Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
LIN	LINDE PLC	875	$454K	0.3%	$518.93	—	SHS	G54950103
DFLV	DIMENSIONAL ETF TRUST	11,401	$451K	0.3%	$39.54	—	US LARG VALU ETF	25434V666
CARR	CARRIER GLOBAL CORPORATION	5,208	$382K	0.2%	$73.36	—	COM	14448C104
PANW	PALO ALTO NETWORKS INC	1,063	$363K	0.2%	$341.12	—	COM	697435105
MA	MASTERCARD INCORPORATED	660	$339K	0.2%	$513.24	—	CL A	57636Q104
DELL	DELL TECHNOLOGIES INC	754	$325K	0.2%	$431.48	—	CL C	24703L202
ECL	ECOLAB INC	1,090	$304K	0.2%	$278.73	—	COM	278865100
SYK	STRYKER CORPORATION	833	$262K	0.2%	$314.74	—	COM	863667101
TSLA	TESLA INC	581	$244K	0.1%	$420.58	—	COM	88160R101
SPYM	SPDR SERIES TRUST	2,612	$230K	0.1%	$87.89	—	ST STR P500ETF	78464A854
THNQ	EXCHANGE TRADED CONCEPTS TRU	2,464	$225K	0.1%	$91.21	—	ROBO GLB ARTIF	301505731
STLD	STEEL DYNAMICS INC	885	$203K	0.1%	$229.59	—	COM	858119100
SPYV	SPDR SERIES TRUST	3,321	$202K	0.1%	$60.78	—	ST STR P500VAL	78464A508
DGX	QUEST DIAGNOSTICS INC	945	$200K	0.1%	$211.95	—	COM	74834L100

Increased Positions (38)

QGRO AMERICAN CENTY ETF TR 6.0%

Value $10.07M (+15.0%) Shares 85,282 (+2.3%) Est. Cost $100.00 Unrealized —

QQQ INVESCO QQQ TR 1.4%

Value $2.357M (+30.3%) Shares 3,201 (+2.1%) Est. Cost $517.06 Unrealized —

LLY ELI LILLY & CO 1.1%

Value $1.807M (+33.4%) Shares 1,507 (+2.3%) Est. Cost $830.37 Unrealized —

AVGO BROADCOM INC 1.0%

Value $1.636M (+25.8%) Shares 4,330 (+3.1%) Est. Cost $191.48 Unrealized —

VTI VANGUARD INDEX FDS 1.3%

Value $2.143M (+16.5%) Shares 5,791 (+1.0%) Est. Cost $291.26 Unrealized —

NVDA NVIDIA CORPORATION 0.9%

Value $1.455M (+23.0%) Shares 7,272 (+7.2%) Est. Cost $141.29 Unrealized —

XMMO INVESCO EXCHANGE TRADED FD T 0.9%

Value $1.587M (+19.4%) Shares 9,328 (+1.8%) Est. Cost $120.86 Unrealized —

IEF ISHARES TR 2.2%

Value $3.61M (+6.8%) Shares 38,171 (+7.8%) Est. Cost $93.43 Unrealized —

IBM INTERNATIONAL BUSINESS MACHS 0.5%

Value $784K (+38.7%) Shares 2,789 (+19.5%) Est. Cost $233.11 Unrealized —

ETN EATON CORP PLC 0.5%

Value $912K (+28.0%) Shares 2,140 (+7.5%) Est. Cost $353.68 Unrealized —

AMZN AMAZON COM INC 0.8%

Value $1.345M (+17.1%) Shares 5,642 (+2.3%) Est. Cost $205.34 Unrealized —

ABBV ABBVIE INC 0.5%

Value $856K (+29.3%) Shares 3,401 (+11.8%) Est. Cost $192.56 Unrealized —

SHV ISHARES TR 0.3%

Value $506K (+42.6%) Shares 4,588 (+42.7%) Est. Cost $110.19 Unrealized —

CGDV CAPITAL GROUP DIVIDEND VALUE 0.3%

Value $420K (+54.7%) Shares 8,521 (+33.5%) Est. Cost $43.94 Unrealized —

IEI ISHARES TR 3.8%

Value $6.384M (+2.4%) Shares 54,356 (+3.4%) Est. Cost $116.13 Unrealized —

KO COCA COLA CO 0.3%

Value $574K (+33.8%) Shares 7,066 (+25.2%) Est. Cost $67.30 Unrealized —

PG PROCTER & GAMBLE CO 0.4%

Value $712K (+19.9%) Shares 4,856 (+18.1%) Est. Cost $162.37 Unrealized —

HD HOME DEPOT INC 0.5%

Value $804K (+15.0%) Shares 2,279 (+7.2%) Est. Cost $391.96 Unrealized —

RSPU INVESCO EXCHANGE TRADED FD T 1.0%

Value $1.612M (+7.0%) Shares 19,868 (+6.9%) Est. Cost $66.91 Unrealized —

EFA ISHARES TR 0.6%

Value $927K (+11.7%) Shares 8,927 (+4.5%) Est. Cost $78.36 Unrealized —

ORCL ORACLE CORP 0.4%

Value $751K (+14.3%) Shares 5,128 (+14.7%) Est. Cost $171.73 Unrealized —

BX BLACKSTONE INC 0.3%

Value $582K (+17.9%) Shares 4,944 (+15.2%) Est. Cost $159.36 Unrealized —

CEG CONSTELLATION ENERGY CORP 0.2%

Value $357K (+26.2%) Shares 1,436 (+41.9%) Est. Cost $265.13 Unrealized —

AEP AMERICAN ELEC PWR CO INC 0.2%

Value $293K (+33.2%) Shares 2,139 (+27.5%) Est. Cost $124.06 Unrealized —

MCD MCDONALDS CORP 0.4%

Value $643K (-9.6%) Shares 2,377 (+4.0%) Est. Cost $291.03 Unrealized —

MSFT MICROSOFT CORP 1.2%

Value $2.039M (+3.2%) Shares 5,465 (+2.4%) Est. Cost $423.92 Unrealized —

O REALTY INCOME CORP 0.4%

Value $656K (+7.4%) Shares 10,582 (+6.1%) Est. Cost $55.62 Unrealized —

META META PLATFORMS INC 0.4%

Value $596K (+7.8%) Shares 1,059 (+9.5%) Est. Cost $591.61 Unrealized —

VCSH VANGUARD SCOTTSDALE FDS 0.9%

Value $1.488M (+3.0%) Shares 18,828 (+3.3%) Est. Cost $78.29 Unrealized —

GD GENERAL DYNAMICS CORP 0.2%

Value $322K (+15.0%) Shares 908 (+11.4%) Est. Cost $290.97 Unrealized —

AGG ISHARES TR 0.8%

Value $1.266M (+2.9%) Shares 12,790 (+3.2%) Est. Cost $97.01 Unrealized —

TFLO ISHARES TR 0.8%

Value $1.342M (+2.7%) Shares 26,516 (+2.7%) Est. Cost $50.58 Unrealized —

SCZ ISHARES TR 0.2%

Value $322K (+6.2%) Shares 3,919 (+1.2%) Est. Cost $72.96 Unrealized —

RTX RTX CORPORATION 0.2%

Value $401K (+3.2%) Shares 2,112 (+4.9%) Est. Cost $163.83 Unrealized —

VCIT VANGUARD SCOTTSDALE FDS 0.5%

Value $809K (+1.4%) Shares 9,787 (+1.5%) Est. Cost $82.75 Unrealized —

WM WASTE MGMT INC DEL 0.3%

Value $472K (+2.5%) Shares 2,116 (+5.6%) Est. Cost $213.62 Unrealized —

INTU INTUIT 0.1%

Value $240K (+2.5%) Shares 920 (+69.7%) Est. Cost $469.36 Unrealized —

NOC NORTHROP GRUMMAN CORP 0.2%

Value $416K (-1.2%) Shares 817 (+32.4%) Est. Cost $496.92 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
QGRO	AMERICAN CENTY ETF TR	85,282 (+2.3%)	$10.07M (+15.0%)	6.0%	$100.00	—	US QUALITY GROW	025072307
QQQ	INVESCO QQQ TR	3,201 (+2.1%)	$2.357M (+30.3%)	1.4%	$517.06	—	UNIT SER 1	46090E103
LLY	ELI LILLY & CO	1,507 (+2.3%)	$1.807M (+33.4%)	1.1%	$830.37	—	COM	532457108
AVGO	BROADCOM INC	4,330 (+3.1%)	$1.636M (+25.8%)	1.0%	$191.48	—	COM	11135F101
VTI	VANGUARD INDEX FDS	5,791 (+1.0%)	$2.143M (+16.5%)	1.3%	$291.26	—	TOTAL STK MKT	922908769
NVDA	NVIDIA CORPORATION	7,272 (+7.2%)	$1.455M (+23.0%)	0.9%	$141.29	—	COM	67066G104
XMMO	INVESCO EXCHANGE TRADED FD T	9,328 (+1.8%)	$1.587M (+19.4%)	0.9%	$120.86	—	S&P MDCP MOMNTUM	46137V464
IEF	ISHARES TR	38,171 (+7.8%)	$3.61M (+6.8%)	2.2%	$93.43	—	7-10 YR TRSY BD	464287440
IBM	INTERNATIONAL BUSINESS MACHS	2,789 (+19.5%)	$784K (+38.7%)	0.5%	$233.11	—	COM	459200101
ETN	EATON CORP PLC	2,140 (+7.5%)	$912K (+28.0%)	0.5%	$353.68	—	SHS	G29183103
AMZN	AMAZON COM INC	5,642 (+2.3%)	$1.345M (+17.1%)	0.8%	$205.34	—	COM	023135106
ABBV	ABBVIE INC	3,401 (+11.8%)	$856K (+29.3%)	0.5%	$192.56	—	COM	00287Y109
SHV	ISHARES TR	4,588 (+42.7%)	$506K (+42.6%)	0.3%	$110.19	—	TRUST ISHARE 0-1	464288679
CGDV	CAPITAL GROUP DIVIDEND VALUE	8,521 (+33.5%)	$420K (+54.7%)	0.3%	$43.94	—	SHS CREAT UNIT	14020W106
IEI	ISHARES TR	54,356 (+3.4%)	$6.384M (+2.4%)	3.8%	$116.13	—	3 7 YR TREAS BD	464288661
KO	COCA COLA CO	7,066 (+25.2%)	$574K (+33.8%)	0.3%	$67.30	—	COM	191216100
PG	PROCTER & GAMBLE CO	4,856 (+18.1%)	$712K (+19.9%)	0.4%	$162.37	—	COM	742718109
HD	HOME DEPOT INC	2,279 (+7.2%)	$804K (+15.0%)	0.5%	$391.96	—	COM	437076102
RSPU	INVESCO EXCHANGE TRADED FD T	19,868 (+6.9%)	$1.612M (+7.0%)	1.0%	$66.91	—	S&P500 EQL UTL	46137V274
EFA	ISHARES TR	8,927 (+4.5%)	$927K (+11.7%)	0.6%	$78.36	—	MSCI EAFE ETF	464287465
ORCL	ORACLE CORP	5,128 (+14.7%)	$751K (+14.3%)	0.4%	$171.73	—	COM	68389X105
BX	BLACKSTONE INC	4,944 (+15.2%)	$582K (+17.9%)	0.3%	$159.36	—	COM	09260D107
CEG	CONSTELLATION ENERGY CORP	1,436 (+41.9%)	$357K (+26.2%)	0.2%	$265.13	—	COM	21037T109
AEP	AMERICAN ELEC PWR CO INC	2,139 (+27.5%)	$293K (+33.2%)	0.2%	$124.06	—	COM	025537101
MCD	MCDONALDS CORP	2,377 (+4.0%)	$643K (-9.6%)	0.4%	$291.03	—	COM	580135101
MSFT	MICROSOFT CORP	5,465 (+2.4%)	$2.039M (+3.2%)	1.2%	$423.92	—	COM	594918104
O	REALTY INCOME CORP	10,582 (+6.1%)	$656K (+7.4%)	0.4%	$55.62	—	COM	756109104
META	META PLATFORMS INC	1,059 (+9.5%)	$596K (+7.8%)	0.4%	$591.61	—	CL A	30303M102
VCSH	VANGUARD SCOTTSDALE FDS	18,828 (+3.3%)	$1.488M (+3.0%)	0.9%	$78.29	—	SHRT TRM CORP BD	92206C409
GD	GENERAL DYNAMICS CORP	908 (+11.4%)	$322K (+15.0%)	0.2%	$290.97	—	COM	369550108
AGG	ISHARES TR	12,790 (+3.2%)	$1.266M (+2.9%)	0.8%	$97.01	—	CORE US AGGBD ET	464287226
TFLO	ISHARES TR	26,516 (+2.7%)	$1.342M (+2.7%)	0.8%	$50.58	—	TRS FLT RT BD	46434V860
SCZ	ISHARES TR	3,919 (+1.2%)	$322K (+6.2%)	0.2%	$72.96	—	EAFE SML CP ETF	464288273
RTX	RTX CORPORATION	2,112 (+4.9%)	$401K (+3.2%)	0.2%	$163.83	—	COM	75513E101
VCIT	VANGUARD SCOTTSDALE FDS	9,787 (+1.5%)	$809K (+1.4%)	0.5%	$82.75	—	INT-TERM CORP	92206C870
WM	WASTE MGMT INC DEL	2,116 (+5.6%)	$472K (+2.5%)	0.3%	$213.62	—	COM	94106L109
INTU	INTUIT	920 (+69.7%)	$240K (+2.5%)	0.1%	$469.36	—	COM	461202103
NOC	NORTHROP GRUMMAN CORP	817 (+32.4%)	$416K (-1.2%)	0.2%	$496.92	—	COM	666807102

Exited Positions (2)

BABA ALIBABA GROUP HLDG LTD 0.2%

Value $362K Shares 2,887 Est. Cost $162.11 Unrealized —

CCJ CAMECO CORP 0.1%

Value $236K Shares 2,170 Est. Cost $116.28 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
BABA	ALIBABA GROUP HLDG LTD	2,887	$362K	0.2%	$162.11	—	—	01609W102
CCJ	CAMECO CORP	2,170	$236K	0.1%	$116.28	—	—	13321L108

Decreased Positions (43)

IVV ISHARES TR 9.7%

Value $16.25M (+12.8%) Shares 21,704 (-1.6%) Est. Cost $588.93 Unrealized —

CSCO CISCO SYS INC 1.0%

Value $1.601M (+45.9%) Shares 13,627 (-3.7%) Est. Cost $57.65 Unrealized —

TSM TAIWAN SEMICONDUCTOR MANUFAC 1.1%

Value $1.768M (+32.8%) Shares 3,702 (-6.1%) Est. Cost $199.60 Unrealized —

CAT CATERPILLAR INC 0.8%

Value $1.311M (+42.6%) Shares 1,231 (-5.2%) Est. Cost $382.45 Unrealized —

GLD SPDR GOLD TR 0.9%

Value $1.468M (-19.2%) Shares 3,984 (-5.6%) Est. Cost $332.89 Unrealized —

ASML ASML HLDG NV 0.7%

Value $1.203M (+39.1%) Shares 604 (-7.6%) Est. Cost $947.77 Unrealized —

BMY BRISTOL-MYERS SQUIBB CO 0.1%

Value $221K (-57.1%) Shares 3,836 (-54.9%) Est. Cost $51.54 Unrealized —

JNJ JOHNSON & JOHNSON 0.3%

Value $571K (-32.0%) Shares 2,247 (-34.6%) Est. Cost $150.35 Unrealized —

ETR ENTERGY CORP NEW 0.1%

Value $213K (-55.2%) Shares 1,853 (-56.2%) Est. Cost $78.44 Unrealized —

BLK BLACKROCK INC 0.2%

Value $409K (-33.6%) Shares 425 (-33.7%) Est. Cost $995.99 Unrealized —

XOM EXXON MOBIL CORP 0.4%

Value $679K (-22.3%) Shares 4,968 (-3.6%) Est. Cost $112.05 Unrealized —

GOOGL ALPHABET INC 0.6%

Value $1.018M (+22.1%) Shares 2,849 (-1.8%) Est. Cost $173.91 Unrealized —

FEMR FIDELITY COVINGTON TRUST 0.8%

Value $1.397M (+14.7%) Shares 32,812 (-8.0%) Est. Cost $31.09 Unrealized —

GOOG ALPHABET INC 0.8%

Value $1.288M (+16.1%) Shares 3,646 (-5.7%) Est. Cost $220.09 Unrealized —

COST COSTCO WHOLESALE CORPORATION 0.5%

Value $784K (-18.3%) Shares 838 (-13.0%) Est. Cost $922.68 Unrealized —

FESM FIDELITY COVINGTON TRUST 0.5%

Value $893K (+23.7%) Shares 18,495 (-2.6%) Est. Cost $38.00 Unrealized —

WMT WALMART INC 0.7%

Value $1.204M (-11.2%) Shares 10,629 (-2.6%) Est. Cost $86.38 Unrealized —

— NUVEEN MUN HIGH INCOME OPPOR 0.6%

Value $1.011M (-11.1%) Shares 95,615 (-12.7%) Est. Cost $10.76 Unrealized —

C CITIGROUP INC 0.5%

Value $758K (+18.7%) Shares 5,418 (-3.8%) Est. Cost $66.72 Unrealized —

AXP AMERICAN EXPRESS CO 0.5%

Value $785K (-12.9%) Shares 2,322 (-22.1%) Est. Cost $287.09 Unrealized —

TXN TEXAS INSTRS INC 0.3%

Value $432K (+33.6%) Shares 1,451 (-13.0%) Est. Cost $191.91 Unrealized —

EEM ISHARES TR 0.3%

Value $583K (+18.0%) Shares 8,524 (-2.1%) Est. Cost $42.19 Unrealized —

COWZ PACER FDS TR 0.1%

Value $209K (-29.0%) Shares 3,353 (-28.6%) Est. Cost $55.71 Unrealized —

UNP UNION PAC CORP 0.4%

Value $712K (-10.0%) Shares 2,619 (-19.7%) Est. Cost $230.22 Unrealized —

TD TORONTO DOMINION BK ONT 0.3%

Value $441K (+19.8%) Shares 3,628 (-8.0%) Est. Cost $57.94 Unrealized —

GS GOLDMAN SACHS GROUP INC 0.4%

Value $694K (+11.5%) Shares 686 (-6.8%) Est. Cost $551.17 Unrealized —

QUAL ISHARES TR 0.7%

Value $1.122M (+6.3%) Shares 5,115 (-7.1%) Est. Cost $179.42 Unrealized —

LMT LOCKHEED MARTIN CORP 0.2%

Value $312K (-16.8%) Shares 612 (-1.3%) Est. Cost $524.63 Unrealized —

VSDM VANGUARD MUN BD FDS 0.6%

Value $1.079M (-5.5%) Shares 14,082 (-5.9%) Est. Cost $75.83 Unrealized —

V VISA INC 0.3%

Value $542K (+9.6%) Shares 1,578 (-3.5%) Est. Cost $299.01 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.5%

Value $781K (-5.5%) Shares 1,560 (-9.5%) Est. Cost $461.73 Unrealized —

BAC BANK OF AMER CORP 0.2%

Value $319K (+15.2%) Shares 5,593 (-1.5%) Est. Cost $42.78 Unrealized —

SCHD SCHWAB STRATEGIC TR 3.7%

Value $6.243M (+0.6%) Shares 196,877 (-2.7%) Est. Cost $27.32 Unrealized —

CAH CARDINAL HEALTH INC 0.3%

Value $458K (+8.4%) Shares 1,926 (-3.6%) Est. Cost $115.66 Unrealized —

— FS CREDIT OPPORTUNITIES CORP 0.1%

Value $101K (-23.2%) Shares 20,268 (-21.5%) Est. Cost $6.81 Unrealized —

QCOM QUALCOMM INC 0.2%

Value $371K (+7.5%) Shares 2,008 (-25.1%) Est. Cost $159.66 Unrealized —

MAR MARRIOTT INTL INC NEW 0.3%

Value $453K (+5.8%) Shares 1,222 (-6.6%) Est. Cost $289.07 Unrealized —

CGDG CAPITAL GROUP DIVIDEND GROWE 1.4%

Value $2.378M (+0.9%) Shares 63,408 (-3.4%) Est. Cost $34.70 Unrealized —

BK BANK OF NY MELLON CORP 0.4%

Value $641K (-2.6%) Shares 4,434 (-20.1%) Est. Cost $76.53 Unrealized —

JCI JOHNSON CONTROLS INTERNATION 0.2%

Value $358K (+4.2%) Shares 2,452 (-6.6%) Est. Cost $84.05 Unrealized —

IDV ISHARES TR 0.2%

Value $271K (-4.3%) Shares 6,537 (-1.7%) Est. Cost $27.38 Unrealized —

MINT PIMCO ETF TR 0.3%

Value $468K (-1.2%) Shares 4,645 (-1.4%) Est. Cost $100.35 Unrealized —

CB CHUBB LIMITED 0.3%

Value $558K (+0.7%) Shares 1,638 (-3.7%) Est. Cost $282.68 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IVV	ISHARES TR	21,704 (-1.6%)	$16.25M (+12.8%)	9.7%	$588.93	—	CORE S&P500 ETF	464287200
CSCO	CISCO SYS INC	13,627 (-3.7%)	$1.601M (+45.9%)	1.0%	$57.65	—	COM	17275R102
TSM	TAIWAN SEMICONDUCTOR MANUFAC	3,702 (-6.1%)	$1.768M (+32.8%)	1.1%	$199.60	—	SPONSORED ADS	874039100
CAT	CATERPILLAR INC	1,231 (-5.2%)	$1.311M (+42.6%)	0.8%	$382.45	—	COM	149123101
GLD	SPDR GOLD TR	3,984 (-5.6%)	$1.468M (-19.2%)	0.9%	$332.89	—	GOLD SHS	78463V107
ASML	ASML HLDG NV	604 (-7.6%)	$1.203M (+39.1%)	0.7%	$947.77	—	N Y REGISTRY SHS	N07059210
BMY	BRISTOL-MYERS SQUIBB CO	3,836 (-54.9%)	$221K (-57.1%)	0.1%	$51.54	—	COM	110122108
JNJ	JOHNSON & JOHNSON	2,247 (-34.6%)	$571K (-32.0%)	0.3%	$150.35	—	COM	478160104
ETR	ENTERGY CORP NEW	1,853 (-56.2%)	$213K (-55.2%)	0.1%	$78.44	—	COM	29364G103
BLK	BLACKROCK INC	425 (-33.7%)	$409K (-33.6%)	0.2%	$995.99	—	COM	09290D101
XOM	EXXON MOBIL CORP	4,968 (-3.6%)	$679K (-22.3%)	0.4%	$112.05	—	COM	30231G102
GOOGL	ALPHABET INC	2,849 (-1.8%)	$1.018M (+22.1%)	0.6%	$173.91	—	CAP STK CL A	02079K305
FEMR	FIDELITY COVINGTON TRUST	32,812 (-8.0%)	$1.397M (+14.7%)	0.8%	$31.09	—	ENHANCED EMRNGS	31609A800
GOOG	ALPHABET INC	3,646 (-5.7%)	$1.288M (+16.1%)	0.8%	$220.09	—	CAP STK CL C	02079K107
COST	COSTCO WHOLESALE CORPORATION	838 (-13.0%)	$784K (-18.3%)	0.5%	$922.68	—	COM	22160K105
FESM	FIDELITY COVINGTON TRUST	18,495 (-2.6%)	$893K (+23.7%)	0.5%	$38.00	—	ENHANCED SML CAP	31609A206
WMT	WALMART INC	10,629 (-2.6%)	$1.204M (-11.2%)	0.7%	$86.38	—	COM	931142103
—	NUVEEN MUN HIGH INCOME OPPOR	95,615 (-12.7%)	$1.011M (-11.1%)	0.6%	$10.76	—	COM	670682103
C	CITIGROUP INC	5,418 (-3.8%)	$758K (+18.7%)	0.5%	$66.72	—	COM NEW	172967424
AXP	AMERICAN EXPRESS CO	2,322 (-22.1%)	$785K (-12.9%)	0.5%	$287.09	—	COM	025816109
TXN	TEXAS INSTRS INC	1,451 (-13.0%)	$432K (+33.6%)	0.3%	$191.91	—	COM	882508104
EEM	ISHARES TR	8,524 (-2.1%)	$583K (+18.0%)	0.3%	$42.19	—	MSCI EMG MKT ETF	464287234
COWZ	PACER FDS TR	3,353 (-28.6%)	$209K (-29.0%)	0.1%	$55.71	—	US CASH COWS 100	69374H881
UNP	UNION PAC CORP	2,619 (-19.7%)	$712K (-10.0%)	0.4%	$230.22	—	COM	907818108
TD	TORONTO DOMINION BK ONT	3,628 (-8.0%)	$441K (+19.8%)	0.3%	$57.94	—	COM NEW	891160509
GS	GOLDMAN SACHS GROUP INC	686 (-6.8%)	$694K (+11.5%)	0.4%	$551.17	—	COM	38141G104
QUAL	ISHARES TR	5,115 (-7.1%)	$1.122M (+6.3%)	0.7%	$179.42	—	MSCI USA QLT FCT	46432F339
LMT	LOCKHEED MARTIN CORP	612 (-1.3%)	$312K (-16.8%)	0.2%	$524.63	—	COM	539830109
VSDM	VANGUARD MUN BD FDS	14,082 (-5.9%)	$1.079M (-5.5%)	0.6%	$75.83	—	SHORT TAX EXEMPT	922907696
V	VISA INC	1,578 (-3.5%)	$542K (+9.6%)	0.3%	$299.01	—	COM CL A	92826C839
BRK/B	BERKSHIRE HATHAWAY INC DEL	1,560 (-9.5%)	$781K (-5.5%)	0.5%	$461.73	—	CL B NEW	084670702
BAC	BANK OF AMER CORP	5,593 (-1.5%)	$319K (+15.2%)	0.2%	$42.78	—	COM	060505104
SCHD	SCHWAB STRATEGIC TR	196,877 (-2.7%)	$6.243M (+0.6%)	3.7%	$27.32	—	US DIVIDEND EQ	808524797
CAH	CARDINAL HEALTH INC	1,926 (-3.6%)	$458K (+8.4%)	0.3%	$115.66	—	COM	14149Y108
—	FS CREDIT OPPORTUNITIES CORP	20,268 (-21.5%)	$101K (-23.2%)	0.1%	$6.81	—	COMMON STOCK	30290Y101
QCOM	QUALCOMM INC	2,008 (-25.1%)	$371K (+7.5%)	0.2%	$159.66	—	COM	747525103
MAR	MARRIOTT INTL INC NEW	1,222 (-6.6%)	$453K (+5.8%)	0.3%	$289.07	—	CL A	571903202
CGDG	CAPITAL GROUP DIVIDEND GROWE	63,408 (-3.4%)	$2.378M (+0.9%)	1.4%	$34.70	—	SHS ETF	14021L109
BK	BANK OF NY MELLON CORP	4,434 (-20.1%)	$641K (-2.6%)	0.4%	$76.53	—	COM	064058100
JCI	JOHNSON CONTROLS INTERNATION	2,452 (-6.6%)	$358K (+4.2%)	0.2%	$84.05	—	SHS	G51502105
IDV	ISHARES TR	6,537 (-1.7%)	$271K (-4.3%)	0.2%	$27.38	—	INTL SEL DIV ETF	464288448
MINT	PIMCO ETF TR	4,645 (-1.4%)	$468K (-1.2%)	0.3%	$100.35	—	ENHAN SHRT MA AC	72201R833
CB	CHUBB LIMITED	1,638 (-3.7%)	$558K (+0.7%)	0.3%	$282.68	—	COM	H1467J104

Unchanged Positions (39)

IVW ISHARES TR 2.0%

Value $3.376M Shares 24,550 Est. Cost $101.53 Unrealized —

IQLT ISHARES TR 4.4%

Value $7.293M Shares 147,176 Est. Cost $41.68 Unrealized —

FFSM FIDELITY COVINGTON TRUST 1.7%

Value $2.848M Shares 74,539 Est. Cost $28.67 Unrealized —

AAPL APPLE INC 1.9%

Value $3.145M Shares 10,869 Est. Cost $234.51 Unrealized —

VNQ VANGUARD INDEX FDS 2.5%

Value $4.231M Shares 43,880 Est. Cost $89.18 Unrealized —

IJH ISHARES TR 1.3%

Value $2.18M Shares 28,273 Est. Cost $61.85 Unrealized —

DGRO ISHARES TR 1.7%

Value $2.902M Shares 38,287 Est. Cost $61.39 Unrealized —

IJR ISHARES TR 0.7%

Value $1.243M Shares 8,381 Est. Cost $115.56 Unrealized —

IUSV ISHARES TR 1.6%

Value $2.661M Shares 24,157 Est. Cost $92.71 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 0.9%

Value $1.486M Shares 6,282 Est. Cost $196.15 Unrealized —

JPM JPMORGAN CHASE & CO 0.7%

Value $1.208M Shares 3,691 Est. Cost $229.47 Unrealized —

SPSM SPDR SERIES TRUST 0.5%

Value $768K Shares 13,320 Est. Cost $44.92 Unrealized —

GDX VANECK ETF TRUST 0.3%

Value $499K Shares 6,612 Est. Cost $86.42 Unrealized —

CGGO CAPITAL GROUP GBL GROWTH EQT 0.3%

Value $455K Shares 10,739 Est. Cost $34.11 Unrealized —

GILD GILEAD SCIENCES INC 0.6%

Value $975K Shares 7,719 Est. Cost $138.38 Unrealized —

FDIF FIDELITY COVINGTON TRUST 0.3%

Value $474K Shares 11,704 Est. Cost $33.82 Unrealized —

IEFA ISHARES TR 0.8%

Value $1.285M Shares 13,303 Est. Cost $70.92 Unrealized —

CVX CHEVRON CORPORATION 0.2%

Value $309K Shares 1,866 Est. Cost $146.09 Unrealized —

CME CME GROUP INC 0.1%

Value $206K Shares 934 Est. Cost $224.05 Unrealized —

VOO VANGUARD INDEX FDS 0.3%

Value $502K Shares 730 Est. Cost $539.76 Unrealized —

WFC WELLS FARGO & CO 0.8%

Value $1.381M Shares 16,712 Est. Cost $90.04 Unrealized —

SMMV ISHARES TR 0.5%

Value $889K Shares 19,308 Est. Cost $41.51 Unrealized —

AMGN AMGEN INC 1.4%

Value $2.321M Shares 6,409 Est. Cost $286.05 Unrealized —

MRK MERCK & CO INC 0.5%

Value $810K Shares 6,305 Est. Cost $98.03 Unrealized —

SPYG SPDR SERIES TRUST 0.2%

Value $261K Shares 2,195 Est. Cost $95.32 Unrealized —

TRV TRAVELERS COMPANIES INC 0.2%

Value $369K Shares 1,117 Est. Cost $244.86 Unrealized —

ARQT ARCUTIS BIOTHERAPEUTICS INC 0.3%

Value $425K Shares 16,196 Est. Cost $26.85 Unrealized —

SNA SNAP ON INC 0.2%

Value $405K Shares 1,005 Est. Cost $327.35 Unrealized —

VEU VANGUARD INTL EQUITY INDEX F 0.2%

Value $387K Shares 4,626 Est. Cost $58.42 Unrealized —

CGMS CAPITAL GRP FIXED INCM ETF T 1.3%

Value $2.115M Shares 77,373 Est. Cost $27.32 Unrealized —

VTV VANGUARD INDEX FDS 0.1%

Value $230K Shares 1,057 Est. Cost $196.23 Unrealized —

FDRR FIDELITY COVINGTON TRUST 0.1%

Value $245K Shares 3,782 Est. Cost $51.37 Unrealized —

AFL AFLAC INC 0.1%

Value $218K Shares 1,861 Est. Cost $104.19 Unrealized —

VTIP VANGUARD MALVERN FDS 0.7%

Value $1.117M Shares 22,239 Est. Cost $50.59 Unrealized —

SHY ISHARES TR 2.6%

Value $4.333M Shares 52,765 Est. Cost $82.05 Unrealized —

BOND PIMCO ETF TR 0.7%

Value $1.12M Shares 12,148 Est. Cost $90.49 Unrealized —

NVS NOVARTIS AG 0.1%

Value $233K Shares 1,484 Est. Cost $138.12 Unrealized —

VTEC VANGUARD CALIF TAX FREE FDS 0.2%

Value $290K Shares 2,878 Est. Cost $99.73 Unrealized —

SPLV INVESCO EXCH TRADED FD TR II 0.1%

Value $205K Shares 2,740 Est. Cost $73.14 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IVW	ISHARES TR	24,550	$3.376M	2.0%	$101.53	—	S&P 500 GRWT ETF	464287309
IQLT	ISHARES TR	147,176	$7.293M	4.4%	$41.68	—	MSCI INTL QUALTY	46434V456
FFSM	FIDELITY COVINGTON TRUST	74,539	$2.848M	1.7%	$28.67	—	FUN SMA MID ETF	316092295
AAPL	APPLE INC	10,869	$3.145M	1.9%	$234.51	—	COM	037833100
VNQ	VANGUARD INDEX FDS	43,880	$4.231M	2.5%	$89.18	—	REAL ESTATE ETF	922908553
IJH	ISHARES TR	28,273	$2.18M	1.3%	$61.85	—	CORE S&P MCP ETF	464287507
DGRO	ISHARES TR	38,287	$2.902M	1.7%	$61.39	—	CORE DIV GRWTH	46434V621
IJR	ISHARES TR	8,381	$1.243M	0.7%	$115.56	—	CORE S&P SCP ETF	464287804
IUSV	ISHARES TR	24,157	$2.661M	1.6%	$92.71	—	CORE S&P US VLU	464287663
VIG	VANGUARD SPECIALIZED FUNDS	6,282	$1.486M	0.9%	$196.15	—	DIV APP ETF	921908844
JPM	JPMORGAN CHASE & CO	3,691	$1.208M	0.7%	$229.47	—	COM	46625H100
SPSM	SPDR SERIES TRUST	13,320	$768K	0.5%	$44.92	—	ST STR SP600 SML	78468R853
GDX	VANECK ETF TRUST	6,612	$499K	0.3%	$86.42	—	GOLD MINERS ETF	92189F106
CGGO	CAPITAL GROUP GBL GROWTH EQT	10,739	$455K	0.3%	$34.11	—	SHS CREAT UNIT	14020X104
GILD	GILEAD SCIENCES INC	7,719	$975K	0.6%	$138.38	—	COM	375558103
FDIF	FIDELITY COVINGTON TRUST	11,704	$474K	0.3%	$33.82	—	DISRUPTORS ETF	316092121
IEFA	ISHARES TR	13,303	$1.285M	0.8%	$70.92	—	CORE MSCI EAFE	46432F842
CVX	CHEVRON CORPORATION	1,866	$309K	0.2%	$146.09	—	COM	166764100
CME	CME GROUP INC	934	$206K	0.1%	$224.05	—	COM	12572Q105
VOO	VANGUARD INDEX FDS	730	$502K	0.3%	$539.76	—	S&P 500 ETF SHS	922908363
WFC	WELLS FARGO & CO	16,712	$1.381M	0.8%	$90.04	—	COM	949746101
SMMV	ISHARES TR	19,308	$889K	0.5%	$41.51	—	MSCI USA SMCP MN	46435G433
AMGN	AMGEN INC	6,409	$2.321M	1.4%	$286.05	—	COM	031162100
MRK	MERCK & CO INC	6,305	$810K	0.5%	$98.03	—	COM	58933Y105
SPYG	SPDR SERIES TRUST	2,195	$261K	0.2%	$95.32	—	ST STR P500GRW	78464A409
TRV	TRAVELERS COMPANIES INC	1,117	$369K	0.2%	$244.86	—	COM	89417E109
ARQT	ARCUTIS BIOTHERAPEUTICS INC	16,196	$425K	0.3%	$26.85	—	COM	03969K108
SNA	SNAP ON INC	1,005	$405K	0.2%	$327.35	—	COM	833034101
VEU	VANGUARD INTL EQUITY INDEX F	4,626	$387K	0.2%	$58.42	—	ALLWRLD EX US	922042775
CGMS	CAPITAL GRP FIXED INCM ETF T	77,373	$2.115M	1.3%	$27.32	—	US MULTI-SECTOR	14020Y300
VTV	VANGUARD INDEX FDS	1,057	$230K	0.1%	$196.23	—	VALUE ETF	922908744
FDRR	FIDELITY COVINGTON TRUST	3,782	$245K	0.1%	$51.37	—	DIVID ETF RISI	316092832
AFL	AFLAC INC	1,861	$218K	0.1%	$104.19	—	COM	001055102
VTIP	VANGUARD MALVERN FDS	22,239	$1.117M	0.7%	$50.59	—	STRM INFPROIDX	922020805
SHY	ISHARES TR	52,765	$4.333M	2.6%	$82.05	—	1 3 YR TREAS BD	464287457
BOND	PIMCO ETF TR	12,148	$1.12M	0.7%	$90.49	—	ACTIVE BD ETF	72201R775
NVS	NOVARTIS AG	1,484	$233K	0.1%	$138.12	—	SPONSORED ADR	66987V109
VTEC	VANGUARD CALIF TAX FREE FDS	2,878	$290K	0.2%	$99.73	—	TAX EXEMPT BD FD	922021605
SPLV	INVESCO EXCH TRADED FD TR II	2,740	$205K	0.1%	$73.14	—	S&P500 LOW VOL	46138E354