Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
ITOT	ISHARES TR	833,702	$99.03M	16.6%	$89.42	—	CORE S&P TTL STK	464287150
CGCP	CAPITAL GRP FIXED INCM ETF T	3,676,402	$81.69M	13.7%	$22.35	—	CORE PLUS INCM	14020Y102
CGDV	CAPITAL GROUP DIVIDEND VALUE	1,837,304	$60.63M	10.2%	$26.69	—	SHS CREATION UNI	14020W106
CGGO	CAPITAL GROUP GBL GROWTH EQT	1,289,655	$37.97M	6.4%	$23.66	—	SHS CREATION UNI	14020X104
GOVT	ISHARES TR	1,124,237	$25.37M	4.3%	$25.07	—	US TREAS BD ETF	46429B267
CGGR	CAPITAL GROUP GROWTH ETF	766,011	$25.19M	4.2%	$31.89	—	SHS CREATION UNI	14020G101
FNDF	SCHWAB STRATEGIC TR	575,215	$20.15M	3.4%	$32.53	—	FUNDAMENTAL INTL	808524755
VCSH	VANGUARD SCOTTSDALE FDS	249,012	$19.24M	3.2%	$76.05	—	SHRT TRM CORP BD	92206C409
TLH	ISHARES TR	173,251	$17.79M	3.0%	$100.32	—	10-20 YR TRS ETF	464288653
TOTL	SSGA ACTIVE ETF TR	447,849	$17.79M	3.0%	$46.10	—	SPDR TR TACTIC	78467V848
VEA	VANGUARD TAX-MANAGED FDS	354,750	$17.53M	2.9%	$47.48	—	VAN FTSE DEV MKT	921943858
GSY	POWERSHARES ACTIVELY MANAGED	338,466	$16.89M	2.8%	$50.25	—	ULTRA SHRT DUR	46090A887
DIA	SPDR DOW JONES INDL AVERAGE	40,556	$15.86M	2.7%	$311.26	—	UT SER 1	78467X109
VO	VANGUARD INDEX FDS	58,188	$14.09M	2.4%	$248.77	—	MID CAP ETF	922908629
FNDA	SCHWAB STRATEGIC TR	172,875	$9.494M	1.6%	$52.26	—	FUNDAMENTAL US S	808524763
AAPL	APPLE INC	41,396	$8.719M	1.5%	$119.19	+55.3%	COM	037833100
VWO	VANGUARD INTL EQUITY INDEX F	181,076	$7.924M	1.3%	$47.27	—	FTSE EMR MKT ETF	922042858
FNDE	SCHWAB STRATEGIC TR	267,817	$7.919M	1.3%	$26.29	—	FUNDAMENTAL EMER	808524730
RSP	INVESCO EXCHANGE TRADED FD T	45,193	$7.424M	1.2%	$127.54	—	S&P500 EQL WGT	46137V357
VB	VANGUARD INDEX FDS	32,149	$7.01M	1.2%	$201.32	—	SMALL CP ETF	922908751
BRK/B	BERKSHIRE HATHAWAY INC DEL	10,538	$4.287M	0.7%	$274.21	+49.0%	CL B NEW	084670702
SUB	ISHARES TR	40,034	$4.186M	0.7%	$104.74	—	SHRT NAT MUN ETF	464288158
MUB	ISHARES TR	36,175	$3.854M	0.6%	$108.85	—	NATIONAL MUN ETF	464288414
CGIE	CAPITAL GROUP INTERNATIONAL	118,430	$3.393M	0.6%	$28.70	—	SHS	14021M107
VIG	VANGUARD SPECIALIZED FUNDS	18,121	$3.308M	0.6%	$141.17	—	DIV APP ETF	921908844
MSFT	MICROSOFT CORP	6,404	$2.862M	0.5%	$220.52	+89.2%	COM	594918104
VTI	VANGUARD INDEX FDS	9,786	$2.618M	0.4%	$201.04	—	TOTAL STK MKT	922908769
FNDX	SCHWAB STRATEGIC TR	35,219	$2.359M	0.4%	$52.48	—	FUNDAMENTAL US L	808524771
SCHF	SCHWAB STRATEGIC TR	58,481	$2.247M	0.4%	$34.91	—	INTL EQTY ETF	808524805
VIGI	VANGUARD WHITEHALL FDS	25,396	$2.064M	0.3%	$81.58	—	INTL DVD ETF	921946810
ESGV	VANGUARD WORLD FD	19,358	$1.87M	0.3%	$77.45	—	ESG US STK ETF	921910733
CGBL	CAPITAL GROUP CORE BALANCED	62,846	$1.868M	0.3%	$29.14	—	SHS	14021D107
SCHE	SCHWAB STRATEGIC TR	64,076	$1.702M	0.3%	$30.65	—	EMRG MKTEQ ETF	808524706
QUAL	ISHARES TR	9,686	$1.654M	0.3%	$116.21	—	MSCI USA QLT FCT	46432F339
INTC	INTEL CORP	49,312	$1.527M	0.3%	$42.78	-24.0%	COM	458140100
VTEB	VANGUARD MUN BD FDS	29,623	$1.484M	0.2%	$49.72	—	TAX EXEMPT BD	922907746
EUSB	ISHARES TR	33,536	$1.427M	0.2%	$44.15	—	ESG ADV TTL USD	46436E619
SHYG	ISHARES TR	31,707	$1.338M	0.2%	$44.42	—	0-5YR HI YL CP	46434V407
IWD	ISHARES TR	7,595	$1.325M	0.2%	$155.52	—	RUS 1000 VAL ETF	464287598
GLD	SPDR GOLD TR	5,539	$1.191M	0.2%	$178.49	—	GOLD SHS	78463V107
META	META PLATFORMS INC	2,330	$1.175M	0.2%	$255.92	+88.9%	CL A	30303M102
CMF	ISHARES TR	20,582	$1.171M	0.2%	$57.04	—	CALIF MUN BD ETF	464288356
IBDR	ISHARES TR	47,620	$1.134M	0.2%	$23.73	—	IBONDS DEC2026	46435GAA0
NVDA	NVIDIA CORPORATION	8,910	$1.101M	0.2%	$96.83	+4.4%	COM	67066G104
CGMU	CAPITAL GRP FIXED INCM ETF T	40,207	$1.08M	0.2%	$26.22	—	MUNICIPAL INCOME	14020Y201
NULV	NUSHARES ETF TR	25,719	$972K	0.2%	$34.77	—	NUVEEN ESG LRGVL	67092P300
IVV	ISHARES TR	1,643	$899K	0.2%	$375.69	—	CORE S&P500 ETF	464287200
JNJ	JOHNSON & JOHNSON	6,015	$879K	0.1%	$130.23	+8.6%	COM	478160104
IJH	ISHARES TR	14,053	$822K	0.1%	$97.57	—	CORE S&P MCP ETF	464287507
JEPI	J P MORGAN EXCHANGE TRADED F	13,130	$744K	0.1%	$51.92	—	EQUITY PREMIUM	46641Q332
IJR	ISHARES TR	6,921	$738K	0.1%	$93.64	—	CORE S&P SCP ETF	464287804
JMST	J P MORGAN EXCHANGE TRADED F	14,264	$724K	0.1%	$50.50	—	ULTRA SHT MUNCPL	46641Q654
IVLU	ISHARES TR	26,104	$716K	0.1%	$22.12	—	MSCI INTL VLU FT	46435G409
VHT	VANGUARD WORLD FD	2,550	$678K	0.1%	$232.63	—	HEALTH CAR ETF	92204A504
VYM	VANGUARD WHITEHALL FDS	5,488	$651K	0.1%	$92.29	—	HIGH DIV YLD	921946406
SUSB	ISHARES TR	24,881	$609K	0.1%	$24.42	—	ESG AWRE 1 5 YR	46435G243
PG	PROCTER AND GAMBLE CO	3,624	$598K	0.1%	$126.25	+24.5%	COM	742718109
VGIT	VANGUARD SCOTTSDALE FDS	10,185	$593K	0.1%	$58.65	—	INTER TERM TREAS	92206C706
VSGX	VANGUARD WORLD FD	10,272	$588K	0.1%	$50.47	—	ESG INTL STK ETF	921910725
MRK	MERCK & CO INC	4,667	$578K	0.1%	$68.08	+78.8%	COM	58933Y105
GOOG	ALPHABET INC	3,089	$567K	0.1%	$109.49	+54.2%	CAP STK CL C	02079K107
TSLA	TESLA INC	2,825	$559K	0.1%	$239.72	-27.1%	COM	88160R101
XOM	EXXON MOBIL CORP	4,501	$518K	0.1%	$87.61	+25.7%	COM	30231G102
ORCL	ORACLE CORP	3,400	$480K	0.1%	$75.55	+61.9%	COM	68389X105
AMZN	AMAZON COM INC	2,474	$478K	0.1%	$129.10	+42.3%	COM	023135106
INTU	INTUIT	725	$476K	0.1%	$340.30	+80.5%	COM	461202103
MAR	MARRIOTT INTL INC NEW	1,851	$448K	0.1%	$161.89	+45.9%	CL A	571903202
KLAC	KLA CORP	535	$441K	0.1%	$337.92	+115.6%	COM NEW	482480100
WM	WASTE MGMT INC DEL	2,000	$427K	0.1%	$147.93	+37.1%	COM	94106L109
KR	KROGER CO	8,483	$424K	0.1%	$29.06	+79.0%	COM	501044101
MCD	MCDONALDS CORP	1,657	$422K	0.1%	$199.42	+27.9%	COM	580135101
KO	COCA COLA CO	6,355	$404K	0.1%	$44.55	+32.2%	COM	191216100
COST	COSTCO WHSL CORP NEW	471	$400K	0.1%	$486.47	+59.1%	COM	22160K105
HD	HOME DEPOT INC	1,161	$400K	0.1%	$249.11	+31.5%	COM	437076102
IBDS	ISHARES TR	14,745	$350K	0.1%	$23.32	—	IBONDS 27 ETF	46435UAA9
—	ISHARES TR	15,004	$349K	0.1%	$23.20	—	IBONDS 24 TRM HG	46435U184
DMXF	ISHARES TR	5,166	$348K	0.1%	$57.79	—	ESG EAFE ETF	46436E759
ESML	ISHARES TR	9,026	$348K	0.1%	$35.48	—	ESG AWARE MSCI	46435U663
VIOO	VANGUARD ADMIRAL FDS INC	3,505	$344K	0.1%	$128.59	—	SMLLCP 600 IDX	921932828
IBDU	ISHARES TR	14,984	$340K	0.1%	$22.80	—	IBONDS DEC 29	46436E205
CVX	CHEVRON CORP NEW	2,158	$338K	0.1%	$133.27	+11.3%	COM	166764100
TAYD	TAYLOR DEVICES INC	7,500	$337K	0.1%	$34.89	+39.0%	COM	877163105
SPTM	SPDR SER TR	5,057	$336K	0.1%	$64.15	—	PORTFOLI S&P1500	78464A805
PFE	PFIZER INC	11,777	$330K	0.1%	$29.02	-14.6%	COM	717081103
HON	HONEYWELL INTL INC	1,481	$316K	0.1%	$163.73	+12.3%	COM	438516106
SCHD	SCHWAB STRATEGIC TR	3,947	$307K	0.1%	$70.75	—	US DIVIDEND EQ	808524797
SBUX	STARBUCKS CORP	3,851	$300K	0.1%	$86.12	-9.4%	COM	855244109
GOOGL	ALPHABET INC	1,629	$297K	0.0%	$128.39	+30.3%	CAP STK CL A	02079K305
NKE	NIKE INC	3,910	$295K	0.0%	$123.21	-27.2%	CL B	654106103
—	ISHARES TR	11,852	$295K	0.0%	$24.42	—	IBONDS DEC25 ETF	46434VBD1
—	ISHARES TR	11,115	$294K	0.0%	$26.55	—	IBONDS DEC 25	46435U432
IBDV	ISHARES TR	13,397	$285K	0.0%	$21.57	—	IBONDS DEC 2030	46436E726
SIXG	ETF SER SOLUTIONS	6,334	$265K	0.0%	$35.81	—	DEFIANCE NEXT	26922A289
—	ISHARES TR	10,450	$263K	0.0%	$24.82	—	IBONDS DEC24 ETF	46434VBG4
SPY	SPDR S&P 500 ETF TR	480	$261K	0.0%	$526.34	—	TR UNIT	78462F103
VTIP	VANGUARD MALVERN FDS	5,166	$251K	0.0%	$51.35	—	STRM INFPROIDX	922020805
HPQ	HP INC	7,035	$246K	0.0%	$25.76	+15.3%	COM	40434L105
WY	WEYERHAEUSER CO MTN BE	8,622	$245K	0.0%	$24.49	+20.1%	COM NEW	962166104
O	REALTY INCOME CORP	4,528	$239K	0.0%	$45.83	+6.1%	COM	756109104
ECL	ECOLAB INC	1,000	$238K	0.0%	$207.94	+9.2%	COM	278865100
POR	PORTLAND GEN ELEC CO	5,433	$235K	0.0%	$37.45	+6.2%	COM NEW	736508847
WMB	WILLIAMS COS INC	5,500	$234K	0.0%	$32.99	+14.3%	COM	969457100
AMGN	AMGEN INC	709	$222K	0.0%	$231.86	+20.5%	COM	031162100
BNDX	VANGUARD CHARLOTTE FDS	4,540	$221K	0.0%	$58.59	—	TOTAL INT BD ETF	92203J407
IBM	INTERNATIONAL BUSINESS MACHS	1,221	$211K	0.0%	$141.50	+17.2%	COM	459200101
GE	GE AEROSPACE	1,286	$204K	0.0%	$116.41	+35.7%	COM NEW	369604301
NSC	NORFOLK SOUTHN CORP	938	$201K	0.0%	$200.12	+12.0%	COM	655844108
IBDW	ISHARES TR	9,922	$201K	0.0%	$20.76	—	IBONDS DEC 2031	46436E486
ICLN	ISHARES TR	12,299	$164K	0.0%	$20.51	—	GL CLEAN ENE ETF	464288224
RVSB	RIVERVIEW BANCORP INC	23,534	$93,901	0.0%	$4.42	-9.9%	COM	769397100
—	GINKGO BIOWORKS HOLDINGS INC	10,000	$3,343	0.0%	$1.16	—	CL A SHS	37611X100