Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VOO	Vanguard S&P 500 ETF	1,394,763	$833M	22.9%	$298.60	—	COM	922908363
VEA	Vanguard MSCI EAFE ETF	6,275,829	$402M	11.1%	$45.93	—	COM	921943858
VO	Vanguard Mid Cap Vipers	1,396,617	$401M	11.0%	$174.37	—	COM	922908629
DFSV	Dimensional US Small Cap Value	6,191,354	$217M	6.0%	$26.97	—	COM	25434V815
SCHX	Schwab US Large Cap ETF	8,333,483	$214M	5.9%	$31.97	—	COM	808524201
SPY	SPDR S&P 500 ETF Trust	263,665	$171M	4.7%	$239.43	—	COM	78462F103
DFIC	DFA International Core Equity	4,786,293	$170M	4.7%	$26.91	—	COM	25434V799
DFGR	Dimensional Global Real Estate	6,344,111	$169M	4.6%	$25.57	—	COM	25434V658
VWO	Vanguard MSCI Emerging Markets	2,930,327	$158M	4.4%	$41.88	—	COM	922042858
SCHF	Schwab International Equity ET	4,116,077	$102M	2.8%	$24.76	—	COM	808524805
SCHM	Schwab US Mid Cap ETF	3,079,700	$95.35M	2.6%	$35.65	—	COM	808524508
IWR	iShares Russell Midcap	916,371	$89.1M	2.5%	$76.98	—	COM	464287499
VBR	Vanguard Small Cap Value	392,210	$85.21M	2.3%	$170.88	—	COM	922908611
DFEM	Dimensional Emerging Markets C	2,312,160	$79.89M	2.2%	$26.50	—	COM	25434V732
VTI	Vanguard Total Stock Market Vi	150,404	$48.25M	1.3%	$172.10	—	COM	922908769
VV	Vanguard Large Cap	147,066	$43.95M	1.2%	$111.35	—	COM	922908637
SCHE	Schwab Emerging Markets	942,824	$31.07M	0.9%	$24.74	—	COM	808524706
IVV	iShares Trust S&P 500 Index	40,441	$26.42M	0.7%	$239.13	—	COM	464287200
VNQ	Vanguard REIT Vipers	255,079	$22.63M	0.6%	$83.91	—	COM	922908553
VEU	Vanguard FTSE All-World EX-US	214,457	$16.11M	0.4%	$44.87	—	COM	922042775
IWF	iShares Russell 1000 Growth	34,919	$14.89M	0.4%	$139.46	—	COM	464287614
IWP	iShares Russell Midcap Growth	114,619	$14.69M	0.4%	$88.91	—	COM	464287481
IWB	iShares Russell 1000 Index Fun	36,958	$13.18M	0.4%	$149.04	—	COM	464287622
VUG	Vanguard Growth Vipers	26,664	$11.65M	0.3%	$230.69	—	COM	922908736
VOE	Vanguard Mid Cap Value	58,960	$10.87M	0.3%	$134.39	—	COM	922908512
IWS	iShares Russell Midcap Value	74,147	$10.81M	0.3%	$75.11	—	COM	464287473
VTV	Vanguard Value	48,889	$9.592M	0.3%	$139.65	—	COM	922908744
VNQI	Vanguard Global Ex US Real Est	209,001	$9.29M	0.3%	$47.57	—	COM	922042676
SCHB	Schwab US Broad Market ETF	300,653	$7.546M	0.2%	$33.54	—	COM	808524102
—	Invesco QQQ Trust	12,900	$7.445M	0.2%	$430.61	—	COM	46090e103
SCHG	Schwab US Large Cap Growth ETF	254,821	$7.423M	0.2%	$37.52	—	COM	808524300
IWM	iShares Russell 2000 Index	29,830	$7.398M	0.2%	$136.15	—	COM	464287655
VOT	Vanguard Mid Cap Growth Index	26,029	$6.698M	0.2%	$194.56	—	COM	922908538
DFAS	Dimensional US Small Cap ETF	93,969	$6.684M	0.2%	$59.32	—	COM	25434V500
VB	Vanguard Small Cap	20,355	$5.331M	0.1%	$154.56	—	COM	922908751
IWD	iShares Russell 1000 Value Ind	24,365	$5.206M	0.1%	$113.49	—	COM	464287598
EFA	iShares MSCI EAFE Index Fund	43,676	$4.242M	0.1%	$66.93	—	COM	464287465
VIG	Vanguard Dividend Appreciation	19,647	$4.225M	0.1%	$123.92	—	COM	921908844
—	SPDR S&P MidCap 400 ETF Trust	6,786	$4.185M	0.1%	$347.31	—	COM	78467y107
IUSG	iShares Core US Growth ETF	26,307	$4.08M	0.1%	$60.83	—	COM	464287671
DFGX	Dimensional International Core	76,369	$4.006M	0.1%	$52.45	—	COM	25434V575
XLK	Sector SPDR Technology Select	26,154	$3.476M	0.1%	$144.19	—	COM	81369Y803
IJR	iShares Trust S&P SmallCap 600	27,294	$3.393M	0.1%	$91.31	—	COM	464287804
VTIP	Vanguard ST Inflation Protecte	56,822	$2.838M	0.1%	$49.25	—	COM	922020805
—	Dimensional International Valu	52,880	$2.791M	0.1%	$37.64	—	COM	25434v807
IWV	iShares Russell 3000 Index	7,234	$2.682M	0.1%	$147.94	—	COM	464287689
ESGD	iShares ESG Aware MSCI EAFE ET	27,688	$2.648M	0.1%	$73.51	—	COM	46435G516
SCHP	Schwab US Tips ETF	91,020	$2.422M	0.1%	$38.75	—	COM	808524870
SCHH	Schwab US REIT ETF	109,682	$2.357M	0.1%	$26.26	—	COM	808524847
SCHD	Schwab US Dividend Equity ETF	76,169	$2.337M	0.1%	$34.85	—	COM	808524797
SCHZ	Schwab US Aggregate Bond ETF	99,754	$2.316M	0.1%	$36.19	—	COM	808524839
VXUS	Vanguard Total International S	28,619	$2.207M	0.1%	$72.50	—	COM	921909768
IWO	iShares Russell 2000 Growth	6,663	$2.091M	0.1%	$237.82	—	COM	464287648
IWN	iShares Russell 2000 Value	10,599	$2.009M	0.1%	$161.25	—	COM	464287630
BRK/B	Berkshire Hathaway Cl B	4,151	$1.989M	0.1%	$331.34	+48.9%	COM	084670702
—	Vanguard Total International B	38,937	$1.871M	0.1%	$52.88	—	COM	92203j407
AGG	iShares Core US Aggregate Bond	18,713	$1.858M	0.1%	$98.35	—	COM	464287226
—	iShares Core MSCI EAFE ETF	20,303	$1.838M	0.1%	$61.40	—	COM	46432f842
—	IShares Core MSCI Emerging ETF	25,583	$1.784M	0.0%	$48.67	—	COM	46434g103
IVW	iShares Tr S&P 500/Barra Growt	15,572	$1.761M	0.0%	$83.97	—	COM	464287309
DVY	iShares DJ Select Dividend Ind	11,177	$1.692M	0.0%	$116.65	—	COM	464287168
DFAR	Dimensional US Real Estate ETF	69,444	$1.642M	0.0%	$22.50	—	COM	25434V823
SCHA	Schwab US Small Cap ETF	56,404	$1.64M	0.0%	$34.03	—	COM	808524607
—	Alphabet Inc Cl A	5,640	$1.622M	0.0%	$198.26	—	COM	02079k305
EEM	iShares MSCI Emerging Markets	27,606	$1.568M	0.0%	$44.68	—	COM	464287234
ESGE	iShares ESG Aware MSCI ETF	33,333	$1.516M	0.0%	$31.54	—	COM	46434G863
ESGU	iShares ESG Aware MSCI USA ETF	10,300	$1.457M	0.0%	$97.11	—	COM	46435G425
ACWI	iShares MSCI ACWI Index Fund	10,000	$1.384M	0.0%	$72.32	—	COM	464288257
MSFT	Microsoft Corp	3,569	$1.321M	0.0%	$257.18	+69.0%	COM	594918104
SCHV	Schwab US Large Cap Value ETF	42,939	$1.31M	0.0%	$39.86	—	COM	808524409
AAPL	Apple Inc	5,102	$1.295M	0.0%	$143.25	+83.5%	COM	037833100
IJH	iShares S&P Mid Cap 400 Index	17,785	$1.201M	0.0%	$79.26	—	COM	464287507
—	iShares MSCI Minimum Volatilit	12,847	$1.191M	0.0%	$45.42	—	COM	46429b697
—	iShares Core MSCI Total Intl S	13,234	$1.147M	0.0%	$65.20	—	COM	46432f834
—	Invesco S&P 500 Equal Weight E	5,877	$1.128M	0.0%	$143.40	—	COM	46137v357
—	SPDR Gold Shares	2,527	$1.087M	0.0%	$198.94	—	COM	78463v107
IJJ	iShares S&P Mid Cap 400 Value	7,771	$1.03M	0.0%	$107.91	—	COM	464287705
BND	Vanguard Total Bond Market ETF	11,056	$814K	0.0%	$77.96	—	COM	921937835
IVE	iShares Trust S&P 500/Barra Va	3,783	$799K	0.0%	$162.01	—	COM	464287408
FNDA	Schwab Fundamental US Small Co	22,990	$746K	0.0%	$39.52	—	COM	808524763
EEMV	iShares MSCI Emerging Markets	11,283	$730K	0.0%	$57.70	—	COM	464286533
DMXF	iShares ESG Advanced MSCI EAFE	9,229	$696K	0.0%	$59.77	—	COM	46436E759
XOM	Exxon Mobil Corporation	4,084	$693K	0.0%	$62.48	+122.1%	COM	30231G102
VT	Vanguard Total World Stock Ind	4,980	$689K	0.0%	$105.21	—	COM	922042742
USXF	iShares ESG Advanced MSCI USA	11,633	$642K	0.0%	$34.18	—	COM	46436E767
FNDX	Schwab Fundamental Large Cap I	22,545	$628K	0.0%	$34.26	—	COM	808524771
SCZ	iShares MSCI EAFE Small Cap In	7,519	$590K	0.0%	$59.61	—	COM	464288273
—	Vanguard Russell 1000 Growth	4,836	$530K	0.0%	$113.27	—	COM	92206c680
COST	Costco Wholesale Corp	528	$526K	0.0%	$905.73	+6.4%	COM	22160K105
FNDF	Schwab Fundamental Intl Large	10,526	$515K	0.0%	$37.90	—	COM	808524755
ITOT	iShares Core S&P Total US Stoc	3,608	$514K	0.0%	$117.93	—	COM	464287150
—	MasterCard Inc	1,019	$509K	0.0%	$315.53	—	COM	57636q104
XLF	SPDR Financial Select Sector E	10,054	$496K	0.0%	$39.16	—	COM	81369Y605
—	iShares MSCI EAFE Minimum Vola	5,231	$478K	0.0%	$61.69	—	COM	46429b689
TDG	TransDigm Group Inc	406	$471K	0.0%	$314.55	+332.8%	COM	893641100
IJS	iShares S&P Small Cap 600 Valu	3,767	$446K	0.0%	$103.21	—	COM	464287879
TIP	iShares Barclays US Treasury I	3,930	$434K	0.0%	$112.11	—	COM	464287176
JNJ	Johnson & Johnson	1,652	$404K	0.0%	$124.24	+83.4%	COM	478160104
AMZN	Amazon Communications	1,915	$399K	0.0%	$141.05	+60.8%	COM	023135106
—	SPDR S&P 500 Value ETF	6,695	$379K	0.0%	$55.66	—	COM	78464a508
IEI	iShares Lehman 3-7 Year Treasu	2,995	$355K	0.0%	$115.32	—	COM	464288661
—	WidsomTree US Large Cap Divide	3,902	$349K	0.0%	$87.04	—	COM	97717w307
GSLC	Goldman Sachs Active Beta ETF	2,675	$335K	0.0%	$74.91	—	COM	381430503
MRK	Merck & Co Inc	2,777	$334K	0.0%	$99.70	+14.6%	COM	58933Y105
BPRE	Bluerock Private Real Estate F	19,844	$330K	0.0%	$15.00	—	COM	09631P102
—	Alphabet Inc Cl C	1,120	$321K	0.0%	$171.21	—	COM	02079k107
—	SPDR S&P Dividend ETF	2,154	$314K	0.0%	$135.07	—	COM	78464a763
MGK	Vanguard Mega Cap Growth ETF	826	$304K	0.0%	$308.88	—	COM	921910816
HD	Home Depot Inc	850	$280K	0.0%	$210.84	+78.8%	COM	437076102
EFG	iShares MSCI EAFE Growth Index	2,411	$269K	0.0%	$113.88	—	COM	464288885
—	SPDR S&P International Small C	6,329	$267K	0.0%	$31.96	—	COM	78463x871
—	Vanguard Utilities ETF	1,342	$266K	0.0%	$170.83	—	COM	92204a876
PG	Procter & Gamble Co	1,837	$265K	0.0%	$137.13	+10.7%	COM	742718109
AOR	iShares Core Growth Allocation	3,996	$257K	0.0%	$59.24	—	COM	464289867
DFAI	Dimensional Intl Core Equity M	6,479	$252K	0.0%	$38.96	—	COM	25434V203
—	OShares FTSE Russell Small Cap	5,579	$244K	0.0%	$39.18	—	COM	6711op100
UNP	Union Pacific Corp	1,000	$243K	0.0%	$227.32	+7.0%	COM	907818108
—	SPDR Portfolio Developed World	5,271	$241K	0.0%	$40.49	—	COM	78463x889
—	iShares Core Dividend Growth	3,300	$232K	0.0%	$62.69	—	COM	46434v621
VBK	Vanguard Small Cap Growth	758	$229K	0.0%	$226.98	—	COM	922908595
—	Nextera Energy Inc	2,432	$226K	0.0%	$92.88	—	COM	65339f101
IBIT	iShares Bitcoin	5,825	$224K	0.0%	$60.70	—	COM	46438F101
IVOV	Vanguard S&P Mid Cap 400 Value	2,086	$213K	0.0%	$100.77	—	COM	921932844
—	SPDR S&P 500 Growth ETF	2,136	$209K	0.0%	$104.64	—	COM	78464a409
EFV	iShares MSCI EAFE Value Index	2,809	$209K	0.0%	$71.41	—	COM	464288877
ACWV	iShares MSCI All Country World	1,738	$208K	0.0%	$118.57	—	COM	464286525
RGLD	Royal Gold Inc	813	$207K	0.0%	$270.02	0.0%	COM	780287108