Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
—	SPDR S&P 500 ETF TR	321,666	$153M	19.9%	$237.92	—	TR UNIT	78462f103
GVI	ISHARES TR	810,560	$92.2M	12.0%	$115.39	—	INTRM GOV CR ETF	464288612
VEA	VANGUARD TAX-MANAGED INTL FD	845,908	$43.19M	5.6%	$41.12	—	FTSE DEV MKT ETF	921943858
IWB	ISHARES TR	112,408	$29.72M	3.9%	$141.83	—	RUS 1000 ETF	464287622
—	ISHARES TR	392,160	$29.27M	3.8%	$59.85	—	CORE MSCI EAFE	46432f842
IWR	ISHARES TR	269,022	$22.33M	2.9%	$55.83	—	RUS MID CAP ETF	464287499
DOW	DOW INC	377,582	$21.42M	2.8%	$36.70	+22.7%	COM	260557103
SCHD	SCHWAB STRATEGIC TRUST	254,098	$20.54M	2.7%	$73.39	—	US DIVIDEND EQ	808524797
IJH	ISHARES TR	72,430	$20.5M	2.7%	$183.60	—	CORE S&P MCP ETF	464287507
VB	VANGUARD INDEX FDS	87,146	$19.7M	2.6%	$160.29	—	SMALL CP ETF	922908751
IGSB	ISHARES TR	314,136	$16.93M	2.2%	$76.23	—	ISHS 1-5YR INVT	464288646
MUB	ISHARES TR	144,003	$16.75M	2.2%	$115.58	—	NATIONAL MUN ETF	464288414
MSFT	MICROSOFT CORP	41,910	$14.1M	1.8%	$169.66	+84.7%	COM	594918104
—	DUPONT DE NEMOURS INC	162,442	$13.12M	1.7%	$64.20	—	COM	26614n102
VWO	VANGUARD INTL EQUITY INDEX F	258,574	$12.79M	1.7%	$49.78	—	FTSE EMR MKT ETF	922042858
IVW	ISHARES TR	146,120	$12.23M	1.6%	$96.16	—	S&P 500 GRWT ETF	464287309
EWA	ISHARES INC	483,114	$12M	1.6%	$24.81	—	MSCI AUST ETF	464286103
EFA	ISHARES TR	149,055	$11.73M	1.5%	$54.28	—	MSCI EAFE ETF	464287465
IGIB	ISHARES TR	184,749	$10.95M	1.4%	$68.60	—	ISHS 5-10YR INVT	464288638
JNJ	JOHNSON & JOHNSON	62,530	$10.7M	1.4%	$116.16	+24.9%	COM	478160104
—	INVESCO QQQ TR UNIT	25,031	$9.959M	1.3%	$208.05	—	SER 1	46090e103
UNP	UNION PAC CORP	32,517	$8.192M	1.1%	$155.02	+38.7%	COM	907818108
—	CONOCOPHILLIPS	107,126	$7.732M	1.0%	$65.03	—	COM	20825c104
—	SPDR SER TR	59,042	$6.41M	0.8%	$107.04	—	BLOOMBERG HIGH Y	78468r622
—	JPMORGAN CHASE & CO	38,027	$6.021M	0.8%	$143.93	—	COM	46625h100
ADP	AUTOMATIC DATA PROCESSING IN	24,155	$5.956M	0.8%	$145.09	+42.9%	COM	053015103
KO	COCA COLA CO	99,425	$5.887M	0.8%	$44.73	+9.9%	COM	191216100
SUB	ISHARES TR	50,538	$5.426M	0.7%	$107.79	—	SHRT NAT MUN ETF	464288158
PSX	PHILLIPS 66	68,421	$4.958M	0.6%	$81.73	-20.8%	COM	718546104
HD	HOME DEPOT INC	10,039	$4.166M	0.5%	$214.89	+59.7%	COM	437076102
HSY	HERSHEY CO	20,645	$3.994M	0.5%	$128.44	+27.4%	COM	427866108
AAPL	APPLE INC	21,212	$3.767M	0.5%	$132.31	+16.9%	COM	037833100
AMZN	AMAZON COM IN	1,103	$3.678M	0.5%	$120.09	+42.5%	COM	023135106
—	ABBVIE INC	26,770	$3.625M	0.5%	$89.34	—	COM	00287y109
ABT	ABBOTT LABS	24,540	$3.454M	0.4%	$77.49	+53.2%	COM	002824100
PG	PROCTER & GAMBLE CO	20,848	$3.41M	0.4%	$92.85	+44.5%	COM	742718109
ACWI	ISHARES TR	31,415	$3.323M	0.4%	$63.54	—	MSCI ACWI ETF	464288257
IWO	ISHARES TR	10,897	$3.193M	0.4%	$214.19	—	RUS 2000 GRW ETF	464287648
CAT	CATERPILLAR INC	15,079	$3.118M	0.4%	$127.15	+46.8%	COM	149123101
IJS	ISHARES TR	27,940	$2.919M	0.4%	$121.05	—	SP SMCP600VL ETF	464287879
—	MERCK & CO INC	35,008	$2.683M	0.3%	$88.35	—	COM	58933y105
IWF	ISHARES TR	8,250	$2.521M	0.3%	$175.92	—	RUS 1000 GRW ETF	464287614
IYW	ISHARES TR	21,800	$2.503M	0.3%	$121.95	—	U.S TECH ETF	464287721
—	3M CO	13,058	$2.319M	0.3%	$168.46	—	COM	88579y101
PFF	ISHARES TR	58,271	$2.298M	0.3%	$38.47	—	PFD AND INCM SEC	464288687
EEM	ISHARES TR	44,644	$2.181M	0.3%	$40.05	—	MSCI EMG MKT ETF	464287234
IWM	ISHARES TR	9,250	$2.058M	0.3%	$165.70	—	RUSSELL 2000 ETF	464287655
—	VERIZON COMMUNICATIONS INC	36,519	$1.898M	0.2%	$52.66	—	COM	92343v104
CVX	CHEVRON CORP NEW	15,925	$1.869M	0.2%	$85.19	+12.8%	COM	166764100
HON	HONEYWELL INTL INC	8,965	$1.869M	0.2%	$146.78	+26.1%	COM	438516106
PFE	PFIZER INC	30,723	$1.814M	0.2%	$28.15	+42.9%	COM	717081103
—	CISCO SYS INC	26,340	$1.669M	0.2%	$41.01	—	COM	17275r102
INTC	INTEL CORP	31,485	$1.621M	0.2%	$49.59	-4.6%	COM	458140100
—	COMCAST CORP NEW	32,043	$1.613M	0.2%	$49.92	—	CL A	20030n101
—	INVESCO EXCHANGE TRADED FD T	85,243	$1.605M	0.2%	$18.70	—	FINL PFD ETF	46137v621
—	EXXON MOBIL CORP	25,001	$1.53M	0.2%	$70.11	—	COM	30231g102
VTV	VANGUARD INDEX FDS	10,097	$1.485M	0.2%	$104.50	—	VALUE ETF	922908744
VUG	VANGUARD INDEX FDS	4,626	$1.484M	0.2%	$202.09	—	GROWTH ETF	922908736
PNC	PNC FINL SVCS GROUP INC	7,244	$1.453M	0.2%	$130.34	+33.7%	COM	693475105
TXN	TEXAS INSTRS INC	7,563	$1.426M	0.2%	$133.51	+27.4%	COM	882508104
—	ALPHABET INC	492	$1.426M	0.2%	$2236.77	—	CAP STK CL A	02079k305
—	ALPHABET INC	486	$1.406M	0.2%	$2425.80	—	CAP STK CL C	02079k107
—	NEXTERA ENERGY INC	14,359	$1.341M	0.2%	$77.28	—	COM	65339f101
MCD	MCDONALDS CORP	4,969	$1.332M	0.2%	$186.01	+23.4%	COM	580135101
—	ANNALY CAPITAL MGMT IN	164,117	$1.283M	0.2%	$8.16	—	COM	035710409
QCOM	QUALCOMM INC	6,950	$1.271M	0.2%	$125.11	+16.7%	COM	747525103
—	SELECT SECTOR SPDR TR	32,088	$1.253M	0.2%	$30.89	—	FINANCIAL	81369y605
AMGN	AMGEN INC	5,379	$1.21M	0.2%	$188.56	-1.8%	COM	031162100
—	SELECT SECTOR SPDR TR	6,510	$1.132M	0.1%	$91.71	—	TECHNOLOGY	81369y803
UPS	UNITED PARCEL SERVICE INC	5,178	$1.11M	0.1%	$97.38	+73.1%	CL B	911312106
—	ORACLE CORP	12,546	$1.094M	0.1%	$62.92	—	COM	68389x105
—	EATON CORP PLC	6,332	$1.094M	0.1%	$86.02	—	SHS	g29183103
GILD	GILEAD SCIENCES INC	15,054	$1.093M	0.1%	$56.03	+4.9%	COM	375558103
AVY	AVERY DENNISON CORP	5,000	$1.083M	0.1%	$113.51	+75.3%	COM	053611109
ADI	ANALOG DEVICES INC	6,115	$1.075M	0.1%	$103.39	+59.3%	COM	032654105
—	BLACKROCK INC	1,165	$1.067M	0.1%	$740.30	—	COM	09247x101
EMR	EMERSON ELEC CO	11,330	$1.054M	0.1%	$59.14	+46.3%	COM	291011104
PRU	PRUDENTIAL FINL INC	9,663	$1.046M	0.1%	$81.96	+8.4%	COM	744320102
ADM	ARCHER DANIELS MIDLAND CO	15,353	$1.038M	0.1%	$35.58	+61.3%	COM	039483102
BMY	BRISTOL MYERS SQUIBB CO	16,421	$1.024M	0.1%	$51.23	-3.9%	COM	110122108
—	VISA INC	4,666	$1.011M	0.1%	$208.45	—	COM CL A	92826c839
USB	US BANCORP DEL	17,907	$1.006M	0.1%	$29.64	+64.8%	COM NEW	902973304
WMT	WALMART INC	6,929	$1.003M	0.1%	$44.99	+0.4%	COM	931142103
TMO	THERMO FISHER SCIENTIFIC INC	1,366	$911K	0.1%	$384.76	+60.4%	COM	883556102
—	SANOFI	17,880	$896K	0.1%	$47.22	—	SPONSORED ADR	80105n105
—	META PLATFORMS INC	2,559	$861K	0.1%	$316.14	—	CL A	30303m102
—	LYONDELLBASELL INDUSTRIES N	9,225	$851K	0.1%	$89.80	—	SHS - A -	n53745100
—	MEDTRONIC PLC	8,143	$843K	0.1%	$118.16	—	SHS	g5960l103
—	COSTCO WHSL CORP NEW	1,470	$835K	0.1%	$365.62	—	COM	22160k105
DVY	ISHARES TR	6,380	$782K	0.1%	$105.64	—	SELECT DIVID ETF	464287168
—	UNITEDHEALTH GROUP INC	1,430	$718K	0.1%	$373.74	—	COM	91324p102
IJR	ISHARES TR	6,135	$703K	0.1%	$90.60	—	CORE S&P SCP ETF	464287804
VV	VANGUARD INDEX FDS	2,959	$654K	0.1%	$109.92	—	LARGE CAP ETF	922908637
ICF	ISHARES TR	8,502	$647K	0.1%	$61.06	—	COHEN STEER REIT	464287564
LOW	LOWES COS INC	2,491	$644K	0.1%	$183.57	+19.7%	COM	548661107
—	ISHARES TR	8,956	$635K	0.1%	$58.85	—	CORE MSCI TOTAL	46432f834
—	BROADRIDGE FNL SOLUTIONS IN	3,422	$626K	0.1%	$123.44	—	COM	11133t103
DIS	DISNEY WALT CO	3,643	$564K	0.1%	$174.14	-9.4%	COM	254687106
BAC	BK OF AMERICA CORP	12,251	$545K	0.1%	$36.09	+13.7%	COM	060505104
BRK/B	BERKSHIRE HATHAWAY INC DEL	1,759	$526K	0.1%	$280.86	+2.0%	CL B NEW	084670702
BIV	VANGUARD BD INDEX FDS	5,803	$508K	0.1%	$88.32	—	INTERMED TERM	921937819
—	MARATHON PETROLEUM CORP	7,905	$506K	0.1%	$39.27	—	COM	56585a102
—	TESLA INC	437	$462K	0.1%	$1057.21	—	COM	88160r101
—	SELECT SECTOR SPDR TR	8,269	$459K	0.1%	$42.91	—	ENERGY	81369y506
APD	AIR PRODS & CHEMS INC	1,497	$455K	0.1%	$213.51	+23.5%	COM	009158106
IBM	INTERNATIONAL BUSINESS MACS	3,338	$446K	0.1%	$98.72	+7.9%	COM	459200101
AXP	AMERICAN EXPRESS CO	2,632	$431K	0.1%	$154.81	+4.5%	COM	025816109
ALL	ALLSTATE CORP	3,560	$419K	0.1%	$94.20	+13.5%	COM	020002101
BDX	BECTON DICKINSON & CO	1,575	$396K	0.1%	$226.44	-1.3%	COM	075887109
—	PAYPAL HLDGS INC	2,015	$380K	0.0%	$260.19	—	COM	70450y103
—	NVIDIA CORPORATION	1,168	$344K	0.0%	$207.24	—	COM	67066g104
MS	MORGAN STANLEY	3,492	$343K	0.0%	$66.21	+31.1%	COM NEW	617446448
—	AMERICAN TOWER CORP	1,160	$339K	0.0%	$265.28	—	NEW	03027x100
—	MASTERCARD INCORPORATED	938	$337K	0.0%	$347.41	—	CL A	57636q104
—	ADOBE SYSTEMS INCORPORATED	558	$316K	0.0%	$575.79	—	COM	00724f101
DXCM	DEXCOM INC	546	$293K	0.0%	$126.11	+13.9%	COM	252131107
—	MARATHON OIL CORP	17,406	$286K	0.0%	$13.66	—	COM	565849106
LMT	LOCKHEED MARTIN CORP	737	$262K	0.0%	$305.24	+1.2%	COM	539830109
BA	BOEING CO	1,245	$251K	0.0%	$223.02	-5.3%	COM	097023105
ELV	ANTHEM INC	534	$248K	0.0%	$357.60	+11.1%	COM	036752103
—	BROADCOM INC	364	$242K	0.0%	$484.38	—	COM	11135f101
VXUS	VANGUARD STAR FDS	3,714	$236K	0.0%	$51.57	—	VG TL INTL STK F	921909768
—	SBA COMMUNICATIONS CORP NEW	589	$229K	0.0%	$330.38	—	CL A	78410g104
—	ISHARES TR	3,388	$225K	0.0%	$43.44	—	RUSEL 2500 ETF	46435g268
IEI	ISHARES TR	1,752	$225K	0.0%	$133.06	—	3 7 YR TREAS BD	464288661
—	ALTRIA GROUP INC	4,712	$223K	0.0%	$45.53	—	COM	02209s103
—	NETFLIX INC	356	$214K	0.0%	$610.71	—	COM	64110l106
CVS	CVS HEALTH CORP	2,031	$210K	0.0%	$72.53	+11.0%	COM	126650100
NKE	NIKE INC	1,230	$205K	0.0%	$152.54	+1.3%	CL B	654106103
IVV	ISHARES TR	422	$201K	0.0%	$476.30	—	CORE S&P500 ETF	464287200
VO	VANGUARD INDEX FDS	786	$200K	0.0%	$254.45	—	MID CAP ETF	922908629