Financial Synergies Wealth Advisors, Inc. Diversified Active

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
DKS	DICKS SPORTING GOODS INC	7,305	$1,446	0.1%	$217.13	0.0%	COM	253393102
MU	MICRON TECHNOLOGY INC	4,610	$1,316	0.1%	$229.35	0.0%	COM	595112103
KKR	KKR & CO INC	5,369	$684	0.1%	$124.29	0.0%	COM	48251W104
DDS	DILLARDS INC	1,001	$607	0.1%	$609.18	0.0%	CL A	254067101
VLO	VALERO ENERGY CORP	3,366	$548	0.1%	$168.83	0.0%	COM	91913Y100
QCOM	QUALCOMM INC	2,916	$499	0.0%	$170.79	0.0%	COM	747525103
RFG	INVESCO EXCHANGE TRADED FD T	8,439	$443	0.0%	$52.44	—	S&P MDCP400 PR	46137V217
DFAE	DIMENSIONAL ETF TRUST	8,848	$288	0.0%	$32.57	—	EMGR CRE EQT MNG	25434V302
GOOG	ALPHABET INC	782	$245	0.0%	$286.33	0.0%	CAP STK CL C	02079K107
V	VISA INC	632	$222	0.0%	$340.38	0.0%	COM CL A	92826C839
WDC	WESTERN DIGITAL CORP	1,254	$216	0.0%	$151.55	0.0%	COM	958102105
VYM	VANGUARD WHITEHALL FDS	1,460	$210	0.0%	$143.52	—	HIGH DIV YLD	921946406
VIOG	VANGUARD ADMIRAL FDS INC	1,725	$209	0.0%	$121.29	—	SMLCP 600 GRTH	921932794
VT	VANGUARD INTL EQUITY INDEX F	1,470	$207	0.0%	$141.04	—	TT WRLD ST ETF	922042742
PLTR	PALANTIR TECHNOLOGIES INC	1,139	$202	0.0%	$181.03	0.0%	CL A	69608A108

Increased Positions (41)

VTV VANGUARD INDEX FDS 10.0%

Value ($000) $103,088 (+5.5%) Shares 539,758 (+3.0%) Est. Cost $126.49 Unrealized —

EFV ISHARES TR 6.3%

Value ($000) $65,654 (+7.1%) Shares 919,400 (+1.7%) Est. Cost $45.76 Unrealized —

VEA VANGUARD TAX-MANAGED FDS 5.6%

Value ($000) $57,864 (+6.3%) Shares 926,276 (+1.9%) Est. Cost $44.65 Unrealized —

CAT CATERPILLAR INC 0.4%

Value ($000) $4,427 (+230.1%) Shares 7,727 (+175.0%) Est. Cost $473.80 Unrealized +17.2%

EFG ISHARES TR 5.3%

Value ($000) $55,290 (+3.6%) Shares 485,342 (+3.6%) Est. Cost $96.79 Unrealized —

IEMG ISHARES INC 4.3%

Value ($000) $44,908 (+4.3%) Shares 668,081 (+2.3%) Est. Cost $55.72 Unrealized —

VO VANGUARD INDEX FDS 10.7%

Value ($000) $111,113 (+1.6%) Shares 382,860 (+2.9%) Est. Cost $232.35 Unrealized —

AVUV AMERICAN CENTY ETF TR 1.8%

Value ($000) $18,758 (+6.2%) Shares 183,941 (+3.7%) Est. Cost $93.32 Unrealized —

FBND FIDELITY MERRIMACK STR TR 0.7%

Value ($000) $6,810 (+18.9%) Shares 147,921 (+19.4%) Est. Cost $45.81 Unrealized —

DFAS DIMENSIONAL ETF TRUST 1.9%

Value ($000) $19,616 (+5.1%) Shares 281,559 (+3.3%) Est. Cost $61.97 Unrealized —

AAPL APPLE INC 0.6%

Value ($000) $6,201 (+17.7%) Shares 22,812 (+10.3%) Est. Cost $211.51 Unrealized +26.9%

XOM EXXON MOBIL CORP 0.6%

Value ($000) $6,312 (+10.5%) Shares 52,451 (+3.5%) Est. Cost $99.27 Unrealized +16.3%

AVGO BROADCOM INC 0.1%

Value ($000) $787 (+111.8%) Shares 2,275 (+101.9%) Est. Cost $287.11 Unrealized +24.3%

DFIV DIMENSIONAL ETF TRUST 0.3%

Value ($000) $3,211 (+13.9%) Shares 64,344 (+5.2%) Est. Cost $31.75 Unrealized —

USIG ISHARES TR 0.2%

Value ($000) $2,539 (+18.0%) Shares 49,049 (+19.0%) Est. Cost $50.99 Unrealized —

GOOGL ALPHABET INC 0.1%

Value ($000) $806 (+89.1%) Shares 2,574 (+46.8%) Est. Cost $207.62 Unrealized +37.6%

WMT WALMART INC 0.3%

Value ($000) $3,396 (+12.4%) Shares 30,486 (+4.0%) Est. Cost $95.24 Unrealized +12.6%

PMBS PIMCO ETF TR 0.1%

Value ($000) $919 (+56.3%) Shares 18,489 (+56.2%) Est. Cost $49.67 Unrealized —

BRK/B BERKSHIRE HATHAWAY INC DEL 0.2%

Value ($000) $1,554 (+24.6%) Shares 3,091 (+24.6%) Est. Cost $398.18 Unrealized +25.0%

MSFT MICROSOFT CORP 0.2%

Value ($000) $2,380 (+14.0%) Shares 4,920 (+22.1%) Est. Cost $401.18 Unrealized +24.8%

PRFD PIMCO ETF TR 0.1%

Value ($000) $745 (+58.5%) Shares 14,472 (+59.4%) Est. Cost $51.12 Unrealized —

QQQ INVESCO QQQ TR 0.1%

Value ($000) $1,242 (+24.9%) Shares 2,022 (+22.1%) Est. Cost $415.70 Unrealized —

AMZN AMAZON COM INC 0.1%

Value ($000) $1,131 (+23.9%) Shares 4,900 (+17.9%) Est. Cost $153.51 Unrealized +49.0%

VOO VANGUARD INDEX FDS 0.3%

Value ($000) $2,975 (+7.1%) Shares 4,744 (+4.6%) Est. Cost $390.22 Unrealized —

NVDA NVIDIA CORPORATION 0.1%

Value ($000) $1,383 (+9.0%) Shares 7,414 (+9.0%) Est. Cost $118.59 Unrealized +57.0%

TSLA TESLA INC 0.1%

Value ($000) $523 (+24.8%) Shares 1,164 (+23.4%) Est. Cost $347.24 Unrealized +27.7%

PG PROCTER AND GAMBLE CO 0.0%

Value ($000) $288 (+43.5%) Shares 2,011 (+53.9%) Est. Cost $152.19 Unrealized -3.3%

IWM ISHARES TR 0.2%

Value ($000) $1,931 (+3.4%) Shares 7,846 (+1.7%) Est. Cost $151.70 Unrealized —

PYLD PIMCO ETF TR 0.0%

Value ($000) $415 (+10.3%) Shares 15,551 (+11.0%) Est. Cost $26.60 Unrealized —

HYS PIMCO ETF TR 0.0%

Value ($000) $425 (+9.4%) Shares 4,478 (+10.4%) Est. Cost $94.15 Unrealized —

MOAT VANECK ETF TRUST 0.1%

Value ($000) $647 (+5.8%) Shares 6,251 (+1.2%) Est. Cost $88.03 Unrealized —

SCHF SCHWAB STRATEGIC TR 0.1%

Value ($000) $635 (+4.3%) Shares 26,411 (+1.0%) Est. Cost $28.01 Unrealized —

IVW ISHARES TR 0.0%

Value ($000) $416 (+6.5%) Shares 3,379 (+4.3%) Est. Cost $74.67 Unrealized —

BA BOEING CO 0.1%

Value ($000) $530 (+4.3%) Shares 2,442 (+3.7%) Est. Cost $189.47 Unrealized +8.5%

SCZ ISHARES TR 0.1%

Value ($000) $724 (+3.0%) Shares 9,335 (+1.9%) Est. Cost $55.07 Unrealized —

CVX CHEVRON CORP NEW 0.2%

Value ($000) $2,569 (-0.2%) Shares 16,855 (+1.6%) Est. Cost $134.91 Unrealized +12.2%

FNDE SCHWAB STRATEGIC TR 0.0%

Value ($000) $258 (+1.5%) Shares 7,166 (+1.7%) Est. Cost $31.03 Unrealized —

UNP UNION PAC CORP 0.0%

Value ($000) $372 (-0.9%) Shares 1,610 (+1.3%) Est. Cost $218.58 Unrealized +4.0%

DFCF DIMENSIONAL ETF TRUST 0.0%

Value ($000) $452 (+0.7%) Shares 10,627 (+1.2%) Est. Cost $43.34 Unrealized —

VPLS VANGUARD MALVERN FDS 0.0%

Value ($000) $214 (+1.4%) Shares 2,743 (+2.1%) Est. Cost $77.59 Unrealized —

FPFD FIDELITY COVINGTON TRUST 0.0%

Value ($000) $204 (+0.3%) Shares 9,377 (+1.5%) Est. Cost $22.06 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
VTV	VANGUARD INDEX FDS	539,758 (+3.0%)	$103,088 (+5.5%)	10.0%	$126.49	—	VALUE ETF	922908744
EFV	ISHARES TR	919,400 (+1.7%)	$65,654 (+7.1%)	6.3%	$45.76	—	EAFE VALUE ETF	464288877
VEA	VANGUARD TAX-MANAGED FDS	926,276 (+1.9%)	$57,864 (+6.3%)	5.6%	$44.65	—	VAN FTSE DEV MKT	921943858
CAT	CATERPILLAR INC	7,727 (+175.0%)	$4,427 (+230.1%)	0.4%	$473.80	+17.2%	COM	149123101
EFG	ISHARES TR	485,342 (+3.6%)	$55,290 (+3.6%)	5.3%	$96.79	—	EAFE GRWTH ETF	464288885
IEMG	ISHARES INC	668,081 (+2.3%)	$44,908 (+4.3%)	4.3%	$55.72	—	CORE MSCI EMKT	46434G103
VO	VANGUARD INDEX FDS	382,860 (+2.9%)	$111,113 (+1.6%)	10.7%	$232.35	—	MID CAP ETF	922908629
AVUV	AMERICAN CENTY ETF TR	183,941 (+3.7%)	$18,758 (+6.2%)	1.8%	$93.32	—	US SML CP VALU	025072877
FBND	FIDELITY MERRIMACK STR TR	147,921 (+19.4%)	$6,810 (+18.9%)	0.7%	$45.81	—	TOTAL BD ETF	316188309
DFAS	DIMENSIONAL ETF TRUST	281,559 (+3.3%)	$19,616 (+5.1%)	1.9%	$61.97	—	US SMALL CAP ETF	25434V500
AAPL	APPLE INC	22,812 (+10.3%)	$6,201 (+17.7%)	0.6%	$211.51	+26.9%	COM	037833100
XOM	EXXON MOBIL CORP	52,451 (+3.5%)	$6,312 (+10.5%)	0.6%	$99.27	+16.3%	COM	30231G102
AVGO	BROADCOM INC	2,275 (+101.9%)	$787 (+111.8%)	0.1%	$287.11	+24.3%	COM	11135F101
DFIV	DIMENSIONAL ETF TRUST	64,344 (+5.2%)	$3,211 (+13.9%)	0.3%	$31.75	—	INTERNATNAL VAL	25434V807
USIG	ISHARES TR	49,049 (+19.0%)	$2,539 (+18.0%)	0.2%	$50.99	—	USD INV GRDE ETF	464288620
GOOGL	ALPHABET INC	2,574 (+46.8%)	$806 (+89.1%)	0.1%	$207.62	+37.6%	CAP STK CL A	02079K305
WMT	WALMART INC	30,486 (+4.0%)	$3,396 (+12.4%)	0.3%	$95.24	+12.6%	COM	931142103
PMBS	PIMCO ETF TR	18,489 (+56.2%)	$919 (+56.3%)	0.1%	$49.67	—	MTG BKD SECS ACT	72201R569
BRK/B	BERKSHIRE HATHAWAY INC DEL	3,091 (+24.6%)	$1,554 (+24.6%)	0.2%	$398.18	+25.0%	CL B NEW	084670702
MSFT	MICROSOFT CORP	4,920 (+22.1%)	$2,380 (+14.0%)	0.2%	$401.18	+24.8%	COM	594918104
PRFD	PIMCO ETF TR	14,472 (+59.4%)	$745 (+58.5%)	0.1%	$51.12	—	PREFERRED AND CP	72201R619
QQQ	INVESCO QQQ TR	2,022 (+22.1%)	$1,242 (+24.9%)	0.1%	$415.70	—	UNIT SER 1	46090E103
AMZN	AMAZON COM INC	4,900 (+17.9%)	$1,131 (+23.9%)	0.1%	$153.51	+49.0%	COM	023135106
VOO	VANGUARD INDEX FDS	4,744 (+4.6%)	$2,975 (+7.1%)	0.3%	$390.22	—	S&P 500 ETF SHS	922908363
NVDA	NVIDIA CORPORATION	7,414 (+9.0%)	$1,383 (+9.0%)	0.1%	$118.59	+57.0%	COM	67066G104
TSLA	TESLA INC	1,164 (+23.4%)	$523 (+24.8%)	0.1%	$347.24	+27.7%	COM	88160R101
PG	PROCTER AND GAMBLE CO	2,011 (+53.9%)	$288 (+43.5%)	0.0%	$152.19	-3.3%	COM	742718109
IWM	ISHARES TR	7,846 (+1.7%)	$1,931 (+3.4%)	0.2%	$151.70	—	RUSSELL 2000 ETF	464287655
PYLD	PIMCO ETF TR	15,551 (+11.0%)	$415 (+10.3%)	0.0%	$26.60	—	MULTISECTOR BD	72201R585
HYS	PIMCO ETF TR	4,478 (+10.4%)	$425 (+9.4%)	0.0%	$94.15	—	0-5 HIGH YIELD	72201R783
MOAT	VANECK ETF TRUST	6,251 (+1.2%)	$647 (+5.8%)	0.1%	$88.03	—	MRNGSTR WDE MOAT	92189F643
SCHF	SCHWAB STRATEGIC TR	26,411 (+1.0%)	$635 (+4.3%)	0.1%	$28.01	—	INTL EQTY ETF	808524805
IVW	ISHARES TR	3,379 (+4.3%)	$416 (+6.5%)	0.0%	$74.67	—	S&P 500 GRWT ETF	464287309
BA	BOEING CO	2,442 (+3.7%)	$530 (+4.3%)	0.1%	$189.47	+8.5%	COM	097023105
SCZ	ISHARES TR	9,335 (+1.9%)	$724 (+3.0%)	0.1%	$55.07	—	EAFE SML CP ETF	464288273
CVX	CHEVRON CORP NEW	16,855 (+1.6%)	$2,569 (-0.2%)	0.2%	$134.91	+12.2%	COM	166764100
FNDE	SCHWAB STRATEGIC TR	7,166 (+1.7%)	$258 (+1.5%)	0.0%	$31.03	—	FUNDAMENTAL EMER	808524730
UNP	UNION PAC CORP	1,610 (+1.3%)	$372 (-0.9%)	0.0%	$218.58	+4.0%	COM	907818108
DFCF	DIMENSIONAL ETF TRUST	10,627 (+1.2%)	$452 (+0.7%)	0.0%	$43.34	—	CORE FIXED INCOM	25434V872
VPLS	VANGUARD MALVERN FDS	2,743 (+2.1%)	$214 (+1.4%)	0.0%	$77.59	—	CORE-PLUS BD ETF	922020755
FPFD	FIDELITY COVINGTON TRUST	9,377 (+1.5%)	$204 (+0.3%)	0.0%	$22.06	—	PFD SECS INCOME	316092261

Exited Positions (1)

BLK BLACKROCK INC 0.0%

Value ($000) $202 Shares 173 Est. Cost $1108.77 Unrealized -1.7%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
BLK	BLACKROCK INC	173	$202	0.0%	$1108.77	-1.7%	—	09290D101

Decreased Positions (9)

HIMU BLACKROCK ETF TRUST II 0.7%

Value ($000) $7,310 (-8.4%) Shares 150,173 (-7.4%) Est. Cost $49.43 Unrealized —

SPY SPDR S&P 500 ETF TR 0.3%

Value ($000) $2,841 (-17.9%) Shares 4,166 (-19.7%) Est. Cost $400.01 Unrealized —

IWN ISHARES TR 0.5%

Value ($000) $5,185 (-3.5%) Shares 28,612 (-5.9%) Est. Cost $138.36 Unrealized —

VXF VANGUARD INDEX FDS 0.3%

Value ($000) $2,949 (-4.8%) Shares 14,101 (-4.7%) Est. Cost $140.86 Unrealized —

IVE ISHARES TR 0.6%

Value ($000) $6,497 (+1.4%) Shares 30,638 (-1.3%) Est. Cost $141.64 Unrealized —

SCHX SCHWAB STRATEGIC TR 0.7%

Value ($000) $7,533 (+0.7%) Shares 279,943 (-1.4%) Est. Cost $31.89 Unrealized —

PH PARKER-HANNIFIN CORP 0.0%

Value ($000) $235 (+13.1%) Shares 267 (-2.6%) Est. Cost $735.10 Unrealized +11.2%

SCHM SCHWAB STRATEGIC TR 0.6%

Value ($000) $6,511 (+0.1%) Shares 216,528 (-1.4%) Est. Cost $39.96 Unrealized —

VV VANGUARD INDEX FDS 0.0%

Value ($000) $321 (-0.5%) Shares 1,019 (-2.7%) Est. Cost $257.13 Unrealized —

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
HIMU	BLACKROCK ETF TRUST II	150,173 (-7.4%)	$7,310 (-8.4%)	0.7%	$49.43	—	ISHARES HIGH YIE	092528843
SPY	SPDR S&P 500 ETF TR	4,166 (-19.7%)	$2,841 (-17.9%)	0.3%	$400.01	—	TR UNIT	78462F103
IWN	ISHARES TR	28,612 (-5.9%)	$5,185 (-3.5%)	0.5%	$138.36	—	RUS 2000 VAL ETF	464287630
VXF	VANGUARD INDEX FDS	14,101 (-4.7%)	$2,949 (-4.8%)	0.3%	$140.86	—	EXTEND MKT ETF	922908652
IVE	ISHARES TR	30,638 (-1.3%)	$6,497 (+1.4%)	0.6%	$141.64	—	S&P 500 VAL ETF	464287408
SCHX	SCHWAB STRATEGIC TR	279,943 (-1.4%)	$7,533 (+0.7%)	0.7%	$31.89	—	US LRG CAP ETF	808524201
PH	PARKER-HANNIFIN CORP	267 (-2.6%)	$235 (+13.1%)	0.0%	$735.10	+11.2%	COM	701094104
SCHM	SCHWAB STRATEGIC TR	216,528 (-1.4%)	$6,511 (+0.1%)	0.6%	$39.96	—	US MID-CAP ETF	808524508
VV	VANGUARD INDEX FDS	1,019 (-2.7%)	$321 (-0.5%)	0.0%	$257.13	—	LARGE CAP ETF	922908637

Unchanged Positions (42)

IVV ISHARES TR 15.5%

Value ($000) $160,700 Shares 234,619 Est. Cost $319.61 Unrealized —

VUG VANGUARD INDEX FDS 12.4%

Value ($000) $128,135 Shares 262,647 Est. Cost $250.37 Unrealized —

DFUV DIMENSIONAL ETF TRUST 1.5%

Value ($000) $15,104 Shares 324,195 Est. Cost $32.10 Unrealized —

SCHG SCHWAB STRATEGIC TR 3.8%

Value ($000) $39,639 Shares 1,215,160 Est. Cost $35.60 Unrealized —

FNDF SCHWAB STRATEGIC TR 0.9%

Value ($000) $8,873 Shares 196,261 Est. Cost $28.62 Unrealized —

VONV VANGUARD SCOTTSDALE FDS 2.0%

Value ($000) $20,422 Shares 221,259 Est. Cost $82.32 Unrealized —

VBR VANGUARD INDEX FDS 1.2%

Value ($000) $12,726 Shares 60,086 Est. Cost $125.86 Unrealized —

VB VANGUARD INDEX FDS 2.0%

Value ($000) $20,394 Shares 79,060 Est. Cost $161.84 Unrealized —

IEFA ISHARES TR 0.6%

Value ($000) $5,998 Shares 67,048 Est. Cost $61.26 Unrealized —

JNJ JOHNSON & JOHNSON 0.1%

Value ($000) $1,399 Shares 6,762 Est. Cost $151.04 Unrealized +30.4%

EEM ISHARES TR 0.4%

Value ($000) $4,463 Shares 81,568 Est. Cost $39.95 Unrealized —

IAU ISHARES GOLD TR 0.1%

Value ($000) $779 Shares 9,591 Est. Cost $58.96 Unrealized —

FNDX SCHWAB STRATEGIC TR 0.2%

Value ($000) $1,782 Shares 65,487 Est. Cost $30.35 Unrealized —

EFA ISHARES TR 0.3%

Value ($000) $2,850 Shares 29,674 Est. Cost $63.16 Unrealized —

UNH UNITEDHEALTH GROUP INC 0.2%

Value ($000) $1,751 Shares 5,306 Est. Cost $374.94 Unrealized -10.1%

IDEV ISHARES TR 0.2%

Value ($000) $1,644 Shares 19,930 Est. Cost $51.63 Unrealized —

VWO VANGUARD INTL EQUITY INDEX F 0.5%

Value ($000) $5,615 Shares 104,443 Est. Cost $40.59 Unrealized —

SLYV SPDR SERIES TRUST 0.2%

Value ($000) $2,017 Shares 22,176 Est. Cost $62.40 Unrealized —

DFAT DIMENSIONAL ETF TRUST 0.2%

Value ($000) $1,933 Shares 32,461 Est. Cost $40.98 Unrealized —

MUNI PIMCO ETF TR 0.5%

Value ($000) $5,556 Shares 105,999 Est. Cost $51.48 Unrealized —

STEL STELLAR BANCORP INC 0.2%

Value ($000) $2,037 Shares 65,848 Est. Cost $26.58 Unrealized +15.6%

HD HOME DEPOT INC 0.0%

Value ($000) $231 Shares 671 Est. Cost $358.21 Unrealized +1.8%

CSCO CISCO SYS INC 0.0%

Value ($000) $312 Shares 4,048 Est. Cost $48.67 Unrealized +51.6%

DFAC DIMENSIONAL ETF TRUST 0.1%

Value ($000) $1,291 Shares 32,603 Est. Cost $23.61 Unrealized —

DFAI DIMENSIONAL ETF TRUST 0.1%

Value ($000) $759 Shares 19,926 Est. Cost $25.20 Unrealized —

VTI VANGUARD INDEX FDS 0.1%

Value ($000) $1,120 Shares 3,341 Est. Cost $216.38 Unrealized —

AVLV AMERICAN CENTY ETF TR 0.0%

Value ($000) $473 Shares 6,248 Est. Cost $64.62 Unrealized —

MGC VANGUARD WORLD FD 0.1%

Value ($000) $535 Shares 2,129 Est. Cost $114.61 Unrealized —

IJH ISHARES TR 0.1%

Value ($000) $1,035 Shares 15,685 Est. Cost $101.70 Unrealized —

MCD MCDONALDS CORP 0.1%

Value ($000) $923 Shares 3,020 Est. Cost $237.56 Unrealized +28.4%

JPM JPMORGAN CHASE & CO. 0.0%

Value ($000) $358 Shares 1,109 Est. Cost $214.93 Unrealized +44.0%

SCHA SCHWAB STRATEGIC TR 0.1%

Value ($000) $681 Shares 23,908 Est. Cost $41.27 Unrealized —

SCHB SCHWAB STRATEGIC TR 0.0%

Value ($000) $402 Shares 15,332 Est. Cost $30.02 Unrealized —

QQQM INVESCO EXCH TRADED FD TR II 0.0%

Value ($000) $318 Shares 1,256 Est. Cost $193.02 Unrealized —

SCHV SCHWAB STRATEGIC TR 0.0%

Value ($000) $319 Shares 10,777 Est. Cost $26.58 Unrealized —

VIG VANGUARD SPECIALIZED FUNDS 0.0%

Value ($000) $286 Shares 1,302 Est. Cost $152.30 Unrealized —

SCHD SCHWAB STRATEGIC TR 0.0%

Value ($000) $278 Shares 10,138 Est. Cost $43.51 Unrealized —

SPSM SPDR SERIES TRUST 0.1%

Value ($000) $787 Shares 16,800 Est. Cost $33.86 Unrealized —

BXSL BLACKSTONE SECD LENDING FD 0.0%

Value ($000) $266 Shares 10,114 Est. Cost $25.00 Unrealized +4.4%

SDY SPDR SERIES TRUST 0.0%

Value ($000) $209 Shares 1,500 Est. Cost $135.73 Unrealized —

FNDA SCHWAB STRATEGIC TR 0.1%

Value ($000) $533 Shares 16,913 Est. Cost $36.76 Unrealized —

COP CONOCOPHILLIPS 0.0%

Value ($000) $389 Shares 4,152 Est. Cost $98.96 Unrealized -9.0%

Ticker	Issuer	Shares	Value ($000)	%	Est. Cost	Unrealized	Class	CUSIP
IVV	ISHARES TR	234,619	$160,700	15.5%	$319.61	—	CORE S&P500 ETF	464287200
VUG	VANGUARD INDEX FDS	262,647	$128,135	12.4%	$250.37	—	GROWTH ETF	922908736
DFUV	DIMENSIONAL ETF TRUST	324,195	$15,104	1.5%	$32.10	—	US MKTWIDE VALUE	25434V724
SCHG	SCHWAB STRATEGIC TR	1,215,160	$39,639	3.8%	$35.60	—	US LCAP GR ETF	808524300
FNDF	SCHWAB STRATEGIC TR	196,261	$8,873	0.9%	$28.62	—	FUNDAMENTAL INTL	808524755
VONV	VANGUARD SCOTTSDALE FDS	221,259	$20,422	2.0%	$82.32	—	VNG RUS1000VAL	92206C714
VBR	VANGUARD INDEX FDS	60,086	$12,726	1.2%	$125.86	—	SM CP VAL ETF	922908611
VB	VANGUARD INDEX FDS	79,060	$20,394	2.0%	$161.84	—	SMALL CP ETF	922908751
IEFA	ISHARES TR	67,048	$5,998	0.6%	$61.26	—	CORE MSCI EAFE	46432F842
JNJ	JOHNSON & JOHNSON	6,762	$1,399	0.1%	$151.04	+30.4%	COM	478160104
EEM	ISHARES TR	81,568	$4,463	0.4%	$39.95	—	MSCI EMG MKT ETF	464287234
IAU	ISHARES GOLD TR	9,591	$779	0.1%	$58.96	—	ISHARES NEW	464285204
FNDX	SCHWAB STRATEGIC TR	65,487	$1,782	0.2%	$30.35	—	FUNDAMENTAL US L	808524771
EFA	ISHARES TR	29,674	$2,850	0.3%	$63.16	—	MSCI EAFE ETF	464287465
UNH	UNITEDHEALTH GROUP INC	5,306	$1,751	0.2%	$374.94	-10.1%	COM	91324P102
IDEV	ISHARES TR	19,930	$1,644	0.2%	$51.63	—	CORE MSCI INTL	46435G326
VWO	VANGUARD INTL EQUITY INDEX F	104,443	$5,615	0.5%	$40.59	—	FTSE EMR MKT ETF	922042858
SLYV	SPDR SERIES TRUST	22,176	$2,017	0.2%	$62.40	—	STATE STREET SPD	78464A300
DFAT	DIMENSIONAL ETF TRUST	32,461	$1,933	0.2%	$40.98	—	US TARGETED VLU	25434V609
MUNI	PIMCO ETF TR	105,999	$5,556	0.5%	$51.48	—	INTER MUN BD ACT	72201R866
STEL	STELLAR BANCORP INC	65,848	$2,037	0.2%	$26.58	+15.6%	COM	858927106
HD	HOME DEPOT INC	671	$231	0.0%	$358.21	+1.8%	COM	437076102
CSCO	CISCO SYS INC	4,048	$312	0.0%	$48.67	+51.6%	COM	17275R102
DFAC	DIMENSIONAL ETF TRUST	32,603	$1,291	0.1%	$23.61	—	US CORE EQUITY 2	25434V708
DFAI	DIMENSIONAL ETF TRUST	19,926	$759	0.1%	$25.20	—	INTL CORE EQT MK	25434V203
VTI	VANGUARD INDEX FDS	3,341	$1,120	0.1%	$216.38	—	TOTAL STK MKT	922908769
AVLV	AMERICAN CENTY ETF TR	6,248	$473	0.0%	$64.62	—	US LARGE CAP VLU	025072349
MGC	VANGUARD WORLD FD	2,129	$535	0.1%	$114.61	—	MEGA CAP INDEX	921910873
IJH	ISHARES TR	15,685	$1,035	0.1%	$101.70	—	CORE S&P MCP ETF	464287507
MCD	MCDONALDS CORP	3,020	$923	0.1%	$237.56	+28.4%	COM	580135101
JPM	JPMORGAN CHASE & CO.	1,109	$358	0.0%	$214.93	+44.0%	COM	46625H100
SCHA	SCHWAB STRATEGIC TR	23,908	$681	0.1%	$41.27	—	US SML CAP ETF	808524607
SCHB	SCHWAB STRATEGIC TR	15,332	$402	0.0%	$30.02	—	US BRD MKT ETF	808524102
QQQM	INVESCO EXCH TRADED FD TR II	1,256	$318	0.0%	$193.02	—	NASDAQ 100 ETF	46138G649
SCHV	SCHWAB STRATEGIC TR	10,777	$319	0.0%	$26.58	—	US LCAP VA ETF	808524409
VIG	VANGUARD SPECIALIZED FUNDS	1,302	$286	0.0%	$152.30	—	DIV APP ETF	921908844
SCHD	SCHWAB STRATEGIC TR	10,138	$278	0.0%	$43.51	—	US DIVIDEND EQ	808524797
SPSM	SPDR SERIES TRUST	16,800	$787	0.1%	$33.86	—	STATE STREET SPD	78468R853
BXSL	BLACKSTONE SECD LENDING FD	10,114	$266	0.0%	$25.00	+4.4%	COMMON STOCK	09261X102
SDY	SPDR SERIES TRUST	1,500	$209	0.0%	$135.73	—	STATE STREET SPD	78464A763
FNDA	SCHWAB STRATEGIC TR	16,913	$533	0.1%	$36.76	—	FUNDAMENTAL US S	808524763
COP	CONOCOPHILLIPS	4,152	$389	0.0%	$98.96	-9.0%	COM	20825C104