Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VOO	VANGUARD INDEX FDS	49,494	$24.75M	12.1%	$443.90	—	S&P 500 ETF SHS	922908363
BSV	VANGUARD BD INDEX FDS	279,856	$21.46M	10.5%	$76.97	—	SHORT TRM BOND	921937827
BIV	VANGUARD BD INDEX FDS	152,465	$11.42M	5.6%	$76.18	—	INTERMED TERM	921937819
VBR	VANGUARD INDEX FDS	62,026	$11.32M	5.5%	$181.38	—	SM CP VAL ETF	922908611
VTV	VANGUARD INDEX FDS	44,353	$7.115M	3.5%	$152.31	—	VALUE ETF	922908744
MSFT	MICROSOFT CORP	14,388	$6.431M	3.1%	$351.50	+18.7%	COM	594918104
MUB	ISHARES TR	58,846	$6.27M	3.1%	$108.41	—	NATIONAL MUN ETF	464288414
HEFA	ISHARES TR	158,367	$5.631M	2.7%	$32.92	—	HDG MSCI EAFE	46434V803
AAPL	APPLE INC	24,173	$5.091M	2.5%	$182.91	+1.2%	COM	037833100
VTI	VANGUARD INDEX FDS	18,897	$5.055M	2.5%	$238.55	—	TOTAL STK MKT	922908769
CMF	ISHARES TR	80,112	$4.557M	2.2%	$57.93	—	CALIF MUN BD ETF	464288356
NVDA	NVIDIA CORPORATION	34,810	$4.3M	2.1%	$95.45	+5.9%	COM	67066G104
VNQ	VANGUARD INDEX FDS	51,032	$4.274M	2.1%	$87.94	—	REAL ESTATE ETF	922908553
VNQI	VANGUARD INTL EQUITY INDEX F	101,788	$4.13M	2.0%	$42.46	—	GLB EX US ETF	922042676
IEMG	ISHARES INC	66,044	$3.535M	1.7%	$50.69	—	CORE MSCI EMKT	46434G103
IEFA	ISHARES TR	46,773	$3.398M	1.7%	$70.61	—	CORE MSCI EAFE	46432F842
IDEV	ISHARES TR	51,337	$3.37M	1.6%	$63.97	—	CORE MSCI INTL	46435G326
GOOGL	ALPHABET INC	16,013	$2.917M	1.4%	$133.35	+25.5%	CAP STK CL A	02079K305
VSS	VANGUARD INTL EQUITY INDEX F	24,508	$2.879M	1.4%	$115.16	—	FTSE SMCAP ETF	922042718
LLY	ELI LILLY & CO	3,149	$2.851M	1.4%	$582.78	+35.7%	COM	532457108
IVV	ISHARES TR	4,983	$2.727M	1.3%	$490.15	—	CORE S&P500 ETF	464287200
AMZN	AMAZON COM INC	12,974	$2.507M	1.2%	$141.43	+29.9%	COM	023135106
IUSG	ISHARES TR	19,160	$2.442M	1.2%	$104.23	—	CORE S&P US GWT	464287671
SCHC	SCHWAB STRATEGIC TR	67,982	$2.419M	1.2%	$35.08	—	INTL SCEQT ETF	808524888
HYMB	SPDR SER TR	92,465	$2.352M	1.1%	$25.30	—	NUVEEN BLOOMBERG	78464A284
IJR	ISHARES TR	20,709	$2.209M	1.1%	$108.57	—	CORE S&P SCP ETF	464287804
VB	VANGUARD INDEX FDS	10,076	$2.197M	1.1%	$213.33	—	SMALL CP ETF	922908751
SHM	SPDR SER TR	45,538	$2.149M	1.0%	$47.78	—	NUVEEN BLMBRG SH	78468R739
META	META PLATFORMS INC	3,875	$1.954M	1.0%	$332.60	+45.3%	CL A	30303M102
BNDX	VANGUARD CHARLOTTE FDS	38,272	$1.863M	0.9%	$49.36	—	TOTAL INT BD ETF	92203J407
JNK	SPDR SER TR	13,624	$1.284M	0.6%	$94.78	—	BLOOMBERG HIGH Y	78468R622
BRK/B	BERKSHIRE HATHAWAY INC DEL	3,088	$1.256M	0.6%	$352.92	+15.8%	CL B NEW	084670702
NVO	NOVO-NORDISK A S	8,635	$1.233M	0.6%	$108.33	—	ADR	670100205
IXUS	ISHARES TR	17,146	$1.158M	0.6%	$65.15	—	CORE MSCI TOTAL	46432F834
REET	ISHARES TR	48,576	$1.129M	0.6%	$24.13	—	GLOBAL REIT ETF	46434V647
NFLX	NETFLIX INC	1,442	$973K	0.5%	$44.55	+40.2%	COM	64110L106
JPM	JPMORGAN CHASE & CO	4,786	$968K	0.5%	$144.89	+30.6%	COM	46625H100
SCHB	SCHWAB STRATEGIC TR	14,936	$939K	0.5%	$55.67	—	US BRD MKT ETF	808524102
AVGO	BROADCOM INC	558	$895K	0.4%	$96.38	+42.8%	COM	11135F101
GOOG	ALPHABET INC	4,834	$887K	0.4%	$141.14	+19.7%	CAP STK CL C	02079K107
VXUS	VANGUARD STAR FDS	14,570	$879K	0.4%	$58.29	—	VG TL INTL STK F	921909768
VEU	VANGUARD INTL EQUITY INDEX F	14,879	$873K	0.4%	$56.14	—	ALLWRLD EX US	922042775
XOM	EXXON MOBIL CORP	6,806	$783K	0.4%	$98.64	+11.6%	COM	30231G102
ASML	ASML HOLDING N V	743	$760K	0.4%	$789.11	—	N Y REGISTRY SHS	N07059210
V	VISA INC	2,521	$662K	0.3%	$243.44	+11.3%	COM CL A	92826C839
MA	MASTERCARD INCORPORATED	1,420	$626K	0.3%	$403.07	+12.0%	CL A	57636Q104
COST	COSTCO WHSL CORP NEW	729	$620K	0.3%	$580.63	+33.3%	COM	22160K105
VXF	VANGUARD INDEX FDS	3,535	$597K	0.3%	$165.83	—	EXTEND MKT ETF	922908652
PG	PROCTER AND GAMBLE CO	3,494	$576K	0.3%	$140.61	+11.8%	COM	742718109
SPY	SPDR S&P 500 ETF TR	1,053	$573K	0.3%	$483.93	—	TR UNIT	78462F103
WMT	WALMART INC	7,391	$500K	0.2%	$54.65	+13.4%	COM	931142103
DBEF	DBX ETF TR	12,037	$499K	0.2%	$37.15	—	XTRACK MSCI EAFE	233051200
UNH	UNITEDHEALTH GROUP INC	975	$497K	0.2%	$510.60	-7.3%	COM	91324P102
CRM	SALESFORCE INC	1,919	$493K	0.2%	$227.98	+16.1%	COM	79466L302
HD	HOME DEPOT INC	1,390	$478K	0.2%	$293.72	+11.5%	COM	437076102
AZN	ASTRAZENECA PLC	6,016	$469K	0.2%	$68.86	—	SPONSORED ADR	046353108
TSLA	TESLA INC	2,364	$468K	0.2%	$223.34	-21.7%	COM	88160R101
LIN	LINDE PLC	1,035	$454K	0.2%	$386.31	+11.5%	SHS	G54950103
VOE	VANGUARD INDEX FDS	2,982	$449K	0.2%	$147.20	—	MCAP VL IDXVIP	922908512
SUB	ISHARES TR	4,080	$427K	0.2%	$105.15	—	SHRT NAT MUN ETF	464288158
MRK	MERCK & CO INC	3,432	$425K	0.2%	$99.39	+22.5%	COM	58933Y105
SAP	SAP SE	2,106	$425K	0.2%	$158.85	—	SPON ADR	803054204
ADBE	ADOBE SYSTEMS INCORPORATED	761	$423K	0.2%	$574.92	-15.8%	COM	00724F101
TM	TOYOTA MOTOR CORP	2,003	$411K	0.2%	$188.91	—	ADS	892331307
MUFG	MITSUBISHI UFJ FINL GROUP IN	37,775	$408K	0.2%	$8.74	—	SPONSORED ADS	606822104
TSM	TAIWAN SEMICONDUCTOR MFG LTD	2,336	$406K	0.2%	$147.58	—	SPONSORED ADS	874039100
CMG	CHIPOTLE MEXICAN GRILL INC	6,298	$395K	0.2%	$61.72	+0.7%	COM	169656105
ACN	ACCENTURE PLC IRELAND	1,282	$389K	0.2%	$315.05	-5.0%	SHS CLASS A	G1151C101
CAT	CATERPILLAR INC	1,137	$379K	0.2%	$256.80	+31.9%	COM	149123101
ABBV	ABBVIE INC	2,154	$369K	0.2%	$136.42	+15.2%	COM	00287Y109
SMFG	SUMITOMO MITSUI FINL GROUP I	27,506	$369K	0.2%	$9.88	—	SPONSORED ADR	86562M209
NVS	NOVARTIS AG	3,397	$362K	0.2%	$101.20	—	SPONSORED ADR	66987V109
HSBC	HSBC HLDGS PLC	8,251	$359K	0.2%	$41.01	—	SPON ADR NEW	404280406
INTU	INTUIT	542	$356K	0.2%	$550.62	+11.6%	COM	461202103
AMD	ADVANCED MICRO DEVICES INC	2,128	$345K	0.2%	$123.35	+30.4%	COM	007903107
MCD	MCDONALDS CORP	1,313	$335K	0.2%	$258.79	-1.4%	COM	580135101
TMO	THERMO FISHER SCIENTIFIC INC	603	$334K	0.2%	$489.53	+16.4%	COM	883556102
BHP	BHP GROUP LTD	5,718	$326K	0.2%	$67.01	—	SPONSORED ADS	088606108
KO	COCA COLA CO	5,108	$325K	0.2%	$53.26	+10.6%	COM	191216100
BKNG	BOOKING HOLDINGS INC	79	$314K	0.2%	$3125.51	+16.9%	COM	09857L108
SHEL	SHELL PLC	4,350	$314K	0.2%	$66.49	—	SPON ADS	780259305
BAC	BANK AMERICA CORP	7,748	$308K	0.2%	$28.09	+31.1%	COM	060505104
JNJ	JOHNSON & JOHNSON	2,098	$307K	0.1%	$143.59	-1.5%	COM	478160104
UNP	UNION PAC CORP	1,312	$297K	0.1%	$209.46	+7.7%	COM	907818108
PEP	PEPSICO INC	1,777	$293K	0.1%	$155.54	+4.4%	COM	713448108
DHR	DANAHER CORPORATION	1,161	$290K	0.1%	$212.68	+17.7%	COM	235851102
ISRG	INTUITIVE SURGICAL INC	648	$288K	0.1%	$378.97	+5.1%	COM NEW	46120E602
RELX	RELX PLC	6,115	$281K	0.1%	$40.14	—	SPONSORED ADR	759530108
SPGI	S&P GLOBAL INC	627	$280K	0.1%	$392.39	+8.0%	COM	78409V104
ELV	ELEVANCE HEALTH INC	506	$274K	0.1%	$448.87	+14.4%	COM	036752103
BND	VANGUARD BD INDEX FDS	3,797	$274K	0.1%	$73.41	—	TOTAL BND MRKT	921937835
ORCL	ORACLE CORP	1,932	$273K	0.1%	$112.48	+8.7%	COM	68389X105
AMAT	APPLIED MATLS INC	1,148	$271K	0.1%	$180.71	+17.0%	COM	038222105
EMR	EMERSON ELEC CO	2,426	$267K	0.1%	$88.09	+22.0%	COM	291011104
SYK	STRYKER CORPORATION	758	$258K	0.1%	$279.51	+19.3%	COM	863667101
ITOT	ISHARES TR	2,158	$256K	0.1%	$106.14	—	CORE S&P TTL STK	464287150
EFA	ISHARES TR	3,266	$256K	0.1%	$75.35	—	RUS MDCP VAL ETF	464287465
RIO	RIO TINTO PLC	3,877	$256K	0.1%	$74.17	—	SPONSORED ADR	767204100
VUG	VANGUARD INDEX FDS	676	$253K	0.1%	$344.36	—	GROWTH ETF	922908736
RTX	RTX CORPORATION	2,510	$252K	0.1%	$87.87	+13.9%	COM	75513E101
TXN	TEXAS INSTRS INC	1,263	$246K	0.1%	$158.58	+11.1%	COM	882508104
BSX	BOSTON SCIENTIFIC CORP	3,166	$244K	0.1%	$64.82	+12.9%	COM	101137107
BP	BP PLC	6,725	$243K	0.1%	$35.41	—	SPONSORED ADR	055622104
AMGN	AMGEN INC	774	$242K	0.1%	$257.28	+8.6%	COM	031162100
SCHP	SCHWAB STRATEGIC TR	4,607	$240K	0.1%	$52.16	—	US TIPS ETF	808524870
HON	HONEYWELL INTL INC	1,104	$236K	0.1%	$173.36	+6.0%	COM	438516106
DIS	DISNEY WALT CO	2,375	$236K	0.1%	$102.51	+2.9%	COM	254687106
ACWI	ISHARES TR	2,096	$236K	0.1%	$101.77	—	MSCI ACWI ETF	464288257
CMA	COMERICA INC	4,410	$225K	0.1%	$40.68	+16.0%	COM	200340107
SUSA	ISHARES TR	2,000	$225K	0.1%	$100.51	—	MSCI USA ESG SLC	464288802
GE	GENERAL ELECTRIC CO	1,401	$223K	0.1%	$119.55	+32.1%	COM NEW	369604301
MCK	MCKESSON CORP	381	$223K	0.1%	$503.45	+9.8%	COM	58155Q103
UBS	UBS GROUP AG	7,466	$221K	0.1%	$26.64	+11.6%	SHS	H42097107
—	UNILEVER PLC	4,008	$220K	0.1%	$48.62	—	SPON ADR NEW	904767704
SONY	SONY GROUP CORP	2,591	$220K	0.1%	$94.45	—	SPONSORED ADR	835699307
WFC	WELLS FARGO CO NEW	3,680	$219K	0.1%	$50.13	+13.5%	COM	949746101
TJX	TJX COS INC NEW	1,966	$216K	0.1%	$98.66	0.0%	COM	872540109
CVX	CHEVRON CORP NEW	1,372	$215K	0.1%	$137.80	+7.7%	COM	166764100
ING	ING GROEP N.V.	12,513	$214K	0.1%	$15.09	—	SPONSORED ADR	456837103
—	TOTALENERGIES SE	3,179	$212K	0.1%	$68.73	—	SPONSORED ADS	89151E109
SBUX	STARBUCKS CORP	2,713	$211K	0.1%	$92.02	-15.2%	COM	855244109
PSX	PHILLIPS 66	1,467	$207K	0.1%	$134.98	+3.4%	COM	718546104
UBER	UBER TECHNOLOGIES INC	2,814	$205K	0.1%	$71.68	-3.0%	COM	90353T100
SAN	BANCO SANTANDER S.A.	36,983	$171K	0.1%	$4.20	—	ADR	05964H105
PBR	PETROLEO BRASILEIRO SA PETRO	11,267	$163K	0.1%	$14.49	—	SPONSORED ADR	71654V408
BBVA	BANCO BILBAO VIZCAYA ARGENTA	12,751	$128K	0.1%	$9.29	—	SPONSORED ADR	05946K101
LYG	LLOYDS BANKING GROUP PLC	29,024	$79,236	0.0%	$2.44	—	SPONSORED ADR	539439109
TELFY	TELEFONICA S A	15,899	$66,935	0.0%	$3.94	—	SPONSORED ADR	879382208
MFG	MIZUHO FINANCIAL GROUP INC	12,793	$54,114	0.0%	$4.03	—	SPONSORED ADR	60687Y109
ABEV	AMBEV SA	11,583	$23,745	0.0%	$2.05	—	SPONSORED ADR	02319V103
CIG	CIA ENERGETICA DE MINAS GERA	12,725	$22,396	0.0%	$1.76	—	SP ADR N-V PFD	204409601