Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
ITOT	ISHARES CORE S&P TOTAL US STOCK MARKET	1,488,295	$221M	12.5%	$97.84	—	—	464287150
SCHB	SCHWAB US BROAD MARKET - ETF	8,280,843	$217M	12.3%	$33.32	—	—	808524102
DFIC	DFA INTL CORE EQUITY 2- ETF	6,203,903	$214M	12.1%	$22.72	—	—	25434V799
IWV	ISHARES RUSSELL 3000 INDEX - ETF	345,905	$134M	7.5%	$97.10	—	—	464287689
AVUV	AVANTIS SMALL CAP VALUE - ETF	1,224,966	$125M	7.0%	$79.08	—	—	025072877
DFEM	DFA EMERGING MKTS CORE EQUITY 2 - ETF	2,415,304	$79.9M	4.5%	$23.17	—	—	25434V732
VTI	VANGUARD TOTAL STOCK MARKET - ETF	226,168	$75.83M	4.3%	$191.39	—	—	922908769
VGSH	VANGUARD SHORT TERM GOVT BOND ETF	1,266,169	$74.36M	4.2%	$57.97	—	—	92206C102
SPHQ	INVESCO S&P 500 QUALITY - ETF	773,450	$58.05M	3.3%	$32.55	—	—	46137V241
VIG	VANGUARD DIVIDEND APPRECIATION - ETF	260,157	$57.18M	3.2%	$112.69	—	—	921908844
URTH	iSHARES -MSCI WORLD INDEX - ETF	288,340	$53.56M	3.0%	$145.16	—	—	464286392
AVMV	AVANTIS US MID CAP VALUE ETF	725,469	$51.65M	2.9%	$66.01	—	—	025072133
QQQ	NASDAQ 100 - ETF	83,705	$51.42M	2.9%	$209.82	—	—	46090E103
COWZ	PACER US CASH COWS 100 ETF	820,713	$49.38M	2.8%	$48.42	—	—	69374H881
IJJ	ISHARES S&P 400 MID VALUE INDEX - ETF	345,893	$45.52M	2.6%	$100.24	—	—	464287705
JHMD	JHANCOCK/DFA MULTIFACTOR DEVELOPED INTL	846,631	$35.16M	2.0%	$25.89	—	—	47804J859
JPST	JP MORGAN ULTRA-SHORT INCOME ETF	525,679	$26.59M	1.5%	$50.66	—	—	46641Q837
SLYV	SPDR S&P 600 SMALL CAP VALUE IDX - ETF	278,480	$25.33M	1.4%	$49.43	—	—	78464A300
CAPE	DOUBLELINE SHILLER CAPE U.S. EQUITIES ETF	526,634	$16.98M	1.0%	$20.98	—	—	25861R204
VOE	VANGUARD MID-CAP VALUE - ETF	85,096	$15.09M	0.9%	$84.12	—	—	922908512
AGG	ISHARES TR BARCLAYS AGG BOND - ETF	139,416	$13.93M	0.8%	$105.18	—	—	464287226
VTHR	VANGUARD RUSSELL 3000 INDEX - ETF	41,455	$12.45M	0.7%	$253.16	—	—	92206C599
SPTM	SPDR TOTAL STOCK MARKET ETF	147,621	$12.18M	0.7%	$37.31	—	—	78464A805
QQQM	INVESCO QQQ TRUST - ETF	37,473	$9.478M	0.5%	$201.50	—	—	46138G649
IEMG	ISHARES CORE MSCI EMG MKTS - ETF	134,584	$9.047M	0.5%	$45.14	—	—	46434G103
SCHO	SCHWAB SHORT-TERM US TREASURY BOND-ETF	251,825	$6.137M	0.3%	$36.99	—	—	808524862
DFUV	DFA Tax-Managed US Marketwide Value II	115,447	$5.379M	0.3%	$46.59	—	—	25434V724
CORP	PIMCO INVESTMENT GRADE CORPORATE - ETF	50,020	$4.894M	0.3%	$97.72	—	—	72201R817
IQLT	ISHARES MSCI INT'L QUALITY - ETF	106,595	$4.845M	0.3%	$33.80	—	—	46434V456
MDY	S&P MID-CAP 400 - ETF	7,508	$4.53M	0.3%	$350.23	—	—	78467Y107
AVDE	AVANTIS INTERNATIONAL EQUITY ETF	54,556	$4.491M	0.3%	$52.53	—	—	025072703
IVV	ISHARES CORE S&P 500	6,357	$4.354M	0.2%	$290.28	—	—	464287200
DFAT	DFA TAX-MANAGED US TARGETED VALUE	72,819	$4.336M	0.2%	$38.91	—	—	25434V609
IWB	RUSSELL 1000 INDEX	9,923	$3.705M	0.2%	$113.00	—	—	464287622
IJS	ISHARES S&P SMALL-CAP 600 VALUE	32,045	$3.644M	0.2%	$103.23	—	—	464287879
SPY	S P D R TRUST UNIT SR	5,306	$3.618M	0.2%	$330.53	—	—	78462F103
SCHF	SCHWAB INT'L EQUITY - ETF	134,679	$3.238M	0.2%	$24.83	—	—	808524805
BSV	VANGUARD SHORT TERM BD INDEX	39,772	$3.134M	0.2%	$79.01	—	—	921937827
TFI	SPDR SER TR LEHMAN MUN BD ETF	60,460	$2.764M	0.2%	$46.81	—	—	78468R721
IWR	RUSSELL MID-CAP	24,797	$2.387M	0.1%	$54.37	—	—	464287499
DFSV	DIMENSIONAL US SMALL CAP VALUE ETF	72,541	$2.386M	0.1%	$25.04	—	—	25434V815
BND	VANGUARD TOTAL BOND MARKET	28,175	$2.087M	0.1%	$72.22	—	—	921937835
SUB	ISHARES SHRT NAT MUN ETF	19,465	$2.077M	0.1%	$104.92	—	—	464288158
VIOV	VANGUARD S&P 600 SMALL CAP VALUE- ETF	20,409	$1.995M	0.1%	$97.57	—	—	921932778
JHSC	JOHN HANCOCK MLTFCTR SML	43,829	$1.84M	0.1%	$26.15	—	—	47804J842
IDEV	ISHARES TRUST CORE MSCI INTL E TF	21,809	$1.799M	0.1%	$56.50	—	—	46435G326
AVEM	AVANTIS EMERGING MARKETS EQ ETF	22,417	$1.727M	0.1%	$47.76	—	—	025072604
IJH	ISHARE CORE S&P MID-CAP - ETF	23,045	$1.521M	0.1%	$87.93	—	—	464287507
IWS	ISHARES RUSSELL MIDCAP VALUE	8,572	$1.209M	0.1%	$66.13	—	—	464287473
IEFA	ISHARES CORE MSCI EAFE - ETF	12,732	$1.139M	0.1%	$62.55	—	—	46432F842
IVE	ISHARES S&P 500 VALUE	5,237	$1.111M	0.1%	$115.99	—	—	464287408
SCHX	SCHWAB US LARGE-CAP - ETF	37,574	$1.011M	0.1%	$33.38	—	—	808524201
JHEM	JOHN HANCOCK MLTFCTR	29,621	$975K	0.1%	$21.99	—	—	47804J834
IWM	ISHARES RUSSELL 2000	3,673	$904K	0.1%	$153.80	—	—	464287655
SCHE	SCHWAB EMG MKT EQUITY - ETF	19,964	$654K	0.0%	$24.51	—	—	808524706
ISTB	ISHARES CORE 1-5 YEAR USD BOND ETF	13,241	$646K	0.0%	$47.25	—	—	46432F859
SPTS	SPDR SHORT TERM TREASURY ETF	18,012	$527K	0.0%	$28.98	—	—	78468R101
SCHA	SCHWAB US SMALL CAP - ETF	16,167	$460K	0.0%	$34.72	—	—	808524607
VOO	VANGUARD S&P 500 ETF	692	$434K	0.0%	$520.62	—	—	922908363
SHM	SPDR NUVEEN BARCLAYS S/T MUNI ETF	7,856	$377K	0.0%	$46.76	—	—	78468R739
MUB	ISHARES TRUST	3,517	$377K	0.0%	$107.50	—	—	464288414
VBR	VANGUARD SMALL-CAP VALUE - ETF	1,415	$300K	0.0%	$135.20	—	—	922908611
DIA	SPDR DOW JONES INDUSTRIALS - ETF	462	$222K	0.0%	$263.73	—	—	78467X109
EFA	ISHARES MSCI EAFE INDEX - ETF	2,269	$218K	0.0%	$67.20	—	—	464287465
VEA	VANGUARD FTSE DEVELOPED MARKETS - ETF	2,975	$186K	0.0%	$52.80	—	—	921943858
IJR	ISHARES S&P SMALLCAP 600 INDEX - ETF	1,468	$176K	0.0%	$111.57	—	—	464287804
SCHZ	SCHWAB U.S. AGGREGATE BOND - ETF	5,641	$132K	0.0%	$37.10	—	—	808524839
VWO	VANGUARD FTSE EMERGING MARKETS - ETF	2,331	$125K	0.0%	$47.75	—	—	922042858
VTV	VANGUARD VALUE - ETF	552	$106K	0.0%	$145.75	—	—	922908744
SCHV	SCHWAB US LARGE CAP VALUE - ETF	3,073	$91,000	0.0%	$33.54	—	—	808524409
IWN	ISHARES RUSSELL 2000 VALUE	274	$50,000	0.0%	$129.19	—	—	464287630
DFAC	Dfa T A US Core Equity 2 Portfolio	653	$26,000	0.0%	$28.97	—	—	25434V708