Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VOO	Vanguard S&P 500 ETF	1,351,949	$728M	24.8%	$279.45	—	COM	922908363
VO	Vanguard Mid Cap Vipers	1,303,518	$344M	11.7%	$165.70	—	COM	922908629
VEA	Vanguard MSCI EAFE ETF	5,984,346	$286M	9.8%	$45.35	—	COM	921943858
SCHX	Schwab US Large Cap ETF	8,298,426	$192M	6.6%	$32.84	—	COM	808524201
DFSV	Dimensional US Small Cap Value	5,438,365	$167M	5.7%	$25.88	—	COM	25434V815
SPY	SPDR S&P 500 ETF Trust	261,129	$153M	5.2%	$204.46	—	COM	78462F103
VWO	Vanguard MSCI Emerging Markets	2,738,076	$121M	4.1%	$41.50	—	COM	922042858
DFGR	Dimensional Global Real Estate	3,993,536	$102M	3.5%	$24.98	—	COM	25434V658
DFIC	DFA International Core Equity	3,504,084	$90.56M	3.1%	$25.29	—	COM	25434V799
SCHF	Schwab International Equity ET	4,415,143	$81.68M	2.8%	$24.76	—	COM	808524805
IWR	iShares Russell Midcap	906,460	$80.13M	2.7%	$75.42	—	COM	464287499
SCHM	Schwab US Mid Cap ETF	2,881,771	$79.85M	2.7%	$36.76	—	COM	808524508
VBR	Vanguard Small Cap Value	281,596	$55.81M	1.9%	$160.34	—	COM	922908611
VTI	Vanguard Total Stock Market Vi	160,031	$46.38M	1.6%	$168.96	—	COM	922908769
DFEM	Dimensional Emerging Markets C	1,743,671	$45.67M	1.6%	$25.11	—	COM	25434V732
VV	Vanguard Large Cap	162,670	$43.87M	1.5%	$111.35	—	COM	922908637
SCHE	Schwab Emerging Markets	952,101	$25.35M	0.9%	$23.99	—	COM	808524706
IVV	iShares Trust S&P 500 Index	41,270	$24.29M	0.8%	$227.28	—	COM	464287200
VNQ	Vanguard REIT Vipers	229,208	$20.42M	0.7%	$83.09	—	COM	922908553
IWP	iShares Russell Midcap Growth	122,601	$15.54M	0.5%	$88.91	—	COM	464287481
IWF	iShares Russell 1000 Growth	37,473	$15.05M	0.5%	$139.46	—	COM	464287614
IWB	iShares Russell 1000 Index Fun	41,395	$13.34M	0.5%	$149.04	—	COM	464287622
VEU	Vanguard FTSE All-World EX-US	225,690	$12.96M	0.4%	$44.56	—	COM	922042775
VUG	Vanguard Growth Vipers	29,617	$12.16M	0.4%	$230.69	—	COM	922908736
IWS	iShares Russell Midcap Value	78,533	$10.16M	0.3%	$75.11	—	COM	464287473
VOE	Vanguard Mid Cap Value	60,244	$9.746M	0.3%	$134.39	—	COM	922908512
VTV	Vanguard Value	49,638	$8.404M	0.3%	$138.70	—	COM	922908744
VNQI	Vanguard Global Ex US Real Est	207,416	$8.205M	0.3%	$47.60	—	COM	922042676
SCHB	Schwab US Broad Market ETF	342,342	$7.771M	0.3%	$33.66	—	COM	808524102
SCHG	Schwab US Large Cap Growth ETF	272,259	$7.588M	0.3%	$37.52	—	COM	808524300
IWM	iShares Russell 2000 Index	33,490	$7.4M	0.3%	$133.90	—	COM	464287655
VOT	Vanguard Mid Cap Growth Index	27,204	$6.903M	0.2%	$194.56	—	COM	922908538
DFAS	Dimensional US Small Cap ETF	89,956	$5.854M	0.2%	$58.99	—	COM	25434V500
IWD	iShares Russell 1000 Value Ind	25,541	$4.728M	0.2%	$113.49	—	COM	464287598
VB	Vanguard Small Cap	19,150	$4.601M	0.2%	$143.37	—	COM	922908751
—	SPDR S&P MidCap 400 ETF Trust	7,170	$4.084M	0.1%	$347.31	—	COM	78467y107
—	Invesco QQQ Trust	7,565	$3.868M	0.1%	$349.71	—	COM	46090e103
VIG	Vanguard Dividend Appreciation	19,384	$3.796M	0.1%	$116.54	—	COM	921908844
IUSG	iShares Core US Growth ETF	26,181	$3.648M	0.1%	$60.83	—	COM	464287671
IWV	iShares Russell 3000 Index	10,285	$3.438M	0.1%	$147.94	—	COM	464287689
IJR	iShares Trust S&P SmallCap 600	27,419	$3.159M	0.1%	$90.71	—	COM	464287804
EFA	iShares MSCI EAFE Index Fund	41,116	$3.109M	0.1%	$64.42	—	COM	464287465
XLK	Sector SPDR Technology Select	13,110	$3.048M	0.1%	$144.42	—	COM	81369Y803
SCHP	Schwab US Tips ETF	115,659	$2.987M	0.1%	$39.60	—	COM	808524870
SCHZ	Schwab US Aggregate Bond ETF	124,195	$2.819M	0.1%	$36.64	—	COM	808524839
ESGD	iShares ESG Aware MSCI EAFE ET	35,817	$2.727M	0.1%	$73.51	—	COM	46435G516
VTIP	Vanguard ST Inflation Protecte	56,157	$2.719M	0.1%	$49.20	—	COM	922020805
MSFT	Microsoft Corp	5,617	$2.367M	0.1%	$252.47	+67.3%	COM	594918104
SCHH	Schwab US REIT ETF	108,430	$2.284M	0.1%	$26.81	—	COM	808524847
—	Vanguard Total International B	40,493	$1.986M	0.1%	$53.21	—	COM	92203j407
IWO	iShares Russell 2000 Growth	6,603	$1.9M	0.1%	$236.67	—	COM	464287648
BRK/B	Berkshire Hathaway Cl B	3,930	$1.781M	0.1%	$315.78	+46.2%	COM	084670702
AGG	iShares Core US Aggregate Bond	16,722	$1.62M	0.1%	$96.40	—	COM	464287226
ESGU	iShares ESG Aware MSCI USA ETF	12,057	$1.553M	0.1%	$96.11	—	COM	46435G425
DFAR	Dimensional US Real Estate ETF	65,266	$1.519M	0.1%	$22.42	—	COM	25434V823
DVY	iShares DJ Select Dividend Ind	11,298	$1.483M	0.1%	$116.65	—	COM	464287168
IVW	iShares Tr S&P 500/Barra Growt	14,400	$1.462M	0.0%	$74.34	—	COM	464287309
—	Dimensional International Valu	40,971	$1.454M	0.0%	$33.97	—	COM	25434v807
—	IShares Core MSCI Emerging ETF	27,295	$1.425M	0.0%	$48.38	—	COM	46434g103
ESGE	iShares ESG Aware MSCI ETF	42,474	$1.418M	0.0%	$31.54	—	COM	46434G863
—	iShares Core MSCI EAFE ETF	19,438	$1.366M	0.0%	$59.03	—	COM	46432f842
SCHV	Schwab US Large Cap Value ETF	51,401	$1.34M	0.0%	$39.86	—	COM	808524409
AAPL	Apple Inc	5,201	$1.302M	0.0%	$141.07	+66.2%	COM	037833100
—	iShares MSCI Minimum Volatilit	13,710	$1.217M	0.0%	$45.42	—	COM	46429b697
ACWI	iShares MSCI ACWI Index Fund	10,000	$1.175M	0.0%	$72.32	—	COM	464288257
SCHA	Schwab US Small Cap ETF	45,388	$1.174M	0.0%	$35.94	—	COM	808524607
—	Alphabet Inc Cl A	5,740	$1.087M	0.0%	$198.26	—	COM	02079k305
IJH	iShares S&P Mid Cap 400 Index	17,268	$1.076M	0.0%	$81.91	—	COM	464287507
SCHD	Schwab US Dividend Equity ETF	38,836	$1.061M	0.0%	$42.67	—	COM	808524797
—	Invesco S&P 500 Equal Weight E	5,633	$987K	0.0%	$142.11	—	COM	46137v357
IVE	iShares Trust S&P 500/Barra Va	5,136	$980K	0.0%	$162.01	—	COM	464287408
EEM	iShares MSCI Emerging Markets	20,523	$858K	0.0%	$40.72	—	COM	464287234
IJJ	iShares S&P Mid Cap 400 Value	6,784	$848K	0.0%	$103.37	—	COM	464287705
USXF	iShares ESG Advanced MSCI USA	15,843	$788K	0.0%	$34.18	—	COM	46436E767
—	iShares Core MSCI Total Intl S	11,788	$780K	0.0%	$63.02	—	COM	46432f834
DMXF	iShares ESG Advanced MSCI EAFE	12,041	$778K	0.0%	$59.77	—	COM	46436E759
—	SPDR Gold Shares	3,052	$739K	0.0%	$168.77	—	COM	78463v107
IJS	iShares S&P Small Cap 600 Valu	6,140	$667K	0.0%	$103.07	—	COM	464287879
TDG	TransDigm Group Inc	513	$650K	0.0%	$314.55	+290.9%	COM	893641100
IWN	iShares Russell 2000 Value	3,803	$624K	0.0%	$166.82	—	COM	464287630
EEMV	iShares MSCI Emerging Markets	9,881	$573K	0.0%	$57.00	—	COM	464286533
HYS	Pimco 0-5 Year High Yield Corp	6,111	$572K	0.0%	$87.35	—	COM	72201R783
FNDA	Schwab Fundamental US Small Co	19,122	$568K	0.0%	$42.65	—	COM	808524763
—	MasterCard Inc	1,018	$536K	0.0%	$315.53	—	COM	57636q104
VT	Vanguard Total World Stock Ind	4,488	$527K	0.0%	$101.48	—	COM	922042742
AMZN	Amazon Communications	2,289	$502K	0.0%	$139.55	+46.6%	COM	023135106
XOM	Exxon Mobil Corporation	4,592	$494K	0.0%	$62.48	+79.8%	COM	30231G102
VXUS	Vanguard Total International S	8,197	$483K	0.0%	$61.18	—	COM	921909768
SCZ	iShares MSCI EAFE Small Cap In	7,501	$456K	0.0%	$59.61	—	COM	464288273
GSLC	Goldman Sachs Active Beta ETF	3,823	$440K	0.0%	$74.91	—	COM	381430503
BND	Vanguard Total Bond Market ETF	5,888	$423K	0.0%	$81.83	—	COM	921937835
FNDX	Schwab Fundamental Large Cap I	17,783	$421K	0.0%	$37.42	—	COM	808524771
TIP	iShares Barclays US Treasury I	3,822	$407K	0.0%	$112.15	—	COM	464287176
—	Vanguard Russell 1000 Growth	3,689	$381K	0.0%	$114.38	—	COM	92206c680
VBK	Vanguard Small Cap Growth	1,349	$378K	0.0%	$226.98	—	COM	922908595
—	iShares MSCI EAFE Minimum Vola	5,231	$370K	0.0%	$61.69	—	COM	46429b689
JNJ	Johnson & Johnson	2,435	$352K	0.0%	$124.24	+20.4%	COM	478160104
IEI	iShares Lehman 3-7 Year Treasu	2,995	$346K	0.0%	$115.32	—	COM	464288661
HD	Home Depot Inc	850	$331K	0.0%	$210.84	+88.4%	COM	437076102
XLF	SPDR Financial Select Sector E	6,765	$327K	0.0%	$34.08	—	COM	81369Y605
PG	Procter & Gamble Co	1,887	$316K	0.0%	$137.13	+20.9%	COM	742718109
RGLD	Royal Gold Inc	2,381	$314K	0.0%	$113.67	+27.0%	COM	780287108
ITOT	iShares Core S&P Total US Stoc	2,376	$306K	0.0%	$105.23	—	COM	464287150
—	SPDR S&P Dividend ETF	2,154	$285K	0.0%	$127.44	—	COM	78464a763
—	Fidelity National Information	3,368	$272K	0.0%	$60.07	—	COM	31620m106
FNDF	Schwab Fundamental Intl Large	7,407	$246K	0.0%	$35.03	—	COM	808524755
—	OShares FTSE Russell Small Cap	5,579	$244K	0.0%	$39.18	—	COM	6711op100
—	Alphabet Inc Cl C	1,220	$232K	0.0%	$183.42	—	COM	02079k107
AOR	iShares Core Growth Allocation	3,996	$229K	0.0%	$59.24	—	COM	464289867
VTEB	Vanguard Tax Exempt Bond Index	4,394	$220K	0.0%	$50.89	—	COM	922907746
—	iShares Core Dividend Growth	3,300	$202K	0.0%	$62.69	—	COM	46434v621
MRK	Merck & Co Inc	2,033	$202K	0.0%	$94.56	+4.4%	COM	58933Y105