Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VOO	Vanguard S&P 500 ETF	1,283,508	$504M	24.3%	$271.32	—	COM	922908363
VO	Vanguard Mid Cap Vipers	1,183,719	$246M	11.9%	$156.99	—	COM	922908629
VEA	Vanguard MSCI EAFE ETF	5,159,307	$226M	10.9%	$44.65	—	COM	921943858
SCHX	Schwab US Large Cap ETF	2,844,087	$144M	6.9%	$51.52	—	COM	808524201
SPY	SPDR S&P 500 ETF Trust	282,108	$121M	5.8%	$204.46	—	COM	78462F103
DFSV	Dimensional US Small Cap Value	4,625,156	$117M	5.7%	$24.84	—	COM	25434V815
VWO	Vanguard MSCI Emerging Markets	2,257,966	$88.53M	4.3%	$41.12	—	COM	922042858
SCHF	Schwab International Equity ET	1,932,340	$65.62M	3.2%	$31.44	—	COM	808524805
IWR	iShares Russell Midcap	930,742	$64.45M	3.1%	$75.36	—	COM	464287499
SCHM	Schwab US Mid Cap ETF	949,266	$64.25M	3.1%	$53.40	—	COM	808524508
DFGR	Dimensional Global Real Estate	1,666,753	$37.35M	1.8%	$23.55	—	COM	25434V658
VV	Vanguard Large Cap	178,592	$34.95M	1.7%	$111.35	—	COM	922908637
DFIC	DFA International Core Equity	1,317,404	$30.76M	1.5%	$23.44	—	COM	25434V799
VTI	Vanguard Total Stock Market Vi	144,430	$30.68M	1.5%	$131.37	—	COM	922908769
VBR	Vanguard Small Cap Value	185,715	$29.62M	1.4%	$149.63	—	COM	922908611
SCHE	Schwab Emerging Markets	968,205	$23.18M	1.1%	$23.63	—	COM	808524706
IVV	iShares Trust S&P 500 Index	41,873	$17.98M	0.9%	$227.28	—	COM	464287200
VNQ	Vanguard REIT Vipers	214,189	$16.21M	0.8%	$82.32	—	COM	922908553
DFEM	Dimensional Emerging Markets C	592,045	$13.8M	0.7%	$23.20	—	COM	25434V732
IWP	iShares Russell Midcap Growth	132,662	$12.12M	0.6%	$88.47	—	COM	464287481
VEU	Vanguard FTSE All-World EX-US	227,431	$11.8M	0.6%	$44.56	—	COM	922042775
IWB	iShares Russell 1000 Index Fun	42,706	$10.03M	0.5%	$130.32	—	COM	464287622
SCHZ	Schwab US Aggregate Bond ETF	221,099	$9.779M	0.5%	$49.24	—	COM	808524839
IWS	iShares Russell Midcap Value	88,847	$9.27M	0.4%	$75.11	—	COM	464287473
VUG	Vanguard Growth Vipers	33,363	$9.085M	0.4%	$230.69	—	COM	922908736
IWF	iShares Russell 1000 Growth	32,393	$8.616M	0.4%	$83.84	—	COM	464287614
VOE	Vanguard Mid Cap Value	61,367	$8.037M	0.4%	$133.99	—	COM	922908512
VNQI	Vanguard Global Ex US Real Est	192,477	$7.493M	0.4%	$49.02	—	COM	922042676
VTV	Vanguard Value	54,274	$7.486M	0.4%	$136.34	—	COM	922908744
IWM	iShares Russell 2000 Index	34,848	$6.159M	0.3%	$132.75	—	COM	464287655
SCHB	Schwab US Broad Market ETF	116,242	$5.795M	0.3%	$54.58	—	COM	808524102
VOT	Vanguard Mid Cap Growth Index	29,035	$5.655M	0.3%	$194.56	—	COM	922908538
SCHG	Schwab US Large Cap Growth ETF	66,816	$4.859M	0.2%	$65.96	—	COM	808524300
IWD	iShares Russell 1000 Value Ind	28,718	$4.36M	0.2%	$104.87	—	COM	464287598
VB	Vanguard Small Cap	18,251	$3.451M	0.2%	$133.07	—	COM	922908751
EFA	iShares MSCI EAFE Index Fund	46,982	$3.238M	0.2%	$63.33	—	COM	464287465
VTIP	Vanguard ST Inflation Protecte	64,917	$3.069M	0.1%	$49.58	—	COM	922020805
IWV	iShares Russell 3000 Index	11,188	$2.742M	0.1%	$146.01	—	COM	464287689
VIG	Vanguard Dividend Appreciation	17,600	$2.735M	0.1%	$107.27	—	COM	921908844
—	SPDR S&P MidCap 400 ETF Trust	5,341	$2.439M	0.1%	$289.45	—	COM	78467y107
IUSG	iShares Core US Growth ETF	25,668	$2.434M	0.1%	$54.61	—	COM	464287671
SCHH	Schwab US REIT ETF	136,268	$2.419M	0.1%	$27.37	—	COM	808524847
—	Invesco QQQ Trust	6,342	$2.272M	0.1%	$329.41	—	COM	46090e103
IVW	iShares Tr S&P 500/Barra Growt	32,205	$2.203M	0.1%	$64.29	—	COM	464287309
—	iShares MSCI Minimum Volatilit	27,560	$1.995M	0.1%	$45.42	—	COM	46429b697
XLK	Sector SPDR Technology Select	12,101	$1.984M	0.1%	$138.52	—	COM	81369Y803
—	IShares Core MSCI Emerging ETF	41,207	$1.961M	0.1%	$48.38	—	COM	46434g103
IJR	iShares Trust S&P SmallCap 600	20,619	$1.945M	0.1%	$81.86	—	COM	464287804
—	Vanguard Total International B	39,709	$1.899M	0.1%	$53.38	—	COM	92203j407
SCHP	Schwab US Tips ETF	37,207	$1.879M	0.1%	$54.50	—	COM	808524870
SCHV	Schwab US Large Cap Value ETF	26,429	$1.704M	0.1%	$64.23	—	COM	808524409
MSFT	Microsoft Corp	5,220	$1.648M	0.1%	$229.50	+41.4%	COM	594918104
HYS	Pimco 0-5 Year High Yield Corp	17,926	$1.619M	0.1%	$87.35	—	COM	72201R783
ESGE	iShares ESG Aware MSCI ETF	47,449	$1.437M	0.1%	$31.53	—	COM	46434G863
IWO	iShares Russell 2000 Growth	6,072	$1.361M	0.1%	$228.18	—	COM	464287648
BRK/B	Berkshire Hathaway Cl B	3,830	$1.342M	0.1%	$313.72	+13.1%	COM	084670702
DFAS	Dimensional US Small Cap ETF	25,427	$1.335M	0.1%	$52.54	—	COM	25434V500
AGG	iShares Core US Aggregate Bond	14,116	$1.327M	0.1%	$96.10	—	COM	464287226
ESGU	iShares ESG Aware MSCI USA ETF	12,570	$1.18M	0.1%	$95.10	—	COM	46435G425
DVY	iShares DJ Select Dividend Ind	10,750	$1.157M	0.1%	$116.38	—	COM	464287168
USXF	iShares ESG Advanced MSCI USA	31,491	$1.091M	0.1%	$34.18	—	COM	46436E767
SCHD	Schwab US Dividend Equity ETF	14,631	$1.035M	0.0%	$71.84	—	COM	808524797
—	Dimensional International Valu	31,329	$1.022M	0.0%	$32.62	—	COM	25434v807
ESGD	iShares ESG Aware MSCI EAFE ET	14,669	$1.014M	0.0%	$70.61	—	COM	46435G516
—	iShares Core MSCI EAFE ETF	14,371	$925K	0.0%	$54.27	—	COM	46432f842
ACWI	iShares MSCI ACWI Index Fund	10,000	$924K	0.0%	$72.32	—	COM	464288257
DMXF	iShares ESG Advanced MSCI EAFE	14,674	$838K	0.0%	$58.25	—	COM	46436E759
—	Alphabet Inc Cl A	6,240	$817K	0.0%	$199.77	—	COM	02079k305
AAPL	Apple Inc	4,730	$810K	0.0%	$132.96	+36.4%	COM	037833100
—	Invesco S&P 500 Equal Weight E	5,661	$802K	0.0%	$142.11	—	COM	46137v357
EEM	iShares MSCI Emerging Markets	20,892	$793K	0.0%	$40.58	—	COM	464287234
—	iShares Core MSCI Total Intl S	11,788	$707K	0.0%	$63.02	—	COM	46432f834
IJJ	iShares S&P Mid Cap 400 Value	6,492	$655K	0.0%	$98.17	—	COM	464287705
EEMV	iShares MSCI Emerging Markets	12,275	$655K	0.0%	$57.02	—	COM	464286533
SCHR	Schwab Intermediate Term US Tr	12,783	$613K	0.0%	$51.23	—	COM	808524854
JNJ	Johnson & Johnson	3,723	$580K	0.0%	$124.24	+23.4%	COM	478160104
—	SPDR Gold Shares	3,324	$570K	0.0%	$168.44	—	COM	78463v107
IVE	iShares Trust S&P 500/Barra Va	3,607	$555K	0.0%	$150.28	—	COM	464287408
—	MasterCard Inc	1,297	$513K	0.0%	$315.53	—	COM	57636q104
—	VanEck Vectors Oils Services E	1,383	$477K	0.0%	$305.71	—	COM	92189f718
XLE	SPDR Energy Select ETF	5,079	$459K	0.0%	$86.78	—	COM	81369Y506
XOM	Exxon Mobil Corporation	3,815	$449K	0.0%	$52.65	+91.8%	COM	30231G102
IEI	iShares Lehman 3-7 Year Treasu	3,871	$438K	0.0%	$114.92	—	COM	464288661
TDG	TransDigm Group Inc	513	$433K	0.0%	$314.55	+138.4%	COM	893641100
BND	Vanguard Total Bond Market ETF	5,738	$400K	0.0%	$82.06	—	COM	921937835
SCHO	Schwab Short Term Treasury ETF	7,696	$369K	0.0%	$48.07	—	COM	808524862
VT	Vanguard Total World Stock Ind	3,921	$365K	0.0%	$95.65	—	COM	922042742
IJH	iShares S&P Mid Cap 400 Index	1,455	$363K	0.0%	$255.22	—	COM	464287507
—	SPDR S&P Oil & Gas Exploration	2,387	$353K	0.0%	$137.93	—	COM	78464a730
TXN	Texas Instruments Inc	2,180	$347K	0.0%	$95.93	+65.6%	COM	882508104
—	iShares MSCI EAFE Minimum Vola	5,217	$340K	0.0%	$61.69	—	COM	46429b689
PG	Procter & Gamble Co	2,320	$338K	0.0%	$137.13	+5.1%	COM	742718109
GSLC	Goldman Sachs Active Beta ETF	3,812	$321K	0.0%	$74.91	—	COM	381430503
—	Vanguard Russell 1000 Growth	4,406	$302K	0.0%	$114.38	—	COM	92206c680
SCZ	iShares MSCI EAFE Small Cap In	5,161	$291K	0.0%	$58.57	—	COM	464288273
DFAR	Dimensional US Real Estate ETF	14,344	$280K	0.0%	$21.47	—	COM	25434V823
MRK	Merck & Co Inc	2,696	$278K	0.0%	$94.53	+5.6%	COM	58933Y105
HD	Home Depot Inc	898	$271K	0.0%	$210.84	+43.7%	COM	437076102
—	JP Morgan Chase & Co	1,785	$259K	0.0%	$135.98	—	COM	46625h100
—	SPDR S&P Dividend ETF	2,241	$258K	0.0%	$127.44	—	COM	78464a763
RGLD	Royal Gold Inc	2,381	$253K	0.0%	$113.67	0.0%	COM	780287108
TIP	iShares Barclays US Treasury I	2,418	$251K	0.0%	$114.21	—	COM	464287176
BSCQ	Invesco BulletShares 2026 Corp	13,028	$245K	0.0%	$18.96	—	COM	46138J791
VBK	Vanguard Small Cap Growth	1,087	$233K	0.0%	$214.19	—	COM	922908595
XLF	SPDR Financial Select Sector E	6,765	$224K	0.0%	$34.00	—	COM	81369Y605
IUSV	iShares Core S&P US Value ETF	2,805	$209K	0.0%	$74.62	—	COM	464287663
SCHA	Schwab US Small Cap ETF	5,022	$208K	0.0%	$40.60	—	COM	808524607
LMT	Lockheed Martin Corp	500	$204K	0.0%	$426.55	-2.7%	COM	539830109
AMZN	Amazon Communications	1,580	$201K	0.0%	$114.20	+17.3%	COM	023135106