Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VV	VANGUARD INDEX FDS	3,501	$1.204M	0.1%	$343.91	—	LARGE CAP ETF	922908637
VT	VANGUARD INTL EQUITY INDEX F	3,111	$488K	0.1%	$156.94	—	TT WRLD ST ETF	922042742
AMAT	APPLIED MATLS INC	594	$429K	0.0%	$723.00	—	COM	038222105
VOO	VANGUARD INDEX FDS	577	$397K	0.0%	$687.38	—	S&P 500 ETF SHS	922908363
QQQ	INVESCO QQQ TR	515	$379K	0.0%	$736.28	—	UNIT SER 1	46090E103
VGT	VANGUARD WORLD FD	2,128	$254K	0.0%	$119.55	—	INF TECH ETF	92204A702
AMGN	AMGEN INC	696	$252K	0.0%	$362.12	—	COM	031162100
MU	MICRON TECHNOLOGY INC	177	$204K	0.0%	$1154.29	—	COM	595112103
SHYD	VANECK ETF TRUST	8,846	$203K	0.0%	$22.90	—	SHRT HGH YLD MUN	92189F387
ESML	ISHARES TR	3,585	$201K	0.0%	$55.93	—	ESG AWARE MSCI	46435U663
FCAL	FIRST TR EXCH TRADED FD III	4,033	$200K	0.0%	$49.65	—	CALIF MUN INCM	33739P863

Increased Positions (40)

CGDV CAPITAL GROUP DIVIDEND VALUE 11.8%

Value $105M (+17.5%) Shares 2,140,742 (+1.5%) Est. Cost $29.01 Unrealized —

GOVT ISHARES TR 3.6%

Value $31.98M (+27.3%) Shares 1,403,983 (+28.0%) Est. Cost $24.45 Unrealized —

BINC BLACKROCK ETF TRUST II 4.0%

Value $35.54M (+23.2%) Shares 679,070 (+22.2%) Est. Cost $52.63 Unrealized —

CGCB CAPITAL GRP FIXED INCM ETF T 6.9%

Value $61.72M (+7.6%) Shares 2,357,491 (+7.9%) Est. Cost $26.48 Unrealized —

FNDF SCHWAB STRATEGIC TR 5.3%

Value $47.11M (+10.0%) Shares 892,902 (+2.0%) Est. Cost $35.00 Unrealized —

CGIC CAPITAL GROUP INTERNATIONAL 3.5%

Value $31.35M (+14.7%) Shares 861,481 (+4.3%) Est. Cost $33.25 Unrealized —

CGNG CAPITAL GROUP NEW GEOGRAPHY 2.1%

Value $18.7M (+22.9%) Shares 499,265 (+3.6%) Est. Cost $26.74 Unrealized —

FNDX SCHWAB STRATEGIC TR 2.3%

Value $20.54M (+15.7%) Shares 660,586 (+3.6%) Est. Cost $28.62 Unrealized —

IUSB ISHARES TR 5.3%

Value $47.32M (+5.1%) Shares 1,025,312 (+5.2%) Est. Cost $46.50 Unrealized —

AAPL APPLE INC 1.4%

Value $12.11M (+23.3%) Shares 41,846 (+8.1%) Est. Cost $131.96 Unrealized —

TFLO ISHARES TR 0.3%

Value $2.818M (+362.7%) Shares 55,665 (+362.8%) Est. Cost $50.62 Unrealized —

VB VANGUARD INDEX FDS 1.1%

Value $10.01M (+28.1%) Shares 33,027 (+10.7%) Est. Cost $215.17 Unrealized —

FNDA SCHWAB STRATEGIC TR 1.3%

Value $11.7M (+20.8%) Shares 307,499 (+2.9%) Est. Cost $38.47 Unrealized —

VO VANGUARD INDEX FDS 1.0%

Value $9.259M (+27.2%) Shares 114,925 (+353.3%) Est. Cost $118.16 Unrealized —

CGBL CAPITAL GROUP CORE BALANCED 1.5%

Value $13M (+16.8%) Shares 342,396 (+5.9%) Est. Cost $32.49 Unrealized —

FNDE SCHWAB STRATEGIC TR 2.6%

Value $23.69M (+8.0%) Shares 597,009 (+4.2%) Est. Cost $30.81 Unrealized —

MUB ISHARES TR 0.8%

Value $6.87M (+19.7%) Shares 63,831 (+18.0%) Est. Cost $107.74 Unrealized —

ICSH ISHARES TR 0.2%

Value $1.726M (+77.1%) Shares 34,133 (+77.2%) Est. Cost $50.57 Unrealized —

NVDA NVIDIA CORPORATION 0.2%

Value $1.871M (+47.8%) Shares 9,349 (+28.8%) Est. Cost $123.26 Unrealized —

RLY SSGA ACTIVE ETF TR 2.0%

Value $18.26M (+2.6%) Shares 529,195 (+7.5%) Est. Cost $35.88 Unrealized —

SUB ISHARES TR 0.4%

Value $3.16M (+9.3%) Shares 29,680 (+9.3%) Est. Cost $105.00 Unrealized —

GSY INVESCO ACTIVELY MANAGED EXC 1.7%

Value $14.91M (+1.7%) Shares 297,356 (+1.7%) Est. Cost $50.25 Unrealized —

GOOG ALPHABET INC 0.1%

Value $1.157M (+25.9%) Shares 3,275 (+2.2%) Est. Cost $120.31 Unrealized —

IVV ISHARES TR 0.1%

Value $1.082M (+21.9%) Shares 1,445 (+6.3%) Est. Cost $410.85 Unrealized —

GOOGL ALPHABET INC 0.1%

Value $694K (+29.8%) Shares 1,942 (+4.5%) Est. Cost $158.37 Unrealized —

TSLA TESLA INC 0.1%

Value $1.102M (+14.4%) Shares 2,620 (+1.1%) Est. Cost $273.20 Unrealized —

MSFT MICROSOFT CORP 0.4%

Value $3.332M (+4.0%) Shares 8,932 (+3.2%) Est. Cost $313.40 Unrealized —

CSCO CISCO SYS INC 0.0%

Value $340K (+54.3%) Shares 2,891 (+1.9%) Est. Cost $74.84 Unrealized —

AMZN AMAZON COM INC 0.1%

Value $724K (+19.7%) Shares 3,037 (+4.6%) Est. Cost $147.32 Unrealized —

HYD VANECK ETF TRUST 0.0%

Value $413K (+38.8%) Shares 8,027 (+35.1%) Est. Cost $50.50 Unrealized —

LLY ELI LILLY & CO 0.0%

Value $409K (+34.8%) Shares 341 (+3.3%) Est. Cost $1052.00 Unrealized —

JNJ JOHNSON & JOHNSON 0.2%

Value $1.578M (+7.0%) Shares 6,212 (+2.9%) Est. Cost $136.20 Unrealized —

SUSB ISHARES TR 0.1%

Value $597K (+17.4%) Shares 23,895 (+17.8%) Est. Cost $24.60 Unrealized —

EUSB ISHARES TR 0.2%

Value $1.368M (+3.9%) Shares 31,489 (+4.0%) Est. Cost $44.05 Unrealized —

SCHB SCHWAB STRATEGIC TR 0.0%

Value $282K (+20.3%) Shares 9,726 (+4.3%) Est. Cost $36.97 Unrealized —

VTEB VANGUARD MUN BD FDS 0.1%

Value $653K (+7.6%) Shares 12,919 (+6.2%) Est. Cost $49.82 Unrealized —

JPM JPMORGAN CHASE & CO 0.0%

Value $258K (+16.6%) Shares 789 (+4.8%) Est. Cost $310.60 Unrealized —

PFE PFIZER INC 0.0%

Value $213K (-13.4%) Shares 8,851 (+1.0%) Est. Cost $28.97 Unrealized —

GMUB GOLDMAN SACHS ETF TR 0.1%

Value $880K (+3.7%) Shares 17,116 (+2.7%) Est. Cost $50.96 Unrealized —

RTX RTX CORPORATION 0.0%

Value $222K (-0.4%) Shares 1,168 (+1.3%) Est. Cost $173.53 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
CGDV	CAPITAL GROUP DIVIDEND VALUE	2,140,742 (+1.5%)	$105M (+17.5%)	11.8%	$29.01	—	SHS CREAT UNIT	14020W106
GOVT	ISHARES TR	1,403,983 (+28.0%)	$31.98M (+27.3%)	3.6%	$24.45	—	US TREAS BD ETF	46429B267
BINC	BLACKROCK ETF TRUST II	679,070 (+22.2%)	$35.54M (+23.2%)	4.0%	$52.63	—	ISHA FLEX IN ETF	092528603
CGCB	CAPITAL GRP FIXED INCM ETF T	2,357,491 (+7.9%)	$61.72M (+7.6%)	6.9%	$26.48	—	CORE BOND ETF	14020Y508
FNDF	SCHWAB STRATEGIC TR	892,902 (+2.0%)	$47.11M (+10.0%)	5.3%	$35.00	—	FUNDAMENTAL INTL	808524755
CGIC	CAPITAL GROUP INTERNATIONAL	861,481 (+4.3%)	$31.35M (+14.7%)	3.5%	$33.25	—	SHS	14021T102
CGNG	CAPITAL GROUP NEW GEOGRAPHY	499,265 (+3.6%)	$18.7M (+22.9%)	2.1%	$26.74	—	SHS	14021N105
FNDX	SCHWAB STRATEGIC TR	660,586 (+3.6%)	$20.54M (+15.7%)	2.3%	$28.62	—	FUNDAMENTAL US L	808524771
IUSB	ISHARES TR	1,025,312 (+5.2%)	$47.32M (+5.1%)	5.3%	$46.50	—	CORE UNIVRSL USD	46434V613
AAPL	APPLE INC	41,846 (+8.1%)	$12.11M (+23.3%)	1.4%	$131.96	—	COM	037833100
TFLO	ISHARES TR	55,665 (+362.8%)	$2.818M (+362.7%)	0.3%	$50.62	—	TRS FLT RT BD	46434V860
VB	VANGUARD INDEX FDS	33,027 (+10.7%)	$10.01M (+28.1%)	1.1%	$215.17	—	SMALL CP ETF	922908751
FNDA	SCHWAB STRATEGIC TR	307,499 (+2.9%)	$11.7M (+20.8%)	1.3%	$38.47	—	FUNDAMENTAL US S	808524763
VO	VANGUARD INDEX FDS	114,925 (+353.3%)	$9.259M (+27.2%)	1.0%	$118.16	—	MID CAP ETF	922908629
CGBL	CAPITAL GROUP CORE BALANCED	342,396 (+5.9%)	$13M (+16.8%)	1.5%	$32.49	—	SHS	14021D107
FNDE	SCHWAB STRATEGIC TR	597,009 (+4.2%)	$23.69M (+8.0%)	2.6%	$30.81	—	FUND EM EQUI ETF	808524730
MUB	ISHARES TR	63,831 (+18.0%)	$6.87M (+19.7%)	0.8%	$107.74	—	NATIONAL MUN ETF	464288414
ICSH	ISHARES TR	34,133 (+77.2%)	$1.726M (+77.1%)	0.2%	$50.57	—	ULTRA SHORT DUR	46434V878
NVDA	NVIDIA CORPORATION	9,349 (+28.8%)	$1.871M (+47.8%)	0.2%	$123.26	—	COM	67066G104
RLY	SSGA ACTIVE ETF TR	529,195 (+7.5%)	$18.26M (+2.6%)	2.0%	$35.88	—	ST STR REAL ETF	78467V103
SUB	ISHARES TR	29,680 (+9.3%)	$3.16M (+9.3%)	0.4%	$105.00	—	SHRT NAT MUN ETF	464288158
GSY	INVESCO ACTIVELY MANAGED EXC	297,356 (+1.7%)	$14.91M (+1.7%)	1.7%	$50.25	—	ULTRA SHRT DUR	46090A887
GOOG	ALPHABET INC	3,275 (+2.2%)	$1.157M (+25.9%)	0.1%	$120.31	—	CAP STK CL C	02079K107
IVV	ISHARES TR	1,445 (+6.3%)	$1.082M (+21.9%)	0.1%	$410.85	—	CORE S&P500 ETF	464287200
GOOGL	ALPHABET INC	1,942 (+4.5%)	$694K (+29.8%)	0.1%	$158.37	—	CAP STK CL A	02079K305
TSLA	TESLA INC	2,620 (+1.1%)	$1.102M (+14.4%)	0.1%	$273.20	—	COM	88160R101
MSFT	MICROSOFT CORP	8,932 (+3.2%)	$3.332M (+4.0%)	0.4%	$313.40	—	COM	594918104
CSCO	CISCO SYS INC	2,891 (+1.9%)	$340K (+54.3%)	0.0%	$74.84	—	COM	17275R102
AMZN	AMAZON COM INC	3,037 (+4.6%)	$724K (+19.7%)	0.1%	$147.32	—	COM	023135106
HYD	VANECK ETF TRUST	8,027 (+35.1%)	$413K (+38.8%)	0.0%	$50.50	—	HIGH YLD MUNIETF	92189H409
LLY	ELI LILLY & CO	341 (+3.3%)	$409K (+34.8%)	0.0%	$1052.00	—	COM	532457108
JNJ	JOHNSON & JOHNSON	6,212 (+2.9%)	$1.578M (+7.0%)	0.2%	$136.20	—	COM	478160104
SUSB	ISHARES TR	23,895 (+17.8%)	$597K (+17.4%)	0.1%	$24.60	—	ESG AWRE 1 5 YR	46435G243
EUSB	ISHARES TR	31,489 (+4.0%)	$1.368M (+3.9%)	0.2%	$44.05	—	ESG ADVAN ETF	46436E619
SCHB	SCHWAB STRATEGIC TR	9,726 (+4.3%)	$282K (+20.3%)	0.0%	$36.97	—	US BRD MKT ETF	808524102
VTEB	VANGUARD MUN BD FDS	12,919 (+6.2%)	$653K (+7.6%)	0.1%	$49.82	—	TAX EXEMPT BD	922907746
JPM	JPMORGAN CHASE & CO	789 (+4.8%)	$258K (+16.6%)	0.0%	$310.60	—	COM	46625H100
PFE	PFIZER INC	8,851 (+1.0%)	$213K (-13.4%)	0.0%	$28.97	—	COM	717081103
GMUB	GOLDMAN SACHS ETF TR	17,116 (+2.7%)	$880K (+3.7%)	0.1%	$50.96	—	MUNI INCOME ETF	38149W549
RTX	RTX CORPORATION	1,168 (+1.3%)	$222K (-0.4%)	0.0%	$173.53	—	COM	75513E101

Exited Positions (7)

KLAC KLA CORP 0.1%

Value $817K Shares 555 Est. Cost $378.43 Unrealized —

INTU INTUIT 0.0%

Value $313K Shares 725 Est. Cost $340.30 Unrealized —

HON HONEYWELL INTL INC 0.0%

Value $284K Shares 1,256 Est. Cost $163.73 Unrealized —

AOA ISHARES TR 0.0%

Value $268K Shares 3,034 Est. Cost $84.34 Unrealized —

SCHG SCHWAB STRATEGIC TR 0.0%

Value $263K Shares 9,034 Est. Cost $29.13 Unrealized —

DUK DUKE ENERGY CORP NEW 0.0%

Value $243K Shares 1,857 Est. Cost $120.88 Unrealized —

VHT VANGUARD WORLD FD 0.0%

Value $203K Shares 745 Est. Cost $287.41 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
KLAC	KLA CORP	555	$817K	0.1%	$378.43	—	—	482480100
INTU	INTUIT	725	$313K	0.0%	$340.30	—	—	461202103
HON	HONEYWELL INTL INC	1,256	$284K	0.0%	$163.73	—	—	438516106
AOA	ISHARES TR	3,034	$268K	0.0%	$84.34	—	—	464289859
SCHG	SCHWAB STRATEGIC TR	9,034	$263K	0.0%	$29.13	—	—	808524300
DUK	DUKE ENERGY CORP NEW	1,857	$243K	0.0%	$120.88	—	—	26441C204
VHT	VANGUARD WORLD FD	745	$203K	0.0%	$287.41	—	—	92204A504

Decreased Positions (28)

TLH ISHARES TR 0.0%

Value $370K (-97.1%) Shares 3,683 (-97.1%) Est. Cost $101.99 Unrealized —

CGCP CAPITAL GRP FIXED INCM ETF T 1.6%

Value $14.22M (-17.9%) Shares 638,143 (-17.7%) Est. Cost $22.43 Unrealized —

INTC INTEL CORP 0.6%

Value $5.538M (+124.6%) Shares 39,665 (-29.0%) Est. Cost $38.73 Unrealized —

TOTL SSGA ACTIVE ETF TR 0.3%

Value $2.323M (-32.4%) Shares 58,851 (-32.0%) Est. Cost $43.79 Unrealized —

IGSB ISHARES TR 0.2%

Value $1.581M (-36.7%) Shares 30,167 (-36.6%) Est. Cost $52.90 Unrealized —

VTI VANGUARD INDEX FDS 0.3%

Value $2.673M (+14.0%) Shares 7,223 (-1.2%) Est. Cost $202.46 Unrealized —

ESGV VANGUARD WORLD FD 0.2%

Value $1.866M (+15.0%) Shares 14,112 (-2.4%) Est. Cost $78.70 Unrealized —

CGIE CAPITAL GROUP INTERNATIONAL 0.6%

Value $5.646M (+3.2%) Shares 153,507 (-5.1%) Est. Cost $30.13 Unrealized —

XOM EXXON MOBIL CORP 0.1%

Value $528K (-24.6%) Shares 3,862 (-6.4%) Est. Cost $87.61 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 0.2%

Value $2.185M (+8.3%) Shares 9,236 (-1.5%) Est. Cost $141.17 Unrealized —

CVX CHEVRON CORPORATION 0.0%

Value $315K (-32.4%) Shares 1,899 (-15.6%) Est. Cost $136.12 Unrealized —

VSGX VANGUARD WORLD FD 0.1%

Value $1.311M (+12.8%) Shares 15,925 (-1.8%) Est. Cost $55.49 Unrealized —

IXG ISHARES TR 0.0%

Value $353K (-28.7%) Shares 2,838 (-34.7%) Est. Cost $103.32 Unrealized —

SHYG ISHARES TR 0.1%

Value $766K (-11.9%) Shares 18,065 (-12.1%) Est. Cost $44.34 Unrealized —

IJR ISHARES TR 0.0%

Value $418K (+15.8%) Shares 2,820 (-2.9%) Est. Cost $93.64 Unrealized —

JMST J P MORGAN EXCHANGE TRADED F 0.1%

Value $482K (-9.1%) Shares 9,448 (-9.1%) Est. Cost $50.51 Unrealized —

VIOO VANGUARD ADMIRAL FDS INC 0.0%

Value $332K (+16.3%) Shares 2,413 (-2.9%) Est. Cost $127.57 Unrealized —

VGIT VANGUARD SCOTTSDALE FDS 0.0%

Value $220K (-15.7%) Shares 3,733 (-14.9%) Est. Cost $59.82 Unrealized —

IVLU ISHARES TR 0.1%

Value $1.066M (+3.9%) Shares 25,491 (-1.4%) Est. Cost $23.45 Unrealized —

IJH ISHARES TR 0.1%

Value $481K (+8.4%) Shares 6,237 (-5.1%) Est. Cost $97.57 Unrealized —

WM WASTE MGMT INC DEL 0.0%

Value $446K (-6.9%) Shares 2,000 (-4.0%) Est. Cost $160.67 Unrealized —

SBUX STARBUCKS CORP 0.0%

Value $220K (-11.8%) Shares 2,150 (-22.7%) Est. Cost $86.12 Unrealized —

WMT WALMART INC 0.0%

Value $262K (-10.1%) Shares 2,313 (-1.4%) Est. Cost $95.90 Unrealized —

AVGO BROADCOM INC 0.0%

Value $367K (+7.0%) Shares 972 (-12.4%) Est. Cost $231.12 Unrealized —

VYM VANGUARD WHITEHALL FDS 0.0%

Value $334K (-5.4%) Shares 2,116 (-11.3%) Est. Cost $92.29 Unrealized —

VIGI VANGUARD WHITEHALL FDS 0.2%

Value $1.728M (-0.8%) Shares 18,506 (-6.0%) Est. Cost $81.58 Unrealized —

WMB WILLIAMS COS INC 0.0%

Value $416K (-3.0%) Shares 5,599 (-5.0%) Est. Cost $35.14 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.5%

Value $4.83M (-0.2%) Shares 9,653 (-4.5%) Est. Cost $283.82 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
TLH	ISHARES TR	3,683 (-97.1%)	$370K (-97.1%)	0.0%	$101.99	—	10-20 YR TRS ETF	464288653
CGCP	CAPITAL GRP FIXED INCM ETF T	638,143 (-17.7%)	$14.22M (-17.9%)	1.6%	$22.43	—	CORE PLUS INCM	14020Y102
INTC	INTEL CORP	39,665 (-29.0%)	$5.538M (+124.6%)	0.6%	$38.73	—	COM	458140100
TOTL	SSGA ACTIVE ETF TR	58,851 (-32.0%)	$2.323M (-32.4%)	0.3%	$43.79	—	ST STR TOTAL ETF	78467V848
IGSB	ISHARES TR	30,167 (-36.6%)	$1.581M (-36.7%)	0.2%	$52.90	—	ISHS 1-5YR INVS	464288646
VTI	VANGUARD INDEX FDS	7,223 (-1.2%)	$2.673M (+14.0%)	0.3%	$202.46	—	TOTAL STK MKT	922908769
ESGV	VANGUARD WORLD FD	14,112 (-2.4%)	$1.866M (+15.0%)	0.2%	$78.70	—	ESG US STK ETF	921910733
CGIE	CAPITAL GROUP INTERNATIONAL	153,507 (-5.1%)	$5.646M (+3.2%)	0.6%	$30.13	—	SHS	14021M107
XOM	EXXON MOBIL CORP	3,862 (-6.4%)	$528K (-24.6%)	0.1%	$87.61	—	COM	30231G102
VIG	VANGUARD SPECIALIZED FUNDS	9,236 (-1.5%)	$2.185M (+8.3%)	0.2%	$141.17	—	DIV APP ETF	921908844
CVX	CHEVRON CORPORATION	1,899 (-15.6%)	$315K (-32.4%)	0.0%	$136.12	—	COM	166764100
VSGX	VANGUARD WORLD FD	15,925 (-1.8%)	$1.311M (+12.8%)	0.1%	$55.49	—	ESG INTL STK ETF	921910725
IXG	ISHARES TR	2,838 (-34.7%)	$353K (-28.7%)	0.0%	$103.32	—	GLOBAL FINLS ETF	464287333
SHYG	ISHARES TR	18,065 (-12.1%)	$766K (-11.9%)	0.1%	$44.34	—	0-5YR HI YL CP	46434V407
IJR	ISHARES TR	2,820 (-2.9%)	$418K (+15.8%)	0.0%	$93.64	—	CORE S&P SCP ETF	464287804
JMST	J P MORGAN EXCHANGE TRADED F	9,448 (-9.1%)	$482K (-9.1%)	0.1%	$50.51	—	ULTRA SHT MUNCPL	46641Q654
VIOO	VANGUARD ADMIRAL FDS INC	2,413 (-2.9%)	$332K (+16.3%)	0.0%	$127.57	—	SMLLCP 600 IDX	921932828
VGIT	VANGUARD SCOTTSDALE FDS	3,733 (-14.9%)	$220K (-15.7%)	0.0%	$59.82	—	INTER TERM TREAS	92206C706
IVLU	ISHARES TR	25,491 (-1.4%)	$1.066M (+3.9%)	0.1%	$23.45	—	MSCI INTL VLU FT	46435G409
IJH	ISHARES TR	6,237 (-5.1%)	$481K (+8.4%)	0.1%	$97.57	—	CORE S&P MCP ETF	464287507
WM	WASTE MGMT INC DEL	2,000 (-4.0%)	$446K (-6.9%)	0.0%	$160.67	—	COM	94106L109
SBUX	STARBUCKS CORP	2,150 (-22.7%)	$220K (-11.8%)	0.0%	$86.12	—	COM	855244109
WMT	WALMART INC	2,313 (-1.4%)	$262K (-10.1%)	0.0%	$95.90	—	COM	931142103
AVGO	BROADCOM INC	972 (-12.4%)	$367K (+7.0%)	0.0%	$231.12	—	COM	11135F101
VYM	VANGUARD WHITEHALL FDS	2,116 (-11.3%)	$334K (-5.4%)	0.0%	$92.29	—	HIGH DIV YLD	921946406
VIGI	VANGUARD WHITEHALL FDS	18,506 (-6.0%)	$1.728M (-0.8%)	0.2%	$81.58	—	INTL DVD ETF	921946810
WMB	WILLIAMS COS INC	5,599 (-5.0%)	$416K (-3.0%)	0.0%	$35.14	—	COM	969457100
BRK/B	BERKSHIRE HATHAWAY INC DEL	9,653 (-4.5%)	$4.83M (-0.2%)	0.5%	$283.82	—	CL B NEW	084670702

Unchanged Positions (52)

ITOT ISHARES TR 10.8%

Value $96.69M Shares 588,632 Est. Cost $89.42 Unrealized —

CGGR CAPITAL GROUP GROWTH ETF 7.5%

Value $67.53M Shares 1,430,786 Est. Cost $33.80 Unrealized —

DIA STATE STR SPDR DOW JONES IND 3.0%

Value $26.83M Shares 51,356 Est. Cost $341.15 Unrealized —

CGGO CAPITAL GROUP GBL GROWTH EQT 0.9%

Value $7.756M Shares 183,217 Est. Cost $23.84 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 1.4%

Value $12.39M Shares 173,940 Est. Cost $48.23 Unrealized —

RSP INVESCO EXCHANGE TRADED FD T 0.7%

Value $6.491M Shares 30,509 Est. Cost $127.54 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 0.4%

Value $3.774M Shares 63,235 Est. Cost $47.70 Unrealized —

GLD SPDR GOLD TR 0.2%

Value $1.875M Shares 5,089 Est. Cost $203.51 Unrealized —

SCHF SCHWAB STRATEGIC TR 0.3%

Value $2.697M Shares 97,355 Est. Cost $27.26 Unrealized —

QUAL ISHARES TR 0.2%

Value $1.767M Shares 8,053 Est. Cost $116.21 Unrealized —

CAT CATERPILLAR INC 0.1%

Value $524K Shares 492 Est. Cost $330.84 Unrealized —

KR KROGER CO 0.1%

Value $466K Shares 8,383 Est. Cost $29.06 Unrealized —

SCHE SCHWAB STRATEGIC TR 0.2%

Value $1.369M Shares 37,747 Est. Cost $30.65 Unrealized —

GE GE AEROSPACE 0.1%

Value $488K Shares 1,306 Est. Cost $121.27 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 0.1%

Value $951K Shares 1,273 Est. Cost $558.52 Unrealized —

IWD ISHARES TR 0.1%

Value $888K Shares 3,662 Est. Cost $155.52 Unrealized —

GEV GE VERNOVA INC 0.0%

Value $385K Shares 328 Est. Cost $605.52 Unrealized —

DSI ISHARES TR 0.1%

Value $638K Shares 4,478 Est. Cost $102.41 Unrealized —

MAR MARRIOTT INTL INC NEW 0.1%

Value $673K Shares 1,817 Est. Cost $161.89 Unrealized —

MCD MCDONALDS CORP 0.0%

Value $432K Shares 1,599 Est. Cost $199.42 Unrealized —

VCSH VANGUARD SCOTTSDALE FDS 5.3%

Value $47.11M Shares 596,046 Est. Cost $77.92 Unrealized —

SPTM SPDR SERIES TRUST 0.0%

Value $383K Shares 4,223 Est. Cost $64.34 Unrealized —

IBM INTERNATIONAL BUSINESS MACHS 0.0%

Value $329K Shares 1,171 Est. Cost $145.12 Unrealized —

MRK MERCK & CO INC 0.1%

Value $546K Shares 4,249 Est. Cost $68.08 Unrealized —

NULV NUSHARES ETF TR 0.0%

Value $378K Shares 7,565 Est. Cost $34.92 Unrealized —

BRK/A BERKSHIRE HATHAWAY INC DEL 0.1%

Value $749K Shares 1 Est. Cost $761794.56 Unrealized —

COST COSTCO WHOLESALE CORPORATION 0.1%

Value $449K Shares 481 Est. Cost $560.59 Unrealized —

NSC NORFOLK SOUTHN CORP 0.0%

Value $331K Shares 1,052 Est. Cost $204.57 Unrealized —

HD HOME DEPOT INC 0.0%

Value $395K Shares 1,121 Est. Cost $249.11 Unrealized —

KO COCA COLA CO 0.1%

Value $450K Shares 5,541 Est. Cost $44.55 Unrealized —

META META PLATFORMS INC 0.1%

Value $1.223M Shares 2,171 Est. Cost $284.67 Unrealized —

— BLACKROCK ENHANCED EQUITY DI 0.0%

Value $174K Shares 18,140 Est. Cost $8.62 Unrealized —

CMF ISHARES TR 0.1%

Value $1.186M Shares 20,582 Est. Cost $57.22 Unrealized —

ECL ECOLAB INC 0.0%

Value $279K Shares 1,000 Est. Cost $207.94 Unrealized —

SCHD SCHWAB STRATEGIC TR 0.0%

Value $306K Shares 9,642 Est. Cost $42.11 Unrealized —

TAYD TAYLOR DEVICES INC 0.0%

Value $235K Shares 4,000 Est. Cost $48.47 Unrealized —

PG PROCTER & GAMBLE CO 0.0%

Value $431K Shares 2,938 Est. Cost $127.31 Unrealized —

MA MASTERCARD INCORPORATED 0.0%

Value $215K Shares 418 Est. Cost $461.72 Unrealized —

IBDS ISHARES TR 0.1%

Value $851K Shares 35,119 Est. Cost $23.82 Unrealized —

JMUB J P MORGAN EXCHANGE TRADED F 0.0%

Value $401K Shares 7,912 Est. Cost $50.50 Unrealized —

POR PORTLAND GEN ELEC CO 0.0%

Value $251K Shares 4,837 Est. Cost $37.45 Unrealized —

CGMU CAPITAL GRP FIXED INCM ETF T 0.0%

Value $365K Shares 13,304 Est. Cost $26.22 Unrealized —

IBDR ISHARES TR 0.1%

Value $1.234M Shares 50,931 Est. Cost $23.75 Unrealized —

IBHF ISHARES TR 0.0%

Value $342K Shares 15,121 Est. Cost $23.16 Unrealized —

ORCL ORACLE CORP 0.1%

Value $472K Shares 3,220 Est. Cost $77.48 Unrealized —

RVSB RIVERVIEW BANCORP INC 0.0%

Value $128K Shares 23,534 Est. Cost $4.42 Unrealized —

IBDU ISHARES TR 0.0%

Value $330K Shares 14,259 Est. Cost $22.82 Unrealized —

IBDV ISHARES TR 0.0%

Value $320K Shares 14,695 Est. Cost $21.59 Unrealized —

AGG ISHARES TR 0.0%

Value $410K Shares 4,138 Est. Cost $100.25 Unrealized —

IBDT ISHARES TR 0.1%

Value $527K Shares 20,865 Est. Cost $24.91 Unrealized —

IBDW ISHARES TR 0.0%

Value $248K Shares 11,913 Est. Cost $20.81 Unrealized —

CGSD CAPITAL GRP FIXED INCM ETF T 0.0%

Value $200K Shares 7,779 Est. Cost $25.81 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
ITOT	ISHARES TR	588,632	$96.69M	10.8%	$89.42	—	CORE S&P TTL STK	464287150
CGGR	CAPITAL GROUP GROWTH ETF	1,430,786	$67.53M	7.5%	$33.80	—	SHS CREAT UNIT	14020G101
DIA	STATE STR SPDR DOW JONES IND	51,356	$26.83M	3.0%	$341.15	—	UT SER 1	78467X109
CGGO	CAPITAL GROUP GBL GROWTH EQT	183,217	$7.756M	0.9%	$23.84	—	SHS CREAT UNIT	14020X104
VEA	VANGUARD TAX-MANAGED FDS	173,940	$12.39M	1.4%	$48.23	—	VAN FTSE DEV MKT	921943858
RSP	INVESCO EXCHANGE TRADED FD T	30,509	$6.491M	0.7%	$127.54	—	S&P500 EQL WGT	46137V357
VWO	VANGUARD INTL EQUITY INDEX F	63,235	$3.774M	0.4%	$47.70	—	FTSE EMR MKT ETF	922042858
GLD	SPDR GOLD TR	5,089	$1.875M	0.2%	$203.51	—	GOLD SHS	78463V107
SCHF	SCHWAB STRATEGIC TR	97,355	$2.697M	0.3%	$27.26	—	INTL EQTY ETF	808524805
QUAL	ISHARES TR	8,053	$1.767M	0.2%	$116.21	—	MSCI USA QLT FCT	46432F339
CAT	CATERPILLAR INC	492	$524K	0.1%	$330.84	—	COM	149123101
KR	KROGER CO	8,383	$466K	0.1%	$29.06	—	COM	501044101
SCHE	SCHWAB STRATEGIC TR	37,747	$1.369M	0.2%	$30.65	—	EMRG MKTEQ ETF	808524706
GE	GE AEROSPACE	1,306	$488K	0.1%	$121.27	—	COM NEW	369604301
SPY	STATE STR SPDR S&P 500 ETF T	1,273	$951K	0.1%	$558.52	—	TR UNIT	78462F103
IWD	ISHARES TR	3,662	$888K	0.1%	$155.52	—	RUS 1000 VAL ETF	464287598
GEV	GE VERNOVA INC	328	$385K	0.0%	$605.52	—	COM	36828A101
DSI	ISHARES TR	4,478	$638K	0.1%	$102.41	—	ESG MSCI KLD ETF	464288570
MAR	MARRIOTT INTL INC NEW	1,817	$673K	0.1%	$161.89	—	CL A	571903202
MCD	MCDONALDS CORP	1,599	$432K	0.0%	$199.42	—	COM	580135101
VCSH	VANGUARD SCOTTSDALE FDS	596,046	$47.11M	5.3%	$77.92	—	SHRT TRM CORP BD	92206C409
SPTM	SPDR SERIES TRUST	4,223	$383K	0.0%	$64.34	—	ST STR PR SP1500	78464A805
IBM	INTERNATIONAL BUSINESS MACHS	1,171	$329K	0.0%	$145.12	—	COM	459200101
MRK	MERCK & CO INC	4,249	$546K	0.1%	$68.08	—	COM	58933Y105
NULV	NUSHARES ETF TR	7,565	$378K	0.0%	$34.92	—	NUVEEN ESG LRGVL	67092P300
BRK/A	BERKSHIRE HATHAWAY INC DEL	1	$749K	0.1%	$761794.56	—	CL A	084670108
COST	COSTCO WHOLESALE CORPORATION	481	$449K	0.1%	$560.59	—	COM	22160K105
NSC	NORFOLK SOUTHN CORP	1,052	$331K	0.0%	$204.57	—	COM	655844108
HD	HOME DEPOT INC	1,121	$395K	0.0%	$249.11	—	COM	437076102
KO	COCA COLA CO	5,541	$450K	0.1%	$44.55	—	COM	191216100
META	META PLATFORMS INC	2,171	$1.223M	0.1%	$284.67	—	CL A	30303M102
—	BLACKROCK ENHANCED EQUITY DI	18,140	$174K	0.0%	$8.62	—	COM	09251A104
CMF	ISHARES TR	20,582	$1.186M	0.1%	$57.22	—	CALIF MUN BD ETF	464288356
ECL	ECOLAB INC	1,000	$279K	0.0%	$207.94	—	COM	278865100
SCHD	SCHWAB STRATEGIC TR	9,642	$306K	0.0%	$42.11	—	US DIVIDEND EQ	808524797
TAYD	TAYLOR DEVICES INC	4,000	$235K	0.0%	$48.47	—	COM	877163105
PG	PROCTER & GAMBLE CO	2,938	$431K	0.0%	$127.31	—	COM	742718109
MA	MASTERCARD INCORPORATED	418	$215K	0.0%	$461.72	—	CL A	57636Q104
IBDS	ISHARES TR	35,119	$851K	0.1%	$23.82	—	IBONDS 27 ETF	46435UAA9
JMUB	J P MORGAN EXCHANGE TRADED F	7,912	$401K	0.0%	$50.50	—	MUNICIPAL ETF	46641Q647
POR	PORTLAND GEN ELEC CO	4,837	$251K	0.0%	$37.45	—	COM NEW	736508847
CGMU	CAPITAL GRP FIXED INCM ETF T	13,304	$365K	0.0%	$26.22	—	MUN INM ETF	14020Y201
IBDR	ISHARES TR	50,931	$1.234M	0.1%	$23.75	—	IBONDS DEC2026	46435GAA0
IBHF	ISHARES TR	15,121	$342K	0.0%	$23.16	—	IBON 2026 TE ETF	46436E528
ORCL	ORACLE CORP	3,220	$472K	0.1%	$77.48	—	COM	68389X105
RVSB	RIVERVIEW BANCORP INC	23,534	$128K	0.0%	$4.42	—	COM	769397100
IBDU	ISHARES TR	14,259	$330K	0.0%	$22.82	—	IBONDS DEC 29	46436E205
IBDV	ISHARES TR	14,695	$320K	0.0%	$21.59	—	IBONDS DEC 2030	46436E726
AGG	ISHARES TR	4,138	$410K	0.0%	$100.25	—	CORE US AGGBD ET	464287226
IBDT	ISHARES TR	20,865	$527K	0.1%	$24.91	—	IBDS DEC28 ETF	46435U515
IBDW	ISHARES TR	11,913	$248K	0.0%	$20.81	—	IBONDS DEC 2031	46436E486
CGSD	CAPITAL GRP FIXED INCM ETF T	7,779	$200K	0.0%	$25.81	—	SHORT DURATION	14020Y409