Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
VBR	VANGUARD INDEX FDS	74,923	$13.96M	7.8%	$184.23	—	SM CP VAL ETF	922908611
VTV	VANGUARD INDEX FDS	67,245	$11.62M	6.5%	$159.14	—	VALUE ETF	922908744
VOO	VANGUARD INDEX FDS	17,566	$9.028M	5.1%	$443.90	—	S&P 500 ETF SHS	922908363
AAPL	APPLE INC	24,379	$5.415M	3.0%	$187.69	+23.0%	COM	037833100
MSFT	MICROSOFT CORP	14,079	$5.285M	3.0%	$356.79	+13.5%	COM	594918104
VNQ	VANGUARD INDEX FDS	57,431	$5.2M	2.9%	$88.17	—	REAL ESTATE ETF	922908553
HEFA	ISHARES TR	141,128	$5.122M	2.9%	$32.92	—	HDG MSCI EAFE	46434V803
MUB	ISHARES TR	48,248	$5.087M	2.9%	$108.41	—	NATIONAL MUN ETF	464288414
VNQI	VANGUARD INTL EQUITY INDEX F	124,529	$5.038M	2.8%	$42.27	—	GLB EX US ETF	922042676
VTI	VANGUARD INDEX FDS	16,496	$4.534M	2.5%	$241.75	—	TOTAL STK MKT	922908769
CMF	ISHARES TR	78,115	$4.396M	2.5%	$57.93	—	CALIF MUN BD ETF	464288356
NVDA	NVIDIA CORPORATION	40,013	$4.337M	2.4%	$99.12	+27.8%	COM	67066G104
KO	COCA COLA CO	58,276	$4.174M	2.3%	$62.27	+4.3%	COM	191216100
SCHC	SCHWAB STRATEGIC TR	109,236	$3.919M	2.2%	$35.44	—	INTL SCEQT ETF	808524888
BSV	VANGUARD BD INDEX FDS	46,950	$3.675M	2.1%	$76.97	—	SHORT TRM BOND	921937827
GOOGL	ALPHABET INC	22,550	$3.487M	2.0%	$145.65	+24.1%	CAP STK CL A	02079K305
META	META PLATFORMS INC	4,896	$2.822M	1.6%	$390.83	+64.6%	CL A	30303M102
BRK/B	BERKSHIRE HATHAWAY INC DEL	5,085	$2.708M	1.5%	$395.14	+23.0%	CL B NEW	084670702
AMZN	AMAZON COM INC	14,004	$2.664M	1.5%	$153.73	+41.2%	COM	023135106
IUSG	ISHARES TR	19,390	$2.464M	1.4%	$104.56	—	CORE S&P US GWT	464287671
LLY	ELI LILLY & CO	2,590	$2.139M	1.2%	$656.63	+25.9%	COM	532457108
VB	VANGUARD INDEX FDS	9,614	$2.132M	1.2%	$213.33	—	SMALL CP ETF	922908751
IEFA	ISHARES TR	28,057	$2.123M	1.2%	$70.61	—	CORE MSCI EAFE	46432F842
HYMB	SPDR SER TR	79,725	$2.011M	1.1%	$25.30	—	NUVEEN BLOOMBERG	78464A284
VSS	VANGUARD INTL EQUITY INDEX F	17,039	$1.97M	1.1%	$115.16	—	FTSE SMCAP ETF	922042718
BND	VANGUARD BD INDEX FDS	24,244	$1.781M	1.0%	$73.82	—	TOTAL BND MRKT	921937835
SHM	SPDR SER TR	37,163	$1.769M	1.0%	$47.78	—	NUVEEN BLMBRG SH	78468R739
PG	PROCTER AND GAMBLE CO	10,368	$1.767M	1.0%	$157.17	+4.3%	COM	742718109
GOOG	ALPHABET INC	11,160	$1.744M	1.0%	$162.05	+12.6%	CAP STK CL C	02079K107
COST	COSTCO WHSL CORP NEW	1,827	$1.728M	1.0%	$786.97	+23.3%	COM	22160K105
IEMG	ISHARES INC	31,828	$1.718M	1.0%	$50.69	—	CORE MSCI EMKT	46434G103
JPM	JPMORGAN CHASE & CO	6,756	$1.657M	0.9%	$168.90	+48.5%	COM	46625H100
NFLX	NETFLIX INC	1,743	$1.625M	0.9%	$52.67	+80.6%	COM	64110L106
IVV	ISHARES TR	2,785	$1.565M	0.9%	$490.15	—	CORE S&P500 ETF	464287200
BIV	VANGUARD BD INDEX FDS	19,856	$1.52M	0.9%	$76.18	—	INTERMED TERM	921937819
IXUS	ISHARES TR	20,053	$1.4M	0.8%	$65.55	—	CORE MSCI TOTAL	46432F834
JNJ	JOHNSON & JOHNSON	7,749	$1.285M	0.7%	$148.54	+2.6%	COM	478160104
XOM	EXXON MOBIL CORP	9,653	$1.148M	0.6%	$101.40	+5.7%	COM	30231G102
UNP	UNION PAC CORP	4,622	$1.092M	0.6%	$224.44	+5.0%	COM	907818108
AVGO	BROADCOM INC	5,862	$981K	0.6%	$156.53	+34.0%	COM	11135F101
SCHB	SCHWAB STRATEGIC TR	44,808	$965K	0.5%	$33.69	—	US BRD MKT ETF	808524102
V	VISA INC	2,641	$926K	0.5%	$245.23	+37.1%	COM CL A	92826C839
IDEV	ISHARES TR	12,443	$857K	0.5%	$63.97	—	CORE MSCI INTL	46435G326
EMR	EMERSON ELEC CO	7,724	$847K	0.5%	$109.18	+8.8%	COM	291011104
ABBV	ABBVIE INC	3,928	$823K	0.5%	$154.83	+22.3%	COM	00287Y109
WMT	WALMART INC	9,361	$822K	0.5%	$64.38	+44.4%	COM	931142103
VEU	VANGUARD INTL EQUITY INDEX F	13,369	$811K	0.5%	$56.14	—	ALLWRLD EX US	922042775
MA	MASTERCARD INCORPORATED	1,478	$810K	0.5%	$406.09	+33.5%	CL A	57636Q104
SAP	SAP SE	2,653	$712K	0.4%	$174.21	—	SPON ADR	803054204
VXUS	VANGUARD STAR FDS	11,402	$708K	0.4%	$59.61	—	VG TL INTL STK F	921909768
TSLA	TESLA INC	2,612	$677K	0.4%	$237.35	+40.4%	COM	88160R101
NVO	NOVO-NORDISK A S	8,954	$622K	0.3%	$104.19	—	ADR	670100205
HSBC	HSBC HLDGS PLC	10,811	$621K	0.3%	$43.37	—	SPON ADR NEW	404280406
VXF	VANGUARD INDEX FDS	3,535	$609K	0.3%	$165.83	—	EXTEND MKT ETF	922908652
SPY	SPDR S&P 500 ETF TR	1,031	$577K	0.3%	$485.53	—	TR UNIT	78462F103
ABT	ABBOTT LABS	4,306	$571K	0.3%	$112.22	+11.8%	COM	002824100
HD	HOME DEPOT INC	1,556	$570K	0.3%	$303.75	+25.3%	COM	437076102
UNH	UNITEDHEALTH GROUP INC	1,050	$550K	0.3%	$511.92	-2.4%	COM	91324P102
MCD	MCDONALDS CORP	1,738	$543K	0.3%	$265.89	+10.2%	COM	580135101
LIN	LINDE PLC	1,144	$533K	0.3%	$392.10	+13.4%	SHS	G54950103
MUFG	MITSUBISHI UFJ FINL GROUP IN	38,516	$525K	0.3%	$8.75	—	SPONSORED ADS	606822104
CRM	SALESFORCE INC	1,907	$512K	0.3%	$240.48	+28.5%	COM	79466L302
BAC	BANK AMERICA CORP	12,255	$511K	0.3%	$33.51	+30.2%	COM	060505104
BABA	ALIBABA GROUP HLDG LTD	3,784	$500K	0.3%	$114.23	—	SPONSORED ADS	01609W102
AZN	ASTRAZENECA PLC	6,787	$499K	0.3%	$69.83	—	SPONSORED ADR	046353108
ASML	ASML HOLDING N V	752	$498K	0.3%	$772.84	—	N Y REGISTRY SHS	N07059210
CVX	CHEVRON CORP NEW	2,813	$471K	0.3%	$145.94	+3.1%	COM	166764100
IJR	ISHARES TR	4,468	$467K	0.3%	$108.57	—	CORE S&P SCP ETF	464287804
SUSB	ISHARES TR	17,806	$445K	0.2%	$24.80	—	ESG AWRE 1 5 YR	46435G243
CL	COLGATE PALMOLIVE CO	4,657	$436K	0.2%	$92.87	-5.4%	COM	194162103
VOE	VANGUARD INDEX FDS	2,697	$433K	0.2%	$147.20	—	MCAP VL IDXVIP	922908512
NVS	NOVARTIS AG	3,871	$432K	0.2%	$103.13	—	SPONSORED ADR	66987V109
SMFG	SUMITOMO MITSUI FINL GROUP I	27,912	$432K	0.2%	$9.94	—	SPONSORED ADR	86562M209
INTU	INTUIT	693	$425K	0.2%	$564.47	+5.8%	COM	461202103
ACN	ACCENTURE PLC IRELAND	1,314	$410K	0.2%	$318.45	+9.7%	SHS CLASS A	G1151C101
CAT	CATERPILLAR INC	1,215	$401K	0.2%	$266.77	+31.9%	COM	149123101
BKNG	BOOKING HOLDINGS INC	86	$397K	0.2%	$3293.79	+44.2%	COM	09857L108
ISRG	INTUITIVE SURGICAL INC	784	$388K	0.2%	$401.44	+37.8%	COM NEW	46120E602
TSM	TAIWAN SEMICONDUCTOR MFG LTD	2,336	$388K	0.2%	$165.52	—	SPONSORED ADS	874039100
RTX	RTX CORPORATION	2,886	$382K	0.2%	$91.57	+36.2%	COM	75513E101
ESGU	ISHARES TR	3,090	$377K	0.2%	$128.82	—	ESG AWR MSCI USA	46435G425
SONY	SONY GROUP CORP	14,266	$362K	0.2%	$34.57	—	SPONSORED ADR	835699307
SPGI	S&P GLOBAL INC	702	$357K	0.2%	$409.86	+23.8%	COM	78409V104
CMG	CHIPOTLE MEXICAN GRILL INC	7,075	$355K	0.2%	$61.32	-11.3%	COM	169656105
TM	TOYOTA MOTOR CORP	2,011	$355K	0.2%	$188.49	—	ADS	892331307
ADBE	ADOBE SYSTEMS INCORPORATED	916	$351K	0.2%	$564.41	-24.0%	COM	00724F101
BSX	BOSTON SCIENTIFIC CORP	3,477	$351K	0.2%	$66.50	+51.4%	COM	101137107
SUB	ISHARES TR	3,296	$348K	0.2%	$105.15	—	SHRT NAT MUN ETF	464288158
WFC	WELLS FARGO CO NEW	4,781	$343K	0.2%	$53.52	+37.7%	COM	949746101
CSCO	CISCO SYS INC	5,420	$334K	0.2%	$57.14	+5.2%	COM	17275R102
PM	PHILIP MORRIS INTL INC	2,101	$333K	0.2%	$123.08	+11.3%	COM	718172109
GE	GENERAL ELECTRIC CO	1,650	$330K	0.2%	$131.21	+49.2%	COM NEW	369604301
SHEL	SHELL PLC	4,468	$327K	0.2%	$66.45	—	SPON ADS	780259305
VZ	VERIZON COMMUNICATIONS INC	7,124	$323K	0.2%	$38.66	+2.4%	COM	92343V104
TXN	TEXAS INSTRS INC	1,797	$323K	0.2%	$166.01	+9.8%	COM	882508104
T	AT&T INC	11,088	$314K	0.2%	$19.21	+26.8%	COM	00206R102
RELX	RELX PLC	6,124	$309K	0.2%	$40.29	—	SPONSORED ADR	759530108
TMO	THERMO FISHER SCIENTIFIC INC	619	$308K	0.2%	$496.58	+8.7%	COM	883556102
TJX	TJX COS INC NEW	2,518	$307K	0.2%	$102.68	+17.0%	COM	872540109
SYK	STRYKER CORPORATION	822	$306K	0.2%	$285.51	+32.1%	COM	863667101
AMD	ADVANCED MICRO DEVICES INC	2,960	$304K	0.2%	$124.02	-10.3%	COM	007903107
ORCL	ORACLE CORP	2,171	$303K	0.2%	$117.13	+37.9%	COM	68389X105
ITOT	ISHARES TR	2,474	$302K	0.2%	$109.14	—	CORE S&P TTL STK	464287150
PLTR	PALANTIR TECHNOLOGIES INC	3,508	$296K	0.2%	$87.82	0.0%	CL A	69608A108
NEE	NEXTERA ENERGY INC	3,966	$281K	0.2%	$68.66	0.0%	COM	65339F101
MCK	MCKESSON CORP	417	$281K	0.2%	$557.26	+10.5%	COM	58155Q103
PEP	PEPSICO INC	1,868	$280K	0.2%	$143.48	0.0%	COM	713448108
NOW	SERVICENOW INC	345	$275K	0.2%	$166.47	+15.8%	COM	81762P102
SBUX	STARBUCKS CORP	2,793	$274K	0.2%	$93.15	+8.4%	COM	855244109
—	UNILEVER PLC	4,421	$263K	0.1%	$50.58	—	SPON ADR NEW	904767704
UBS	UBS GROUP AG	8,590	$263K	0.1%	$27.35	+22.0%	SHS	H42097107
MRK	MERCK & CO INC	2,893	$260K	0.1%	$99.39	-9.3%	COM	58933Y105
HON	HONEYWELL INTL INC	1,192	$252K	0.1%	$176.83	+12.2%	COM	438516106
UBER	UBER TECHNOLOGIES INC	3,446	$251K	0.1%	$72.04	0.0%	COM	90353T100
SAN	BANCO SANTANDER S.A.	37,440	$251K	0.1%	$4.56	—	ADR	05964H105
DIS	DISNEY WALT CO	2,521	$249K	0.1%	$102.66	+3.5%	COM	254687106
CMA	COMERICA INC	4,181	$247K	0.1%	$40.68	+48.3%	COM	200340107
PGR	PROGRESSIVE CORP	866	$245K	0.1%	$214.15	+14.5%	COM	743315103
ACWI	ISHARES TR	2,096	$244K	0.1%	$101.77	—	MSCI ACWI ETF	464288257
TMUS	T-MOBILE US INC	914	$244K	0.1%	$243.03	0.0%	COM	872590104
IBM	INTERNATIONAL BUSINESS MACHS	978	$243K	0.1%	$216.99	+10.3%	COM	459200101
SPOT	SPOTIFY TECHNOLOGY S A	436	$240K	0.1%	$558.87	0.0%	SHS	L8681T102
BP	BP PLC	6,952	$235K	0.1%	$35.19	—	SPONSORED ADR	055622104
SO	SOUTHERN CO	2,538	$233K	0.1%	$84.13	0.0%	COM	842587107
MSI	MOTOROLA SOLUTIONS INC	530	$232K	0.1%	$468.46	-5.7%	COM NEW	620076307
BHP	BHP GROUP LTD	4,748	$230K	0.1%	$48.54	—	SPONSORED ADS	088606108
SUSA	ISHARES TR	2,000	$230K	0.1%	$100.51	—	MSCI USA ESG SLC	464288802
FISV	FISERV INC	1,038	$229K	0.1%	$204.36	+7.1%	COM	337738108
AMGN	AMGEN INC	735	$229K	0.1%	$287.24	0.0%	COM	031162100
ING	ING GROEP N.V.	11,439	$224K	0.1%	$15.09	—	SPONSORED ADR	456837103
ELV	ELEVANCE HEALTH INC	497	$216K	0.1%	$394.28	0.0%	COM	036752103
DBEF	DBX ETF TR	4,989	$216K	0.1%	$37.15	—	XTRACK MSCI EAFE	233051200
SCHW	SCHWAB CHARLES CORP	2,724	$213K	0.1%	$77.67	0.0%	COM	808513105
VUG	VANGUARD INDEX FDS	570	$211K	0.1%	$344.36	—	GROWTH ETF	922908736
EUSB	ISHARES TR	4,857	$210K	0.1%	$43.32	—	ESG ADV TTL USD	46436E619
CRH	CRH PLC	2,364	$208K	0.1%	$83.12	+17.5%	ORD	G25508105
APH	AMPHENOL CORP NEW	3,154	$207K	0.1%	$67.73	0.0%	CL A	032095101
VRTX	VERTEX PHARMACEUTICALS INC	422	$205K	0.1%	$466.00	0.0%	COM	92532F100
DHR	DANAHER CORPORATION	992	$203K	0.1%	$217.17	-0.1%	COM	235851102
ORLY	OREILLY AUTOMOTIVE INC	141	$202K	0.1%	$86.99	0.0%	COM	67103H107
RIO	RIO TINTO PLC	3,332	$200K	0.1%	$60.08	—	SPONSORED ADR	767204100
BBVA	BANCO BILBAO VIZCAYA ARGENTA	12,714	$173K	0.1%	$9.72	—	SPONSORED ADR	05946K101
LYG	LLOYDS BANKING GROUP PLC	27,901	$107K	0.1%	$2.72	—	SPONSORED ADR	539439109
MFG	MIZUHO FINANCIAL GROUP INC	13,421	$73,950	0.0%	$4.89	—	SPONSORED ADR	60687Y109
TELFY	TELEFONICA S A	14,927	$69,560	0.0%	$4.02	—	SPONSORED ADR	879382208
BBD	BANCO BRADESCO S A	21,333	$47,573	0.0%	$1.98	—	SP ADR PFD NEW	059460303
ABEV	AMBEV SA	10,456	$24,362	0.0%	$2.19	—	SPONSORED ADR	02319V103
CIG	CIA ENERGETICA DE MINAS GERA	12,725	$22,396	0.0%	$1.76	—	SP ADR N-V PFD	204409601