Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VOO	Vanguard S&P 500 ETF	259,044	$162M	17.6%	$303.50	—	—	922908363
IEFA	iShares Core MSCI EAFE ETF	800,456	$71.61M	7.8%	$75.03	—	—	46432F842
VGIT	Vanguard Intermediate-Term Treasury Index	806,875	$48.36M	5.2%	$58.85	—	—	92206C706
IJR	iShares Core S&P Small-Cap ETF	358,440	$43.08M	4.7%	$82.75	—	—	464287804
AVLV	Avantis US Large Cap Value ETF	492,427	$37.31M	4.0%	$52.85	—	—	025072349
VGSH	Vanguard Short-Term Treasury Index	577,371	$33.91M	3.7%	$58.01	—	—	92206C102
AVDV	Avantis International Small Cap Value ETF	341,559	$32.1M	3.5%	$62.14	—	—	025072802
DFCF	Dimensional Core Fixed	737,053	$31.37M	3.4%	$43.02	—	—	25434V872
BOXX	Alpha Architect 1-3 Month Box ETF	265,621	$30.57M	3.3%	$110.88	—	—	02072L565
SGOV	iShares 0-3 Month Treasury Bond ETF	303,958	$30.51M	3.3%	$100.63	—	—	46436E718
VYM	Vanguard High Dividend Yield Index Fund	210,973	$30.28M	3.3%	$88.48	—	—	921946406
IWB	iShares Russell 1000 Index	78,674	$29.38M	3.2%	$114.09	—	—	464287622
FNDF	Schwab Fundamental International Large Cap	540,769	$24.45M	2.6%	$31.20	—	—	808524755
DUHP	Dimensional US High Profitability ETF	535,212	$20.35M	2.2%	$32.03	—	—	25434V831
VONE	Vanguard Russell 1000 ETF	62,200	$19.22M	2.1%	$180.43	—	—	92206C730
SCHF	Schwab International Equity ETF	760,433	$18.28M	2.0%	$26.40	—	—	808524805
VCRM	Vanguard Core Tax-Exempt Bond ETF	223,270	$16.87M	1.8%	$74.22	—	—	922907712
SYLD	Cambria Shareholder Yield ETF	235,134	$16.35M	1.8%	$62.86	—	—	132061201
PG	Procter & Gamble	113,333	$16.24M	1.8%	$73.79	+99.4%	—	742718109
AVUV	Avantis U.S. Small Cap Value ETF	156,127	$15.92M	1.7%	$78.23	—	—	025072877
VFMF	Vanguard US Multifactor	105,395	$15.88M	1.7%	$98.59	—	—	921935607
IEMG	iShares Core MSCI Emerging Markets	229,156	$15.4M	1.7%	$52.44	—	—	46434G103
AVEM	Avantis Emerging Markets Equity ETF	191,940	$14.78M	1.6%	$57.48	—	—	025072604
VEA	Vanguard FTSE Developed Markets ETF	188,949	$11.8M	1.3%	$39.08	—	—	921943858
FYLD	Cambria Foreign Shareholder Yield ETF	302,842	$9.839M	1.1%	$26.24	—	—	132061300
VSDM	Vanguard Short Duration Tax-Exempt Bond ETF	108,239	$8.275M	0.9%	$75.95	—	—	922907696
IWF	iShares Russell 1000 Growth	14,226	$6.733M	0.7%	$373.92	—	—	464287614
SUB	iShares Short-Term National Muni Bond ETF	62,805	$6.701M	0.7%	$104.51	—	—	464288158
EYLD	Cambria Emerging Shareholder Yield ETF	146,863	$5.629M	0.6%	$28.82	—	—	132061706
VTV	Vanguard Large Cap Value ETF	28,267	$5.399M	0.6%	$104.19	—	—	922908744
VWO	Vanguard Emerging Market	98,358	$5.288M	0.6%	$40.18	—	—	922042858
SCHA	Schwab U.S. Small Cap ETF	181,580	$5.171M	0.6%	$28.95	—	—	808524607
AAPL	Apple Inc	16,910	$4.597M	0.5%	$95.33	+181.5%	—	037833100
MUB	iShares National AMT-Free Muni Bond	42,468	$4.549M	0.5%	$106.94	—	—	464288414
SCHB	Schwab U.S. Broad Market ETF	164,781	$4.322M	0.5%	$32.72	—	—	808524102
IEI	iShares 3-7 Year Treasury Bond	35,160	$4.196M	0.5%	$117.03	—	—	464288661
SCI	Service Corp Int'l, Inc.	43,514	$3.393M	0.4%	$42.75	+87.1%	—	817565104
IVV	iShares S&P 500 Index	4,171	$2.857M	0.3%	$232.35	—	—	464287200
VIG	Vanguard Dividend Appreciation	12,818	$2.817M	0.3%	$105.27	—	—	921908844
SPDW	SPDR Developed World ex-US ETF	56,649	$2.516M	0.3%	$36.50	—	—	78463X889
OEF	iShares S&P 100 ETF	7,307	$2.506M	0.3%	$306.88	—	—	464287101
IWM	iShares Russell 2000 Idx	9,131	$2.248M	0.2%	$138.69	—	—	464287655
ARTY	iShares Future AI & Tech ETF	38,028	$1.832M	0.2%	$48.18	—	—	46435U556
NVDA	Nvidia Corp	9,224	$1.72M	0.2%	$106.18	+75.3%	—	67066G104
MSFT	Microsoft	3,540	$1.712M	0.2%	$175.33	+185.5%	—	594918104
SLYV	SPDR S&P 600 Small Cap Value	18,468	$1.68M	0.2%	$54.54	—	—	78464A300
SCHE	Schwab Emerging Market ETF	50,524	$1.655M	0.2%	$25.36	—	—	808524706
IWD	iShares Russell 1000 Value	7,092	$1.492M	0.2%	$96.60	—	—	464287598
META	Meta Platforms Inc	2,134	$1.409M	0.2%	$278.60	+139.5%	—	30303M102
IGPT	Invesco AI and Next Gen Software ETF	22,773	$1.354M	0.1%	$59.46	—	—	46137V639
VBK	Vanguard Small-Cap Growth ETF	4,167	$1.259M	0.1%	$132.88	—	—	922908595
SLS	Sellas Life Sciences Gro	317,100	$1.195M	0.1%	$1.41	+38.3%	—	81642T209
LLY	Lilly Eli & Co	1,076	$1.156M	0.1%	$795.53	+20.1%	—	532457108
AMZN	Amazon.com	4,950	$1.143M	0.1%	$207.67	+10.2%	—	023135106
JNJ	Johnson & Johnson	5,328	$1.103M	0.1%	$151.55	+30.0%	—	478160104
DFAS	Dimensional U.S. Small Cap ETF	15,295	$1.066M	0.1%	$63.70	—	—	25434V500
BRK/B	Berkshire Hath. Cl B	1,992	$1.001M	0.1%	$497.53	0.0%	—	084670702
AVGO	Broadcom Ltd	2,791	$966K	0.1%	$146.97	+142.9%	—	11135F101
VV	Vanguard Large-Cap Index ETF	2,862	$901K	0.1%	$257.17	—	—	922908637
BSV	Vanguard Short Term Bond Index	11,095	$874K	0.1%	$83.09	—	—	921937827
IWN	iShares Russell 2000 Value Idx	4,693	$850K	0.1%	$101.20	—	—	464287630
XOM	Exxon Mobil Corp	6,721	$809K	0.1%	$73.48	+57.2%	—	30231G102
JPM	JPMorgan Chase & Co	2,305	$743K	0.1%	$129.36	+139.3%	—	46625H100
ISTB	iShares Core 1-5 Year USD Bond ETF	13,853	$675K	0.1%	$48.03	—	—	46432F859
CINF	Cincinnati Financial	3,990	$652K	0.1%	$81.51	+97.8%	—	172062101
IJH	iShares S&P Midcap 400	9,872	$652K	0.1%	$76.68	—	—	464287507
SPY	SPDR S&P 500 ETF	944	$644K	0.1%	$373.59	—	—	78462F103
ABBV	Abbvie Inc	2,659	$608K	0.1%	$79.55	+186.0%	—	00287Y109
HD	Home Depot	1,606	$553K	0.1%	$120.21	+203.3%	—	437076102
VTI	Vanguard Total Stock Market ETF	1,597	$535K	0.1%	$239.82	—	—	922908769
GOOG	Alphabet Inc Class C	1,696	$532K	0.1%	$182.46	+56.9%	—	02079K107
VNQ	Vanguard Real Estate Index	5,863	$519K	0.1%	$104.59	—	—	922908553
QQQ	Invesco QQQ	840	$516K	0.1%	$417.18	—	—	46090E103
VONG	Vanguard Russell 1000 Growth ETF	4,224	$514K	0.1%	$77.98	—	—	92206C680
MCD	McDonalds Corp	1,671	$511K	0.1%	$167.70	+81.9%	—	580135101
GOOGL	Alphabet Inc Class A	1,625	$509K	0.1%	$180.70	+58.1%	—	02079K305
TRV	Travelers Co	1,715	$497K	0.1%	$177.75	+57.9%	—	89417E109
CVX	Chevron Corp	3,241	$494K	0.1%	$95.21	+59.0%	—	166764100
FNDA	Schwab Fundamental US Small Cap ETF	14,984	$472K	0.1%	$30.01	—	—	808524763
VO	Vanguard Mid Cap ETF	1,551	$450K	0.0%	$261.55	—	—	922908629
GLD	SPDR Gold Trust	1,118	$443K	0.0%	$171.93	—	—	78463V107
—	Duke Energy Corporation	3,724	$436K	0.0%	$74.88	—	—	26441C105
OTTR	Otter Tail Corp	5,266	$426K	0.0%	$55.25	+45.2%	—	689648103
VSS	Vanguard FTSE All-World ex-US Sm-Cp ETF	2,830	$406K	0.0%	$109.60	—	—	922042718
SCHW	Charles Schwab Corp	4,025	$402K	0.0%	$52.54	+80.3%	—	808513105
NEE	Nextera Energy Inc	4,822	$387K	0.0%	$56.07	+47.1%	—	65339F101
IBTH	iShares iBonds Dec 2027 Term Treasury ETF	15,782	$355K	0.0%	$22.49	—	—	46436E841
IBTI	iShares iBonds Dec 2028 Term Treasury ETF	15,830	$354K	0.0%	$22.41	—	—	46436E833
WMB	Williams Companies	5,881	$354K	0.0%	$30.98	+93.9%	—	969457100
IBTG	iShares iBonds Dec 2026 Term Treasury ETF	15,457	$354K	0.0%	$22.96	—	—	46436E858
ADP	Automatic Data Processing	1,365	$351K	0.0%	$150.68	+75.8%	—	053015103
SCHX	Schwab US Large Cap ETF	12,384	$333K	0.0%	$31.74	—	—	808524201
PEP	Pepsico Inc	2,261	$325K	0.0%	$80.54	+81.2%	—	713448108
SPYM	SPDR Portfolio S&P 500 ETF	4,035	$324K	0.0%	$65.68	—	—	78464A854
MA	Mastercard Inc	563	$321K	0.0%	$482.44	+15.9%	—	57636Q104
MDLZ	Mondelez Intl Inc Cl A	5,871	$316K	0.0%	$47.06	+21.2%	—	609207105
ILCB	iShares Mstar Large Core	3,252	$307K	0.0%	$69.52	—	—	464287127
KR	Kroger Corp	4,907	$307K	0.0%	$44.34	+47.1%	—	501044101
IBTJ	iShares iBonds Dec 2029 Term Treasury ETF	13,900	$305K	0.0%	$21.92	—	—	46436E825
ET	Energy Transfer LP	18,399	$303K	0.0%	$9.19	—	—	29273V100
—	General Electric	954	$294K	0.0%	$257.86	—	—	369604103
—	Hubbell Inc Class B	660	$293K	0.0%	$223.08	—	—	443510201
WMT	Wal Mart Stores Inc	2,585	$288K	0.0%	$72.48	+47.9%	—	931142103
TSM	Taiwan Semiconductr	926	$281K	0.0%	$303.46	—	—	874039100
HYDB	iShares High Yield Systematic Bond ETF	5,798	$275K	0.0%	$47.94	—	—	46435G250
SBUX	Starbucks Corp	3,187	$268K	0.0%	$66.35	+26.7%	—	855244109
AMD	Advanced Micro Devic	1,236	$265K	0.0%	$108.87	+106.3%	—	007903107
VDE	Vanguard Energy ETF	2,079	$262K	0.0%	$101.74	—	—	92204A306
GD	General Dynamics	762	$256K	0.0%	$314.26	+8.5%	—	369550108
PNC	PNC Financial Services	1,210	$253K	0.0%	$121.59	+58.5%	—	693475105
RTX	Raytheon Technologies Co	1,362	$250K	0.0%	$155.66	+11.3%	—	75513E101
MTDR	Matador Resources Co	5,736	$243K	0.0%	$56.71	-25.9%	—	576485205
UNH	Unitedhealth Group	727	$240K	0.0%	$374.94	-10.1%	—	91324P102
SRE	Sempra Energy	2,688	$237K	0.0%	$56.40	+60.5%	—	816851109
—	Eaton Corporation	740	$236K	0.0%	$112.87	—	—	278058102
CSCO	Cisco Systems	2,916	$225K	0.0%	$67.38	+9.5%	—	17275R102
TEL	Te Connectivity Plc	984	$224K	0.0%	$200.01	+15.6%	—	G87052109
TSLA	Tesla Motors Inc	495	$223K	0.0%	$346.84	+27.8%	—	88160R101
V	Visa Inc	637	$223K	0.0%	$340.38	0.0%	—	92826C839
—	Accenture Ltd	823	$221K	0.0%	$268.53	—	—	G1150G111
VGT	Vanguard Information Technology ETF	291	$219K	0.0%	$745.70	—	—	92204A702
VICI	VICI Properties Inc.	7,796	$219K	0.0%	$32.06	-8.6%	—	925652109
DFAC	Dimensional U.S. Core Equity 2 ETF	5,395	$214K	0.0%	$38.55	—	—	25434V708
ORCL	Oracle Corp	1,099	$214K	0.0%	$170.85	+39.3%	—	68389X105
HIG	Hartford Finl Svcs Grp	1,526	$210K	0.0%	$131.57	0.0%	—	416515104
PPL	PPL Corporation	5,919	$207K	0.0%	$29.70	+20.6%	—	69351T106
FMCC	Federal Home Loan Mortgage Corporation	20,000	$203K	0.0%	$1.20	+754.4%	—	313400301
PEY	Invesco High Yield Equity Dividend Achievers ETF	9,920	$202K	0.0%	$21.98	—	—	46137V563
LMT	Lockheed Martin Corp	415	$201K	0.0%	$160.71	+196.3%	—	539830109
CODI	Compass Diversified	27,900	$134K	0.0%	$16.60	-61.9%	—	20451Q104
AVXL	Anavex Life Sciences	37,700	$134K	0.0%	$9.32	-34.2%	—	032797300
—	Charming Shoppes Inc	14,000	$20,000	0.0%	$1.10	—	—	161133103
NLST	Netlist, Inc.	19,500	$17,000	0.0%	$2.66	-73.8%	—	64118P109
NWBO	NW Biotherapeutics	60,150	$14,000	0.0%	$0.82	-70.8%	—	66737P600
—	Metaverse Capital Corp	50,000	$0	0.0%	—	—	—	37958T100
APVS	Applied Visual Scien	2,000,000	$0	0.0%	$0.00	0.0%	—	038287108
PDPR	Marathon Group Corp	300,000	$0	0.0%	$0.00	-92.9%	—	565807401