Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
BIV	VANGUARD BD INDEX FDS	496,627	$46.42M	29.5%	$93.48	—	INTERMED TERM	921937819
VTI	VANGUARD INDEX FDS	139,279	$23.72M	15.1%	$156.59	—	TOTAL STK MKT	922908769
SPYM	SPDR SER TR	506,154	$19.92M	12.7%	$36.66	—	PORTFOLIO S&P500	78464A854
GLD	SPDR GOLD TR	57,183	$10.13M	6.4%	$148.77	—	GOLD SHS	78463V107
XSOE	WISDOMTREE TR	179,370	$6.039M	3.8%	$33.67	—	EM EX ST-OWNED	97717X578
VT	VANGUARD INTL EQUITY INDEX F	49,924	$4.026M	2.6%	$74.81	—	TT WRLD ST ETF	922042742
JMUB	J P MORGAN EXCHANGE-TRADED F	66,716	$3.637M	2.3%	$53.53	—	MUNICIPAL ETF	46641Q647
MUNI	PIMCO ETF TR	47,449	$2.667M	1.7%	$56.09	—	INTER MUN BD ACT	72201R866
IVV	ISHARES TR	6,729	$2.261M	1.4%	$284.41	—	CORE S&P500 ETF	464287200
AMZN	AMAZON COM INC	662	$2.084M	1.3%	$97.99	+60.9%	COM	023135106
SMMU	PIMCO ETF TR	33,277	$1.706M	1.1%	$51.19	—	SHTRM MUN BD ACT	72201R874
ARKK	ARK ETF TR	15,613	$1.436M	0.9%	$86.62	—	INNOVATION ETF	00214Q104
FTSM	FIRST TR EXCHANGE-TRADED FD	22,415	$1.345M	0.9%	$59.99	—	FIRST TR ENH NEW	33739Q408
BX	BLACKSTONE GROUP INC	24,139	$1.26M	0.8%	$42.41	+5.0%	COM CL A	09260D107
SCHB	SCHWAB STRATEGIC TR	13,697	$1.091M	0.7%	$60.42	—	US BRD MKT ETF	808524102
BRK/B	BERKSHIRE HATHAWAY INC DEL	5,115	$1.089M	0.7%	$202.86	+0.8%	CL B NEW	084670702
JNJ	JOHNSON & JOHNSON	7,260	$1.081M	0.7%	$116.93	+8.6%	COM	478160104
AAPL	APPLE INC	9,115	$1.056M	0.7%	$99.64	+6.3%	COM	037833100
SPY	SPDR S&P 500 ETF TR	3,140	$1.052M	0.7%	$323.01	—	TR UNIT	78462F103
MSFT	MICROSOFT CORP	4,672	$983K	0.6%	$154.89	+29.6%	COM	594918104
SDY	SPDR SER TR	10,617	$981K	0.6%	$107.58	—	S&P DIVID ETF	78464A763
VIG	VANGUARD SPECIALIZED FUNDS	7,557	$972K	0.6%	$124.74	—	DIV APP ETF	921908844
AOM	ISHARES TR	22,365	$918K	0.6%	$40.13	—	MODERT ALLOC ETF	464289875
MUB	ISHARES TR	7,355	$853K	0.5%	$115.98	—	NATIONAL MUN ETF	464288414
IEI	ISHARES TR	6,200	$828K	0.5%	$133.40	—	3 7 YR TREAS BD	464288661
ITOT	ISHARES TR	10,612	$801K	0.5%	$72.69	—	CORE S&P TTL STK	464287150
UVSP	UNIVEST FINANCIAL CORPORATIO	51,314	$737K	0.5%	$25.88	-39.9%	COM	915271100
VEA	VANGUARD TAX-MANAGED INTL FD	17,258	$706K	0.4%	$40.88	—	FTSE DEV MKT ETF	921943858
VTEB	VANGUARD MUN BD FDS	12,763	$695K	0.4%	$54.14	—	TAX EXEMPT BD	922907746
SPSB	SPDR SER TR	21,256	$667K	0.4%	$31.08	—	PORTFOLIO SHORT	78464A474
VUG	VANGUARD INDEX FDS	2,914	$663K	0.4%	$176.41	—	GROWTH ETF	922908736
WSO	WATSCO INC	2,739	$638K	0.4%	$175.89	+28.1%	COM	942622200
WSO/B	WATSCO INC	2,727	$625K	0.4%	$223.80	0.0%	CL B CONV	942622101
GMED	GLOBUS MED INC	12,083	$598K	0.4%	$53.41	-3.4%	CL A	379577208
ARKF	ARK ETF TR	14,190	$563K	0.4%	$39.68	—	FINTECH INNOVA	00214Q708
META	FACEBOOK INC	1,942	$509K	0.3%	$256.10	0.0%	CL A	30303M102
VB	VANGUARD INDEX FDS	3,004	$462K	0.3%	$123.51	—	SMALL CP ETF	922908751
XOM	EXXON MOBIL CORP	13,398	$460K	0.3%	$33.17	-2.6%	COM	30231G102
DGRO	ISHARES TR	11,505	$458K	0.3%	$32.60	—	CORE DIV GRWTH	46434V621
NSC	NORFOLK SOUTHN CORP	2,070	$443K	0.3%	$165.56	+8.7%	COM	655844108
FTCS	FIRST TR EXCHANGE-TRADED FD	6,852	$434K	0.3%	$60.04	—	CAP STRENGTH ETF	33733E104
EAOM	ISHARES TR	15,994	$421K	0.3%	$26.32	—	ESG AWARE MODRTE	46436E684
NVDA	NVIDIA CORPORATION	775	$419K	0.3%	$11.60	0.0%	COM	67066G104
VZ	VERIZON COMMUNICATIONS INC	6,716	$400K	0.3%	$42.74	-0.4%	COM	92343V104
MCD	MCDONALDS CORP	1,772	$389K	0.2%	$171.58	+5.7%	COM	580135101
V	VISA INC	1,893	$379K	0.2%	$192.21	0.0%	COM CL A	92826C839
ESGV	VANGUARD WORLD FD	5,978	$370K	0.2%	$61.89	—	ESG US STK ETF	921910733
PYPL	PAYPAL HLDGS INC	1,873	$369K	0.2%	$187.90	0.0%	COM	70450Y103
NOW	SERVICENOW INC	732	$355K	0.2%	$89.31	0.0%	COM	81762P102
MRK	MERCK & CO. INC	4,187	$347K	0.2%	$67.13	-1.8%	COM	58933Y105
GOOGL	ALPHABET INC	236	$346K	0.2%	$75.62	0.0%	CAP STK CL A	02079K305
LUV	SOUTHWEST AIRLS CO	9,103	$341K	0.2%	$51.27	-35.5%	COM	844741108
WCLD	WISDOMTREE TR	7,920	$338K	0.2%	$42.68	—	CLOUD COMPUTNG	97717Y691
MDLZ	MONDELEZ INTL INC	5,826	$335K	0.2%	$48.56	0.0%	CL A	609207105
SPTM	SPDR SER TR	7,914	$324K	0.2%	$39.86	—	PORTFOLI S&P1500	78464A805
GOOG	ALPHABET INC	207	$304K	0.2%	$75.72	0.0%	CAP STK CL C	02079K107
MA	MASTERCARD INCORPORATED	896	$303K	0.2%	$315.67	0.0%	CL A	57636Q104
AMT	AMERICAN TOWER CORP NEW	1,248	$302K	0.2%	$212.38	+2.0%	COM	03027X100
MDT	MEDTRONIC PLC	2,858	$297K	0.2%	$86.23	0.0%	SHS	G5960L103
SHY	ISHARES TR	3,242	$280K	0.2%	$86.67	—	1 3 YR TREAS BD	464287457
SPMD	SPDR SER TR	8,570	$280K	0.2%	$36.23	—	PORTFOLIO S&P400	78464A847
SCHR	SCHWAB STRATEGIC TR	4,733	$278K	0.2%	$55.21	—	INTRM TRM TRES	808524854
SE	SEA LTD	1,773	$273K	0.2%	$153.98	—	SPONSORD ADS	81141R100
WMT	WALMART INC	1,881	$263K	0.2%	$41.31	0.0%	COM	931142103
AOK	ISHARES TR	6,979	$259K	0.2%	$37.11	—	CONSER ALLOC ETF	464289883
DIS	DISNEY WALT CO	2,050	$254K	0.2%	$108.05	+13.0%	COM DISNEY	254687106
PEP	PEPSICO INC	1,751	$243K	0.2%	$115.17	0.0%	COM	713448108
NKE	NIKE INC	1,923	$241K	0.2%	$99.64	0.0%	CL B	654106103
NVS	NOVARTIS AG	2,768	$241K	0.2%	$87.07	—	SPONSORED ADR	66987V109
MGK	VANGUARD WORLD FD	1,300	$241K	0.2%	$163.97	—	MEGA GRWTH IND	921910816
AJG	GALLAGHER ARTHUR J & CO	2,190	$231K	0.1%	$97.68	0.0%	COM	363576109
LULU	LULULEMON ATHLETICA INC	697	$230K	0.1%	$333.72	0.0%	COM	550021109
FXL	FIRST TR EXCHANGE TRADED FD	2,431	$221K	0.1%	$83.50	—	TECH ALPHADEX	33734X176
SPDW	SPDR INDEX SHS FDS	7,487	$219K	0.1%	$31.35	—	PORTFOLIO DEVLPD	78463X889
—	ISHARES GOLD TRUST	10,876	$196K	0.1%	$18.02	—	ISHARES	464285105
—	TRUSTCO BK CORP N Y	20,000	$104K	0.1%	$8.65	—	COM	898349105
ABEV	AMBEV SA	12,394	$28,000	0.0%	$2.26	—	SPONSORED ADR	02319V103
—	HEXO CORP	13,868	$9,000	0.0%	$1.59	—	COM	428304109
—	OUTLOOK THERAPEUTICS INC	10,000	$1,000	0.0%	$0.10	—	*W EXP 02/18/202	69012T115