Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHB	SCHWAB US BROAD MARKET	8,492,961	$218M	12.7%	$33.32	—	—	808524102
ITOT	ISHARES CORE S&P TOTAL US STOCK MKT	1,440,844	$210M	12.2%	$96.16	—	—	464287150
DFIC	DFA INTL CORE EQUITY 2	6,155,946	$202M	11.7%	$22.72	—	—	25434V799
IWV	ISHARES RUSSELL 3000	349,440	$132M	7.7%	$97.10	—	—	464287689
AVUV	AVANTIS SMALL CAP VALUE ETF	1,211,715	$121M	7.0%	$78.83	—	—	025072877
DFEM	DFA EMERGING MKTS CORE EQUITY 2	2,429,182	$77.9M	4.5%	$23.17	—	—	25434V732
VTI	VANGUARD TOTAL STOCK MARKET	235,360	$77.24M	4.5%	$191.39	—	—	922908769
VGSH	VANGUARD SHORT TERM GOVT BOND	1,220,956	$71.85M	4.2%	$57.94	—	—	92206C102
SPHQ	INVESCO S&P 500 QUALITY	770,932	$56.5M	3.3%	$32.55	—	—	46137V241
VIG	VANGUARD DIVIDEND APPRECIATION	257,725	$55.62M	3.2%	$112.69	—	—	921908844
URTH	I-SHARES-MSCI WORLD INDEX - ETF	288,892	$52.45M	3.0%	$145.16	—	—	464286392
QQQ	NASDAQ 100 ETF	86,870	$52.15M	3.0%	$209.82	—	—	46090E103
AVMV	AVANTIS US MID CAP VALUE ETF	696,843	$48.01M	2.8%	$65.80	—	—	025072133
COWZ	PACER US CASH COWS 100 ETF	805,116	$46.27M	2.7%	$48.19	—	—	69374H881
IJJ	ISHARES S&P MID CAP 400 VALUE	345,877	$44.87M	2.6%	$100.24	—	—	464287705
JHMD	J HANCOCK MLTFACTOR DEV INTL	853,617	$34.13M	2.0%	$25.89	—	—	47804J859
JPST	JP MORGAN ULTRA-SHORT INCOME ETF	505,985	$25.67M	1.5%	$50.66	—	—	46641Q837
SLYV	SPDR S&P 600 SMALL CAP VALUE	279,131	$24.75M	1.4%	$49.43	—	—	78464A300
CAPE	DOUBLELINE ETF TRUST DL SHILLER CAPE	532,102	$17.34M	1.0%	$20.98	—	—	25861R204
VOE	VANGUARD MID-CAP VALUE ETF	85,660	$14.96M	0.9%	$84.12	—	—	922908512
AGG	ISHARES TR BARCLAYS AGG BOND	133,616	$13.39M	0.8%	$105.41	—	—	464287226
VTHR	VANGUARD RUSSELL 3000 INDEX FD ETF	43,148	$12.7M	0.7%	$253.16	—	—	92206C599
SPTM	SPDR PORTFOLIO TOTAL STOCK MKT	150,192	$12.11M	0.7%	$37.31	—	—	78464A805
IEMG	ISHARES CORE MSCI EMG MKTS - ETF	136,850	$9.021M	0.5%	$45.14	—	—	46434G103
QQQM	INVESCO QQQ TRUST ETF	34,749	$8.587M	0.5%	$197.47	—	—	46138G649
SCHO	SCHWAB SHORT-TERM TREAS US BOND	262,321	$6.401M	0.4%	$36.99	—	—	808524862
—	DFA TAX MANAGED US MARKETWIDE VALUE	116,343	$5.199M	0.3%	$29.71	—	—	25434v724
IQLT	ISHARES MSCI INTL QUALITY	106,390	$4.701M	0.3%	$33.80	—	—	46434V456
MDY	S&P MID CAP 400 ETF	7,465	$4.45M	0.3%	$350.23	—	—	78467Y107
AVDE	AVANTIS INTL EQUITY ETF	55,130	$4.35M	0.3%	$52.53	—	—	025072703
DFAT	DFA TAX MANAGED US TARGET VALUE	72,984	$4.239M	0.2%	$38.91	—	—	25434V609
IVV	ISHARES CORE S&P 500	6,145	$4.113M	0.2%	$276.67	—	—	464287200
CORP	PIMCO INVESTMENT GRADE CORP	38,475	$3.794M	0.2%	$97.68	—	—	72201R817
SPY	SPDR TRUST UNIT SR	5,466	$3.641M	0.2%	$330.53	—	—	78462F103
IWB	RUSSELL 1000 INDEX	9,912	$3.623M	0.2%	$113.00	—	—	464287622
IJS	ISHARES S&P SMALL CAP 600 VALUE	32,355	$3.578M	0.2%	$103.23	—	—	464287879
SCHF	SCHWAB INTERNATIONAL EQUITY	128,735	$2.997M	0.2%	$24.86	—	—	808524805
BSV	VANGUARD SHORT TERM BD INDEX	37,839	$2.986M	0.2%	$79.02	—	—	921937827
TFI	SPDR SER TR LEHMAN MUNI BD ETF	59,229	$2.699M	0.2%	$46.84	—	—	78468R721
IWR	RUSSELL MID-CAP	24,774	$2.392M	0.1%	$54.37	—	—	464287499
DFSV	DIMENSIONAL US SMALL CAP VALUE ETF	72,275	$2.301M	0.1%	$25.04	—	—	25434V815
VIOV	VANGUARD S&P 600 SM CAP VAL - ETF	22,764	$2.168M	0.1%	$97.57	—	—	921932778
SUB	ISHARES SHRT NAT MUNI	17,551	$1.874M	0.1%	$104.72	—	—	464288158
BND	VANGUARD TOTAL BOND MARKET	24,797	$1.844M	0.1%	$71.97	—	—	921937835
JHSC	JOHN HANCOCK MLTFCTR SML	43,676	$1.828M	0.1%	$26.15	—	—	47804J842
AVEM	AVANTIS EMERGING MARKETS EQ ETF	23,698	$1.78M	0.1%	$47.76	—	—	025072604
IDEV	ISHARES TRUST CORE MSCI INTL	21,687	$1.739M	0.1%	$56.50	—	—	46435G326
IJH	I SHARES CORE S&P MID-CAP	22,504	$1.469M	0.1%	$88.45	—	—	464287507
IWS	ISHARES RUSSELL MID CAP VALUE	8,955	$1.251M	0.1%	$66.13	—	—	464287473
IVE	ISHARES S&P 500 VALUE	5,213	$1.077M	0.1%	$115.99	—	—	464287408
SCHX	SCHWAB US LARGE CAP ETF	37,905	$998K	0.1%	$33.38	—	—	808524201
JHEM	JOHN HANCOCK MLTFCTR	31,083	$984K	0.1%	$21.99	—	—	47804J834
IEFA	ISHARES CORE MSCI EAFE - ETF	10,738	$938K	0.1%	$57.55	—	—	46432F842
IWM	ISHARES RUSSELL 2000	3,665	$887K	0.1%	$153.80	—	—	464287655
ISTB	ISHARES CORE 1-5 YEAR USD BOND ETF	13,033	$637K	0.0%	$47.22	—	—	46432F859
SCHE	SCHWAB EMERGING MKTS EQUITY	18,761	$626K	0.0%	$23.98	—	—	808524706
SPTS	SPDR SHORT TERM TREASURY ETF	17,781	$521K	0.0%	$28.97	—	—	78468R101
SCHA	SCHWAB US SMALL CAP	16,120	$450K	0.0%	$34.72	—	—	808524607
SHM	SPDR NUVEEN BARCLAYS S/T MUNI	7,745	$373K	0.0%	$46.74	—	—	78468R739
VOO	VANGUARD S&P 500 ETF	482	$295K	0.0%	$474.20	—	—	922908363
VBR	VANGUARD SMALL CAP VALUE	1,404	$293K	0.0%	$135.20	—	—	922908611
MUB	ISHARES TRUST	2,278	$243K	0.0%	$107.67	—	—	464288414
AOM	ISHARES MODERATE ALLOC ETF	4,991	$237K	0.0%	$47.49	—	—	464289875
EFA	ISHARES MSCI EAFE INDEX	2,491	$233K	0.0%	$67.20	—	—	464287465
DIA	SPDR DOW JONES INDUSTRIALS ETF	462	$214K	0.0%	$263.73	—	—	78467X109
SCHZ	SCHWAB US AGGREGATE BOND	5,681	$133K	0.0%	$37.10	—	—	808524839
VEA	VANGUARD FTSE DEVELOPED MKTS	1,874	$112K	0.0%	$47.09	—	—	921943858
IJR	ISHARES S&P SMALLCAP 600 INDEX	930	$110K	0.0%	$106.75	—	—	464287804
VWO	VANGUARD FTSE EMERGING MKTS	1,900	$103K	0.0%	$46.42	—	—	922042858
VTV	VANGUARD VALUE ETF	546	$102K	0.0%	$145.24	—	—	922908744
SCHV	SCHWAB US LARGE CAP VALUE	3,059	$89,000	0.0%	$33.54	—	—	808524409
IWN	ISHARES RUSSELL 2000 VALUE	278	$49,000	0.0%	$129.19	—	—	464287630
DFAC	DFA T A US CORE EQUITY 2 PORTFOLIO	651	$25,000	0.0%	$28.97	—	—	25434V708