OLIO Financial Planning Diversified Active

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
GOOGL	ALPHABET INC	1,038	$325	0.1%	$285.60	0.0%	CAP STK CL A	02079K305
CVX	CHEVRON CORP NEW	1,727	$263	0.1%	$151.40	0.0%	COM	166764100
SAIC	SCIENCE APPLICATIONS INTL CO	2,615	$263	0.1%	$95.49	0.0%	COM	808625107
AMD	ADVANCED MICRO DEVICES INC	1,118	$239	0.1%	$224.60	0.0%	COM	007903107
WMT	WALMART INC	2,022	$225	0.1%	$107.20	0.0%	COM	931142103
CSX	CSX CORP	5,600	$203	0.1%	$35.70	0.0%	COM	126408103
SMRT	SMARTRENT INC	31,086	$63	0.0%	$1.64	0.0%	COM CL A	83193G107
NAK	NORTHERN DYNASTY MINERALS LT	22,420	$44	0.0%	$1.93	0.0%	COM NEW	66510M204

Increased Positions (24)

DFUS DIMENSIONAL ETF TRUST 17.8%

Value ($000) $63,507 (+6.3%) Shares 856,242 (+3.8%) Est. Cost $59.81 Unrealized —

VTV VANGUARD INDEX FDS 17.5%

Value ($000) $62,259 (+5.3%) Shares 325,982 (+2.8%) Est. Cost $157.51 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 14.5%

Value ($000) $51,638 (+6.3%) Shares 826,598 (+1.9%) Est. Cost $44.52 Unrealized —

FBND FIDELITY MERRIMACK STR TR 12.6%

Value ($000) $44,923 (+5.3%) Shares 975,741 (+5.8%) Est. Cost $45.25 Unrealized —

DFAT DIMENSIONAL ETF TRUST 3.8%

Value ($000) $13,479 (+9.5%) Shares 226,387 (+7.1%) Est. Cost $54.12 Unrealized —

VOE VANGUARD INDEX FDS 4.9%

Value ($000) $17,312 (+5.6%) Shares 97,602 (+3.9%) Est. Cost $149.35 Unrealized —

AAPL APPLE INC 0.8%

Value ($000) $2,818 (+33.7%) Shares 10,367 (+25.2%) Est. Cost $179.36 Unrealized +49.6%

VEU VANGUARD INTL EQUITY INDEX F 3.0%

Value ($000) $10,546 (+5.1%) Shares 143,360 (+2.0%) Est. Cost $60.84 Unrealized —

ESGU ISHARES TR 0.4%

Value ($000) $1,502 (+20.9%) Shares 10,084 (+18.2%) Est. Cost $109.08 Unrealized —

QQQ INVESCO QQQ TR 0.2%

Value ($000) $667 (+41.2%) Shares 1,086 (+38.0%) Est. Cost $429.99 Unrealized —

SPEM SPDR INDEX SHS FDS 0.9%

Value ($000) $3,164 (+6.3%) Shares 67,587 (+6.3%) Est. Cost $39.84 Unrealized —

VTEB VANGUARD MUN BD FDS 1.2%

Value ($000) $4,282 (+3.5%) Shares 85,142 (+3.1%) Est. Cost $50.52 Unrealized —

ESGD ISHARES TR 0.6%

Value ($000) $2,147 (+6.8%) Shares 22,574 (+4.4%) Est. Cost $76.56 Unrealized —

GLD SPDR GOLD TR 0.2%

Value ($000) $638 (+15.5%) Shares 1,611 (+3.6%) Est. Cost $180.11 Unrealized —

JMST J P MORGAN EXCHANGE TRADED F 0.3%

Value ($000) $946 (+9.9%) Shares 18,564 (+10.1%) Est. Cost $50.61 Unrealized —

SPSB SPDR SERIES TRUST 0.6%

Value ($000) $2,316 (+3.7%) Shares 76,703 (+4.0%) Est. Cost $29.95 Unrealized —

AMZN AMAZON COM INC 0.2%

Value ($000) $886 (+6.5%) Shares 3,837 (+1.3%) Est. Cost $127.07 Unrealized +80.0%

SUSA ISHARES TR 0.1%

Value ($000) $355 (+14.1%) Shares 2,547 (+11.1%) Est. Cost $128.01 Unrealized —

XLK SELECT SECTOR SPDR TR 0.1%

Value ($000) $327 (-10.3%) Shares 2,272 (+75.6%) Est. Cost $160.99 Unrealized —

META META PLATFORMS INC 0.1%

Value ($000) $458 (-7.0%) Shares 694 (+3.4%) Est. Cost $603.25 Unrealized +10.6%

MSFT MICROSOFT CORP 0.2%

Value ($000) $584 (-4.6%) Shares 1,208 (+2.2%) Est. Cost $321.20 Unrealized +55.8%

ESML ISHARES TR 0.1%

Value ($000) $521 (+4.8%) Shares 11,322 (+2.7%) Est. Cost $41.16 Unrealized —

IBIT ISHARES BITCOIN TRUST ETF 0.1%

Value ($000) $267 (-3.6%) Shares 5,375 (+26.2%) Est. Cost $61.82 Unrealized —

VO VANGUARD INDEX FDS 0.4%

Value ($000) $1,412 (-0.1%) Shares 4,866 (+1.1%) Est. Cost $243.03 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
DFUS	DIMENSIONAL ETF TRUST	856,242 (+3.8%)	$63,507 (+6.3%)	17.8%	$59.81	—	US EQUITY MARKET	25434V401
VTV	VANGUARD INDEX FDS	325,982 (+2.8%)	$62,259 (+5.3%)	17.5%	$157.51	—	VALUE ETF	922908744
VEA	VANGUARD TAX-MANAGED FDS	826,598 (+1.9%)	$51,638 (+6.3%)	14.5%	$44.52	—	VAN FTSE DEV MKT	921943858
FBND	FIDELITY MERRIMACK STR TR	975,741 (+5.8%)	$44,923 (+5.3%)	12.6%	$45.25	—	TOTAL BD ETF	316188309
DFAT	DIMENSIONAL ETF TRUST	226,387 (+7.1%)	$13,479 (+9.5%)	3.8%	$54.12	—	US TARGETED VLU	25434V609
VOE	VANGUARD INDEX FDS	97,602 (+3.9%)	$17,312 (+5.6%)	4.9%	$149.35	—	MCAP VL IDXVIP	922908512
AAPL	APPLE INC	10,367 (+25.2%)	$2,818 (+33.7%)	0.8%	$179.36	+49.6%	COM	037833100
VEU	VANGUARD INTL EQUITY INDEX F	143,360 (+2.0%)	$10,546 (+5.1%)	3.0%	$60.84	—	ALLWRLD EX US	922042775
ESGU	ISHARES TR	10,084 (+18.2%)	$1,502 (+20.9%)	0.4%	$109.08	—	ESG AWR MSCI USA	46435G425
QQQ	INVESCO QQQ TR	1,086 (+38.0%)	$667 (+41.2%)	0.2%	$429.99	—	UNIT SER 1	46090E103
SPEM	SPDR INDEX SHS FDS	67,587 (+6.3%)	$3,164 (+6.3%)	0.9%	$39.84	—	PORTFOLIO EMG MK	78463X509
VTEB	VANGUARD MUN BD FDS	85,142 (+3.1%)	$4,282 (+3.5%)	1.2%	$50.52	—	TAX EXEMPT BD	922907746
ESGD	ISHARES TR	22,574 (+4.4%)	$2,147 (+6.8%)	0.6%	$76.56	—	ESG AW MSCI EAFE	46435G516
GLD	SPDR GOLD TR	1,611 (+3.6%)	$638 (+15.5%)	0.2%	$180.11	—	GOLD SHS	78463V107
JMST	J P MORGAN EXCHANGE TRADED F	18,564 (+10.1%)	$946 (+9.9%)	0.3%	$50.61	—	ULTRA SHT MUNCPL	46641Q654
SPSB	SPDR SERIES TRUST	76,703 (+4.0%)	$2,316 (+3.7%)	0.6%	$29.95	—	STATE STREET SPD	78464A474
AMZN	AMAZON COM INC	3,837 (+1.3%)	$886 (+6.5%)	0.2%	$127.07	+80.0%	COM	023135106
SUSA	ISHARES TR	2,547 (+11.1%)	$355 (+14.1%)	0.1%	$128.01	—	ESG OPTIMIZED	464288802
XLK	SELECT SECTOR SPDR TR	2,272 (+75.6%)	$327 (-10.3%)	0.1%	$160.99	—	STATE STREET TEC	81369Y803
META	META PLATFORMS INC	694 (+3.4%)	$458 (-7.0%)	0.1%	$603.25	+10.6%	CL A	30303M102
MSFT	MICROSOFT CORP	1,208 (+2.2%)	$584 (-4.6%)	0.2%	$321.20	+55.8%	COM	594918104
ESML	ISHARES TR	11,322 (+2.7%)	$521 (+4.8%)	0.1%	$41.16	—	ESG AWARE MSCI	46435U663
IBIT	ISHARES BITCOIN TRUST ETF	5,375 (+26.2%)	$267 (-3.6%)	0.1%	$61.82	—	SHS BEN INT	46438F101
VO	VANGUARD INDEX FDS	4,866 (+1.1%)	$1,412 (-0.1%)	0.4%	$243.03	—	MID CAP ETF	922908629

Exited Positions (4)

BIV VANGUARD BD INDEX FDS 0.2%

Value ($000) $583 Shares 7,466 Est. Cost $81.21 Unrealized —

NFLX NETFLIX INC 0.1%

Value ($000) $240 Shares 200 Est. Cost $113.07 Unrealized -4.6%

TENB TENABLE HLDGS INC 0.1%

Value ($000) $219 Shares 7,500 Est. Cost $51.75 Unrealized -47.2%

VB VANGUARD INDEX FDS 0.1%

Value ($000) $202 Shares 796 Est. Cost $254.17 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
BIV	VANGUARD BD INDEX FDS	7,466	$583	0.2%	$81.21	—	—	921937819
NFLX	NETFLIX INC	200	$240	0.1%	$113.07	-4.6%	—	64110L106
TENB	TENABLE HLDGS INC	7,500	$219	0.1%	$51.75	-47.2%	—	88025T102
VB	VANGUARD INDEX FDS	796	$202	0.1%	$254.17	—	—	922908751

Decreased Positions (15)

VTI VANGUARD INDEX FDS 11.2%

Value ($000) $39,806 (-2.4%) Shares 118,730 (-4.5%) Est. Cost $228.21 Unrealized —

LOAN MANHATTAN BRDG CAP INC 0.1%

Value ($000) $306 (+343.2%) Shares 65,875 (-4.7%) Est. Cost $1.00 Unrealized —

SCHE SCHWAB STRATEGIC TR 0.4%

Value ($000) $1,306 (-13.1%) Shares 39,868 (-11.5%) Est. Cost $26.70 Unrealized —

BAH BOOZ ALLEN HAMILTON HLDG COR 0.2%

Value ($000) $569 (-19.3%) Shares 6,741 (-4.4%) Est. Cost $83.46 Unrealized +6.1%

BSV VANGUARD BD INDEX FDS 0.1%

Value ($000) $210 (-38.4%) Shares 2,665 (-38.3%) Est. Cost $78.58 Unrealized —

AEG AEGON LTD 0.2%

Value ($000) $547 (-18.6%) Shares 71,009 (-15.6%) Est. Cost $5.89 Unrealized —

VBR VANGUARD INDEX FDS 0.8%

Value ($000) $2,975 (-3.9%) Shares 14,048 (-5.3%) Est. Cost $170.34 Unrealized —

NVDA NVIDIA CORPORATION 0.2%

Value ($000) $713 (-10.2%) Shares 3,823 (-10.2%) Est. Cost $137.79 Unrealized +35.1%

GOOG ALPHABET INC 0.1%

Value ($000) $416 (-9.9%) Shares 1,325 (-30.1%) Est. Cost $177.58 Unrealized +61.2%

TSLA TESLA INC 0.1%

Value ($000) $210 (-16.7%) Shares 466 (-17.7%) Est. Cost $301.28 Unrealized +47.1%

VWO VANGUARD INTL EQUITY INDEX F 0.6%

Value ($000) $2,189 (-1.9%) Shares 40,726 (-1.1%) Est. Cost $41.50 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.3%

Value ($000) $980 (-4.1%) Shares 1,949 (-4.1%) Est. Cost $310.38 Unrealized +60.3%

ITOT ISHARES TR 0.1%

Value ($000) $481 (-7.9%) Shares 3,237 (-9.8%) Est. Cost $128.61 Unrealized —

LDOS LEIDOS HOLDINGS INC 0.1%

Value ($000) $235 (-14.6%) Shares 1,303 (-10.6%) Est. Cost $173.36 Unrealized +9.1%

JPM JPMORGAN CHASE & CO. 0.2%

Value ($000) $662 (+0.3%) Shares 2,056 (-1.8%) Est. Cost $228.03 Unrealized +35.7%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VTI	VANGUARD INDEX FDS	118,730 (-4.5%)	$39,806 (-2.4%)	11.2%	$228.21	—	TOTAL STK MKT	922908769
LOAN	MANHATTAN BRDG CAP INC	65,875 (-4.7%)	$306 (+343.2%)	0.1%	$1.00	—	COM	562803106
SCHE	SCHWAB STRATEGIC TR	39,868 (-11.5%)	$1,306 (-13.1%)	0.4%	$26.70	—	EMRG MKTEQ ETF	808524706
BAH	BOOZ ALLEN HAMILTON HLDG COR	6,741 (-4.4%)	$569 (-19.3%)	0.2%	$83.46	+6.1%	CL A	099502106
BSV	VANGUARD BD INDEX FDS	2,665 (-38.3%)	$210 (-38.4%)	0.1%	$78.58	—	SHORT TRM BOND	921937827
AEG	AEGON LTD	71,009 (-15.6%)	$547 (-18.6%)	0.2%	$5.89	—	AMER REG 1 CERT	0076CA104
VBR	VANGUARD INDEX FDS	14,048 (-5.3%)	$2,975 (-3.9%)	0.8%	$170.34	—	SM CP VAL ETF	922908611
NVDA	NVIDIA CORPORATION	3,823 (-10.2%)	$713 (-10.2%)	0.2%	$137.79	+35.1%	COM	67066G104
GOOG	ALPHABET INC	1,325 (-30.1%)	$416 (-9.9%)	0.1%	$177.58	+61.2%	CAP STK CL C	02079K107
TSLA	TESLA INC	466 (-17.7%)	$210 (-16.7%)	0.1%	$301.28	+47.1%	COM	88160R101
VWO	VANGUARD INTL EQUITY INDEX F	40,726 (-1.1%)	$2,189 (-1.9%)	0.6%	$41.50	—	FTSE EMR MKT ETF	922042858
BRK/B	BERKSHIRE HATHAWAY INC DEL	1,949 (-4.1%)	$980 (-4.1%)	0.3%	$310.38	+60.3%	CL B NEW	084670702
ITOT	ISHARES TR	3,237 (-9.8%)	$481 (-7.9%)	0.1%	$128.61	—	CORE S&P TTL STK	464287150
LDOS	LEIDOS HOLDINGS INC	1,303 (-10.6%)	$235 (-14.6%)	0.1%	$173.36	+9.1%	COM	525327102
JPM	JPMORGAN CHASE & CO.	2,056 (-1.8%)	$662 (+0.3%)	0.2%	$228.03	+35.7%	COM	46625H100

Unchanged Positions (24)

ISRG INTUITIVE SURGICAL INC 0.2%

Value ($000) $665 Shares 1,175 Est. Cost $553.02 Unrealized -3.7%

EMXC ISHARES INC 0.2%

Value ($000) $878 Shares 12,080 Est. Cost $54.52 Unrealized —

GOOD GLADSTONE COMMERCIAL CORP 0.1%

Value ($000) $310 Shares 29,050 Est. Cost $25.36 Unrealized —

SCHD SCHWAB STRATEGIC TR 1.2%

Value ($000) $4,373 Shares 159,440 Est. Cost $41.15 Unrealized —

RTX RTX CORPORATION 0.1%

Value ($000) $414 Shares 2,257 Est. Cost $118.27 Unrealized +46.6%

VXUS VANGUARD STAR FDS 0.5%

Value ($000) $1,723 Shares 22,843 Est. Cost $58.56 Unrealized —

XOM EXXON MOBIL CORP 0.1%

Value ($000) $348 Shares 2,890 Est. Cost $112.36 Unrealized +2.8%

MCO MOODYS CORP 0.1%

Value ($000) $293 Shares 574 Est. Cost $365.05 Unrealized +33.5%

VOO VANGUARD INDEX FDS 0.2%

Value ($000) $856 Shares 1,366 Est. Cost $418.06 Unrealized —

SPTM SPDR SERIES TRUST 0.2%

Value ($000) $837 Shares 10,142 Est. Cost $58.46 Unrealized —

NSC NORFOLK SOUTHN CORP 0.1%

Value ($000) $477 Shares 1,653 Est. Cost $250.71 Unrealized +15.1%

KR KROGER CO 0.1%

Value ($000) $215 Shares 3,435 Est. Cost $57.34 Unrealized +13.7%

COST COSTCO WHSL CORP NEW 0.1%

Value ($000) $240 Shares 279 Est. Cost $928.25 Unrealized -2.4%

SPDW SPDR INDEX SHS FDS 0.1%

Value ($000) $346 Shares 7,781 Est. Cost $32.52 Unrealized —

IVV ISHARES TR 0.2%

Value ($000) $569 Shares 831 Est. Cost $476.13 Unrealized —

D DOMINION ENERGY INC 0.1%

Value ($000) $383 Shares 6,541 Est. Cost $45.12 Unrealized +32.4%

SCHB SCHWAB STRATEGIC TR 0.2%

Value ($000) $650 Shares 24,779 Est. Cost $33.86 Unrealized —

CSL CARLISLE COS INC 0.1%

Value ($000) $383 Shares 1,196 Est. Cost $429.23 Unrealized -24.8%

DFUV DIMENSIONAL ETF TRUST 0.1%

Value ($000) $225 Shares 4,831 Est. Cost $37.42 Unrealized —

ESGE ISHARES INC 0.2%

Value ($000) $850 Shares 19,251 Est. Cost $35.73 Unrealized —

SPY SPDR S&P 500 ETF TR 0.1%

Value ($000) $290 Shares 426 Est. Cost $559.12 Unrealized —

RSPT INVESCO EXCHANGE TRADED FD T 0.1%

Value ($000) $225 Shares 4,937 Est. Cost $40.78 Unrealized —

MUB ISHARES TR 0.1%

Value ($000) $529 Shares 4,936 Est. Cost $116.10 Unrealized —

SPAB SPDR SERIES TRUST 0.1%

Value ($000) $226 Shares 8,777 Est. Cost $25.55 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
ISRG	INTUITIVE SURGICAL INC	1,175	$665	0.2%	$553.02	-3.7%	COM NEW	46120E602
EMXC	ISHARES INC	12,080	$878	0.2%	$54.52	—	MSCI EMRG CHN	46434G764
GOOD	GLADSTONE COMMERCIAL CORP	29,050	$310	0.1%	$25.36	—	COM	376536108
SCHD	SCHWAB STRATEGIC TR	159,440	$4,373	1.2%	$41.15	—	US DIVIDEND EQ	808524797
RTX	RTX CORPORATION	2,257	$414	0.1%	$118.27	+46.6%	COM	75513E101
VXUS	VANGUARD STAR FDS	22,843	$1,723	0.5%	$58.56	—	VG TL INTL STK F	921909768
XOM	EXXON MOBIL CORP	2,890	$348	0.1%	$112.36	+2.8%	COM	30231G102
MCO	MOODYS CORP	574	$293	0.1%	$365.05	+33.5%	COM	615369105
VOO	VANGUARD INDEX FDS	1,366	$856	0.2%	$418.06	—	S&P 500 ETF SHS	922908363
SPTM	SPDR SERIES TRUST	10,142	$837	0.2%	$58.46	—	STATE STREET SPD	78464A805
NSC	NORFOLK SOUTHN CORP	1,653	$477	0.1%	$250.71	+15.1%	COM	655844108
KR	KROGER CO	3,435	$215	0.1%	$57.34	+13.7%	COM	501044101
COST	COSTCO WHSL CORP NEW	279	$240	0.1%	$928.25	-2.4%	COM	22160K105
SPDW	SPDR INDEX SHS FDS	7,781	$346	0.1%	$32.52	—	PORTFOLIO DEVLPD	78463X889
IVV	ISHARES TR	831	$569	0.2%	$476.13	—	CORE S&P500 ETF	464287200
D	DOMINION ENERGY INC	6,541	$383	0.1%	$45.12	+32.4%	COM	25746U109
SCHB	SCHWAB STRATEGIC TR	24,779	$650	0.2%	$33.86	—	US BRD MKT ETF	808524102
CSL	CARLISLE COS INC	1,196	$383	0.1%	$429.23	-24.8%	COM	142339100
DFUV	DIMENSIONAL ETF TRUST	4,831	$225	0.1%	$37.42	—	US MKTWIDE VALUE	25434V724
ESGE	ISHARES INC	19,251	$850	0.2%	$35.73	—	ESG AWR MSCI EM	46434G863
SPY	SPDR S&P 500 ETF TR	426	$290	0.1%	$559.12	—	TR UNIT	78462F103
RSPT	INVESCO EXCHANGE TRADED FD T	4,937	$225	0.1%	$40.78	—	S&P500 EQL TEC	46137V282
MUB	ISHARES TR	4,936	$529	0.1%	$116.10	—	NATIONAL MUN ETF	464288414
SPAB	SPDR SERIES TRUST	8,777	$226	0.1%	$25.55	—	STATE STREET SPD	78464A649