Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
STRL	STERLING INFRASTRUCTURE INC	663	$556K	0.1%	$839.36	—	COM	859241101
HPE	HEWLETT PACKARD ENTERPRISE C	9,038	$408K	0.0%	$45.11	—	COM	42824C109
INTC	INTEL CORP	2,884	$403K	0.0%	$139.63	—	COM	458140100
CLS	CELESTICA INC	1,063	$388K	0.0%	$364.80	—	COM	15101Q207
AIP	ARTERIS INC	6,947	$338K	0.0%	$48.59	—	COM	04302A104
SLV	ISHARES SILVER TR	5,950	$318K	0.0%	$53.47	—	ISHARES	46428Q109
CRDO	CREDO TECHNOLOGY GROUP HOLDI	1,148	$312K	0.0%	$271.95	—	ORDINARY SHARES	G25457105
POWL	POWELL INDS INC	1,020	$292K	0.0%	$286.36	—	COM	739128106
WDC	WESTERN DIGITAL CORP	449	$287K	0.0%	$638.72	—	COM	958102105
TTMI	TTM TECHNOLOGIES INC	1,492	$279K	0.0%	$187.02	—	COM	87305R109
TQQQ	PROSHARES TR	2,766	$224K	0.0%	$81.00	—	ULTRAPRO QQQ	74347X831
GM	GENERAL MTRS CO	2,886	$222K	0.0%	$77.08	—	COM	37045V100
EAT	BRINKER INTL INC	1,252	$210K	0.0%	$168.00	—	COM	109641100
BK	BANK OF NY MELLON CORP	1,394	$202K	0.0%	$144.61	—	COM	064058100

Increased Positions (31)

VTV VANGUARD INDEX FDS 5.5%

Value $47.74M (+29.5%) Shares 219,076 (+16.6%) Est. Cost $198.60 Unrealized —

SCHA SCHWAB STRATEGIC TR 4.6%

Value $39.63M (+31.2%) Shares 1,096,973 (+5.6%) Est. Cost $35.30 Unrealized —

SCHF SCHWAB STRATEGIC TR 5.4%

Value $46.23M (+19.5%) Shares 1,668,792 (+6.8%) Est. Cost $27.40 Unrealized —

DFAE DIMENSIONAL ETF TRUST 3.0%

Value $26.19M (+30.6%) Shares 651,220 (+9.9%) Est. Cost $34.43 Unrealized —

VGIT VANGUARD SCOTTSDALE FDS 5.8%

Value $49.68M (+6.8%) Shares 842,326 (+7.8%) Est. Cost $59.51 Unrealized —

VSS VANGUARD INTL EQUITY INDEX F 2.0%

Value $17.58M (+20.2%) Shares 113,969 (+13.6%) Est. Cost $146.81 Unrealized —

DFAT DIMENSIONAL ETF TRUST 2.5%

Value $21.32M (+15.9%) Shares 304,985 (+3.6%) Est. Cost $48.65 Unrealized —

SCHR SCHWAB STRATEGIC TR 0.5%

Value $4.169M (+189.2%) Shares 169,040 (+192.1%) Est. Cost $24.75 Unrealized —

SCHP SCHWAB STRATEGIC TR 5.0%

Value $43.03M (+6.6%) Shares 1,623,663 (+7.0%) Est. Cost $36.84 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 0.8%

Value $7.16M (+58.5%) Shares 9,588 (+38.0%) Est. Cost $600.04 Unrealized —

VWOB VANGUARD WHITEHALL FDS 3.4%

Value $29.3M (+9.7%) Shares 435,695 (+7.2%) Est. Cost $63.66 Unrealized —

BNDX VANGUARD CHARLOTTE FDS 2.5%

Value $21.23M (+12.1%) Shares 438,441 (+11.3%) Est. Cost $48.09 Unrealized —

IGIB ISHARES TR 0.4%

Value $3.869M (+121.3%) Shares 72,763 (+121.5%) Est. Cost $53.19 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.4%

Value $3.134M (+128.9%) Shares 6,263 (+119.2%) Est. Cost $463.04 Unrealized —

DFIV DIMENSIONAL ETF TRUST 2.0%

Value $17.46M (+11.2%) Shares 323,303 (+8.7%) Est. Cost $52.88 Unrealized —

SHYG ISHARES TR 2.2%

Value $19.25M (+8.8%) Shares 453,800 (+8.6%) Est. Cost $42.32 Unrealized —

MBB ISHARES TR 2.0%

Value $17.08M (+8.7%) Shares 180,746 (+9.2%) Est. Cost $94.91 Unrealized —

SCHV SCHWAB STRATEGIC TR 0.9%

Value $7.631M (+21.3%) Shares 219,227 (+6.3%) Est. Cost $30.75 Unrealized —

VMBS VANGUARD SCOTTSDALE FDS 0.2%

Value $1.642M (+223.8%) Shares 35,076 (+224.8%) Est. Cost $46.85 Unrealized —

VCIT VANGUARD SCOTTSDALE FDS 2.4%

Value $21.09M (+5.2%) Shares 255,153 (+5.3%) Est. Cost $82.74 Unrealized —

IVV ISHARES TR 0.4%

Value $3.597M (+25.9%) Shares 4,803 (+9.8%) Est. Cost $294.18 Unrealized —

SCHC SCHWAB STRATEGIC TR 1.1%

Value $9.235M (+8.6%) Shares 191,915 (+5.5%) Est. Cost $46.81 Unrealized —

MU MICRON TECHNOLOGY INC 0.1%

Value $977K (+272.5%) Shares 846 (+9.0%) Est. Cost $450.52 Unrealized —

IWM ISHARES TR 0.1%

Value $612K (+199.7%) Shares 2,036 (+147.4%) Est. Cost $279.23 Unrealized —

SCYB SCHWAB STRATEGIC TR 0.2%

Value $1.394M (+28.2%) Shares 53,264 (+27.3%) Est. Cost $26.04 Unrealized —

EFV ISHARES TR 0.2%

Value $2.046M (+12.6%) Shares 26,722 (+9.4%) Est. Cost $74.54 Unrealized —

GLD SPDR GOLD TR 0.1%

Value $1.056M (+14.3%) Shares 2,867 (+33.5%) Est. Cost $253.47 Unrealized —

IWF ISHARES TR 0.1%

Value $622K (+16.5%) Shares 5,012 (+300.0%) Est. Cost $139.44 Unrealized —

SNPS SYNOPSYS INC 0.0%

Value $268K (+30.1%) Shares 600 (+15.6%) Est. Cost $479.79 Unrealized —

CVX CHEVRON CORPORATION 0.0%

Value $221K (-18.7%) Shares 1,331 (+1.4%) Est. Cost $171.78 Unrealized —

IAGG ISHARES TR 0.1%

Value $520K (+7.7%) Shares 10,268 (+6.5%) Est. Cost $50.07 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VTV	VANGUARD INDEX FDS	219,076 (+16.6%)	$47.74M (+29.5%)	5.5%	$198.60	—	VALUE ETF	922908744
SCHA	SCHWAB STRATEGIC TR	1,096,973 (+5.6%)	$39.63M (+31.2%)	4.6%	$35.30	—	US SML CAP ETF	808524607
SCHF	SCHWAB STRATEGIC TR	1,668,792 (+6.8%)	$46.23M (+19.5%)	5.4%	$27.40	—	INTL EQTY ETF	808524805
DFAE	DIMENSIONAL ETF TRUST	651,220 (+9.9%)	$26.19M (+30.6%)	3.0%	$34.43	—	EMGR CRE EQT MNG	25434V302
VGIT	VANGUARD SCOTTSDALE FDS	842,326 (+7.8%)	$49.68M (+6.8%)	5.8%	$59.51	—	INTER TERM TREAS	92206C706
VSS	VANGUARD INTL EQUITY INDEX F	113,969 (+13.6%)	$17.58M (+20.2%)	2.0%	$146.81	—	FTSE SMCAP ETF	922042718
DFAT	DIMENSIONAL ETF TRUST	304,985 (+3.6%)	$21.32M (+15.9%)	2.5%	$48.65	—	US TARGETED VLU	25434V609
SCHR	SCHWAB STRATEGIC TR	169,040 (+192.1%)	$4.169M (+189.2%)	0.5%	$24.75	—	INT-TRM U.S TRES	808524854
SCHP	SCHWAB STRATEGIC TR	1,623,663 (+7.0%)	$43.03M (+6.6%)	5.0%	$36.84	—	US TIPS ETF	808524870
SPY	STATE STR SPDR S&P 500 ETF T	9,588 (+38.0%)	$7.16M (+58.5%)	0.8%	$600.04	—	TR UNIT	78462F103
VWOB	VANGUARD WHITEHALL FDS	435,695 (+7.2%)	$29.3M (+9.7%)	3.4%	$63.66	—	EM MK GOV BD ETF	921946885
BNDX	VANGUARD CHARLOTTE FDS	438,441 (+11.3%)	$21.23M (+12.1%)	2.5%	$48.09	—	TOTAL INT BD ETF	92203J407
IGIB	ISHARES TR	72,763 (+121.5%)	$3.869M (+121.3%)	0.4%	$53.19	—	ISHS 5-10YR INVT	464288638
BRK/B	BERKSHIRE HATHAWAY INC DEL	6,263 (+119.2%)	$3.134M (+128.9%)	0.4%	$463.04	—	CL B NEW	084670702
DFIV	DIMENSIONAL ETF TRUST	323,303 (+8.7%)	$17.46M (+11.2%)	2.0%	$52.88	—	INTERNATNAL VAL	25434V807
SHYG	ISHARES TR	453,800 (+8.6%)	$19.25M (+8.8%)	2.2%	$42.32	—	0-5YR HI YL CP	46434V407
MBB	ISHARES TR	180,746 (+9.2%)	$17.08M (+8.7%)	2.0%	$94.91	—	MBS ETF	464288588
SCHV	SCHWAB STRATEGIC TR	219,227 (+6.3%)	$7.631M (+21.3%)	0.9%	$30.75	—	US LCAP VA ETF	808524409
VMBS	VANGUARD SCOTTSDALE FDS	35,076 (+224.8%)	$1.642M (+223.8%)	0.2%	$46.85	—	MTG-BKD SECS ETF	92206C771
VCIT	VANGUARD SCOTTSDALE FDS	255,153 (+5.3%)	$21.09M (+5.2%)	2.4%	$82.74	—	INT-TERM CORP	92206C870
IVV	ISHARES TR	4,803 (+9.8%)	$3.597M (+25.9%)	0.4%	$294.18	—	CORE S&P500 ETF	464287200
SCHC	SCHWAB STRATEGIC TR	191,915 (+5.5%)	$9.235M (+8.6%)	1.1%	$46.81	—	INTL SCEQT ETF	808524888
MU	MICRON TECHNOLOGY INC	846 (+9.0%)	$977K (+272.5%)	0.1%	$450.52	—	COM	595112103
IWM	ISHARES TR	2,036 (+147.4%)	$612K (+199.7%)	0.1%	$279.23	—	RUSSELL 2000 ETF	464287655
SCYB	SCHWAB STRATEGIC TR	53,264 (+27.3%)	$1.394M (+28.2%)	0.2%	$26.04	—	HIGH YIEL BD ETF	808524631
EFV	ISHARES TR	26,722 (+9.4%)	$2.046M (+12.6%)	0.2%	$74.54	—	EAFE VALUE ETF	464288877
GLD	SPDR GOLD TR	2,867 (+33.5%)	$1.056M (+14.3%)	0.1%	$253.47	—	GOLD SHS	78463V107
IWF	ISHARES TR	5,012 (+300.0%)	$622K (+16.5%)	0.1%	$139.44	—	RUS 1000 GRW ETF	464287614
SNPS	SYNOPSYS INC	600 (+15.6%)	$268K (+30.1%)	0.0%	$479.79	—	COM	871607107
CVX	CHEVRON CORPORATION	1,331 (+1.4%)	$221K (-18.7%)	0.0%	$171.78	—	COM	166764100
IAGG	ISHARES TR	10,268 (+6.5%)	$520K (+7.7%)	0.1%	$50.07	—	CORE INTL AGGR	46435G672

Exited Positions (18)

BKNG BOOKING HOLDINGS INC 0.0%

Value $396K Shares 94 Est. Cost $4781.74 Unrealized —

VGT VANGUARD WORLD FD 0.0%

Value $349K Shares 500 Est. Cost $746.97 Unrealized —

COST COSTCO WHOLESALE CORPORATION 0.0%

Value $336K Shares 337 Est. Cost $963.77 Unrealized —

BMY BRISTOL-MYERS SQUIBB CO 0.0%

Value $334K Shares 5,506 Est. Cost $57.43 Unrealized —

QQQ INVESCO QQQ TR 0.0%

Value $313K Shares 542 Est. Cost $593.39 Unrealized —

MRSH MARSH & MCLENNAN COS INC 0.0%

Value $284K Shares 1,635 Est. Cost $181.36 Unrealized —

VOO VANGUARD INDEX FDS 0.0%

Value $277K Shares 463 Est. Cost $613.69 Unrealized —

SMH VANECK ETF TRUST 0.0%

Value $263K Shares 685 Est. Cost $383.43 Unrealized —

PLTR PALANTIR TECHNOLOGIES INC 0.0%

Value $258K Shares 1,764 Est. Cost $154.17 Unrealized —

PEP PEPSICO INC 0.0%

Value $251K Shares 1,614 Est. Cost $154.74 Unrealized —

PCG PG&E CORP 0.0%

Value $247K Shares 14,077 Est. Cost $16.39 Unrealized —

REGN REGENERON PHARMACEUTICALS 0.0%

Value $247K Shares 320 Est. Cost $769.15 Unrealized —

AON AON PLC 0.0%

Value $247K Shares 765 Est. Cost $336.05 Unrealized —

SPGI S&P GLOBAL INC 0.0%

Value $225K Shares 528 Est. Cost $485.25 Unrealized —

MCD MCDONALDS CORP 0.0%

Value $223K Shares 718 Est. Cost $301.40 Unrealized —

TJX TJX COS INC NEW 0.0%

Value $215K Shares 1,345 Est. Cost $154.23 Unrealized —

ABNB AIRBNB INC 0.0%

Value $214K Shares 1,693 Est. Cost $129.40 Unrealized —

XLK SELECT SECTOR SPDR TR 0.0%

Value $207K Shares 1,561 Est. Cost $132.87 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
BKNG	BOOKING HOLDINGS INC	94	$396K	0.0%	$4781.74	—	—	09857L108
VGT	VANGUARD WORLD FD	500	$349K	0.0%	$746.97	—	—	92204A702
COST	COSTCO WHOLESALE CORPORATION	337	$336K	0.0%	$963.77	—	—	22160K105
BMY	BRISTOL-MYERS SQUIBB CO	5,506	$334K	0.0%	$57.43	—	—	110122108
QQQ	INVESCO QQQ TR	542	$313K	0.0%	$593.39	—	—	46090E103
MRSH	MARSH & MCLENNAN COS INC	1,635	$284K	0.0%	$181.36	—	—	571748102
VOO	VANGUARD INDEX FDS	463	$277K	0.0%	$613.69	—	—	922908363
SMH	VANECK ETF TRUST	685	$263K	0.0%	$383.43	—	—	92189F676
PLTR	PALANTIR TECHNOLOGIES INC	1,764	$258K	0.0%	$154.17	—	—	69608A108
PEP	PEPSICO INC	1,614	$251K	0.0%	$154.74	—	—	713448108
PCG	PG&E CORP	14,077	$247K	0.0%	$16.39	—	—	69331C108
REGN	REGENERON PHARMACEUTICALS	320	$247K	0.0%	$769.15	—	—	75886F107
AON	AON PLC	765	$247K	0.0%	$336.05	—	—	G0403H108
SPGI	S&P GLOBAL INC	528	$225K	0.0%	$485.25	—	—	78409V104
MCD	MCDONALDS CORP	718	$223K	0.0%	$301.40	—	—	580135101
TJX	TJX COS INC NEW	1,345	$215K	0.0%	$154.23	—	—	872540109
ABNB	AIRBNB INC	1,693	$214K	0.0%	$129.40	—	—	009066101
XLK	SELECT SECTOR SPDR TR	1,561	$207K	0.0%	$132.87	—	—	81369Y803

Decreased Positions (44)

NVDA NVIDIA CORPORATION 0.9%

Value $7.945M (-39.1%) Shares 39,706 (-46.9%) Est. Cost $162.26 Unrealized —

SCHZ SCHWAB STRATEGIC TR 0.2%

Value $1.984M (-62.3%) Shares 85,784 (-62.2%) Est. Cost $32.34 Unrealized —

VV VANGUARD INDEX FDS 3.2%

Value $27.25M (+12.9%) Shares 79,239 (-1.9%) Est. Cost $255.58 Unrealized —

BND VANGUARD BD INDEX FDS 0.3%

Value $2.827M (-38.6%) Shares 38,515 (-38.4%) Est. Cost $72.03 Unrealized —

GOOG ALPHABET INC 1.2%

Value $10.3M (+18.7%) Shares 29,141 (-3.6%) Est. Cost $113.88 Unrealized —

VB VANGUARD INDEX FDS 1.4%

Value $11.85M (+12.6%) Shares 39,084 (-2.7%) Est. Cost $220.26 Unrealized —

VCSH VANGUARD SCOTTSDALE FDS 3.9%

Value $33.76M (-3.7%) Shares 427,179 (-3.4%) Est. Cost $77.68 Unrealized —

HYG ISHARES TR 0.1%

Value $856K (-56.4%) Shares 10,701 (-56.6%) Est. Cost $81.32 Unrealized —

SCHH SCHWAB STRATEGIC TR 0.2%

Value $1.698M (-31.0%) Shares 71,692 (-37.4%) Est. Cost $20.31 Unrealized —

CAT CATERPILLAR INC 0.2%

Value $1.735M (+47.3%) Shares 1,629 (-2.0%) Est. Cost $189.66 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 1.1%

Value $9.76M (+5.3%) Shares 163,505 (-4.6%) Est. Cost $44.04 Unrealized —

GOOGL ALPHABET INC 0.3%

Value $3.001M (+17.8%) Shares 8,397 (-5.2%) Est. Cost $128.89 Unrealized —

JNK SPDR SERIES TRUST 0.1%

Value $500K (-46.0%) Shares 5,184 (-46.4%) Est. Cost $94.32 Unrealized —

MSFT MICROSOFT CORP 0.1%

Value $948K (-25.5%) Shares 2,542 (-26.0%) Est. Cost $436.89 Unrealized —

IJR ISHARES TR 0.3%

Value $2.187M (+17.2%) Shares 14,748 (-1.7%) Est. Cost $106.91 Unrealized —

VNQ VANGUARD INDEX FDS 0.1%

Value $531K (-37.6%) Shares 5,503 (-42.6%) Est. Cost $84.88 Unrealized —

TIP ISHARES TR 1.3%

Value $11.22M (-2.6%) Shares 102,546 (-1.7%) Est. Cost $112.37 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 0.9%

Value $7.945M (+3.6%) Shares 111,504 (-6.9%) Est. Cost $49.46 Unrealized —

XOM EXXON MOBIL CORP 0.1%

Value $736K (-24.1%) Shares 5,384 (-5.8%) Est. Cost $100.24 Unrealized —

FNDF SCHWAB STRATEGIC TR 1.6%

Value $13.55M (-1.6%) Shares 256,826 (-8.7%) Est. Cost $34.89 Unrealized —

WMT WALMART INC 0.0%

Value $411K (-33.2%) Shares 3,628 (-26.7%) Est. Cost $81.28 Unrealized —

INTU INTUIT 0.0%

Value $210K (-49.2%) Shares 803 (-15.9%) Est. Cost $438.01 Unrealized —

VBR VANGUARD INDEX FDS 0.5%

Value $4.586M (+3.7%) Shares 18,875 (-7.3%) Est. Cost $188.96 Unrealized —

AAPL APPLE INC 0.4%

Value $3.237M (-3.9%) Shares 11,188 (-15.7%) Est. Cost $191.06 Unrealized —

AVGO BROADCOM INC 0.0%

Value $255K (-33.0%) Shares 674 (-45.1%) Est. Cost $334.17 Unrealized —

META META PLATFORMS INC 0.1%

Value $754K (-14.0%) Shares 1,339 (-12.7%) Est. Cost $510.21 Unrealized —

VTI VANGUARD INDEX FDS 0.3%

Value $2.431M (+5.3%) Shares 6,568 (-8.7%) Est. Cost $280.29 Unrealized —

AGG ISHARES TR 0.3%

Value $2.824M (-3.7%) Shares 28,532 (-3.4%) Est. Cost $103.46 Unrealized —

LIN LINDE PLC 0.0%

Value $265K (-26.8%) Shares 510 (-30.0%) Est. Cost $460.00 Unrealized —

IBM INTERNATIONAL BUSINESS MACHS 0.1%

Value $924K (+11.6%) Shares 3,286 (-3.8%) Est. Cost $151.95 Unrealized —

AMZN AMAZON COM INC 0.7%

Value $5.653M (-1.4%) Shares 23,720 (-13.9%) Est. Cost $185.56 Unrealized —

JPM JPMORGAN CHASE & CO 0.1%

Value $1.161M (+5.8%) Shares 3,547 (-4.9%) Est. Cost $199.44 Unrealized —

GE GE AEROSPACE 0.1%

Value $435K (+16.3%) Shares 1,165 (-11.7%) Est. Cost $223.21 Unrealized —

IEFA ISHARES TR 0.2%

Value $1.348M (+3.9%) Shares 13,960 (-2.6%) Est. Cost $54.21 Unrealized —

QCOM QUALCOMM INC 0.0%

Value $322K (+11.7%) Shares 1,742 (-22.1%) Est. Cost $147.47 Unrealized —

UPS UNITED PARCEL SVCS INC 0.0%

Value $426K (+7.7%) Shares 3,965 (-1.4%) Est. Cost $88.13 Unrealized —

CHD CHURCH & DWIGHT CO INC 0.1%

Value $1.043M (-2.5%) Shares 10,770 (-6.1%) Est. Cost $70.22 Unrealized —

VGK VANGUARD INTL EQUITY INDEX F 0.1%

Value $744K (+3.6%) Shares 8,405 (-3.5%) Est. Cost $67.33 Unrealized —

TSLA TESLA INC 0.0%

Value $371K (-4.0%) Shares 882 (-15.1%) Est. Cost $352.48 Unrealized —

V VISA INC 0.0%

Value $203K (-6.7%) Shares 591 (-17.8%) Est. Cost $344.50 Unrealized —

FIX COMFORT SYS USA INC 0.0%

Value $244K (-5.5%) Shares 123 (-34.2%) Est. Cost $1196.06 Unrealized —

ORCL ORACLE CORP 0.1%

Value $552K (-2.4%) Shares 3,764 (-2.0%) Est. Cost $126.15 Unrealized —

GEV GE VERNOVA INC 0.0%

Value $426K (-0.5%) Shares 363 (-26.1%) Est. Cost $736.93 Unrealized —

EGHT 8X8 INC NEW 0.0%

Value $32,567 (+0.9%) Shares 19,045 (-2.1%) Est. Cost $14.07 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
NVDA	NVIDIA CORPORATION	39,706 (-46.9%)	$7.945M (-39.1%)	0.9%	$162.26	—	COM	67066G104
SCHZ	SCHWAB STRATEGIC TR	85,784 (-62.2%)	$1.984M (-62.3%)	0.2%	$32.34	—	US AGGREGATE B	808524839
VV	VANGUARD INDEX FDS	79,239 (-1.9%)	$27.25M (+12.9%)	3.2%	$255.58	—	LARGE CAP ETF	922908637
BND	VANGUARD BD INDEX FDS	38,515 (-38.4%)	$2.827M (-38.6%)	0.3%	$72.03	—	TOTAL BND MRKT	921937835
GOOG	ALPHABET INC	29,141 (-3.6%)	$10.3M (+18.7%)	1.2%	$113.88	—	CAP STK CL C	02079K107
VB	VANGUARD INDEX FDS	39,084 (-2.7%)	$11.85M (+12.6%)	1.4%	$220.26	—	SMALL CP ETF	922908751
VCSH	VANGUARD SCOTTSDALE FDS	427,179 (-3.4%)	$33.76M (-3.7%)	3.9%	$77.68	—	SHRT TRM CORP BD	92206C409
HYG	ISHARES TR	10,701 (-56.6%)	$856K (-56.4%)	0.1%	$81.32	—	IBOXX HI YD ETF	464288513
SCHH	SCHWAB STRATEGIC TR	71,692 (-37.4%)	$1.698M (-31.0%)	0.2%	$20.31	—	US REIT ETF	808524847
CAT	CATERPILLAR INC	1,629 (-2.0%)	$1.735M (+47.3%)	0.2%	$189.66	—	COM	149123101
VWO	VANGUARD INTL EQUITY INDEX F	163,505 (-4.6%)	$9.76M (+5.3%)	1.1%	$44.04	—	FTSE EMR MKT ETF	922042858
GOOGL	ALPHABET INC	8,397 (-5.2%)	$3.001M (+17.8%)	0.3%	$128.89	—	CAP STK CL A	02079K305
JNK	SPDR SERIES TRUST	5,184 (-46.4%)	$500K (-46.0%)	0.1%	$94.32	—	ST BLOO HIGH ETF	78468R622
MSFT	MICROSOFT CORP	2,542 (-26.0%)	$948K (-25.5%)	0.1%	$436.89	—	COM	594918104
IJR	ISHARES TR	14,748 (-1.7%)	$2.187M (+17.2%)	0.3%	$106.91	—	CORE S&P SCP ETF	464287804
VNQ	VANGUARD INDEX FDS	5,503 (-42.6%)	$531K (-37.6%)	0.1%	$84.88	—	REAL ESTATE ETF	922908553
TIP	ISHARES TR	102,546 (-1.7%)	$11.22M (-2.6%)	1.3%	$112.37	—	TIPS BD ETF	464287176
VEA	VANGUARD TAX-MANAGED FDS	111,504 (-6.9%)	$7.945M (+3.6%)	0.9%	$49.46	—	VAN FTSE DEV MKT	921943858
XOM	EXXON MOBIL CORP	5,384 (-5.8%)	$736K (-24.1%)	0.1%	$100.24	—	COM	30231G102
FNDF	SCHWAB STRATEGIC TR	256,826 (-8.7%)	$13.55M (-1.6%)	1.6%	$34.89	—	FUNDAMENTAL INTL	808524755
WMT	WALMART INC	3,628 (-26.7%)	$411K (-33.2%)	0.0%	$81.28	—	COM	931142103
INTU	INTUIT	803 (-15.9%)	$210K (-49.2%)	0.0%	$438.01	—	COM	461202103
VBR	VANGUARD INDEX FDS	18,875 (-7.3%)	$4.586M (+3.7%)	0.5%	$188.96	—	SM CP VAL ETF	922908611
AAPL	APPLE INC	11,188 (-15.7%)	$3.237M (-3.9%)	0.4%	$191.06	—	COM	037833100
AVGO	BROADCOM INC	674 (-45.1%)	$255K (-33.0%)	0.0%	$334.17	—	COM	11135F101
META	META PLATFORMS INC	1,339 (-12.7%)	$754K (-14.0%)	0.1%	$510.21	—	CL A	30303M102
VTI	VANGUARD INDEX FDS	6,568 (-8.7%)	$2.431M (+5.3%)	0.3%	$280.29	—	TOTAL STK MKT	922908769
AGG	ISHARES TR	28,532 (-3.4%)	$2.824M (-3.7%)	0.3%	$103.46	—	CORE US AGGBD ET	464287226
LIN	LINDE PLC	510 (-30.0%)	$265K (-26.8%)	0.0%	$460.00	—	SHS	G54950103
IBM	INTERNATIONAL BUSINESS MACHS	3,286 (-3.8%)	$924K (+11.6%)	0.1%	$151.95	—	COM	459200101
AMZN	AMAZON COM INC	23,720 (-13.9%)	$5.653M (-1.4%)	0.7%	$185.56	—	COM	023135106
JPM	JPMORGAN CHASE & CO	3,547 (-4.9%)	$1.161M (+5.8%)	0.1%	$199.44	—	COM	46625H100
GE	GE AEROSPACE	1,165 (-11.7%)	$435K (+16.3%)	0.1%	$223.21	—	COM NEW	369604301
IEFA	ISHARES TR	13,960 (-2.6%)	$1.348M (+3.9%)	0.2%	$54.21	—	CORE MSCI EAFE	46432F842
QCOM	QUALCOMM INC	1,742 (-22.1%)	$322K (+11.7%)	0.0%	$147.47	—	COM	747525103
UPS	UNITED PARCEL SVCS INC	3,965 (-1.4%)	$426K (+7.7%)	0.0%	$88.13	—	CL B	911312106
CHD	CHURCH & DWIGHT CO INC	10,770 (-6.1%)	$1.043M (-2.5%)	0.1%	$70.22	—	COM	171340102
VGK	VANGUARD INTL EQUITY INDEX F	8,405 (-3.5%)	$744K (+3.6%)	0.1%	$67.33	—	FTSE EUROPE ETF	922042874
TSLA	TESLA INC	882 (-15.1%)	$371K (-4.0%)	0.0%	$352.48	—	COM	88160R101
V	VISA INC	591 (-17.8%)	$203K (-6.7%)	0.0%	$344.50	—	COM CL A	92826C839
FIX	COMFORT SYS USA INC	123 (-34.2%)	$244K (-5.5%)	0.0%	$1196.06	—	COM	199908104
ORCL	ORACLE CORP	3,764 (-2.0%)	$552K (-2.4%)	0.1%	$126.15	—	COM	68389X105
GEV	GE VERNOVA INC	363 (-26.1%)	$426K (-0.5%)	0.0%	$736.93	—	COM	36828A101
EGHT	8X8 INC NEW	19,045 (-2.1%)	$32,567 (+0.9%)	0.0%	$14.07	—	COM	282914100

Unchanged Positions (22)

SCHX SCHWAB STRATEGIC TR 16.5%

Value $143M Shares 4,853,947 Est. Cost $36.16 Unrealized —

SCHE SCHWAB STRATEGIC TR 2.6%

Value $22.6M Shares 623,170 Est. Cost $26.91 Unrealized —

DFAX DIMENSIONAL ETF TRUST 2.1%

Value $17.7M Shares 480,554 Est. Cost $25.39 Unrealized —

DFAC DIMENSIONAL ETF TRUST 0.7%

Value $5.618M Shares 126,647 Est. Cost $26.87 Unrealized —

CINF CINCINNATI FINL CORP 0.3%

Value $2.678M Shares 14,464 Est. Cost $57.00 Unrealized —

IEMG ISHARES INC 0.2%

Value $1.919M Shares 23,162 Est. Cost $44.13 Unrealized —

IESC IES HOLDINGS INC 0.1%

Value $808K Shares 1,100 Est. Cost $235.67 Unrealized —

GWW WW GRAINGER INC 0.1%

Value $1.034M Shares 760 Est. Cost $515.29 Unrealized —

NTRA NATERA INC 0.1%

Value $795K Shares 2,928 Est. Cost $107.59 Unrealized —

EMB ISHARES TR 0.6%

Value $4.761M Shares 49,369 Est. Cost $92.62 Unrealized —

IWR ISHARES TR 0.1%

Value $825K Shares 7,481 Est. Cost $57.24 Unrealized —

IWP ISHARES TR 0.1%

Value $525K Shares 3,584 Est. Cost $132.52 Unrealized —

VPL VANGUARD INTL EQUITY INDEX F 0.0%

Value $387K Shares 3,343 Est. Cost $74.18 Unrealized —

ADI ANALOG DEVICES INC 0.0%

Value $298K Shares 750 Est. Cost $250.62 Unrealized —

MDY STATE STR SPDR S&P MIDCAP 40 0.1%

Value $435K Shares 618 Est. Cost $547.41 Unrealized —

VEU VANGUARD INTL EQUITY INDEX F 0.0%

Value $351K Shares 4,190 Est. Cost $58.64 Unrealized —

FNB F N B CORP 0.0%

Value $268K Shares 14,071 Est. Cost $17.81 Unrealized —

DLB DOLBY LABORATORIES INC 0.0%

Value $203K Shares 3,859 Est. Cost $44.44 Unrealized —

XLV SELECT SECTOR SPDR TR 0.0%

Value $380K Shares 2,394 Est. Cost $145.75 Unrealized —

VXUS VANGUARD STAR FDS 0.0%

Value $287K Shares 3,354 Est. Cost $77.12 Unrealized —

RSP INVESCO EXCHANGE TRADED FD T 0.0%

Value $277K Shares 1,300 Est. Cost $191.92 Unrealized —

IGSB ISHARES TR 1.1%

Value $9.496M Shares 181,196 Est. Cost $52.73 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHX	SCHWAB STRATEGIC TR	4,853,947	$143M	16.5%	$36.16	—	US LRG CAP ETF	808524201
SCHE	SCHWAB STRATEGIC TR	623,170	$22.6M	2.6%	$26.91	—	EMRG MKTEQ ETF	808524706
DFAX	DIMENSIONAL ETF TRUST	480,554	$17.7M	2.1%	$25.39	—	WORLD EX US CORE	25434V880
DFAC	DIMENSIONAL ETF TRUST	126,647	$5.618M	0.7%	$26.87	—	US COR EQU 2 ETF	25434V708
CINF	CINCINNATI FINL CORP	14,464	$2.678M	0.3%	$57.00	—	COM	172062101
IEMG	ISHARES INC	23,162	$1.919M	0.2%	$44.13	—	CORE MSCI EMKT	46434G103
IESC	IES HOLDINGS INC	1,100	$808K	0.1%	$235.67	—	COM	44951W106
GWW	WW GRAINGER INC	760	$1.034M	0.1%	$515.29	—	COM	384802104
NTRA	NATERA INC	2,928	$795K	0.1%	$107.59	—	COM	632307104
EMB	ISHARES TR	49,369	$4.761M	0.6%	$92.62	—	JPMORGAN USD EMG	464288281
IWR	ISHARES TR	7,481	$825K	0.1%	$57.24	—	RUS MID CAP ETF	464287499
IWP	ISHARES TR	3,584	$525K	0.1%	$132.52	—	RUS MD CP GR ETF	464287481
VPL	VANGUARD INTL EQUITY INDEX F	3,343	$387K	0.0%	$74.18	—	FTSE PACIFIC ETF	922042866
ADI	ANALOG DEVICES INC	750	$298K	0.0%	$250.62	—	COM	032654105
MDY	STATE STR SPDR S&P MIDCAP 40	618	$435K	0.1%	$547.41	—	UTSER1 S&PDCRP	78467Y107
VEU	VANGUARD INTL EQUITY INDEX F	4,190	$351K	0.0%	$58.64	—	ALLWRLD EX US	922042775
FNB	F N B CORP	14,071	$268K	0.0%	$17.81	—	COM	302520101
DLB	DOLBY LABORATORIES INC	3,859	$203K	0.0%	$44.44	—	COM CL A	25659T107
XLV	SELECT SECTOR SPDR TR	2,394	$380K	0.0%	$145.75	—	ST STR CARE ETF	81369Y209
VXUS	VANGUARD STAR FDS	3,354	$287K	0.0%	$77.12	—	VG TL INTL STK F	921909768
RSP	INVESCO EXCHANGE TRADED FD T	1,300	$277K	0.0%	$191.92	—	S&P500 EQL WGT	46137V357
IGSB	ISHARES TR	181,196	$9.496M	1.1%	$52.73	—	ISHS 1-5YR INVS	464288646