Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VTV	VANGUARD INDEX FDS	102,402	$14.55M	10.4%	$146.04	—	VALUE ETF	922908744
SCZ	ISHARES TR	246,623	$14.55M	10.4%	$69.26	—	EAFE SML CP ETF	464288273
EES	WISDOMTREE TR	262,401	$11.76M	8.4%	$49.31	—	US SMALLCAP FUND	97717W562
JMOM	J P MORGAN EXCHANGE TRADED F	240,579	$10.19M	7.3%	$36.74	—	US MOMENTUM	46641Q779
IMTM	ISHARES TR	290,625	$9.649M	6.9%	$36.25	—	MSCI INTL MOMENT	46434V449
MTUM	ISHARES TR	66,293	$9.563M	6.8%	$177.00	—	MSCI USA MMENTM	46432F396
DFAE	DIMENSIONAL ETF TRUST	316,776	$7.432M	5.3%	$25.21	—	EMGR CRE EQT MNG	25434V302
FNDA	SCHWAB STRATEGIC TR	141,953	$7.162M	5.1%	$54.86	—	SCHWAB FDT US SC	808524763
VWOB	VANGUARD WHITEHALL FDS	90,638	$5.644M	4.0%	$73.98	—	EM MK GOV BD ETF	921946885
USMV	ISHARES TR	73,728	$5.48M	3.9%	$80.45	—	MSCI USA MIN VOL	46429B697
DGS	WISDOMTREE TR	101,198	$4.709M	3.4%	$51.43	—	EMG MKTS SMCAP	97717W281
IGSB	ISHARES TR	87,194	$4.375M	3.1%	$53.29	—	ISHS 1-5YR INVS	464288646
XHLF	BONDBLOXX ETF TRUST	72,408	$3.637M	2.6%	$50.31	—	BLOOMBERG SIX MN	09789C788
FBND	FIDELITY MERRIMACK STR TR	74,101	$3.366M	2.4%	$45.34	—	TOTAL BD ETF	316188309
EFAV	ISHARES TR	47,440	$3.202M	2.3%	$75.09	—	MSCI EAFE MIN VL	46429B689
FNDC	SCHWAB STRATEGIC TR	67,636	$2.245M	1.6%	$32.61	—	SCHWB FDT INT SC	808524748
MRK	MERCK & CO INC	15,041	$1.736M	1.2%	$98.68	+5.9%	COM	58933Y105
JMST	J P MORGAN EXCHANGE TRADED F	32,035	$1.623M	1.2%	$50.49	—	ULTRA SHT MUNCPL	46641Q654
DFAU	DIMENSIONAL ETF TRUST	44,698	$1.385M	1.0%	$26.36	—	US CORE EQT MKT	25434V104
AVEM	AMERICAN CENTY ETF TR	25,509	$1.373M	1.0%	$50.68	—	AVANTIS EMGMKT	025072604
VIGI	VANGUARD WHITEHALL FDS	16,710	$1.255M	0.9%	$69.74	—	INTL DVD ETF	921946810
JPST	J P MORGAN EXCHANGE TRADED F	23,450	$1.176M	0.8%	$50.13	—	ULTRA SHRT INC	46641Q837
AAPL	APPLE INC	5,805	$1.126M	0.8%	$141.36	+21.7%	COM	037833100
DFSD	DIMENSIONAL ETF TRUST	23,687	$1.098M	0.8%	$46.42	—	SHORT DURATION F	25434V864
ADP	AUTOMATIC DATA PROCESSING IN	4,554	$1.001M	0.7%	$207.28	-1.9%	COM	053015103
DFAI	DIMENSIONAL ETF TRUST	35,489	$970K	0.7%	$25.74	—	INTL CORE EQT MK	25434V203
EEMV	ISHARES INC	16,779	$923K	0.7%	$61.87	—	MSCI EMERG MRKT	464286533
CVX	CHEVRON CORP NEW	5,820	$916K	0.7%	$96.10	+49.1%	COM	166764100
EMB	ISHARES TR	10,251	$887K	0.6%	$84.64	—	JPMORGAN USD EMG	464288281
XONE	BONDBLOXX ETF TRUST	13,877	$689K	0.5%	$50.01	—	BLOOMBERG ONE YR	09789C861
BRK/B	BERKSHIRE HATHAWAY INC DEL	1,840	$627K	0.4%	$296.98	+9.9%	CL B NEW	084670702
SUB	ISHARES TR	5,504	$573K	0.4%	$104.28	—	SHRT NAT MUN ETF	464288158
DFEM	DIMENSIONAL ETF TRUST	17,941	$431K	0.3%	$24.05	—	EMERGING MKTS CO	25434V732
EWX	SPDR INDEX SHS FDS	7,352	$386K	0.3%	$48.99	—	S&P EMKTSC ETF	78463X756
VRSK	VERISK ANALYTICS INC	1,645	$372K	0.3%	$190.45	+8.4%	COM	92345Y106
DFUV	DIMENSIONAL ETF TRUST	10,575	$365K	0.3%	$33.48	—	US MKTWIDE VALUE	25434V724
PG	PROCTER AND GAMBLE CO	2,347	$356K	0.3%	$134.09	+5.4%	COM	742718109
QDF	FLEXSHARES TR	6,030	$348K	0.2%	$52.60	—	QUALT DIVD IDX	33939L860
CB	CHUBB LIMITED	1,795	$346K	0.2%	$202.74	-6.4%	COM	H1467J104
BSV	VANGUARD BD INDEX FDS	4,568	$345K	0.2%	$76.65	—	SHORT TRM BOND	921937827
ES	EVERSOURCE ENERGY	4,543	$322K	0.2%	$72.67	-9.1%	COM	30040W108
NJR	NEW JERSEY RES CORP	6,606	$312K	0.2%	$45.56	-0.3%	COM	646025106
BR	BROADRIDGE FINL SOLUTIONS IN	1,877	$311K	0.2%	$163.68	-11.5%	COM	11133T103
JNJ	JOHNSON & JOHNSON	1,771	$293K	0.2%	$159.93	-6.9%	COM	478160104
VZ	VERIZON COMMUNICATIONS INC	7,865	$292K	0.2%	$39.60	-21.2%	COM	92343V104
NMFC	NEW MTN FIN CORP	21,895	$272K	0.2%	$8.52	+2.2%	COM	647551100
VEA	VANGUARD TAX-MANAGED FDS	4,985	$230K	0.2%	$51.09	—	VAN FTSE DEV MKT	921943858
MAR	MARRIOTT INTL INC NEW	1,142	$210K	0.1%	$168.95	0.0%	CL A	571903202
—	CHIMERA INVT CORP	18,133	$105K	0.1%	$5.64	—	COM NEW	16934Q208