Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VOO	VANGUARD INDEX FDS	64,290	$30.9M	14.3%	$443.90	—	S&P 500 ETF SHS	922908363
BSV	VANGUARD BD INDEX FDS	326,702	$25.05M	11.6%	$76.97	—	SHORT TRM BOND	921937827
BIV	VANGUARD BD INDEX FDS	174,272	$13.14M	6.1%	$76.18	—	INTERMED TERM	921937819
VBR	VANGUARD INDEX FDS	58,580	$11.24M	5.2%	$181.31	—	SM CP VAL ETF	922908611
MUB	ISHARES TR	60,346	$6.493M	3.0%	$108.41	—	NATIONAL MUN ETF	464288414
VTV	VANGUARD INDEX FDS	37,133	$6.047M	2.8%	$150.74	—	VALUE ETF	922908744
MSFT	MICROSOFT CORP	14,143	$5.95M	2.8%	$350.36	+14.0%	COM	594918104
CMF	ISHARES TR	94,177	$5.419M	2.5%	$57.93	—	CALIF MUN BD ETF	464288356
VTI	VANGUARD INDEX FDS	18,994	$4.937M	2.3%	$238.55	—	TOTAL STK MKT	922908769
HEFA	ISHARES TR	123,514	$4.308M	2.0%	$32.17	—	HDG MSCI EAFE	46434V803
IEFA	ISHARES TR	57,494	$4.267M	2.0%	$70.61	—	CORE MSCI EAFE	46432F842
IDEV	ISHARES TR	62,574	$4.201M	1.9%	$63.97	—	CORE MSCI INTL	46435G326
VNQ	VANGUARD INDEX FDS	47,842	$4.137M	1.9%	$88.22	—	REAL ESTATE ETF	922908553
VNQI	VANGUARD INTL EQUITY INDEX F	97,854	$4.124M	1.9%	$42.54	—	GLB EX US ETF	922042676
IEMG	ISHARES INC	79,878	$4.122M	1.9%	$50.69	—	CORE MSCI EMKT	46434G103
AAPL	APPLE INC	23,129	$3.966M	1.8%	$182.81	-1.4%	COM	037833100
VSS	VANGUARD INTL EQUITY INDEX F	30,424	$3.555M	1.6%	$115.16	—	FTSE SMCAP ETF	922042718
NVDA	NVIDIA CORPORATION	3,788	$3.423M	1.6%	$49.56	+46.2%	COM	67066G104
IJR	ISHARES TR	29,467	$3.257M	1.5%	$108.57	—	CORE S&P SCP ETF	464287804
IVV	ISHARES TR	4,708	$2.475M	1.1%	$486.81	—	CORE S&P500 ETF	464287200
HYMB	SPDR SER TR	95,098	$2.443M	1.1%	$25.30	—	NUVEEN BLOOMBERG	78464A284
GOOGL	ALPHABET INC	15,961	$2.409M	1.1%	$133.35	+6.5%	CAP STK CL A	02079K305
BNDX	VANGUARD CHARLOTTE FDS	48,281	$2.375M	1.1%	$49.36	—	TOTAL INT BD ETF	92203J407
VB	VANGUARD INDEX FDS	10,376	$2.372M	1.1%	$213.33	—	SMALL CP ETF	922908751
LLY	ELI LILLY & CO	3,037	$2.363M	1.1%	$575.10	+22.2%	COM	532457108
AMZN	AMAZON COM INC	12,600	$2.273M	1.1%	$140.18	+19.1%	COM	023135106
IUSG	ISHARES TR	19,160	$2.246M	1.0%	$104.23	—	CORE S&P US GWT	464287671
SHM	SPDR SER TR	46,594	$2.21M	1.0%	$47.78	—	NUVEEN BLMBRG SH	78468R739
JNK	SPDR SER TR	21,427	$2.04M	0.9%	$94.78	—	BLOOMBERG HIGH Y	78468R622
SCHC	SCHWAB STRATEGIC TR	53,792	$1.926M	0.9%	$34.95	—	INTL SCEQT ETF	808524888
META	META PLATFORMS INC	3,652	$1.773M	0.8%	$323.40	+37.0%	CL A	30303M102
REET	ISHARES TR	60,857	$1.441M	0.7%	$24.13	—	GLOBAL REIT ETF	46434V647
IXUS	ISHARES TR	18,713	$1.27M	0.6%	$65.15	—	CORE MSCI TOTAL	46432F834
BRK/B	BERKSHIRE HATHAWAY INC DEL	2,985	$1.255M	0.6%	$350.99	+12.1%	CL B NEW	084670702
NVO	NOVO-NORDISK A S	7,903	$1.015M	0.5%	$105.15	—	ADR	670100205
VXUS	VANGUARD STAR FDS	16,336	$985K	0.5%	$58.29	—	VG TL INTL STK F	921909768
JPM	JPMORGAN CHASE & CO	4,781	$958K	0.4%	$144.89	+19.8%	COM	46625H100
SCHB	SCHWAB STRATEGIC TR	14,936	$912K	0.4%	$55.67	—	US BRD MKT ETF	808524102
VEU	VANGUARD INTL EQUITY INDEX F	15,338	$900K	0.4%	$56.14	—	ALLWRLD EX US	922042775
TSLA	TESLA INC	5,020	$882K	0.4%	$223.34	-12.5%	COM	88160R101
NFLX	NETFLIX INC	1,373	$834K	0.4%	$43.65	+29.2%	COM	64110L106
XOM	EXXON MOBIL CORP	6,244	$726K	0.3%	$97.61	+0.5%	COM	30231G102
AVGO	BROADCOM INC	532	$705K	0.3%	$94.36	+28.5%	COM	11135F101
V	VISA INC	2,452	$684K	0.3%	$242.67	+12.2%	COM CL A	92826C839
ASML	ASML HOLDING N V	698	$677K	0.3%	$774.05	—	N Y REGISTRY SHS	N07059210
MA	MASTERCARD INCORPORATED	1,393	$671K	0.3%	$402.13	+12.5%	CL A	57636Q104
SPY	SPDR S&P 500 ETF TR	1,190	$622K	0.3%	$483.93	—	TR UNIT	78462F103
VXF	VANGUARD INDEX FDS	3,535	$620K	0.3%	$165.83	—	EXTEND MKT ETF	922908652
GOOG	ALPHABET INC	3,920	$597K	0.3%	$134.68	+6.4%	CAP STK CL C	02079K107
PG	PROCTER AND GAMBLE CO	3,668	$595K	0.3%	$140.61	+6.6%	COM	742718109
UNH	UNITEDHEALTH GROUP INC	1,201	$594K	0.3%	$510.60	-4.2%	COM	91324P102
CRM	SALESFORCE INC	1,927	$580K	0.3%	$227.98	+25.1%	COM	79466L302
HD	HOME DEPOT INC	1,404	$539K	0.2%	$293.72	+18.7%	COM	437076102
VOE	VANGUARD INDEX FDS	3,444	$537K	0.2%	$147.20	—	MCAP VL IDXVIP	922908512
COST	COSTCO WHSL CORP NEW	703	$515K	0.2%	$573.49	+23.2%	COM	22160K105
ACN	ACCENTURE PLC IRELAND	1,473	$511K	0.2%	$315.05	+12.6%	SHS CLASS A	G1151C101
DBEF	DBX ETF TR	12,356	$506K	0.2%	$37.15	—	XTRACK MSCI EAFE	233051200
TM	TOYOTA MOTOR CORP	1,936	$487K	0.2%	$188.35	—	ADS	892331307
LIN	LINDE PLC	1,021	$474K	0.2%	$385.70	+9.5%	SHS	G54950103
JNJ	JOHNSON & JOHNSON	2,949	$467K	0.2%	$143.59	+4.6%	COM	478160104
WMT	WALMART INC	7,250	$436K	0.2%	$54.50	+2.8%	COM	931142103
MRK	MERCK & CO INC	3,241	$428K	0.2%	$98.07	+18.0%	COM	58933Y105
VCLT	VANGUARD SCOTTSDALE FDS	5,442	$426K	0.2%	$80.15	—	LG-TERM COR BD	92206C813
CAT	CATERPILLAR INC	1,109	$406K	0.2%	$254.73	+22.1%	COM	149123101
SAP	SAP SE	2,034	$397K	0.2%	$157.33	—	SPON ADR	803054204
ABBV	ABBVIE INC	2,084	$379K	0.2%	$135.72	+19.4%	COM	00287Y109
AMD	ADVANCED MICRO DEVICES INC	2,096	$378K	0.2%	$122.78	+42.4%	COM	007903107
ADBE	ADOBE SYSTEMS INCORPORATED	747	$377K	0.2%	$576.62	-0.6%	COM	00724F101
MUFG	MITSUBISHI UFJ FINL GROUP IN	36,795	$376K	0.2%	$8.68	—	SPONSORED ADS	606822104
MCD	MCDONALDS CORP	1,279	$361K	0.2%	$258.89	+7.4%	COM	580135101
CMG	CHIPOTLE MEXICAN GRILL INC	124	$360K	0.2%	$41.61	+22.9%	COM	169656105
TMO	THERMO FISHER SCIENTIFIC INC	614	$357K	0.2%	$489.53	+13.9%	COM	883556102
AZN	ASTRAZENECA PLC	5,171	$350K	0.2%	$67.37	—	SPONSORED ADR	046353108
INTU	INTUIT	533	$346K	0.2%	$549.55	+14.9%	COM	461202103
ITOT	ISHARES TR	2,955	$341K	0.2%	$106.14	—	CORE S&P TTL STK	464287150
BHP	BHP GROUP LTD	5,574	$322K	0.1%	$67.27	—	SPONSORED ADS	088606108
DHR	DANAHER CORPORATION	1,279	$319K	0.1%	$212.68	+13.5%	COM	235851102
UNP	UNION PAC CORP	1,294	$318K	0.1%	$209.24	+12.6%	COM	907818108
KO	COCA COLA CO	5,192	$318K	0.1%	$53.26	+6.5%	COM	191216100
SMFG	SUMITOMO MITSUI FINL GROUP I	26,647	$314K	0.1%	$9.77	—	SPONSORED ADR	86562M209
NVS	NOVARTIS AG	3,101	$300K	0.1%	$100.70	—	SPONSORED ADR	66987V109
SUB	ISHARES TR	2,778	$291K	0.1%	$105.43	—	SHRT NAT MUN ETF	464288158
BAC	BANK AMERICA CORP	7,523	$285K	0.1%	$27.83	+17.9%	COM	060505104
DIS	DISNEY WALT CO	2,278	$279K	0.1%	$102.38	0.0%	COM	254687106
EMR	EMERSON ELEC CO	2,432	$276K	0.1%	$88.09	+12.8%	COM	291011104
SBUX	STARBUCKS CORP	2,986	$273K	0.1%	$92.02	-3.7%	COM	855244109
BKNG	BOOKING HOLDINGS INC	75	$272K	0.1%	$3097.28	+13.3%	COM	09857L108
CVX	CHEVRON CORP NEW	1,705	$269K	0.1%	$137.80	+0.9%	COM	166764100
HSBC	HSBC HLDGS PLC	6,813	$268K	0.1%	$40.48	—	SPON ADR NEW	404280406
SCHP	SCHWAB STRATEGIC TR	5,118	$267K	0.1%	$52.16	—	US TIPS ETF	808524870
SHEL	SHELL PLC	3,967	$266K	0.1%	$65.94	—	SPON ADS	780259305
SYK	STRYKER CORPORATION	743	$266K	0.1%	$278.43	+18.6%	COM	863667101
PEP	PEPSICO INC	1,499	$262K	0.1%	$154.28	+1.9%	COM	713448108
ELV	ELEVANCE HEALTH INC	505	$262K	0.1%	$448.87	+7.3%	COM	036752103
EFA	ISHARES TR	3,266	$261K	0.1%	$75.35	—	RUS MDCP VAL ETF	464287465
CMA	COMERICA INC	4,675	$257K	0.1%	$40.68	+17.0%	COM	200340107
RELX	RELX PLC	5,851	$253K	0.1%	$39.88	—	SPONSORED ADR	759530108
SPGI	S&P GLOBAL INC	594	$253K	0.1%	$390.64	+9.4%	COM	78409V104
BND	VANGUARD BD INDEX FDS	3,452	$251K	0.1%	$73.55	—	TOTAL BND MRKT	921937835
BP	BP PLC	6,632	$250K	0.1%	$35.40	—	SPONSORED ADR	055622104
ISRG	INTUITIVE SURGICAL INC	613	$245K	0.1%	$377.87	0.0%	COM NEW	46120E602
—	UNILEVER PLC	4,830	$242K	0.1%	$48.62	—	SPON ADR NEW	904767704
PSX	PHILLIPS 66	1,468	$240K	0.1%	$134.98	0.0%	COM	718546104
ORCL	ORACLE CORP	1,907	$240K	0.1%	$112.35	0.0%	COM	68389X105
RIO	RIO TINTO PLC	3,748	$239K	0.1%	$74.45	—	SPONSORED ADR	767204100
HON	HONEYWELL INTL INC	1,149	$236K	0.1%	$173.36	+4.3%	COM	438516106
AMAT	APPLIED MATLS INC	1,136	$234K	0.1%	$180.39	0.0%	COM	038222105
VUG	VANGUARD INDEX FDS	676	$233K	0.1%	$344.36	—	GROWTH ETF	922908736
SONY	SONY GROUP CORP	2,704	$232K	0.1%	$94.45	—	SPONSORED ADR	835699307
ACWI	ISHARES TR	2,096	$231K	0.1%	$101.77	—	MSCI ACWI ETF	464288257
CSCO	CISCO SYS INC	4,565	$228K	0.1%	$47.98	-1.6%	COM	17275R102
GE	GENERAL ELECTRIC CO	1,295	$227K	0.1%	$116.41	0.0%	COM NEW	369604301
RTX	RTX CORPORATION	2,313	$226K	0.1%	$86.83	0.0%	COM	75513E101
TSM	TAIWAN SEMICONDUCTOR MFG LTD	1,622	$221K	0.1%	$136.03	—	SPONSORED ADS	874039100
BNL	BROADSTONE NET LEASE INC	14,000	$219K	0.1%	$17.19	—	COM	11135E203
SUSA	ISHARES TR	2,000	$218K	0.1%	$100.51	—	MSCI USA ESG SLC	464288802
UBS	UBS GROUP AG	7,031	$216K	0.1%	$26.45	+11.7%	SHS	H42097107
AMGN	AMGEN INC	750	$213K	0.1%	$256.58	+7.6%	COM	031162100
WFC	WELLS FARGO CO NEW	3,679	$213K	0.1%	$50.13	0.0%	COM	949746101
CMCSA	COMCAST CORP NEW	4,898	$212K	0.1%	$40.11	+1.3%	CL A	20030N101
TXN	TEXAS INSTRS INC	1,215	$212K	0.1%	$157.89	0.0%	COM	882508104
—	TOTALENERGIES SE	3,035	$209K	0.1%	$68.83	—	SPONSORED ADS	89151E109
UBER	UBER TECHNOLOGIES INC	2,688	$207K	0.1%	$71.78	0.0%	COM	90353T100
MCK	MCKESSON CORP	381	$204K	0.1%	$503.45	0.0%	COM	58155Q103
BSX	BOSTON SCIENTIFIC CORP	2,979	$204K	0.1%	$64.30	0.0%	COM	101137107
PLD	PROLOGIS INC.	1,546	$201K	0.1%	$122.33	0.0%	COM	74340W103
ING	ING GROEP N.V.	12,198	$201K	0.1%	$15.04	—	SPONSORED ADR	456837103
T	AT&T INC	10,110	$178K	0.1%	$15.62	0.0%	COM	00206R102
SAN	BANCO SANTANDER S.A.	34,018	$165K	0.1%	$4.16	—	ADR	05964H105
BBVA	BANCO BILBAO VIZCAYA ARGENTA	11,595	$137K	0.1%	$9.22	—	SPONSORED ADR	05946K101
TELFY	TELEFONICA S A	15,287	$67,416	0.0%	$3.93	—	SPONSORED ADR	879382208
LYG	LLOYDS BANKING GROUP PLC	25,909	$67,104	0.0%	$2.41	—	SPONSORED ADR	539439109
MFG	MIZUHO FINANCIAL GROUP INC	10,420	$41,472	0.0%	$3.98	—	SPONSORED ADR	60687Y109