Ticker	Issuer	Shares	Value	%	Share Price	Est. Cost/Share	Unrealized @ Report Date	Class	CUSIP
STIP	ISHARES TR	520,802	$52.67M	20.9%	$101.14	$100.72	—	0-5 YR TIPS ETF	46429B747
IJH	ISHARES	269,624	$37.06M	14.7%	$137.47	$117.05	—	CORE S&P MCP ETF	464287507
IWB	ISHARES	168,431	$17.65M	7.0%	$104.77	$89.93	—	RUS 1000 ETF	464287622
EMB	ISHARES	157,301	$17.53M	7.0%	$111.42	$108.80	—	JP MOR EM MK ETF	464288281
—	MARKET VECTORS ETF TR	628,510	$17.35M	6.9%	$27.60	$27.32	—	INTL HI YLD BD	57061R205
VWO	VANGUARD INTL EQUITY INDEX F	363,511	$14.75M	5.9%	$40.58	$39.02	—	FTSE EMR MKT ETF	922042858
IVV	ISHARES	77,539	$14.59M	5.8%	$188.14	$160.89	—	CORE S&P500 ETF	464287200
VTV	VANGUARD INDEX FDS	174,759	$13.65M	5.4%	$78.11	$68.55	—	VALUE ETF	922908744
VBR	VANGUARD INDEX FDS	133,976	$13.48M	5.3%	$100.64	$83.70	—	SM CP VAL ETF	922908611
VIG	VANGUARD SPECIALIZED PORTFOL	133,741	$10.06M	4.0%	$75.23	$66.20	—	DIV APP ETF	921908844
MDY	SPDR S&P MIDCAP 400 ETF TR	18,573	$4.654M	1.8%	$250.58	$210.10	—	UTSER1 S&PDCRP	78467Y107
—	ISHARES GOLD TRUST	262,856	$3.27M	1.3%	$12.44	$12.18	—	ISHARES	464285105
VTIP	VANGUARD MALVERN FDS	57,037	$2.814M	1.1%	$49.34	$49.33	—	STRM INFPROIDX	922020805
SPY	SPDR S&P 500 ETF TR	13,554	$2.535M	1.0%	$187.03	$162.32	—	TR UNIT	78462F103
ACWX	ISHARES	45,872	$2.136M	0.8%	$46.56	$40.70	—	MSCI ACWI US ETF	464288240
LQD	ISHARES	15,948	$1.865M	0.7%	$116.94	$114.18	—	IBOXX INV CP ETF	464287242
VDE	VANGUARD WORLD FDS	12,681	$1.628M	0.6%	$128.38	$112.46	—	ENERGY ETF	92204A306
T	AT&T INC	45,006	$1.578M	0.6%	$35.06 *	$11.27	-3.7%	COM	00206R102
SCZ	ISHARES	29,906	$1.561M	0.6%	$52.20	$44.32	—	EAFE SML CP ETF	464288273
EEM	ISHARES	34,088	$1.398M	0.6%	$41.01	$39.16	—	MSCI EMG MKT ETF	464287234
JNJ	JOHNSON & JOHNSON	12,816	$1.259M	0.5%	$98.24 *	$62.18	+7.2%	COM	478160104
RWX	SPDR INDEX SHS FDS	28,588	$1.177M	0.5%	$41.17	$39.90	—	DJ INTL RL ETF	78463X863
XOM	EXXON MOBIL CORP	11,854	$1.158M	0.5%	$97.69 *	$53.98	+7.6%	COM	30231G102
VEA	VANGUARD TAX MANAGED INTL FD	26,549	$1.096M	0.4%	$41.28	$41.70	—	FTSE DEV MKT ETF	921943858
IBM	INTERNATIONAL BUSINESS MACHS	5,168	$995K	0.4%	$192.53 *	$118.94	-8.2%	COM	459200101
VO	VANGUARD INDEX FDS	8,231	$935K	0.4%	$113.59	$95.17	—	MID CAP ETF	922908629
VZ	VERIZON COMMUNICATIONS INC	17,374	$826K	0.3%	$47.54 *	$26.60	-2.7%	COM	92343V104
—	GENERAL ELECTRIC CO	26,691	$691K	0.3%	$25.89	$23.91	—	COM	369604103
—	SPDR SERIES TRUST	27,557	$669K	0.3%	$24.28	$23.89	—	NUVN BR SHT MUNI	78464A425
GLD	SPDR GOLD TRUST	5,260	$650K	0.3%	$123.57	$119.14	—	GOLD SHS	78463V107
VEU	VANGUARD INTL EQUITY INDEX F	12,257	$617K	0.2%	$50.34	$44.95	—	ALLWRLD EX US	922042775
SUSA	ISHARES	6,328	$494K	0.2%	$78.07	$67.64	—	USA ESG SLCT ETF	464288802
CL	COLGATE PALMOLIVE CO	7,369	$478K	0.2%	$64.87 *	$44.38	+7.9%	COM	194162103
PEG	PUBLIC SVC ENTERPRISE GROUP	11,988	$457K	0.2%	$38.12 *	$21.68	+4.6%	COM	744573106
BA	BOEING CO	3,505	$440K	0.2%	$125.53 *	$110.94	+0.7%	COM	097023105
TIP	ISHARES	3,897	$437K	0.2%	$112.14	$112.03	—	TIPS BD ETF	464287176
VOO	VANGUARD INDEX FDS	2,441	$418K	0.2%	$171.24	$169.29	—	S&P 500 ETF SHS	922908363
MRK	MERCK & CO INC NEW	6,875	$390K	0.2%	$56.73 *	$30.23	+18.3%	COM	58933Y105
AAPL	APPLE INC	667	$358K	0.1%	$536.73 *	$13.54	+22.4%	COM	037833100
COP	CONOCOPHILLIPS	5,043	$355K	0.1%	$70.39 *	$44.54	+2.0%	COM	20825C104
CRAI	CRA INTL INC	15,301	$336K	0.1%	$21.96 *	$16.89	+8.8%	COM	12618T105
MMM	3M CO	2,472	$335K	0.1%	$135.52 *	$65.98	+15.6%	COM	88579Y101
IWD	ISHARES	3,463	$334K	0.1%	$96.45	$86.33	—	RUS 1000 VAL ETF	464287598
—	SPDR INDEX SHS FDS	7,324	$320K	0.1%	$43.69	$43.69	—	DJ GLB RL ES ETF	78463x749
KMB	KIMBERLY CLARK CORP	2,902	$320K	0.1%	$110.27 *	$66.36	+4.6%	COM	494368103
HSY	HERSHEY CO	2,923	$305K	0.1%	$104.34 *	$65.76	+17.4%	COM	427866108
CMCSA	COMCAST CORP NEW	5,961	$298K	0.1%	$49.99 *	$19.96	0.0%	CL A	20030N101
VSS	VANGUARD INTL EQUITY INDEX F	2,786	$298K	0.1%	$106.96	$89.92	—	FTSE SMCAP ETF	922042718
KO	COCA COLA CO	6,932	$268K	0.1%	$38.66 *	$27.78	-4.4%	COM	191216100
VTI	VANGUARD INDEX FDS	2,696	$263K	0.1%	$97.55	$82.69	—	TOTAL STK MKT	922908769
PG	PROCTER & GAMBLE CO	3,024	$244K	0.1%	$80.69 *	$55.73	+1.4%	COM	742718109
—	STERLING BANCORP DEL	19,024	$241K	0.1%	$12.67	$13.37	—	COM	85917A100
PFE	PFIZER INC	7,473	$240K	0.1%	$32.12 *	$16.60	+9.6%	COM	717081103
—	CLAYMORE EXCHANGE TRD FD TR	8,702	$238K	0.1%	$27.35	$27.35	—	GUG BLT2016 HY	18383M415
BRK/B	BERKSHIRE HATHAWAY INC DEL	1,830	$229K	0.1%	$125.14 *	$110.02	+6.2%	CL B NEW	084670702
PPG	PPG INDS INC	1,171	$227K	0.1%	$193.85 *	$73.04	+5.7%	COM	693506107
EFV	ISHARES	3,837	$221K	0.1%	$57.60	$48.39	—	EAFE VALUE ETF	464288877
DXJ	WISDOMTREE TR	4,509	$213K	0.1%	$47.24	$47.24	—	JAPN HEDGE EQT	97717W851
BND	VANGUARD BD INDEX FD INC	2,593	$211K	0.1%	$81.37	$80.14	—	TOTAL BND MRKT	921937835
CVX	CHEVRON CORP NEW	1,727	$205K	0.1%	$118.70 *	$71.86	-2.1%	COM	166764100
IVE	ISHARES	2,308	$201K	0.1%	$87.09	$87.09	—	S&P 500 VAL ETF	464287408
BAC	BANK OF AMERICA CORPORATION	10,334	$178K	0.1%	$17.22 *	$11.68	+13.5%	COM	060505104
—	STEWARDSHIP FINL CORP	20,702	$107K	0.0%	$5.17	$5.31	—	COM	860326107
—	IDENIX PHARMACEUTICALS INC	10,000	$60,000	0.0%	$6.00	$5.20	—	COM	45166R204