Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VTI	VANGUARD INDEX FDS	268,125	$41.97M	37.4%	$156.59	—	TOTAL STK MKT	922908769
SPYM	SPDR SER TR	440,128	$15.96M	14.2%	$36.25	—	PORTFOLIO S&P500	78464A854
GLD	SPDR GOLD TR	52,397	$8.77M	7.8%	$146.18	—	GOLD SHS	78463V107
VTEB	VANGUARD MUN BD FDS	106,544	$5.768M	5.1%	$54.14	—	TAX EXEMPT BD	922907746
VT	VANGUARD INTL EQUITY INDEX F	52,924	$3.959M	3.5%	$74.81	—	TT WRLD ST ETF	922042742
MBB	ISHARES TR	30,059	$3.328M	3.0%	$110.46	—	MBS ETF	464288588
MINT	PIMCO ETF TR	28,270	$2.875M	2.6%	$99.24	—	ENHAN SHRT MA AC	72201R833
JMUB	J P MORGAN EXCHANGE-TRADED F	50,225	$2.71M	2.4%	$53.20	—	MUNICIPAL ETF	46641Q647
IVV	ISHARES TR	7,069	$2.189M	2.0%	$284.41	—	CORE S&P500 ETF	464287200
AOM	ISHARES TR	41,441	$1.652M	1.5%	$40.13	—	MODERT ALLOC ETF	464289875
AMZN	AMAZON COM INC	575	$1.586M	1.4%	$88.96	+35.8%	COM	023135106
FTSM	FIRST TR EXCHANGE-TRADED FD	23,169	$1.39M	1.2%	$59.99	—	FIRST TR ENH NEW	33739Q408
SDY	SPDR SER TR	13,472	$1.229M	1.1%	$107.58	—	S&P DIVID ETF	78464A763
BX	BLACKSTONE GROUP INC	21,012	$1.191M	1.1%	$42.09	+3.3%	COM CL A	09260D107
SCHB	SCHWAB STRATEGIC TR	13,645	$1.002M	0.9%	$60.42	—	US BRD MKT ETF	808524102
VIG	VANGUARD SPECIALIZED FUNDS	7,320	$858K	0.8%	$124.62	—	DIV APP ETF	921908844
UVSP	UNIVEST FINANCIAL CORPORATIO	52,314	$844K	0.8%	$25.88	-38.0%	COM	915271100
ITOT	ISHARES TR	11,982	$832K	0.7%	$72.69	—	CORE S&P TTL STK	464287150
JNJ	JOHNSON & JOHNSON	5,705	$802K	0.7%	$114.18	+8.8%	COM	478160104
MSFT	MICROSOFT CORP	3,506	$714K	0.6%	$139.64	+23.9%	COM	594918104
WSO	WATSCO INC	3,988	$709K	0.6%	$175.89	-5.9%	COM	942622200
VUG	VANGUARD INDEX FDS	3,289	$665K	0.6%	$176.41	—	GROWTH ETF	922908736
SMMU	PIMCO ETF TR	12,926	$660K	0.6%	$51.06	—	SHTRM MUN BD ACT	72201R874
SPSB	SPDR SER TR	20,778	$651K	0.6%	$31.07	—	PORTFOLIO SHORT	78464A474
MUNI	PIMCO ETF TR	9,761	$543K	0.5%	$55.63	—	INTER MUN BD ACT	72201R866
DGRO	ISHARES TR	14,084	$530K	0.5%	$32.60	—	CORE DIV GRWTH	46434V621
AAPL	APPLE INC	1,312	$479K	0.4%	$62.02	+21.1%	COM	037833100
SPDW	SPDR INDEX SHS FDS	16,985	$469K	0.4%	$31.35	—	PORTFOLIO DEVLPD	78463X889
SPY	SPDR S&P 500 ETF TR	1,420	$438K	0.4%	$308.45	—	TR UNIT	78462F103
SCHR	SCHWAB STRATEGIC TR	7,123	$419K	0.4%	$55.21	—	INTRM TRM TRES	808524854
IEI	ISHARES TR	3,099	$414K	0.4%	$133.24	—	3 7 YR TREAS BD	464288661
FTCS	FIRST TR NASDAQ-100 TECH IND	6,950	$406K	0.4%	$60.04	—	CAP STRENGTH ETF	33733E104
NSC	NORFOLK SOUTHERN CORP	2,304	$405K	0.4%	$165.56	-8.8%	COM	655844108
GMED	GLOBUS MED INC	8,163	$389K	0.3%	$54.29	-11.1%	CL A	379577208
BRK/B	BERKSHIRE HATHAWAY INC DEL	2,111	$377K	0.3%	$200.45	-8.9%	CL B NEW	084670702
SPTM	SPDR SER TR	9,928	$375K	0.3%	$39.86	—	PORTFOLI S&P1500	78464A805
VB	VANGUARD INDEX FDS	2,558	$373K	0.3%	$118.23	—	SMALL CP ETF	922908751
VZ	VERIZON COMMUNICATIONS INC	6,604	$364K	0.3%	$42.74	-4.7%	COM	92343V104
VEA	VANGUARD TAX-MANAGED FDS	8,584	$333K	0.3%	$40.86	—	FTSE DEV MKT ETF	921943858
MCD	MCDONALDS CORP	1,788	$330K	0.3%	$171.58	-6.2%	COM	580135101
LUV	SOUTHWEST AIRLS CO	9,103	$311K	0.3%	$51.27	-42.3%	COM	844741108
ARKK	ARK ETF TR	4,062	$290K	0.3%	$71.39	—	INNOVATION ETF	00214Q104
MRK	MERCK & CO. INC	3,724	$288K	0.3%	$67.28	-6.6%	COM	58933Y105
SHY	ISHARES TR	3,242	$281K	0.3%	$86.67	—	1 3 YR TREAS BD	464287457
SPMD	SPDR SER TR	8,570	$268K	0.2%	$36.23	—	PORTFOLIO S&P400	78464A847
MGC	VANGUARD WORLD FD	2,296	$251K	0.2%	$109.32	—	MEGA CAP INDEX	921910873
GAL	SSGA ACTIVE ETF TR	6,563	$242K	0.2%	$40.00	—	GLOBL ALLO ETF	78467V400
AMT	AMERICAN TOWER CORP NEW	879	$227K	0.2%	$210.56	0.0%	COM	03027X100
DIS	DISNEY WALT CO	2,023	$226K	0.2%	$107.86	0.0%	COM DISNEY	254687106
MGK	VANGUARD WORLD FD	1,256	$205K	0.2%	$163.22	—	MEGA GRWTH IND	921910816
FXL	FIRST TR EXCHANGE TRADED FD	2,431	$203K	0.2%	$83.50	—	TECH ALPHADEX	33734X176
XOM	EXXON MOBIL CORP	4,548	$203K	0.2%	$34.82	0.0%	COM	30231G102
—	TRUSTCO BK CORP N Y	20,000	$127K	0.1%	$8.65	—	COM	898349105
—	HEXO CORP	13,868	$10,000	0.0%	$1.59	—	COM	428304109
—	OUTLOOK THERAPEUTICS INC	20,000	$5,000	0.0%	$0.10	—	*W EXP 02/18/202	69012T115