Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VCIT	VANGUARD SCOTTSDALE FDS	1,294,166	$108M	20.8%	$81.21	—	INT-TERM CORP	92206C870
FNDF	SCHWAB STRATEGIC TR	1,426,627	$53.31M	10.2%	$32.19	—	FUNDAMENTAL INTL	808524755
VIGI	VANGUARD WHITEHALL FDS	404,487	$35.71M	6.8%	$69.87	—	INTL DVD ETF	921946810
VYMI	VANGUARD WHITEHALL FDS	410,243	$30.12M	5.8%	$65.53	—	INTL HIGH ETF	921946794
VHT	VANGUARD WORLD FD	90,932	$25.66M	4.9%	$183.00	—	HEALTH CAR ETF	92204A504
MGV	VANGUARD WORLD FD	197,279	$25.31M	4.8%	$78.68	—	MEGA CAP VAL ETF	921910840
VIG	VANGUARD SPECIALIZED FUNDS	118,691	$23.51M	4.5%	$114.22	—	DIV APP ETF	921908844
SCHD	SCHWAB STRATEGIC TR	274,223	$23.18M	4.4%	$52.59	—	US DIVIDEND EQ	808524797
MGC	VANGUARD WORLD FD	82,526	$17.05M	3.3%	$131.55	—	MEGA CAP INDEX	921910873
VBR	VANGUARD INDEX FDS	79,679	$16M	3.1%	$152.41	—	SM CP VAL ETF	922908611
IJR	ISHARES TR	133,978	$15.67M	3.0%	$85.33	—	CORE S&P SCP ETF	464287804
VOE	VANGUARD INDEX FDS	86,210	$14.45M	2.8%	$94.88	—	MCAP VL IDXVIP	922908512
VIS	VANGUARD WORLD FD	53,350	$13.87M	2.7%	$234.03	—	INDUSTRIAL ETF	92204A603
AAPL	APPLE INC	52,559	$12.25M	2.3%	$87.50	+153.7%	COM	037833100
SPYM	SPDR SER TR	149,710	$10.11M	1.9%	$64.31	—	PORTFOLIO S&P500	78464A854
SCHF	SCHWAB STRATEGIC TR	220,293	$9.058M	1.7%	$39.66	—	INTL EQTY ETF	808524805
MSFT	MICROSOFT CORP	15,873	$6.83M	1.3%	$91.14	+364.3%	COM	594918104
VB	VANGUARD INDEX FDS	25,474	$6.043M	1.2%	$223.87	—	SMALL CP ETF	922908751
SCHM	SCHWAB STRATEGIC TR	68,362	$5.68M	1.1%	$56.88	—	US MID-CAP ETF	808524508
VO	VANGUARD INDEX FDS	21,455	$5.66M	1.1%	$247.09	—	MID CAP ETF	922908629
EFA	ISHARES TR	58,851	$4.922M	0.9%	$67.83	—	MSCI EAFE ETF	464287465
UPST	UPSTART HLDGS INC	119,121	$4.766M	0.9%	$32.83	+1.3%	COM	91680M107
AMD	ADVANCED MICRO DEVICES INC	28,342	$4.65M	0.9%	$119.38	+27.3%	COM	007903107
QUAL	ISHARES TR	24,584	$4.408M	0.8%	$170.90	—	MSCI USA QLT FCT	46432F339
WDAY	WORKDAY INC	17,634	$4.31M	0.8%	$181.94	+29.8%	CL A	98138H101
IVW	ISHARES TR	42,883	$4.106M	0.8%	$89.58	—	S&P 500 GRWT ETF	464287309
XLP	SELECT SECTOR SPDR TR	47,224	$3.92M	0.8%	$58.47	—	SBI CONS STPLS	81369Y308
PAVE	GLOBAL X FDS	88,461	$3.641M	0.7%	$36.92	—	US INFR DEV ETF	37954Y673
EXTR	EXTREME NETWORKS	212,500	$3.194M	0.6%	$9.86	+43.7%	COM	30226D106
FNDA	SCHWAB STRATEGIC TR	42,763	$2.547M	0.5%	$56.90	—	FUNDAMENTAL US S	808524763
AMZN	AMAZON COM INC	12,292	$2.29M	0.4%	$118.66	+53.8%	COM	023135106
SCHX	SCHWAB STRATEGIC TR	32,886	$2.231M	0.4%	$55.93	—	US LRG CAP ETF	808524201
VYM	VANGUARD WHITEHALL FDS	16,944	$2.172M	0.4%	$119.70	—	HIGH DIV YLD	921946406
ICSH	ISHARES TR	40,927	$2.077M	0.4%	$50.15	—	BLACKROCK ULTRA	46434V878
NVDA	NVIDIA CORPORATION	17,004	$2.065M	0.4%	$101.05	+16.8%	COM	67066G104
XOM	EXXON MOBIL CORP	16,399	$1.922M	0.4%	$71.80	+53.2%	COM	30231G102
CVX	CHEVRON CORP NEW	10,868	$1.6M	0.3%	$74.46	+88.0%	COM	166764100
SDVY	FIRST TR EXCHANGE-TRADED FD	36,114	$1.314M	0.3%	$34.86	—	SMID RISNG ETF	33741X102
LITE	LUMENTUM HLDGS INC	20,590	$1.305M	0.3%	$50.79	+6.6%	COM	55024U109
FNDX	SCHWAB STRATEGIC TR	16,349	$1.173M	0.2%	$71.76	—	FUNDAMENTAL US L	808524771
CSCO	CISCO SYS INC	17,189	$915K	0.2%	$31.19	+50.0%	COM	17275R102
VSGX	VANGUARD WORLD FD	12,304	$757K	0.1%	$58.95	—	ESG INTL STK ETF	921910725
VEA	VANGUARD TAX-MANAGED FDS	14,144	$747K	0.1%	$52.81	—	VAN FTSE DEV MKT	921943858
VZ	VERIZON COMMUNICATIONS INC	14,111	$634K	0.1%	$33.05	+16.2%	COM	92343V104
SCHA	SCHWAB STRATEGIC TR	11,448	$590K	0.1%	$47.51	—	US SML CAP ETF	808524607
PFE	PFIZER INC	20,300	$587K	0.1%	$24.79	+7.6%	COM	717081103
CVGW	CALAVO GROWERS INC	15,542	$443K	0.1%	$26.50	-12.2%	COM	128246105
T	AT&T INC	18,867	$415K	0.1%	$13.56	+38.5%	COM	00206R102
INTC	INTEL CORP	15,975	$375K	0.1%	$40.68	-38.8%	COM	458140100