Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IBM	IBM CORP	11,731	$3.458M	4.7%	$216.31	+17.3%	COM	459200101
VB	VANGUARD SMALL CAP ETF	14,459	$3.427M	4.7%	$240.27	—	UIE	922908751
VTI	VANGUARD TOTAL STOCK MARKET ETF	8,908	$2.708M	3.7%	$289.83	—	UIE	922908769
MSFT	MICROSOFT CORP	4,200	$2.089M	2.9%	$422.35	+2.4%	COM	594918104
WMT	WALMART INC	18,686	$1.827M	2.5%	$85.80	+10.4%	COM	931142103
HON	HONEYWELL INTL INC	7,667	$1.786M	2.4%	$203.59	-1.9%	COM	438516106
JPM	JPMORGAN CHASE & CO	5,555	$1.61M	2.2%	$228.03	+10.8%	COM	46625H100
PG	PROCTER & GAMBLE CO	10,042	$1.6M	2.2%	$165.73	-3.0%	COM	742718109
VO	VANGUARD MID CAP ETF	5,345	$1.496M	2.0%	$264.11	—	UIE	922908629
VXF	VANGUARD EXTENDED MARKETETF	6,629	$1.278M	1.7%	$189.97	—	UIE	922908652
AAPL	APPLE INC	6,212	$1.275M	1.7%	$234.51	-14.1%	COM	037833100
VWOB	VANGUARD EMERGING MKTS GOV BOND ETF	16,957	$1.108M	1.5%	$63.15	—	UIE	921946885
TRV	TRAVELERS COS INC	3,987	$1.067M	1.5%	$244.86	+6.5%	COM	89417E109
CSX	CSX CORP	31,770	$1.037M	1.4%	$33.68	-11.6%	COM	126408103
CAT	CATERPILLAR INC	2,637	$1.024M	1.4%	$381.74	-13.3%	COM	149123101
GS	GOLDMAN SACHS GROUP INC	1,396	$988K	1.4%	$544.86	+4.9%	COM	38141G104
ILF	ISHARES LATIN AMERICA 40ETF	37,099	$972K	1.3%	$20.91	—	UIE	464287390
V	VISA INC CLASS A	2,697	$957K	1.3%	$298.33	+16.3%	COM	92826C839
GE	GE AEROSPACE	3,685	$948K	1.3%	$177.15	+23.4%	COM	369604301
BK	BANK NEW YORK MELLON COR	10,200	$929K	1.3%	$75.52	+11.2%	COM	064058100
AXP	AMERICAN EXPRESS CO	2,804	$894K	1.2%	$283.58	-1.5%	COM	025816109
PM	PHILIP MORRIS INTL INC	4,900	$892K	1.2%	$120.59	+38.8%	COM	718172109
BBCA	JPMORGAN BETABUILDERS CANADA ETF	10,666	$861K	1.2%	$70.59	—	UIE	46641Q225
CSCO	CISCO SYS INC	11,956	$829K	1.1%	$55.37	+9.0%	COM	17275R102
SCHC	SCHWAB INTERNATNAL SMALLCAP EQY ETF	19,337	$824K	1.1%	$34.33	—	UIE	808524888
HD	HOME DEPOT INC	2,224	$816K	1.1%	$397.26	-10.4%	COM	437076102
GXC	SPDR S&P CHINA ETF	9,126	$799K	1.1%	$75.88	—	UIE	78463X400
VOO	VANGUARD S&P 500 ETF	1,366	$776K	1.1%	$538.96	—	UIE	922908363
EMB	ISHARES JPMORGAN USD MTSBOND ETF	8,232	$762K	1.0%	$89.04	—	UIE	464288281
MCD	MCDONALDS CORP	2,485	$726K	1.0%	$290.22	+4.6%	COM	580135101
VGK	VANGUARD FTSE EUROPE ETF	9,265	$718K	1.0%	$63.47	—	UIE	922042874
BBEU	JPMORGAN BETABUILDERS EUROPE ETF	10,642	$718K	1.0%	$55.42	—	UIE	46641Q191
FLAX	FRANKLIN FTSE ASIA EX JAPAN ETF	27,437	$713K	1.0%	$22.72	—	UIE	35473P660
VSS	VGRD FTSE ALL WRLD EX USSML CAP ETF	5,212	$700K	1.0%	$114.48	—	UIE	922042718
SCHA	SCHWAB US SMALL CAP ETF	26,537	$671K	0.9%	$25.86	—	UIE	808524607
UNH	UNITEDHEALTH GROUP INC	2,057	$642K	0.9%	$552.89	-32.2%	COM	91324P102
VZ	VERIZON COMMUNICATIONS I	14,795	$640K	0.9%	$39.40	+6.1%	COM	92343V104
IPAC	ISHARES CORE MSCI PACIFIC ETF	9,221	$633K	0.9%	$61.10	—	UIE	46434V696
VNQI	VANGUARD GLBAL EX US REAL ESTATE ETF	13,310	$614K	0.8%	$39.56	—	UIE	922042676
BRK/B	BERKSHIRE HATHAWAY CLASS B	1,241	$603K	0.8%	$461.73	+10.0%	COM	084670702
KO	THE COCA-COLA CO	8,422	$596K	0.8%	$63.09	+10.6%	COM	191216100
MRK	MERCK & CO. INC.	7,336	$581K	0.8%	$98.70	-21.6%	COM	58933Y105
VPL	VANGUARD FTSE PACIFIC ETF	7,008	$576K	0.8%	$71.04	—	UIE	922042866
JNJ	JOHNSON & JOHNSON	3,748	$573K	0.8%	$149.59	+0.8%	COM	478160104
UNP	UNION PAC CORP	2,400	$552K	0.8%	$230.22	-5.1%	COM	907818108
SPG	SIMON PPTY GROUP INC NEWREIT	3,383	$544K	0.7%	$165.60	-7.8%	RET	828806109
DIS	DISNEY WALT CO	4,347	$539K	0.7%	$103.52	-0.7%	COM	254687106
SPHY	SPDR PORTFOLIO HIGH YIELD BOND ETF	22,253	$530K	0.7%	$23.47	—	UIE	78468R606
BA	BOEING CO	2,526	$529K	0.7%	$156.93	+20.4%	COM	097023105
GSK	GSK PLC ADR FSPONSORED ADR 1 ADR REPS 2 ORD SHS	13,657	$524K	0.7%	$33.82	—	ADR	37733W204
FLCA	FRANKLIN FTSE CANADA ETF	12,330	$515K	0.7%	$36.60	—	UIE	35473P827
MMM	3M CO	3,252	$495K	0.7%	$128.38	+10.0%	COM	88579Y101
EEMA	ISHARES MSCI EMERGING MARKETS ASIA E	5,991	$495K	0.7%	$71.65	—	UIE	464286426
GEV	GE VERNOVA INC	921	$487K	0.7%	$311.89	+33.4%	COM	36828A101
FXI	ISHARES CHINA LARGE CAP ETF	13,186	$485K	0.7%	$30.44	—	UIE	464287184
SCJ	ISHARES MSCI JAPAN SMALLCAP ETF	5,630	$478K	0.7%	$73.15	—	UIE	464286582
JNK	SPDR BLMBRG BRCLY HGH YDBND ETF	4,905	$477K	0.7%	$95.47	—	UIE	78468R622
AFL	AFLAC INC	4,496	$474K	0.6%	$106.42	-2.6%	COM	001055102
AFK	VANECK AFRICA INDEX ETF	23,410	$472K	0.6%	$15.47	—	UIE	92189F866
IEMG	ISHARES CORE MSCI EMERGING ETF	7,800	$468K	0.6%	$52.22	—	UIE	46434G103
GMF	SPDR S&P EMERGING ASIA PACIFIC ETF	3,702	$468K	0.6%	$115.55	—	UIE	78463X301
IMVP	INVESCO INDIA ETF	16,402	$442K	0.6%	$25.77	—	UIE	46137R109
XOM	EXXON MOBIL CORP	4,015	$433K	0.6%	$112.36	-7.0%	COM	30231G102
CVX	CHEVRON CORP NEW	2,972	$426K	0.6%	$145.50	-5.8%	COM	166764100
EMHY	ISHARES JP MRGN EM HIGH YLD BD ETF	10,513	$410K	0.6%	$37.98	—	UIE	464286285
VEA	VANGUARD FTSE DEVELOPED MARKETS ETF	7,089	$404K	0.6%	$47.82	—	UIE	921943858
SCHG	SCHWAB US LARGE CAP GROWTH ETF	13,824	$404K	0.6%	$27.87	—	UIE	808524300
EPP	ISHARES MSCI PACIFIC EX JAPAN ETF	8,163	$403K	0.6%	$43.81	—	UIE	464286665
SCHE	SCHWAB EMERGING MARKETS EQUITY ETF	13,228	$399K	0.5%	$26.63	—	UIE	808524706
AMGN	AMGEN INC	1,406	$392K	0.5%	$286.05	-2.9%	COM	031162100
INTC	INTEL CORP	17,378	$389K	0.5%	$22.54	-8.1%	COM	458140100
INDA	ISHARES MSCI INDIA INDEXETF	6,656	$371K	0.5%	$52.64	—	UIE	46429B598
FLJP	FRANKLIN FTSE JAPAN ETF	11,410	$367K	0.5%	$28.61	—	UIE	35473P744
FLLA	FRANKLIN FTSE LATIN AMERICA ETF	16,698	$363K	0.5%	$16.90	—	UIE	35473P561
ESS	ESSEX PPTY TR INC REIT	1,255	$356K	0.5%	$282.24	-3.3%	RET	297178105
FLIN	FRANKLIN FTSE INDIA ETF	8,764	$349K	0.5%	$37.90	—	UIE	35473P769
ELME	ELME COMMUNITIES REIT REIT	21,716	$345K	0.5%	$15.27	—	RET	939653101
PPL	PPL CORP	10,100	$342K	0.5%	$31.71	+7.4%	COM	69351T106
RTX	RTX CORP	2,326	$340K	0.5%	$118.27	+11.4%	COM	75513E101
HYEM	VANECK EMERGING MRK HGH YLD BND ETF	16,930	$336K	0.5%	$19.47	—	UIE	92189F353
BBJP	JPMORGAN BETABUILDERS JAPAN ETF	5,423	$335K	0.5%	$54.89	—	UIE	46641Q217
IP	INTERNTNL PAPER CO	7,020	$329K	0.4%	$51.32	-10.4%	COM	460146103
MRSH	MARSH & MCLENNAN COS INC	1,500	$328K	0.4%	$217.77	+2.5%	COM	571748102
NKE	NIKE INC CLASS B	4,362	$310K	0.4%	$76.48	-22.8%	COM	654106103
EWJ	ISHARES MSCI JAPAN ETF	4,083	$306K	0.4%	$67.10	—	UIE	46434G822
AAXJ	ISHARES MSCI ALL COUNT ASA EX JP ETF	3,592	$297K	0.4%	$72.18	—	UIE	464288182
PLD	PROLOGIS INC REIT	2,795	$294K	0.4%	$110.17	-7.1%	RET	74340W103
MO	ALTRIA GROUP INC	4,900	$287K	0.4%	$48.82	+14.6%	COM	02209S103
C	CITIGROUP INC	3,334	$284K	0.4%	$65.38	+8.9%	COM	172967424
MCHI	ISHARES MSCI CHINA ETF	5,149	$284K	0.4%	$46.86	—	UIE	46429B671
SPDW	SPDR PORTFOLIO DEVELOPEDWORLD EX-US	6,841	$277K	0.4%	$34.13	—	UIE	78463X889
IEUR	ISHARES CORE MSCI EUROPEETF	4,148	$275K	0.4%	$53.98	—	UIE	46434V738
EFA	ISHARES MSCI EAFE ETF	3,068	$274K	0.4%	$75.61	—	UIE	464287465
IEV	ISHARES EUROPE ETF	4,327	$274K	0.4%	$52.06	—	UIE	464287861
VWO	VANGUARD FTSE EMERGING MARKETS ETF	5,529	$273K	0.4%	$44.04	—	UIE	922042858
T	AT&T INC	9,344	$270K	0.4%	$21.51	+25.3%	COM	00206R102
EFG	ISHARES MSCI EAFE GROWTHETF	2,358	$264K	0.4%	$96.83	—	UIE	464288885
BAC	BANK OF AMERICA CORP	5,573	$264K	0.4%	$42.83	-3.2%	COM	060505104
CRM	SALESFORCE INC	937	$255K	0.3%	$316.76	-16.0%	COM	79466L302
FCNCA	FIRST CTZNS BANCSHARES ICLASS A	128	$250K	0.3%	$2085.37	-13.2%	COM	31946M103
VMBS	VANGUARD MORTGAGE BACKEDSEC ETF	5,051	$234K	0.3%	$45.34	—	UIE	92206C771
MDLZ	MONDELEZ INTL INC CLASS A	3,425	$231K	0.3%	$63.61	+2.4%	COM	609207105
MBB	ISHARES MBS ETF	2,458	$231K	0.3%	$91.68	—	UIE	464288588
KIM	KIMCO RLTY CORP REIT	10,883	$229K	0.3%	$22.93	-12.5%	RET	49446R109
EWC	ISHARES MSCI CANADA ETF	4,869	$225K	0.3%	$46.20	—	UIE	464286509
DOW	DOW INC	8,141	$216K	0.3%	$42.94	-35.3%	COM	260557103
CEG	CONSTELLATION ENERGY COR	666	$215K	0.3%	$263.84	0.0%	COM	21037T109
BNDX	VANGUARD TOTAL INTERNATIONAL BOND ET	4,328	$214K	0.3%	$49.05	—	UIE	92203J407
VNO	VORNADO RLTY TR REIT	5,291	$202K	0.3%	$38.24	—	RET	929042109
MAR	MARRIOTT INTL INC NEW CLASS A	740	$202K	0.3%	$249.21	0.0%	COM	571903202
UMH	UMH PPTYS INC REIT	11,612	$195K	0.3%	$18.88	—	RET	903002103
HLN	HALEON PLC FSPONSORED ADR 1 ADR REPS 2 ORD SHS	17,073	$177K	0.2%	$9.54	—	ADR	405552100
—	WALGREENS BOOTS ALLIANCE	10,931	$125K	0.2%	$9.33	—	COM	931427108
F	FORD MTR CO DEL	10,234	$111K	0.2%	$9.87	-0.0%	COM	345370860