Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VBR	VANGUARD INDEX FDS	73,163	$14.5M	8.0%	$184.19	—	SM CP VAL ETF	922908611
VTV	VANGUARD INDEX FDS	65,196	$11.04M	6.1%	$158.71	—	VALUE ETF	922908744
VOO	VANGUARD INDEX FDS	18,289	$9.855M	5.4%	$443.90	—	S&P 500 ETF SHS	922908363
AAPL	APPLE INC	26,817	$6.715M	3.7%	$187.69	+24.9%	COM	037833100
MSFT	MICROSOFT CORP	15,685	$6.611M	3.6%	$356.79	+18.4%	COM	594918104
MUB	ISHARES TR	54,652	$5.817M	3.2%	$108.41	—	NATIONAL MUN ETF	464288414
HEFA	ISHARES TR	149,308	$5.188M	2.9%	$32.92	—	HDG MSCI EAFE	46434V803
NVDA	NVIDIA CORPORATION	35,317	$4.743M	2.6%	$95.45	+44.4%	COM	67066G104
VNQ	VANGUARD INDEX FDS	52,985	$4.719M	2.6%	$87.98	—	REAL ESTATE ETF	922908553
VTI	VANGUARD INDEX FDS	16,050	$4.652M	2.6%	$240.83	—	TOTAL STK MKT	922908769
VNQI	VANGUARD INTL EQUITY INDEX F	116,005	$4.588M	2.5%	$42.41	—	GLB EX US ETF	922042676
CMF	ISHARES TR	78,339	$4.487M	2.5%	$57.93	—	CALIF MUN BD ETF	464288356
BSV	VANGUARD BD INDEX FDS	50,237	$3.882M	2.1%	$76.97	—	SHORT TRM BOND	921937827
GOOGL	ALPHABET INC	20,492	$3.879M	2.1%	$142.13	+22.5%	CAP STK CL A	02079K305
AMZN	AMAZON COM INC	16,364	$3.59M	2.0%	$153.73	+33.1%	COM	023135106
KO	COCA COLA CO	57,105	$3.555M	2.0%	$62.22	+1.4%	COM	191216100
SCHC	SCHWAB STRATEGIC TR	101,449	$3.483M	1.9%	$35.41	—	INTL SCEQT ETF	808524888
LLY	ELI LILLY & CO	3,915	$3.023M	1.7%	$656.63	+25.1%	COM	532457108
IUSG	ISHARES TR	19,389	$2.702M	1.5%	$104.56	—	CORE S&P US GWT	464287671
META	META PLATFORMS INC	4,140	$2.424M	1.3%	$344.74	+69.6%	CL A	30303M102
VB	VANGUARD INDEX FDS	10,076	$2.421M	1.3%	$213.33	—	SMALL CP ETF	922908751
BRK/B	BERKSHIRE HATHAWAY INC DEL	5,068	$2.297M	1.3%	$395.14	+16.9%	CL B NEW	084670702
IEFA	ISHARES TR	30,178	$2.121M	1.2%	$70.61	—	CORE MSCI EAFE	46432F842
HYMB	SPDR SER TR	82,092	$2.1M	1.2%	$25.30	—	NUVEEN BLOOMBERG	78464A284
VSS	VANGUARD INTL EQUITY INDEX F	17,905	$2.05M	1.1%	$115.16	—	FTSE SMCAP ETF	922042718
SHM	SPDR SER TR	39,397	$1.854M	1.0%	$47.78	—	NUVEEN BLMBRG SH	78468R739
IEMG	ISHARES INC	32,134	$1.678M	0.9%	$50.69	—	CORE MSCI EMKT	46434G103
PG	PROCTER AND GAMBLE CO	9,882	$1.657M	0.9%	$156.84	+5.7%	COM	742718109
IVV	ISHARES TR	2,794	$1.645M	0.9%	$490.15	—	CORE S&P500 ETF	464287200
COST	COSTCO WHSL CORP NEW	1,761	$1.614M	0.9%	$780.09	+18.3%	COM	22160K105
AVGO	BROADCOM INC	6,800	$1.577M	0.9%	$156.53	+16.8%	COM	11135F101
JPM	JPMORGAN CHASE & CO	6,570	$1.575M	0.9%	$166.58	+36.9%	COM	46625H100
BIV	VANGUARD BD INDEX FDS	20,749	$1.551M	0.9%	$76.18	—	INTERMED TERM	921937819
GOOG	ALPHABET INC	8,111	$1.545M	0.9%	$154.37	+13.8%	CAP STK CL C	02079K107
BND	VANGUARD BD INDEX FDS	20,746	$1.492M	0.8%	$73.88	—	TOTAL BND MRKT	921937835
NFLX	NETFLIX INC	1,501	$1.338M	0.7%	$45.83	+79.6%	COM	64110L106
IXUS	ISHARES TR	20,050	$1.326M	0.7%	$65.55	—	CORE MSCI TOTAL	46432F834
TSLA	TESLA INC	3,103	$1.253M	0.7%	$237.35	+35.6%	COM	88160R101
UNP	UNION PAC CORP	4,567	$1.041M	0.6%	$224.30	+2.6%	COM	907818108
SCHB	SCHWAB STRATEGIC TR	44,808	$1.017M	0.6%	$33.69	—	US BRD MKT ETF	808524102
WMT	WALMART INC	11,069	$1M	0.6%	$64.38	+33.3%	COM	931142103
EMR	EMERSON ELEC CO	7,695	$954K	0.5%	$109.18	+9.0%	COM	291011104
JNJ	JOHNSON & JOHNSON	6,367	$921K	0.5%	$147.69	+1.3%	COM	478160104
V	VISA INC	2,655	$839K	0.5%	$245.23	+21.7%	COM CL A	92826C839
IDEV	ISHARES TR	13,016	$839K	0.5%	$63.97	—	CORE MSCI INTL	46435G326
XOM	EXXON MOBIL CORP	7,324	$788K	0.4%	$99.55	+12.9%	COM	30231G102
MA	MASTERCARD INCORPORATED	1,478	$778K	0.4%	$406.09	+26.7%	CL A	57636Q104
VEU	VANGUARD INTL EQUITY INDEX F	13,429	$771K	0.4%	$56.14	—	ALLWRLD EX US	922042775
CRM	SALESFORCE INC	2,297	$768K	0.4%	$240.48	+31.7%	COM	79466L302
TSM	TAIWAN SEMICONDUCTOR MFG LTD	3,749	$740K	0.4%	$165.52	—	SPONSORED ADS	874039100
VXUS	VANGUARD STAR FDS	12,483	$736K	0.4%	$59.61	—	VG TL INTL STK F	921909768
ABBV	ABBVIE INC	3,905	$694K	0.4%	$154.83	+14.6%	COM	00287Y109
NVO	NOVO-NORDISK A S	8,000	$688K	0.4%	$108.33	—	ADR	670100205
QQQ	INVESCO QQQ TR	1,331	$680K	0.4%	$511.23	—	UNIT SER 1	46090E103
VXF	VANGUARD INDEX FDS	3,535	$672K	0.4%	$165.83	—	EXTEND MKT ETF	922908652
SAP	SAP SE	2,665	$656K	0.4%	$174.21	—	SPON ADR	803054204
SPY	SPDR S&P 500 ETF TR	1,072	$628K	0.3%	$485.53	—	TR UNIT	78462F103
IJR	ISHARES TR	5,382	$620K	0.3%	$108.57	—	CORE S&P SCP ETF	464287804
ASML	ASML HOLDING N V	891	$618K	0.3%	$772.84	—	N Y REGISTRY SHS	N07059210
HD	HOME DEPOT INC	1,575	$613K	0.3%	$303.75	+30.8%	COM	437076102
MCO	MOODYS CORP	1,200	$568K	0.3%	$473.16	0.0%	COM	615369105
UNH	UNITEDHEALTH GROUP INC	1,008	$510K	0.3%	$512.44	+7.9%	COM	91324P102
MCD	MCDONALDS CORP	1,728	$501K	0.3%	$265.89	+9.2%	COM	580135101
HSBC	HSBC HLDGS PLC	9,833	$486K	0.3%	$41.98	—	SPON ADR NEW	404280406
ACN	ACCENTURE PLC IRELAND	1,366	$481K	0.3%	$318.45	+11.4%	SHS CLASS A	G1151C101
ESGU	ISHARES TR	3,727	$480K	0.3%	$128.82	—	ESG AWR MSCI USA	46435G425
LIN	LINDE PLC	1,110	$465K	0.3%	$390.50	+14.9%	SHS	G54950103
BKNG	BOOKING HOLDINGS INC	92	$458K	0.3%	$3293.79	+44.6%	COM	09857L108
CAT	CATERPILLAR INC	1,251	$454K	0.3%	$266.77	+43.1%	COM	149123101
MUFG	MITSUBISHI UFJ FINL GROUP IN	38,259	$448K	0.2%	$8.75	—	SPONSORED ADS	606822104
SUB	ISHARES TR	4,142	$437K	0.2%	$105.15	—	SHRT NAT MUN ETF	464288158
VOE	VANGUARD INDEX FDS	2,696	$436K	0.2%	$147.20	—	MCAP VL IDXVIP	922908512
CMG	CHIPOTLE MEXICAN GRILL INC	7,181	$433K	0.2%	$61.32	-1.7%	COM	169656105
ABT	ABBOTT LABS	3,643	$412K	0.2%	$109.80	+3.2%	COM	002824100
CL	COLGATE PALMOLIVE CO	4,479	$407K	0.2%	$93.07	0.0%	COM	194162103
SMFG	SUMITOMO MITSUI FINL GROUP I	27,598	$400K	0.2%	$9.88	—	SPONSORED ADR	86562M209
ADBE	ADOBE SYSTEMS INCORPORATED	877	$390K	0.2%	$570.44	-13.2%	COM	00724F101
INTU	INTUIT	611	$384K	0.2%	$560.04	+13.3%	COM	461202103
ISRG	INTUITIVE SURGICAL INC	733	$382K	0.2%	$390.90	+33.2%	COM NEW	46120E602
BAC	BANK AMERICA CORP	8,685	$382K	0.2%	$29.35	+45.9%	COM	060505104
TM	TOYOTA MOTOR CORP	1,943	$378K	0.2%	$188.91	—	ADS	892331307
AZN	ASTRAZENECA PLC	5,720	$375K	0.2%	$69.15	—	SPONSORED ADR	046353108
SPGI	S&P GLOBAL INC	751	$374K	0.2%	$409.86	+22.8%	COM	78409V104
CVX	CHEVRON CORP NEW	2,564	$371K	0.2%	$145.50	0.0%	COM	166764100
NOW	SERVICENOW INC	332	$352K	0.2%	$165.44	+22.4%	COM	81762P102
WFC	WELLS FARGO CO NEW	4,895	$344K	0.2%	$53.52	+24.6%	COM	949746101
ORCL	ORACLE CORP	2,047	$341K	0.2%	$114.44	+53.7%	COM	68389X105
RTX	RTX CORPORATION	2,789	$323K	0.2%	$90.42	+30.8%	COM	75513E101
MRK	MERCK & CO INC	3,236	$322K	0.2%	$99.39	-0.7%	COM	58933Y105
NVS	NOVARTIS AG	3,304	$321K	0.2%	$101.70	—	SPONSORED ADR	66987V109
REET	ISHARES TR	13,349	$320K	0.2%	$24.13	—	GLOBAL REIT ETF	46434V647
BSX	BOSTON SCIENTIFIC CORP	3,444	$308K	0.2%	$66.50	+32.4%	COM	101137107
ITOT	ISHARES TR	2,385	$307K	0.2%	$108.66	—	CORE S&P TTL STK	464287150
TMO	THERMO FISHER SCIENTIFIC INC	572	$298K	0.2%	$493.04	+11.1%	COM	883556102
DBEF	DBX ETF TR	7,151	$296K	0.2%	$37.15	—	XTRACK MSCI EAFE	233051200
SYK	STRYKER CORPORATION	821	$296K	0.2%	$285.51	+28.3%	COM	863667101
SUSB	ISHARES TR	11,908	$294K	0.2%	$24.70	—	ESG AWRE 1 5 YR	46435G243
SONY	SONY GROUP CORP	13,662	$289K	0.2%	$34.98	—	SPONSORED ADR	835699307
HON	HONEYWELL INTL INC	1,268	$286K	0.2%	$176.83	+15.1%	COM	438516106
TJX	TJX COS INC NEW	2,369	$286K	0.2%	$101.59	+15.9%	COM	872540109
SHEL	SHELL PLC	4,469	$280K	0.2%	$66.45	—	SPON ADS	780259305
RELX	RELX PLC	6,163	$280K	0.2%	$40.29	—	SPONSORED ADR	759530108
—	UNILEVER PLC	4,893	$277K	0.2%	$50.58	—	SPON ADR NEW	904767704
DIS	DISNEY WALT CO	2,482	$276K	0.2%	$102.61	+0.9%	COM	254687106
CMA	COMERICA INC	4,191	$259K	0.1%	$40.68	+51.7%	COM	200340107
MSI	MOTOROLA SOLUTIONS INC	560	$259K	0.1%	$468.46	0.0%	COM NEW	620076307
TXN	TEXAS INSTRS INC	1,369	$257K	0.1%	$160.94	+20.0%	COM	882508104
DHR	DANAHER CORPORATION	1,091	$251K	0.1%	$217.17	+12.3%	COM	235851102
VZ	VERIZON COMMUNICATIONS INC	6,235	$249K	0.1%	$38.53	+2.3%	COM	92343V104
COF	CAPITAL ONE FINL CORP	1,393	$248K	0.1%	$139.87	+22.0%	COM	14040H105
TFC	TRUIST FINL CORP	5,699	$247K	0.1%	$39.58	+6.9%	COM	89832Q109
ACWI	ISHARES TR	2,096	$246K	0.1%	$101.77	—	MSCI ACWI ETF	464288257
ANET	ARISTA NETWORKS INC	2,223	$246K	0.1%	$102.84	0.0%	COM SHS	040413205
AMD	ADVANCED MICRO DEVICES INC	2,028	$245K	0.1%	$129.92	+10.8%	COM	007903107
GE	GENERAL ELECTRIC CO	1,461	$244K	0.1%	$122.87	+44.2%	COM NEW	369604301
SUSA	ISHARES TR	2,000	$243K	0.1%	$100.51	—	MSCI USA ESG SLC	464288802
T	AT&T INC	10,610	$242K	0.1%	$18.97	+13.4%	COM	00206R102
UBS	UBS GROUP AG	7,854	$238K	0.1%	$26.78	+18.3%	SHS	H42097107
MCK	MCKESSON CORP	415	$237K	0.1%	$557.26	0.0%	COM	58155Q103
VUG	VANGUARD INDEX FDS	570	$234K	0.1%	$344.36	—	GROWTH ETF	922908736
SBUX	STARBUCKS CORP	2,547	$232K	0.1%	$92.39	+1.7%	COM	855244109
BLK	BLACKROCK INC	214	$219K	0.1%	$991.05	0.0%	COM	09290D101
CRH	CRH PLC	2,364	$219K	0.1%	$83.12	+14.6%	ORD	G25508105
PM	PHILIP MORRIS INTL INC	1,782	$214K	0.1%	$120.59	0.0%	COM	718172109
BABA	ALIBABA GROUP HLDG LTD	2,529	$214K	0.1%	$105.30	—	SPONSORED ADS	01609W102
FISV	FISERV INC	1,023	$210K	0.1%	$204.14	0.0%	COM	337738108
IBM	INTERNATIONAL BUSINESS MACHS	949	$209K	0.1%	$216.31	0.0%	COM	459200101
PGR	PROGRESSIVE CORP	863	$207K	0.1%	$214.15	+8.3%	COM	743315103
CMCSA	COMCAST CORP NEW	5,456	$205K	0.1%	$37.79	+5.8%	CL A	20030N101
BNDX	VANGUARD CHARLOTTE FDS	4,172	$205K	0.1%	$49.36	—	TOTAL INT BD ETF	92203J407
BP	BP PLC	6,846	$202K	0.1%	$35.21	—	SPONSORED ADR	055622104
CSCO	CISCO SYS INC	3,396	$201K	0.1%	$55.37	0.0%	COM	17275R102
ING	ING GROEP N.V.	11,793	$185K	0.1%	$15.09	—	SPONSORED ADR	456837103
SAN	BANCO SANTANDER S.A.	37,514	$171K	0.1%	$4.56	—	ADR	05964H105
BBVA	BANCO BILBAO VIZCAYA ARGENTA	12,714	$124K	0.1%	$9.72	—	SPONSORED ADR	05946K101
LYG	LLOYDS BANKING GROUP PLC	27,901	$75,891	0.0%	$2.72	—	SPONSORED ADR	539439109
MFG	MIZUHO FINANCIAL GROUP INC	13,421	$65,629	0.0%	$4.89	—	SPONSORED ADR	60687Y109
TELFY	TELEFONICA S A	14,928	$60,011	0.0%	$4.02	—	SPONSORED ADR	879382208
BBD	BANCO BRADESCO S A	16,423	$31,368	0.0%	$1.91	—	SP ADR PFD NEW	059460303
ABEV	AMBEV SA	12,384	$22,910	0.0%	$2.19	—	SPONSORED ADR	02319V103
CIG	CIA ENERGETICA DE MINAS GERA	12,725	$22,523	0.0%	$1.76	—	SP ADR N-V PFD	204409601