Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
XOM	EXXONMOBIL HOLDINGS CORP	4,218	$686K	0.1%	$162.75	$162.75	—	COM SHS	30233Q108
DELL	DELL TECHNOLOGIES INC	1,199	$645K	0.1%	$537.95	$469.71	+14.5%	CL C	24703L202
HPE	HEWLETT PACKARD ENTERPRISE C	4,230	$270K	0.0%	$63.89	$52.95	+20.7%	COM	42824C109
V	VISA INC	695	$250K	0.0%	$359.33	$365.53	-1.7%	COM CL A	92826C839
VHT	VANGUARD WORLD FD	637	$201K	0.0%	$315.88	$313.31	+0.9%	HEALTH CAR ETF	92204A504

Increased Positions (33)

GSY INVESCO ACTIVELY MANAGED EXC 6.6%

Value $60.24M (+304.0%) Shares 1,206,535 (+305.8%) Share Price $49.93 Est. Cost/Share $50.17 Unrealized @ Report Date -0.5%

AAPL APPLE INC 2.2%

Value $20.41M (+68.5%) Shares 61,277 (+46.4%) Share Price $333.02 Est. Cost/Share $191.80 Unrealized @ Report Date +73.6%

CGCB CAPITAL GRP FIXED INCM ETF T 7.1%

Value $65.42M (+6.0%) Shares 2,618,848 (+11.1%) Share Price $24.98 Est. Cost/Share $26.53 Unrealized @ Report Date -5.8%

BINC BLACKROCK ETF TRUST II 4.2%

Value $38.54M (+8.4%) Shares 758,798 (+11.7%) Share Price $50.79 Est. Cost/Share $52.77 Unrealized @ Report Date -3.8%

FNDE SCHWAB STRATEGIC TR 2.8%

Value $25.75M (+8.7%) Shares 614,918 (+3.0%) Share Price $41.87 Est. Cost/Share $31.20 Unrealized @ Report Date +34.2%

NVDA NVIDIA CORPORATION 0.4%

Value $3.886M (+107.7%) Shares 17,017 (+82.0%) Share Price $228.37 Est. Cost/Share $165.01 Unrealized @ Report Date +38.4%

RLY SSGA ACTIVE ETF TR 2.2%

Value $19.76M (+8.2%) Shares 545,887 (+3.2%) Share Price $36.19 Est. Cost/Share $34.72 Unrealized @ Report Date +4.2%

IUSB ISHARES TR 5.3%

Value $48.77M (+3.1%) Shares 1,106,135 (+7.9%) Share Price $44.09 Est. Cost/Share $46.60 Unrealized @ Report Date -5.4%

CGBL CAPITAL GROUP CORE BALANCED 1.5%

Value $13.8M (+6.2%) Shares 375,569 (+9.7%) Share Price $36.75 Est. Cost/Share $32.68 Unrealized @ Report Date +12.5%

FNDA SCHWAB STRATEGIC TR 1.2%

Value $11.17M (-4.5%) Shares 319,177 (+3.8%) Share Price $35.00 Est. Cost/Share $30.26 Unrealized @ Report Date +15.7%

CGIC CAPITAL GROUP INTERNATIONAL 3.5%

Value $31.86M (+1.6%) Shares 885,378 (+2.8%) Share Price $35.98 Est. Cost/Share $34.34 Unrealized @ Report Date +4.8%

GOVT ISHARES TR 3.5%

Value $32.49M (+1.6%) Shares 1,485,386 (+5.8%) Share Price $21.87 Est. Cost/Share $24.61 Unrealized @ Report Date -11.1%

INTC INTEL CORP 0.6%

Value $5.205M (-6.0%) Shares 43,289 (+9.1%) Share Price $120.23 Est. Cost/Share $44.02 Unrealized @ Report Date +173.1%

CSCO CISCO SYS INC 0.1%

Value $564K (+66.0%) Shares 5,237 (+81.1%) Share Price $107.64 Est. Cost/Share $91.66 Unrealized @ Report Date +17.4%

EUSB ISHARES TR 0.2%

Value $1.56M (+14.0%) Shares 37,517 (+19.1%) Share Price $41.57 Est. Cost/Share $44.20 Unrealized @ Report Date -5.9%

ESGV VANGUARD WORLD FD 0.2%

Value $2.04M (+9.3%) Shares 15,049 (+6.6%) Share Price $135.53 Est. Cost/Share $82.25 Unrealized @ Report Date +64.8%

VTI VANGUARD INDEX FDS 0.3%

Value $2.845M (+6.4%) Shares 7,602 (+5.2%) Share Price $374.25 Est. Cost/Share $218.43 Unrealized @ Report Date +71.3%

GLD SPDR GOLD TR 0.2%

Value $2.014M (+7.4%) Shares 5,288 (+3.9%) Share Price $380.84 Est. Cost/Share $208.29 Unrealized @ Report Date +82.8%

GMUB GOLDMAN SACHS ETF TR 0.1%

Value $1.011M (+14.8%) Shares 20,714 (+21.0%) Share Price $48.80 Est. Cost/Share $51.30 Unrealized @ Report Date -4.9%

VSGX VANGUARD WORLD FD 0.2%

Value $1.439M (+9.7%) Shares 17,744 (+11.4%) Share Price $81.07 Est. Cost/Share $59.21 Unrealized @ Report Date +36.9%

VO VANGUARD INDEX FDS 1.0%

Value $9.137M (-1.3%) Shares 116,511 (+1.4%) Share Price $78.42 Est. Cost/Share $73.76 Unrealized @ Report Date +6.3%

CGNG CAPITAL GROUP NEW GEOGRAPHY 2.0%

Value $18.6M (-0.6%) Shares 510,174 (+2.2%) Share Price $36.45 Est. Cost/Share $26.34 Unrealized @ Report Date +38.4%

MRK MERCK & CO INC 0.1%

Value $642K (+17.5%) Shares 4,415 (+3.9%) Share Price $145.31 Est. Cost/Share $70.71 Unrealized @ Report Date +105.5%

TSLA TESLA INC 0.1%

Value $1.185M (+7.5%) Shares 3,340 (+27.5%) Share Price $354.79 Est. Cost/Share $289.54 Unrealized @ Report Date +22.5%

DSI ISHARES TR 0.1%

Value $717K (+12.5%) Shares 4,905 (+9.5%) Share Price $146.18 Est. Cost/Share $112.17 Unrealized @ Report Date +30.3%

CGIE CAPITAL GROUP INTERNATIONAL 0.6%

Value $5.724M (+1.4%) Shares 155,938 (+1.6%) Share Price $36.71 Est. Cost/Share $29.60 Unrealized @ Report Date +24.0%

AMGN AMGEN INC 0.0%

Value $315K (+24.9%) Shares 747 (+7.3%) Share Price $421.51 Est. Cost/Share $346.15 Unrealized @ Report Date +21.8%

SUSB ISHARES TR 0.1%

Value $630K (+5.6%) Shares 25,808 (+8.0%) Share Price $24.43 Est. Cost/Share $24.74 Unrealized @ Report Date -1.3%

VIOO VANGUARD ADMIRAL FDS INC 0.0%

Value $310K (-6.6%) Shares 2,450 (+1.5%) Share Price $126.52 Est. Cost/Share $91.42 Unrealized @ Report Date +38.4%

PG PROCTER & GAMBLE CO 0.0%

Value $448K (+4.1%) Shares 3,086 (+5.0%) Share Price $145.28 Est. Cost/Share $128.23 Unrealized @ Report Date +13.3%

HYD VANECK ETF TRUST 0.0%

Value $396K (-4.1%) Shares 8,252 (+2.8%) Share Price $48.03 Est. Cost/Share $50.98 Unrealized @ Report Date -5.8%

SCHB SCHWAB STRATEGIC TR 0.0%

Value $288K (+2.4%) Shares 9,836 (+1.1%) Share Price $29.31 Est. Cost/Share $22.65 Unrealized @ Report Date +29.4%

JPM JPMORGAN CHASE & CO 0.0%

Value $264K (+2.2%) Shares 798 (+1.1%) Share Price $330.83 Est. Cost/Share $309.24 Unrealized @ Report Date +7.0%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
GSY	INVESCO ACTIVELY MANAGED EXC	1,206,535 (+305.8%)	$60.24M (+304.0%)	6.6%	$49.93	$50.17	-0.5%	ULTRA SHRT DUR	46090A887
AAPL	APPLE INC	61,277 (+46.4%)	$20.41M (+68.5%)	2.2%	$333.02	$191.80	+73.6%	COM	037833100
CGCB	CAPITAL GRP FIXED INCM ETF T	2,618,848 (+11.1%)	$65.42M (+6.0%)	7.1%	$24.98	$26.53	-5.8%	CORE BOND ETF	14020Y508
BINC	BLACKROCK ETF TRUST II	758,798 (+11.7%)	$38.54M (+8.4%)	4.2%	$50.79	$52.77	-3.8%	ISHA FLEX IN ETF	092528603
FNDE	SCHWAB STRATEGIC TR	614,918 (+3.0%)	$25.75M (+8.7%)	2.8%	$41.87	$31.20	+34.2%	FUND EM EQUI ETF	808524730
NVDA	NVIDIA CORPORATION	17,017 (+82.0%)	$3.886M (+107.7%)	0.4%	$228.37	$165.01	+38.4%	COM	67066G104
RLY	SSGA ACTIVE ETF TR	545,887 (+3.2%)	$19.76M (+8.2%)	2.2%	$36.19	$34.72	+4.2%	ST STR REAL ETF	78467V103
IUSB	ISHARES TR	1,106,135 (+7.9%)	$48.77M (+3.1%)	5.3%	$44.09	$46.60	-5.4%	CORE UNIVRSL USD	46434V613
CGBL	CAPITAL GROUP CORE BALANCED	375,569 (+9.7%)	$13.8M (+6.2%)	1.5%	$36.75	$32.68	+12.5%	SHS	14021D107
FNDA	SCHWAB STRATEGIC TR	319,177 (+3.8%)	$11.17M (-4.5%)	1.2%	$35.00	$30.26	+15.7%	FUNDAMENTAL US S	808524763
CGIC	CAPITAL GROUP INTERNATIONAL	885,378 (+2.8%)	$31.86M (+1.6%)	3.5%	$35.98	$34.34	+4.8%	SHS	14021T102
GOVT	ISHARES TR	1,485,386 (+5.8%)	$32.49M (+1.6%)	3.5%	$21.87	$24.61	-11.1%	US TREAS BD ETF	46429B267
INTC	INTEL CORP	43,289 (+9.1%)	$5.205M (-6.0%)	0.6%	$120.23	$44.02	+173.1%	COM	458140100
CSCO	CISCO SYS INC	5,237 (+81.1%)	$564K (+66.0%)	0.1%	$107.64	$91.66	+17.4%	COM	17275R102
EUSB	ISHARES TR	37,517 (+19.1%)	$1.56M (+14.0%)	0.2%	$41.57	$44.20	-5.9%	ESG ADVAN ETF	46436E619
ESGV	VANGUARD WORLD FD	15,049 (+6.6%)	$2.04M (+9.3%)	0.2%	$135.53	$82.25	+64.8%	ESG US STK ETF	921910733
VTI	VANGUARD INDEX FDS	7,602 (+5.2%)	$2.845M (+6.4%)	0.3%	$374.25	$218.43	+71.3%	MRNGSTR TTL STK	922908769
GLD	SPDR GOLD TR	5,288 (+3.9%)	$2.014M (+7.4%)	0.2%	$380.84	$208.29	+82.8%	GOLD SHS	78463V107
GMUB	GOLDMAN SACHS ETF TR	20,714 (+21.0%)	$1.011M (+14.8%)	0.1%	$48.80	$51.30	-4.9%	MUNI INCOME ETF	38149W549
VSGX	VANGUARD WORLD FD	17,744 (+11.4%)	$1.439M (+9.7%)	0.2%	$81.07	$59.21	+36.9%	ESG INTL STK ETF	921910725
VO	VANGUARD INDEX FDS	116,511 (+1.4%)	$9.137M (-1.3%)	1.0%	$78.42	$73.76	+6.3%	MRNGSTR MID CAP	922908629
CGNG	CAPITAL GROUP NEW GEOGRAPHY	510,174 (+2.2%)	$18.6M (-0.6%)	2.0%	$36.45	$26.34	+38.4%	SHS	14021N105
MRK	MERCK & CO INC	4,415 (+3.9%)	$642K (+17.5%)	0.1%	$145.31	$70.71	+105.5%	COM	58933Y105
TSLA	TESLA INC	3,340 (+27.5%)	$1.185M (+7.5%)	0.1%	$354.79	$289.54	+22.5%	COM	88160R101
DSI	ISHARES TR	4,905 (+9.5%)	$717K (+12.5%)	0.1%	$146.18	$112.17	+30.3%	ESG MSCI KLD ETF	464288570
CGIE	CAPITAL GROUP INTERNATIONAL	155,938 (+1.6%)	$5.724M (+1.4%)	0.6%	$36.71	$29.60	+24.0%	SHS	14021M107
AMGN	AMGEN INC	747 (+7.3%)	$315K (+24.9%)	0.0%	$421.51	$346.15	+21.8%	COM	031162100
SUSB	ISHARES TR	25,808 (+8.0%)	$630K (+5.6%)	0.1%	$24.43	$24.74	-1.3%	ESG AWRE 1 5 YR	46435G243
VIOO	VANGUARD ADMIRAL FDS INC	2,450 (+1.5%)	$310K (-6.6%)	0.0%	$126.52	$91.42	+38.4%	SMLLCP 600 IDX	921932828
PG	PROCTER & GAMBLE CO	3,086 (+5.0%)	$448K (+4.1%)	0.0%	$145.28	$128.23	+13.3%	COM	742718109
HYD	VANECK ETF TRUST	8,252 (+2.8%)	$396K (-4.1%)	0.0%	$48.03	$50.98	-5.8%	HIGH YLD MUNIETF	92189H409
SCHB	SCHWAB STRATEGIC TR	9,836 (+1.1%)	$288K (+2.4%)	0.0%	$29.31	$22.65	+29.4%	US BRD MKT ETF	808524102
JPM	JPMORGAN CHASE & CO	798 (+1.1%)	$264K (+2.2%)	0.0%	$330.83	$309.24	+7.0%	COM	46625H100

Exited Positions (9)

XOM EXXON MOBIL CORP 0.1%

Value $528K Shares 3,862 Share Price $136.71 * Est. Cost/Share $87.61 Unrealized @ Report Date +85.8%

IBHF ISHARES TR 0.0%

Value $342K Shares 15,121 Share Price $22.65 Est. Cost/Share $23.24 Unrealized @ Report Date -3.1%

VGIT VANGUARD SCOTTSDALE FDS 0.0%

Value $220K Shares 3,733 Share Price $58.98 * Est. Cost/Share $59.26 Unrealized @ Report Date -4.4%

SBUX STARBUCKS CORP 0.0%

Value $220K Shares 2,150 Share Price $102.19 * Est. Cost/Share $86.12 Unrealized @ Report Date +9.1%

MU MICRON TECHNOLOGY INC 0.0%

Value $204K Shares 177 Share Price $1154.29 * Est. Cost/Share $749.89 Unrealized @ Report Date +42.0%

SHYD VANECK ETF TRUST 0.0%

Value $203K Shares 8,846 Share Price $22.90 * Est. Cost/Share $22.73 Unrealized @ Report Date -3.6%

ESML ISHARES TR 0.0%

Value $201K Shares 3,585 Share Price $55.93 * Est. Cost/Share $52.01 Unrealized @ Report Date -0.0%

FCAL FIRST TR EXCH TRADED FD III 0.0%

Value $200K Shares 4,033 Share Price $49.65 * Est. Cost/Share $49.38 Unrealized @ Report Date -6.4%

CGSD CAPITAL GRP FIXED INCM ETF T 0.0%

Value $200K Shares 7,779 Share Price $25.73 Est. Cost/Share $25.76 Unrealized @ Report Date -2.0%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
XOM	EXXON MOBIL CORP	3,862	$528K	0.1%	$136.71 *	$87.61	+85.8%	—	30231G102
IBHF	ISHARES TR	15,121	$342K	0.0%	$22.65	$23.24	-3.1%	—	46436E528
VGIT	VANGUARD SCOTTSDALE FDS	3,733	$220K	0.0%	$58.98 *	$59.26	-4.4%	—	92206C706
SBUX	STARBUCKS CORP	2,150	$220K	0.0%	$102.19 *	$86.12	+9.1%	—	855244109
MU	MICRON TECHNOLOGY INC	177	$204K	0.0%	$1154.29 *	$749.89	+42.0%	—	595112103
SHYD	VANECK ETF TRUST	8,846	$203K	0.0%	$22.90 *	$22.73	-3.6%	—	92189F387
ESML	ISHARES TR	3,585	$201K	0.0%	$55.93 *	$52.01	-0.0%	—	46435U663
FCAL	FIRST TR EXCH TRADED FD III	4,033	$200K	0.0%	$49.65 *	$49.38	-6.4%	—	33739P863
CGSD	CAPITAL GRP FIXED INCM ETF T	7,779	$200K	0.0%	$25.73	$25.76	-2.0%	—	14020Y409

Decreased Positions (21)

VCSH VANGUARD SCOTTSDALE FDS 0.7%

Value $6.085M (-87.1%) Shares 78,774 (-86.8%) Share Price $77.25 Est. Cost/Share $77.89 Unrealized @ Report Date -0.8%

CGCP CAPITAL GRP FIXED INCM ETF T 1.0%

Value $8.934M (-37.2%) Shares 421,990 (-33.9%) Share Price $21.17 Est. Cost/Share $22.59 Unrealized @ Report Date -6.3%

MSFT MICROSOFT CORP 0.5%

Value $4.477M (+34.4%) Shares 8,729 (-2.3%) Share Price $512.92 Est. Cost/Share $313.75 Unrealized @ Report Date +63.5%

CGGR CAPITAL GROUP GROWTH ETF 7.3%

Value $66.96M (-0.8%) Shares 1,411,799 (-1.3%) Share Price $47.43 Est. Cost/Share $33.75 Unrealized @ Report Date +40.5%

ICSH ISHARES TR 0.1%

Value $1.206M (-30.2%) Shares 23,924 (-29.9%) Share Price $50.40 Est. Cost/Share $50.57 Unrealized @ Report Date -0.3%

TOTL SSGA ACTIVE ETF TR 0.2%

Value $1.868M (-19.6%) Shares 49,907 (-15.2%) Share Price $37.42 Est. Cost/Share $43.71 Unrealized @ Report Date -14.4%

BRK/B BERKSHIRE HATHAWAY INC DEL 0.5%

Value $4.513M (-6.6%) Shares 9,064 (-6.1%) Share Price $497.95 Est. Cost/Share $283.82 Unrealized @ Report Date +75.4%

FNDX SCHWAB STRATEGIC TR 2.2%

Value $20.29M (-1.3%) Shares 644,605 (-2.4%) Share Price $31.47 Est. Cost/Share $27.59 Unrealized @ Report Date +14.0%

RSP INVESCO EXCHANGE TRADED FD T 0.7%

Value $6.257M (-3.6%) Shares 30,077 (-1.4%) Share Price $208.02 Est. Cost/Share $118.93 Unrealized @ Report Date +74.9%

TLH ISHARES TR 0.0%

Value $233K (-37.0%) Shares 2,527 (-31.4%) Share Price $92.17 Est. Cost/Share $104.83 Unrealized @ Report Date -12.1%

AMAT APPLIED MATLS INC 0.0%

Value $300K (-30.2%) Shares 586 (-1.3%) Share Price $511.38 Est. Cost/Share $461.39 Unrealized @ Report Date +10.8%

META META PLATFORMS INC 0.1%

Value $1.097M (-10.3%) Shares 1,513 (-30.3%) Share Price $725.26 Est. Cost/Share $284.50 Unrealized @ Report Date +154.9%

IGSB ISHARES TR 0.2%

Value $1.504M (-4.9%) Shares 29,353 (-2.7%) Share Price $51.23 Est. Cost/Share $52.86 Unrealized @ Report Date -3.1%

VIG VANGUARD SPECIALIZED FUNDS 0.2%

Value $2.112M (-3.3%) Shares 9,053 (-2.0%) Share Price $233.32 Est. Cost/Share $135.52 Unrealized @ Report Date +72.2%

SHYG ISHARES TR 0.1%

Value $706K (-7.9%) Shares 17,106 (-5.3%) Share Price $41.25 Est. Cost/Share $44.30 Unrealized @ Report Date -6.9%

QQQ INVESCO QQQ TR 0.0%

Value $331K (-12.8%) Shares 447 (-13.2%) Share Price $739.67 Est. Cost/Share $688.02 Unrealized @ Report Date +7.5%

IXG ISHARES TR 0.0%

Value $314K (-11.2%) Shares 2,471 (-12.9%) Share Price $126.97 Est. Cost/Share $101.75 Unrealized @ Report Date +24.8%

JNJ JOHNSON & JOHNSON 0.2%

Value $1.613M (+2.3%) Shares 6,095 (-1.9%) Share Price $264.72 Est. Cost/Share $135.71 Unrealized @ Report Date +95.1%

AMZN AMAZON COM INC 0.1%

Value $700K (-3.2%) Shares 2,811 (-7.4%) Share Price $249.15 Est. Cost/Share $147.88 Unrealized @ Report Date +68.5%

KO COCA COLA CO 0.1%

Value $464K (+3.1%) Shares 5,391 (-2.7%) Share Price $86.08 Est. Cost/Share $44.55 Unrealized @ Report Date +93.2%

VOO VANGUARD INDEX FDS 0.0%

Value $400K (+0.8%) Shares 571 (-1.0%) Share Price $700.48 Est. Cost/Share $666.64 Unrealized @ Report Date +5.1%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
VCSH	VANGUARD SCOTTSDALE FDS	78,774 (-86.8%)	$6.085M (-87.1%)	0.7%	$77.25	$77.89	-0.8%	SHRT TRM CORP BD	92206C409
CGCP	CAPITAL GRP FIXED INCM ETF T	421,990 (-33.9%)	$8.934M (-37.2%)	1.0%	$21.17	$22.59	-6.3%	CORE PLUS INCM	14020Y102
MSFT	MICROSOFT CORP	8,729 (-2.3%)	$4.477M (+34.4%)	0.5%	$512.92	$313.75	+63.5%	COM	594918104
CGGR	CAPITAL GROUP GROWTH ETF	1,411,799 (-1.3%)	$66.96M (-0.8%)	7.3%	$47.43	$33.75	+40.5%	SHS CREAT UNIT	14020G101
ICSH	ISHARES TR	23,924 (-29.9%)	$1.206M (-30.2%)	0.1%	$50.40	$50.57	-0.3%	ULTRA SHORT DUR	46434V878
TOTL	SSGA ACTIVE ETF TR	49,907 (-15.2%)	$1.868M (-19.6%)	0.2%	$37.42	$43.71	-14.4%	ST STR TOTAL ETF	78467V848
BRK/B	BERKSHIRE HATHAWAY INC DEL	9,064 (-6.1%)	$4.513M (-6.6%)	0.5%	$497.95	$283.82	+75.4%	CL B NEW	084670702
FNDX	SCHWAB STRATEGIC TR	644,605 (-2.4%)	$20.29M (-1.3%)	2.2%	$31.47	$27.59	+14.0%	FUNDAMENTAL US L	808524771
RSP	INVESCO EXCHANGE TRADED FD T	30,077 (-1.4%)	$6.257M (-3.6%)	0.7%	$208.02	$118.93	+74.9%	S&P500 EQL WGT	46137V357
TLH	ISHARES TR	2,527 (-31.4%)	$233K (-37.0%)	0.0%	$92.17	$104.83	-12.1%	10-20 YR TRS ETF	464288653
AMAT	APPLIED MATLS INC	586 (-1.3%)	$300K (-30.2%)	0.0%	$511.38	$461.39	+10.8%	COM	038222105
META	META PLATFORMS INC	1,513 (-30.3%)	$1.097M (-10.3%)	0.1%	$725.26	$284.50	+154.9%	CL A	30303M102
IGSB	ISHARES TR	29,353 (-2.7%)	$1.504M (-4.9%)	0.2%	$51.23	$52.86	-3.1%	ISHS 1-5YR INVS	464288646
VIG	VANGUARD SPECIALIZED FUNDS	9,053 (-2.0%)	$2.112M (-3.3%)	0.2%	$233.32	$135.52	+72.2%	DIV APP ETF	921908844
SHYG	ISHARES TR	17,106 (-5.3%)	$706K (-7.9%)	0.1%	$41.25	$44.30	-6.9%	0-5YR HI YL CP	46434V407
QQQ	INVESCO QQQ TR	447 (-13.2%)	$331K (-12.8%)	0.0%	$739.67	$688.02	+7.5%	UNIT SER 1	46090E103
IXG	ISHARES TR	2,471 (-12.9%)	$314K (-11.2%)	0.0%	$126.97	$101.75	+24.8%	GLOBAL FINLS ETF	464287333
JNJ	JOHNSON & JOHNSON	6,095 (-1.9%)	$1.613M (+2.3%)	0.2%	$264.72	$135.71	+95.1%	COM	478160104
AMZN	AMAZON COM INC	2,811 (-7.4%)	$700K (-3.2%)	0.1%	$249.15	$147.88	+68.5%	COM	023135106
KO	COCA COLA CO	5,391 (-2.7%)	$464K (+3.1%)	0.1%	$86.08	$44.55	+93.2%	COM	191216100
VOO	VANGUARD INDEX FDS	571 (-1.0%)	$400K (+0.8%)	0.0%	$700.48	$666.64	+5.1%	S&P 500 ETF SHS	922908363

Unchanged Positions (68)

ITOT ISHARES TR 10.7%

Value $97.98M Shares 589,245 Share Price $166.28 Est. Cost/Share $86.32 Unrealized @ Report Date +92.6%

FNDF SCHWAB STRATEGIC TR 5.2%

Value $47.97M Shares 892,469 Share Price $53.75 Est. Cost/Share $35.04 Unrealized @ Report Date +53.4%

DIA STATE STR SPDR DOW JONES IND 2.9%

Value $26.21M Shares 51,533 Share Price $508.55 Est. Cost/Share $335.52 Unrealized @ Report Date +51.6%

VB VANGUARD INDEX FDS 1.0%

Value $9.475M Shares 33,304 Share Price $284.49 Est. Cost/Share $206.21 Unrealized @ Report Date +38.0%

CGGO CAPITAL GROUP GBL GROWTH EQT 0.8%

Value $7.231M Shares 181,775 Share Price $39.78 Est. Cost/Share $23.17 Unrealized @ Report Date +71.7%

MUB ISHARES TR 0.7%

Value $6.514M Shares 64,431 Share Price $101.10 Est. Cost/Share $107.96 Unrealized @ Report Date -6.4%

CGDV CAPITAL GROUP DIVIDEND VALUE 11.5%

Value $105M Shares 2,152,340 Share Price $48.85 Est. Cost/Share $29.14 Unrealized @ Report Date +67.7%

CAT CATERPILLAR INC 0.0%

Value $399K Shares 492 Share Price $810.79 Est. Cost/Share $330.84 Unrealized @ Report Date +145.1%

GE GE AEROSPACE 0.0%

Value $408K Shares 1,306 Share Price $312.33 Est. Cost/Share $121.27 Unrealized @ Report Date +157.5%

HD HOME DEPOT INC 0.0%

Value $319K Shares 1,122 Share Price $284.49 Est. Cost/Share $249.11 Unrealized @ Report Date +14.2%

GEV GE VERNOVA INC 0.0%

Value $312K Shares 328 Share Price $950.53 Est. Cost/Share $605.52 Unrealized @ Report Date +57.0%

CMF ISHARES TR 0.1%

Value $1.114M Shares 20,582 Share Price $54.12 Est. Cost/Share $57.13 Unrealized @ Report Date -5.3%

IBM INTERNATIONAL BUSINESS MACHS 0.0%

Value $258K Shares 1,171 Share Price $219.97 Est. Cost/Share $145.12 Unrealized @ Report Date +51.5%

CVX CHEVRON CORPORATION 0.0%

Value $386K Shares 1,890 Share Price $204.22 Est. Cost/Share $136.83 Unrealized @ Report Date +49.2%

SUB ISHARES TR 0.3%

Value $3.092M Shares 29,575 Share Price $104.54 Est. Cost/Share $105.10 Unrealized @ Report Date -0.5%

MCD MCDONALDS CORP 0.0%

Value $367K Shares 1,589 Share Price $230.94 Est. Cost/Share $199.42 Unrealized @ Report Date +15.8%

VEA VANGUARD TAX-MANAGED FDS 1.3%

Value $12.34M Shares 174,745 Share Price $70.61 Est. Cost/Share $46.45 Unrealized @ Report Date +52.0%

VTEB VANGUARD MUN BD FDS 0.1%

Value $612K Shares 12,919 Share Price $47.36 Est. Cost/Share $50.38 Unrealized @ Report Date -6.0%

GOOG ALPHABET INC 0.1%

Value $1.116M Shares 3,275 Share Price $340.76 Est. Cost/Share $120.29 Unrealized @ Report Date +183.3%

PFE PFIZER INC 0.0%

Value $252K Shares 8,851 Share Price $28.52 Est. Cost/Share $28.99 Unrealized @ Report Date -1.6%

WM WASTE MGMT INC DEL 0.0%

Value $408K Shares 2,000 Share Price $203.92 Est. Cost/Share $160.82 Unrealized @ Report Date +26.8%

POR PORTLAND GEN ELEC CO 0.0%

Value $214K Shares 4,806 Share Price $44.63 Est. Cost/Share $37.45 Unrealized @ Report Date +19.2%

WMB WILLIAMS COS INC 0.0%

Value $381K Shares 5,599 Share Price $67.97 Est. Cost/Share $35.29 Unrealized @ Report Date +92.6%

IVLU ISHARES TR 0.1%

Value $1.102M Shares 25,684 Share Price $42.89 Est. Cost/Share $25.08 Unrealized @ Report Date +71.0%

IJR ISHARES TR 0.0%

Value $384K Shares 2,824 Share Price $136.03 Est. Cost/Share $84.56 Unrealized @ Report Date +60.9%

IJH ISHARES TR 0.0%

Value $449K Shares 6,241 Share Price $71.95 Est. Cost/Share $53.58 Unrealized @ Report Date +34.3%

ORCL ORACLE CORP 0.0%

Value $442K Shares 3,220 Share Price $137.30 Est. Cost/Share $77.48 Unrealized @ Report Date +77.2%

VV VANGUARD INDEX FDS 0.1%

Value $1.232M Shares 3,501 Share Price $351.85 Est. Cost/Share $333.60 Unrealized @ Report Date +5.5%

MAR MARRIOTT INTL INC NEW 0.1%

Value $646K Shares 1,817 Share Price $355.67 Est. Cost/Share $161.89 Unrealized @ Report Date +119.7%

KR KROGER CO 0.1%

Value $491K Shares 8,383 Share Price $58.62 Est. Cost/Share $29.06 Unrealized @ Report Date +101.7%

AVGO BROADCOM INC 0.0%

Value $341K Shares 972 Share Price $351.19 Est. Cost/Share $230.56 Unrealized @ Report Date +52.3%

GOOGL ALPHABET INC 0.1%

Value $668K Shares 1,942 Share Price $344.08 Est. Cost/Share $158.10 Unrealized @ Report Date +117.6%

JMUB J P MORGAN EXCHANGE TRADED F 0.0%

Value $376K Shares 7,912 Share Price $47.58 Est. Cost/Share $50.59 Unrealized @ Report Date -6.0%

WMT WALMART INC 0.0%

Value $240K Shares 2,313 Share Price $103.92 Est. Cost/Share $95.94 Unrealized @ Report Date +8.3%

SCHF SCHWAB STRATEGIC TR 0.3%

Value $2.675M Shares 97,385 Share Price $27.47 Est. Cost/Share $18.20 Unrealized @ Report Date +51.0%

CGMU CAPITAL GRP FIXED INCM ETF T 0.0%

Value $345K Shares 13,304 Share Price $25.94 Est. Cost/Share $26.27 Unrealized @ Report Date -1.3%

IVV ISHARES TR 0.1%

Value $1.102M Shares 1,439 Share Price $766.02 Est. Cost/Share $392.23 Unrealized @ Report Date +95.3%

VIGI VANGUARD WHITEHALL FDS 0.2%

Value $1.748M Shares 18,509 Share Price $94.42 Est. Cost/Share $77.31 Unrealized @ Report Date +22.1%

SPY STATE STR SPDR S&P 500 ETF T 0.1%

Value $969K Shares 1,271 Share Price $762.75 Est. Cost/Share $563.78 Unrealized @ Report Date +35.3%

AGG ISHARES TR 0.0%

Value $391K Shares 4,138 Share Price $94.54 Est. Cost/Share $99.22 Unrealized @ Report Date -4.7%

NULV NUSHARES ETF TR 0.0%

Value $396K Shares 7,512 Share Price $52.65 Est. Cost/Share $35.92 Unrealized @ Report Date +46.6%

IWD ISHARES TR 0.1%

Value $905K Shares 3,650 Share Price $247.91 Est. Cost/Share $153.99 Unrealized @ Report Date +61.0%

QUAL ISHARES TR 0.2%

Value $1.784M Shares 8,028 Share Price $222.23 Est. Cost/Share $110.11 Unrealized @ Report Date +101.8%

MA MASTERCARD INCORPORATED 0.0%

Value $231K Shares 418 Share Price $551.47 Est. Cost/Share $461.72 Unrealized @ Report Date +19.4%

LLY ELI LILLY & CO 0.0%

Value $395K Shares 341 Share Price $1157.08 Est. Cost/Share $1013.22 Unrealized @ Report Date +14.2%

TFLO ISHARES TR 0.3%

Value $2.804M Shares 55,347 Share Price $50.67 Est. Cost/Share $50.56 Unrealized @ Report Date +0.2%

VGT VANGUARD WORLD FD 0.0%

Value $268K Shares 2,129 Share Price $125.66 Est. Cost/Share $109.49 Unrealized @ Report Date +14.8%

RVSB RIVERVIEW BANCORP INC 0.0%

Value $140K Shares 23,534 Share Price $5.95 Est. Cost/Share $4.42 Unrealized @ Report Date +34.7%

COST COSTCO WHOLESALE CORPORATION 0.0%

Value $437K Shares 481 Share Price $909.40 Est. Cost/Share $560.59 Unrealized @ Report Date +62.4%

TAYD TAYLOR DEVICES INC 0.0%

Value $244K Shares 4,000 Share Price $61.01 Est. Cost/Share $48.47 Unrealized @ Report Date +25.9%

IBDW ISHARES TR 0.0%

Value $239K Shares 11,926 Share Price $20.06 Est. Cost/Share $19.90 Unrealized @ Report Date +0.8%

IBDV ISHARES TR 0.0%

Value $312K Shares 14,745 Share Price $21.14 Est. Cost/Share $20.95 Unrealized @ Report Date +0.9%

SCHD SCHWAB STRATEGIC TR 0.0%

Value $314K Shares 9,642 Share Price $32.53 Est. Cost/Share $27.19 Unrealized @ Report Date +19.6%

IBDR ISHARES TR 0.1%

Value $1.24M Shares 51,157 Share Price $24.24 Est. Cost/Share $23.76 Unrealized @ Report Date +2.0%

NSC NORFOLK SOUTHN CORP 0.0%

Value $325K Shares 1,052 Share Price $309.00 Est. Cost/Share $204.57 Unrealized @ Report Date +51.0%

VYM VANGUARD WHITEHALL FDS 0.0%

Value $329K Shares 2,118 Share Price $155.19 Est. Cost/Share $87.68 Unrealized @ Report Date +77.0%

IBDU ISHARES TR 0.0%

Value $325K Shares 14,311 Share Price $22.69 Est. Cost/Share $22.80 Unrealized @ Report Date -0.5%

SPTM SPDR SERIES TRUST 0.0%

Value $389K Shares 4,223 Share Price $92.04 Est. Cost/Share $61.56 Unrealized @ Report Date +49.5%

RTX RTX CORPORATION 0.0%

Value $216K Shares 1,166 Share Price $185.65 Est. Cost/Share $173.45 Unrealized @ Report Date +7.0%

IBDT ISHARES TR 0.1%

Value $522K Shares 20,911 Share Price $24.96 Est. Cost/Share $25.11 Unrealized @ Report Date -0.6%

VWO VANGUARD INTL EQUITY INDEX F 0.4%

Value $3.779M Shares 63,720 Share Price $59.31 Est. Cost/Share $46.01 Unrealized @ Report Date +28.9%

JMST J P MORGAN EXCHANGE TRADED F 0.1%

Value $478K Shares 9,448 Share Price $50.56 Est. Cost/Share $50.53 Unrealized @ Report Date +0.1%

ECL ECOLAB INC 0.0%

Value $275K Shares 1,000 Share Price $274.58 Est. Cost/Share $207.94 Unrealized @ Report Date +32.0%

VT VANGUARD INTL EQUITY INDEX F 0.1%

Value $491K Shares 3,114 Share Price $157.83 Est. Cost/Share $152.57 Unrealized @ Report Date +3.5%

— BLACKROCK ENHANCED EQUITY DI 0.0%

Value $171K Shares 18,140 Share Price $9.40 Est. Cost/Share $8.62 Unrealized @ Report Date —

BRK/A BERKSHIRE HATHAWAY INC DEL 0.1%

Value $747K Shares 1 Share Price $747005.00 Est. Cost/Share $761794.56 Unrealized @ Report Date -1.9%

SCHE SCHWAB STRATEGIC TR 0.1%

Value $1.367M Shares 37,501 Share Price $36.45 Est. Cost/Share $29.00 Unrealized @ Report Date +25.7%

IBDS ISHARES TR 0.1%

Value $852K Shares 35,312 Share Price $24.12 Est. Cost/Share $23.83 Unrealized @ Report Date +1.2%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
ITOT	ISHARES TR	589,245	$97.98M	10.7%	$166.28	$86.32	+92.6%	CORE S&P TTL STK	464287150
FNDF	SCHWAB STRATEGIC TR	892,469	$47.97M	5.2%	$53.75	$35.04	+53.4%	FUNDAMENTAL INTL	808524755
DIA	STATE STR SPDR DOW JONES IND	51,533	$26.21M	2.9%	$508.55	$335.52	+51.6%	UT SER 1	78467X109
VB	VANGUARD INDEX FDS	33,304	$9.475M	1.0%	$284.49	$206.21	+38.0%	MRNGSTR SML CAP	922908751
CGGO	CAPITAL GROUP GBL GROWTH EQT	181,775	$7.231M	0.8%	$39.78	$23.17	+71.7%	SHS CREAT UNIT	14020X104
MUB	ISHARES TR	64,431	$6.514M	0.7%	$101.10	$107.96	-6.4%	NATIONAL MUN ETF	464288414
CGDV	CAPITAL GROUP DIVIDEND VALUE	2,152,340	$105M	11.5%	$48.85	$29.14	+67.7%	SHS CREAT UNIT	14020W106
CAT	CATERPILLAR INC	492	$399K	0.0%	$810.79	$330.84	+145.1%	COM	149123101
GE	GE AEROSPACE	1,306	$408K	0.0%	$312.33	$121.27	+157.5%	COM NEW	369604301
HD	HOME DEPOT INC	1,122	$319K	0.0%	$284.49	$249.11	+14.2%	COM	437076102
GEV	GE VERNOVA INC	328	$312K	0.0%	$950.53	$605.52	+57.0%	COM	36828A101
CMF	ISHARES TR	20,582	$1.114M	0.1%	$54.12	$57.13	-5.3%	CALIF MUN BD ETF	464288356
IBM	INTERNATIONAL BUSINESS MACHS	1,171	$258K	0.0%	$219.97	$145.12	+51.5%	COM	459200101
CVX	CHEVRON CORPORATION	1,890	$386K	0.0%	$204.22	$136.83	+49.2%	COM	166764100
SUB	ISHARES TR	29,575	$3.092M	0.3%	$104.54	$105.10	-0.5%	SHRT NAT MUN ETF	464288158
MCD	MCDONALDS CORP	1,589	$367K	0.0%	$230.94	$199.42	+15.8%	COM	580135101
VEA	VANGUARD TAX-MANAGED FDS	174,745	$12.34M	1.3%	$70.61	$46.45	+52.0%	VAN FTSE DEV MKT	921943858
VTEB	VANGUARD MUN BD FDS	12,919	$612K	0.1%	$47.36	$50.38	-6.0%	TAX EXEMPT BD	922907746
GOOG	ALPHABET INC	3,275	$1.116M	0.1%	$340.76	$120.29	+183.3%	CAP STK CL C	02079K107
PFE	PFIZER INC	8,851	$252K	0.0%	$28.52	$28.99	-1.6%	COM	717081103
WM	WASTE MGMT INC DEL	2,000	$408K	0.0%	$203.92	$160.82	+26.8%	COM	94106L109
POR	PORTLAND GEN ELEC CO	4,806	$214K	0.0%	$44.63	$37.45	+19.2%	COM NEW	736508847
WMB	WILLIAMS COS INC	5,599	$381K	0.0%	$67.97	$35.29	+92.6%	COM	969457100
IVLU	ISHARES TR	25,684	$1.102M	0.1%	$42.89	$25.08	+71.0%	MSCI INTL VLU FT	46435G409
IJR	ISHARES TR	2,824	$384K	0.0%	$136.03	$84.56	+60.9%	CORE S&P SCP ETF	464287804
IJH	ISHARES TR	6,241	$449K	0.0%	$71.95	$53.58	+34.3%	CORE S&P MCP ETF	464287507
ORCL	ORACLE CORP	3,220	$442K	0.0%	$137.30	$77.48	+77.2%	COM	68389X105
VV	VANGUARD INDEX FDS	3,501	$1.232M	0.1%	$351.85	$333.60	+5.5%	MRNGSTR LRG CAP	922908637
MAR	MARRIOTT INTL INC NEW	1,817	$646K	0.1%	$355.67	$161.89	+119.7%	CL A	571903202
KR	KROGER CO	8,383	$491K	0.1%	$58.62	$29.06	+101.7%	COM	501044101
AVGO	BROADCOM INC	972	$341K	0.0%	$351.19	$230.56	+52.3%	COM	11135F101
GOOGL	ALPHABET INC	1,942	$668K	0.1%	$344.08	$158.10	+117.6%	CAP STK CL A	02079K305
JMUB	J P MORGAN EXCHANGE TRADED F	7,912	$376K	0.0%	$47.58	$50.59	-6.0%	MUNICIPAL ETF	46641Q647
WMT	WALMART INC	2,313	$240K	0.0%	$103.92	$95.94	+8.3%	COM	931142103
SCHF	SCHWAB STRATEGIC TR	97,385	$2.675M	0.3%	$27.47	$18.20	+51.0%	INTL EQTY ETF	808524805
CGMU	CAPITAL GRP FIXED INCM ETF T	13,304	$345K	0.0%	$25.94	$26.27	-1.3%	MUN INM ETF	14020Y201
IVV	ISHARES TR	1,439	$1.102M	0.1%	$766.02	$392.23	+95.3%	CORE S&P500 ETF	464287200
VIGI	VANGUARD WHITEHALL FDS	18,509	$1.748M	0.2%	$94.42	$77.31	+22.1%	INTL DVD ETF	921946810
SPY	STATE STR SPDR S&P 500 ETF T	1,271	$969K	0.1%	$762.75	$563.78	+35.3%	TR UNIT	78462F103
AGG	ISHARES TR	4,138	$391K	0.0%	$94.54	$99.22	-4.7%	CORE US AGGBD ET	464287226
NULV	NUSHARES ETF TR	7,512	$396K	0.0%	$52.65	$35.92	+46.6%	NUVEEN ESG LRGVL	67092P300
IWD	ISHARES TR	3,650	$905K	0.1%	$247.91	$153.99	+61.0%	RUS 1000 VAL ETF	464287598
QUAL	ISHARES TR	8,028	$1.784M	0.2%	$222.23	$110.11	+101.8%	MSCI USA QLT FCT	46432F339
MA	MASTERCARD INCORPORATED	418	$231K	0.0%	$551.47	$461.72	+19.4%	CL A	57636Q104
LLY	ELI LILLY & CO	341	$395K	0.0%	$1157.08	$1013.22	+14.2%	COM	532457108
TFLO	ISHARES TR	55,347	$2.804M	0.3%	$50.67	$50.56	+0.2%	TRS FLT RT BD	46434V860
VGT	VANGUARD WORLD FD	2,129	$268K	0.0%	$125.66	$109.49	+14.8%	INF TECH ETF	92204A702
RVSB	RIVERVIEW BANCORP INC	23,534	$140K	0.0%	$5.95	$4.42	+34.7%	COM	769397100
COST	COSTCO WHOLESALE CORPORATION	481	$437K	0.0%	$909.40	$560.59	+62.4%	COM	22160K105
TAYD	TAYLOR DEVICES INC	4,000	$244K	0.0%	$61.01	$48.47	+25.9%	COM	877163105
IBDW	ISHARES TR	11,926	$239K	0.0%	$20.06	$19.90	+0.8%	IBONDS DEC 2031	46436E486
IBDV	ISHARES TR	14,745	$312K	0.0%	$21.14	$20.95	+0.9%	IBONDS DEC 2030	46436E726
SCHD	SCHWAB STRATEGIC TR	9,642	$314K	0.0%	$32.53	$27.19	+19.6%	US DIVIDEND EQ	808524797
IBDR	ISHARES TR	51,157	$1.24M	0.1%	$24.24	$23.76	+2.0%	IBONDS DEC2026	46435GAA0
NSC	NORFOLK SOUTHN CORP	1,052	$325K	0.0%	$309.00	$204.57	+51.0%	COM	655844108
VYM	VANGUARD WHITEHALL FDS	2,118	$329K	0.0%	$155.19	$87.68	+77.0%	HIGH DIV YLD	921946406
IBDU	ISHARES TR	14,311	$325K	0.0%	$22.69	$22.80	-0.5%	IBONDS DEC 29	46436E205
SPTM	SPDR SERIES TRUST	4,223	$389K	0.0%	$92.04	$61.56	+49.5%	ST STR PR SP1500	78464A805
RTX	RTX CORPORATION	1,166	$216K	0.0%	$185.65	$173.45	+7.0%	COM	75513E101
IBDT	ISHARES TR	20,911	$522K	0.1%	$24.96	$25.11	-0.6%	IBDS DEC28 ETF	46435U515
VWO	VANGUARD INTL EQUITY INDEX F	63,720	$3.779M	0.4%	$59.31	$46.01	+28.9%	FTSE EMR MKT ETF	922042858
JMST	J P MORGAN EXCHANGE TRADED F	9,448	$478K	0.1%	$50.56	$50.53	+0.1%	ULTRA SHT MUNCPL	46641Q654
ECL	ECOLAB INC	1,000	$275K	0.0%	$274.58	$207.94	+32.0%	COM	278865100
VT	VANGUARD INTL EQUITY INDEX F	3,114	$491K	0.1%	$157.83	$152.57	+3.5%	TT WRLD ST ETF	922042742
—	BLACKROCK ENHANCED EQUITY DI	18,140	$171K	0.0%	$9.40	$8.62	—	COM	09251A104
BRK/A	BERKSHIRE HATHAWAY INC DEL	1	$747K	0.1%	$747005.00	$761794.56	-1.9%	CL A	084670108
SCHE	SCHWAB STRATEGIC TR	37,501	$1.367M	0.1%	$36.45	$29.00	+25.7%	EMRG MKTEQ ETF	808524706
IBDS	ISHARES TR	35,312	$852K	0.1%	$24.12	$23.83	+1.2%	IBONDS 27 ETF	46435UAA9