Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VB	VANGUARD INDEX FDS	14,459	$3.206M	4.7%	$240.27	—	SMALL CP ETF	922908751
IBM	INTERNATIONAL BUSINESS MACHS	11,731	$2.917M	4.3%	$216.31	+10.7%	COM	459200101
VTI	VANGUARD INDEX FDS	8,908	$2.448M	3.6%	$289.83	—	TOTAL STK MKT	922908769
PG	PROCTER AND GAMBLE CO	10,042	$1.711M	2.5%	$165.73	-1.1%	COM	742718109
WMT	WALMART INC	18,684	$1.64M	2.4%	$85.80	+8.3%	COM	931142103
HON	HONEYWELL INTL INC	7,667	$1.624M	2.4%	$203.59	-2.5%	COM	438516106
MSFT	MICROSOFT CORP	4,199	$1.577M	2.3%	$422.35	-4.1%	COM	594918104
VO	VANGUARD INDEX FDS	5,344	$1.382M	2.0%	$264.11	—	MID CAP ETF	922908629
AAPL	APPLE INC	6,211	$1.38M	2.0%	$234.51	-1.6%	COM	037833100
JPM	JPMORGAN CHASE & CO.	5,548	$1.361M	2.0%	$228.03	+10.0%	COM	46625H100
VXF	VANGUARD INDEX FDS	6,626	$1.141M	1.7%	$189.97	—	EXTEND MKT ETF	922908652
VWOB	VANGUARD WHITEHALL FDS	16,934	$1.087M	1.6%	$63.15	—	EM MK GOV BD ETF	921946885
UNH	UNITEDHEALTH GROUP INC	2,056	$1.077M	1.6%	$552.89	-9.7%	COM	91324P102
TRV	TRAVELERS COMPANIES INC	3,986	$1.054M	1.5%	$244.86	+0.2%	COM	89417E109
V	VISA INC	2,696	$945K	1.4%	$298.33	+12.7%	COM CL A	92826C839
CSX	CSX CORP	31,770	$935K	1.4%	$33.68	-7.1%	COM	126408103
ILF	ISHARES TR	37,008	$872K	1.3%	$20.91	—	LATN AMER 40 ETF	464287390
CAT	CATERPILLAR INC	2,637	$870K	1.3%	$381.74	-7.8%	COM	149123101
BK	BANK NEW YORK MELLON CORP	10,200	$855K	1.3%	$75.52	+9.3%	COM	064058100
HD	HOME DEPOT INC	2,223	$815K	1.2%	$397.26	-4.2%	COM	437076102
GXC	SPDR INDEX SHS FDS	9,117	$784K	1.2%	$75.88	—	S&P CHINA ETF	78463X400
PM	PHILIP MORRIS INTL INC	4,900	$778K	1.1%	$120.59	+13.6%	COM	718172109
MCD	MCDONALDS CORP	2,485	$776K	1.1%	$290.22	+0.9%	COM	580135101
GS	GOLDMAN SACHS GROUP INC	1,395	$763K	1.1%	$544.86	+8.4%	COM	38141G104
BBCA	J P MORGAN EXCHANGE TRADED F	10,655	$763K	1.1%	$70.59	—	BETABUILDERS CDA	46641Q225
AXP	AMERICAN EXPRESS CO	2,804	$754K	1.1%	$283.58	+3.1%	COM	025816109
EMB	ISHARES TR	8,218	$745K	1.1%	$89.04	—	JPMORGAN USD EMG	464288281
GE	GE AEROSPACE	3,685	$738K	1.1%	$177.15	+10.5%	COM NEW	369604301
CSCO	CISCO SYS INC	11,951	$738K	1.1%	$55.37	+8.5%	COM	17275R102
VOO	VANGUARD INDEX FDS	1,384	$711K	1.0%	$538.96	—	S&P 500 ETF SHS	922908363
SCHC	SCHWAB STRATEGIC TR	19,330	$694K	1.0%	$34.33	—	INTL SCEQT ETF	808524888
VZ	VERIZON COMMUNICATIONS INC	14,791	$671K	1.0%	$39.40	+0.5%	COM	92343V104
MRK	MERCK & CO INC	7,388	$663K	1.0%	$98.70	-8.7%	COM	58933Y105
BRK/B	BERKSHIRE HATHAWAY INC DEL	1,241	$661K	1.0%	$461.73	+5.3%	CL B NEW	084670702
BBEU	J P MORGAN EXCHANGE TRADED F	10,642	$658K	1.0%	$55.42	—	BETABUILDERS EUR	46641Q191
VGK	VANGUARD INTL EQUITY INDEX F	9,239	$649K	1.0%	$63.47	—	FTSE EUROPE ETF	922042874
FLAX	FRANKLIN TEMPLETON ETF TR	27,437	$643K	0.9%	$22.72	—	FRANKLIN ASIA	35473P660
SCHA	SCHWAB STRATEGIC TR	26,536	$622K	0.9%	$25.86	—	US SML CAP ETF	808524607
JNJ	JOHNSON & JOHNSON	3,747	$622K	0.9%	$149.59	+1.9%	COM	478160104
KO	COCA COLA CO	8,419	$603K	0.9%	$63.09	+3.0%	COM	191216100
VSS	VANGUARD INTL EQUITY INDEX F	5,212	$603K	0.9%	$114.48	—	FTSE SMCAP ETF	922042718
IPAC	ISHARES TR	9,198	$573K	0.8%	$61.10	—	CORE MSCI PAC	46434V696
UNP	UNION PAC CORP	2,400	$567K	0.8%	$230.22	+2.3%	COM	907818108
SPG	SIMON PPTY GROUP INC NEW	3,383	$562K	0.8%	$165.60	+0.8%	COM	828806109
VNQI	VANGUARD INTL EQUITY INDEX F	13,310	$539K	0.8%	$39.56	—	GLB EX US ETF	922042676
GSK	GSK PLC	13,657	$529K	0.8%	$33.82	—	SPONSORED ADR	37733W204
SPHY	SPDR SER TR	22,064	$517K	0.8%	$23.47	—	PORTFLI HIGH YLD	78468R606
VPL	VANGUARD INTL EQUITY INDEX F	7,007	$508K	0.7%	$71.04	—	FTSE PACIFIC ETF	922042866
AFL	AFLAC INC	4,496	$500K	0.7%	$106.42	-2.2%	COM	001055102
CVX	CHEVRON CORP NEW	2,971	$497K	0.7%	$145.50	+3.4%	COM	166764100
MMM	3M CO	3,251	$477K	0.7%	$128.38	+12.6%	COM	88579Y101
XOM	EXXON MOBIL CORP	4,011	$477K	0.7%	$112.36	-4.6%	COM	30231G102
FXI	ISHARES TR	13,144	$471K	0.7%	$30.44	—	CHINA LG-CAP ETF	464287184
JNK	SPDR SER TR	4,904	$467K	0.7%	$95.47	—	BLOOMBERG HIGH Y	78468R622
FLCA	FRANKLIN TEMPLETON ETF TR	12,330	$459K	0.7%	$36.60	—	FTSE CANADA	35473P827
EEMA	ISHARES INC	5,991	$444K	0.7%	$71.65	—	MSCI EM ASIA ETF	464286426
AMGN	AMGEN INC	1,405	$438K	0.6%	$286.05	+0.4%	COM	031162100
SCJ	ISHARES INC	5,630	$432K	0.6%	$73.15	—	MSCI JAPN SMCETF	464286582
BA	BOEING CO	2,526	$431K	0.6%	$156.93	+10.3%	COM	097023105
DIS	DISNEY WALT CO	4,347	$429K	0.6%	$103.52	+2.7%	COM	254687106
GMF	SPDR INDEX SHS FDS	3,697	$428K	0.6%	$115.55	—	ASIA PACIF ETF	78463X301
IEMG	ISHARES INC	7,799	$421K	0.6%	$52.22	—	CORE MSCI EMKT	46434G103
IMVP	INVESCO INDIA EXCHANGE-TRADE	16,402	$410K	0.6%	$25.77	—	INDIA ETF	46137R109
AFK	VANECK ETF TRUST	23,410	$407K	0.6%	$15.47	—	AFRICA INDEX ETF	92189F866
INTC	INTEL CORP	17,788	$404K	0.6%	$22.54	-2.9%	COM	458140100
EMHY	ISHARES INC	10,512	$402K	0.6%	$37.98	—	JP MRGN EM HI BD	464286285
ESS	ESSEX PPTY TR INC	1,254	$385K	0.6%	$282.24	-0.2%	COM	297178105
ELME	ELME COMMUNITIES	21,706	$378K	0.6%	$15.27	—	SH BEN INT	939653101
IP	INTERNATIONAL PAPER CO	7,020	$375K	0.6%	$51.32	+2.8%	COM	460146103
MRSH	MARSH & MCLENNAN COS INC	1,500	$366K	0.5%	$217.77	+2.6%	COM	571748102
PPL	PPL CORP	10,100	$365K	0.5%	$31.71	+3.8%	COM	69351T106
SCHE	SCHWAB STRATEGIC TR	13,227	$365K	0.5%	$26.63	—	EMRG MKTEQ ETF	808524706
VEA	VANGUARD TAX-MANAGED FDS	7,089	$360K	0.5%	$47.82	—	VAN FTSE DEV MKT	921943858
EPP	ISHARES INC	8,163	$360K	0.5%	$43.81	—	MSCI PAC JP ETF	464286665
SCHG	SCHWAB STRATEGIC TR	13,824	$346K	0.5%	$27.87	—	US LCAP GR ETF	808524300
FLLA	FRANKLIN TEMPLETON ETF TR	17,756	$345K	0.5%	$16.90	—	FTSE LATN AMRC	35473P561
INDA	ISHARES TR	6,656	$343K	0.5%	$52.64	—	MSCI INDIA ETF	46429B598
FLJP	FRANKLIN TEMPLETON ETF TR	11,410	$335K	0.5%	$28.61	—	FTSE JAPAN ETF	35473P744
HYEM	VANECK ETF TRUST	16,929	$333K	0.5%	$19.47	—	EMERGING MRKT HI	92189F353
FLIN	FRANKLIN TEMPLETON ETF TR	8,764	$323K	0.5%	$37.90	—	FRANKLIN INDIA	35473P769
PLD	PROLOGIS INC.	2,795	$312K	0.5%	$110.17	+1.5%	COM	74340W103
RTX	RTX CORPORATION	2,324	$308K	0.5%	$118.27	+5.5%	COM	75513E101
BBJP	J P MORGAN EXCHANGE TRADED F	5,423	$304K	0.4%	$54.89	—	BETABULDRS JAPAN	46641Q217
MO	ALTRIA GROUP INC	4,900	$294K	0.4%	$48.82	+4.5%	COM	02209S103
DOW	DOW INC	8,130	$284K	0.4%	$42.94	-16.2%	COM	260557103
GEV	GE VERNOVA INC	921	$281K	0.4%	$311.89	+11.6%	COM	36828A101
MCHI	ISHARES TR	5,149	$280K	0.4%	$46.86	—	MSCI CHINA ETF	46429B671
EWJ	ISHARES INC	4,083	$280K	0.4%	$67.10	—	MSCI JPN ETF NEW	46434G822
NKE	NIKE INC	4,360	$277K	0.4%	$76.48	-5.8%	CL B	654106103
AAXJ	ISHARES TR	3,592	$266K	0.4%	$72.18	—	MSCI AC ASIA ETF	464288182
T	AT&T INC	9,340	$264K	0.4%	$21.51	+13.2%	COM	00206R102
IEV	ISHARES TR	4,327	$252K	0.4%	$52.06	—	EUROPE ETF	464287861
CRM	SALESFORCE INC	936	$251K	0.4%	$316.76	-2.4%	COM	79466L302
EFA	ISHARES TR	3,068	$251K	0.4%	$75.61	—	MSCI EAFE ETF	464287465
VWO	VANGUARD INTL EQUITY INDEX F	5,529	$250K	0.4%	$44.04	—	FTSE EMR MKT ETF	922042858
IEUR	ISHARES TR	4,148	$250K	0.4%	$53.98	—	CORE MSCI EURO	46434V738
SPDW	SPDR INDEX SHS FDS	6,841	$249K	0.4%	$34.13	—	PORTFOLIO DEVLPD	78463X889
FCNCA	FIRST CTZNS BANCSHARES INC N	128	$237K	0.3%	$2085.37	-2.7%	CL A	31946M103
C	CITIGROUP INC	3,334	$237K	0.3%	$65.38	+14.0%	COM NEW	172967424
EFG	ISHARES TR	2,358	$236K	0.3%	$96.83	—	EAFE GRWTH ETF	464288885
VMBS	VANGUARD SCOTTSDALE FDS	5,051	$234K	0.3%	$45.34	—	MTG-BKD SECS ETF	92206C771
BAC	BANK AMERICA CORP	5,573	$233K	0.3%	$42.83	+1.9%	COM	060505104
MDLZ	MONDELEZ INTL INC	3,425	$232K	0.3%	$63.61	-6.1%	CL A	609207105
KIM	KIMCO RLTY CORP	10,868	$231K	0.3%	$22.93	-8.9%	COM	49446R109
MBB	ISHARES TR	2,458	$231K	0.3%	$91.68	—	MBS ETF	464288588
UMH	UMH PPTYS INC	11,611	$217K	0.3%	$18.88	—	COM	903002103
BP	BP PLC	6,363	$215K	0.3%	$33.79	—	SPONSORED ADR	055622104
ABBV	ABBVIE INC	1,018	$213K	0.3%	$189.39	0.0%	COM	00287Y109
BNDX	VANGUARD CHARLOTTE FDS	4,328	$211K	0.3%	$49.05	—	TOTAL INT BD ETF	92203J407
HLN	HALEON PLC	17,073	$176K	0.3%	$9.54	—	SPON ADS	405552100
—	WALGREENS BOOTS ALLIANCE INC	10,930	$122K	0.2%	$9.33	—	COM	931427108
F	FORD MTR CO	10,234	$103K	0.2%	$9.87	-6.4%	COM	345370860