Leonard Rickey Investment Advisors P.L.L.C. Diversified Active

CIK: 0001731447 · Show all filings

Period: Q4 2025 (← Previous)

Filing Date: Jan 14, 2026

Total Value ($000): $553,048 (100.0% shares, 0.0% debt)

Holdings (115)

New Positions (5)

CAT CATERPILLAR INC 0.2%

Value ($000) $1,355 Shares 2,365 Est. Cost $555.50 Unrealized 0.0%

UL UNILEVER PLC 0.1%

Value ($000) $426 Shares 6,518 Est. Cost $65.40 Unrealized —

AVSE AMERICAN CENTY ETF TR 0.1%

Value ($000) $361 Shares 5,549 Est. Cost $64.97 Unrealized —

CSCO CISCO SYS INC 0.0%

Value ($000) $217 Shares 2,819 Est. Cost $73.79 Unrealized 0.0%

QCOM QUALCOMM INC 0.0%

Value ($000) $207 Shares 1,211 Est. Cost $170.79 Unrealized 0.0%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
CAT	CATERPILLAR INC	2,365	$1,355	0.2%	$555.50	0.0%	COM	149123101
UL	UNILEVER PLC	6,518	$426	0.1%	$65.40	—	SPON ADR NEW	904767803
AVSE	AMERICAN CENTY ETF TR	5,549	$361	0.1%	$64.97	—	AVANTIS RESPONSI	025072315
CSCO	CISCO SYS INC	2,819	$217	0.0%	$73.79	0.0%	COM	17275R102
QCOM	QUALCOMM INC	1,211	$207	0.0%	$170.79	0.0%	COM	747525103

Increased Positions (57)

SGOV ISHARES TR 2.8%

Value ($000) $15,475 (+45.1%) Shares 154,165 (+45.6%) Est. Cost $100.59 Unrealized —

VTIP VANGUARD MALVERN FDS 6.1%

Value ($000) $33,711 (+10.2%) Shares 681,588 (+12.8%) Est. Cost $47.99 Unrealized —

FNDX SCHWAB STRATEGIC TR 7.3%

Value ($000) $40,253 (+5.9%) Shares 1,479,354 (+2.4%) Est. Cost $31.85 Unrealized —

VXUS VANGUARD STAR FDS 4.3%

Value ($000) $23,885 (+9.5%) Shares 316,607 (+6.7%) Est. Cost $59.31 Unrealized —

VCRB VANGUARD MALVERN FDS 1.6%

Value ($000) $9,004 (+22.9%) Shares 115,596 (+23.7%) Est. Cost $76.76 Unrealized —

VTI VANGUARD INDEX FDS 7.0%

Value ($000) $38,488 (+4.5%) Shares 114,798 (+2.3%) Est. Cost $214.14 Unrealized —

DFAC DIMENSIONAL ETF TRUST 6.7%

Value ($000) $36,830 (+3.9%) Shares 930,282 (+1.3%) Est. Cost $31.54 Unrealized —

VUG VANGUARD INDEX FDS 3.9%

Value ($000) $21,649 (+5.4%) Shares 44,376 (+3.6%) Est. Cost $226.59 Unrealized —

IUSB ISHARES TR 0.8%

Value ($000) $4,547 (+22.7%) Shares 97,708 (+23.2%) Est. Cost $45.77 Unrealized —

DFEM DIMENSIONAL ETF TRUST 3.0%

Value ($000) $16,706 (+5.3%) Shares 505,008 (+2.1%) Est. Cost $25.35 Unrealized —

AMZN AMAZON COM INC 0.9%

Value ($000) $4,954 (+9.4%) Shares 21,461 (+4.1%) Est. Cost $149.68 Unrealized +52.9%

MUB ISHARES TR 2.1%

Value ($000) $11,642 (+3.4%) Shares 108,689 (+2.9%) Est. Cost $106.85 Unrealized —

ORCL ORACLE CORP 0.1%

Value ($000) $638 (-29.1%) Shares 3,272 (+2.3%) Est. Cost $95.40 Unrealized +149.5%

AAPL APPLE INC 0.5%

Value ($000) $2,969 (+8.4%) Shares 10,921 (+1.5%) Est. Cost $120.38 Unrealized +122.9%

AMAT APPLIED MATLS INC 0.1%

Value ($000) $689 (+35.3%) Shares 2,680 (+7.8%) Est. Cost $172.31 Unrealized +39.0%

META META PLATFORMS INC 0.3%

Value ($000) $1,651 (-8.4%) Shares 2,601 (+5.9%) Est. Cost $272.18 Unrealized +145.2%

BND VANGUARD BD INDEX FDS 3.8%

Value ($000) $20,879 (+0.7%) Shares 281,885 (+1.1%) Est. Cost $70.62 Unrealized —

LLY ELI LILLY & CO 0.1%

Value ($000) $381 (+44.1%) Shares 355 (+2.3%) Est. Cost $723.48 Unrealized +32.1%

NVS NOVARTIS AG 0.1%

Value ($000) $713 (+16.7%) Shares 5,173 (+8.5%) Est. Cost $101.65 Unrealized —

VTEB VANGUARD MUN BD FDS 1.1%

Value ($000) $5,934 (+1.7%) Shares 117,999 (+1.3%) Est. Cost $52.52 Unrealized —

CGGO CAPITAL GROUP GBL GROWTH EQT 0.7%

Value ($000) $4,014 (+2.4%) Shares 115,845 (+1.0%) Est. Cost $25.41 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.6%

Value ($000) $3,145 (+2.8%) Shares 6,256 (+2.9%) Est. Cost $254.63 Unrealized +95.4%

ADI ANALOG DEVICES INC 0.1%

Value ($000) $476 (+21.7%) Shares 1,756 (+10.2%) Est. Cost $199.37 Unrealized +25.7%

TSM TAIWAN SEMICONDUCTOR MFG LTD 0.1%

Value ($000) $546 (+18.3%) Shares 1,796 (+8.7%) Est. Cost $163.15 Unrealized —

SCHW SCHWAB CHARLES CORP 0.2%

Value ($000) $993 (+9.1%) Shares 9,941 (+4.3%) Est. Cost $72.18 Unrealized +31.3%

IQV IQVIA HLDGS INC 0.1%

Value ($000) $409 (+22.6%) Shares 1,814 (+3.3%) Est. Cost $200.57 Unrealized +8.5%

JPM JPMORGAN CHASE & CO. 0.3%

Value ($000) $1,555 (+5.0%) Shares 4,827 (+2.8%) Est. Cost $120.19 Unrealized +157.5%

ELV ELEVANCE HEALTH INC FORMERLY 0.1%

Value ($000) $502 (+14.4%) Shares 1,433 (+5.4%) Est. Cost $428.48 Unrealized -21.4%

DHR DANAHER CORPORATION 0.0%

Value ($000) $269 (+28.4%) Shares 1,173 (+11.2%) Est. Cost $200.50 Unrealized +9.5%

BK BANK NEW YORK MELLON CORP 0.1%

Value ($000) $622 (+9.9%) Shares 5,355 (+3.1%) Est. Cost $51.20 Unrealized +115.8%

ITOT ISHARES TR 0.1%

Value ($000) $503 (+12.2%) Shares 3,385 (+9.8%) Est. Cost $74.01 Unrealized —

PM PHILIP MORRIS INTL INC 0.2%

Value ($000) $869 (+6.6%) Shares 5,415 (+7.8%) Est. Cost $96.64 Unrealized +58.9%

DFAX DIMENSIONAL ETF TRUST 0.1%

Value ($000) $277 (+20.7%) Shares 8,463 (+15.8%) Est. Cost $29.83 Unrealized —

MCK MCKESSON CORP 0.1%

Value ($000) $502 (+10.4%) Shares 612 (+3.9%) Est. Cost $548.34 Unrealized +48.7%

V VISA INC 0.2%

Value ($000) $1,021 (+4.6%) Shares 2,910 (+1.9%) Est. Cost $199.18 Unrealized +70.9%

BDX BECTON DICKINSON & CO 0.1%

Value ($000) $527 (+8.4%) Shares 2,717 (+4.6%) Est. Cost $213.82 Unrealized -11.4%

TSLA TESLA INC 0.2%

Value ($000) $916 (+3.6%) Shares 2,036 (+2.5%) Est. Cost $205.65 Unrealized +115.6%

GD GENERAL DYNAMICS CORP 0.1%

Value ($000) $485 (+6.5%) Shares 1,440 (+7.9%) Est. Cost $243.02 Unrealized +40.3%

IUSG ISHARES TR 0.1%

Value ($000) $775 (+3.9%) Shares 4,616 (+1.8%) Est. Cost $72.40 Unrealized —

COP CONOCOPHILLIPS 0.1%

Value ($000) $530 (+5.3%) Shares 5,660 (+6.4%) Est. Cost $103.86 Unrealized -13.3%

COR CENCORA INC 0.1%

Value ($000) $285 (+9.5%) Shares 845 (+1.3%) Est. Cost $231.57 Unrealized +47.1%

AGG ISHARES TR 0.1%

Value ($000) $695 (+3.6%) Shares 6,954 (+4.0%) Est. Cost $94.87 Unrealized —

BKNG BOOKING HOLDINGS INC 0.2%

Value ($000) $1,081 (+2.3%) Shares 202 (+3.1%) Est. Cost $2492.16 Unrealized +106.2%

ROP ROPER TECHNOLOGIES INC 0.0%

Value ($000) $215 (-8.3%) Shares 483 (+2.8%) Est. Cost $534.69 Unrealized -13.6%

DFAS DIMENSIONAL ETF TRUST 0.1%

Value ($000) $374 (+5.2%) Shares 5,375 (+3.4%) Est. Cost $56.24 Unrealized —

CHKP CHECK POINT SOFTWARE TECH LT 0.0%

Value ($000) $251 (-6.2%) Shares 1,353 (+4.6%) Est. Cost $162.01 Unrealized +19.3%

MDT MEDTRONIC PLC 0.1%

Value ($000) $494 (+3.2%) Shares 5,140 (+2.3%) Est. Cost $82.00 Unrealized +18.5%

ADSK AUTODESK INC 0.0%

Value ($000) $242 (-5.5%) Shares 816 (+1.4%) Est. Cost $285.19 Unrealized +6.1%

HEI HEICO CORP NEW 0.1%

Value ($000) $339 (+4.2%) Shares 1,047 (+4.0%) Est. Cost $245.79 Unrealized +28.6%

PEP PEPSICO INC 0.1%

Value ($000) $278 (+4.5%) Shares 1,940 (+2.2%) Est. Cost $160.11 Unrealized -8.9%

IJR ISHARES TR 0.1%

Value ($000) $504 (+2.2%) Shares 4,194 (+1.0%) Est. Cost $87.96 Unrealized —

OMC OMNICOM GROUP INC 0.1%

Value ($000) $305 (+3.1%) Shares 3,775 (+4.1%) Est. Cost $74.39 Unrealized +1.8%

TDG TRANSDIGM GROUP INC 0.0%

Value ($000) $257 (+3.6%) Shares 193 (+2.7%) Est. Cost $1156.59 Unrealized +13.3%

MA MASTERCARD INCORPORATED 0.1%

Value ($000) $415 (+1.9%) Shares 727 (+1.5%) Est. Cost $339.96 Unrealized +64.4%

ECL ECOLAB INC 0.0%

Value ($000) $206 (-3.1%) Shares 785 (+1.0%) Est. Cost $270.27 Unrealized -1.7%

SCHP SCHWAB STRATEGIC TR 0.0%

Value ($000) $240 (+1.4%) Shares 9,041 (+3.2%) Est. Cost $26.39 Unrealized —

CVX CHEVRON CORP NEW 0.0%

Value ($000) $223 (+0.1%) Shares 1,466 (+2.0%) Est. Cost $143.92 Unrealized +5.2%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
SGOV	ISHARES TR	154,165 (+45.6%)	$15,475 (+45.1%)	2.8%	$100.59	—	0-3 MNTH TREASRY	46436E718
VTIP	VANGUARD MALVERN FDS	681,588 (+12.8%)	$33,711 (+10.2%)	6.1%	$47.99	—	STRM INFPROIDX	922020805
FNDX	SCHWAB STRATEGIC TR	1,479,354 (+2.4%)	$40,253 (+5.9%)	7.3%	$31.85	—	FUNDAMENTAL US L	808524771
VXUS	VANGUARD STAR FDS	316,607 (+6.7%)	$23,885 (+9.5%)	4.3%	$59.31	—	VG TL INTL STK F	921909768
VCRB	VANGUARD MALVERN FDS	115,596 (+23.7%)	$9,004 (+22.9%)	1.6%	$76.76	—	CORE BD ETF	922020748
VTI	VANGUARD INDEX FDS	114,798 (+2.3%)	$38,488 (+4.5%)	7.0%	$214.14	—	TOTAL STK MKT	922908769
DFAC	DIMENSIONAL ETF TRUST	930,282 (+1.3%)	$36,830 (+3.9%)	6.7%	$31.54	—	US CORE EQUITY 2	25434V708
VUG	VANGUARD INDEX FDS	44,376 (+3.6%)	$21,649 (+5.4%)	3.9%	$226.59	—	GROWTH ETF	922908736
IUSB	ISHARES TR	97,708 (+23.2%)	$4,547 (+22.7%)	0.8%	$45.77	—	CORE UNIVRSL USD	46434V613
DFEM	DIMENSIONAL ETF TRUST	505,008 (+2.1%)	$16,706 (+5.3%)	3.0%	$25.35	—	EMERGING MKTS CO	25434V732
AMZN	AMAZON COM INC	21,461 (+4.1%)	$4,954 (+9.4%)	0.9%	$149.68	+52.9%	COM	023135106
MUB	ISHARES TR	108,689 (+2.9%)	$11,642 (+3.4%)	2.1%	$106.85	—	NATIONAL MUN ETF	464288414
ORCL	ORACLE CORP	3,272 (+2.3%)	$638 (-29.1%)	0.1%	$95.40	+149.5%	COM	68389X105
AAPL	APPLE INC	10,921 (+1.5%)	$2,969 (+8.4%)	0.5%	$120.38	+122.9%	COM	037833100
AMAT	APPLIED MATLS INC	2,680 (+7.8%)	$689 (+35.3%)	0.1%	$172.31	+39.0%	COM	038222105
META	META PLATFORMS INC	2,601 (+5.9%)	$1,651 (-8.4%)	0.3%	$272.18	+145.2%	CL A	30303M102
BND	VANGUARD BD INDEX FDS	281,885 (+1.1%)	$20,879 (+0.7%)	3.8%	$70.62	—	TOTAL BND MRKT	921937835
LLY	ELI LILLY & CO	355 (+2.3%)	$381 (+44.1%)	0.1%	$723.48	+32.1%	COM	532457108
NVS	NOVARTIS AG	5,173 (+8.5%)	$713 (+16.7%)	0.1%	$101.65	—	SPONSORED ADR	66987V109
VTEB	VANGUARD MUN BD FDS	117,999 (+1.3%)	$5,934 (+1.7%)	1.1%	$52.52	—	TAX EXEMPT BD	922907746
CGGO	CAPITAL GROUP GBL GROWTH EQT	115,845 (+1.0%)	$4,014 (+2.4%)	0.7%	$25.41	—	SHS CREATION UNI	14020X104
BRK/B	BERKSHIRE HATHAWAY INC DEL	6,256 (+2.9%)	$3,145 (+2.8%)	0.6%	$254.63	+95.4%	CL B NEW	084670702
ADI	ANALOG DEVICES INC	1,756 (+10.2%)	$476 (+21.7%)	0.1%	$199.37	+25.7%	COM	032654105
TSM	TAIWAN SEMICONDUCTOR MFG LTD	1,796 (+8.7%)	$546 (+18.3%)	0.1%	$163.15	—	SPONSORED ADS	874039100
SCHW	SCHWAB CHARLES CORP	9,941 (+4.3%)	$993 (+9.1%)	0.2%	$72.18	+31.3%	COM	808513105
IQV	IQVIA HLDGS INC	1,814 (+3.3%)	$409 (+22.6%)	0.1%	$200.57	+8.5%	COM	46266C105
JPM	JPMORGAN CHASE & CO.	4,827 (+2.8%)	$1,555 (+5.0%)	0.3%	$120.19	+157.5%	COM	46625H100
ELV	ELEVANCE HEALTH INC FORMERLY	1,433 (+5.4%)	$502 (+14.4%)	0.1%	$428.48	-21.4%	COM	036752103
DHR	DANAHER CORPORATION	1,173 (+11.2%)	$269 (+28.4%)	0.0%	$200.50	+9.5%	COM	235851102
BK	BANK NEW YORK MELLON CORP	5,355 (+3.1%)	$622 (+9.9%)	0.1%	$51.20	+115.8%	COM	064058100
ITOT	ISHARES TR	3,385 (+9.8%)	$503 (+12.2%)	0.1%	$74.01	—	CORE S&P TTL STK	464287150
PM	PHILIP MORRIS INTL INC	5,415 (+7.8%)	$869 (+6.6%)	0.2%	$96.64	+58.9%	COM	718172109
DFAX	DIMENSIONAL ETF TRUST	8,463 (+15.8%)	$277 (+20.7%)	0.1%	$29.83	—	WORLD EX US CORE	25434V880
MCK	MCKESSON CORP	612 (+3.9%)	$502 (+10.4%)	0.1%	$548.34	+48.7%	COM	58155Q103
V	VISA INC	2,910 (+1.9%)	$1,021 (+4.6%)	0.2%	$199.18	+70.9%	COM CL A	92826C839
BDX	BECTON DICKINSON & CO	2,717 (+4.6%)	$527 (+8.4%)	0.1%	$213.82	-11.4%	COM	075887109
TSLA	TESLA INC	2,036 (+2.5%)	$916 (+3.6%)	0.2%	$205.65	+115.6%	COM	88160R101
GD	GENERAL DYNAMICS CORP	1,440 (+7.9%)	$485 (+6.5%)	0.1%	$243.02	+40.3%	COM	369550108
IUSG	ISHARES TR	4,616 (+1.8%)	$775 (+3.9%)	0.1%	$72.40	—	CORE S&P US GWT	464287671
COP	CONOCOPHILLIPS	5,660 (+6.4%)	$530 (+5.3%)	0.1%	$103.86	-13.3%	COM	20825C104
COR	CENCORA INC	845 (+1.3%)	$285 (+9.5%)	0.1%	$231.57	+47.1%	COM	03073E105
AGG	ISHARES TR	6,954 (+4.0%)	$695 (+3.6%)	0.1%	$94.87	—	CORE US AGGBD ET	464287226
BKNG	BOOKING HOLDINGS INC	202 (+3.1%)	$1,081 (+2.3%)	0.2%	$2492.16	+106.2%	COM	09857L108
ROP	ROPER TECHNOLOGIES INC	483 (+2.8%)	$215 (-8.3%)	0.0%	$534.69	-13.6%	COM	776696106
DFAS	DIMENSIONAL ETF TRUST	5,375 (+3.4%)	$374 (+5.2%)	0.1%	$56.24	—	US SMALL CAP ETF	25434V500
CHKP	CHECK POINT SOFTWARE TECH LT	1,353 (+4.6%)	$251 (-6.2%)	0.0%	$162.01	+19.3%	ORD	M22465104
MDT	MEDTRONIC PLC	5,140 (+2.3%)	$494 (+3.2%)	0.1%	$82.00	+18.5%	SHS	G5960L103
ADSK	AUTODESK INC	816 (+1.4%)	$242 (-5.5%)	0.0%	$285.19	+6.1%	COM	052769106
HEI	HEICO CORP NEW	1,047 (+4.0%)	$339 (+4.2%)	0.1%	$245.79	+28.6%	COM	422806109
PEP	PEPSICO INC	1,940 (+2.2%)	$278 (+4.5%)	0.1%	$160.11	-8.9%	COM	713448108
IJR	ISHARES TR	4,194 (+1.0%)	$504 (+2.2%)	0.1%	$87.96	—	CORE S&P SCP ETF	464287804
OMC	OMNICOM GROUP INC	3,775 (+4.1%)	$305 (+3.1%)	0.1%	$74.39	+1.8%	COM	681919106
TDG	TRANSDIGM GROUP INC	193 (+2.7%)	$257 (+3.6%)	0.0%	$1156.59	+13.3%	COM	893641100
MA	MASTERCARD INCORPORATED	727 (+1.5%)	$415 (+1.9%)	0.1%	$339.96	+64.4%	CL A	57636Q104
ECL	ECOLAB INC	785 (+1.0%)	$206 (-3.1%)	0.0%	$270.27	-1.7%	COM	278865100
SCHP	SCHWAB STRATEGIC TR	9,041 (+3.2%)	$240 (+1.4%)	0.0%	$26.39	—	US TIPS ETF	808524870
CVX	CHEVRON CORP NEW	1,466 (+2.0%)	$223 (+0.1%)	0.0%	$143.92	+5.2%	COM	166764100

Exited Positions (7)

— UNILEVER PLC 0.1%

Value ($000) $451 Shares 7,611 Est. Cost $57.10 Unrealized —

AXON AXON ENTERPRISE INC 0.0%

Value ($000) $228 Shares 318 Est. Cost $687.34 Unrealized -9.7%

CMCSA COMCAST CORP NEW 0.0%

Value ($000) $226 Shares 7,187 Est. Cost $33.88 Unrealized -15.8%

NOW SERVICENOW INC 0.0%

Value ($000) $219 Shares 238 Est. Cost $188.66 Unrealized -9.1%

HD HOME DEPOT INC 0.0%

Value ($000) $214 Shares 528 Est. Cost $389.16 Unrealized -6.3%

KMX CARMAX INC 0.0%

Value ($000) $210 Shares 4,676 Est. Cost $73.63 Unrealized -45.7%

DRI DARDEN RESTAURANTS INC 0.0%

Value ($000) $206 Shares 1,084 Est. Cost $188.66 Unrealized -3.5%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
—	UNILEVER PLC	7,611	$451	0.1%	$57.10	—	—	904767704
AXON	AXON ENTERPRISE INC	318	$228	0.0%	$687.34	-9.7%	—	05464C101
CMCSA	COMCAST CORP NEW	7,187	$226	0.0%	$33.88	-15.8%	—	20030N101
NOW	SERVICENOW INC	238	$219	0.0%	$188.66	-9.1%	—	81762P102
HD	HOME DEPOT INC	528	$214	0.0%	$389.16	-6.3%	—	437076102
KMX	CARMAX INC	4,676	$210	0.0%	$73.63	-45.7%	—	143130102
DRI	DARDEN RESTAURANTS INC	1,084	$206	0.0%	$188.66	-3.5%	—	237194105

Decreased Positions (26)

VCSH VANGUARD SCOTTSDALE FDS 4.4%

Value ($000) $24,091 (-18.9%) Shares 302,157 (-18.7%) Est. Cost $76.56 Unrealized —

MSFT MICROSOFT CORP 1.2%

Value ($000) $6,861 (-9.4%) Shares 14,186 (-3.0%) Est. Cost $206.00 Unrealized +143.0%

GOOGL ALPHABET INC 0.5%

Value ($000) $2,576 (+25.4%) Shares 8,231 (-2.6%) Est. Cost $116.09 Unrealized +146.0%

VEU VANGUARD INTL EQUITY INDEX F 6.2%

Value ($000) $34,344 (+1.4%) Shares 466,879 (-1.6%) Est. Cost $55.45 Unrealized —

USMV ISHARES TR 3.0%

Value ($000) $16,619 (-2.2%) Shares 176,499 (-1.2%) Est. Cost $79.46 Unrealized —

GOOG ALPHABET INC 0.2%

Value ($000) $1,060 (+27.0%) Shares 3,379 (-1.4%) Est. Cost $123.67 Unrealized +131.5%

ESGV VANGUARD WORLD FD 0.3%

Value ($000) $1,661 (-9.9%) Shares 13,733 (-11.8%) Est. Cost $72.65 Unrealized —

EUSB ISHARES TR 0.3%

Value ($000) $1,834 (-7.3%) Shares 41,771 (-7.2%) Est. Cost $48.88 Unrealized —

DMXF ISHARES TR 0.1%

Value ($000) $618 (-16.0%) Shares 8,216 (-15.4%) Est. Cost $65.97 Unrealized —

EAGG ISHARES TR 0.1%

Value ($000) $763 (-10.1%) Shares 15,942 (-9.7%) Est. Cost $46.64 Unrealized —

SUSB ISHARES TR 0.2%

Value ($000) $1,114 (-6.5%) Shares 44,133 (-6.3%) Est. Cost $25.50 Unrealized —

MPC MARATHON PETE CORP 0.0%

Value ($000) $230 (-17.0%) Shares 1,414 (-1.7%) Est. Cost $147.88 Unrealized +26.0%

VXF VANGUARD INDEX FDS 0.2%

Value ($000) $859 (-4.6%) Shares 4,107 (-4.5%) Est. Cost $113.38 Unrealized —

NVDA NVIDIA CORPORATION 0.3%

Value ($000) $1,482 (-2.5%) Shares 7,947 (-2.5%) Est. Cost $107.32 Unrealized +73.4%

BX BLACKSTONE INC 0.0%

Value ($000) $219 (-11.3%) Shares 1,420 (-1.7%) Est. Cost $169.47 Unrealized -10.6%

VEA VANGUARD TAX-MANAGED FDS 0.3%

Value ($000) $1,454 (+1.7%) Shares 23,276 (-2.4%) Est. Cost $44.00 Unrealized —

IUSV ISHARES TR 0.6%

Value ($000) $3,332 (+0.7%) Shares 32,493 (-1.8%) Est. Cost $50.90 Unrealized —

JNJ JOHNSON & JOHNSON 0.1%

Value ($000) $323 (+6.8%) Shares 1,560 (-4.3%) Est. Cost $157.06 Unrealized +25.4%

ABNB AIRBNB INC 0.0%

Value ($000) $223 (-6.9%) Shares 1,645 (-16.7%) Est. Cost $126.87 Unrealized -1.8%

DIS DISNEY WALT CO 0.1%

Value ($000) $364 (-4.3%) Shares 3,201 (-3.7%) Est. Cost $93.23 Unrealized +17.5%

VTV VANGUARD INDEX FDS 0.3%

Value ($000) $1,880 (-0.8%) Shares 9,843 (-3.1%) Est. Cost $105.02 Unrealized —

VFMV VANGUARD WELLINGTON FD 0.0%

Value ($000) $216 (-5.8%) Shares 1,659 (-5.1%) Est. Cost $96.15 Unrealized —

MCD MCDONALDS CORP 0.1%

Value ($000) $381 (-1.8%) Shares 1,245 (-2.4%) Est. Cost $269.24 Unrealized +13.3%

IXUS ISHARES TR 0.7%

Value ($000) $3,945 (+0.1%) Shares 46,605 (-2.3%) Est. Cost $56.85 Unrealized —

BAC BANK AMERICA CORP 0.1%

Value ($000) $312 (-1.0%) Shares 5,668 (-7.1%) Est. Cost $33.74 Unrealized +56.1%

SNY SANOFI SA 0.0%

Value ($000) $249 (-0.9%) Shares 5,145 (-3.5%) Est. Cost $48.91 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VCSH	VANGUARD SCOTTSDALE FDS	302,157 (-18.7%)	$24,091 (-18.9%)	4.4%	$76.56	—	SHRT TRM CORP BD	92206C409
MSFT	MICROSOFT CORP	14,186 (-3.0%)	$6,861 (-9.4%)	1.2%	$206.00	+143.0%	COM	594918104
GOOGL	ALPHABET INC	8,231 (-2.6%)	$2,576 (+25.4%)	0.5%	$116.09	+146.0%	CAP STK CL A	02079K305
VEU	VANGUARD INTL EQUITY INDEX F	466,879 (-1.6%)	$34,344 (+1.4%)	6.2%	$55.45	—	ALLWRLD EX US	922042775
USMV	ISHARES TR	176,499 (-1.2%)	$16,619 (-2.2%)	3.0%	$79.46	—	MSCI USA MIN VOL	46429B697
GOOG	ALPHABET INC	3,379 (-1.4%)	$1,060 (+27.0%)	0.2%	$123.67	+131.5%	CAP STK CL C	02079K107
ESGV	VANGUARD WORLD FD	13,733 (-11.8%)	$1,661 (-9.9%)	0.3%	$72.65	—	ESG US STK ETF	921910733
EUSB	ISHARES TR	41,771 (-7.2%)	$1,834 (-7.3%)	0.3%	$48.88	—	ESG ADVANCED UNI	46436E619
DMXF	ISHARES TR	8,216 (-15.4%)	$618 (-16.0%)	0.1%	$65.97	—	ESG EAFE ETF	46436E759
EAGG	ISHARES TR	15,942 (-9.7%)	$763 (-10.1%)	0.1%	$46.64	—	ESG AWR US AGRGT	46435U549
SUSB	ISHARES TR	44,133 (-6.3%)	$1,114 (-6.5%)	0.2%	$25.50	—	ESG AWRE 1 5 YR	46435G243
MPC	MARATHON PETE CORP	1,414 (-1.7%)	$230 (-17.0%)	0.0%	$147.88	+26.0%	COM	56585A102
VXF	VANGUARD INDEX FDS	4,107 (-4.5%)	$859 (-4.6%)	0.2%	$113.38	—	EXTEND MKT ETF	922908652
NVDA	NVIDIA CORPORATION	7,947 (-2.5%)	$1,482 (-2.5%)	0.3%	$107.32	+73.4%	COM	67066G104
BX	BLACKSTONE INC	1,420 (-1.7%)	$219 (-11.3%)	0.0%	$169.47	-10.6%	COM	09260D107
VEA	VANGUARD TAX-MANAGED FDS	23,276 (-2.4%)	$1,454 (+1.7%)	0.3%	$44.00	—	VAN FTSE DEV MKT	921943858
IUSV	ISHARES TR	32,493 (-1.8%)	$3,332 (+0.7%)	0.6%	$50.90	—	CORE S&P US VLU	464287663
JNJ	JOHNSON & JOHNSON	1,560 (-4.3%)	$323 (+6.8%)	0.1%	$157.06	+25.4%	COM	478160104
ABNB	AIRBNB INC	1,645 (-16.7%)	$223 (-6.9%)	0.0%	$126.87	-1.8%	COM CL A	009066101
DIS	DISNEY WALT CO	3,201 (-3.7%)	$364 (-4.3%)	0.1%	$93.23	+17.5%	COM	254687106
VTV	VANGUARD INDEX FDS	9,843 (-3.1%)	$1,880 (-0.8%)	0.3%	$105.02	—	VALUE ETF	922908744
VFMV	VANGUARD WELLINGTON FD	1,659 (-5.1%)	$216 (-5.8%)	0.0%	$96.15	—	US MINIMUM	921935409
MCD	MCDONALDS CORP	1,245 (-2.4%)	$381 (-1.8%)	0.1%	$269.24	+13.3%	COM	580135101
IXUS	ISHARES TR	46,605 (-2.3%)	$3,945 (+0.1%)	0.7%	$56.85	—	CORE MSCI TOTAL	46432F834
BAC	BANK AMERICA CORP	5,668 (-7.1%)	$312 (-1.0%)	0.1%	$33.74	+56.1%	COM	060505104
SNY	SANOFI SA	5,145 (-3.5%)	$249 (-0.9%)	0.0%	$48.91	—	SPONSORED ADR	80105N105

Unchanged Positions (27)

IAU ISHARES GOLD TR 3.7%

Value ($000) $20,488 Shares 252,408 Est. Cost $41.55 Unrealized —

MU MICRON TECHNOLOGY INC 0.7%

Value ($000) $3,947 Shares 13,831 Est. Cost $103.98 Unrealized +120.6%

IJH ISHARES TR 13.6%

Value ($000) $75,265 Shares 1,140,376 Est. Cost $83.51 Unrealized —

COST COSTCO WHSL CORP NEW 0.5%

Value ($000) $2,600 Shares 3,016 Est. Cost $470.16 Unrealized +92.6%

VT VANGUARD INTL EQUITY INDEX F 1.0%

Value ($000) $5,318 Shares 37,702 Est. Cost $74.19 Unrealized —

FNDB SCHWAB STRATEGIC TR 0.8%

Value ($000) $4,686 Shares 176,376 Est. Cost $28.31 Unrealized —

WFC WELLS FARGO CO NEW 0.1%

Value ($000) $669 Shares 7,182 Est. Cost $49.80 Unrealized +74.0%

XOM EXXON MOBIL CORP 0.2%

Value ($000) $1,134 Shares 9,421 Est. Cost $59.19 Unrealized +95.1%

VOO VANGUARD INDEX FDS 0.4%

Value ($000) $2,086 Shares 3,326 Est. Cost $294.19 Unrealized —

AVGO BROADCOM INC 0.2%

Value ($000) $908 Shares 2,624 Est. Cost $163.94 Unrealized +117.8%

CRM SALESFORCE INC 0.0%

Value ($000) $274 Shares 1,036 Est. Cost $266.47 Unrealized -6.9%

WMT WALMART INC 0.1%

Value ($000) $363 Shares 3,254 Est. Cost $67.35 Unrealized +59.2%

RTX RTX CORPORATION 0.1%

Value ($000) $320 Shares 1,742 Est. Cost $112.96 Unrealized +53.4%

VIG VANGUARD SPECIALIZED FUNDS 0.2%

Value ($000) $1,262 Shares 5,740 Est. Cost $111.25 Unrealized —

IVV ISHARES TR 0.2%

Value ($000) $1,314 Shares 1,918 Est. Cost $320.77 Unrealized —

SPY SPDR S&P 500 ETF TR 0.3%

Value ($000) $1,507 Shares 2,210 Est. Cost $329.80 Unrealized —

DSI ISHARES TR 0.1%

Value ($000) $422 Shares 3,276 Est. Cost $94.45 Unrealized —

VO VANGUARD INDEX FDS 0.1%

Value ($000) $655 Shares 2,256 Est. Cost $166.04 Unrealized —

PRF INVESCO EXCHANGE TRADED FD T 0.0%

Value ($000) $262 Shares 5,593 Est. Cost $35.66 Unrealized —

EBAY EBAY INC. 0.0%

Value ($000) $229 Shares 2,624 Est. Cost $52.66 Unrealized +64.0%

SBUX STARBUCKS CORP 0.1%

Value ($000) $456 Shares 5,504 Est. Cost $80.29 Unrealized +4.7%

ABBV ABBVIE INC 0.1%

Value ($000) $467 Shares 2,043 Est. Cost $140.68 Unrealized +61.7%

VFVA VANGUARD WELLINGTON FD 0.0%

Value ($000) $210 Shares 1,585 Est. Cost $127.54 Unrealized —

IVW ISHARES TR 0.1%

Value ($000) $390 Shares 3,164 Est. Cost $70.28 Unrealized —

IWF ISHARES TR 0.2%

Value ($000) $1,038 Shares 2,192 Est. Cost $144.86 Unrealized —

BA BOEING CO 0.1%

Value ($000) $498 Shares 2,292 Est. Cost $206.25 Unrealized -0.3%

SSUS STRATEGY SHS 0.1%

Value ($000) $367 Shares 7,537 Est. Cost $33.52 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
IAU	ISHARES GOLD TR	252,408	$20,488	3.7%	$41.55	—	ISHARES NEW	464285204
MU	MICRON TECHNOLOGY INC	13,831	$3,947	0.7%	$103.98	+120.6%	COM	595112103
IJH	ISHARES TR	1,140,376	$75,265	13.6%	$83.51	—	CORE S&P MCP ETF	464287507
COST	COSTCO WHSL CORP NEW	3,016	$2,600	0.5%	$470.16	+92.6%	COM	22160K105
VT	VANGUARD INTL EQUITY INDEX F	37,702	$5,318	1.0%	$74.19	—	TT WRLD ST ETF	922042742
FNDB	SCHWAB STRATEGIC TR	176,376	$4,686	0.8%	$28.31	—	FUNDAMENTAL US B	808524789
WFC	WELLS FARGO CO NEW	7,182	$669	0.1%	$49.80	+74.0%	COM	949746101
XOM	EXXON MOBIL CORP	9,421	$1,134	0.2%	$59.19	+95.1%	COM	30231G102
VOO	VANGUARD INDEX FDS	3,326	$2,086	0.4%	$294.19	—	S&P 500 ETF SHS	922908363
AVGO	BROADCOM INC	2,624	$908	0.2%	$163.94	+117.8%	COM	11135F101
CRM	SALESFORCE INC	1,036	$274	0.0%	$266.47	-6.9%	COM	79466L302
WMT	WALMART INC	3,254	$363	0.1%	$67.35	+59.2%	COM	931142103
RTX	RTX CORPORATION	1,742	$320	0.1%	$112.96	+53.4%	COM	75513E101
VIG	VANGUARD SPECIALIZED FUNDS	5,740	$1,262	0.2%	$111.25	—	DIV APP ETF	921908844
IVV	ISHARES TR	1,918	$1,314	0.2%	$320.77	—	CORE S&P500 ETF	464287200
SPY	SPDR S&P 500 ETF TR	2,210	$1,507	0.3%	$329.80	—	TR UNIT	78462F103
DSI	ISHARES TR	3,276	$422	0.1%	$94.45	—	ESG MSCI KLD 400	464288570
VO	VANGUARD INDEX FDS	2,256	$655	0.1%	$166.04	—	MID CAP ETF	922908629
PRF	INVESCO EXCHANGE TRADED FD T	5,593	$262	0.0%	$35.66	—	RAFI US 1000 ETF	46137V613
EBAY	EBAY INC.	2,624	$229	0.0%	$52.66	+64.0%	COM	278642103
SBUX	STARBUCKS CORP	5,504	$456	0.1%	$80.29	+4.7%	COM	855244109
ABBV	ABBVIE INC	2,043	$467	0.1%	$140.68	+61.7%	COM	00287Y109
VFVA	VANGUARD WELLINGTON FD	1,585	$210	0.0%	$127.54	—	US VALUE FACTR	921935805
IVW	ISHARES TR	3,164	$390	0.1%	$70.28	—	S&P 500 GRWT ETF	464287309
IWF	ISHARES TR	2,192	$1,038	0.2%	$144.86	—	RUS 1000 GRW ETF	464287614
BA	BOEING CO	2,292	$498	0.1%	$206.25	-0.3%	COM	097023105
SSUS	STRATEGY SHS	7,537	$367	0.1%	$33.52	—	DAY HAGAN SMART	86280R803