Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IVV	ISHARES TR	1,323,861	$822M	23.6%	$221.98	—	CORE S&P500 ETF	464287200
IJH	ISHARES TR	5,400,020	$335M	9.6%	$78.61	—	CORE S&P MCP ETF	464287507
IJR	ISHARES TR	2,361,858	$258M	7.4%	$85.59	—	CORE S&P SCP ETF	464287804
IDEV	ISHARES TR	3,128,384	$238M	6.8%	$70.46	—	CORE MSCI INTL	46435G326
IEMG	ISHARES INC	2,511,249	$151M	4.3%	$49.62	—	CORE MSCI EMKT	46434G103
SCHP	SCHWAB STRATEGIC TR	5,474,498	$146M	4.2%	$41.72	—	US TIPS ETF	808524870
BND	VANGUARD BD INDEX FDS	1,971,352	$145M	4.2%	$78.80	—	TOTAL BND MRKT	921937835
SPY	SPDR S&P 500 ETF TR	220,511	$136M	3.9%	$160.42	—	TR UNIT	78462F103
IEFA	ISHARES TR	1,601,603	$134M	3.8%	$58.74	—	CORE MSCI EAFE	46432F842
AVUV	AMERICAN CENTY ETF TR	1,086,803	$99.01M	2.8%	$89.68	—	US SML CP VALU	025072877
VTIP	VANGUARD MALVERN FDS	1,880,772	$94.55M	2.7%	$49.82	—	STRM INFPROIDX	922020805
DUHP	DIMENSIONAL ETF TRUST	2,650,009	$94.23M	2.7%	$29.18	—	US HIGH PROFITAB	25434V831
AVLV	AMERICAN CENTY ETF TR	1,342,796	$91.59M	2.6%	$59.20	—	US LARGE CAP VLU	025072349
EFV	ISHARES TR	1,403,487	$89.09M	2.6%	$41.85	—	EAFE VALUE ETF	464288877
GOVT	ISHARES TR	3,233,769	$74.31M	2.1%	$22.86	—	US TREAS BD ETF	46429B267
VEA	VANGUARD TAX-MANAGED FDS	878,694	$50.09M	1.4%	$38.89	—	VAN FTSE DEV MKT	921943858
ESGU	ISHARES TR	277,563	$37.55M	1.1%	$98.48	—	ESG AWR MSCI USA	46435G425
EAGG	ISHARES TR	671,888	$31.94M	0.9%	$52.69	—	ESG AWR US AGRGT	46435U549
VWO	VANGUARD INTL EQUITY INDEX F	518,732	$25.66M	0.7%	$39.27	—	FTSE EMR MKT ETF	922042858
SPYV	SPDR SERIES TRUST	402,864	$21.09M	0.6%	$29.46	—	PRTFLO S&P500 VL	78464A508
SUB	ISHARES TR	159,994	$17.01M	0.5%	$105.43	—	SHRT NAT MUN ETF	464288158
MUB	ISHARES TR	160,061	$16.72M	0.5%	$107.00	—	NATIONAL MUN ETF	464288414
NYF	ISHARES TR	292,550	$15.25M	0.4%	$56.60	—	NEW YORK MUN ETF	464288323
IGSB	ISHARES TR	285,093	$15.04M	0.4%	$53.36	—	ISHS 1-5YR INVS	464288646
IVE	ISHARES TR	73,986	$14.46M	0.4%	$86.68	—	S&P 500 VAL ETF	464287408
VV	VANGUARD INDEX FDS	48,105	$13.72M	0.4%	$103.37	—	LARGE CAP ETF	922908637
SCHO	SCHWAB STRATEGIC TR	561,392	$13.69M	0.4%	$32.92	—	SHT TM US TRES	808524862
ESGD	ISHARES TR	135,637	$12.1M	0.3%	$74.52	—	ESG AW MSCI EAFE	46435G516
DFIS	DIMENSIONAL ETF TRUST	394,531	$11.77M	0.3%	$24.53	—	INTL SMALL CAP E	25434V773
SCZ	ISHARES TR	152,162	$11.06M	0.3%	$53.36	—	EAFE SML CP ETF	464288273
STIP	ISHARES TR	101,560	$10.45M	0.3%	$101.28	—	0-5 YR TIPS ETF	46429B747
GBIL	GOLDMAN SACHS ETF TR	96,572	$9.672M	0.3%	$100.16	—	ACCES TREASURY	381430529
DFEV	DIMENSIONAL ETF TRUST	320,787	$9.62M	0.3%	$25.75	—	EMERGING MKTS VA	25434V740
MDYV	SPDR SERIES TRUST	118,673	$9.426M	0.3%	$45.70	—	S&P 400 MDCP VAL	78464A839
IWF	ISHARES TR	18,428	$7.824M	0.2%	$98.18	—	RUS 1000 GRW ETF	464287614
VOE	VANGUARD INDEX FDS	47,264	$7.773M	0.2%	$92.35	—	MCAP VL IDXVIP	922908512
FLRN	SPDR SERIES TRUST	233,130	$7.187M	0.2%	$30.59	—	BLOOMBERG INVT	78468R200
ESML	ISHARES TR	161,907	$6.692M	0.2%	$37.11	—	ESG AWARE MSCI	46435U663
SPYM	SPDR SERIES TRUST	87,820	$6.384M	0.2%	$55.79	—	PORTFOLIO S&P500	78464A854
SGOV	ISHARES TR	62,257	$6.269M	0.2%	$100.49	—	0-3 MNTH TREASRY	46436E718
TIPX	SPDR SERIES TRUST	318,981	$6.105M	0.2%	$18.45	—	BLOOMBERG 1 10 Y	78468R861
IWC	ISHARES TR	47,452	$6.058M	0.2%	$101.89	—	MICRO-CAP ETF	464288869
MSFT	MICROSOFT CORP	12,178	$6.057M	0.2%	$161.19	+168.2%	COM	594918104
AAPL	APPLE INC	29,160	$5.983M	0.2%	$130.27	+54.6%	COM	037833100
SHYG	ISHARES TR	135,265	$5.835M	0.2%	$43.26	—	0-5YR HI YL CP	46434V407
ESGE	ISHARES INC	140,042	$5.485M	0.2%	$37.76	—	ESG AWR MSCI EM	46434G863
FNDF	SCHWAB STRATEGIC TR	130,488	$5.222M	0.2%	$28.81	—	FUNDAMENTAL INTL	808524755
VONE	VANGUARD SCOTTSDALE FDS	17,827	$5.007M	0.1%	$180.07	—	VNG RUS1000IDX	92206C730
EFA	ISHARES TR	49,282	$4.405M	0.1%	$62.33	—	MSCI EAFE ETF	464287465
BRK/B	BERKSHIRE HATHAWAY INC DEL	8,726	$4.239M	0.1%	$243.61	+108.5%	CL B NEW	084670702
VO	VANGUARD INDEX FDS	14,711	$4.117M	0.1%	$134.40	—	MID CAP ETF	922908629
FLOT	ISHARES TR	72,770	$3.713M	0.1%	$50.94	—	FLTG RATE NT ETF	46429B655
IJJ	ISHARES TR	27,999	$3.46M	0.1%	$118.65	—	S&P MC 400VL ETF	464287705
IWV	ISHARES TR	9,608	$3.372M	0.1%	$236.60	—	RUSSELL 3000 ETF	464287689
BSV	VANGUARD BD INDEX FDS	41,168	$3.24M	0.1%	$78.04	—	SHORT TRM BOND	921937827
VCSH	VANGUARD SCOTTSDALE FDS	39,418	$3.134M	0.1%	$81.04	—	SHRT TRM CORP BD	92206C409
VB	VANGUARD INDEX FDS	12,456	$2.952M	0.1%	$135.55	—	SMALL CP ETF	922908751
AMZN	AMAZON COM INC	12,583	$2.761M	0.1%	$182.26	+8.6%	COM	023135106
VTEB	VANGUARD MUN BD FDS	52,060	$2.553M	0.1%	$50.74	—	TAX EXEMPT BD	922907746
IVW	ISHARES TR	22,617	$2.49M	0.1%	$68.79	—	S&P 500 GRWT ETF	464287309
JPM	JPMORGAN CHASE & CO.	8,174	$2.37M	0.1%	$140.51	+79.8%	COM	46625H100
BNL	BROADSTONE NET LEASE INC	145,484	$2.335M	0.1%	$16.18	—	COM	11135E203
AGG	ISHARES TR	23,040	$2.286M	0.1%	$107.35	—	CORE US AGGBD ET	464287226
PAYX	PAYCHEX INC	15,442	$2.246M	0.1%	$69.68	+111.7%	COM	704326107
SPMB	SPDR SERIES TRUST	94,950	$2.098M	0.1%	$23.98	—	PORT MTG BK ETF	78464A383
IJK	ISHARES TR	21,652	$1.97M	0.1%	$86.39	—	S&P MC 400GR ETF	464287606
GVI	ISHARES TR	17,910	$1.913M	0.1%	$101.57	—	INTRM GOV CR ETF	464288612
SCHX	SCHWAB STRATEGIC TR	77,080	$1.884M	0.1%	$32.68	—	US LRG CAP ETF	808524201
IWP	ISHARES TR	13,400	$1.858M	0.1%	$94.51	—	RUS MD CP GR ETF	464287481
VOO	VANGUARD INDEX FDS	3,080	$1.75M	0.1%	$385.28	—	S&P 500 ETF SHS	922908363
IAU	ISHARES GOLD TR	27,037	$1.686M	0.0%	$35.68	—	ISHARES NEW	464285204
TIP	ISHARES TR	14,479	$1.593M	0.0%	$112.12	—	TIPS BD ETF	464287176
IWM	ISHARES TR	7,075	$1.527M	0.0%	$162.02	—	RUSSELL 2000 ETF	464287655
XOM	EXXON MOBIL CORP	13,321	$1.436M	0.0%	$74.97	+39.4%	COM	30231G102
IJT	ISHARES TR	10,230	$1.361M	0.0%	$104.65	—	S&P SML 600 GWT	464287887
IJS	ISHARES TR	12,919	$1.285M	0.0%	$88.41	—	SP SMCP600VL ETF	464287879
VYM	VANGUARD WHITEHALL FDS	9,560	$1.274M	0.0%	$101.44	—	HIGH DIV YLD	921946406
VBR	VANGUARD INDEX FDS	6,465	$1.261M	0.0%	$158.80	—	SM CP VAL ETF	922908611
MBB	ISHARES TR	13,285	$1.247M	0.0%	$95.46	—	MBS ETF	464288588
ACWV	ISHARES INC	10,441	$1.238M	0.0%	$95.02	—	MSCI GBL MIN VOL	464286525
V	VISA INC	3,485	$1.237M	0.0%	$234.93	+47.7%	COM CL A	92826C839
SPMD	SPDR SERIES TRUST	22,263	$1.211M	0.0%	$53.35	—	PORTFOLIO S&P400	78464A847
CATH	GLOBAL X FDS	16,022	$1.209M	0.0%	$55.37	—	S&P 500 CATHOLIC	37954Y889
XYL	XYLEM INC	9,135	$1.182M	0.0%	$102.49	+17.3%	COM	98419M100
SPYX	SPDR SERIES TRUST	23,180	$1.181M	0.0%	$42.87	—	SPDR S&P 500 ETF	78468R796
ORCL	ORACLE CORP	5,127	$1.121M	0.0%	$48.94	+228.6%	COM	68389X105
LOW	LOWES COS INC	5,009	$1.111M	0.0%	$41.29	+434.3%	COM	548661107
IOO	ISHARES TR	10,115	$1.09M	0.0%	$64.05	—	GLOBAL 100 ETF	464287572
GWX	SPDR INDEX SHS FDS	29,228	$1.087M	0.0%	$28.71	—	S&P INTL SMLCP	78463X871
SPBO	SPDR SERIES TRUST	36,645	$1.071M	0.0%	$29.13	—	PORTFOLIO CRPORT	78464A144
VONG	VANGUARD SCOTTSDALE FDS	9,624	$1.051M	0.0%	$56.39	—	VNG RUS1000GRW	92206C680
VTV	VANGUARD INDEX FDS	5,670	$1.002M	0.0%	$140.68	—	VALUE ETF	922908744
SCHH	SCHWAB STRATEGIC TR	47,151	$998K	0.0%	$31.31	—	US REIT ETF	808524847
GOOGL	ALPHABET INC	5,448	$960K	0.0%	$123.99	+31.7%	CAP STK CL A	02079K305
MDY	SPDR S&P MIDCAP 400 ETF TR	1,649	$934K	0.0%	$229.47	—	UTSER1 S&PDCRP	78467Y107
TFI	SPDR SERIES TRUST	20,583	$919K	0.0%	$48.26	—	NUVEEN ICE MUNIC	78468R721
STPZ	PIMCO ETF TR	16,712	$899K	0.0%	$50.92	—	1-5 US TIP IDX	72201R205
BILS	SPDR SERIES TRUST	8,686	$864K	0.0%	$99.39	—	BLOOMBERG 3-12 M	78468R523
IWO	ISHARES TR	3,000	$858K	0.0%	$136.53	—	RUS 2000 GRW ETF	464287648
SPSM	SPDR SERIES TRUST	19,610	$835K	0.0%	$42.48	—	PORTFOLIO S&P600	78468R853
SCHZ	SCHWAB STRATEGIC TR	35,313	$821K	0.0%	$38.98	—	US AGGREGATE B	808524839
PG	PROCTER AND GAMBLE CO	5,150	$820K	0.0%	$146.00	+10.1%	COM	742718109
JNJ	JOHNSON & JOHNSON	5,120	$782K	0.0%	$101.43	+48.7%	COM	478160104
AVGO	BROADCOM INC	2,813	$775K	0.0%	$152.46	+41.6%	COM	11135F101
EMB	ISHARES TR	8,305	$769K	0.0%	$107.50	—	JPMORGAN USD EMG	464288281
TT	TRANE TECHNOLOGIES PLC	1,738	$760K	0.0%	$104.68	+275.4%	SHS	G8994E103
SCHM	SCHWAB STRATEGIC TR	26,779	$751K	0.0%	$34.75	—	US MID-CAP ETF	808524508
EWX	SPDR INDEX SHS FDS	12,041	$747K	0.0%	$44.10	—	S&P EMKTSC ETF	78463X756
VNQI	VANGUARD INTL EQUITY INDEX F	15,745	$727K	0.0%	$48.72	—	GLB EX US ETF	922042676
VGSH	VANGUARD SCOTTSDALE FDS	12,280	$722K	0.0%	$61.29	—	SHORT TERM TREAS	92206C102
SHV	ISHARES TR	6,490	$717K	0.0%	$110.34	—	SHORT TREAS BD	464288679
SPSB	SPDR SERIES TRUST	23,055	$696K	0.0%	$30.21	—	PORTFOLIO SHORT	78464A474
ITM	VANECK ETF TRUST	15,240	$693K	0.0%	$50.95	—	INTRMDT MUNI ETF	92189H201
NVDA	NVIDIA CORPORATION	4,348	$687K	0.0%	$113.23	+11.1%	COM	67066G104
SCHF	SCHWAB STRATEGIC TR	30,579	$676K	0.0%	$23.67	—	INTL EQTY ETF	808524805
USFR	WISDOMTREE TR	13,364	$672K	0.0%	$50.35	—	FLOATNG RAT TREA	97717Y527
IWS	ISHARES TR	5,040	$666K	0.0%	$74.85	—	RUS MDCP VAL ETF	464287473
DFIV	DIMENSIONAL ETF TRUST	15,415	$660K	0.0%	$26.75	—	INTERNATNAL VAL	25434V807
SCHR	SCHWAB STRATEGIC TR	26,325	$659K	0.0%	$36.71	—	INT-TRM U.S TRES	808524854
CHMG	CHEMUNG FINL CORP	13,214	$640K	0.0%	$40.42	+11.5%	COM	164024101
GMAR	FIRST TR EXCHNG TRADED FD VI	15,737	$613K	0.0%	$37.46	—	FT VEST U.S EQT	33740F482
BIL	SPDR SERIES TRUST	6,619	$607K	0.0%	$91.66	—	BLOOMBERG 1-3 MO	78468R663
XLK	SELECT SECTOR SPDR TR	2,379	$602K	0.0%	$162.97	—	TECHNOLOGY	81369Y803
SCHV	SCHWAB STRATEGIC TR	21,588	$597K	0.0%	$37.05	—	US LCAP VA ETF	808524409
SHY	ISHARES TR	7,180	$595K	0.0%	$83.62	—	1 3 YR TREAS BD	464287457
LQD	ISHARES TR	5,300	$581K	0.0%	$118.75	—	IBOXX INV CP ETF	464287242
IWR	ISHARES TR	6,200	$570K	0.0%	$78.00	—	RUS MID CAP ETF	464287499
GLDM	WORLD GOLD TR	8,470	$555K	0.0%	$65.52	—	SPDR GLD MINIS	98149E303
DIA	SPDR DOW JONES INDL AVERAGE	1,219	$537K	0.0%	$226.86	—	UT SER 1	78467X109
IWN	ISHARES TR	3,325	$525K	0.0%	$99.48	—	RUS 2000 VAL ETF	464287630
ABT	ABBOTT LABS	3,751	$510K	0.0%	$71.38	+83.0%	COM	002824100
IQLT	ISHARES TR	11,800	$510K	0.0%	$32.39	—	MSCI INTL QUALTY	46434V456
GLD	SPDR GOLD TR	1,650	$503K	0.0%	$152.25	—	GOLD SHS	78463V107
ABBV	ABBVIE INC	2,664	$494K	0.0%	$170.89	+6.9%	COM	00287Y109
GOOG	ALPHABET INC	2,697	$478K	0.0%	$119.83	+37.6%	CAP STK CL C	02079K107
ALL	ALLSTATE CORP	2,332	$469K	0.0%	$42.64	+361.7%	COM	020002101
DIS	DISNEY WALT CO	3,601	$447K	0.0%	$98.35	+4.5%	COM	254687106
CEFA	GLOBAL X FDS	12,930	$444K	0.0%	$30.65	—	S&P EX US ETF	37954Y368
RPV	INVESCO EXCHANGE TRADED FD T	4,715	$442K	0.0%	$70.52	—	S&P500 PUR VAL	46137V258
SHW	SHERWIN WILLIAMS CO	1,258	$432K	0.0%	$266.70	+29.2%	COM	824348106
ADP	AUTOMATIC DATA PROCESSING IN	1,340	$413K	0.0%	$192.49	+57.1%	COM	053015103
ACN	ACCENTURE PLC IRELAND	1,375	$411K	0.0%	$354.69	-14.6%	SHS CLASS A	G1151C101
QQQ	INVESCO QQQ TR	740	$408K	0.0%	$511.27	—	UNIT SER 1	46090E103
JVAL	J P MORGAN EXCHANGE TRADED F	8,975	$397K	0.0%	$35.82	—	US VALUE FACTR	46641Q753
CAT	CATERPILLAR INC	1,014	$394K	0.0%	$183.29	+80.5%	COM	149123101
GE	GE AEROSPACE	1,461	$376K	0.0%	$116.41	+87.8%	COM NEW	369604301
META	META PLATFORMS INC	504	$372K	0.0%	$509.76	+21.0%	CL A	30303M102
PEP	PEPSICO INC	2,800	$370K	0.0%	$97.59	+34.3%	COM	713448108
IBM	INTERNATIONAL BUSINESS MACHS	1,227	$362K	0.0%	$239.40	+6.0%	COM	459200101
IUSG	ISHARES TR	2,400	$361K	0.0%	$88.77	—	CORE S&P US GWT	464287671
MCD	MCDONALDS CORP	1,213	$354K	0.0%	$221.75	+36.9%	COM	580135101
EMXC	ISHARES INC	5,500	$347K	0.0%	$50.56	—	MSCI EMRG CHN	46434G764
EMR	EMERSON ELEC CO	2,590	$345K	0.0%	$94.74	+19.9%	COM	291011104
USXF	ISHARES TR	6,385	$344K	0.0%	$35.95	—	ESG MSCI USA ETF	46436E767
EFAV	ISHARES TR	3,950	$332K	0.0%	$63.59	—	MSCI EAFE MIN VL	46429B689
DE	DEERE & CO	650	$331K	0.0%	$332.60	+45.7%	COM	244199105
HD	HOME DEPOT INC	888	$326K	0.0%	$288.02	+23.6%	COM	437076102
AXP	AMERICAN EXPRESS CO	1,008	$322K	0.0%	$207.18	+34.8%	COM	025816109
XJH	ISHARES TR	7,742	$321K	0.0%	$38.61	—	ESG SELECT SCRE	46436E551
LLY	ELI LILLY & CO	406	$316K	0.0%	$792.57	-2.4%	COM	532457108
MRK	MERCK & CO INC	3,801	$301K	0.0%	$103.14	-25.0%	COM	58933Y105
IWB	ISHARES TR	885	$301K	0.0%	$139.91	—	RUS 1000 ETF	464287622
IMTM	ISHARES TR	6,325	$289K	0.0%	$34.29	—	MSCI INTL MOMENT	46434V449
IEI	ISHARES TR	2,397	$285K	0.0%	$127.67	—	3 7 YR TREAS BD	464288661
CTAS	CINTAS CORP	1,240	$276K	0.0%	$181.08	+18.2%	COM	172908105
VUG	VANGUARD INDEX FDS	620	$272K	0.0%	$410.29	—	GROWTH ETF	922908736
CI	THE CIGNA GROUP	809	$267K	0.0%	$253.35	+25.5%	COM	125523100
TMO	THERMO FISHER SCIENTIFIC INC	657	$266K	0.0%	$482.65	-13.6%	COM	883556102
MA	MASTERCARD INCORPORATED	473	$266K	0.0%	$520.36	+6.0%	CL A	57636Q104
SUSB	ISHARES TR	9,994	$252K	0.0%	$25.22	—	ESG AWRE 1 5 YR	46435G243
PM	PHILIP MORRIS INTL INC	1,339	$244K	0.0%	$167.37	0.0%	COM	718172109
BA	BOEING CO	1,154	$242K	0.0%	$188.88	0.0%	COM	097023105
SCHC	SCHWAB STRATEGIC TR	5,557	$237K	0.0%	$35.88	—	INTL SCEQT ETF	808524888
UNH	UNITEDHEALTH GROUP INC	743	$232K	0.0%	$423.07	-11.4%	COM	91324P102
MTB	M & T BK CORP	1,187	$230K	0.0%	$138.95	+24.4%	COM	55261F104
XDEC	FIRST TR EXCHNG TRADED FD VI	5,825	$226K	0.0%	$37.30	—	FT VEST U.S	33740U786
PFF	ISHARES TR	7,319	$225K	0.0%	$32.04	—	PFD AND INCM SEC	464288687
RTX	RTX CORPORATION	1,531	$224K	0.0%	$124.76	+5.6%	COM	75513E101
EEM	ISHARES TR	4,415	$213K	0.0%	$48.24	—	MSCI EMG MKT ETF	464287234
SCHA	SCHWAB STRATEGIC TR	8,408	$213K	0.0%	$25.30	—	US SML CAP ETF	808524607
ETHE	GRAYSCALE ETHEREUM TRUST ETF	10,072	$210K	0.0%	$21.89	—	SHS	389638107
STZ	CONSTELLATION BRANDS INC	1,257	$204K	0.0%	$222.18	-20.5%	CL A	21036P108
IBDT	ISHARES TR	8,010	$204K	0.0%	$25.26	—	IBDS DEC28 ETF	46435U515
IBDS	ISHARES TR	8,350	$203K	0.0%	$23.96	—	IBONDS 27 ETF	46435UAA9
IBDR	ISHARES TR	8,325	$202K	0.0%	$24.07	—	IBONDS DEC2026	46435GAA0
—	ISHARES TR	8,000	$201K	0.0%	$25.05	—	IBONDS DEC25 ETF	46434VBD1
—	NUVEEN ARIZONA QLTY MUN INC	11,940	$140K	0.0%	$10.71	—	COM	67061W104
—	BLACKROCK MUNIYIELD QUALITY	11,800	$124K	0.0%	$11.64	—	COM	09254E103
—	NEUBERGER BERMAN MUN FD INC	11,739	$115K	0.0%	$10.35	—	COM	64124P101
—	BLACKROCK MUNIYILD QULT FD I	10,117	$112K	0.0%	$12.19	—	COM	09254F100
—	INVESCO TR INVT GRADE MUNS	11,000	$104K	0.0%	$9.89	—	COM	46131M106
YCBD	CBDMD INC	68,513	$61,100	0.0%	$1.31	0.0%	COM SHS	12482W408
VUZI	VUZIX CORP	10,000	$29,200	0.0%	$4.43	-46.8%	COM NEW	92921W300