Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AOM	ISHARES TR	1,271,336	$51.02M	26.3%	$40.13	—	MODERT ALLOC ETF	464289875
VT	VANGUARD INTL EQUITY INDEX F	387,101	$31.35M	16.2%	$80.99	—	TT WRLD ST ETF	922042742
SPTM	SPDR SERIES TRUST	659,296	$26.28M	13.6%	$39.86	—	PORTFOLIO TL STK	78464A805
USRT	ISHARES TR	329,916	$18.01M	9.3%	$54.59	—	CRE U S REIT ETF	464288521
SPYM	SPDR SERIES TRUST	316,701	$11.98M	6.2%	$37.82	—	PORTFOLIO LR ETF	78464A854
SPY	SPDR S&P 500 ETF TR	24,075	$7.749M	4.0%	$321.87	—	TR UNIT	78462F103
SPTL	SPDR SERIES TRUST	146,113	$5.679M	2.9%	$38.87	—	PORTFOLIO LN TSR	78464A664
GLD	SPDR GOLD TRUST	34,806	$4.974M	2.6%	$142.91	—	GOLD SHS	78463V107
SPEM	SPDR INDEX SHS FDS	125,545	$4.719M	2.4%	$37.59	—	PORTFOLIO EMG MK	78463X509
IAGG	ISHARES TR	74,261	$4.069M	2.1%	$54.79	—	CORE INTL AGGR	46435G672
SPAB	SPDR SERIES TRUST	134,407	$3.949M	2.0%	$29.38	—	PORTFOLIO AGRGTE	78464A649
SPDW	SPDR INDEX SHS FDS	104,325	$3.271M	1.7%	$31.35	—	PORTFOLIO DEVLPD	78463X889
SDY	SPDR SERIES TRUST	15,932	$1.714M	0.9%	$107.58	—	S&P DIVID ETF	78464A763
UVSP	UNIVEST FINANCIAL CORPORATIO	55,026	$1.474M	0.8%	$25.88	0.0%	COM	915271100
BX	BLACKSTONE GROUP INC	22,894	$1.281M	0.7%	$42.09	0.0%	COM CL A	09260D107
AMZN	AMAZON COM INC	572	$1.057M	0.5%	$88.51	0.0%	COM	023135106
VIG	VANGUARD GROUP	8,442	$1.052M	0.5%	$124.62	—	DIV APP ETF	921908844
ITOT	ISHARES TR	11,982	$871K	0.4%	$72.69	—	CORE S&P TTL STK	464287150
JNJ	JOHNSON & JOHNSON	5,621	$820K	0.4%	$114.10	0.0%	COM	478160104
MTUM	ISHARES TR	6,198	$778K	0.4%	$125.52	—	USA MOMENTUM FCT	46432F396
WSO	WATSCO INC	3,988	$718K	0.4%	$175.89	0.0%	COM	942622200
GMED	GLOBUS MED INC	10,999	$648K	0.3%	$54.29	0.0%	CL A	379577208
SCHZ	SCHWAB STRATEGIC TR	11,961	$639K	0.3%	$53.42	—	US AGGREGATE B	808524839
IFF	INTERNATIONAL FLAVORS&FRAGRA	4,444	$573K	0.3%	$108.13	0.0%	COM	459506101
AAPL	APPLE INC	1,875	$551K	0.3%	$62.02	0.0%	COM	037833100
MSFT	MICROSOFT CORP	3,422	$540K	0.3%	$139.23	0.0%	COM	594918104
LUV	SOUTHWEST AIRLS CO	9,103	$491K	0.3%	$51.27	0.0%	COM	844741108
FTCS	FIRST TR EXCHANGE TRADED FD	7,789	$470K	0.2%	$60.34	—	CAP STRENGTH ETF	33733E104
VUG	VANGUARD INDEX FDS	2,566	$467K	0.2%	$182.00	—	GROWTH ETF	922908736
VZ	VERIZON COMMUNICATIONS INC	7,588	$466K	0.2%	$42.79	0.0%	COM	92343V104
NSC	NORFOLK SOUTHERN CORP	2,304	$447K	0.2%	$165.56	0.0%	COM	655844108
MCD	MCDONALDS CORP	1,931	$382K	0.2%	$171.93	0.0%	COM	580135101
VTI	VANGUARD INDEX FDS	2,314	$379K	0.2%	$163.79	—	TOTAL STK MKT	922908769
EEM	ISHARES TR	8,306	$373K	0.2%	$44.91	—	MSCI EMG MKT ETF	464287234
SCHR	SCHWAB STRATEGIC TR	6,680	$367K	0.2%	$54.94	—	INTRM TRM TRES	808524854
SPMD	SPDR SERIES TRUST	9,136	$331K	0.2%	$36.23	—	PORTFOLIO MD ETF	78464A847
GAL	SSGA ACTIVE ETF TR	7,800	$312K	0.2%	$40.00	—	GLOBL ALLO ETF	78467V400
VEA	VANGUARD TAX MANAGED INTL FD	6,925	$305K	0.2%	$44.04	—	FTSE DEV MKT ETF	921943858
MRK	MERCK & CO INC	3,355	$305K	0.2%	$67.55	0.0%	COM	58933Y105
XOM	EXXON MOBIL CORP	4,378	$305K	0.2%	$52.07	0.0%	COM	30231G102
DIS	DISNEY WALT CO	1,902	$275K	0.1%	$135.71	0.0%	COM DISNEY	254687106
AOR	ISHARES TR	5,553	$266K	0.1%	$47.90	—	GRWT ALLOCAT ETF	464289867
SPSB	SPDR SERIES TRUST	7,810	$241K	0.1%	$30.86	—	PORTFOLIO SHORT	78464A474
JPM	JPMORGAN CHASE & CO	1,718	$239K	0.1%	$108.67	0.0%	COM	46625H100
BRK/B	BERKSHIRE HATHAWAY INC DEL	1,014	$230K	0.1%	$217.17	0.0%	CL B NEW	084670702
BDX	BECTON DICKINSON & CO	832	$226K	0.1%	$226.44	0.0%	COM	075887109
VYM	VANGUARD WHITEHALL FDS INC	2,400	$225K	0.1%	$93.75	—	HIGH DIV YLD	921946406
T	AT&T INC	5,726	$224K	0.1%	$18.86	0.0%	COM	00206R102
JMUB	JP MORGAN EXCHANGE TRADED FD	3,995	$214K	0.1%	$53.57	—	MUNICIPAL ETF	46641Q647
AMT	AMERICAN TOWER CORP NEW	879	$202K	0.1%	$183.82	0.0%	COM	03027X100
—	TRUSTCO BK CORP N Y	20,000	$173K	0.1%	$8.65	—	COM	898349105
—	AURORA CANNABIS INC	34,932	$75,000	0.0%	$2.15	—	COM	05156X108
—	HEXO CORP	13,868	$22,000	0.0%	$1.59	—	COM	428304109
—	OUTLOOK THERAPEUTICS INC	20,000	$2,000	0.0%	$0.10	—	*W EXP 02/18/202	69012T115