Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHX	Schwab US Large-Cap ETF	283,812	$20.13M	16.3%	$54.85	—	US LRG CAP ETF	808524201
SCHA	Schwab US Small-Cap ETF	191,807	$13.38M	10.8%	$61.01	—	US SML CAP ETF	808524607
SCHM	Schwab US Mid-Cap ETF	226,068	$12.78M	10.3%	$45.12	—	US MID-CAP ETF	808524508
SCHF	Schwab International Equity ETF	296,849	$9.458M	7.6%	$29.81	—	INTL EQTY ETF	808524805
SCHH	Sch US Reit ETF	164,861	$7.777M	6.3%	$42.17	—	US REIT ETF	808524847
EFAV	iShares MSCI EAFE Minimum Volatility	102,593	$7.518M	6.1%	$68.61	—	MIN VOL EAFE ETF	46429B689
XMLV	Invesco SandP Midcap	126,367	$6.648M	5.4%	$44.95	—	S&P MIDCP LOW	46138E198
XSLV	Invesco SandP Smallcap	129,721	$6.342M	5.1%	$48.14	—	S&P SMLCP LOW	46138G102
IVV	iShares Core SandP 500	15,394	$4.595M	3.7%	$222.11	—	CORE S&P500 ETF	464287200
IJR	iShares Core SandP Small-Cap	52,998	$4.125M	3.3%	$92.83	—	CORE S&P SCP ETF	464287804
MUB	iShares National AMT-Free Muni Bond	36,000	$4.108M	3.3%	$109.30	—	NATIONAL MUN ETF	464288414
IJH	iShares Core SandP Mid-Cap	20,345	$3.931M	3.2%	$158.04	—	CORE S&P MCP ETF	464287507
SHM	Spdr Nuveen Barclays	78,207	$3.831M	3.1%	$48.31	—	NUVEEN BLMBRG SR	78468R739
BNDX	Vanguard Total International Bond ETF	59,550	$3.503M	2.8%	$55.40	—	INTL BD IDX ETF	92203J407
FMB	FTP Managed Municipal ETF	52,683	$2.927M	2.4%	$54.83	—	MANAGD MUN ETF	33739N108
TOTL	Ssga Active Etf Tr Spdr Tr Tactic	43,206	$2.127M	1.7%	$49.00	—	SPDR TR TACTIC	78467V848
IXUS	iShares Core MSCI Total Intl Stk	34,217	$1.976M	1.6%	$53.85	—	CORE MSCI TOTAL	46432F834
LMBS	FTP Low Duration Opportunities ETF	33,568	$1.745M	1.4%	$51.68	—	FST LOW OPPT EFT	33739Q200
SCHO	Schwab Short Term US	13,475	$682K	0.6%	$50.23	—	SHT TM US TRES	808524862
ICF	iShares Cohen and Steers REIT	4,721	$567K	0.5%	$113.69	—	COHEN STEER REIT	464287564
ISTB	Ishares Core 1-5 Year Usd Bond Etf	10,877	$549K	0.4%	$50.06	—	CORE 1 5 YR USD	46432F859
SHYG	Ishares High Yield	9,700	$451K	0.4%	$47.30	—	0-5YR HI YL CP	46434V407
GEF	Greif Inc Cl A	9,750	$369K	0.3%	$30.68	-9.6%	CL A	397624107
AGG	iShares Core US Aggregate Bond	3,163	$358K	0.3%	$107.70	—	CORE US AGGBD ET	464287226
SCHZ	Sch Us Agg Bnd Etf	6,427	$346K	0.3%	$52.22	—	US AGGREGATE B	808524839
IJJ	iShares SandP Mid-Cap 400 Value	2,050	$328K	0.3%	$136.60	—	S&P MC 400VL ETF	464287705
SCHG	Schw Us Lcap Gro Etf	3,699	$311K	0.3%	$55.58	—	US LCAP GR ETF	808524300
VEA	Vanguard Tax Managedfd Europe Pacific	7,165	$294K	0.2%	$41.61	—	FTSE DEV MKT ETF	921943858
VNQ	Vanguard Index Fds Vanguard Reit Etf	3,100	$289K	0.2%	$87.35	—	REAL ESTATE ETF	922908553
SCHE	Schw Emg Mkt Eq Etf	11,281	$283K	0.2%	$25.31	—	EMRG MKTEQ ETF	808524706
RWO	Spdr Dow Jone Global	5,234	$271K	0.2%	$47.81	—	DJ GLB RL ES ETF	78463X749
IVW	Ishares SandP 500 Growth Etf	1,481	$267K	0.2%	$133.74	—	S&P 500 GRWT ETF	464287309
VTI	Vanguard Total Stock Mkt	1,691	$255K	0.2%	$150.03	—	TOTAL STK MKT	922908769
LVHD	Legg Mason Low Vltlty	7,406	$249K	0.2%	$28.90	—	L VOL H DIV ETF	52468L406
SCZ	iShares MSCI EAFE Small-Cap	4,305	$246K	0.2%	$61.26	—	EAFE SML CP ETF	464288273
AAPL	Apple Inc	1,081	$242K	0.2%	$46.62	+7.7%	COM	037833100
FTSM	First Trst Enhncd Shrt	3,589	$216K	0.2%	$60.18	—	FIRST TR ENH NEW	33739Q408
—	BBandT Corporation	3,994	$213K	0.2%	$52.07	—	COM	054937107
SCHV	Schw Us Lcap Val Etf	3,107	$176K	0.1%	$52.86	—	US LCAP VA ETF	808524409