Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
FLOT	ISHARES TR	555,868 (+5.4%)	$28.38M (+5.4%)	4.1%	$51.05	$50.72	+0.6%	FLTG RATE NT ETF	46429B655
FLRN	SPDR SER TR	573,025 (+5.8%)	$17.67M (+5.8%)	2.5%	$30.84	$30.61	+0.8%	BLOMBERG BRC INV	78468R200
AGG	ISHARES TR	471,816 (+6.4%)	$44.61M (+1.7%)	6.4%	$94.54	$103.56	-8.7%	CORE US AGGBD ET	464287226
HYG	ISHARES TR	507,277 (+5.4%)	$39.17M (+1.8%)	5.6%	$77.21	$80.00	-3.5%	IBOXX HI YD ETF	464288513
EMB	ISHARES TR	247,539 (+3.6%)	$22.49M (-2.5%)	3.2%	$90.84	$99.39	-8.6%	JPMORGAN USD EMG	464288281
SCHZ	SCHWAB STRATEGIC TR	1,025,067 (+7.1%)	$22.65M (+2.4%)	3.2%	$22.10	$24.28	-9.0%	US AGGREGATE B	808524839
GOOG	ALPHABET INC	7,338 (+24.6%)	$2.5M (+20.1%)	0.4%	$340.74	$190.43	+78.9%	CAP STK CL C	02079K107
LQD	ISHARES TR	345,681 (+5.6%)	$35.32M (-1.1%)	5.0%	$102.18	$112.40	-9.1%	IBOXX INV CP ETF	464287242
MUB	ISHARES TR	150,731 (+4.0%)	$15.24M (-2.3%)	2.2%	$101.10	$109.01	-7.3%	NATIONAL MUN ETF	464288414
SPIB	SPDR SERIES TRUST	258,871 (+7.8%)	$8.356M (+4.0%)	1.2%	$32.28	$33.76	-4.4%	PORTFOLIO INTRMD	78464A375
SCHD	SCHWAB STRATEGIC TR	183,586 (+2.2%)	$5.972M (+4.9%)	0.9%	$32.53	$27.14	+19.9%	US DIVIDEND EQ	808524797
SHYG	ISHARES TR	186,235 (+6.2%)	$7.682M (+3.3%)	1.1%	$41.25	$44.41	-7.1%	0-5YR HI YL CP	46434V407
PCY	INVESCO EXCHNG TRADED FD TR	218,407 (+3.1%)	$4.342M (-5.3%)	0.6%	$19.88	$24.96	-20.3%	EMRNG MKT SVRG	46138E784
GOOGL	ALPHABET INC	5,078 (+17.3%)	$1.747M (+12.9%)	0.2%	$344.08	$191.79	+79.4%	CAP STK CL A	02079K305
AMZN	AMAZON COM INC	5,330 (+8.9%)	$1.328M (+13.9%)	0.2%	$249.15	$159.77	+55.9%	COM	023135106
V	VISA INC	3,017 (+7.9%)	$1.084M (+13.0%)	0.2%	$359.33	$217.74	+65.0%	COM CL A	92826C839
SCHO	SCHWAB STRATEGIC TR	55,205 (+9.1%)	$1.317M (+7.9%)	0.2%	$23.86	$24.43	-2.3%	SHT TM US TRES	808524862
SPAB	SPDR SERIES TRUST	413,148 (+5.7%)	$10.06M (+0.9%)	1.4%	$24.36	$27.34	-10.9%	PORTFOLIO AGRGTE	78464A649
VOO	VANGUARD INDEX FDS	1,950 (+3.9%)	$1.367M (+6.1%)	0.2%	$700.88	$497.33	+40.9%	S&P 500 ETF SHS	922908363
TFI	SPDR SER TR	58,216 (+4.1%)	$2.49M (-2.8%)	0.4%	$42.77	$48.29	-11.4%	NUVEEN BRC MUNIC	78468R721
VTI	VANGUARD INDEX FDS	1,839 (+8.8%)	$688K (+9.9%)	0.1%	$374.18	$231.01	+62.0%	TOTAL STK MKT	922908769
SHY	ISHARES TR	22,937 (+4.3%)	$1.863M (+3.1%)	0.3%	$81.20	$82.91	-2.1%	1 3 YR TREAS BD	464287457
LIN	LINDE PLC	918 (+2.8%)	$436K (-6.0%)	0.1%	$474.65	$471.20	+0.7%	SHS	G54950103
CORP	PIMCO ETF TR	17,424 (+4.3%)	$1.6M (-1.2%)	0.2%	$91.80	$102.28	-10.2%	INV GRD CRP BD	72201R817
SPSB	SPDR SER TR	9,039 (+8.1%)	$259K (+6.8%)	0.0%	$28.67 *	$30.02	-1.4%	PORTFOLIO SHORT	78464A474
VIG	VANGUARD SPECIALIZED FUNDS	2,832 (+3.3%)	$661K (+1.9%)	0.1%	$233.29	$158.91	+46.8%	DIV APP ETF	921908844
NFLX	NETFLIX INC	3,740 (+7.2%)	$260K (+4.4%)	0.0%	$69.58	$103.73	-32.9%	COM	64110L106
RTX	RTX CORPORATION	1,181 (+5.4%)	$219K (+3.2%)	0.0%	$185.65	$198.76	-6.6%	COM	75513E101
TSLA	TESLA INC	660 (+15.6%)	$234K (-2.5%)	0.0%	$354.81	$348.32	+1.9%	COM	88160R101

Exited Positions (6)

XOM EXXON MOBIL CORP 0.1%

Value $404K Shares 2,958 Share Price $136.72 * Est. Cost/Share $149.67 Unrealized @ Report Date +8.7%

VT VANGUARD INTL EQUITY INDEX F 0.1%

Value $371K Shares 2,365 Share Price $156.97 Est. Cost/Share $93.75 Unrealized @ Report Date +68.4%

FLEX FLEX LTD 0.0%

Value $212K Shares 1,310 Share Price $162.07 * Est. Cost/Share $121.28 Unrealized @ Report Date -9.3%

LRCX LAM RESEARCH CORP 0.0%

Value $208K Shares 480 Share Price $433.33 * Est. Cost/Share $303.56 Unrealized @ Report Date +8.2%

ROK ROCKWELL AUTOMATION INC 0.0%

Value $204K Shares 413 Share Price $495.08 * Est. Cost/Share $435.04 Unrealized @ Report Date +0.1%

AMAT APPLIED MATLS INC 0.0%

Value $204K Shares 282 Share Price $723.00 * Est. Cost/Share $461.39 Unrealized @ Report Date +10.8%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
XOM	EXXON MOBIL CORP	2,958	$404K	0.1%	$136.72 *	$149.67	+8.7%	—	30231G102
VT	VANGUARD INTL EQUITY INDEX F	2,365	$371K	0.1%	$156.97	$93.75	+68.4%	—	922042742
FLEX	FLEX LTD	1,310	$212K	0.0%	$162.07 *	$121.28	-9.3%	—	Y2573F102
LRCX	LAM RESEARCH CORP	480	$208K	0.0%	$433.33 *	$303.56	+8.2%	—	512807306
ROK	ROCKWELL AUTOMATION INC	413	$204K	0.0%	$495.08 *	$435.04	+0.1%	—	773903109
AMAT	APPLIED MATLS INC	282	$204K	0.0%	$723.00 *	$461.39	+10.8%	—	038222105

Decreased Positions (35)

IEMG ISHARES TR 3.6%

Value $25.14M (-12.2%) Shares 309,805 (-10.4%) Share Price $81.16 Est. Cost/Share $54.10 Unrealized @ Report Date +50.0%

IVV ISHARES TR 11.7%

Value $81.88M (-3.6%) Shares 106,833 (-5.8%) Share Price $766.40 Est. Cost/Share $430.90 Unrealized @ Report Date +77.7%

IJR ISHARES TR 1.8%

Value $12.92M (-17.5%) Shares 94,968 (-10.1%) Share Price $136.05 Est. Cost/Share $88.55 Unrealized @ Report Date +53.6%

IJH ISHARES TR 2.3%

Value $15.93M (-13.3%) Shares 221,446 (-7.1%) Share Price $71.95 Est. Cost/Share $56.22 Unrealized @ Report Date +28.0%

IEFA ISHARES TR 4.3%

Value $30.04M (-6.2%) Shares 310,048 (-6.5%) Share Price $96.88 Est. Cost/Share $68.98 Unrealized @ Report Date +40.4%

SCHA SCHWAB STRATEGIC TR 1.2%

Value $8.712M (-18.2%) Shares 266,987 (-9.4%) Share Price $32.63 Est. Cost/Share $23.79 Unrealized @ Report Date +37.2%

SCHM SCHWAB STRATEGIC TR 1.7%

Value $11.63M (-13.4%) Shares 341,898 (-6.2%) Share Price $34.02 Est. Cost/Share $25.22 Unrealized @ Report Date +34.9%

SCHF SCHWAB STRATEGIC TR 2.9%

Value $20.37M (-6.9%) Shares 741,475 (-6.2%) Share Price $27.47 Est. Cost/Share $18.06 Unrealized @ Report Date +52.1%

ITOT ISHARES TR 1.6%

Value $11.08M (-6.5%) Shares 66,610 (-7.6%) Share Price $166.29 Est. Cost/Share $87.32 Unrealized @ Report Date +90.4%

SPDW SPDR INDEX SHS FDS 0.8%

Value $5.504M (-7.2%) Shares 109,621 (-6.8%) Share Price $50.21 Est. Cost/Share $30.26 Unrealized @ Report Date +65.9%

SPSM SPDR SER TR 0.3%

Value $2.067M (-16.0%) Shares 39,110 (-8.4%) Share Price $52.86 Est. Cost/Share $32.04 Unrealized @ Report Date +65.0%

SPMD SPDR SERIES TRUST 0.4%

Value $2.603M (-11.4%) Shares 41,290 (-5.1%) Share Price $63.04 Est. Cost/Share $35.39 Unrealized @ Report Date +78.1%

SPY SPDR TR S&P 500 ETF TR 1.5%

Value $10.56M (-3.1%) Shares 13,842 (-5.1%) Share Price $762.61 Est. Cost/Share $256.05 Unrealized @ Report Date +197.8%

HD HOME DEPOT INC 0.1%

Value $556K (-36.5%) Shares 1,954 (-21.3%) Share Price $284.49 Est. Cost/Share $307.37 Unrealized @ Report Date -7.4%

SPYM SPDR SERIES TRUST 2.1%

Value $14.96M (-2.0%) Shares 166,663 (-4.1%) Share Price $89.76 Est. Cost/Share $36.72 Unrealized @ Report Date +144.5%

SCHB SCHWAB STRATEGIC TR 1.7%

Value $11.76M (-2.1%) Shares 401,136 (-3.2%) Share Price $29.31 Est. Cost/Share $20.25 Unrealized @ Report Date +44.8%

SPEM SPDR INDEX SHS FDS 0.8%

Value $5.864M (-3.2%) Shares 113,292 (-3.2%) Share Price $51.76 Est. Cost/Share $36.13 Unrealized @ Report Date +43.3%

DGRO ISHARES TR 1.0%

Value $7.25M (-2.1%) Shares 96,159 (-1.6%) Share Price $75.39 Est. Cost/Share $54.18 Unrealized @ Report Date +39.1%

IBM INTERNATIONAL BUSINESS MACHS 0.1%

Value $470K (-23.6%) Shares 2,137 (-2.3%) Share Price $219.91 Est. Cost/Share $138.28 Unrealized @ Report Date +59.0%

NVDA NVIDIA CORPORATION 0.3%

Value $1.877M (+7.9%) Shares 8,218 (-5.5%) Share Price $228.37 Est. Cost/Share $114.28 Unrealized @ Report Date +99.8%

— GE AEROSPACE 0.0%

Value $249K (-33.8%) Shares 797 (-20.8%) Share Price $312.29 Est. Cost/Share $298.06 Unrealized @ Report Date —

SCHE SCHWAB STRATEGIC TR 2.5%

Value $17.17M (-0.6%) Shares 471,126 (-1.2%) Share Price $36.45 Est. Cost/Share $27.14 Unrealized @ Report Date +34.3%

GEV GE VERNOVA INC 0.0%

Value $213K (-34.1%) Shares 224 (-18.5%) Share Price $950.49 Est. Cost/Share $780.17 Unrealized @ Report Date +21.8%

JPM JPMORGAN CHASE & CO 0.2%

Value $1.084M (-8.3%) Shares 3,276 (-9.3%) Share Price $330.83 Est. Cost/Share $92.62 Unrealized @ Report Date +257.2%

T AT&T INC 0.1%

Value $697K (+16.4%) Shares 28,553 (-1.3%) Share Price $24.40 Est. Cost/Share $16.33 Unrealized @ Report Date +49.4%

SPTM SPDR SERIES TRUST 0.3%

Value $1.799M (-4.5%) Shares 19,546 (-5.8%) Share Price $92.05 Est. Cost/Share $41.35 Unrealized @ Report Date +122.6%

IWF ISHARES TR 0.5%

Value $3.5M (-2.1%) Shares 27,945 (-3.0%) Share Price $125.26 Est. Cost/Share $101.55 Unrealized @ Report Date +23.4%

AVGO BROADCOM INC 0.1%

Value $508K (-10.1%) Shares 1,446 (-3.3%) Share Price $351.19 Est. Cost/Share $307.50 Unrealized @ Report Date +14.2%

VEU VANGUARD INTL EQUITY INDEX F 0.0%

Value $216K (-16.2%) Shares 2,606 (-15.4%) Share Price $82.98 Est. Cost/Share $77.77 Unrealized @ Report Date +6.7%

LLY ELI LILLY & CO 0.0%

Value $336K (-10.9%) Shares 290 (-7.6%) Share Price $1157.08 Est. Cost/Share $763.46 Unrealized @ Report Date +51.6%

IWD ISHARES TR 0.1%

Value $497K (-6.2%) Shares 2,004 (-8.3%) Share Price $247.87 Est. Cost/Share $129.56 Unrealized @ Report Date +91.4%

BRK/B BERKSHIRE HATHAWAY INC DEL 0.0%

Value $339K (-4.6%) Shares 680 (-4.1%) Share Price $497.95 Est. Cost/Share $484.45 Unrealized @ Report Date +2.8%

COST COSTCO WHSL CORP NEW 0.0%

Value $344K (-4.4%) Shares 378 (-1.8%) Share Price $910.60 Est. Cost/Share $731.69 Unrealized @ Report Date +24.4%

SCHX SCHWAB STRATEGIC TR 9.3%

Value $65.43M (+0.0%) Shares 2,180,894 (-1.9%) Share Price $30.00 Est. Cost/Share $20.57 Unrealized @ Report Date +45.9%

AMD ADVANCED MICRO DEVICES INC 0.0%

Value $212K (-2.0%) Shares 347 (-7.0%) Share Price $611.76 Est. Cost/Share $409.99 Unrealized @ Report Date +49.2%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
IEMG	ISHARES TR	309,805 (-10.4%)	$25.14M (-12.2%)	3.6%	$81.16	$54.10	+50.0%	CORE MSCI EMKT	46434G103
IVV	ISHARES TR	106,833 (-5.8%)	$81.88M (-3.6%)	11.7%	$766.40	$430.90	+77.7%	CORE S&P500 ETF	464287200
IJR	ISHARES TR	94,968 (-10.1%)	$12.92M (-17.5%)	1.8%	$136.05	$88.55	+53.6%	CORE S&P SCP ETF	464287804
IJH	ISHARES TR	221,446 (-7.1%)	$15.93M (-13.3%)	2.3%	$71.95	$56.22	+28.0%	CORE S&P MCP ETF	464287507
IEFA	ISHARES TR	310,048 (-6.5%)	$30.04M (-6.2%)	4.3%	$96.88	$68.98	+40.4%	CORE MSCI EAFE	46432F842
SCHA	SCHWAB STRATEGIC TR	266,987 (-9.4%)	$8.712M (-18.2%)	1.2%	$32.63	$23.79	+37.2%	US SML CAP ETF	808524607
SCHM	SCHWAB STRATEGIC TR	341,898 (-6.2%)	$11.63M (-13.4%)	1.7%	$34.02	$25.22	+34.9%	US MID-CAP ETF	808524508
SCHF	SCHWAB STRATEGIC TR	741,475 (-6.2%)	$20.37M (-6.9%)	2.9%	$27.47	$18.06	+52.1%	INTL EQTY ETF	808524805
ITOT	ISHARES TR	66,610 (-7.6%)	$11.08M (-6.5%)	1.6%	$166.29	$87.32	+90.4%	CORE S&P TTL STK	464287150
SPDW	SPDR INDEX SHS FDS	109,621 (-6.8%)	$5.504M (-7.2%)	0.8%	$50.21	$30.26	+65.9%	PORTFOLIO DEVLPD	78463X889
SPSM	SPDR SER TR	39,110 (-8.4%)	$2.067M (-16.0%)	0.3%	$52.86	$32.04	+65.0%	PORTFOLIO SM ETF	78468R853
SPMD	SPDR SERIES TRUST	41,290 (-5.1%)	$2.603M (-11.4%)	0.4%	$63.04	$35.39	+78.1%	PORTFOLIO MD ETF	78464A847
SPY	SPDR TR S&P 500 ETF TR	13,842 (-5.1%)	$10.56M (-3.1%)	1.5%	$762.61	$256.05	+197.8%	TR UNIT	78462F103
HD	HOME DEPOT INC	1,954 (-21.3%)	$556K (-36.5%)	0.1%	$284.49	$307.37	-7.4%	COM	437076102
SPYM	SPDR SERIES TRUST	166,663 (-4.1%)	$14.96M (-2.0%)	2.1%	$89.76	$36.72	+144.5%	STATE STREET SPD	78464A854
SCHB	SCHWAB STRATEGIC TR	401,136 (-3.2%)	$11.76M (-2.1%)	1.7%	$29.31	$20.25	+44.8%	US BRD MKT ETF	808524102
SPEM	SPDR INDEX SHS FDS	113,292 (-3.2%)	$5.864M (-3.2%)	0.8%	$51.76	$36.13	+43.3%	PORTFOLIO EMG MK	78463X509
DGRO	ISHARES TR	96,159 (-1.6%)	$7.25M (-2.1%)	1.0%	$75.39	$54.18	+39.1%	CORE DIV GRWTH	46434V621
IBM	INTERNATIONAL BUSINESS MACHS	2,137 (-2.3%)	$470K (-23.6%)	0.1%	$219.91	$138.28	+59.0%	COM	459200101
NVDA	NVIDIA CORPORATION	8,218 (-5.5%)	$1.877M (+7.9%)	0.3%	$228.37	$114.28	+99.8%	COM	67066G104
—	GE AEROSPACE	797 (-20.8%)	$249K (-33.8%)	0.0%	$312.29	$298.06	—	COM NEW	369604951
SCHE	SCHWAB STRATEGIC TR	471,126 (-1.2%)	$17.17M (-0.6%)	2.5%	$36.45	$27.14	+34.3%	EMRG MKTEQ ETF	808524706
GEV	GE VERNOVA INC	224 (-18.5%)	$213K (-34.1%)	0.0%	$950.49	$780.17	+21.8%	COM	36828A101
JPM	JPMORGAN CHASE & CO	3,276 (-9.3%)	$1.084M (-8.3%)	0.2%	$330.83	$92.62	+257.2%	COM	46625H100
T	AT&T INC	28,553 (-1.3%)	$697K (+16.4%)	0.1%	$24.40	$16.33	+49.4%	COM	00206R102
SPTM	SPDR SERIES TRUST	19,546 (-5.8%)	$1.799M (-4.5%)	0.3%	$92.05	$41.35	+122.6%	PORTFOLIO TL STK	78464A805
IWF	ISHARES TR	27,945 (-3.0%)	$3.5M (-2.1%)	0.5%	$125.26	$101.55	+23.4%	RUS 1000 GRW ETF	464287614
AVGO	BROADCOM INC	1,446 (-3.3%)	$508K (-10.1%)	0.1%	$351.19	$307.50	+14.2%	COM	11135F101
VEU	VANGUARD INTL EQUITY INDEX F	2,606 (-15.4%)	$216K (-16.2%)	0.0%	$82.98	$77.77	+6.7%	ALLWRLD EX US	922042775
LLY	ELI LILLY & CO	290 (-7.6%)	$336K (-10.9%)	0.0%	$1157.08	$763.46	+51.6%	COM	532457108
IWD	ISHARES TR	2,004 (-8.3%)	$497K (-6.2%)	0.1%	$247.87	$129.56	+91.4%	RUS 1000 VAL ETF	464287598
BRK/B	BERKSHIRE HATHAWAY INC DEL	680 (-4.1%)	$339K (-4.6%)	0.0%	$497.95	$484.45	+2.8%	CL B NEW	084670702
COST	COSTCO WHSL CORP NEW	378 (-1.8%)	$344K (-4.4%)	0.0%	$910.60	$731.69	+24.4%	COM	22160K105
SCHX	SCHWAB STRATEGIC TR	2,180,894 (-1.9%)	$65.43M (+0.0%)	9.3%	$30.00	$20.57	+45.9%	US LRG CAP ETF	808524201
AMD	ADVANCED MICRO DEVICES INC	347 (-7.0%)	$212K (-2.0%)	0.0%	$611.76	$409.99	+49.2%	COM	007903107

Unchanged Positions (40)

AAPL APPLE INC 1.6%

Value $11.32M Shares 33,984 Share Price $333.02 Est. Cost/Share $106.64 Unrealized @ Report Date +212.3%

MSFT MICROSOFT CORP 0.5%

Value $3.582M Shares 6,984 Share Price $512.92 Est. Cost/Share $201.87 Unrealized @ Report Date +154.1%

CL COLGATE PALMOLIVE CO 0.8%

Value $5.451M Shares 63,892 Share Price $85.32 Est. Cost/Share $83.80 Unrealized @ Report Date +1.8%

META META PLATFORMS INC 0.2%

Value $1.434M Shares 1,977 Share Price $725.15 Est. Cost/Share $344.85 Unrealized @ Report Date +110.3%

SCHG SCHWAB STRATEGIC TR 0.5%

Value $3.667M Shares 102,064 Share Price $35.93 Est. Cost/Share $24.06 Unrealized @ Report Date +49.4%

MRK MERCK & CO INC 0.2%

Value $1.34M Shares 9,225 Share Price $145.31 Est. Cost/Share $57.03 Unrealized @ Report Date +154.8%

WDC WESTERN DIGITAL CORP 0.0%

Value $266K Shares 586 Share Price $454.46 Est. Cost/Share $486.23 Unrealized @ Report Date -6.5%

SNDK SANDISK CORP 0.0%

Value $339K Shares 195 Share Price $1739.89 Est. Cost/Share $1427.50 Unrealized @ Report Date +21.9%

CVX CHEVRON CORP NEW 0.1%

Value $531K Shares 2,599 Share Price $204.21 Est. Cost/Share $84.49 Unrealized @ Report Date +141.7%

CSCO CISCO SYS INC 0.2%

Value $1.054M Shares 9,791 Share Price $107.63 Est. Cost/Share $47.56 Unrealized @ Report Date +126.3%

DELL DELL TECHNOLOGIES INC 0.1%

Value $363K Shares 674 Share Price $537.95 Est. Cost/Share $289.23 Unrealized @ Report Date +86.0%

SPYD SPDR SER TR 0.2%

Value $1.708M Shares 37,655 Share Price $45.37 Est. Cost/Share $40.02 Unrealized @ Report Date +13.4%

JNJ JOHNSON & JOHNSON 0.3%

Value $1.933M Shares 7,302 Share Price $264.74 Est. Cost/Share $120.23 Unrealized @ Report Date +120.2%

SBUX STARBUCKS CORP 0.1%

Value $620K Shares 6,601 Share Price $93.96 Est. Cost/Share $94.34 Unrealized @ Report Date -0.4%

PEG PUBLIC SVC ENTERPRISE GRP IN 0.0%

Value $246K Shares 3,652 Share Price $67.34 Est. Cost/Share $44.10 Unrealized @ Report Date +52.7%

NEE NEXTERA ENERGY INC 0.0%

Value $324K Shares 4,284 Share Price $75.73 Est. Cost/Share $65.33 Unrealized @ Report Date +15.9%

PFE PFIZER INC 0.0%

Value $302K Shares 10,599 Share Price $28.52 Est. Cost/Share $26.16 Unrealized @ Report Date +9.0%

WMT WALMART INC 0.1%

Value $454K Shares 4,371 Share Price $103.92 Est. Cost/Share $60.18 Unrealized @ Report Date +72.7%

COKE COCA COLA CONSOLIDATED INC 0.1%

Value $787K Shares 9,140 Share Price $86.08 * Est. Cost/Share $36.95 Unrealized @ Report Date +412.2%

UNH UNITEDHEALTH GROUP INC 0.0%

Value $283K Shares 770 Share Price $367.08 Est. Cost/Share $371.11 Unrealized @ Report Date -1.1%

INTC INTEL CORP 0.0%

Value $229K Shares 1,904 Share Price $120.23 Est. Cost/Share $101.12 Unrealized @ Report Date +18.9%

TT TRANE TECHNOLOGIES PLC 0.1%

Value $391K Shares 866 Share Price $451.98 Est. Cost/Share $413.59 Unrealized @ Report Date +9.3%

SCHV SCHWAB STRATEGIC TR 0.1%

Value $806K Shares 24,210 Share Price $33.31 Est. Cost/Share $23.94 Unrealized @ Report Date +39.1%

RSP INVESCO EXCHANGE TRADED FD T 0.2%

Value $1.454M Shares 6,989 Share Price $208.03 Est. Cost/Share $153.10 Unrealized @ Report Date +35.9%

BAC BANK AMER CORP 0.1%

Value $701K Shares 12,875 Share Price $54.43 Est. Cost/Share $27.51 Unrealized @ Report Date +97.9%

C CITIGROUP INC 0.1%

Value $381K Shares 2,939 Share Price $129.48 Est. Cost/Share $77.36 Unrealized @ Report Date +67.4%

FBND FIDELITY MERRIMACK STR TR 0.1%

Value $547K Shares 12,636 Share Price $43.30 Est. Cost/Share $46.09 Unrealized @ Report Date -6.0%

ORCL ORACLE CORP 0.1%

Value $360K Shares 2,625 Share Price $137.30 Est. Cost/Share $103.91 Unrealized @ Report Date +32.1%

PNC PNC FINL SVCS GROUP INC 0.0%

Value $217K Shares 978 Share Price $222.26 Est. Cost/Share $192.78 Unrealized @ Report Date +15.3%

QQQ INVESCO QQQ TR 0.3%

Value $1.929M Shares 2,608 Share Price $739.71 Est. Cost/Share $485.14 Unrealized @ Report Date +52.5%

VZ VERIZON COMMUNICATIONS INC 0.0%

Value $275K Shares 5,991 Share Price $45.87 Est. Cost/Share $38.92 Unrealized @ Report Date +17.9%

IWP ISHARES TR 0.0%

Value $325K Shares 2,360 Share Price $137.68 Est. Cost/Share $99.82 Unrealized @ Report Date +37.9%

DIS DISNEY WALT CO 0.0%

Value $236K Shares 2,248 Share Price $104.88 Est. Cost/Share $143.12 Unrealized @ Report Date -26.7%

PM PHILIP MORRIS INTL INC 0.0%

Value $264K Shares 3,924 Share Price $67.34 * Est. Cost/Share $109.82 Unrealized @ Report Date +73.8%

VUG VANGUARD INDEX FDS 0.1%

Value $392K Shares 4,347 Share Price $90.11 Est. Cost/Share $62.42 Unrealized @ Report Date +44.4%

TSM TAIWAN SEMICONDUCTOR MANUFAC 0.0%

Value $297K Shares 650 Share Price $456.19 Est. Cost/Share $344.13 Unrealized @ Report Date +32.6%

DFUS DIMENSIONAL ETF TRUST 0.1%

Value $475K Shares 5,721 Share Price $83.03 Est. Cost/Share $46.61 Unrealized @ Report Date +78.1%

CSX CSX CORP 0.0%

Value $214K Shares 4,600 Share Price $46.51 Est. Cost/Share $45.15 Unrealized @ Report Date +3.0%

— ISHARES TR 0.0%

Value $246K Shares 590 Share Price $416.13 Est. Cost/Share $177.76 Unrealized @ Report Date —

MMM 3M CO 0.0%

Value $248K Shares 1,513 Share Price $164.15 Est. Cost/Share $158.89 Unrealized @ Report Date +3.3%

Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
AAPL	APPLE INC	33,984	$11.32M	1.6%	$333.02	$106.64	+212.3%	COM	037833100
MSFT	MICROSOFT CORP	6,984	$3.582M	0.5%	$512.92	$201.87	+154.1%	COM	594918104
CL	COLGATE PALMOLIVE CO	63,892	$5.451M	0.8%	$85.32	$83.80	+1.8%	COM	194162103
META	META PLATFORMS INC	1,977	$1.434M	0.2%	$725.15	$344.85	+110.3%	CL A	30303M102
SCHG	SCHWAB STRATEGIC TR	102,064	$3.667M	0.5%	$35.93	$24.06	+49.4%	US LCAP GR ETF	808524300
MRK	MERCK & CO INC	9,225	$1.34M	0.2%	$145.31	$57.03	+154.8%	COM	58933Y105
WDC	WESTERN DIGITAL CORP	586	$266K	0.0%	$454.46	$486.23	-6.5%	COM	958102105
SNDK	SANDISK CORP	195	$339K	0.0%	$1739.89	$1427.50	+21.9%	COM	80004C200
CVX	CHEVRON CORP NEW	2,599	$531K	0.1%	$204.21	$84.49	+141.7%	COM	166764100
CSCO	CISCO SYS INC	9,791	$1.054M	0.2%	$107.63	$47.56	+126.3%	COM	17275R102
DELL	DELL TECHNOLOGIES INC	674	$363K	0.1%	$537.95	$289.23	+86.0%	CL C	24703L202
SPYD	SPDR SER TR	37,655	$1.708M	0.2%	$45.37	$40.02	+13.4%	PRTFLO S&P500 HI	78468R788
JNJ	JOHNSON & JOHNSON	7,302	$1.933M	0.3%	$264.74	$120.23	+120.2%	COM	478160104
SBUX	STARBUCKS CORP	6,601	$620K	0.1%	$93.96	$94.34	-0.4%	COM	855244109
PEG	PUBLIC SVC ENTERPRISE GRP IN	3,652	$246K	0.0%	$67.34	$44.10	+52.7%	COM	744573106
NEE	NEXTERA ENERGY INC	4,284	$324K	0.0%	$75.73	$65.33	+15.9%	COM	65339F101
PFE	PFIZER INC	10,599	$302K	0.0%	$28.52	$26.16	+9.0%	COM	717081103
WMT	WALMART INC	4,371	$454K	0.1%	$103.92	$60.18	+72.7%	COM	931142103
COKE	COCA COLA CONSOLIDATED INC	9,140	$787K	0.1%	$86.08 *	$36.95	+412.2%	COM	191098102
UNH	UNITEDHEALTH GROUP INC	770	$283K	0.0%	$367.08	$371.11	-1.1%	COM	91324P102
INTC	INTEL CORP	1,904	$229K	0.0%	$120.23	$101.12	+18.9%	COM	458140100
TT	TRANE TECHNOLOGIES PLC	866	$391K	0.1%	$451.98	$413.59	+9.3%	SHS	G8994E103
SCHV	SCHWAB STRATEGIC TR	24,210	$806K	0.1%	$33.31	$23.94	+39.1%	US LCAP VA ETF	808524409
RSP	INVESCO EXCHANGE TRADED FD T	6,989	$1.454M	0.2%	$208.03	$153.10	+35.9%	S&P500 EQL WGT	46137V357
BAC	BANK AMER CORP	12,875	$701K	0.1%	$54.43	$27.51	+97.9%	COM	060505104
C	CITIGROUP INC	2,939	$381K	0.1%	$129.48	$77.36	+67.4%	COM NEW	172967424
FBND	FIDELITY MERRIMACK STR TR	12,636	$547K	0.1%	$43.30	$46.09	-6.0%	TOTAL BD ETF	316188309
ORCL	ORACLE CORP	2,625	$360K	0.1%	$137.30	$103.91	+32.1%	COM	68389X105
PNC	PNC FINL SVCS GROUP INC	978	$217K	0.0%	$222.26	$192.78	+15.3%	COM	693475105
QQQ	INVESCO QQQ TR	2,608	$1.929M	0.3%	$739.71	$485.14	+52.5%	UNIT SER 1	46090E103
VZ	VERIZON COMMUNICATIONS INC	5,991	$275K	0.0%	$45.87	$38.92	+17.9%	COM	92343V104
IWP	ISHARES TR	2,360	$325K	0.0%	$137.68	$99.82	+37.9%	RUS MD CP GR ETF	464287481
DIS	DISNEY WALT CO	2,248	$236K	0.0%	$104.88	$143.12	-26.7%	COM	254687106
PM	PHILIP MORRIS INTL INC	3,924	$264K	0.0%	$67.34 *	$109.82	+73.8%	COM	718172109
VUG	VANGUARD INDEX FDS	4,347	$392K	0.1%	$90.11	$62.42	+44.4%	GROWTH ETF	922908736
TSM	TAIWAN SEMICONDUCTOR MANUFAC	650	$297K	0.0%	$456.19	$344.13	+32.6%	SPONSORED ADS	874039100
DFUS	DIMENSIONAL ETF TRUST	5,721	$475K	0.1%	$83.03	$46.61	+78.1%	US EQUITY ETF	25434V401
CSX	CSX CORP	4,600	$214K	0.0%	$46.51	$45.15	+3.0%	COM	126408103
—	ISHARES TR	590	$246K	0.0%	$416.13	$177.76	—	RUSSELL 1000 US	46435G169
MMM	3M CO	1,513	$248K	0.0%	$164.15	$158.89	+3.3%	COM	88579Y101