1500	46137V597
DE	DEERE & CO	1,342	$851K	0.2%	$247.37	—	COM	244199105
ABT	ABBOTT LABORATORIES	6,400	$581K	0.2%	$99.26	—	COM	002824100
AAUA	EA SERIES TRUST	9,376	$534K	0.1%	$48.94	—	ALPHA ARCHITECT	02072Q275
SMCI	SUPER MICRO COMPUTER INC	10,270	$301K	0.1%	$36.50	—	COM NEW	86800U302
TGT	TARGET CORP	6,017	$786K	0.2%	$147.92	—	COM	87612E106
MDT	MEDTRONIC PLC	4,980	$390K	0.1%	$95.05	—	SHS	G5960L103
DFAC	DIMENSIONAL ETF TRUST	6,692	$297K	0.1%	$38.57	—	US COR EQU 2 ETF	25434V708
WMT	WALMART INC	3,319	$376K	0.1%	$79.87	—	COM	931142103
PEP	PEPSICO INC	1,800	$244K	0.1%	$156.55	—	COM	713448108
MLI	MUELLER INDS INC	2,900	$356K	0.1%	$65.94	—	COM	624756102
MMM	3M CO	2,000	$324K	0.1%	$95.02	—	COM	88579Y101
VAW	VANGUARD WORLD FD	9,389	$2.148M	0.6%	$162.29	—	MATERIALS ETF	92204A801
PRF	INVESCO EXCHANGE TRADED FD T	4,491	$243K	0.1%	$42.33	—	RAFI US 1000 ETF	46137V613
EONR	EON RESOURCES INC	61,000	$26,932	0.0%	$0.49	—	COM CL A	40472A102
AMTX	AEMETIS INC	14,810	$24,288	0.0%	$1.55	—	COM NEW	00770K202
VSS	VANGUARD INTL EQUITY INDEX F	2,629	$406K	0.1%	$117.49	—	FTSE SMCAP ETF	922042718
PXH	INVESCO EXCH TRADED FD TR II	20,705	$577K	0.1%	$19.95	—	RAFI EMRGNG MRKT	46138E727
NAK	NORTHERN DYNASTY MINERALS LT	20,000	$38,400	0.0%	$0.45	—	COM NEW	66510M204
ORCL	ORACLE CORP	5,048	$740K	0.2%	$60.30	—	COM	68389X105
VGZ	VISTA GOLD CORP	41,000	$78,310	0.0%	$0.63	—	COM NEW	927926303