PATHFINDER BANCORP INC MD

Ticker: PBHC CUSIP: 70319R109 Class: COM

Holders for Q4 2025 Position Changes for Q4 2025

Note: Option positions (PUT/CALL) are excluded.

Increased Positions (5)

VANGUARD GROUP INC

Value ($000) $1,908 (+209.1%) Shares 135,243 (+238.3%)

ALLIANCEBERNSTEIN L.P.

Value ($000) $6,690 (-4.3%) Shares 474,131 (+6.3%)

NORTHERN TRUST CORP

Value ($000) $232 (+14.8%) Shares 16,459 (+27.5%)

GEODE CAPITAL MANAGEMENT, LLC

Value ($000) $366 (-5.9%) Shares 25,944 (+3.0%)

BlackRock, Inc.

Value ($000) $121 (-6.3%) Shares 8,558 (+4.1%)

Institution	Prev Shares	Curr Shares	Change
VANGUARD GROUP INC	39,981	135,243	+95,262 (+238.3%)
ALLIANCEBERNSTEIN L.P.	446,053	474,131	+28,078 (+6.3%)
NORTHERN TRUST CORP	12,908	16,459	+3,551 (+27.5%)
GEODE CAPITAL MANAGEMENT, LLC	25,199	25,944	+745 (+3.0%)
BlackRock, Inc.	8,222	8,558	+336 (+4.1%)

Decreased Positions (6)

MONOGRAPH WEALTH ADVISORS, LLC

Value ($000) $159 (-53.7%) Shares 11,300 (-49.3%)

OSAIC HOLDINGS, INC.

Value ($000) $253 (-17.6%) Shares 17,924 (-12.2%)

SUSQUEHANNA INTERNATIONAL GROUP, LLP

Value ($000) $335 (-14.2%) Shares 23,715 (-6.1%)

Value ($000) $0 (-99.3%) Shares 4 (-99.2%)

ROYAL BANK OF CANADA

Value ($000) $83 (-11.7%) Shares 5,866 (-2.0%)

Tower Research Capital LLC (TRC)

Value ($000) $3 (-37.6%) Shares 230 (-30.7%)

Institution	Prev Shares	Curr Shares	Change
MONOGRAPH WEALTH ADVISORS, LLC	22,293	11,300	-10,993 (-49.3%)
OSAIC HOLDINGS, INC.	20,409	17,924	-2,485 (-12.2%)
SUSQUEHANNA INTERNATIONAL GROUP, LLP	25,248	23,715	-1,533 (-6.1%)
UBS Group AG	490	4	-486 (-99.2%)
ROYAL BANK OF CANADA	5,983	5,866	-117 (-2.0%)
Tower Research Capital LLC (TRC)	332	230	-102 (-30.7%)

Exited Positions (2)

Fourthstone LLC

Value ($000) $1,367 Shares 87,231

Value ($000) $0 Shares 1

Institution	Prev Shares	Prev Value ($000)
Fourthstone LLC	87,231	$1,367
CITIGROUP INC	1	$0