Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VTI	VANGUARD INDEX FDS	4,021	$1.488M	0.5%	$370.07	—	TOTAL STK MKT	922908769
VXUS	VANGUARD STAR FDS	15,779	$1.349M	0.4%	$85.49	—	VG TL INTL STK F	921909768
VTIP	VANGUARD MALVERN FDS	19,211	$965K	0.3%	$50.23	—	STRM INFPROIDX	922020805
CRWD	CROWDSTRIKE HLDGS INC	349	$266K	0.1%	$763.14	—	CL A	22788C105
LRCX	LAM RESEARCH CORP	609	$264K	0.1%	$433.16	—	COM NEW	512807306
IYW	ISHARES TR	975	$246K	0.1%	$252.23	—	U.S. TECH ETF	464287721
IBM	INTERNATIONAL BUSINESS MACHS	783	$220K	0.1%	$281.25	—	COM	459200101
UNH	UNITEDHEALTH GROUP INC	494	$205K	0.1%	$415.93	—	COM	91324P102

Increased Positions (35)

DGRO ISHARES TR 7.5%

Value $24.04M (+15.9%) Shares 317,138 (+7.3%) Est. Cost $59.32 Unrealized —

SCHG SCHWAB STRATEGIC TR 4.3%

Value $13.78M (+23.8%) Shares 407,333 (+6.5%) Est. Cost $41.13 Unrealized —

SCHF SCHWAB STRATEGIC TR 5.3%

Value $17M (+14.7%) Shares 613,588 (+2.5%) Est. Cost $26.57 Unrealized —

BND VANGUARD BD INDEX FDS 3.8%

Value $12.01M (+16.0%) Shares 163,579 (+16.4%) Est. Cost $73.38 Unrealized —

FDVV FIDELITY COVINGTON TRUST 3.0%

Value $9.415M (+21.1%) Shares 156,160 (+11.0%) Est. Cost $54.26 Unrealized —

SCHD SCHWAB STRATEGIC TR 7.1%

Value $22.54M (+7.5%) Shares 710,781 (+4.0%) Est. Cost $41.54 Unrealized —

VCSH VANGUARD SCOTTSDALE FDS 3.9%

Value $12.34M (+13.0%) Shares 156,133 (+13.4%) Est. Cost $79.51 Unrealized —

DIVI FRANKLIN TEMPLETON ETF TR 1.3%

Value $4.271M (+36.7%) Shares 99,984 (+27.4%) Est. Cost $38.05 Unrealized —

VCIT VANGUARD SCOTTSDALE FDS 5.1%

Value $16.18M (+6.8%) Shares 195,822 (+7.0%) Est. Cost $84.28 Unrealized —

WTV WISDOMTREE TR 1.1%

Value $3.443M (+41.2%) Shares 33,843 (+31.5%) Est. Cost $95.86 Unrealized —

DGRW WISDOMTREE TR 1.4%

Value $4.598M (+18.3%) Shares 48,081 (+8.7%) Est. Cost $84.47 Unrealized —

DFAS DIMENSIONAL ETF TRUST 1.0%

Value $3.143M (+27.1%) Shares 38,176 (+9.8%) Est. Cost $65.88 Unrealized —

SHYG ISHARES TR 3.3%

Value $10.67M (+6.7%) Shares 251,518 (+6.5%) Est. Cost $43.64 Unrealized —

VO VANGUARD INDEX FDS 0.6%

Value $1.809M (+29.3%) Shares 22,455 (+360.7%) Est. Cost $122.17 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 0.5%

Value $1.442M (+38.1%) Shares 20,240 (+24.2%) Est. Cost $60.30 Unrealized —

FLOT ISHARES TR 1.4%

Value $4.613M (+8.6%) Shares 90,359 (+8.4%) Est. Cost $50.95 Unrealized —

PANW PALO ALTO NETWORKS INC 0.2%

Value $612K (+119.8%) Shares 1,794 (+3.3%) Est. Cost $191.61 Unrealized —

AVUV AMERICAN CENTY ETF TR 0.3%

Value $798K (+51.4%) Shares 6,395 (+34.0%) Est. Cost $105.82 Unrealized —

SPEM SPDR INDEX SHS FDS 0.2%

Value $693K (+48.6%) Shares 13,374 (+34.6%) Est. Cost $48.12 Unrealized —

VGIT VANGUARD SCOTTSDALE FDS 0.5%

Value $1.443M (+16.8%) Shares 24,459 (+17.9%) Est. Cost $59.57 Unrealized —

DVY ISHARES TR 0.3%

Value $867K (+26.0%) Shares 5,548 (+22.1%) Est. Cost $146.93 Unrealized —

META META PLATFORMS INC 0.1%

Value $447K (+32.4%) Shares 793 (+34.6%) Est. Cost $615.91 Unrealized —

MS MORGAN STANLEY 0.1%

Value $330K (+38.7%) Shares 1,580 (+9.2%) Est. Cost $152.43 Unrealized —

SCHZ SCHWAB STRATEGIC TR 0.5%

Value $1.508M (+4.2%) Shares 65,200 (+4.6%) Est. Cost $26.66 Unrealized —

HD HOME DEPOT INC 0.1%

Value $424K (+15.8%) Shares 1,203 (+8.0%) Est. Cost $333.99 Unrealized —

MA MASTERCARD INCORPORATED 0.1%

Value $401K (+14.7%) Shares 780 (+11.4%) Est. Cost $490.03 Unrealized —

ABBV ABBVIE INC 0.1%

Value $304K (+17.9%) Shares 1,206 (+1.9%) Est. Cost $203.25 Unrealized —

AMGN AMGEN INC 0.2%

Value $614K (+7.8%) Shares 1,695 (+4.8%) Est. Cost $260.90 Unrealized —

AEP AMERICAN ELEC PWR CO INC 0.1%

Value $402K (+12.0%) Shares 2,941 (+7.3%) Est. Cost $99.26 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 0.1%

Value $261K (+17.6%) Shares 4,372 (+6.5%) Est. Cost $54.39 Unrealized —

VB VANGUARD INDEX FDS 0.1%

Value $259K (+17.1%) Shares 853 (+1.1%) Est. Cost $255.04 Unrealized —

WFC WELLS FARGO & CO 0.1%

Value $309K (+10.5%) Shares 3,739 (+6.4%) Est. Cost $67.87 Unrealized —

PLD PROLOGIS INC. 0.1%

Value $368K (+7.2%) Shares 2,718 (+4.6%) Est. Cost $106.98 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.1%

Value $257K (+5.9%) Shares 514 (+1.4%) Est. Cost $503.54 Unrealized —

IDV ISHARES TR 0.1%

Value $214K (-0.5%) Shares 5,164 (+2.2%) Est. Cost $42.54 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
DGRO	ISHARES TR	317,138 (+7.3%)	$24.04M (+15.9%)	7.5%	$59.32	—	CORE DIV GRWTH	46434V621
SCHG	SCHWAB STRATEGIC TR	407,333 (+6.5%)	$13.78M (+23.8%)	4.3%	$41.13	—	US LCAP GR ETF	808524300
SCHF	SCHWAB STRATEGIC TR	613,588 (+2.5%)	$17M (+14.7%)	5.3%	$26.57	—	INTL EQTY ETF	808524805
BND	VANGUARD BD INDEX FDS	163,579 (+16.4%)	$12.01M (+16.0%)	3.8%	$73.38	—	TOTAL BND MRKT	921937835
FDVV	FIDELITY COVINGTON TRUST	156,160 (+11.0%)	$9.415M (+21.1%)	3.0%	$54.26	—	HIGH DIVID ETF	316092840
SCHD	SCHWAB STRATEGIC TR	710,781 (+4.0%)	$22.54M (+7.5%)	7.1%	$41.54	—	US DIVIDEND EQ	808524797
VCSH	VANGUARD SCOTTSDALE FDS	156,133 (+13.4%)	$12.34M (+13.0%)	3.9%	$79.51	—	SHRT TRM CORP BD	92206C409
DIVI	FRANKLIN TEMPLETON ETF TR	99,984 (+27.4%)	$4.271M (+36.7%)	1.3%	$38.05	—	INTL COR DIV TIL	35473P108
VCIT	VANGUARD SCOTTSDALE FDS	195,822 (+7.0%)	$16.18M (+6.8%)	5.1%	$84.28	—	INT-TERM CORP	92206C870
WTV	WISDOMTREE TR	33,843 (+31.5%)	$3.443M (+41.2%)	1.1%	$95.86	—	US VALUE FD	97717W547
DGRW	WISDOMTREE TR	48,081 (+8.7%)	$4.598M (+18.3%)	1.4%	$84.47	—	US QTLY DIV GRT	97717X669
DFAS	DIMENSIONAL ETF TRUST	38,176 (+9.8%)	$3.143M (+27.1%)	1.0%	$65.88	—	US SMALL CAP ETF	25434V500
SHYG	ISHARES TR	251,518 (+6.5%)	$10.67M (+6.7%)	3.3%	$43.64	—	0-5YR HI YL CP	46434V407
VO	VANGUARD INDEX FDS	22,455 (+360.7%)	$1.809M (+29.3%)	0.6%	$122.17	—	MID CAP ETF	922908629
VEA	VANGUARD TAX-MANAGED FDS	20,240 (+24.2%)	$1.442M (+38.1%)	0.5%	$60.30	—	VAN FTSE DEV MKT	921943858
FLOT	ISHARES TR	90,359 (+8.4%)	$4.613M (+8.6%)	1.4%	$50.95	—	FLTG RATE NT ETF	46429B655
PANW	PALO ALTO NETWORKS INC	1,794 (+3.3%)	$612K (+119.8%)	0.2%	$191.61	—	COM	697435105
AVUV	AMERICAN CENTY ETF TR	6,395 (+34.0%)	$798K (+51.4%)	0.3%	$105.82	—	US SML CP VALU	025072877
SPEM	SPDR INDEX SHS FDS	13,374 (+34.6%)	$693K (+48.6%)	0.2%	$48.12	—	ST PORT MARK ETF	78463X509
VGIT	VANGUARD SCOTTSDALE FDS	24,459 (+17.9%)	$1.443M (+16.8%)	0.5%	$59.57	—	INTER TERM TREAS	92206C706
DVY	ISHARES TR	5,548 (+22.1%)	$867K (+26.0%)	0.3%	$146.93	—	SELECT DIVID ETF	464287168
META	META PLATFORMS INC	793 (+34.6%)	$447K (+32.4%)	0.1%	$615.91	—	CL A	30303M102
MS	MORGAN STANLEY	1,580 (+9.2%)	$330K (+38.7%)	0.1%	$152.43	—	COM NEW	617446448
SCHZ	SCHWAB STRATEGIC TR	65,200 (+4.6%)	$1.508M (+4.2%)	0.5%	$26.66	—	US AGGREGATE B	808524839
HD	HOME DEPOT INC	1,203 (+8.0%)	$424K (+15.8%)	0.1%	$333.99	—	COM	437076102
MA	MASTERCARD INCORPORATED	780 (+11.4%)	$401K (+14.7%)	0.1%	$490.03	—	CL A	57636Q104
ABBV	ABBVIE INC	1,206 (+1.9%)	$304K (+17.9%)	0.1%	$203.25	—	COM	00287Y109
AMGN	AMGEN INC	1,695 (+4.8%)	$614K (+7.8%)	0.2%	$260.90	—	COM	031162100
AEP	AMERICAN ELEC PWR CO INC	2,941 (+7.3%)	$402K (+12.0%)	0.1%	$99.26	—	COM	025537101
VWO	VANGUARD INTL EQUITY INDEX F	4,372 (+6.5%)	$261K (+17.6%)	0.1%	$54.39	—	FTSE EMR MKT ETF	922042858
VB	VANGUARD INDEX FDS	853 (+1.1%)	$259K (+17.1%)	0.1%	$255.04	—	SMALL CP ETF	922908751
WFC	WELLS FARGO & CO	3,739 (+6.4%)	$309K (+10.5%)	0.1%	$67.87	—	COM	949746101
PLD	PROLOGIS INC.	2,718 (+4.6%)	$368K (+7.2%)	0.1%	$106.98	—	COM	74340W103
BRK/B	BERKSHIRE HATHAWAY INC DEL	514 (+1.4%)	$257K (+5.9%)	0.1%	$503.54	—	CL B NEW	084670702
IDV	ISHARES TR	5,164 (+2.2%)	$214K (-0.5%)	0.1%	$42.54	—	INTL SEL DIV ETF	464288448

Exited Positions (3)

NKE NIKE INC 0.1%

Value $238K Shares 4,498 Est. Cost $70.94 Unrealized —

CRM SALESFORCE INC 0.1%

Value $227K Shares 1,218 Est. Cost $168.89 Unrealized —

EOG EOG RES INC 0.1%

Value $218K Shares 1,511 Est. Cost $112.14 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
NKE	NIKE INC	4,498	$238K	0.1%	$70.94	—	—	654106103
CRM	SALESFORCE INC	1,218	$227K	0.1%	$168.89	—	—	79466L302
EOG	EOG RES INC	1,511	$218K	0.1%	$112.14	—	—	26875P101

Decreased Positions (47)

LMT LOCKHEED MARTIN CORP 0.7%

Value $2.165M (-20.1%) Shares 4,249 (-5.2%) Est. Cost $313.08 Unrealized —

WMT WALMART INC 1.1%

Value $3.389M (-13.6%) Shares 29,919 (-5.2%) Est. Cost $52.46 Unrealized —

GLW CORNING INC 0.4%

Value $1.389M (+56.5%) Shares 5,437 (-16.7%) Est. Cost $27.44 Unrealized —

XOM EXXON MOBIL CORP 0.4%

Value $1.296M (-23.6%) Shares 9,479 (-5.2%) Est. Cost $62.65 Unrealized —

DOL WISDOMTREE TR 1.9%

Value $6.048M (+6.4%) Shares 81,325 (-2.8%) Est. Cost $49.02 Unrealized —

LLY ELI LILLY & CO 0.7%

Value $2.355M (+15.5%) Shares 1,964 (-11.4%) Est. Cost $274.52 Unrealized —

AAPL APPLE INC 0.9%

Value $3.03M (+11.6%) Shares 10,472 (-2.1%) Est. Cost $158.68 Unrealized —

CVX CHEVRON CORPORATION 0.3%

Value $913K (-25.0%) Shares 5,510 (-6.4%) Est. Cost $103.41 Unrealized —

MCD MCDONALDS CORP 0.5%

Value $1.717M (-14.8%) Shares 6,352 (-2.0%) Est. Cost $232.59 Unrealized —

GOOGL ALPHABET INC 0.4%

Value $1.359M (+18.7%) Shares 3,803 (-4.5%) Est. Cost $133.82 Unrealized —

PEP PEPSICO INC 0.4%

Value $1.119M (-13.7%) Shares 8,265 (-1.1%) Est. Cost $143.60 Unrealized —

CSCO CISCO SYS INC 0.2%

Value $547K (+48.3%) Shares 4,656 (-2.0%) Est. Cost $45.97 Unrealized —

IVV ISHARES TR 0.6%

Value $1.759M (+10.7%) Shares 2,349 (-3.4%) Est. Cost $604.82 Unrealized —

CLX CLOROX CO DEL 0.1%

Value $422K (-27.1%) Shares 4,425 (-20.8%) Est. Cost $144.60 Unrealized —

TXN TEXAS INSTRS INC 0.1%

Value $380K (+50.8%) Shares 1,275 (-1.8%) Est. Cost $176.29 Unrealized —

MSFT MICROSOFT CORP 1.6%

Value $5.259M (-2.3%) Shares 14,098 (-3.1%) Est. Cost $316.01 Unrealized —

T AT&T INC 0.1%

Value $263K (-31.5%) Shares 12,703 (-4.1%) Est. Cost $15.65 Unrealized —

USB US BANCORP 0.3%

Value $917K (+14.8%) Shares 15,183 (-1.1%) Est. Cost $45.46 Unrealized —

AMZN AMAZON COM INC 0.5%

Value $1.439M (+8.8%) Shares 6,038 (-5.0%) Est. Cost $142.47 Unrealized —

CAT CATERPILLAR INC 0.1%

Value $350K (+48.7%) Shares 328 (-1.2%) Est. Cost $555.50 Unrealized —

BP BP PLC 0.1%

Value $261K (-28.8%) Shares 7,069 (-9.4%) Est. Cost $26.74 Unrealized —

PFE PFIZER INC 0.1%

Value $279K (-26.5%) Shares 11,579 (-14.3%) Est. Cost $38.25 Unrealized —

WM WASTE MGMT INC DEL 0.6%

Value $1.796M (-4.7%) Shares 8,060 (-1.8%) Est. Cost $151.52 Unrealized —

GIS GENERAL MILLS INC 0.1%

Value $204K (-30.4%) Shares 5,851 (-25.6%) Est. Cost $55.32 Unrealized —

SBUX STARBUCKS CORP 0.3%

Value $838K (+10.9%) Shares 8,199 (-2.8%) Est. Cost $97.72 Unrealized —

PG PROCTER & GAMBLE CO 0.6%

Value $1.852M (-4.1%) Shares 12,631 (-5.5%) Est. Cost $135.12 Unrealized —

UPS UNITED PARCEL SVCS INC 0.1%

Value $430K (-15.5%) Shares 4,000 (-22.7%) Est. Cost $150.51 Unrealized —

DE DEERE & CO 0.4%

Value $1.26M (+6.5%) Shares 1,986 (-5.4%) Est. Cost $330.96 Unrealized —

PSX PHILLIPS 66 0.1%

Value $275K (-19.5%) Shares 1,625 (-13.3%) Est. Cost $75.39 Unrealized —

MDT MEDTRONIC PLC 0.1%

Value $226K (-22.5%) Shares 2,895 (-14.2%) Est. Cost $74.57 Unrealized —

SYY SYSCO CORP 0.2%

Value $710K (+8.8%) Shares 8,495 (-7.2%) Est. Cost $68.82 Unrealized —

KMB KIMBERLY-CLARK CORP 0.2%

Value $508K (+12.6%) Shares 4,626 (-1.0%) Est. Cost $115.44 Unrealized —

GOOG ALPHABET INC 0.1%

Value $370K (+14.9%) Shares 1,047 (-6.7%) Est. Cost $164.85 Unrealized —

ABT ABBOTT LABORATORIES 0.1%

Value $290K (-13.9%) Shares 3,195 (-2.6%) Est. Cost $116.04 Unrealized —

PM PHILIP MORRIS INTL INC 0.3%

Value $808K (+5.8%) Shares 4,465 (-3.3%) Est. Cost $84.22 Unrealized —

TGT TARGET CORP 0.3%

Value $1.083M (+4.2%) Shares 8,294 (-3.3%) Est. Cost $204.47 Unrealized —

GSK GSK PLC 0.1%

Value $252K (-12.1%) Shares 4,800 (-7.4%) Est. Cost $43.16 Unrealized —

COWZ PACER FDS TR 0.4%

Value $1.241M (-2.3%) Shares 19,953 (-1.8%) Est. Cost $56.75 Unrealized —

NVDA NVIDIA CORPORATION 0.2%

Value $688K (+3.2%) Shares 3,440 (-10.1%) Est. Cost $140.21 Unrealized —

EMR EMERSON ELEC CO 0.1%

Value $360K (+5.7%) Shares 2,518 (-3.3%) Est. Cost $132.37 Unrealized —

ENB ENBRIDGE INC 0.1%

Value $381K (-3.9%) Shares 7,023 (-4.0%) Est. Cost $33.49 Unrealized —

JNJ JOHNSON & JOHNSON 0.8%

Value $2.463M (+0.6%) Shares 9,697 (-3.2%) Est. Cost $146.30 Unrealized —

UNP UNION PAC CORP 0.1%

Value $259K (-5.3%) Shares 951 (-15.5%) Est. Cost $226.76 Unrealized —

BIV VANGUARD BD INDEX FDS 0.2%

Value $734K (-1.6%) Shares 9,575 (-1.0%) Est. Cost $86.28 Unrealized —

ADM ARCHER DANIELS MIDLAND CO 0.1%

Value $373K (+3.1%) Shares 4,881 (-1.9%) Est. Cost $57.86 Unrealized —

APD AIR PRODUCTS AND CHEMICALS I 0.1%

Value $369K (-2.4%) Shares 1,260 (-3.3%) Est. Cost $254.25 Unrealized —

PAYX PAYCHEX INC 0.2%

Value $729K (+1.2%) Shares 7,409 (-5.2%) Est. Cost $110.13 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
LMT	LOCKHEED MARTIN CORP	4,249 (-5.2%)	$2.165M (-20.1%)	0.7%	$313.08	—	COM	539830109
WMT	WALMART INC	29,919 (-5.2%)	$3.389M (-13.6%)	1.1%	$52.46	—	COM	931142103
GLW	CORNING INC	5,437 (-16.7%)	$1.389M (+56.5%)	0.4%	$27.44	—	COM	219350105
XOM	EXXON MOBIL CORP	9,479 (-5.2%)	$1.296M (-23.6%)	0.4%	$62.65	—	COM	30231G102
DOL	WISDOMTREE TR	81,325 (-2.8%)	$6.048M (+6.4%)	1.9%	$49.02	—	TRUE DEV INTL FD	97717W794
LLY	ELI LILLY & CO	1,964 (-11.4%)	$2.355M (+15.5%)	0.7%	$274.52	—	COM	532457108
AAPL	APPLE INC	10,472 (-2.1%)	$3.03M (+11.6%)	0.9%	$158.68	—	COM	037833100
CVX	CHEVRON CORPORATION	5,510 (-6.4%)	$913K (-25.0%)	0.3%	$103.41	—	COM	166764100
MCD	MCDONALDS CORP	6,352 (-2.0%)	$1.717M (-14.8%)	0.5%	$232.59	—	COM	580135101
GOOGL	ALPHABET INC	3,803 (-4.5%)	$1.359M (+18.7%)	0.4%	$133.82	—	CAP STK CL A	02079K305
PEP	PEPSICO INC	8,265 (-1.1%)	$1.119M (-13.7%)	0.4%	$143.60	—	COM	713448108
CSCO	CISCO SYS INC	4,656 (-2.0%)	$547K (+48.3%)	0.2%	$45.97	—	COM	17275R102
IVV	ISHARES TR	2,349 (-3.4%)	$1.759M (+10.7%)	0.6%	$604.82	—	CORE S&P500 ETF	464287200
CLX	CLOROX CO DEL	4,425 (-20.8%)	$422K (-27.1%)	0.1%	$144.60	—	COM	189054109
TXN	TEXAS INSTRS INC	1,275 (-1.8%)	$380K (+50.8%)	0.1%	$176.29	—	COM	882508104
MSFT	MICROSOFT CORP	14,098 (-3.1%)	$5.259M (-2.3%)	1.6%	$316.01	—	COM	594918104
T	AT&T INC	12,703 (-4.1%)	$263K (-31.5%)	0.1%	$15.65	—	COM	00206R102
USB	US BANCORP	15,183 (-1.1%)	$917K (+14.8%)	0.3%	$45.46	—	COM NEW	902973304
AMZN	AMAZON COM INC	6,038 (-5.0%)	$1.439M (+8.8%)	0.5%	$142.47	—	COM	023135106
CAT	CATERPILLAR INC	328 (-1.2%)	$350K (+48.7%)	0.1%	$555.50	—	COM	149123101
BP	BP PLC	7,069 (-9.4%)	$261K (-28.8%)	0.1%	$26.74	—	SPONSORED ADR	055622104
PFE	PFIZER INC	11,579 (-14.3%)	$279K (-26.5%)	0.1%	$38.25	—	COM	717081103
WM	WASTE MGMT INC DEL	8,060 (-1.8%)	$1.796M (-4.7%)	0.6%	$151.52	—	COM	94106L109
GIS	GENERAL MILLS INC	5,851 (-25.6%)	$204K (-30.4%)	0.1%	$55.32	—	COM	370334104
SBUX	STARBUCKS CORP	8,199 (-2.8%)	$838K (+10.9%)	0.3%	$97.72	—	COM	855244109
PG	PROCTER & GAMBLE CO	12,631 (-5.5%)	$1.852M (-4.1%)	0.6%	$135.12	—	COM	742718109
UPS	UNITED PARCEL SVCS INC	4,000 (-22.7%)	$430K (-15.5%)	0.1%	$150.51	—	CL B	911312106
DE	DEERE & CO	1,986 (-5.4%)	$1.26M (+6.5%)	0.4%	$330.96	—	COM	244199105
PSX	PHILLIPS 66	1,625 (-13.3%)	$275K (-19.5%)	0.1%	$75.39	—	COM	718546104
MDT	MEDTRONIC PLC	2,895 (-14.2%)	$226K (-22.5%)	0.1%	$74.57	—	SHS	G5960L103
SYY	SYSCO CORP	8,495 (-7.2%)	$710K (+8.8%)	0.2%	$68.82	—	COM	871829107
KMB	KIMBERLY-CLARK CORP	4,626 (-1.0%)	$508K (+12.6%)	0.2%	$115.44	—	COM	494368103
GOOG	ALPHABET INC	1,047 (-6.7%)	$370K (+14.9%)	0.1%	$164.85	—	CAP STK CL C	02079K107
ABT	ABBOTT LABORATORIES	3,195 (-2.6%)	$290K (-13.9%)	0.1%	$116.04	—	COM	002824100
PM	PHILIP MORRIS INTL INC	4,465 (-3.3%)	$808K (+5.8%)	0.3%	$84.22	—	COM	718172109
TGT	TARGET CORP	8,294 (-3.3%)	$1.083M (+4.2%)	0.3%	$204.47	—	COM	87612E106
GSK	GSK PLC	4,800 (-7.4%)	$252K (-12.1%)	0.1%	$43.16	—	SPONSORED ADR	37733W204
COWZ	PACER FDS TR	19,953 (-1.8%)	$1.241M (-2.3%)	0.4%	$56.75	—	US CASH COWS 100	69374H881
NVDA	NVIDIA CORPORATION	3,440 (-10.1%)	$688K (+3.2%)	0.2%	$140.21	—	COM	67066G104
EMR	EMERSON ELEC CO	2,518 (-3.3%)	$360K (+5.7%)	0.1%	$132.37	—	COM	291011104
ENB	ENBRIDGE INC	7,023 (-4.0%)	$381K (-3.9%)	0.1%	$33.49	—	COM	29250N105
JNJ	JOHNSON & JOHNSON	9,697 (-3.2%)	$2.463M (+0.6%)	0.8%	$146.30	—	COM	478160104
UNP	UNION PAC CORP	951 (-15.5%)	$259K (-5.3%)	0.1%	$226.76	—	COM	907818108
BIV	VANGUARD BD INDEX FDS	9,575 (-1.0%)	$734K (-1.6%)	0.2%	$86.28	—	INTERMED TERM	921937819
ADM	ARCHER DANIELS MIDLAND CO	4,881 (-1.9%)	$373K (+3.1%)	0.1%	$57.86	—	COM	039483102
APD	AIR PRODUCTS AND CHEMICALS I	1,260 (-3.3%)	$369K (-2.4%)	0.1%	$254.25	—	COM	009158106
PAYX	PAYCHEX INC	7,409 (-5.2%)	$729K (+1.2%)	0.2%	$110.13	—	COM	704326107

Unchanged Positions (40)

SCHX SCHWAB STRATEGIC TR 11.1%

Value $35.26M Shares 1,198,097 Est. Cost $41.95 Unrealized —

SCHA SCHWAB STRATEGIC TR 2.2%

Value $6.966M Shares 192,801 Est. Cost $43.13 Unrealized —

SCHM SCHWAB STRATEGIC TR 2.1%

Value $6.701M Shares 181,741 Est. Cost $42.47 Unrealized —

QQQ INVESCO QQQ TR 0.6%

Value $1.885M Shares 2,560 Est. Cost $406.17 Unrealized —

DES WISDOMTREE TR 0.6%

Value $1.989M Shares 48,890 Est. Cost $32.01 Unrealized —

JPM JPMORGAN CHASE & CO 0.6%

Value $2.038M Shares 6,227 Est. Cost $148.93 Unrealized —

TSM TAIWAN SEMICONDUCTOR MANUFAC 0.2%

Value $599K Shares 1,254 Est. Cost $243.55 Unrealized —

DON WISDOMTREE TR 0.8%

Value $2.652M Shares 46,923 Est. Cost $43.90 Unrealized —

SPY STATE STR SPDR S&P 500 ETF T 0.4%

Value $1.252M Shares 1,676 Est. Cost $475.10 Unrealized —

AVGO BROADCOM INC 0.2%

Value $773K Shares 2,047 Est. Cost $227.25 Unrealized —

TD TORONTO DOMINION BK ONT 0.2%

Value $551K Shares 4,538 Est. Cost $70.93 Unrealized —

VZ VERIZON COMMUNICATIONS INC 0.2%

Value $669K Shares 15,801 Est. Cost $39.58 Unrealized —

BAC BANK OF AMER CORP 0.2%

Value $576K Shares 10,100 Est. Cost $31.06 Unrealized —

KO COCA COLA CO 0.4%

Value $1.276M Shares 15,705 Est. Cost $50.36 Unrealized —

DIA STATE STR SPDR DOW JONES IND 0.2%

Value $716K Shares 1,371 Est. Cost $360.72 Unrealized —

PNC PNC FINL SVCS GROUP INC 0.1%

Value $473K Shares 1,920 Est. Cost $187.85 Unrealized —

V VISA INC 0.2%

Value $557K Shares 1,622 Est. Cost $240.29 Unrealized —

CL COLGATE PALMOLIVE CO 0.3%

Value $812K Shares 8,859 Est. Cost $71.14 Unrealized —

CAH CARDINAL HEALTH INC 0.2%

Value $500K Shares 2,107 Est. Cost $59.26 Unrealized —

MO ALTRIA GROUP INC 0.2%

Value $677K Shares 9,411 Est. Cost $34.90 Unrealized —

DLN WISDOMTREE TR 0.2%

Value $574K Shares 5,962 Est. Cost $65.84 Unrealized —

DUK DUKE ENERGY CORP NEW 0.3%

Value $925K Shares 7,308 Est. Cost $88.92 Unrealized —

AFL AFLAC INC 0.1%

Value $422K Shares 3,598 Est. Cost $50.98 Unrealized —

LOW LOWES COS INC 0.1%

Value $387K Shares 1,755 Est. Cost $227.23 Unrealized —

MRK MERCK & CO INC 0.1%

Value $463K Shares 3,599 Est. Cost $76.16 Unrealized —

SO SOUTHERN CO 0.5%

Value $1.447M Shares 15,114 Est. Cost $54.80 Unrealized —

UL UNILEVER PLC 0.1%

Value $455K Shares 7,574 Est. Cost $65.40 Unrealized —

ED CONSOLIDATED EDISON INC 0.2%

Value $660K Shares 5,963 Est. Cost $68.08 Unrealized —

EPD ENTERPRISE PRODS PARTNERS L 0.3%

Value $863K Shares 23,485 Est. Cost $23.06 Unrealized —

NEE NEXTERA ENERGY INC 0.1%

Value $349K Shares 3,980 Est. Cost $70.55 Unrealized —

DRI DARDEN RESTAURANTS INC 0.1%

Value $306K Shares 1,487 Est. Cost $112.18 Unrealized —

IGSB ISHARES TR 3.1%

Value $9.964M Shares 190,125 Est. Cost $52.24 Unrealized —

O REALTY INCOME CORP 0.2%

Value $685K Shares 11,063 Est. Cost $54.56 Unrealized —

DHS WISDOMTREE TR 0.1%

Value $267K Shares 2,352 Est. Cost $102.82 Unrealized —

AEE AMEREN CORP 0.1%

Value $311K Shares 2,754 Est. Cost $77.54 Unrealized —

BSV VANGUARD BD INDEX FDS 0.3%

Value $866K Shares 11,114 Est. Cost $80.85 Unrealized —

MUNI PIMCO ETF TR 0.1%

Value $274K Shares 5,200 Est. Cost $52.28 Unrealized —

RTX RTX CORPORATION 0.1%

Value $204K Shares 1,076 Est. Cost $173.32 Unrealized —

BLK BLACKROCK INC 0.2%

Value $529K Shares 550 Est. Cost $991.05 Unrealized —

VPU VANGUARD WORLD FD 0.1%

Value $254K Shares 1,300 Est. Cost $173.95 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHX	SCHWAB STRATEGIC TR	1,198,097	$35.26M	11.1%	$41.95	—	US LRG CAP ETF	808524201
SCHA	SCHWAB STRATEGIC TR	192,801	$6.966M	2.2%	$43.13	—	US SML CAP ETF	808524607
SCHM	SCHWAB STRATEGIC TR	181,741	$6.701M	2.1%	$42.47	—	US MID-CAP ETF	808524508
QQQ	INVESCO QQQ TR	2,560	$1.885M	0.6%	$406.17	—	UNIT SER 1	46090E103
DES	WISDOMTREE TR	48,890	$1.989M	0.6%	$32.01	—	US SMALLCAP DIVD	97717W604
JPM	JPMORGAN CHASE & CO	6,227	$2.038M	0.6%	$148.93	—	COM	46625H100
TSM	TAIWAN SEMICONDUCTOR MANUFAC	1,254	$599K	0.2%	$243.55	—	SPONSORED ADS	874039100
DON	WISDOMTREE TR	46,923	$2.652M	0.8%	$43.90	—	US MIDCAP DIVID	97717W505
SPY	STATE STR SPDR S&P 500 ETF T	1,676	$1.252M	0.4%	$475.10	—	TR UNIT	78462F103
AVGO	BROADCOM INC	2,047	$773K	0.2%	$227.25	—	COM	11135F101
TD	TORONTO DOMINION BK ONT	4,538	$551K	0.2%	$70.93	—	COM NEW	891160509
VZ	VERIZON COMMUNICATIONS INC	15,801	$669K	0.2%	$39.58	—	COM	92343V104
BAC	BANK OF AMER CORP	10,100	$576K	0.2%	$31.06	—	COM	060505104
KO	COCA COLA CO	15,705	$1.276M	0.4%	$50.36	—	COM	191216100
DIA	STATE STR SPDR DOW JONES IND	1,371	$716K	0.2%	$360.72	—	UT SER 1	78467X109
PNC	PNC FINL SVCS GROUP INC	1,920	$473K	0.1%	$187.85	—	COM	693475105
V	VISA INC	1,622	$557K	0.2%	$240.29	—	COM CL A	92826C839
CL	COLGATE PALMOLIVE CO	8,859	$812K	0.3%	$71.14	—	COM	194162103
CAH	CARDINAL HEALTH INC	2,107	$500K	0.2%	$59.26	—	COM	14149Y108
MO	ALTRIA GROUP INC	9,411	$677K	0.2%	$34.90	—	COM	02209S103
DLN	WISDOMTREE TR	5,962	$574K	0.2%	$65.84	—	US LARGECAP DIVD	97717W307
DUK	DUKE ENERGY CORP NEW	7,308	$925K	0.3%	$88.92	—	COM NEW	26441C204
AFL	AFLAC INC	3,598	$422K	0.1%	$50.98	—	COM	001055102
LOW	LOWES COS INC	1,755	$387K	0.1%	$227.23	—	COM	548661107
MRK	MERCK & CO INC	3,599	$463K	0.1%	$76.16	—	COM	58933Y105
SO	SOUTHERN CO	15,114	$1.447M	0.5%	$54.80	—	COM	842587107
UL	UNILEVER PLC	7,574	$455K	0.1%	$65.40	—	SPON ADR NEW	904767803
ED	CONSOLIDATED EDISON INC	5,963	$660K	0.2%	$68.08	—	COM	209115104
EPD	ENTERPRISE PRODS PARTNERS L	23,485	$863K	0.3%	$23.06	—	COM	293792107
NEE	NEXTERA ENERGY INC	3,980	$349K	0.1%	$70.55	—	COM	65339F101
DRI	DARDEN RESTAURANTS INC	1,487	$306K	0.1%	$112.18	—	COM	237194105
IGSB	ISHARES TR	190,125	$9.964M	3.1%	$52.24	—	ISHS 1-5YR INVS	464288646
O	REALTY INCOME CORP	11,063	$685K	0.2%	$54.56	—	COM	756109104
DHS	WISDOMTREE TR	2,352	$267K	0.1%	$102.82	—	US HIGH DIVIDEND	97717W208
AEE	AMEREN CORP	2,754	$311K	0.1%	$77.54	—	COM	023608102
BSV	VANGUARD BD INDEX FDS	11,114	$866K	0.3%	$80.85	—	SHORT TRM BOND	921937827
MUNI	PIMCO ETF TR	5,200	$274K	0.1%	$52.28	—	INTER MUN BD ACT	72201R866
RTX	RTX CORPORATION	1,076	$204K	0.1%	$173.32	—	COM	75513E101
BLK	BLACKROCK INC	550	$529K	0.2%	$991.05	—	COM	09290D101
VPU	VANGUARD WORLD FD	1,300	$254K	0.1%	$173.95	—	UTILITIES ETF	92204A876