Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
FVAL	FIDELITY VALUE FACTOR ETF	448,204	$21.45M	7.5%	$47.85	$49.52	-3.4%	ETF	316092782
DGRO	ISHARES CORE DIVIDEND GROWTH ETF	403,232	$19.97M	7.0%	$49.53	$38.38	+29.1%	ETF	46434V621
EFA	ISHARES MSCI EAFE ETF	279,874	$19.29M	6.8%	$68.92	$67.67	+1.8%	ETF	464287465
IHDG	WISDOMTREE INTERNATIONAL HEDGED QUALITY DIVIDEND GROWTH FUND	487,318	$18.88M	6.6%	$38.74	$39.56	-2.1%	ETF	97717X594
XCEM	COLUMBIA EM CORE EX-CHINA ETF	686,522	$18.82M	6.6%	$27.42	$28.48	-3.7%	ETF	19762B202
SPYV	SPDR PORTFOLIO S&P 500 VALUE ETF	398,633	$16.45M	5.8%	$41.26	$43.31	-4.7%	ETF	78464A508
NOBL	PROSHARES S&P 500 DIVIDEND ARISTOCRATS ETF	159,126	$14.09M	4.9%	$88.55	$71.02	+24.7%	ETF	74348A467
QUAL	ISHARES MSCI USA QUALITY FACTOR ETF	105,521	$13.91M	4.9%	$131.79	$123.74	+6.5%	ETF	46432F339
QQQM	INVESCO NASDAQ 100 ETF	83,111	$12.25M	4.3%	$147.41	$122.38	+20.5%	ETF	46138G649
JPST	JPMORGAN ULTRA-SHORT INCOME ETF	243,790	$12.23M	4.3%	$50.18	$50.69	-1.0%	ETF	46641Q837
LMBS	FIRST TRUST LOW DURATION OPPORTUNITIES ETF	245,590	$11.6M	4.1%	$47.24	$50.90	-7.2%	ETF	33739Q200
JQUA	JPMORGAN U.S. QUALITY FACTOR ETF	266,889	$11.55M	4.0%	$43.27	$44.19	-2.1%	ETF	46641Q761
CGW	INVESCO S&P GLOBAL WATER INDEX ETF	236,520	$11M	3.9%	$46.52	$36.41	+27.8%	ETF	46138E263
FNDX	SCHWAB FUNDAMENTAL US LARGE CO. INDEX ETF	181,517	$10.16M	3.6%	$55.97 *	$19.34	-3.5%	ETF	808524771
SPY	SPDR S&P 500 ETF TRUST	22,338	$9.549M	3.3%	$427.48	$263.43	+62.3%	ETF	78462F103
IWD	ISHARES RUSSELL 1000 VALUE ETF	62,625	$9.508M	3.3%	$151.82	$121.24	+25.2%	ETF	464287598
QQQ	INVESCO QQQ TRUST SERIES I	24,974	$8.948M	3.1%	$358.28	$167.67	+113.7%	ETF	46090E103
CNYA	ISHARES MSCI CHINA A ETF	266,733	$7.531M	2.6%	$28.24	$29.17	-3.2%	ETF	46434V514
VTV	VANGUARD VALUE ETF	39,257	$5.415M	1.9%	$137.93	$99.19	+39.1%	ETF	922908744
IEFA	ISHARES CORE MSCI EAFE ETF	57,656	$3.71M	1.3%	$64.35	$59.74	+7.7%	ETF	46432F842
FIW	FIRST TRUST WATER ETF	40,456	$3.348M	1.2%	$82.75	$57.25	+44.5%	ETF	33733B100
EEM	ISHARES MSCI EMERGING MARKETS ETF	87,777	$3.331M	1.2%	$37.95	$42.14	-9.9%	ETF	464287234
EFAV	ISHARES MSCI EAFE MIN VOL FACTOR ETF	30,500	$1.989M	0.7%	$65.22	$62.56	+4.2%	ETF	46429B689
PWB	INVESCO LARGE CAP GROWTH ETF	25,072	$1.7M	0.6%	$67.79	$51.08	+32.7%	ETF	46137V746
IWP	ISHARES RUSSELL MID-CAP GROWTH ETF	16,974	$1.551M	0.5%	$91.35	$78.16	+16.9%	ETF	464287481
DSI	ISHARES MSCI KLD 400 SOCIAL ETF	28,426	$1.128M	0.4%	$39.69 *	$82.16	-0.9%	ETF	464288570
FRDM	FREEDOM 100 EMERGING MARKETS ETF	39,110	$1.107M	0.4%	$28.31	$30.82	-8.1%	ETF	02072L607
IBMP	ISHARES IBONDS DEC 2027 TERM MUNI BOND ETF	44,715	$1.095M	0.4%	$24.48	$26.31	-7.0%	ETF	46435U283
VGK	VANGUARD FTSE EUROPE ETF	17,362	$1.006M	0.4%	$57.93	$51.52	+12.4%	ETF	922042874
IUSV	ISHARES CORE S&P US VALUE ETF	13,200	$985K	0.3%	$74.62	$53.75	+38.8%	ETF	464287663
IBMO	ISHARES IBONDS DEC 2026 TERM MUNI BOND ETF	35,665	$885K	0.3%	$24.81	$26.30	-5.7%	ETF	46435U259
RDVY	FIRST TRUST RISING DIVIDEND ACHIEVERS ETF	19,229	$884K	0.3%	$45.95	$39.00	+17.8%	ETF	33738R506
—	COLUMBIA U.S. ESG EQUITY INCOME ETF	22,578	$846K	0.3%	$37.46	$37.46	—	ETF	19761L300
AAPL	APPLE INC COM	4,665	$799K	0.3%	$171.20	$102.38	+65.5%	Stock	037833100
IVE	ISHARES S&P 500 VALUE ETF	4,868	$749K	0.3%	$153.84	$133.71	+15.1%	ETF	464287408
IVV	ISHARES CORE S&P 500 ETF	1,381	$593K	0.2%	$429.43	$264.88	+62.1%	ETF	464287200
SCHV	SCHWAB U.S. LARGE-CAP VALUE ETF	9,197	$593K	0.2%	$64.46 *	$18.40	+16.8%	ETF	808524409
CGXU	CAPITAL GROUP INTERNATIONAL FOCUS EQUITY ETF	23,063	$501K	0.2%	$21.74	$21.90	-0.7%	ETF	14019W109
GEM	GOLDMAN SACHS ACTIVEBETA EMERGING MARKETS EQUITY ETF	16,938	$486K	0.2%	$28.66	$29.64	-3.3%	ETF	381430206
NUDM	NUVEEN ESG INTERNATIONAL DEVELOPED MARKETS EQUITY ETF	17,225	$471K	0.2%	$27.32	$28.41	-3.8%	ETF	67092P805
MA	MASTERCARD INCORPORATED CL A	1,100	$436K	0.2%	$395.91	$145.07	+169.4%	Stock	57636Q104
NULG	NUVEEN ESG LARGE-CAP GROWTH ETF	6,488	$389K	0.1%	$59.97	$62.52	-4.1%	ETF	67092P201
IEF	ISHARES 7-10 YEAR TREASURY BOND ETF	4,080	$374K	0.1%	$91.59	$111.25	-17.7%	ETF	464287440
QQMG	INVESCO ESG NASDAQ 100 ETF	14,758	$359K	0.1%	$24.34	$25.20	-3.4%	ETF	46138G540
GLD	SPDR GOLD SHARES	2,044	$350K	0.1%	$171.45	$139.60	+22.8%	ETF	78463V107
MTUM	ISHARES MSCI USA MOMENTUM FACTOR ETF	2,497	$349K	0.1%	$139.70	$122.36	+14.2%	ETF	46432F396
SCHP	SCHWAB US TIPS ETF	6,359	$321K	0.1%	$50.49 *	$29.83	-15.4%	ETF	808524870
MSFT	MICROSOFT CORP COM	989	$312K	0.1%	$315.86	$260.66	+19.1%	Stock	594918104
PHO	INVESCO WATER RESOURCES ETF	5,555	$295K	0.1%	$53.18	$56.12	-5.2%	ETF	46137V142
FVD	FIRST TRUST VALUE LINE DIVIDEND INDEX FUND	7,047	$263K	0.1%	$37.39	$31.84	+17.4%	ETF	33734H106
BRK/B	BERKSHIRE HATHAWAY INC DEL CL B NEW	750	$263K	0.1%	$350.30	$279.44	+25.4%	Stock	084670702
GOOGL	ALPHABET INC CAP STK CL A	2,006	$263K	0.1%	$130.86	$114.24	+13.7%	Stock	02079K305
CVSB	CALVERT ULTRA-SHORT INVESTMENT GRADE ETF	5,245	$262K	0.1%	$50.01	$50.14	-0.2%	ETF	61774R601
IIPR	INNOVATIVE INDL PPTYS INC COM	3,381	$256K	0.1%	$75.66	$75.73	—	REIT	45781V101
V	VISA INC COM CL A	1,002	$240K	0.1%	$239.99 *	$218.17	+3.7%	Stock	92826C839
PBW	INVESCO WILDERHILL CLEAN ENERGY ETF	7,183	$226K	0.1%	$31.43	$37.40	-16.0%	ETF	46137V134
SUSA	ISHARES MSCI USA ESG SELECT ETF	2,394	$215K	0.1%	$89.97	$77.56	+16.0%	ETF	464288802