Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IVV	ISHARES TR	1,320,479	$297M	22.4%	$174.07	—	CORE S&P500 ETF	464287200
IJH	ISHARES TR	1,021,541	$169M	12.7%	$120.10	—	CORE S&P MCP ETF	464287507
IJR	ISHARES TR	1,050,165	$144M	10.9%	$94.17	—	CORE S&P SCP ETF	464287804
IEFA	ISHARES TR	2,670,206	$143M	10.8%	$55.76	—	CORE MSCI EAFE	46432F842
SPY	SPDR S&P 500 ETF TR	407,929	$91.18M	6.9%	$160.42	—	TR UNIT	78462F103
FLOT	ISHARES TR	1,217,877	$61.78M	4.7%	$50.71	—	FLTG RATE BD ETF	46429B655
VTIP	VANGUARD MALVERN FDS	1,078,759	$53.03M	4.0%	$49.49	—	STRM INFPROIDX	922020805
IEMG	ISHARES INC	1,098,763	$46.64M	3.5%	$43.64	—	CORE MSCI EMKT	46434G103
BND	VANGUARD BD INDEX FD INC	406,954	$32.88M	2.5%	$81.22	—	TOTAL BND MRKT	921937835
RWR	SPDR SERIES TRUST	346,177	$32.32M	2.4%	$77.50	—	DJ REIT ETF	78464A607
IJJ	ISHARES TR	141,497	$20.55M	1.5%	$134.48	—	S&P MC 400VL ETF	464287705
VEA	VANGUARD TAX MANAGED INTL FD	518,214	$18.94M	1.4%	$36.61	—	FTSE DEV MKT ETF	921943858
RWX	SPDR INDEX SHS FDS	516,559	$18.64M	1.4%	$39.83	—	DJ INTL RL ETF	78463X863
EFA	ISHARES TR	267,599	$15.45M	1.2%	$59.11	—	MSCI EAFE ETF	464287465
IVE	ISHARES TR	134,311	$13.62M	1.0%	$76.28	—	S&P 500 VAL ETF	464287408
IWC	ISHARES TR	134,295	$11.53M	0.9%	$67.78	—	MICRO-CAP ETF	464288869
TIP	ISHARES TR	88,887	$10.06M	0.8%	$112.46	—	TIPS BD ETF	464287176
SCHZ	SCHWAB STRATEGIC TR	174,146	$8.969M	0.7%	$53.37	—	US AGGREGATE B	808524839
VWO	VANGUARD INTL EQUITY INDEX F	231,987	$8.3M	0.6%	$37.16	—	FTSE EMR MKT ETF	922042858
AGG	ISHARES TR	72,586	$7.844M	0.6%	$109.58	—	CORE US AGGBD ET	464287226
FTSL	FIRST TR EXCHANGE TRADED FD	123,445	$5.993M	0.5%	$48.07	—	SENIOR LN FD	33738D309
IGSB	ISHARES TR	50,774	$5.328M	0.4%	$105.35	—	1-3 YR CR BD ETF	464288646
PAYX	PAYCHEX INC	84,940	$5.171M	0.4%	$25.05	+75.3%	COM	704326107
VV	VANGUARD INDEX FDS	40,750	$4.172M	0.3%	$86.10	—	LARGE CAP ETF	922908637
SCHX	SCHWAB STRATEGIC TR	73,796	$3.93M	0.3%	$44.85	—	US LRG CAP ETF	808524201
EFV	ISHARES TR	81,327	$3.843M	0.3%	$48.26	—	EAFE VALUE ETF	464288877
SCHF	SCHWAB STRATEGIC TR	134,370	$3.719M	0.3%	$27.98	—	INTL EQTY ETF	808524805
—	POWERSHARES DB CMDTY IDX TRA	222,121	$3.518M	0.3%	$20.74	—	UNIT BEN INT	73935S105
DJP	BARCLAYS BK PLC	142,257	$3.447M	0.3%	$23.14	—	DJUBS CMDT ETN36	06738C778
SCZ	ISHARES TR	65,880	$3.283M	0.2%	$49.07	—	EAFE SML CP ETF	464288273
EWX	SPDR INDEX SHS FDS	80,562	$3.2M	0.2%	$43.60	—	S&P EMKTSC ETF	78463X756
IJK	ISHARES TR	14,840	$2.704M	0.2%	$128.83	—	S&P MC 400GR ETF	464287606
GNR	SPDR INDEX SHS FDS	62,300	$2.56M	0.2%	$42.52	—	GLB NAT RESRCE	78463X541
VNQ	VANGUARD INDEX FDS	30,886	$2.549M	0.2%	$86.62	—	REIT ETF	922908553
SHV	ISHARES TR	22,925	$2.529M	0.2%	$110.26	—	SHRT TRS BD ETF	464288679
GWX	SPDR INDEX SHS FDS	76,246	$2.211M	0.2%	$28.84	—	S&P INTL SMLCP	78463X871
IGOV	ISHARES TR	23,890	$2.146M	0.2%	$94.47	—	INTL TREA BD ETF	464288117
IJT	ISHARES TR	14,158	$2.124M	0.2%	$96.84	—	SP SMCP600GR ETF	464287887
IJS	ISHARES TR	14,678	$2.055M	0.2%	$93.43	—	SP SMCP600VL ETF	464287879
NYF	ISHARES TR	18,725	$2.039M	0.2%	$107.12	—	NEW YORK MUN ETF	464288323
BSV	VANGUARD BD INDEX FD INC	25,235	$2.005M	0.2%	$80.63	—	SHORT TRM BOND	921937827
IWF	ISHARES TR	17,555	$1.842M	0.1%	$74.32	—	RUS 1000 GRW ETF	464287614
LQD	ISHARES TR	15,275	$1.79M	0.1%	$118.38	—	IBOXX INV CP ETF	464287242
XOM	EXXON MOBIL CORP	18,890	$1.705M	0.1%	$58.17	0.0%	COM	30231G102
IVW	ISHARES TR	13,417	$1.634M	0.1%	$84.53	—	S&P 500 GRWT ETF	464287309
KEY	KEYCORP NEW	88,222	$1.612M	0.1%	$8.09	+32.3%	COM	493267108
—	ISHARES GOLD TRUST	139,125	$1.542M	0.1%	$11.92	—	ISHARES	464285105
IEI	ISHARES TR	12,445	$1.525M	0.1%	$120.95	—	3-7 YR TR BD ETF	464288661
VO	VANGUARD INDEX FDS	11,494	$1.513M	0.1%	$106.30	—	MID CAP ETF	922908629
AGZ	ISHARES TR	13,150	$1.481M	0.1%	$110.73	—	AGENCY BOND ETF	464288166
SHY	ISHARES TR	17,075	$1.442M	0.1%	$84.51	—	1-3 YR TR BD ETF	464287457
SCHP	SCHWAB STRATEGIC TR	26,135	$1.433M	0.1%	$54.23	—	US TIPS ETF	808524870
SCHE	SCHWAB STRATEGIC TR	59,643	$1.286M	0.1%	$22.58	—	EMRG MKTEQ ETF	808524706
MBB	ISHARES TR	11,345	$1.206M	0.1%	$109.30	—	MBS ETF	464288588
SUB	ISHARES TR	11,375	$1.195M	0.1%	$105.97	—	SHRT NAT MUN ETF	464288158
SCHM	SCHWAB STRATEGIC TR	26,473	$1.195M	0.1%	$36.64	—	US MID-CAP ETF	808524508
STPZ	PIMCO ETF TR	22,573	$1.184M	0.1%	$52.25	—	1-5 US TIP IDX	72201R205
TFI	SPDR SER TR	24,383	$1.157M	0.1%	$49.45	—	NUVEEN BRC MUNIC	78468R721
VTEB	VANGUARD MUN BD FD INC	23,000	$1.156M	0.1%	$51.27	—	TAX EXEMPT BD	922907746
—	VANECK VECTORS ETF TR	49,050	$1.137M	0.1%	$24.58	—	AMT FREE INT ETF	92189F544
SCHA	SCHWAB STRATEGIC TR	18,334	$1.127M	0.1%	$49.64	—	US SML CAP ETF	808524607
GLD	SPDR GOLD TRUST	9,654	$1.058M	0.1%	$118.67	—	GOLD SHS	78463V107
—	POWERSHARES ETF TRUST II	41,660	$1.02M	0.1%	$26.12	—	INTL CORP BOND	73936Q835
JPM	JPMORGAN CHASE & CO	11,565	$998K	0.1%	$59.89	0.0%	COM	46625H100
BRK/A	BERKSHIRE HATHAWAY INC DEL	4	$976K	0.1%	$193871.08	+19.1%	CL A	084670108
MDY	SPDR S&P MIDCAP 400 ETF TR	2,765	$834K	0.1%	$210.89	—	UTSER1 S&PDCRP	78467Y107
BWZ	SPDR SERIES TRUST	27,155	$795K	0.1%	$30.43	—	BLOMBERG BRC INT	78464A334
HYS	PIMCO ETF TR	7,700	$769K	0.1%	$99.36	—	0-5 HIGH YIELD	72201R783
SCHH	SCHWAB STRATEGIC TR	17,893	$734K	0.1%	$35.25	—	US REIT ETF	808524847
VB	VANGUARD INDEX FDS	5,490	$708K	0.1%	$102.03	—	SMALL CP ETF	922908751
IWP	ISHARES TR	7,150	$696K	0.1%	$86.35	—	RUS MD CP GR ETF	464287481
STIP	ISHARES TR	6,805	$685K	0.1%	$100.12	—	0-5 YR TIPS ETF	46429B747
—	RYDEX ETF TRUST	11,357	$654K	0.0%	$40.67	—	GUG S&P500 PU VA	78355W304
SCHC	SCHWAB STRATEGIC TR	22,381	$651K	0.0%	$28.70	—	INTL SCEQT ETF	808524888
SCHV	SCHWAB STRATEGIC TR	13,255	$637K	0.0%	$40.22	—	US LCAP VA ETF	808524409
JNJ	JOHNSON & JOHNSON	5,514	$635K	0.0%	$65.02	+38.0%	COM	478160104
VNQI	VANGUARD INTL EQUITY INDEX F	12,761	$633K	0.0%	$49.60	—	GLB EX US ETF	922042676
SHM	SPDR SER TR	12,828	$615K	0.0%	$48.81	—	NUVEEN BLMBRG SR	78468R739
IWS	ISHARES TR	6,865	$552K	0.0%	$73.06	—	RUS MDCP VAL ETF	464287473
LOW	LOWES COS INC	7,645	$544K	0.0%	$39.01	+53.3%	COM	548661107
DIA	SPDR DOW JONES INDL AVRG ETF	2,707	$535K	0.0%	$152.57	—	UT SER 1	78467X109
ALL	ALLSTATE CORP	6,822	$506K	0.0%	$42.64	+34.8%	COM	020002101
—	GENERAL ELECTRIC CO	15,873	$502K	0.0%	$27.81	—	COM	369604103
IWO	ISHARES TR	3,230	$497K	0.0%	$136.53	—	RUS 2000 GRW ETF	464287648
MSFT	MICROSOFT CORP	7,879	$490K	0.0%	$29.03	+85.8%	COM	594918104
PFE	PFIZER INC	15,029	$488K	0.0%	$19.10	+7.3%	COM	717081103
VTI	VANGUARD INDEX FDS	4,055	$468K	0.0%	$90.28	—	TOTAL STK MKT	922908769
AAPL	APPLE INC	3,991	$462K	0.0%	$23.06	+13.1%	COM	037833100
IWN	ISHARES TR	3,815	$454K	0.0%	$99.27	—	RUS 2000 VAL ETF	464287630
—	POWERSHARES ETF TRUST II	18,855	$440K	0.0%	$24.70	—	SENIOR LN PORT	73936Q769
SJNK	SPDR SER TR	15,500	$429K	0.0%	$28.82	—	BLOOMBERG SRT TR	78468R408
—	DU PONT E I DE NEMOURS & CO	5,400	$396K	0.0%	$67.04	—	COM	263534109
BRK/B	BERKSHIRE HATHAWAY INC DEL	2,425	$395K	0.0%	$139.17	+10.6%	CL B NEW	084670702
PEP	PEPSICO INC	3,719	$389K	0.0%	$56.72	+39.9%	COM	713448108
TMP	TOMPKINS FINANCIAL CORPORATI	3,796	$359K	0.0%	$38.35	+62.9%	COM	890110109
MDYV	SPDR SERIES TRUST	3,674	$345K	0.0%	$93.90	—	S&P 400 MDCP VAL	78464A839
VCSH	VANGUARD SCOTTSDALE FDS	4,245	$337K	0.0%	$79.49	—	SHRT TRM CORP BD	92206C409
KMB	KIMBERLY CLARK CORP	2,785	$318K	0.0%	$64.64	+30.8%	COM	494368103
IWM	ISHARES TR	1,850	$249K	0.0%	$112.43	—	RUSSELL 2000 ETF	464287655
INTC	INTEL CORP	6,600	$239K	0.0%	$26.65	+9.4%	COM	458140100
DIS	DISNEY WALT CO	2,175	$227K	0.0%	$88.87	+2.1%	COM DISNEY	254687106
—	PRAXAIR INC	1,925	$226K	0.0%	$114.29	—	COM	74005P104
VOO	VANGUARD INDEX FDS	1,075	$221K	0.0%	$192.56	—	S&P 500 ETF SHS	922908363
PG	PROCTER AND GAMBLE CO	2,621	$220K	0.0%	$67.52	-1.1%	COM	742718109
SLB	SCHLUMBERGER LTD	2,556	$215K	0.0%	$58.24	+8.2%	COM	806857108
IBM	INTERNATIONAL BUSINESS MACHS	1,245	$207K	0.0%	$103.05	0.0%	COM	459200101
PM	PHILIP MORRIS INTL INC	2,190	$200K	0.0%	$55.87	+4.2%	COM	718172109
—	MERRIMACK PHARMACEUTICALS IN	17,532	$72,000	0.0%	$5.35	—	COM	590328100
—	NOVAVAX INC	11,040	$14,000	0.0%	$8.38	—	COM	670002104