Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
STIP	ISHARES	524,005	$52.91M	20.1%	$100.72	—	0-5 YR TIPS ETF	46429B747
IJH	ISHARES	263,151	$35.21M	13.4%	$116.55	—	CORE S&P MCP ETF	464287507
IWB	ISHARES	172,053	$17.75M	6.7%	$89.93	—	RUS 1000 ETF	464287622
IVV	ISHARES	85,171	$15.81M	6.0%	$160.89	—	CORE S&P500 ETF	464287200
VWO	VANGUARD INTL EQUITY INDEX F	383,200	$15.77M	6.0%	$39.02	—	FTSE EMR MKT ETF	922042858
—	MARKET VECTORS ETF TR	504,059	$13.74M	5.2%	$27.25	—	INTL HI YLD BD	57061R205
EMB	ISHARES	126,486	$13.68M	5.2%	$108.16	—	JP MOR EM MK ETF	464288281
VBR	VANGUARD INDEX FDS	133,251	$12.97M	4.9%	$83.70	—	SM CP VAL ETF	922908611
VTV	VANGUARD INDEX FDS	167,451	$12.79M	4.9%	$68.14	—	VALUE ETF	922908744
VIG	VANGUARD SPECIALIZED PORTFOL	144,509	$10.87M	4.1%	$66.20	—	DIV APP ETF	921908844
MDY	SPDR S&P MIDCAP 400 ETF TR	18,769	$4.583M	1.7%	$210.10	—	UTSER1 S&PDCRP	78467Y107
—	ISHARES GOLD TRUST	293,580	$3.429M	1.3%	$12.18	—	ISHARES	464285105
CBOE	CBOE HLDGS INC	56,951	$2.959M	1.1%	$42.59	0.0%	COM	12503M108
SPY	SPDR S&P 500 ETF TR	14,003	$2.586M	1.0%	$162.32	—	TR UNIT	78462F103
ACWX	ISHARES	50,040	$2.335M	0.9%	$40.70	—	MSCI ACWI US ETF	464288240
—	STERLING BANCORP DEL	173,882	$2.325M	0.9%	$13.37	—	COM	85917A100
VTIP	VANGUARD MALVERN FDS	46,341	$2.286M	0.9%	$49.33	—	STRM INFPROIDX	922020805
LQD	ISHARES	19,994	$2.283M	0.9%	$114.18	—	IBOXX INV CP ETF	464287242
XOM	EXXON MOBIL CORP	20,935	$2.119M	0.8%	$53.98	+3.6%	COM	30231G102
VDE	VANGUARD WORLD FDS	14,147	$1.789M	0.7%	$112.46	—	ENERGY ETF	92204A306
T	AT&T INC	42,261	$1.486M	0.6%	$11.30	-1.1%	COM	00206R102
SCZ	ISHARES	28,889	$1.473M	0.6%	$44.04	—	EAFE SML CP ETF	464288273
BRK/B	BERKSHIRE HATHAWAY INC DEL	12,039	$1.427M	0.5%	$110.02	+5.1%	CL B NEW	084670702
EEM	ISHARES	34,088	$1.425M	0.5%	$39.16	—	MSCI EMG MKT ETF	464287234
JNJ	JOHNSON & JOHNSON	13,945	$1.277M	0.5%	$62.18	+5.7%	COM	478160104
TD	TORONTO DOMINION BK ONT	13,532	$1.275M	0.5%	$45.50	0.0%	COM NEW	891160509
RWX	SPDR INDEX SHS FDS	29,492	$1.215M	0.5%	$39.90	—	DJ INTL RL ETF	78463X863
UPS	UNITED PARCEL SERVICE INC	10,581	$1.112M	0.4%	$55.38	+16.4%	CL B	911312106
VEA	VANGUARD TAX MANAGED INTL FD	26,549	$1.107M	0.4%	$41.70	—	FTSE DEV MKT ETF	921943858
IBM	INTERNATIONAL BUSINESS MACHS	5,404	$1.014M	0.4%	$118.94	-10.5%	COM	459200101
VO	VANGUARD INDEX FDS	8,342	$918K	0.3%	$95.17	—	MID CAP ETF	922908629
—	GENERAL ELECTRIC CO	32,130	$901K	0.3%	$23.91	—	COM	369604103
BIIB	BIOGEN IDEC INC	3,115	$871K	0.3%	$213.68	+21.0%	COM	09062X103
VEU	VANGUARD INTL EQUITY INDEX F	15,203	$771K	0.3%	$44.95	—	ALLWRLD EX US	922042775
GLD	SPDR GOLD TRUST	6,560	$762K	0.3%	$119.14	—	GOLD SHS	78463V107
EZU	ISHARES	17,391	$720K	0.3%	$41.40	—	EMU ETF	464286608
—	SPDR SERIES TRUST	29,394	$714K	0.3%	$23.89	—	NUVN BR SHT MUNI	78464A425
AAPL	APPLE INC	1,269	$712K	0.3%	$13.54	+20.9%	COM	037833100
VZ	VERIZON COMMUNICATIONS INC	11,726	$576K	0.2%	$26.94	-1.2%	COM	92343V104
TIP	ISHARES	5,215	$573K	0.2%	$112.03	—	TIPS BD ETF	464287176
CVX	CHEVRON CORP NEW	4,405	$550K	0.2%	$71.86	+0.9%	COM	166764100
BMY	BRISTOL MYERS SQUIBB CO	10,274	$546K	0.2%	$29.75	+14.8%	COM	110122108
ABBV	ABBVIE INC	9,583	$506K	0.2%	$30.39	0.0%	COM	00287Y109
SUSA	ISHARES	6,328	$486K	0.2%	$67.64	—	USA ESG SLCT ETF	464288802
CL	COLGATE PALMOLIVE CO	7,369	$481K	0.2%	$44.38	+9.1%	COM	194162103
—	JPMORGAN CHASE & CO	10,366	$480K	0.2%	$46.31	—	ALERIAN ML ETN	46625H365
HYG	ISHARES	6,549	$478K	0.2%	$72.99	—	IBOXX HI YD ETF	464288513
BA	BOEING CO	3,505	$478K	0.2%	$110.94	0.0%	COM	097023105
PEG	PUBLIC SVC ENTERPRISE GROUP	13,905	$446K	0.2%	$21.68	-0.8%	COM	744573106
PEP	PEPSICO INC	5,268	$437K	0.2%	$57.75	0.0%	COM	713448108
CRAI	CRA INTL INC	21,925	$434K	0.2%	$16.89	-2.2%	COM	12618T105
IWD	ISHARES	4,243	$400K	0.2%	$86.33	—	RUS 1000 VAL ETF	464287598
—	GOOGLE INC	347	$389K	0.1%	$930.71	—	CL A	38259P508
VOO	VANGUARD INDEX FDS	2,282	$386K	0.1%	$169.15	—	S&P 500 ETF SHS	922908363
ORCL	ORACLE CORP	9,782	$374K	0.1%	$28.79	0.0%	COM	68389X105
MMM	3M CO	2,631	$369K	0.1%	$65.98	+10.1%	COM	88579Y101
IWM	ISHARES	3,149	$363K	0.1%	$115.27	—	RUSSELL 2000 ETF	464287655
COP	CONOCOPHILLIPS	5,047	$357K	0.1%	$44.54	+8.7%	COM	20825C104
MRK	MERCK & CO INC NEW	7,097	$355K	0.1%	$30.23	+3.5%	COM	58933Y105
PG	PROCTER & GAMBLE CO	4,221	$344K	0.1%	$55.73	+4.1%	COM	742718109
ABT	ABBOTT LABS	8,663	$332K	0.1%	$29.23	0.0%	COM	002824100
FDX	FEDEX CORP	2,300	$331K	0.1%	$112.11	0.0%	COM	31428X106
MSFT	MICROSOFT CORP	8,723	$326K	0.1%	$30.02	0.0%	COM	594918104
WMT	WAL-MART STORES INC	4,087	$322K	0.1%	$20.35	0.0%	COM	931142103
KO	COCA COLA CO	7,639	$316K	0.1%	$27.78	-3.0%	COM	191216100
RWO	SPDR INDEX SHS FDS	7,334	$305K	0.1%	$41.59	—	DJ GLB RL ES ETF	78463X749
KMB	KIMBERLY CLARK CORP	2,902	$303K	0.1%	$66.36	0.0%	COM	494368103
AGG	ISHARES	2,777	$296K	0.1%	$106.59	—	CORE TOTUSBD ETF	464287226
VSS	VANGUARD INTL EQUITY INDEX F	2,786	$287K	0.1%	$89.92	—	FTSE SMCAP ETF	922042718
HSY	HERSHEY CO	2,953	$287K	0.1%	$65.76	+9.8%	COM	427866108
VTI	VANGUARD INDEX FDS	2,901	$278K	0.1%	$82.69	—	TOTAL STK MKT	922908769
BND	VANGUARD BD INDEX FD INC	3,419	$274K	0.1%	$80.14	—	TOTAL BND MRKT	921937835
PFE	PFIZER INC	8,760	$268K	0.1%	$16.60	+6.1%	COM	717081103
—	UNITED TECHNOLOGIES CORP	2,279	$259K	0.1%	$113.65	—	COM	913017109
C	CITIGROUP INC	4,848	$253K	0.1%	$37.66	0.0%	COM NEW	172967424
INTC	INTEL CORP	9,708	$252K	0.1%	$17.92	0.0%	COM	458140100
EFV	ISHARES	4,325	$247K	0.1%	$48.39	—	EAFE VALUE ETF	464288877
GAP	GAP INC DEL	6,125	$239K	0.1%	$26.06	0.0%	COM	364760108
—	EXPRESS SCRIPTS HLDG CO	3,306	$232K	0.1%	$70.18	—	COM	30219G108
PPG	PPG INDS INC	1,171	$222K	0.1%	$73.04	0.0%	COM	693506107
BAC	BANK OF AMERICA CORPORATION	10,334	$161K	0.1%	$11.68	0.0%	COM	060505104
—	STEWARDSHIP FINL CORP	20,702	$100K	0.0%	$5.31	—	COM	860326107
—	IDENIX PHARMACEUTICALS INC	10,000	$60,000	0.0%	$5.20	—	COM	45166R204
—	SIRIUS XM HLDGS INC	11,300	$39,000	0.0%	$3.45	—	COM	82968B103