Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHX	SCHWAB STRATEGIC TR	489,665	$27.62M	18.5%	$23117.32	—	US LRG CAP ETF	808524201
VEA	VANGUARD TAX-MANAGED FDS	527,458	$25.27M	16.9%	$3385.62	—	VAN FTSE DEV MKT	921943858
BND	VANGUARD BD INDEX FDS	163,580	$12.03M	8.1%	$2545.30	—	TOTAL BND MRKT	921937835
VUG	VANGUARD INDEX FDS	21,691	$6.743M	4.5%	$6750.69	—	GROWTH ETF	922908736
VWO	VANGUARD INTL EQUITY INDEX F	163,545	$6.722M	4.5%	$597.99	—	FTSE EMR MKT ETF	922042858
SCHA	SCHWAB STRATEGIC TR	141,617	$6.69M	4.5%	$19729.44	—	US SML CAP ETF	808524607
VTEB	VANGUARD MUN BD FDS	111,155	$5.674M	3.8%	$11428.01	—	TAX EXEMPT BD	922907746
SCHV	SCHWAB STRATEGIC TR	64,146	$4.497M	3.0%	$67.31	—	US LCAP VA ETF	808524409
VTV	VANGUARD INDEX FDS	29,360	$4.389M	2.9%	$4287.42	—	VALUE ETF	922908744
RSP	INVESCO EXCHANGE TRADED FD T	26,383	$4.163M	2.8%	$25095.36	—	S&P500 EQL WGT	46137V357
HYLB	DBX ETF TR	110,015	$3.911M	2.6%	$1074.14	—	XTRACK USD HIGH	233051432
MUB	ISHARES TR	33,059	$3.584M	2.4%	$109.64	—	NATIONAL MUN ETF	464288414
SCHG	SCHWAB STRATEGIC TR	41,229	$3.42M	2.3%	$16852.13	—	US LCAP GR ETF	808524300
IEFA	ISHARES TR	39,711	$2.794M	1.9%	$69.12	—	CORE MSCI EAFE	46432F842
VWOB	VANGUARD WHITEHALL FDS	41,599	$2.652M	1.8%	$61.76	—	EM MK GOV BD ETF	921946885
EMLC	VANECK ETF TRUST	89,684	$2.273M	1.5%	$1061.33	—	JP MRGAN EM LOC	92189H300
VTIP	VANGUARD MALVERN FDS	47,754	$2.268M	1.5%	$50.63	—	STRM INFPROIDX	922020805
HYMB	SPDR SER TR	74,292	$1.88M	1.3%	$4100.82	—	NUVEEN BLOOMBERG	78464A284
AAPL	APPLE INC	9,255	$1.782M	1.2%	$159.88	+14.3%	COM	037833100
HYD	VANECK ETF TRUST	30,759	$1.588M	1.1%	$54.30	—	HIGH YLD MUNIETF	92189H409
VBR	VANGUARD INDEX FDS	8,108	$1.459M	1.0%	$12298.68	—	SM CP VAL ETF	922908611
USDU	WISDOMTREE TR	57,848	$1.453M	1.0%	$26.12	—	BLMBG US BULL	97717W471
IDEV	ISHARES TR	22,542	$1.435M	1.0%	$58.52	—	CORE MSCI INTL	46435G326
ACWV	ISHARES INC	14,106	$1.416M	0.9%	$3568.40	—	MSCI GBL MIN VOL	464286525
VBK	VANGUARD INDEX FDS	5,364	$1.297M	0.9%	$21511.25	—	SML CP GRW ETF	922908595
SCHO	SCHWAB STRATEGIC TR	23,949	$1.16M	0.8%	$2051.80	—	SHT TM US TRES	808524862
USMV	ISHARES TR	13,583	$1.06M	0.7%	$5838.29	—	MSCI USA MIN VOL	46429B697
IEMG	ISHARES INC	20,873	$1.056M	0.7%	$8470.75	—	CORE MSCI EMKT	46434G103
SPDW	SPDR INDEX SHS FDS	29,679	$1.009M	0.7%	$34.01	—	PORTFOLIO DEVLPD	78463X889
IWN	ISHARES TR	5,411	$840K	0.6%	$151.66	—	RUS 2000 VAL ETF	464287630
IWO	ISHARES TR	3,164	$798K	0.5%	$24014.79	—	RUS 2000 GRW ETF	464287648
EBND	SPDR SER TR	33,903	$720K	0.5%	$20.62	—	BLOOMBERG EMERGI	78464A391
SUB	ISHARES TR	5,636	$594K	0.4%	$9076.43	—	SHRT NAT MUN ETF	464288158
MCD	MCDONALDS CORP	1,820	$540K	0.4%	$230.61	+12.2%	COM	580135101
SPY	SPDR S&P 500 ETF TR	1,102	$524K	0.4%	$475.31	—	TR UNIT	78462F103
V	VISA INC	1,964	$511K	0.3%	$208.81	+16.2%	COM CL A	92826C839
PEP	PEPSICO INC	2,979	$506K	0.3%	$144.44	+6.4%	COM	713448108
BKLN	INVESCO EXCH TRADED FD TR II	18,984	$402K	0.3%	$21.85	—	SR LN ETF	46138G508
MSFT	MICROSOFT CORP	1,010	$380K	0.3%	$266.81	+31.3%	COM	594918104
EMB	ISHARES TR	4,090	$364K	0.2%	$89.06	—	JPMORGAN USD EMG	464288281
SPEM	SPDR INDEX SHS FDS	10,052	$356K	0.2%	$35.41	—	PORTFOLIO EMG MK	78463X509
VYM	VANGUARD WHITEHALL FDS	2,831	$316K	0.2%	$110.14	—	HIGH DIV YLD	921946406
BSV	VANGUARD BD INDEX FDS	3,556	$274K	0.2%	$75.56	—	SHORT TRM BOND	921937827
JPM	JPMORGAN CHASE & CO	1,508	$257K	0.2%	$144.89	0.0%	COM	46625H100
VB	VANGUARD INDEX FDS	1,027	$219K	0.1%	$189.07	—	SMALL CP ETF	922908751
MINT	PIMCO ETF TR	2,052	$205K	0.1%	$98.78	—	ENHAN SHRT MA AC	72201R833