Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
HON	HONEYWELL INTL INC	3,833	$858K	1.0%	$223.90	—	COM	438516205
HONA	HONEYWELL AEROSPACE INC	3,833	$847K	1.0%	$221.08	—	COM	43849R105
WELL	WELLTOWER INC REIT	989	$224K	0.3%	$226.97	—	RET	95040Q104
CVS	CVS HEALTH CORP	2,057	$213K	0.2%	$103.45	—	COM	126650100
VNO	VORNADO RLTY TR REIT	5,401	$212K	0.2%	$39.30	—	RET	929042109

Increased Positions (1)

VO VANGUARD MID-CAP INDEX FUND ETF SHARES 2.0%

Value $1.722M (+12.2%) Shares 21,378 (+300.0%) Est. Cost $126.46 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VO	VANGUARD MID-CAP INDEX FUND ETF SHARES	21,378 (+300.0%)	$1.722M (+12.2%)	2.0%	$126.46	—	UIE	922908629

Exited Positions (3)

HON HONEYWELL INTL INC 2.0%

Value $1.733M Shares 7,667 Est. Cost $203.59 Unrealized —

T AT&T INC 0.3%

Value $271K Shares 9,353 Est. Cost $21.51 Unrealized —

NKE NIKE INC CLASS CLASS B 0.3%

Value $231K Shares 4,365 Est. Cost $76.48 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
HON	HONEYWELL INTL INC	7,667	$1.733M	2.0%	$203.59	—	—	438516106
T	AT&T INC	9,353	$271K	0.3%	$21.51	—	—	00206R102
NKE	NIKE INC CLASS CLASS B	4,365	$231K	0.3%	$76.48	—	—	654106103

Unchanged Positions (107)

INTC INTEL CORP 2.8%

Value $2.426M Shares 17,378 Est. Cost $22.54 Unrealized —

CAT CATERPILLAR INC 3.2%

Value $2.808M Shares 2,637 Est. Cost $381.74 Unrealized —

VB VANGUARD SMALL-CAP INDEXFUND ETF SHARES 5.0%

Value $4.346M Shares 14,338 Est. Cost $240.27 Unrealized —

CSCO CISCO SYS INC 1.6%

Value $1.405M Shares 11,959 Est. Cost $55.37 Unrealized —

IBM IBM CORP 3.8%

Value $3.299M Shares 11,731 Est. Cost $216.31 Unrealized —

VTI VANGUARD TOTAL STOCK MARKET INDEX FUND ETF SHARES 3.4%

Value $2.989M Shares 8,078 Est. Cost $289.83 Unrealized —

GE GE AEROSPACE 1.6%

Value $1.377M Shares 3,685 Est. Cost $177.15 Unrealized —

UNH UNITEDHEALTH GROUP INC 1.0%

Value $855K Shares 2,058 Est. Cost $552.89 Unrealized —

GEV GE VERNOVA INC 1.2%

Value $1.082M Shares 921 Est. Cost $311.89 Unrealized —

VXF VANGUARD EXTENDED MARKETINDEX FUND ETF SHARES 1.9%

Value $1.633M Shares 6,633 Est. Cost $189.97 Unrealized —

BK BANK NEW YORK MELLON COR 1.7%

Value $1.475M Shares 10,200 Est. Cost $75.52 Unrealized —

GS GOLDMAN SACHS GROUP INC 1.6%

Value $1.412M Shares 1,396 Est. Cost $544.86 Unrealized —

AAPL APPLE INC 2.1%

Value $1.798M Shares 6,212 Est. Cost $234.51 Unrealized —

WMT WALMART INC 2.4%

Value $2.117M Shares 18,687 Est. Cost $85.80 Unrealized —

CSX CSX CORP 1.7%

Value $1.51M Shares 31,770 Est. Cost $33.68 Unrealized —

SCHA SCHWAB U.S. SMALL-CAP ETF 1.1%

Value $959K Shares 26,537 Est. Cost $25.86 Unrealized —

JPM JPMORGAN CHASE & CO 2.1%

Value $1.825M Shares 5,574 Est. Cost $228.03 Unrealized —

FLAX FRANKLIN FTSE ASIA EX JAPAN ETF 1.2%

Value $1.023M Shares 27,437 Est. Cost $22.72 Unrealized —

TRV TRAVELERS COS INC 1.5%

Value $1.316M Shares 3,987 Est. Cost $244.86 Unrealized —

XOM EXXON MOBIL CORP 0.6%

Value $549K Shares 4,019 Est. Cost $112.36 Unrealized —

EEMA ISHARES MSCI EMERGING MARKETS ASIA ETF 0.8%

Value $701K Shares 5,991 Est. Cost $71.65 Unrealized —

VPL VANGUARD FTSE PACIFIC INDEX FUND ETF SHARES 0.9%

Value $811K Shares 7,008 Est. Cost $71.04 Unrealized —

SPG SIMON PPTY GROUP INC NEWREIT 0.9%

Value $757K Shares 3,383 Est. Cost $165.60 Unrealized —

VOO VANGUARD S&P 500 ETF 1.1%

Value $938K Shares 1,366 Est. Cost $538.96 Unrealized —

CVX CHEVRON CORP NEW 0.6%

Value $485K Shares 2,927 Est. Cost $145.50 Unrealized —

DOW DOW INC 0.3%

Value $223K Shares 8,164 Est. Cost $29.05 Unrealized —

VZ VERIZON COMMUNICATIONS I 0.7%

Value $627K Shares 14,812 Est. Cost $39.40 Unrealized —

V VISA INC CLASS A 1.1%

Value $925K Shares 2,697 Est. Cost $298.33 Unrealized —

IEMG ISHARES CORE MSCI EMERGING MARKETS ETF 0.7%

Value $646K Shares 7,800 Est. Cost $52.22 Unrealized —

MCD MCDONALDS CORP 0.8%

Value $672K Shares 2,485 Est. Cost $290.22 Unrealized —

AXP AMERICAN EXPRESS CO 1.1%

Value $947K Shares 2,800 Est. Cost $283.58 Unrealized —

C CITIGROUP INC 0.5%

Value $467K Shares 3,334 Est. Cost $65.38 Unrealized —

AAXJ ISHARES MSCI ALL COUNTRYASIA EX JAPAN ETF 0.5%

Value $429K Shares 3,592 Est. Cost $72.18 Unrealized —

GMF STATE STREET SPDR S&P EMERGING ASIA PACIFIC ETF 0.7%

Value $582K Shares 3,710 Est. Cost $115.55 Unrealized —

PM PHILIP MORRIS INTL INC 1.0%

Value $886K Shares 4,900 Est. Cost $120.59 Unrealized —

UNP UNION PAC CORP 0.7%

Value $653K Shares 2,400 Est. Cost $230.22 Unrealized —

SCHG SCHWAB U.S. LARGE-CAP GROWTH ETF 0.5%

Value $468K Shares 13,824 Est. Cost $27.87 Unrealized —

ILF ISHARES LATIN AMERICA 40ETF 1.4%

Value $1.257M Shares 37,245 Est. Cost $20.91 Unrealized —

BP BP P L C FSPONSORED ADR 1 ADR REPS 6 ORD SHS 0.3%

Value $235K Shares 6,363 Est. Cost $34.46 Unrealized —

ESS ESSEX PPTY TR INC REIT 0.4%

Value $366K Shares 1,255 Est. Cost $282.24 Unrealized —

MRK MERCK & CO. INC. 1.1%

Value $943K Shares 7,341 Est. Cost $98.70 Unrealized —

GXC STATE STREET SPDR S&P CHINA ETF 0.9%

Value $791K Shares 9,142 Est. Cost $75.88 Unrealized —

BBEU JPMORGAN BETABUILDERS EUROPE ETF 0.9%

Value $828K Shares 10,642 Est. Cost $55.42 Unrealized —

VGK VANGUARD FTSE EUROPE ETF 0.9%

Value $821K Shares 9,270 Est. Cost $63.47 Unrealized —

BBCA JPMORGAN BETABUILDERS CANADA ETF 1.2%

Value $1.048M Shares 10,540 Est. Cost $70.59 Unrealized —

FXI ISHARES CHINA LARGE-CAP ETF 0.5%

Value $418K Shares 13,243 Est. Cost $30.44 Unrealized —

MMM 3M CO 0.6%

Value $527K Shares 3,252 Est. Cost $128.38 Unrealized —

HD HOME DEPOT INC 0.9%

Value $785K Shares 2,225 Est. Cost $397.26 Unrealized —

IPAC ISHARES CORE MSCI PACIFIC ETF 0.9%

Value $762K Shares 9,295 Est. Cost $61.10 Unrealized —

VEA VANGUARD FTSE DEVELOPED MARKETS INDEX FUND ETF SHARES 0.6%

Value $505K Shares 7,089 Est. Cost $47.82 Unrealized —

SCJ ISHARES MSCI JAPAN SMALL-CAP ETF 0.7%

Value $593K Shares 5,630 Est. Cost $73.15 Unrealized —

BAC BANK OF AMERICA CORP 0.4%

Value $318K Shares 5,573 Est. Cost $42.83 Unrealized —

VSS VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP INDEX FUND ETF SHARES 0.9%

Value $804K Shares 5,212 Est. Cost $114.48 Unrealized —

BA BOEING CO 0.6%

Value $547K Shares 2,526 Est. Cost $156.93 Unrealized —

KO THE COCA-COLA CO 0.8%

Value $685K Shares 8,426 Est. Cost $63.09 Unrealized —

SCHE SCHWAB EMERGING MARKETS EQUITY ETF 0.5%

Value $480K Shares 13,228 Est. Cost $26.63 Unrealized —

FLJP FRANKLIN FTSE JAPAN ETF 0.5%

Value $454K Shares 11,410 Est. Cost $28.61 Unrealized —

GSK GSK PLC ADR F 0.8%

Value $716K Shares 13,657 Est. Cost $33.82 Unrealized —

EWJ ISHARES MSCI JAPAN ETF 0.4%

Value $381K Shares 4,083 Est. Cost $67.10 Unrealized —

JNJ JOHNSON & JOHNSON 1.1%

Value $952K Shares 3,748 Est. Cost $149.59 Unrealized —

ABBV ABBVIE INC 0.3%

Value $256K Shares 1,018 Est. Cost $201.95 Unrealized —

BBJP JPMORGAN BETABUILDERS JAPAN ETF 0.5%

Value $408K Shares 5,423 Est. Cost $54.89 Unrealized —

AFL AFLAC INC 0.6%

Value $527K Shares 4,496 Est. Cost $106.42 Unrealized —

SPDW STATE STREET SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF 0.4%

Value $345K Shares 6,841 Est. Cost $34.13 Unrealized —

MAR MARRIOTT INTL INC NEW CLASS A 0.3%

Value $274K Shares 740 Est. Cost $285.32 Unrealized —

KIM KIMCO RLTY CORP REIT 0.3%

Value $277K Shares 10,943 Est. Cost $22.93 Unrealized —

FLCA FRANKLIN FTSE CANADA ETF 0.7%

Value $635K Shares 12,330 Est. Cost $36.60 Unrealized —

VWO VANGUARD FTSE EMERGING MARKETS INDEX FUND ETF SHARES 0.4%

Value $330K Shares 5,529 Est. Cost $44.04 Unrealized —

EFG ISHARES MSCI EAFE GROWTHETF 0.3%

Value $293K Shares 2,358 Est. Cost $96.83 Unrealized —

FLLA FRANKLIN FTSE LATIN AMERICA ETF 0.5%

Value $443K Shares 16,698 Est. Cost $16.90 Unrealized —

MO ALTRIA GROUP INC 0.4%

Value $353K Shares 4,900 Est. Cost $48.82 Unrealized —

VWOB VANGUARD EMERGING MARKETS GOVERNMENT BOND INDEX FUND ETF SHARES 1.3%

Value $1.146M Shares 17,044 Est. Cost $63.15 Unrealized —

SCHC SCHWAB INTERNATIONAL SMALL-CAP EQUITY ETF 1.1%

Value $936K Shares 19,452 Est. Cost $34.33 Unrealized —

MCHI ISHARES MSCI CHINA ETF 0.3%

Value $263K Shares 5,149 Est. Cost $46.86 Unrealized —

BRK/B BERKSHIRE HATHAWAY CLASS B 0.7%

Value $621K Shares 1,241 Est. Cost $461.73 Unrealized —

FCNCA FIRST CTZNS BANCSHARES ICLASS A 0.3%

Value $266K Shares 128 Est. Cost $2085.37 Unrealized —

F FORD MTR CO DEL 0.2%

Value $142K Shares 10,234 Est. Cost $9.87 Unrealized —

EMB ISHARES J.P. MORGAN USD EMERGING MARKETS BOND ETF 0.9%

Value $799K Shares 8,285 Est. Cost $89.04 Unrealized —

PG PROCTER & GAMBLE CO 1.7%

Value $1.473M Shares 10,042 Est. Cost $165.73 Unrealized —

IEV ISHARES EUROPE ETF 0.4%

Value $315K Shares 4,327 Est. Cost $52.06 Unrealized —

EFA ISHARES MSCI EAFE ETF 0.4%

Value $319K Shares 3,068 Est. Cost $75.61 Unrealized —

FLIN FRANKLIN FTSE INDIA ETF 0.4%

Value $312K Shares 8,764 Est. Cost $37.90 Unrealized —

IEUR ISHARES CORE MSCI EUROPEETF 0.4%

Value $312K Shares 4,148 Est. Cost $53.98 Unrealized —

PPL PPL CORP 0.4%

Value $367K Shares 10,100 Est. Cost $31.71 Unrealized —

INDA ISHARES MSCI INDIA ETF 0.4%

Value $329K Shares 6,656 Est. Cost $52.64 Unrealized —

IP INTERNTNL PAPER CO 0.3%

Value $267K Shares 7,020 Est. Cost $51.32 Unrealized —

AMGN AMGEN INC 0.6%

Value $509K Shares 1,406 Est. Cost $286.05 Unrealized —

EWC ISHARES MSCI CANADA ETF 0.3%

Value $281K Shares 4,869 Est. Cost $46.20 Unrealized —

EMHY ISHARES J.P. MORGAN EM HIGH YIELD BOND ETF 0.5%

Value $427K Shares 10,513 Est. Cost $37.98 Unrealized —

MSFT MICROSOFT CORP 1.8%

Value $1.567M Shares 4,200 Est. Cost $422.35 Unrealized —

HLN HALEON PLC F 0.2%

Value $159K Shares 17,073 Est. Cost $9.54 Unrealized —

ELME ELME COMMUNITIES REIT REIT 0.0%

Value $32,169 Shares 21,736 Est. Cost $15.27 Unrealized —

MRSH MARSH & MCLENNAN COS INC 0.3%

Value $250K Shares 1,500 Est. Cost $217.77 Unrealized —

PLD PROLOGIS INC REIT 0.4%

Value $379K Shares 2,795 Est. Cost $110.17 Unrealized —

UMH UMH PPTYS INC REIT 0.2%

Value $176K Shares 11,612 Est. Cost $18.88 Unrealized —

IMVP INVESCO INDIA ETF 0.4%

Value $329K Shares 16,402 Est. Cost $25.77 Unrealized —

RTX RTX CORP 0.5%

Value $442K Shares 2,327 Est. Cost $118.27 Unrealized —

SPHY STATE STREET SPDR PORTFOLIO HIGH YIELD BOND ETF 0.6%

Value $539K Shares 22,997 Est. Cost $23.47 Unrealized —

HYEM VANECK EMERGING MARKETS HIGH YIELD BOND ETF 0.4%

Value $340K Shares 16,930 Est. Cost $19.47 Unrealized —

VNQI VANGUARD GLOBAL EX-U.S. REAL ESTATE INDEX FUND ETF SHARES 0.7%

Value $600K Shares 13,372 Est. Cost $39.56 Unrealized —

JNK STATE STREET SPDR BLOOMBERG HIGH YIELD BOND ETF 0.5%

Value $473K Shares 4,905 Est. Cost $95.47 Unrealized —

BNDX VANGUARD TOTAL INTERNATIONAL BOND INDEXFUND ETF SHARES 0.2%

Value $210K Shares 4,328 Est. Cost $49.05 Unrealized —

AFK VANECK AFRICA INDEX ETF 0.7%

Value $602K Shares 23,410 Est. Cost $15.47 Unrealized —

MBB ISHARES MBS ETF 0.3%

Value $232K Shares 2,458 Est. Cost $91.68 Unrealized —

EPP ISHARES MSCI PACIFIC EX JAPAN ETF 0.5%

Value $435K Shares 8,163 Est. Cost $43.81 Unrealized —

VMBS VANGUARD MORTGAGE-BACKEDSECURITIES INDEX FUND ETF SHARES 0.3%

Value $236K Shares 5,051 Est. Cost $45.34 Unrealized —

DIS DISNEY WALT CO 0.5%

Value $418K Shares 4,347 Est. Cost $103.52 Unrealized —

Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
INTC	INTEL CORP	17,378	$2.426M	2.8%	$22.54	—	COM	458140100
CAT	CATERPILLAR INC	2,637	$2.808M	3.2%	$381.74	—	COM	149123101
VB	VANGUARD SMALL-CAP INDEXFUND ETF SHARES	14,338	$4.346M	5.0%	$240.27	—	UIE	922908751
CSCO	CISCO SYS INC	11,959	$1.405M	1.6%	$55.37	—	COM	17275R102
IBM	IBM CORP	11,731	$3.299M	3.8%	$216.31	—	COM	459200101
VTI	VANGUARD TOTAL STOCK MARKET INDEX FUND ETF SHARES	8,078	$2.989M	3.4%	$289.83	—	UIE	922908769
GE	GE AEROSPACE	3,685	$1.377M	1.6%	$177.15	—	COM	369604301
UNH	UNITEDHEALTH GROUP INC	2,058	$855K	1.0%	$552.89	—	COM	91324P102
GEV	GE VERNOVA INC	921	$1.082M	1.2%	$311.89	—	COM	36828A101
VXF	VANGUARD EXTENDED MARKETINDEX FUND ETF SHARES	6,633	$1.633M	1.9%	$189.97	—	UIE	922908652
BK	BANK NEW YORK MELLON COR	10,200	$1.475M	1.7%	$75.52	—	COM	064058100
GS	GOLDMAN SACHS GROUP INC	1,396	$1.412M	1.6%	$544.86	—	COM	38141G104
AAPL	APPLE INC	6,212	$1.798M	2.1%	$234.51	—	COM	037833100
WMT	WALMART INC	18,687	$2.117M	2.4%	$85.80	—	COM	931142103
CSX	CSX CORP	31,770	$1.51M	1.7%	$33.68	—	COM	126408103
SCHA	SCHWAB U.S. SMALL-CAP ETF	26,537	$959K	1.1%	$25.86	—	UIE	808524607
JPM	JPMORGAN CHASE & CO	5,574	$1.825M	2.1%	$228.03	—	COM	46625H100
FLAX	FRANKLIN FTSE ASIA EX JAPAN ETF	27,437	$1.023M	1.2%	$22.72	—	UIE	35473P660
TRV	TRAVELERS COS INC	3,987	$1.316M	1.5%	$244.86	—	COM	89417E109
XOM	EXXON MOBIL CORP	4,019	$549K	0.6%	$112.36	—	COM	30231G102
EEMA	ISHARES MSCI EMERGING MARKETS ASIA ETF	5,991	$701K	0.8%	$71.65	—	UIE	464286426
VPL	VANGUARD FTSE PACIFIC INDEX FUND ETF SHARES	7,008	$811K	0.9%	$71.04	—	UIE	922042866
SPG	SIMON PPTY GROUP INC NEWREIT	3,383	$757K	0.9%	$165.60	—	RET	828806109
VOO	VANGUARD S&P 500 ETF	1,366	$938K	1.1%	$538.96	—	UIE	922908363
CVX	CHEVRON CORP NEW	2,927	$485K	0.6%	$145.50	—	COM	166764100
DOW	DOW INC	8,164	$223K	0.3%	$29.05	—	COM	260557103
VZ	VERIZON COMMUNICATIONS I	14,812	$627K	0.7%	$39.40	—	COM	92343V104
V	VISA INC CLASS A	2,697	$925K	1.1%	$298.33	—	COM	92826C839
IEMG	ISHARES CORE MSCI EMERGING MARKETS ETF	7,800	$646K	0.7%	$52.22	—	UIE	46434G103
MCD	MCDONALDS CORP	2,485	$672K	0.8%	$290.22	—	COM	580135101
AXP	AMERICAN EXPRESS CO	2,800	$947K	1.1%	$283.58	—	COM	025816109
C	CITIGROUP INC	3,334	$467K	0.5%	$65.38	—	COM	172967424
AAXJ	ISHARES MSCI ALL COUNTRYASIA EX JAPAN ETF	3,592	$429K	0.5%	$72.18	—	UIE	464288182
GMF	STATE STREET SPDR S&P EMERGING ASIA PACIFIC ETF	3,710	$582K	0.7%	$115.55	—	UIE	78463X301
PM	PHILIP MORRIS INTL INC	4,900	$886K	1.0%	$120.59	—	COM	718172109
UNP	UNION PAC CORP	2,400	$653K	0.7%	$230.22	—	COM	907818108
SCHG	SCHWAB U.S. LARGE-CAP GROWTH ETF	13,824	$468K	0.5%	$27.87	—	UIE	808524300
ILF	ISHARES LATIN AMERICA 40ETF	37,245	$1.257M	1.4%	$20.91	—	UIE	464287390
BP	BP P L C FSPONSORED ADR 1 ADR REPS 6 ORD SHS	6,363	$235K	0.3%	$34.46	—	ADR	055622104
ESS	ESSEX PPTY TR INC REIT	1,255	$366K	0.4%	$282.24	—	RET	297178105
MRK	MERCK & CO. INC.	7,341	$943K	1.1%	$98.70	—	COM	58933Y105
GXC	STATE STREET SPDR S&P CHINA ETF	9,142	$791K	0.9%	$75.88	—	UIE	78463X400
BBEU	JPMORGAN BETABUILDERS EUROPE ETF	10,642	$828K	0.9%	$55.42	—	UIE	46641Q191
VGK	VANGUARD FTSE EUROPE ETF	9,270	$821K	0.9%	$63.47	—	UIE	922042874
BBCA	JPMORGAN BETABUILDERS CANADA ETF	10,540	$1.048M	1.2%	$70.59	—	UIE	46641Q225
FXI	ISHARES CHINA LARGE-CAP ETF	13,243	$418K	0.5%	$30.44	—	UIE	464287184
MMM	3M CO	3,252	$527K	0.6%	$128.38	—	COM	88579Y101
HD	HOME DEPOT INC	2,225	$785K	0.9%	$397.26	—	COM	437076102
IPAC	ISHARES CORE MSCI PACIFIC ETF	9,295	$762K	0.9%	$61.10	—	UIE	46434V696
VEA	VANGUARD FTSE DEVELOPED MARKETS INDEX FUND ETF SHARES	7,089	$505K	0.6%	$47.82	—	UIE	921943858
SCJ	ISHARES MSCI JAPAN SMALL-CAP ETF	5,630	$593K	0.7%	$73.15	—	UIE	464286582
BAC	BANK OF AMERICA CORP	5,573	$318K	0.4%	$42.83	—	COM	060505104
VSS	VANGUARD FTSE ALL-WORLD EX-US SMALL-CAP INDEX FUND ETF SHARES	5,212	$804K	0.9%	$114.48	—	UIE	922042718
BA	BOEING CO	2,526	$547K	0.6%	$156.93	—	COM	097023105
KO	THE COCA-COLA CO	8,426	$685K	0.8%	$63.09	—	COM	191216100
SCHE	SCHWAB EMERGING MARKETS EQUITY ETF	13,228	$480K	0.5%	$26.63	—	UIE	808524706
FLJP	FRANKLIN FTSE JAPAN ETF	11,410	$454K	0.5%	$28.61	—	UIE	35473P744
GSK	GSK PLC ADR F	13,657	$716K	0.8%	$33.82	—	ADR	37733W204
EWJ	ISHARES MSCI JAPAN ETF	4,083	$381K	0.4%	$67.10	—	UIE	46434G822
JNJ	JOHNSON & JOHNSON	3,748	$952K	1.1%	$149.59	—	COM	478160104
ABBV	ABBVIE INC	1,018	$256K	0.3%	$201.95	—	COM	00287Y109
BBJP	JPMORGAN BETABUILDERS JAPAN ETF	5,423	$408K	0.5%	$54.89	—	UIE	46641Q217
AFL	AFLAC INC	4,496	$527K	0.6%	$106.42	—	COM	001055102
SPDW	STATE STREET SPDR PORTFOLIO DEVELOPED WORLD EX-US ETF	6,841	$345K	0.4%	$34.13	—	UIE	78463X889
MAR	MARRIOTT INTL INC NEW CLASS A	740	$274K	0.3%	$285.32	—	COM	571903202
KIM	KIMCO RLTY CORP REIT	10,943	$277K	0.3%	$22.93	—	RET	49446R109
FLCA	FRANKLIN FTSE CANADA ETF	12,330	$635K	0.7%	$36.60	—	UIE	35473P827
VWO	VANGUARD FTSE EMERGING MARKETS INDEX FUND ETF SHARES	5,529	$330K	0.4%	$44.04	—	UIE	922042858
EFG	ISHARES MSCI EAFE GROWTHETF	2,358	$293K	0.3%	$96.83	—	UIE	464288885
FLLA	FRANKLIN FTSE LATIN AMERICA ETF	16,698	$443K	0.5%	$16.90	—	UIE	35473P561
MO	ALTRIA GROUP INC	4,900	$353K	0.4%	$48.82	—	COM	02209S103
VWOB	VANGUARD EMERGING MARKETS GOVERNMENT BOND INDEX FUND ETF SHARES	17,044	$1.146M	1.3%	$63.15	—	UIE	921946885
SCHC	SCHWAB INTERNATIONAL SMALL-CAP EQUITY ETF	19,452	$936K	1.1%	$34.33	—	UIE	808524888
MCHI	ISHARES MSCI CHINA ETF	5,149	$263K	0.3%	$46.86	—	UIE	46429B671
BRK/B	BERKSHIRE HATHAWAY CLASS B	1,241	$621K	0.7%	$461.73	—	COM	084670702
FCNCA	FIRST CTZNS BANCSHARES ICLASS A	128	$266K	0.3%	$2085.37	—	COM	31946M103
F	FORD MTR CO DEL	10,234	$142K	0.2%	$9.87	—	COM	345370860
EMB	ISHARES J.P. MORGAN USD EMERGING MARKETS BOND ETF	8,285	$799K	0.9%	$89.04	—	UIE	464288281
PG	PROCTER & GAMBLE CO	10,042	$1.473M	1.7%	$165.73	—	COM	742718109
IEV	ISHARES EUROPE ETF	4,327	$315K	0.4%	$52.06	—	UIE	464287861
EFA	ISHARES MSCI EAFE ETF	3,068	$319K	0.4%	$75.61	—	UIE	464287465
FLIN	FRANKLIN FTSE INDIA ETF	8,764	$312K	0.4%	$37.90	—	UIE	35473P769
IEUR	ISHARES CORE MSCI EUROPEETF	4,148	$312K	0.4%	$53.98	—	UIE	46434V738
PPL	PPL CORP	10,100	$367K	0.4%	$31.71	—	COM	69351T106
INDA	ISHARES MSCI INDIA ETF	6,656	$329K	0.4%	$52.64	—	UIE	46429B598
IP	INTERNTNL PAPER CO	7,020	$267K	0.3%	$51.32	—	COM	460146103
AMGN	AMGEN INC	1,406	$509K	0.6%	$286.05	—	COM	031162100
EWC	ISHARES MSCI CANADA ETF	4,869	$281K	0.3%	$46.20	—	UIE	464286509
EMHY	ISHARES J.P. MORGAN EM HIGH YIELD BOND ETF	10,513	$427K	0.5%	$37.98	—	UIE	464286285
MSFT	MICROSOFT CORP	4,200	$1.567M	1.8%	$422.35	—	COM	594918104
HLN	HALEON PLC F	17,073	$159K	0.2%	$9.54	—	ADR	405552100
ELME	ELME COMMUNITIES REIT REIT	21,736	$32,169	0.0%	$15.27	—	RET	939653101
MRSH	MARSH & MCLENNAN COS INC	1,500	$250K	0.3%	$217.77	—	COM	571748102
PLD	PROLOGIS INC REIT	2,795	$379K	0.4%	$110.17	—	RET	74340W103
UMH	UMH PPTYS INC REIT	11,612	$176K	0.2%	$18.88	—	RET	903002103
IMVP	INVESCO INDIA ETF	16,402	$329K	0.4%	$25.77	—	UIE	46137R109
RTX	RTX CORP	2,327	$442K	0.5%	$118.27	—	COM	75513E101
SPHY	STATE STREET SPDR PORTFOLIO HIGH YIELD BOND ETF	22,997	$539K	0.6%	$23.47	—	UIE	78468R606
HYEM	VANECK EMERGING MARKETS HIGH YIELD BOND ETF	16,930	$340K	0.4%	$19.47	—	UIE	92189F353
VNQI	VANGUARD GLOBAL EX-U.S. REAL ESTATE INDEX FUND ETF SHARES	13,372	$600K	0.7%	$39.56	—	UIE	922042676
JNK	STATE STREET SPDR BLOOMBERG HIGH YIELD BOND ETF	4,905	$473K	0.5%	$95.47	—	UIE	78468R622
BNDX	VANGUARD TOTAL INTERNATIONAL BOND INDEXFUND ETF SHARES	4,328	$210K	0.2%	$49.05	—	UIE	92203J407
AFK	VANECK AFRICA INDEX ETF	23,410	$602K	0.7%	$15.47	—	UIE	92189F866
MBB	ISHARES MBS ETF	2,458	$232K	0.3%	$91.68	—	UIE	464288588
EPP	ISHARES MSCI PACIFIC EX JAPAN ETF	8,163	$435K	0.5%	$43.81	—	UIE	464286665
VMBS	VANGUARD MORTGAGE-BACKEDSECURITIES INDEX FUND ETF SHARES	5,051	$236K	0.3%	$45.34	—	UIE	92206C771
DIS	DISNEY WALT CO	4,347	$418K	0.5%	$103.52	—	COM	254687106