Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHX	Schwab US Large-Cap ETF	287,594	$20.19M	15.4%	$54.85	—	US LRG CAP ETF	808524201
SCHA	Schwab US Small-Cap ETF	188,435	$13.47M	10.3%	$60.86	—	US SML CAP ETF	808524607
SCHM	Schwab US Mid-Cap ETF	225,727	$12.89M	9.8%	$45.12	—	US MID-CAP ETF	808524508
SCHF	Schwab International Equity ETF	311,737	$10M	7.6%	$29.81	—	INTL EQTY ETF	808524805
SPLV	Invesco S&P 500 Low	143,158	$7.877M	6.0%	$48.23	—	S&P500 LOW VOL	46138E354
SCHH	Sch US Reit ETF	168,373	$7.482M	5.7%	$42.17	—	US REIT ETF	808524847
EFAV	iShares MSCI EAFE Minimum Volatility	91,816	$6.67M	5.1%	$68.06	—	MIN VOL EAFE ETF	46429B689
XMLV	Invesco S&P Midcap	123,767	$6.346M	4.8%	$44.79	—	S&P MIDCP LOW	46138E198
XSLV	Invesco S&P Smallcap	125,237	$6.009M	4.6%	$48.11	—	S&P SMLCP LOW	46138G102
IVV	iShares Core S&P 500	15,290	$4.507M	3.4%	$222.11	—	CORE S&P500 ETF	464287200
MUB	iShares National AMT-Free Muni Bond	39,544	$4.472M	3.4%	$109.30	—	NATIONAL MUN ETF	464288414
SHM	Spdr Nuveen Barclays	84,483	$4.134M	3.2%	$48.31	—	NUVEEN BLMBRG SR	78468R739
IJH	iShares Core S&P Mid-Cap	19,484	$3.785M	2.9%	$156.49	—	CORE S&P MCP ETF	464287507
IJR	iShares Core S&P Small-Cap	45,717	$3.579M	2.7%	$95.22	—	CORE S&P SCP ETF	464287804
BNDX	Vanguard Total International Bond ETF	62,055	$3.556M	2.7%	$55.40	—	INTL BD IDX ETF	92203J407
FMB	FTP Managed Municipal ETF	48,372	$2.649M	2.0%	$54.76	—	MANAGD MUN ETF	33739N108
IXUS	iShares Core MSCI Total Intl Stk	37,397	$2.193M	1.7%	$53.85	—	CORE MSCI TOTAL	46432F834
TOTL	Ssga Active Etf Tr Spdr Tr Tactic	42,360	$2.079M	1.6%	$49.00	—	SPDR TR TACTIC	78467V848
LMBS	FTP Low Duration Opportunities ETF	33,575	$1.735M	1.3%	$51.68	—	FST LOW OPPT EFT	33739Q200
SCHO	Schwab Short Term US	13,476	$682K	0.5%	$50.23	—	SHT TM US TRES	808524862
ISTB	Ishares Core 1-5 Year Usd Bond Etf	11,661	$588K	0.4%	$50.06	—	CORE 1 5 YR USD	46432F859
ICF	iShares Cohen & Steers REIT	4,032	$454K	0.3%	$112.60	—	COHEN STEER REIT	464287564
SHYG	Ishares High Yield	9,564	$447K	0.3%	$47.31	—	0-5YR HI YL CP	46434V407
PCY	Invesco Emrg Mkts	14,786	$429K	0.3%	$26.86	—	EMRNG MKT SVRG	46138E784
AGG	iShares Core US Aggregate Bond	3,239	$361K	0.3%	$107.70	—	CORE US AGGBD ET	464287226
SCHZ	Sch Us Agg Bnd Etf	6,458	$342K	0.3%	$52.22	—	US AGGREGATE B	808524839
IJJ	iShares S&P Mid-Cap 400 Value	2,042	$326K	0.2%	$136.60	—	S&P MC 400VL ETF	464287705
GEF	Greif Inc Cl A	9,750	$317K	0.2%	$30.68	-4.8%	CL A	397624107
SCHG	Schw Us Lcap Gro Etf	3,762	$313K	0.2%	$55.58	—	US LCAP GR ETF	808524300
SCHE	Schw Emg Mkt Eq Etf	11,378	$299K	0.2%	$25.31	—	EMRG MKTEQ ETF	808524706
VNQ	Vanguard Index Fds Vanguard Reit Etf	3,114	$272K	0.2%	$87.35	—	REAL ESTATE ETF	922908553
IVW	Ishares S&P 500 Growth Etf	1,477	$265K	0.2%	$133.74	—	S&P 500 GRWT ETF	464287309
RWO	Spdr Dow Jone Global	5,266	$263K	0.2%	$47.81	—	DJ GLB RL ES ETF	78463X749
VTI	Vanguard Total Stock Mkt	1,733	$260K	0.2%	$150.03	—	TOTAL STK MKT	922908769
VEA	Vanguard Tax Managedfd Europe Pacific	5,918	$247K	0.2%	$41.74	—	FTSE DEV MKT ETF	921943858
SCZ	iShares MSCI EAFE Small-Cap	4,228	$243K	0.2%	$61.34	—	EAFE SML CP ETF	464288273
LVHD	Legg Mason Low Vltlty	7,476	$240K	0.2%	$28.90	—	LOW DIVI ETF	52468L406
IWX	iShares Russell Top 200 Value	4,358	$236K	0.2%	$44.28	—	RUS TP200 VL ETF	464289420
AAPL	Apple Inc	1,081	$214K	0.2%	$46.62	0.0%	COM	037833100
SPHD	Invesco S&P 500 Hi Div Low Vol	4,837	$204K	0.2%	$40.19	—	S&P500 HDL VOL	46138E362
—	BB&T Corporation	4,129	$203K	0.2%	$52.07	—	COM	054937107
SCHV	Schw Us Lcap Val Etf	3,090	$173K	0.1%	$52.86	—	US LCAP VA ETF	808524409