Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IWV	ISHARES TR	1,951	$832K	0.0%	$426.40	—	RUSSELL 3000 ETF	464287689
VPU	VANGUARD WORLD FD	2,756	$539K	0.0%	$195.73	—	UTILITIES ETF	92204A876
VDE	VANGUARD WORLD FD	3,097	$465K	0.0%	$150.13	—	ENERGY ETF	92204A306
VV	VANGUARD INDEX FDS	1,060	$365K	0.0%	$343.94	—	LARGE CAP ETF	922908637
AMAT	APPLIED MATLS INC	396	$286K	0.0%	$722.27	—	COM	038222105
DFAC	DIMENSIONAL ETF TRUST	6,201	$275K	0.0%	$44.36	—	US COR EQU 2 ETF	25434V708
NVO	NOVO-NORDISK A S	5,330	$253K	0.0%	$47.38	—	ADR	670100205
EBAY	EBAY INC.	2,258	$252K	0.0%	$111.75	—	COM	278642103
ELV	ELEVANCE HEALTH INC FORMERLY	638	$247K	0.0%	$386.65	—	COM	036752103
CSCO	CISCO SYS INC	1,887	$222K	0.0%	$117.47	—	COM	17275R102
CSL	CARLISLE COS INC	603	$219K	0.0%	$362.75	—	COM	142339100
IJT	ISHARES TR	1,164	$208K	0.0%	$178.54	—	S&P SML 600 GWT	464287887
AFL	AFLAC INC	1,763	$207K	0.0%	$117.25	—	COM	001055102
XLB	SELECT SECTOR SPDR TR	4,059	$206K	0.0%	$50.83	—	ST STR MATER ETF	81369Y100

Increased Positions (62)

VBIL VANGUARD INSTL INDEX FD 10.4%

Value $289M (+107.6%) Shares 3,821,836 (+107.4%) Est. Cost $75.65 Unrealized —

VTI VANGUARD INDEX FDS 15.5%

Value $432M (+44.2%) Shares 1,166,423 (+21.5%) Est. Cost $290.79 Unrealized —

VGK VANGUARD INTL EQUITY INDEX F 7.4%

Value $206M (+22.0%) Shares 2,330,086 (+10.1%) Est. Cost $67.89 Unrealized —

VOO VANGUARD INDEX FDS 3.5%

Value $97.22M (+56.8%) Shares 141,560 (+32.6%) Est. Cost $575.66 Unrealized —

VPL VANGUARD INTL EQUITY INDEX F 5.2%

Value $145M (+25.1%) Shares 1,250,547 (+2.1%) Est. Cost $77.54 Unrealized —

VGSH VANGUARD SCOTTSDALE FDS 3.3%

Value $91.45M (+34.1%) Shares 1,571,335 (+34.8%) Est. Cost $58.55 Unrealized —

SCHH SCHWAB STRATEGIC TR 1.5%

Value $43.01M (+101.1%) Shares 1,816,239 (+79.7%) Est. Cost $22.31 Unrealized —

ELM SERIES PORTFOLIOS TR 6.5%

Value $181M (+13.2%) Shares 6,168,649 (+2.7%) Est. Cost $25.22 Unrealized —

SPEM SPDR INDEX SHS FDS 1.8%

Value $50.43M (+34.1%) Shares 973,914 (+17.8%) Est. Cost $43.67 Unrealized —

VNQ VANGUARD INDEX FDS 0.7%

Value $18.46M (+125.0%) Shares 191,483 (+103.7%) Est. Cost $94.48 Unrealized —

VTV VANGUARD INDEX FDS 1.3%

Value $35.81M (+33.3%) Shares 164,329 (+18.0%) Est. Cost $177.78 Unrealized —

SPYM SPDR SERIES TRUST 0.8%

Value $22.97M (+46.2%) Shares 261,395 (+23.7%) Est. Cost $76.02 Unrealized —

VGT VANGUARD WORLD FD 0.3%

Value $7.555M (+1320.9%) Shares 63,210 (+893.7%) Est. Cost $160.09 Unrealized —

VB VANGUARD INDEX FDS 1.0%

Value $28.56M (+31.7%) Shares 94,216 (+10.3%) Est. Cost $246.34 Unrealized —

BBEU J P MORGAN EXCHANGE TRADED F 1.8%

Value $51.06M (+15.1%) Shares 656,570 (+3.8%) Est. Cost $68.31 Unrealized —

IPAC ISHARES TR 1.6%

Value $43.74M (+16.0%) Shares 533,830 (+5.1%) Est. Cost $59.56 Unrealized —

XLK SELECT SECTOR SPDR TR 0.2%

Value $5.836M (+70.2%) Shares 30,630 (+13.9%) Est. Cost $188.54 Unrealized —

IVV ISHARES TR 0.4%

Value $11.37M (+21.5%) Shares 15,186 (+3.0%) Est. Cost $418.73 Unrealized —

VUG VANGUARD INDEX FDS 0.1%

Value $1.955M (+730.9%) Shares 22,697 (+575.3%) Est. Cost $127.58 Unrealized —

IJR ISHARES TR 0.2%

Value $4.436M (+63.0%) Shares 29,913 (+32.9%) Est. Cost $105.24 Unrealized —

VIS VANGUARD WORLD FD 0.1%

Value $3.405M (+61.6%) Shares 9,447 (+35.4%) Est. Cost $293.36 Unrealized —

AAPL APPLE INC 0.3%

Value $7.576M (+19.1%) Shares 26,182 (+1.5%) Est. Cost $230.71 Unrealized —

IUSV ISHARES TR 0.2%

Value $6.121M (+22.4%) Shares 55,571 (+11.7%) Est. Cost $74.74 Unrealized —

VFH VANGUARD WORLD FD 0.1%

Value $3.863M (+39.2%) Shares 29,352 (+25.0%) Est. Cost $126.36 Unrealized —

XLY SELECT SECTOR SPDR TR 0.1%

Value $1.59M (+171.6%) Shares 13,559 (+144.7%) Est. Cost $125.99 Unrealized —

MU MICRON TECHNOLOGY INC 0.0%

Value $1.241M (+359.1%) Shares 1,075 (+28.0%) Est. Cost $431.58 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 0.2%

Value $4.688M (+25.9%) Shares 65,799 (+9.6%) Est. Cost $58.44 Unrealized —

IWF ISHARES TR 0.0%

Value $1.07M (+344.9%) Shares 8,621 (+268.1%) Est. Cost $189.99 Unrealized —

SCHF SCHWAB STRATEGIC TR 0.2%

Value $5.544M (+17.2%) Shares 200,155 (+1.5%) Est. Cost $27.08 Unrealized —

XLF SELECT SECTOR SPDR TR 0.1%

Value $3.221M (+28.1%) Shares 60,083 (+15.5%) Est. Cost $52.22 Unrealized —

VOX VANGUARD WORLD FD 0.1%

Value $2.766M (+33.1%) Shares 15,034 (+25.7%) Est. Cost $171.20 Unrealized —

GOOG ALPHABET INC 0.1%

Value $2.319M (+41.1%) Shares 6,563 (+9.1%) Est. Cost $297.82 Unrealized —

VHT VANGUARD WORLD FD 0.1%

Value $2.578M (+32.3%) Shares 8,621 (+17.9%) Est. Cost $274.05 Unrealized —

SCHA SCHWAB STRATEGIC TR 0.1%

Value $2.596M (+31.8%) Shares 71,857 (+2.5%) Est. Cost $29.15 Unrealized —

FLCA FRANKLIN TEMPLETON ETF TR 0.1%

Value $1.693M (+56.9%) Shares 32,895 (+45.5%) Est. Cost $43.65 Unrealized —

MSFT MICROSOFT CORP 0.1%

Value $2.428M (+26.1%) Shares 6,508 (+21.3%) Est. Cost $466.65 Unrealized —

TIP ISHARES TR 0.0%

Value $1.03M (+94.9%) Shares 9,410 (+96.6%) Est. Cost $109.25 Unrealized —

AVGO BROADCOM INC 0.1%

Value $1.593M (+43.7%) Shares 4,217 (+11.6%) Est. Cost $297.42 Unrealized —

XLI SELECT SECTOR SPDR TR 0.1%

Value $2.03M (+31.2%) Shares 10,958 (+10.9%) Est. Cost $151.57 Unrealized —

AMZN AMAZON COM INC 0.1%

Value $1.449M (+49.8%) Shares 6,079 (+26.3%) Est. Cost $228.88 Unrealized —

IEFA ISHARES TR 0.1%

Value $1.497M (+32.8%) Shares 15,497 (+20.6%) Est. Cost $81.53 Unrealized —

VXUS VANGUARD STAR FDS 0.1%

Value $1.618M (+17.9%) Shares 18,928 (+2.9%) Est. Cost $71.06 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 0.1%

Value $1.76M (+15.7%) Shares 7,439 (+3.0%) Est. Cost $215.05 Unrealized —

ABBV ABBVIE INC 0.0%

Value $1.212M (+21.7%) Shares 4,815 (+3.0%) Est. Cost $194.73 Unrealized —

XLC SELECT SECTOR SPDR TR 0.0%

Value $898K (+27.7%) Shares 8,379 (+28.7%) Est. Cost $100.41 Unrealized —

IVW ISHARES TR 0.0%

Value $639K (+33.3%) Shares 4,648 (+5.4%) Est. Cost $121.59 Unrealized —

SCHX SCHWAB STRATEGIC TR 0.0%

Value $393K (+62.5%) Shares 13,360 (+37.6%) Est. Cost $27.19 Unrealized —

BAC BANK OF AMER CORP 0.0%

Value $634K (+27.4%) Shares 11,135 (+5.6%) Est. Cost $49.46 Unrealized —

OTF BLUE OWL TECHNOLOGY FIN CORP 0.0%

Value $683K (+23.8%) Shares 65,958 (+50.0%) Est. Cost $12.47 Unrealized —

IWN ISHARES TR 0.0%

Value $542K (+28.9%) Shares 2,451 (+7.7%) Est. Cost $179.98 Unrealized —

JNJ JOHNSON & JOHNSON 0.0%

Value $423K (+35.4%) Shares 1,666 (+29.2%) Est. Cost $212.53 Unrealized —

VDC VANGUARD WORLD FD 0.0%

Value $879K (+13.6%) Shares 3,900 (+12.8%) Est. Cost $219.95 Unrealized —

KO COCA COLA CO 0.0%

Value $306K (+36.6%) Shares 3,765 (+28.2%) Est. Cost $76.19 Unrealized —

BIL SPDR SERIES TRUST 0.0%

Value $512K (+18.7%) Shares 5,588 (+18.7%) Est. Cost $91.51 Unrealized —

V VISA INC 0.0%

Value $448K (+18.1%) Shares 1,304 (+3.1%) Est. Cost $345.08 Unrealized —

IWS ISHARES TR 0.0%

Value $334K (+20.7%) Shares 2,031 (+4.4%) Est. Cost $127.78 Unrealized —

VSS VANGUARD INTL EQUITY INDEX F 0.0%

Value $305K (+13.8%) Shares 1,979 (+4.4%) Est. Cost $141.98 Unrealized —

TMO THERMO FISHER SCIENTIFIC INC 0.0%

Value $277K (+15.2%) Shares 552 (+10.2%) Est. Cost $468.16 Unrealized —

MA MASTERCARD INCORPORATED 0.0%

Value $419K (+7.1%) Shares 815 (+3.0%) Est. Cost $563.24 Unrealized —

GLD SPDR GOLD TR 0.0%

Value $320K (-7.9%) Shares 870 (+3.7%) Est. Cost $367.51 Unrealized —

SCHD SCHWAB STRATEGIC TR 0.0%

Value $266K (+8.9%) Shares 8,382 (+4.7%) Est. Cost $30.54 Unrealized —

CVX CHEVRON CORPORATION 0.0%

Value $280K (-1.7%) Shares 1,692 (+25.0%) Est. Cost $170.65 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VBIL	VANGUARD INSTL INDEX FD	3,821,836 (+107.4%)	$289M (+107.6%)	10.4%	$75.65	—	0 3 MO TR BI ETF	922040845
VTI	VANGUARD INDEX FDS	1,166,423 (+21.5%)	$432M (+44.2%)	15.5%	$290.79	—	TOTAL STK MKT	922908769
VGK	VANGUARD INTL EQUITY INDEX F	2,330,086 (+10.1%)	$206M (+22.0%)	7.4%	$67.89	—	FTSE EUROPE ETF	922042874
VOO	VANGUARD INDEX FDS	141,560 (+32.6%)	$97.22M (+56.8%)	3.5%	$575.66	—	S&P 500 ETF SHS	922908363
VPL	VANGUARD INTL EQUITY INDEX F	1,250,547 (+2.1%)	$145M (+25.1%)	5.2%	$77.54	—	FTSE PACIFIC ETF	922042866
VGSH	VANGUARD SCOTTSDALE FDS	1,571,335 (+34.8%)	$91.45M (+34.1%)	3.3%	$58.55	—	SHORT TERM TREAS	92206C102
SCHH	SCHWAB STRATEGIC TR	1,816,239 (+79.7%)	$43.01M (+101.1%)	1.5%	$22.31	—	US REIT ETF	808524847
ELM	SERIES PORTFOLIOS TR	6,168,649 (+2.7%)	$181M (+13.2%)	6.5%	$25.22	—	ELM MAR NAV ETF	81752T429
SPEM	SPDR INDEX SHS FDS	973,914 (+17.8%)	$50.43M (+34.1%)	1.8%	$43.67	—	ST PORT MARK ETF	78463X509
VNQ	VANGUARD INDEX FDS	191,483 (+103.7%)	$18.46M (+125.0%)	0.7%	$94.48	—	REAL ESTATE ETF	922908553
VTV	VANGUARD INDEX FDS	164,329 (+18.0%)	$35.81M (+33.3%)	1.3%	$177.78	—	VALUE ETF	922908744
SPYM	SPDR SERIES TRUST	261,395 (+23.7%)	$22.97M (+46.2%)	0.8%	$76.02	—	ST STR P500ETF	78464A854
VGT	VANGUARD WORLD FD	63,210 (+893.7%)	$7.555M (+1320.9%)	0.3%	$160.09	—	INF TECH ETF	92204A702
VB	VANGUARD INDEX FDS	94,216 (+10.3%)	$28.56M (+31.7%)	1.0%	$246.34	—	SMALL CP ETF	922908751
BBEU	J P MORGAN EXCHANGE TRADED F	656,570 (+3.8%)	$51.06M (+15.1%)	1.8%	$68.31	—	BETA EURO ET NE	46641Q191
IPAC	ISHARES TR	533,830 (+5.1%)	$43.74M (+16.0%)	1.6%	$59.56	—	CORE MSCI PAC	46434V696
XLK	SELECT SECTOR SPDR TR	30,630 (+13.9%)	$5.836M (+70.2%)	0.2%	$188.54	—	ST STR TECHN ETF	81369Y803
IVV	ISHARES TR	15,186 (+3.0%)	$11.37M (+21.5%)	0.4%	$418.73	—	CORE S&P500 ETF	464287200
VUG	VANGUARD INDEX FDS	22,697 (+575.3%)	$1.955M (+730.9%)	0.1%	$127.58	—	GROWTH ETF	922908736
IJR	ISHARES TR	29,913 (+32.9%)	$4.436M (+63.0%)	0.2%	$105.24	—	CORE S&P SCP ETF	464287804
VIS	VANGUARD WORLD FD	9,447 (+35.4%)	$3.405M (+61.6%)	0.1%	$293.36	—	INDUSTRIAL ETF	92204A603
AAPL	APPLE INC	26,182 (+1.5%)	$7.576M (+19.1%)	0.3%	$230.71	—	COM	037833100
IUSV	ISHARES TR	55,571 (+11.7%)	$6.121M (+22.4%)	0.2%	$74.74	—	CORE S&P US VLU	464287663
VFH	VANGUARD WORLD FD	29,352 (+25.0%)	$3.863M (+39.2%)	0.1%	$126.36	—	FINANCIALS ETF	92204A405
XLY	SELECT SECTOR SPDR TR	13,559 (+144.7%)	$1.59M (+171.6%)	0.1%	$125.99	—	ST STR DISCR ETF	81369Y407
MU	MICRON TECHNOLOGY INC	1,075 (+28.0%)	$1.241M (+359.1%)	0.0%	$431.58	—	COM	595112103
VEA	VANGUARD TAX-MANAGED FDS	65,799 (+9.6%)	$4.688M (+25.9%)	0.2%	$58.44	—	VAN FTSE DEV MKT	921943858
IWF	ISHARES TR	8,621 (+268.1%)	$1.07M (+344.9%)	0.0%	$189.99	—	RUS 1000 GRW ETF	464287614
SCHF	SCHWAB STRATEGIC TR	200,155 (+1.5%)	$5.544M (+17.2%)	0.2%	$27.08	—	INTL EQTY ETF	808524805
XLF	SELECT SECTOR SPDR TR	60,083 (+15.5%)	$3.221M (+28.1%)	0.1%	$52.22	—	ST STR FINL ETF	81369Y605
VOX	VANGUARD WORLD FD	15,034 (+25.7%)	$2.766M (+33.1%)	0.1%	$171.20	—	COMM SRVC ETF	92204A884
GOOG	ALPHABET INC	6,563 (+9.1%)	$2.319M (+41.1%)	0.1%	$297.82	—	CAP STK CL C	02079K107
VHT	VANGUARD WORLD FD	8,621 (+17.9%)	$2.578M (+32.3%)	0.1%	$274.05	—	HEALTH CAR ETF	92204A504
SCHA	SCHWAB STRATEGIC TR	71,857 (+2.5%)	$2.596M (+31.8%)	0.1%	$29.15	—	US SML CAP ETF	808524607
FLCA	FRANKLIN TEMPLETON ETF TR	32,895 (+45.5%)	$1.693M (+56.9%)	0.1%	$43.65	—	FTSE CANADA	35473P827
MSFT	MICROSOFT CORP	6,508 (+21.3%)	$2.428M (+26.1%)	0.1%	$466.65	—	COM	594918104
TIP	ISHARES TR	9,410 (+96.6%)	$1.03M (+94.9%)	0.0%	$109.25	—	TIPS BD ETF	464287176
AVGO	BROADCOM INC	4,217 (+11.6%)	$1.593M (+43.7%)	0.1%	$297.42	—	COM	11135F101
XLI	SELECT SECTOR SPDR TR	10,958 (+10.9%)	$2.03M (+31.2%)	0.1%	$151.57	—	ST STR INDL ETF	81369Y704
AMZN	AMAZON COM INC	6,079 (+26.3%)	$1.449M (+49.8%)	0.1%	$228.88	—	COM	023135106
IEFA	ISHARES TR	15,497 (+20.6%)	$1.497M (+32.8%)	0.1%	$81.53	—	CORE MSCI EAFE	46432F842
VXUS	VANGUARD STAR FDS	18,928 (+2.9%)	$1.618M (+17.9%)	0.1%	$71.06	—	VG TL INTL STK F	921909768
VIG	VANGUARD SPECIALIZED FUNDS	7,439 (+3.0%)	$1.76M (+15.7%)	0.1%	$215.05	—	DIV APP ETF	921908844
ABBV	ABBVIE INC	4,815 (+3.0%)	$1.212M (+21.7%)	0.0%	$194.73	—	COM	00287Y109
XLC	SELECT SECTOR SPDR TR	8,379 (+28.7%)	$898K (+27.7%)	0.0%	$100.41	—	ST STR SVC ETF	81369Y852
IVW	ISHARES TR	4,648 (+5.4%)	$639K (+33.3%)	0.0%	$121.59	—	S&P 500 GRWT ETF	464287309
SCHX	SCHWAB STRATEGIC TR	13,360 (+37.6%)	$393K (+62.5%)	0.0%	$27.19	—	US LRG CAP ETF	808524201
BAC	BANK OF AMER CORP	11,135 (+5.6%)	$634K (+27.4%)	0.0%	$49.46	—	COM	060505104
OTF	BLUE OWL TECHNOLOGY FIN CORP	65,958 (+50.0%)	$683K (+23.8%)	0.0%	$12.47	—	COMMON STOCK	095924106
IWN	ISHARES TR	2,451 (+7.7%)	$542K (+28.9%)	0.0%	$179.98	—	RUS 2000 VAL ETF	464287630
JNJ	JOHNSON & JOHNSON	1,666 (+29.2%)	$423K (+35.4%)	0.0%	$212.53	—	COM	478160104
VDC	VANGUARD WORLD FD	3,900 (+12.8%)	$879K (+13.6%)	0.0%	$219.95	—	CONSUM STP ETF	92204A207
KO	COCA COLA CO	3,765 (+28.2%)	$306K (+36.6%)	0.0%	$76.19	—	COM	191216100
BIL	SPDR SERIES TRUST	5,588 (+18.7%)	$512K (+18.7%)	0.0%	$91.51	—	ST STR BLO 1 ETF	78468R663
V	VISA INC	1,304 (+3.1%)	$448K (+18.1%)	0.0%	$345.08	—	COM CL A	92826C839
IWS	ISHARES TR	2,031 (+4.4%)	$334K (+20.7%)	0.0%	$127.78	—	RUS MDCP VAL ETF	464287473
VSS	VANGUARD INTL EQUITY INDEX F	1,979 (+4.4%)	$305K (+13.8%)	0.0%	$141.98	—	FTSE SMCAP ETF	922042718
TMO	THERMO FISHER SCIENTIFIC INC	552 (+10.2%)	$277K (+15.2%)	0.0%	$468.16	—	COM	883556102
MA	MASTERCARD INCORPORATED	815 (+3.0%)	$419K (+7.1%)	0.0%	$563.24	—	CL A	57636Q104
GLD	SPDR GOLD TR	870 (+3.7%)	$320K (-7.9%)	0.0%	$367.51	—	GOLD SHS	78463V107
SCHD	SCHWAB STRATEGIC TR	8,382 (+4.7%)	$266K (+8.9%)	0.0%	$30.54	—	US DIVIDEND EQ	808524797
CVX	CHEVRON CORPORATION	1,692 (+25.0%)	$280K (-1.7%)	0.0%	$170.65	—	COM	166764100

Exited Positions (11)

ALNY ALNYLAM PHARMACEUTICALS INC 0.0%

Value $646K Shares 2,043 Est. Cost $441.03 Unrealized —

XLV SELECT SECTOR SPDR TR 0.0%

Value $631K Shares 4,389 Est. Cost $143.82 Unrealized —

PLD PROLOGIS INC. 0.0%

Value $519K Shares 4,030 Est. Cost $123.86 Unrealized —

DLO DLOCAL LTD 0.0%

Value $397K Shares 32,000 Est. Cost $14.11 Unrealized —

MELI MERCADOLIBRE INC 0.0%

Value $363K Shares 224 Est. Cost $2100.46 Unrealized —

VWOB VANGUARD WHITEHALL FDS 0.0%

Value $310K Shares 4,755 Est. Cost $65.62 Unrealized —

BSV VANGUARD BD INDEX FDS 0.0%

Value $262K Shares 3,341 Est. Cost $78.30 Unrealized —

GS GOLDMAN SACHS GROUP INC 0.0%

Value $237K Shares 293 Est. Cost $563.51 Unrealized —

VGIT VANGUARD SCOTTSDALE FDS 0.0%

Value $221K Shares 3,712 Est. Cost $59.43 Unrealized —

SLV ISHARES SILVER TR 0.0%

Value $218K Shares 3,427 Est. Cost $64.42 Unrealized —

WFC WELLS FARGO & CO 0.0%

Value $208K Shares 2,708 Est. Cost $90.04 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
ALNY	ALNYLAM PHARMACEUTICALS INC	2,043	$646K	0.0%	$441.03	—	—	02043Q107
XLV	SELECT SECTOR SPDR TR	4,389	$631K	0.0%	$143.82	—	—	81369Y209
PLD	PROLOGIS INC.	4,030	$519K	0.0%	$123.86	—	—	74340W103
DLO	DLOCAL LTD	32,000	$397K	0.0%	$14.11	—	—	G29018101
MELI	MERCADOLIBRE INC	224	$363K	0.0%	$2100.46	—	—	58733R102
VWOB	VANGUARD WHITEHALL FDS	4,755	$310K	0.0%	$65.62	—	—	921946885
BSV	VANGUARD BD INDEX FDS	3,341	$262K	0.0%	$78.30	—	—	921937827
GS	GOLDMAN SACHS GROUP INC	293	$237K	0.0%	$563.51	—	—	38141G104
VGIT	VANGUARD SCOTTSDALE FDS	3,712	$221K	0.0%	$59.43	—	—	92206C706
SLV	ISHARES SILVER TR	3,427	$218K	0.0%	$64.42	—	—	46428Q109
WFC	WELLS FARGO & CO	2,708	$208K	0.0%	$90.04	—	—	949746101

Decreased Positions (26)

SCHP SCHWAB STRATEGIC TR 4.6%

Value $127M (-40.8%) Shares 4,788,290 (-40.6%) Est. Cost $29.54 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 9.7%

Value $270M (+11.1%) Shares 4,517,800 (-2.5%) Est. Cost $45.59 Unrealized —

IEMG ISHARES INC 5.0%

Value $140M (+16.3%) Shares 1,692,950 (-5.5%) Est. Cost $53.10 Unrealized —

BND VANGUARD BD INDEX FDS 1.3%

Value $35.89M (-34.5%) Shares 488,939 (-34.4%) Est. Cost $73.78 Unrealized —

SGOV ISHARES TR 0.8%

Value $21.4M (-25.2%) Shares 212,608 (-25.2%) Est. Cost $100.46 Unrealized —

ITOT ISHARES TR 2.4%

Value $66.84M (+12.0%) Shares 406,864 (-5.7%) Est. Cost $96.66 Unrealized —

STIP ISHARES TR 0.4%

Value $11.8M (-36.3%) Shares 115,464 (-35.6%) Est. Cost $102.21 Unrealized —

VTEB VANGUARD MUN BD FDS 0.5%

Value $13.53M (-27.6%) Shares 267,541 (-28.7%) Est. Cost $50.35 Unrealized —

AGG ISHARES TR 0.8%

Value $23.37M (-14.4%) Shares 236,071 (-14.4%) Est. Cost $98.50 Unrealized —

MUB ISHARES TR 0.4%

Value $11.13M (-25.2%) Shares 103,433 (-26.3%) Est. Cost $107.07 Unrealized —

VRT VERTIV HOLDINGS CO 0.0%

Value $806K (-81.9%) Shares 2,408 (-87.4%) Est. Cost $97.15 Unrealized —

NVDA NVIDIA CORPORATION 0.8%

Value $21.39M (+17.0%) Shares 106,905 (-3.4%) Est. Cost $130.22 Unrealized —

BBCA J P MORGAN EXCHANGE TRADED F 1.1%

Value $31.51M (+7.2%) Shares 317,028 (-1.1%) Est. Cost $69.96 Unrealized —

COHR COHERENT CORP 0.1%

Value $2.843M (-19.1%) Shares 7,208 (-54.9%) Est. Cost $71.97 Unrealized —

EWC ISHARES INC 0.2%

Value $6.311M (+5.4%) Shares 109,490 (-2.3%) Est. Cost $29.57 Unrealized —

XOM EXXON MOBIL CORP 0.0%

Value $777K (-24.4%) Shares 5,680 (-5.2%) Est. Cost $111.53 Unrealized —

IEUR ISHARES TR 2.7%

Value $76.5M (+0.3%) Shares 1,017,711 (-9.1%) Est. Cost $59.40 Unrealized —

IBM INTERNATIONAL BUSINESS MACHS 0.1%

Value $2.616M (+6.3%) Shares 9,303 (-10.3%) Est. Cost $255.99 Unrealized —

NFLX NETFLIX INC. 0.0%

Value $218K (-38.8%) Shares 3,047 (-20.3%) Est. Cost $108.77 Unrealized —

IWD ISHARES TR 0.0%

Value $412K (+10.1%) Shares 1,698 (-4.9%) Est. Cost $155.78 Unrealized —

IWM ISHARES TR 0.0%

Value $1.019M (+2.4%) Shares 3,390 (-18.3%) Est. Cost $241.70 Unrealized —

DIS DISNEY WALT CO 0.0%

Value $216K (-8.0%) Shares 2,241 (-9.8%) Est. Cost $115.64 Unrealized —

VST VISTRA CORP 0.0%

Value $445K (+4.3%) Shares 2,808 (-3.0%) Est. Cost $147.96 Unrealized —

SPYV SPDR SERIES TRUST 0.0%

Value $248K (-5.2%) Shares 4,086 (-13.2%) Est. Cost $55.33 Unrealized —

IWO ISHARES TR 0.0%

Value $366K (-2.5%) Shares 928 (-25.5%) Est. Cost $312.75 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.0%

Value $1.232M (+0.5%) Shares 2,462 (-4.6%) Est. Cost $498.83 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHP	SCHWAB STRATEGIC TR	4,788,290 (-40.6%)	$127M (-40.8%)	4.6%	$29.54	—	US TIPS ETF	808524870
VWO	VANGUARD INTL EQUITY INDEX F	4,517,800 (-2.5%)	$270M (+11.1%)	9.7%	$45.59	—	FTSE EMR MKT ETF	922042858
IEMG	ISHARES INC	1,692,950 (-5.5%)	$140M (+16.3%)	5.0%	$53.10	—	CORE MSCI EMKT	46434G103
BND	VANGUARD BD INDEX FDS	488,939 (-34.4%)	$35.89M (-34.5%)	1.3%	$73.78	—	TOTAL BND MRKT	921937835
SGOV	ISHARES TR	212,608 (-25.2%)	$21.4M (-25.2%)	0.8%	$100.46	—	0-3 MTH TREASURY	46436E718
ITOT	ISHARES TR	406,864 (-5.7%)	$66.84M (+12.0%)	2.4%	$96.66	—	CORE S&P TTL STK	464287150
STIP	ISHARES TR	115,464 (-35.6%)	$11.8M (-36.3%)	0.4%	$102.21	—	0-5 YR TIPS ETF	46429B747
VTEB	VANGUARD MUN BD FDS	267,541 (-28.7%)	$13.53M (-27.6%)	0.5%	$50.35	—	TAX EXEMPT BD	922907746
AGG	ISHARES TR	236,071 (-14.4%)	$23.37M (-14.4%)	0.8%	$98.50	—	CORE US AGGBD ET	464287226
MUB	ISHARES TR	103,433 (-26.3%)	$11.13M (-25.2%)	0.4%	$107.07	—	NATIONAL MUN ETF	464288414
VRT	VERTIV HOLDINGS CO	2,408 (-87.4%)	$806K (-81.9%)	0.0%	$97.15	—	COM CL A	92537N108
NVDA	NVIDIA CORPORATION	106,905 (-3.4%)	$21.39M (+17.0%)	0.8%	$130.22	—	COM	67066G104
BBCA	J P MORGAN EXCHANGE TRADED F	317,028 (-1.1%)	$31.51M (+7.2%)	1.1%	$69.96	—	BETA CDA ETF NEW	46641Q225
COHR	COHERENT CORP	7,208 (-54.9%)	$2.843M (-19.1%)	0.1%	$71.97	—	COM	19247G107
EWC	ISHARES INC	109,490 (-2.3%)	$6.311M (+5.4%)	0.2%	$29.57	—	MSCI CDA ETF	464286509
XOM	EXXON MOBIL CORP	5,680 (-5.2%)	$777K (-24.4%)	0.0%	$111.53	—	COM	30231G102
IEUR	ISHARES TR	1,017,711 (-9.1%)	$76.5M (+0.3%)	2.7%	$59.40	—	CORE MSCI EURO	46434V738
IBM	INTERNATIONAL BUSINESS MACHS	9,303 (-10.3%)	$2.616M (+6.3%)	0.1%	$255.99	—	COM	459200101
NFLX	NETFLIX INC.	3,047 (-20.3%)	$218K (-38.8%)	0.0%	$108.77	—	COM	64110L106
IWD	ISHARES TR	1,698 (-4.9%)	$412K (+10.1%)	0.0%	$155.78	—	RUS 1000 VAL ETF	464287598
IWM	ISHARES TR	3,390 (-18.3%)	$1.019M (+2.4%)	0.0%	$241.70	—	RUSSELL 2000 ETF	464287655
DIS	DISNEY WALT CO	2,241 (-9.8%)	$216K (-8.0%)	0.0%	$115.64	—	COM	254687106
VST	VISTRA CORP	2,808 (-3.0%)	$445K (+4.3%)	0.0%	$147.96	—	COM	92840M102
SPYV	SPDR SERIES TRUST	4,086 (-13.2%)	$248K (-5.2%)	0.0%	$55.33	—	ST STR P500VAL	78464A508
IWO	ISHARES TR	928 (-25.5%)	$366K (-2.5%)	0.0%	$312.75	—	RUS 2000 GRW ETF	464287648
BRK/B	BERKSHIRE HATHAWAY INC DEL	2,462 (-4.6%)	$1.232M (+0.5%)	0.0%	$498.83	—	CL B NEW	084670702

Unchanged Positions (59)

AMD ADVANCED MICRO DEVICES INC 0.2%

Value $4.564M Shares 7,857 Est. Cost $119.72 Unrealized —

CRWD CROWDSTRIKE HLDGS INC 0.2%

Value $5.797M Shares 7,596 Est. Cost $433.79 Unrealized —

LRCX LAM RESEARCH CORP 0.1%

Value $3.148M Shares 7,264 Est. Cost $120.92 Unrealized —

LLY ELI LILLY & CO 0.2%

Value $4.609M Shares 3,843 Est. Cost $773.93 Unrealized —

DFUS DIMENSIONAL ETF TRUST 0.3%

Value $6.969M Shares 85,046 Est. Cost $71.84 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 0.2%

Value $4.617M Shares 6,182 Est. Cost $614.39 Unrealized —

GOOGL ALPHABET INC 0.1%

Value $2.655M Shares 7,428 Est. Cost $209.20 Unrealized —

STX SEAGATE TECHNOLOGY HLDNGS PL 0.0%

Value $802K Shares 832 Est. Cost $258.92 Unrealized —

SCHB SCHWAB STRATEGIC TR 0.1%

Value $2.98M Shares 102,915 Est. Cost $29.61 Unrealized —

VCR VANGUARD WORLD FD 0.1%

Value $2.694M Shares 6,792 Est. Cost $358.74 Unrealized —

CAT CATERPILLAR INC 0.0%

Value $805K Shares 756 Est. Cost $441.22 Unrealized —

BN BROOKFIELD CORP 0.1%

Value $2.973M Shares 69,812 Est. Cost $39.79 Unrealized —

TSM TAIWAN SEMICONDUCTOR MANUFAC 0.0%

Value $774K Shares 1,621 Est. Cost $230.76 Unrealized —

ASML ASML HLDG NV 0.0%

Value $679K Shares 341 Est. Cost $969.93 Unrealized —

VEU VANGUARD INTL EQUITY INDEX F 0.1%

Value $1.664M Shares 19,868 Est. Cost $72.52 Unrealized —

BRK/A BERKSHIRE HATHAWAY INC DEL 0.2%

Value $4.493M Shares 6 Est. Cost $755981.70 Unrealized —

JPM JPMORGAN CHASE & CO 0.0%

Value $1.355M Shares 4,138 Est. Cost $296.60 Unrealized —

IUSG ISHARES TR 0.0%

Value $771K Shares 4,100 Est. Cost $164.53 Unrealized —

IVE ISHARES TR 0.1%

Value $1.759M Shares 7,745 Est. Cost $193.43 Unrealized —

APH AMPHENOL CORP 0.0%

Value $400K Shares 2,271 Est. Cost $81.39 Unrealized —

OEF ISHARES TR 0.0%

Value $762K Shares 2,083 Est. Cost $278.56 Unrealized —

ETN EATON CORP PLC 0.0%

Value $570K Shares 1,337 Est. Cost $336.82 Unrealized —

VBR VANGUARD INDEX FDS 0.0%

Value $838K Shares 3,450 Est. Cost $198.05 Unrealized —

SCHV SCHWAB STRATEGIC TR 0.0%

Value $623K Shares 17,900 Est. Cost $27.19 Unrealized —

D DOMINION ENERGY INC 0.0%

Value $893K Shares 13,078 Est. Cost $53.16 Unrealized —

COST COSTCO WHOLESALE CORPORATION 0.0%

Value $1.263M Shares 1,351 Est. Cost $975.90 Unrealized —

QQQ INVESCO QQQ TR 0.0%

Value $312K Shares 424 Est. Cost $602.50 Unrealized —

IJK ISHARES TR 0.0%

Value $378K Shares 3,213 Est. Cost $95.89 Unrealized —

VOE VANGUARD INDEX FDS 0.0%

Value $706K Shares 3,574 Est. Cost $160.75 Unrealized —

IAU ISHARES GOLD TR 0.0%

Value $469K Shares 6,210 Est. Cost $68.28 Unrealized —

EEM ISHARES TR 0.0%

Value $275K Shares 4,025 Est. Cost $54.75 Unrealized —

LMT LOCKHEED MARTIN CORP 0.0%

Value $305K Shares 599 Est. Cost $448.15 Unrealized —

SAN BANCO SANTANDER SA 0.0%

Value $232K Shares 16,781 Est. Cost $10.48 Unrealized —

DE DEERE & CO 0.0%

Value $393K Shares 619 Est. Cost $497.37 Unrealized —

DUK DUKE ENERGY CORP NEW 0.0%

Value $1.198M Shares 9,463 Est. Cost $115.55 Unrealized —

WMT WALMART INC 0.0%

Value $515K Shares 4,544 Est. Cost $102.16 Unrealized —

VRTX VERTEX PHARMACEUTICALS INC 0.0%

Value $317K Shares 638 Est. Cost $426.11 Unrealized —

MRK MERCK & CO INC 0.0%

Value $400K Shares 3,116 Est. Cost $93.24 Unrealized —

MCD MCDONALDS CORP 0.0%

Value $240K Shares 887 Est. Cost $301.40 Unrealized —

META META PLATFORMS INC 0.0%

Value $800K Shares 1,420 Est. Cost $708.96 Unrealized —

IJJ ISHARES TR 0.0%

Value $242K Shares 1,636 Est. Cost $129.74 Unrealized —

PM PHILIP MORRIS INTL INC 0.0%

Value $273K Shares 1,510 Est. Cost $165.18 Unrealized —

RTX RTX CORPORATION 0.1%

Value $1.791M Shares 9,440 Est. Cost $133.28 Unrealized —

ORCL ORACLE CORP 0.0%

Value $426K Shares 2,904 Est. Cost $254.17 Unrealized —

MKL MARKEL GROUP INC 0.0%

Value $711K Shares 364 Est. Cost $1926.97 Unrealized —

SRE SEMPRA 0.0%

Value $588K Shares 6,344 Est. Cost $73.41 Unrealized —

GILD GILEAD SCIENCES INC 0.0%

Value $328K Shares 2,593 Est. Cost $105.76 Unrealized —

LIN LINDE PLC 0.0%

Value $540K Shares 1,040 Est. Cost $459.20 Unrealized —

VLO VALERO ENERGY CORP 0.0%

Value $474K Shares 1,820 Est. Cost $151.65 Unrealized —

LOW LOWES COS INC 0.0%

Value $289K Shares 1,310 Est. Cost $244.20 Unrealized —

VAW VANGUARD WORLD FD 0.0%

Value $350K Shares 1,529 Est. Cost $202.18 Unrealized —

NEE NEXTERA ENERGY INC 0.0%

Value $302K Shares 3,441 Est. Cost $74.88 Unrealized —

KMI KINDER MORGAN INC DEL 0.0%

Value $207K Shares 6,484 Est. Cost $29.74 Unrealized —

URA GLOBAL X FDS 0.0%

Value $205K Shares 4,687 Est. Cost $47.67 Unrealized —

PG PROCTER & GAMBLE CO 0.0%

Value $451K Shares 3,074 Est. Cost $154.74 Unrealized —

TJX TJX COS INC NEW 0.0%

Value $216K Shares 1,424 Est. Cost $154.23 Unrealized —

XLP SELECT SECTOR SPDR TR 0.0%

Value $312K Shares 3,755 Est. Cost $77.75 Unrealized —

ORLY OREILLY AUTOMOTIVE INC 0.0%

Value $425K Shares 4,610 Est. Cost $100.52 Unrealized —

VCSH VANGUARD SCOTTSDALE FDS 0.0%

Value $257K Shares 3,255 Est. Cost $78.94 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
AMD	ADVANCED MICRO DEVICES INC	7,857	$4.564M	0.2%	$119.72	—	COM	007903107
CRWD	CROWDSTRIKE HLDGS INC	7,596	$5.797M	0.2%	$433.79	—	CL A	22788C105
LRCX	LAM RESEARCH CORP	7,264	$3.148M	0.1%	$120.92	—	COM NEW	512807306
LLY	ELI LILLY & CO	3,843	$4.609M	0.2%	$773.93	—	COM	532457108
DFUS	DIMENSIONAL ETF TRUST	85,046	$6.969M	0.3%	$71.84	—	US EQUI MARK ETF	25434V401
SPY	STATE STR SPDR S&P 500 ETF T	6,182	$4.617M	0.2%	$614.39	—	TR UNIT	78462F103
GOOGL	ALPHABET INC	7,428	$2.655M	0.1%	$209.20	—	CAP STK CL A	02079K305
STX	SEAGATE TECHNOLOGY HLDNGS PL	832	$802K	0.0%	$258.92	—	ORD SHS	G7997R103
SCHB	SCHWAB STRATEGIC TR	102,915	$2.98M	0.1%	$29.61	—	US BRD MKT ETF	808524102
VCR	VANGUARD WORLD FD	6,792	$2.694M	0.1%	$358.74	—	CONSUM DIS ETF	92204A108
CAT	CATERPILLAR INC	756	$805K	0.0%	$441.22	—	COM	149123101
BN	BROOKFIELD CORP	69,812	$2.973M	0.1%	$39.79	—	CL A LTD VT SH	11271J107
TSM	TAIWAN SEMICONDUCTOR MANUFAC	1,621	$774K	0.0%	$230.76	—	SPONSORED ADS	874039100
ASML	ASML HLDG NV	341	$679K	0.0%	$969.93	—	N Y REGISTRY SHS	N07059210
VEU	VANGUARD INTL EQUITY INDEX F	19,868	$1.664M	0.1%	$72.52	—	ALLWRLD EX US	922042775
BRK/A	BERKSHIRE HATHAWAY INC DEL	6	$4.493M	0.2%	$755981.70	—	CL A	084670108
JPM	JPMORGAN CHASE & CO	4,138	$1.355M	0.0%	$296.60	—	COM	46625H100
IUSG	ISHARES TR	4,100	$771K	0.0%	$164.53	—	CORE S&P US GWT	464287671
IVE	ISHARES TR	7,745	$1.759M	0.1%	$193.43	—	S&P 500 VAL ETF	464287408
APH	AMPHENOL CORP	2,271	$400K	0.0%	$81.39	—	CL A	032095101
OEF	ISHARES TR	2,083	$762K	0.0%	$278.56	—	S&P 100 ETF	464287101
ETN	EATON CORP PLC	1,337	$570K	0.0%	$336.82	—	SHS	G29183103
VBR	VANGUARD INDEX FDS	3,450	$838K	0.0%	$198.05	—	SM CP VAL ETF	922908611
SCHV	SCHWAB STRATEGIC TR	17,900	$623K	0.0%	$27.19	—	US LCAP VA ETF	808524409
D	DOMINION ENERGY INC	13,078	$893K	0.0%	$53.16	—	COM	25746U109
COST	COSTCO WHOLESALE CORPORATION	1,351	$1.263M	0.0%	$975.90	—	COM	22160K105
QQQ	INVESCO QQQ TR	424	$312K	0.0%	$602.50	—	UNIT SER 1	46090E103
IJK	ISHARES TR	3,213	$378K	0.0%	$95.89	—	S&P MC 400GR ETF	464287606
VOE	VANGUARD INDEX FDS	3,574	$706K	0.0%	$160.75	—	MCAP VL IDXVIP	922908512
IAU	ISHARES GOLD TR	6,210	$469K	0.0%	$68.28	—	ISHARES NEW	464285204
EEM	ISHARES TR	4,025	$275K	0.0%	$54.75	—	MSCI EMG MKT ETF	464287234
LMT	LOCKHEED MARTIN CORP	599	$305K	0.0%	$448.15	—	COM	539830109
SAN	BANCO SANTANDER SA	16,781	$232K	0.0%	$10.48	—	ADR	05964H105
DE	DEERE & CO	619	$393K	0.0%	$497.37	—	COM	244199105
DUK	DUKE ENERGY CORP NEW	9,463	$1.198M	0.0%	$115.55	—	COM NEW	26441C204
WMT	WALMART INC	4,544	$515K	0.0%	$102.16	—	COM	931142103
VRTX	VERTEX PHARMACEUTICALS INC	638	$317K	0.0%	$426.11	—	COM	92532F100
MRK	MERCK & CO INC	3,116	$400K	0.0%	$93.24	—	COM	58933Y105
MCD	MCDONALDS CORP	887	$240K	0.0%	$301.40	—	COM	580135101
META	META PLATFORMS INC	1,420	$800K	0.0%	$708.96	—	CL A	30303M102
IJJ	ISHARES TR	1,636	$242K	0.0%	$129.74	—	S&P MC 400VL ETF	464287705
PM	PHILIP MORRIS INTL INC	1,510	$273K	0.0%	$165.18	—	COM	718172109
RTX	RTX CORPORATION	9,440	$1.791M	0.1%	$133.28	—	COM	75513E101
ORCL	ORACLE CORP	2,904	$426K	0.0%	$254.17	—	COM	68389X105
MKL	MARKEL GROUP INC	364	$711K	0.0%	$1926.97	—	COM	570535104
SRE	SEMPRA	6,344	$588K	0.0%	$73.41	—	COM	816851109
GILD	GILEAD SCIENCES INC	2,593	$328K	0.0%	$105.76	—	COM	375558103
LIN	LINDE PLC	1,040	$540K	0.0%	$459.20	—	SHS	G54950103
VLO	VALERO ENERGY CORP	1,820	$474K	0.0%	$151.65	—	COM	91913Y100
LOW	LOWES COS INC	1,310	$289K	0.0%	$244.20	—	COM	548661107
VAW	VANGUARD WORLD FD	1,529	$350K	0.0%	$202.18	—	MATERIALS ETF	92204A801
NEE	NEXTERA ENERGY INC	3,441	$302K	0.0%	$74.88	—	COM	65339F101
KMI	KINDER MORGAN INC DEL	6,484	$207K	0.0%	$29.74	—	COM	49456B101
URA	GLOBAL X FDS	4,687	$205K	0.0%	$47.67	—	GLOBAL X URANIUM	37954Y871
PG	PROCTER & GAMBLE CO	3,074	$451K	0.0%	$154.74	—	COM	742718109
TJX	TJX COS INC NEW	1,424	$216K	0.0%	$154.23	—	COM	872540109
XLP	SELECT SECTOR SPDR TR	3,755	$312K	0.0%	$77.75	—	ST STR STAPL ETF	81369Y308
ORLY	OREILLY AUTOMOTIVE INC	4,610	$425K	0.0%	$100.52	—	COM	67103H107
VCSH	VANGUARD SCOTTSDALE FDS	3,255	$257K	0.0%	$78.94	—	SHRT TRM CORP BD	92206C409