DRAVO BAY LLC Diversified Active

CIK: 0001910389 · Show all filings

Period: Q4 2025 (← Previous)

Filing Date: Jan 27, 2026

Total Value ($000): $240,655 (100.0% shares, 0.0% debt)

Holdings (51)

New Positions (5)

DRI DARDEN RESTAURANTS INC 0.4%

Value ($000) $980 Shares 5,323 Est. Cost $182.09 Unrealized 0.0%

SPYG SPDR SERIES TRUST 0.2%

Value ($000) $386 Shares 3,615 Est. Cost $106.71 Unrealized —

SCHF SCHWAB STRATEGIC TR 0.2%

Value ($000) $376 Shares 15,623 Est. Cost $24.04 Unrealized —

SPYV SPDR SERIES TRUST 0.1%

Value ($000) $318 Shares 5,601 Est. Cost $56.81 Unrealized —

GOOGL ALPHABET INC 0.1%

Value ($000) $241 Shares 770 Est. Cost $285.60 Unrealized 0.0%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
DRI	DARDEN RESTAURANTS INC	5,323	$980	0.4%	$182.09	0.0%	COM	237194105
SPYG	SPDR SERIES TRUST	3,615	$386	0.2%	$106.71	—	STATE STREET SPD	78464A409
SCHF	SCHWAB STRATEGIC TR	15,623	$376	0.2%	$24.04	—	INTL EQTY ETF	808524805
SPYV	SPDR SERIES TRUST	5,601	$318	0.1%	$56.81	—	STATE STREET SPD	78464A508
GOOGL	ALPHABET INC	770	$241	0.1%	$285.60	0.0%	CAP STK CL A	02079K305

Increased Positions (26)

SCHV SCHWAB STRATEGIC TR 15.8%

Value ($000) $38,044 (+6.2%) Shares 1,284,821 (+4.4%) Est. Cost $41.68 Unrealized —

SCHG SCHWAB STRATEGIC TR 16.5%

Value ($000) $39,597 (+4.9%) Shares 1,213,888 (+2.6%) Est. Cost $550.01 Unrealized —

DFSD DIMENSIONAL ETF TRUST 5.5%

Value ($000) $13,180 (+11.6%) Shares 274,861 (+12.1%) Est. Cost $47.78 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 9.6%

Value ($000) $23,071 (+6.0%) Shares 369,314 (+1.7%) Est. Cost $2790.00 Unrealized —

DFCF DIMENSIONAL ETF TRUST 5.7%

Value ($000) $13,598 (+10.7%) Shares 319,513 (+11.2%) Est. Cost $43.00 Unrealized —

DGCB DIMENSIONAL ETF TRUST 5.4%

Value ($000) $13,083 (+8.6%) Shares 241,207 (+11.1%) Est. Cost $54.75 Unrealized —

DISV DIMENSIONAL ETF TRUST 4.3%

Value ($000) $10,458 (+10.7%) Shares 275,198 (+4.0%) Est. Cost $29.61 Unrealized —

DFAS DIMENSIONAL ETF TRUST 4.1%

Value ($000) $9,906 (+9.2%) Shares 142,178 (+7.3%) Est. Cost $65.45 Unrealized —

VTV VANGUARD INDEX FDS 3.5%

Value ($000) $8,356 (+9.0%) Shares 43,753 (+6.4%) Est. Cost $2748.07 Unrealized —

DFEV DIMENSIONAL ETF TRUST 1.6%

Value ($000) $3,733 (+12.1%) Shares 110,651 (+6.0%) Est. Cost $28.82 Unrealized —

IDEV ISHARES TR 2.7%

Value ($000) $6,491 (+6.6%) Shares 78,703 (+3.6%) Est. Cost $68.04 Unrealized —

DUSB DIMENSIONAL ETF TRUST 1.8%

Value ($000) $4,368 (+4.6%) Shares 86,232 (+4.9%) Est. Cost $50.67 Unrealized —

IVV ISHARES TR 0.3%

Value ($000) $625 (+38.6%) Shares 913 (+35.5%) Est. Cost $613.88 Unrealized —

MUB ISHARES TR 2.0%

Value ($000) $4,860 (+3.5%) Shares 45,377 (+2.9%) Est. Cost $108.36 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 2.8%

Value ($000) $6,808 (+2.2%) Shares 126,632 (+3.0%) Est. Cost $458.01 Unrealized —

SPEM SPDR INDEX SHS FDS 0.2%

Value ($000) $567 (+16.1%) Shares 12,103 (+16.1%) Est. Cost $38.21 Unrealized —

SUB ISHARES TR 0.4%

Value ($000) $954 (+7.5%) Shares 8,939 (+7.5%) Est. Cost $5703.56 Unrealized —

AMZN AMAZON COM INC 0.1%

Value ($000) $283 (+24.8%) Shares 1,225 (+18.7%) Est. Cost $208.40 Unrealized +9.8%

VBR VANGUARD INDEX FDS 0.6%

Value ($000) $1,412 (+3.4%) Shares 6,665 (+1.9%) Est. Cost $9169.25 Unrealized —

VBK VANGUARD INDEX FDS 0.6%

Value ($000) $1,432 (+2.5%) Shares 4,740 (+1.0%) Est. Cost $17080.54 Unrealized —

NVDA NVIDIA CORPORATION 0.2%

Value ($000) $380 (+9.3%) Shares 2,037 (+9.3%) Est. Cost $130.98 Unrealized +42.1%

BSV VANGUARD BD INDEX FDS 0.1%

Value ($000) $358 (+9.3%) Shares 4,538 (+9.4%) Est. Cost $76.20 Unrealized —

EFAV ISHARES TR 0.1%

Value ($000) $286 (+8.1%) Shares 3,319 (+6.3%) Est. Cost $84.29 Unrealized —

USMV ISHARES TR 0.4%

Value ($000) $937 (+2.1%) Shares 9,947 (+3.2%) Est. Cost $4023.55 Unrealized —

MSFT MICROSOFT CORP 0.1%

Value ($000) $335 (+5.1%) Shares 693 (+12.5%) Est. Cost $314.21 Unrealized +59.3%

BND VANGUARD BD INDEX FDS 0.3%

Value ($000) $833 (+1.9%) Shares 11,249 (+2.3%) Est. Cost $1533.58 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SCHV	SCHWAB STRATEGIC TR	1,284,821 (+4.4%)	$38,044 (+6.2%)	15.8%	$41.68	—	US LCAP VA ETF	808524409
SCHG	SCHWAB STRATEGIC TR	1,213,888 (+2.6%)	$39,597 (+4.9%)	16.5%	$550.01	—	US LCAP GR ETF	808524300
DFSD	DIMENSIONAL ETF TRUST	274,861 (+12.1%)	$13,180 (+11.6%)	5.5%	$47.78	—	SHORT DURATION F	25434V864
VEA	VANGUARD TAX-MANAGED FDS	369,314 (+1.7%)	$23,071 (+6.0%)	9.6%	$2790.00	—	VAN FTSE DEV MKT	921943858
DFCF	DIMENSIONAL ETF TRUST	319,513 (+11.2%)	$13,598 (+10.7%)	5.7%	$43.00	—	CORE FIXED INCOM	25434V872
DGCB	DIMENSIONAL ETF TRUST	241,207 (+11.1%)	$13,083 (+8.6%)	5.4%	$54.75	—	GLOBAL CR ETF	25434V567
DISV	DIMENSIONAL ETF TRUST	275,198 (+4.0%)	$10,458 (+10.7%)	4.3%	$29.61	—	INTL SMALL CAP V	25434V781
DFAS	DIMENSIONAL ETF TRUST	142,178 (+7.3%)	$9,906 (+9.2%)	4.1%	$65.45	—	US SMALL CAP ETF	25434V500
VTV	VANGUARD INDEX FDS	43,753 (+6.4%)	$8,356 (+9.0%)	3.5%	$2748.07	—	VALUE ETF	922908744
DFEV	DIMENSIONAL ETF TRUST	110,651 (+6.0%)	$3,733 (+12.1%)	1.6%	$28.82	—	EMERGING MKTS VA	25434V740
IDEV	ISHARES TR	78,703 (+3.6%)	$6,491 (+6.6%)	2.7%	$68.04	—	CORE MSCI INTL	46435G326
DUSB	DIMENSIONAL ETF TRUST	86,232 (+4.9%)	$4,368 (+4.6%)	1.8%	$50.67	—	ULTRASHORT FIXED	25434V591
IVV	ISHARES TR	913 (+35.5%)	$625 (+38.6%)	0.3%	$613.88	—	CORE S&P500 ETF	464287200
MUB	ISHARES TR	45,377 (+2.9%)	$4,860 (+3.5%)	2.0%	$108.36	—	NATIONAL MUN ETF	464288414
VWO	VANGUARD INTL EQUITY INDEX F	126,632 (+3.0%)	$6,808 (+2.2%)	2.8%	$458.01	—	FTSE EMR MKT ETF	922042858
SPEM	SPDR INDEX SHS FDS	12,103 (+16.1%)	$567 (+16.1%)	0.2%	$38.21	—	PORTFOLIO EMG MK	78463X509
SUB	ISHARES TR	8,939 (+7.5%)	$954 (+7.5%)	0.4%	$5703.56	—	SHRT NAT MUN ETF	464288158
AMZN	AMAZON COM INC	1,225 (+18.7%)	$283 (+24.8%)	0.1%	$208.40	+9.8%	COM	023135106
VBR	VANGUARD INDEX FDS	6,665 (+1.9%)	$1,412 (+3.4%)	0.6%	$9169.25	—	SM CP VAL ETF	922908611
VBK	VANGUARD INDEX FDS	4,740 (+1.0%)	$1,432 (+2.5%)	0.6%	$17080.54	—	SML CP GRW ETF	922908595
NVDA	NVIDIA CORPORATION	2,037 (+9.3%)	$380 (+9.3%)	0.2%	$130.98	+42.1%	COM	67066G104
BSV	VANGUARD BD INDEX FDS	4,538 (+9.4%)	$358 (+9.3%)	0.1%	$76.20	—	SHORT TRM BOND	921937827
EFAV	ISHARES TR	3,319 (+6.3%)	$286 (+8.1%)	0.1%	$84.29	—	MSCI EAFE MIN VL	46429B689
USMV	ISHARES TR	9,947 (+3.2%)	$937 (+2.1%)	0.4%	$4023.55	—	MSCI USA MIN VOL	46429B697
MSFT	MICROSOFT CORP	693 (+12.5%)	$335 (+5.1%)	0.1%	$314.21	+59.3%	COM	594918104
BND	VANGUARD BD INDEX FDS	11,249 (+2.3%)	$833 (+1.9%)	0.3%	$1533.58	—	TOTAL BND MRKT	921937835

Exited Positions (2)

IWF ISHARES TR 0.1%

Value ($000) $331 Shares 706 Est. Cost $401.58 Unrealized —

SCHA SCHWAB STRATEGIC TR 0.1%

Value ($000) $230 Shares 8,243 Est. Cost $25.86 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
IWF	ISHARES TR	706	$331	0.1%	$401.58	—	—	464287614
SCHA	SCHWAB STRATEGIC TR	8,243	$230	0.1%	$25.86	—	—	808524607

Decreased Positions (13)

VTEB VANGUARD MUN BD FDS 2.6%

Value ($000) $6,335 (-11.6%) Shares 125,979 (-12.0%) Est. Cost $7706.26 Unrealized —

HYMB SPDR SERIES TRUST 0.7%

Value ($000) $1,644 (-11.2%) Shares 65,910 (-11.2%) Est. Cost $3024.31 Unrealized —

SCHX SCHWAB STRATEGIC TR 0.4%

Value ($000) $1,065 (-9.4%) Shares 39,562 (-11.3%) Est. Cost $5517.59 Unrealized —

HYD VANECK ETF TRUST 0.6%

Value ($000) $1,522 (-4.3%) Shares 29,770 (-4.7%) Est. Cost $53.45 Unrealized —

EBND SPDR SERIES TRUST 0.2%

Value ($000) $439 (-8.5%) Shares 20,564 (-8.5%) Est. Cost $20.54 Unrealized —

VWOB VANGUARD WHITEHALL FDS 0.2%

Value ($000) $493 (-7.6%) Shares 7,316 (-8.3%) Est. Cost $62.31 Unrealized —

IWN ISHARES TR 0.3%

Value ($000) $790 (-4.1%) Shares 4,362 (-6.4%) Est. Cost $152.68 Unrealized —

AAPL APPLE INC 0.4%

Value ($000) $931 (+3.7%) Shares 3,423 (-2.9%) Est. Cost $162.74 Unrealized +64.9%

EMB ISHARES TR 0.1%

Value ($000) $271 (-8.9%) Shares 2,812 (-9.9%) Est. Cost $89.06 Unrealized —

IEMG ISHARES INC 1.8%

Value ($000) $4,451 (+0.5%) Shares 66,220 (-1.5%) Est. Cost $2639.98 Unrealized —

EMLC VANECK ETF TRUST 0.1%

Value ($000) $246 (-7.0%) Shares 9,535 (-8.1%) Est. Cost $648.58 Unrealized —

VB VANGUARD INDEX FDS 0.1%

Value ($000) $242 (+0.2%) Shares 940 (-1.3%) Est. Cost $208.50 Unrealized —

VYM VANGUARD WHITEHALL FDS 0.2%

Value ($000) $404 (+0.0%) Shares 2,814 (-1.7%) Est. Cost $111.07 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VTEB	VANGUARD MUN BD FDS	125,979 (-12.0%)	$6,335 (-11.6%)	2.6%	$7706.26	—	TAX EXEMPT BD	922907746
HYMB	SPDR SERIES TRUST	65,910 (-11.2%)	$1,644 (-11.2%)	0.7%	$3024.31	—	STATE STREET SPD	78464A284
SCHX	SCHWAB STRATEGIC TR	39,562 (-11.3%)	$1,065 (-9.4%)	0.4%	$5517.59	—	US LRG CAP ETF	808524201
HYD	VANECK ETF TRUST	29,770 (-4.7%)	$1,522 (-4.3%)	0.6%	$53.45	—	HIGH YLD MUNIETF	92189H409
EBND	SPDR SERIES TRUST	20,564 (-8.5%)	$439 (-8.5%)	0.2%	$20.54	—	BLOOMBERG EMERGI	78464A391
VWOB	VANGUARD WHITEHALL FDS	7,316 (-8.3%)	$493 (-7.6%)	0.2%	$62.31	—	EM MK GOV BD ETF	921946885
IWN	ISHARES TR	4,362 (-6.4%)	$790 (-4.1%)	0.3%	$152.68	—	RUS 2000 VAL ETF	464287630
AAPL	APPLE INC	3,423 (-2.9%)	$931 (+3.7%)	0.4%	$162.74	+64.9%	COM	037833100
EMB	ISHARES TR	2,812 (-9.9%)	$271 (-8.9%)	0.1%	$89.06	—	JPMORGAN USD EMG	464288281
IEMG	ISHARES INC	66,220 (-1.5%)	$4,451 (+0.5%)	1.8%	$2639.98	—	CORE MSCI EMKT	46434G103
EMLC	VANECK ETF TRUST	9,535 (-8.1%)	$246 (-7.0%)	0.1%	$648.58	—	JP MRGAN EM LOC	92189H300
VB	VANGUARD INDEX FDS	940 (-1.3%)	$242 (+0.2%)	0.1%	$208.50	—	SMALL CP ETF	922908751
VYM	VANGUARD WHITEHALL FDS	2,814 (-1.7%)	$404 (+0.0%)	0.2%	$111.07	—	HIGH DIV YLD	921946406

Unchanged Positions (7)

VUG VANGUARD INDEX FDS 4.1%

Value ($000) $9,747 Shares 19,979 Est. Cost $6196.40 Unrealized —

IEFA ISHARES TR 1.2%

Value ($000) $2,935 Shares 32,809 Est. Cost $69.12 Unrealized —

SPDW SPDR INDEX SHS FDS 0.6%

Value ($000) $1,468 Shares 33,053 Est. Cost $34.21 Unrealized —

IWO ISHARES TR 0.3%

Value ($000) $608 Shares 1,883 Est. Cost $24014.79 Unrealized —

SCHB SCHWAB STRATEGIC TR 0.1%

Value ($000) $326 Shares 12,411 Est. Cost $22.70 Unrealized —

SPY SPDR S&P 500 ETF TR 0.1%

Value ($000) $265 Shares 389 Est. Cost $492.76 Unrealized —

DE DEERE & CO 0.1%

Value ($000) $219 Shares 470 Est. Cost $461.52 Unrealized +1.3%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VUG	VANGUARD INDEX FDS	19,979	$9,747	4.1%	$6196.40	—	GROWTH ETF	922908736
IEFA	ISHARES TR	32,809	$2,935	1.2%	$69.12	—	CORE MSCI EAFE	46432F842
SPDW	SPDR INDEX SHS FDS	33,053	$1,468	0.6%	$34.21	—	PORTFOLIO DEVLPD	78463X889
IWO	ISHARES TR	1,883	$608	0.3%	$24014.79	—	RUS 2000 GRW ETF	464287648
SCHB	SCHWAB STRATEGIC TR	12,411	$326	0.1%	$22.70	—	US BRD MKT ETF	808524102
SPY	SPDR S&P 500 ETF TR	389	$265	0.1%	$492.76	—	TR UNIT	78462F103
DE	DEERE & CO	470	$219	0.1%	$461.52	+1.3%	COM	244199105