Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VB	VANGUARD INDEX FDS	14,458	$3.474M	5.2%	$240.27	—	SMALL CP ETF	922908751
VTI	VANGUARD INDEX FDS	8,908	$2.582M	3.8%	$289.83	—	TOTAL STK MKT	922908769
IBM	INTERNATIONAL BUSINESS MACHS	11,731	$2.579M	3.8%	$216.31	0.0%	COM	459200101
MSFT	MICROSOFT CORP	4,200	$1.77M	2.6%	$422.35	0.0%	COM	594918104
HON	HONEYWELL INTL INC	7,667	$1.732M	2.6%	$203.59	0.0%	COM	438516106
WMT	WALMART INC	18,683	$1.688M	2.5%	$85.80	0.0%	COM	931142103
PG	PROCTER AND GAMBLE CO	10,042	$1.684M	2.5%	$165.73	0.0%	COM	742718109
AAPL	APPLE INC	6,212	$1.556M	2.3%	$234.51	0.0%	COM	037833100
VO	VANGUARD INDEX FDS	5,345	$1.412M	2.1%	$264.11	—	MID CAP ETF	922908629
JPM	JPMORGAN CHASE & CO.	5,543	$1.329M	2.0%	$228.03	0.0%	COM	46625H100
VXF	VANGUARD INDEX FDS	6,622	$1.258M	1.9%	$189.97	—	EXTEND MKT ETF	922908652
VWOB	VANGUARD WHITEHALL FDS	16,919	$1.068M	1.6%	$63.15	—	EM MK GOV BD ETF	921946885
UNH	UNITEDHEALTH GROUP INC	2,056	$1.04M	1.5%	$552.89	0.0%	COM	91324P102
CSX	CSX CORP	31,770	$1.025M	1.5%	$33.68	0.0%	COM	126408103
TRV	TRAVELERS COMPANIES INC	3,987	$960K	1.4%	$244.86	0.0%	COM	89417E109
CAT	CATERPILLAR INC	2,637	$957K	1.4%	$381.74	0.0%	COM	149123101
HD	HOME DEPOT INC	2,224	$865K	1.3%	$397.26	0.0%	COM	437076102
V	VISA INC	2,696	$852K	1.3%	$298.33	0.0%	COM CL A	92826C839
AXP	AMERICAN EXPRESS CO	2,804	$832K	1.2%	$283.58	0.0%	COM	025816109
GS	GOLDMAN SACHS GROUP INC	1,396	$799K	1.2%	$544.86	0.0%	COM	38141G104
BK	BANK NEW YORK MELLON CORP	10,200	$784K	1.2%	$75.52	0.0%	COM	064058100
ILF	ISHARES TR	37,009	$774K	1.1%	$20.91	—	LATN AMER 40 ETF	464287390
BBCA	J P MORGAN EXCHANGE TRADED F	10,650	$752K	1.1%	$70.59	—	BETABUILDERS CDA	46641Q225
VOO	VANGUARD INDEX FDS	1,384	$746K	1.1%	$538.96	—	S&P 500 ETF SHS	922908363
MRK	MERCK & CO INC	7,387	$735K	1.1%	$98.70	0.0%	COM	58933Y105
EMB	ISHARES TR	8,210	$731K	1.1%	$89.04	—	JPMORGAN USD EMG	464288281
MCD	MCDONALDS CORP	2,485	$720K	1.1%	$290.22	0.0%	COM	580135101
CSCO	CISCO SYS INC	11,949	$707K	1.1%	$55.37	0.0%	COM	17275R102
GXC	SPDR INDEX SHS FDS	9,117	$692K	1.0%	$75.88	—	S&P CHINA ETF	78463X400
SCHA	SCHWAB STRATEGIC TR	26,537	$686K	1.0%	$25.86	—	US SML CAP ETF	808524607
SCHC	SCHWAB STRATEGIC TR	19,330	$664K	1.0%	$34.33	—	INTL SCEQT ETF	808524888
FLAX	FRANKLIN TEMPLETON ETF TR	27,437	$623K	0.9%	$22.72	—	FRANKLIN ASIA	35473P660
GE	GE AEROSPACE	3,685	$615K	0.9%	$177.15	0.0%	COM NEW	369604301
VSS	VANGUARD INTL EQUITY INDEX F	5,212	$597K	0.9%	$114.48	—	FTSE SMCAP ETF	922042718
VZ	VERIZON COMMUNICATIONS INC	14,787	$591K	0.9%	$39.40	0.0%	COM	92343V104
BBEU	J P MORGAN EXCHANGE TRADED F	10,642	$590K	0.9%	$55.42	—	BETABUILDERS EUR	46641Q191
PM	PHILIP MORRIS INTL INC	4,900	$590K	0.9%	$120.59	0.0%	COM	718172109
VGK	VANGUARD INTL EQUITY INDEX F	9,232	$586K	0.9%	$63.47	—	FTSE EUROPE ETF	922042874
SPG	SIMON PPTY GROUP INC NEW	3,383	$583K	0.9%	$165.60	0.0%	COM	828806109
BRK/B	BERKSHIRE HATHAWAY INC DEL	1,241	$563K	0.8%	$461.73	0.0%	CL B NEW	084670702
IPAC	ISHARES TR	9,199	$562K	0.8%	$61.10	—	CORE MSCI PAC	46434V696
UNP	UNION PAC CORP	2,400	$547K	0.8%	$230.22	0.0%	COM	907818108
JNJ	JOHNSON & JOHNSON	3,748	$542K	0.8%	$149.59	0.0%	COM	478160104
VNQI	VANGUARD INTL EQUITY INDEX F	13,310	$527K	0.8%	$39.56	—	GLB EX US ETF	922042676
KO	COCA COLA CO	8,420	$524K	0.8%	$63.09	0.0%	COM	191216100
SPHY	SPDR SER TR	21,941	$515K	0.8%	$23.47	—	PORTFLI HIGH YLD	78468R606
VPL	VANGUARD INTL EQUITY INDEX F	7,008	$498K	0.7%	$71.04	—	FTSE PACIFIC ETF	922042866
DIS	DISNEY WALT CO	4,347	$484K	0.7%	$103.52	0.0%	COM	254687106
JNK	SPDR SER TR	4,905	$468K	0.7%	$95.47	—	BLOOMBERG HIGH Y	78468R622
AFL	AFLAC INC	4,496	$465K	0.7%	$106.42	0.0%	COM	001055102
GSK	GSK PLC	13,657	$462K	0.7%	$33.82	—	SPONSORED ADR	37733W204
FLCA	FRANKLIN TEMPLETON ETF TR	12,330	$451K	0.7%	$36.60	—	FTSE CANADA	35473P827
BA	BOEING CO	2,526	$447K	0.7%	$156.93	0.0%	COM	097023105
XOM	EXXON MOBIL CORP	4,007	$431K	0.6%	$112.36	0.0%	COM	30231G102
CVX	CHEVRON CORP NEW	2,971	$430K	0.6%	$145.50	0.0%	COM	166764100
EEMA	ISHARES INC	5,991	$429K	0.6%	$71.65	—	MSCI EM ASIA ETF	464286426
GMF	SPDR INDEX SHS FDS	3,698	$427K	0.6%	$115.55	—	ASIA PACIF ETF	78463X301
IMVP	INVESCO INDIA EXCHANGE-TRADE	16,402	$423K	0.6%	$25.77	—	INDIA ETF	46137R109
MMM	3M CO	3,251	$420K	0.6%	$128.38	0.0%	COM	88579Y101
SCJ	ISHARES INC	5,630	$412K	0.6%	$73.15	—	MSCI JAPN SMCETF	464286582
IEMG	ISHARES INC	7,800	$407K	0.6%	$52.22	—	CORE MSCI EMKT	46434G103
FXI	ISHARES TR	13,144	$400K	0.6%	$30.44	—	CHINA LG-CAP ETF	464287184
EMHY	ISHARES INC	10,513	$399K	0.6%	$37.98	—	JP MRGN EM HI BD	464286285
SCHG	SCHWAB STRATEGIC TR	13,824	$385K	0.6%	$27.87	—	US LCAP GR ETF	808524300
IP	INTERNATIONAL PAPER CO	7,020	$378K	0.6%	$51.32	0.0%	COM	460146103
AMGN	AMGEN INC	1,406	$366K	0.5%	$286.05	0.0%	COM	031162100
AFK	VANECK ETF TRUST	23,410	$362K	0.5%	$15.47	—	AFRICA INDEX ETF	92189F866
ESS	ESSEX PPTY TR INC	1,255	$358K	0.5%	$282.24	0.0%	COM	297178105
EPP	ISHARES INC	8,163	$358K	0.5%	$43.81	—	MSCI PAC JP ETF	464286665
INTC	INTEL CORP	17,789	$357K	0.5%	$22.54	0.0%	COM	458140100
SCHE	SCHWAB STRATEGIC TR	13,228	$352K	0.5%	$26.63	—	EMRG MKTEQ ETF	808524706
INDA	ISHARES TR	6,656	$350K	0.5%	$52.64	—	MSCI INDIA ETF	46429B598
VEA	VANGUARD TAX-MANAGED FDS	7,089	$339K	0.5%	$47.82	—	VAN FTSE DEV MKT	921943858
FLIN	FRANKLIN TEMPLETON ETF TR	8,764	$332K	0.5%	$37.90	—	FRANKLIN INDIA	35473P769
ELME	ELME COMMUNITIES	21,696	$331K	0.5%	$15.27	—	SH BEN INT	939653101
NKE	NIKE INC	4,360	$330K	0.5%	$76.48	0.0%	CL B	654106103
HYEM	VANECK ETF TRUST	16,930	$330K	0.5%	$19.47	—	EMERGING MRKT HI	92189F353
PPL	PPL CORP	10,100	$328K	0.5%	$31.71	0.0%	COM	69351T106
FLJP	FRANKLIN TEMPLETON ETF TR	11,410	$326K	0.5%	$28.61	—	FTSE JAPAN ETF	35473P744
DOW	DOW INC	8,122	$326K	0.5%	$42.94	0.0%	COM	260557103
MRSH	MARSH & MCLENNAN COS INC	1,500	$319K	0.5%	$217.77	0.0%	COM	571748102
CRM	SALESFORCE INC	937	$313K	0.5%	$316.76	0.0%	COM	79466L302
GEV	GE VERNOVA INC	921	$303K	0.4%	$311.89	0.0%	COM	36828A101
FLLA	FRANKLIN TEMPLETON ETF TR	17,756	$300K	0.4%	$16.90	—	FTSE LATN AMRC	35473P561
BBJP	J P MORGAN EXCHANGE TRADED F	5,423	$298K	0.4%	$54.89	—	BETABULDRS JAPAN	46641Q217
PLD	PROLOGIS INC.	2,795	$295K	0.4%	$110.17	0.0%	COM	74340W103
EWJ	ISHARES INC	4,083	$274K	0.4%	$67.10	—	MSCI JPN ETF NEW	46434G822
FCNCA	FIRST CTZNS BANCSHARES INC N	128	$270K	0.4%	$2085.37	0.0%	CL A	31946M103
RTX	RTX CORPORATION	2,323	$269K	0.4%	$118.27	0.0%	COM	75513E101
AAXJ	ISHARES TR	3,592	$259K	0.4%	$72.18	—	MSCI AC ASIA ETF	464288182
MO	ALTRIA GROUP INC	4,900	$256K	0.4%	$48.82	0.0%	COM	02209S103
KIM	KIMCO RLTY CORP	10,854	$254K	0.4%	$22.93	0.0%	COM	49446R109
BAC	BANK AMERICA CORP	5,573	$245K	0.4%	$42.83	0.0%	COM	060505104
VWO	VANGUARD INTL EQUITY INDEX F	5,529	$243K	0.4%	$44.04	—	FTSE EMR MKT ETF	922042858
MCHI	ISHARES TR	5,149	$241K	0.4%	$46.86	—	MSCI CHINA ETF	46429B671
C	CITIGROUP INC	3,334	$235K	0.3%	$65.38	0.0%	COM NEW	172967424
SPDW	SPDR INDEX SHS FDS	6,841	$233K	0.3%	$34.13	—	PORTFOLIO DEVLPD	78463X889
EFA	ISHARES TR	3,068	$232K	0.3%	$75.61	—	MSCI EAFE ETF	464287465
VMBS	VANGUARD SCOTTSDALE FDS	5,051	$229K	0.3%	$45.34	—	MTG-BKD SECS ETF	92206C771
EFG	ISHARES TR	2,358	$228K	0.3%	$96.83	—	EAFE GRWTH ETF	464288885
MBB	ISHARES TR	2,458	$225K	0.3%	$91.68	—	MBS ETF	464288588
IEV	ISHARES TR	4,327	$225K	0.3%	$52.06	—	EUROPE ETF	464287861
IEUR	ISHARES TR	4,148	$224K	0.3%	$53.98	—	CORE MSCI EURO	46434V738
FBIN	FORTUNE BRANDS INNOVATIONS I	3,264	$223K	0.3%	$78.11	0.0%	COM	34964C106
VNO	VORNADO RLTY TR	5,291	$222K	0.3%	$42.04	—	SH BEN INT	929042109
UMH	UMH PPTYS INC	11,612	$219K	0.3%	$18.88	—	COM	903002103
T	AT&T INC	9,337	$213K	0.3%	$21.51	0.0%	COM	00206R102
BNDX	VANGUARD CHARLOTTE FDS	4,328	$212K	0.3%	$49.05	—	TOTAL INT BD ETF	92203J407
MAR	MARRIOTT INTL INC NEW	740	$206K	0.3%	$271.56	0.0%	CL A	571903202
MDLZ	MONDELEZ INTL INC	3,425	$205K	0.3%	$63.61	0.0%	CL A	609207105
HLN	HALEON PLC	17,073	$163K	0.2%	$9.54	—	SPON ADS	405552100
—	PARAMOUNT GLOBAL	11,132	$116K	0.2%	$10.46	—	CLASS B COM	92556H206
—	WALGREENS BOOTS ALLIANCE INC	10,931	$102K	0.2%	$9.33	—	COM	931427108
F	FORD MTR CO	10,234	$101K	0.2%	$9.87	0.0%	COM	345370860