Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
VOO	Vanguard S&P 500 ETF	27,260	$11.68M	9.2%	$428.58 *	$541.62	-5.1%	Equity ETF	922908363
GLD	SPDR Gold Trust	43,708	$10.66M	8.4%	$244.00 *	$246.09	+17.1%	Commodity ETF	78463V107
SHV	iShares Short Treasury Bond ETF	102,815	$8.038M	6.3%	$78.18 *	$110.28	+0.2%	Bond ETF	464288679
SPSB	SPDR Portfolio Short Term Corporate Bond ETF	273,654	$7.107M	5.6%	$25.97 *	$29.97	+0.4%	Bond ETF	78464A474
SDY	SPDR S&P Dividend ETF	46,537	$5.188M	4.1%	$111.49 *	$138.79	-2.2%	Equity ETF	78464A763
VGSH	Vanguard Short-Term Treasury ETF	95,907	$4.952M	3.9%	$51.63 *	$58.36	+0.6%	Bond ETF	92206C102
VCSH	Vanguard Short-Term Corporate Bond ETF	90,715	$4.754M	3.7%	$52.41 *	$78.43	+0.7%	Bond ETF	92206C409
SPTI	SPDR Portfolio Intermediate Term Treasury ETF	173,532	$4.344M	3.4%	$25.03 *	$28.14	+1.6%	Bond ETF	78464A672
RSPT	Invesco S&P 500 Equal Weight Technology ETF	148,729	$4.028M	3.2%	$27.08 *	$38.13	-10.3%	Equity ETF	46137V282
VEA	Vanguard FTSE Developed Markets ETF	88,807	$3.911M	3.1%	$44.04 *	$50.27	+1.1%	Equity ETF	921943858
BIL	SPDR Bloomberg 1-3 Month T-Bill ETF	76,625	$3.904M	3.1%	$50.94 *	$91.58	+0.2%	Bond ETF	78468R663
SPY	SPDR S&P 500 ETF Trust	7,735	$3.674M	2.9%	$475.04 *	$589.16	-5.1%	Equity ETF	78462F103
QLTA	iShares Aaa - A Rated Corporate Bond ETF	110,654	$3.541M	2.8%	$32.00 *	$47.76	-0.5%	Bond ETF	46429B291
VYM	Vanguard High Dividend Yield ETF	33,793	$3.506M	2.8%	$103.75 *	$130.42	-1.1%	Equity ETF	921946406
EZU	iShares MSCI Eurozone ETF	86,703	$3.445M	2.7%	$39.73 *	$48.91	+8.9%	Equity ETF	464286608
SPIB	SPDR Portfolio Intermediate Term Corporate Bond ETF	117,925	$3.405M	2.7%	$28.88 *	$32.96	+0.8%	Bond ETF	78464A375
ITOT	iShares Core S&P Total U.S. Stock Market ETF	35,492	$3.051M	2.4%	$85.96 *	$129.46	-5.8%	Equity ETF	464287150
FTGC	First Trust Global Tactical Commodity Strategy Fund	145,028	$2.997M	2.4%	$20.66 *	$23.73	+7.5%	Commodity ETF	33739H101
EWL	iShares MSCI Switzerland ETF	60,746	$2.745M	2.2%	$45.18 *	$48.84	+6.0%	Equity ETF	464286749
FEZ	SPDR EURO STOXX 50 ETF	65,802	$2.626M	2.1%	$39.91 *	$49.84	+9.2%	Equity ETF	78463X202
AAPL	Apple Inc	11,707	$2.089M	1.6%	$178.45 *	$234.51	-5.6%	Ordinary Share	037833100
GOOGL	Alphabet Inc	13,745	$1.927M	1.5%	$140.16 *	$174.14	-11.4%	Ordinary Share	02079K305
XLP	SPDR Consumers Staples Select Sector ETF	25,805	$1.858M	1.5%	$72.01 *	$79.81	+2.3%	Equity ETF	81369Y308
RING	iShares MSCI Global Gold Miners ETF	64,585	$1.826M	1.4%	$28.27 *	$31.59	+21.4%	Equity ETF	46434G855
AAXJ	iShares MSCI All Country Asia ex Japan ETF	32,670	$1.787M	1.4%	$54.71 *	$75.97	-2.6%	Equity ETF	464288182
VWO	Vanguard FTSE Emerging Markets ETF	45,060	$1.682M	1.3%	$37.33 *	$46.38	-2.4%	Equity ETF	922042858
IWR	iShares Russell Mid-Cap ETF	23,192	$1.569M	1.2%	$67.65 *	$90.69	-6.2%	Equity ETF	464287499
TIP	iShares TIPS Bond ETF USD (D	13,360	$1.277M	1.0%	$95.61 *	$108.63	+2.3%	Bond ETF	464287176
SPTM	SPDR Portfolio S&P 1500 Composite Stock Market ETF	21,575	$1.243M	1.0%	$57.64 *	$71.96	-5.5%	Equity ETF	78464A805
PICB	Invesco International Corporate Bond ETF	57,215	$1.164M	0.9%	$20.35 *	$22.35	-0.6%	Bond ETF	46138E636
IYH	iShares US Healthcare ETF	26,429	$1.071M	0.8%	$40.51 *	$61.75	-1.4%	Equity ETF	464287762
SCHA	Schwab US Small Cap ETF	55,574	$1.021M	0.8%	$18.37 *	$26.52	-11.6%	Equity ETF	808524607
VNQI	Vanguard Global ex-US Real Est	19,300	$698K	0.5%	$36.16 *	$40.21	+0.6%	Equity ETF	922042676
HDV	iShares Core High Dividend ETF	6,500	$649K	0.5%	$99.85 *	$23.50	+3.1%	Equity ETF	46429B663
IXC	iShares Global Energy ETF	19,628	$626K	0.5%	$31.91 *	$40.90	+2.9%	Equity ETF	464287341
FCAL	First Trust California Municipal High Income ETF	14,635	$621K	0.5%	$42.44 *	$49.29	-1.5%	Bond ETF	33739P863
CMF	iShares California Muni Bond USD	12,660	$614K	0.5%	$48.53 *	$56.83	-1.0%	Bond ETF	464288356
EWU	iShares MSCI United Kingdom ETF	18,435	$587K	0.5%	$31.85 *	$35.61	+5.2%	Equity ETF	46435G334
MSFT	Microsoft Corp	1,500	$513K	0.4%	$341.72 *	$422.35	-11.6%	Ordinary Share	594918104
IWV	iShares Russell 3000 ETF	1,835	$493K	0.4%	$268.92 *	$336.64	-5.6%	Equity ETF	464287689
FSZ	First Trust Exchange-Traded AlphaDEX Fund II	8,140	$485K	0.4%	$59.58 *	$66.41	+1.9%	Equity ETF	33737J232
PG	Procter & Gamble Co	3,200	$477K	0.4%	$149.03 *	$165.73	+0.8%	Ordinary Share	742718109
EWJ	iShares MSCI Japan ETF	8,117	$477K	0.4%	$58.74 *	$68.98	-0.6%	Equity ETF	46434G822
BRK/B	Berkshire Hathaway Inc	973	$454K	0.4%	$466.58 *	$461.73	+15.3%	Ordinary Share	084670702
MXI	iShares Global Materials ETF	6,248	$439K	0.3%	$70.19 *	$82.07	-0.4%	Equity ETF	464288695
QQQ	Invesco QQQ Trust Series I	940	$379K	0.3%	$403.11 *	$505.80	-7.3%	Equity ETF	46090E103
EFA	iShares MSCI EAFE ETF	5,070	$356K	0.3%	$70.25 *	$79.20	+3.2%	Equity ETF	464287465
PWZ	Invesco California AMT-Free Municipal Bond ETF	16,395	$336K	0.3%	$20.52 *	$24.90	-4.2%	Bond ETF	46138E206
JNJ	Johnson & Johnson	2,206	$300K	0.2%	$136.01 *	$149.74	+8.3%	Ordinary Share	478160104
MA	Mastercard Inc	632	$285K	0.2%	$451.55 *	$514.68	+6.0%	Ordinary Share	57636Q104
KO	Coca-Cola Co	4,400	$281K	0.2%	$63.84 *	$63.25	+10.8%	Ordinary Share	191216100
NVDA	NVIDIA Corp	2,766	$270K	0.2%	$97.55 *	$137.79	-21.4%	Ordinary Share	67066G104
VTEC	Vanguard California Tax-Exempt	3,110	$266K	0.2%	$85.54 *	$99.32	-0.9%	Bond ETF	922021605
BKNG	Booking Holdings Inc	64	$257K	0.2%	$4015.23 *	$4764.13	-3.8%	Ordinary Share	09857L108
GOOG	Alphabet Inc	1,710	$243K	0.2%	$142.28 *	$175.67	-11.3%	Ordinary Share	02079K107
GMF	SPDR S&P Emerging Asia Pacific ETF	2,505	$243K	0.2%	$97.11 *	$120.45	-4.0%	Equity ETF	78463X301
MDLZ	Mondelez International Inc	3,775	$227K	0.2%	$60.18 *	$59.75	+10.8%	Ordinary Share	609207105
CB	Chubb Limited	839	$213K	0.2%	$254.07 *	$281.36	+7.0%	Ordinary Share	H1467J104
FALN	iShares Fallen Angels USD Bond ETF	9,090	$206K	0.2%	$22.71 *	$27.04	-0.9%	Bond ETF	46435G474