Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
MUB	ISHARES TR	870,963	$91.9M	24.7%	$105.52	—	NATIONAL MUN ETF	464288414
SPYV	SPDR SER TR	532,890	$20.72M	5.6%	$36.73	—	PRTFLO S&P500 VL	78464A508
ACWV	ISHARES INC	166,334	$15.81M	4.2%	$89.57	—	MSCI GBL MIN VOL	464286525
SPYG	SPDR SER TR	309,741	$15.69M	4.2%	$39.61	—	PRTFLO S&P500 GW	78464A409
SHM	SPDR SER TR	326,291	$15.33M	4.1%	$47.11	—	NUVEEN BLMBRG SH	78468R739
VGIT	VANGUARD SCOTTSDALE FDS	237,760	$13.9M	3.7%	$63.21	—	INTER TERM TREAS	92206C706
SCHV	SCHWAB STRATEGIC TR	207,826	$13.72M	3.7%	$58.69	—	US LCAP VA ETF	808524409
IVLU	ISHARES TR	509,897	$11.81M	3.2%	$23.17	—	MSCI INTL VLU FT	46435G409
VIGI	VANGUARD WHITEHALL FDS	162,113	$11.29M	3.0%	$62.08	—	INTL DVD ETF	921946810
BSV	VANGUARD BD INDEX FDS	138,427	$10.42M	2.8%	$78.92	—	SHORT TRM BOND	921937827
ITM	VANECK ETF TRUST	212,710	$9.702M	2.6%	$47.98	—	INTRMDT MUNI ETF	92189H201
IEMG	ISHARES INC	199,915	$9.336M	2.5%	$52.93	—	CORE MSCI EMKT	46434G103
VTV	VANGUARD INDEX FDS	61,403	$8.619M	2.3%	$109.55	—	VALUE ETF	922908744
VYMI	VANGUARD WHITEHALL FDS	118,420	$7.054M	1.9%	$61.09	—	INTL HIGH ETF	921946794
SCHE	SCHWAB STRATEGIC TR	260,901	$6.176M	1.7%	$23.67	—	EMRG MKTEQ ETF	808524706
VTEB	VANGUARD MUN BD FDS	121,873	$6.032M	1.6%	$49.95	—	TAX EXEMPT BD	922907746
IAGG	ISHARES TR	126,020	$5.992M	1.6%	$52.05	—	CORE INTL AGGR	46435G672
SCHG	SCHWAB STRATEGIC TR	97,692	$5.428M	1.5%	$83.27	—	US LCAP GR ETF	808524300
IQLT	ISHARES TR	164,628	$5.332M	1.4%	$27.92	—	MSCI INTL QUALTY	46434V456
FNDF	SCHWAB STRATEGIC TR	182,251	$5.298M	1.4%	$28.81	—	SCHWB FDT INT LG	808524755
VBR	VANGUARD INDEX FDS	31,859	$5.059M	1.4%	$129.23	—	SM CP VAL ETF	922908611
IGIB	ISHARES TR	97,448	$4.825M	1.3%	$55.35	—	ISHS 5-10YR INVT	464288638
IAU	ISHARES GOLD TR	128,591	$4.448M	1.2%	$34.72	—	ISHARES NEW	464285204
PICK	ISHARES INC	90,541	$3.712M	1.0%	$35.62	—	MSCI GBL ETF NEW	46434G848
VBK	VANGUARD INDEX FDS	18,344	$3.679M	1.0%	$209.20	—	SML CP GRW ETF	922908595
ITOT	ISHARES TR	42,833	$3.632M	1.0%	$100.57	—	CORE S&P TTL STK	464287150
IEFA	ISHARES TR	34,836	$2.147M	0.6%	$73.63	—	CORE MSCI EAFE	46432F842
IVV	ISHARES TR	5,464	$2.099M	0.6%	$390.78	—	CORE S&P500 ETF	464287200
AGG	ISHARES TR	21,384	$2.074M	0.6%	$113.62	—	CORE US AGGBD ET	464287226
VWOB	VANGUARD WHITEHALL FDS	30,839	$1.881M	0.5%	$75.37	—	EM MK GOV BD ETF	921946885
—	FEDERATED HERMES PREM MUNI I	164,814	$1.731M	0.5%	$11.97	—	COM	31423P108
SUB	ISHARES TR	16,574	$1.728M	0.5%	$104.27	—	SHRT NAT MUN ETF	464288158
VIOV	VANGUARD ADMIRAL FDS INC	10,198	$1.602M	0.4%	$128.21	—	SMLCP 600 VAL	921932778
XOM	EXXON MOBIL CORP	13,450	$1.484M	0.4%	$55.69	+72.9%	COM	30231G102
—	BLACKROCK MUN INCOME TR	145,714	$1.466M	0.4%	$10.39	—	SH BEN INT	09248F109
—	BLACKROCK MUNI INCOME TR II	137,768	$1.423M	0.4%	$11.81	—	COM	09249N101
CVX	CHEVRON CORP NEW	7,779	$1.396M	0.4%	$84.74	+80.8%	COM	166764100
—	NEUBERGER BERMAN MUN FD INC	132,626	$1.382M	0.4%	$10.87	—	COM	64124P101
BLV	VANGUARD BD INDEX FDS	18,187	$1.317M	0.4%	$96.91	—	LONG TERM BOND	921937793
FNDE	SCHWAB STRATEGIC TR	53,135	$1.317M	0.4%	$25.83	—	SCHWB FDT EMK LG	808524730
VT	VANGUARD INTL EQUITY INDEX F	15,224	$1.312M	0.4%	$65.69	—	TT WRLD ST ETF	922042742
IGRO	ISHARES TR	22,477	$1.295M	0.3%	$57.32	—	INTL DIV GRWTH	46435G524
XMVTX	BLACKROCK MUNIVEST FD II INC	121,395	$1.269M	0.3%	$10.22	—	COM	09253T101
VIOG	VANGUARD ADMIRAL FDS INC	6,531	$1.217M	0.3%	$174.23	—	SMLCP 600 GRTH	921932794
XBKNX	BLACKROCK INVT QUALITY MUN T	98,450	$1.148M	0.3%	$11.66	—	COM	09247D105
IMTM	ISHARES TR	36,313	$1.12M	0.3%	$25.90	—	MSCI INTL MOMENT	46434V449
EOG	EOG RES INC	8,308	$1.076M	0.3%	$71.53	+64.7%	COM	26875P101
—	DWS STRATEGIC MUN INCOME TR	123,045	$1.005M	0.3%	$9.14	—	COM	23342Q101
QUAL	ISHARES TR	8,649	$986K	0.3%	$92.80	—	MSCI USA QLT FCT	46432F339
MSFT	MICROSOFT CORP	3,778	$906K	0.2%	$186.30	+25.6%	COM	594918104
BRK/B	BERKSHIRE HATHAWAY INC DEL	2,688	$830K	0.2%	$234.49	+26.7%	CL B NEW	084670702
GOOGL	ALPHABET INC	8,800	$776K	0.2%	$107.25	-12.1%	CAP STK CL A	02079K305
IUSG	ISHARES TR	9,371	$764K	0.2%	$80.87	—	CORE S&P US GWT	464287671
VYM	VANGUARD WHITEHALL FDS	7,039	$762K	0.2%	$77.96	—	HIGH DIV YLD	921946406
AAPL	APPLE INC	5,411	$703K	0.2%	$91.43	+53.9%	COM	037833100
V	VISA INC	3,318	$689K	0.2%	$131.41	+49.9%	COM CL A	92826C839
MCD	MCDONALDS CORP	2,454	$647K	0.2%	$191.26	+28.2%	COM	580135101
COP	CONOCOPHILLIPS	5,450	$643K	0.2%	$30.72	+256.1%	COM	20825C104
—	BNY MELLON STRATEGIC MUN BD	110,778	$640K	0.2%	$5.84	—	COM	09662E109
—	ALLIANCEBERNSTEIN NATL MUN I	58,008	$608K	0.2%	$10.48	—	COM	01864U106
—	MFS HIGH YIELD MUN TR	193,167	$605K	0.2%	$4.41	—	SH BEN INT	59318E102
XLK	SELECT SECTOR SPDR TR	4,807	$598K	0.2%	$110.63	—	TECHNOLOGY	81369Y803
IWF	ISHARES TR	2,610	$559K	0.2%	$274.05	—	RUS 1000 GRW ETF	464287614
—	PIMCO MUN INCOME FD II	60,372	$546K	0.1%	$9.04	—	COM	72200W106
UNP	UNION PAC CORP	2,601	$539K	0.1%	$126.42	+50.4%	COM	907818108
SLYV	SPDR SER TR	6,985	$518K	0.1%	$72.42	—	S&P 600 SMCP VAL	78464A300
ABT	ABBOTT LABS	4,602	$505K	0.1%	$63.01	+54.9%	COM	002824100
PEP	PEPSICO INC	2,540	$459K	0.1%	$94.43	+70.4%	COM	713448108
—	BNY MELLON STRATEGIC MUNS IN	70,398	$430K	0.1%	$6.11	—	COM	05588W108
—	BLACKROCK MUNIHLDNGS CALI QL	39,816	$428K	0.1%	$10.74	—	COM	09254L107
—	PIONEER NAT RES CO	1,784	$407K	0.1%	$158.80	—	COM	723787107
DRI	DARDEN RESTAURANTS INC	2,937	$406K	0.1%	$112.72	+12.1%	COM	237194105
JPM	JPMORGAN CHASE & CO	2,987	$401K	0.1%	$107.42	+9.5%	COM	46625H100
UDR	UDR INC	10,050	$389K	0.1%	$31.19	+11.4%	COM	902653104
—	BNY MELLON MUN BD INFRASTRUC	36,612	$385K	0.1%	$10.51	—	COM SHS	09662W109
GS	GOLDMAN SACHS GROUP INC	1,102	$378K	0.1%	$276.90	+16.1%	COM	38141G104
XMVFX	BLACKROCK MUNIVEST FD INC	52,905	$371K	0.1%	$7.01	—	COM	09253R105
JNJ	JOHNSON & JOHNSON	1,900	$336K	0.1%	$114.51	+37.2%	COM	478160104
DHR	DANAHER CORPORATION	1,249	$332K	0.1%	$140.03	+62.9%	COM	235851102
SHYG	ISHARES TR	7,816	$320K	0.1%	$45.38	—	0-5YR HI YL CP	46434V407
DIS	DISNEY WALT CO	3,667	$319K	0.1%	$145.87	-35.9%	COM	254687106
—	MFS INVT GRADE MUN TR	44,711	$318K	0.1%	$8.53	—	SH BEN INT	59318B108
LQD	ISHARES TR	2,966	$313K	0.1%	$131.04	—	IBOXX INV CP ETF	464287242
—	BLACKROCK MUNIHOLDINGS QUALI	30,790	$306K	0.1%	$9.95	—	COM	09254C107
FNDX	SCHWAB STRATEGIC TR	5,720	$306K	0.1%	$47.74	—	SCHWAB FDT US LG	808524771
XBTAX	BLACKROCK LONG-TERM MUN ADVA	32,216	$303K	0.1%	$9.40	—	COM	09250B103
SLYG	SPDR SER TR	4,070	$294K	0.1%	$70.51	—	S&P 600 SMCP GRW	78464A201
SBR	SABINE RTY TR	3,417	$291K	0.1%	$57.88	—	UNIT BEN INT	785688102
QCOM	QUALCOMM INC	2,636	$290K	0.1%	$74.10	+46.9%	COM	747525103
XMQTX	BLACKROCK MUNIYIELD QUALITY	28,091	$287K	0.1%	$10.22	—	COM	09254G108
EFAV	ISHARES TR	4,300	$273K	0.1%	$66.74	—	MSCI EAFE MIN VL	46429B689
—	EATON VANCE MUNI INCOME TRUS	26,836	$265K	0.1%	$9.87	—	SH BEN INT	27826U108
TXN	TEXAS INSTRS INC	1,600	$264K	0.1%	$99.52	+52.6%	COM	882508104
—	BLACKROCK MUNIYIELD PA QLTY	23,438	$258K	0.1%	$11.01	—	COM	09255G107
NYF	ISHARES TR	4,909	$257K	0.1%	$57.49	—	NEW YORK MUN ETF	464288323
VWO	VANGUARD INTL EQUITY INDEX F	6,473	$252K	0.1%	$41.41	—	FTSE EMR MKT ETF	922042858
IJT	ISHARES TR	2,300	$249K	0.1%	$145.43	—	S&P SML 600 GWT	464287887
BAC	BANK AMERICA CORP	7,333	$243K	0.1%	$32.45	-2.3%	COM	060505104
—	NUVEEN CA QUALTY MUN INCOME	21,868	$242K	0.1%	$11.07	—	COM	67066Y105
—	BLACKROCK MUN INCOME QUALITY	20,496	$233K	0.1%	$11.35	—	COM	092479104
LUV	SOUTHWEST AIRLS CO	6,612	$223K	0.1%	$49.50	-32.2%	COM	844741108
SPLV	INVESCO EXCH TRADED FD TR II	3,430	$219K	0.1%	$63.90	—	S&P500 LOW VOL	46138E354
—	BNY MELLON MUN INCOME INC	32,772	$205K	0.1%	$6.02	—	COM	05589T104
NFLX	NETFLIX INC	689	$203K	0.1%	$28.05	0.0%	COM	64110L106
AAL	AMERICAN AIRLS GROUP INC	14,782	$188K	0.1%	$19.29	-29.7%	COM	02376R102
XEVMX	EATON VANCE CALIF MUN BD FD	14,139	$122K	0.0%	$8.64	—	COM	27828A100
—	NUVEEN ARIZONA QLTY MUN INC	10,590	$118K	0.0%	$11.16	—	COM	67061W104
—	PIMCO NEW YORK MUN INCOME FD	10,125	$69,154	0.0%	$9.20	—	COM	72201E105