Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
IGSB	Blackrock	341,272	$35.93M	4.2%	$105.53	—	ETF	464288646
IJR	Blackrock	357,711	$35.7M	4.1%	$87.06	—	ETF	464287804
STPZ	PIMCO	648,423	$34.39M	4.0%	$54.23	—	ETF	72201R205
SDY	SPDRS	478,675	$33M	3.8%	$65.99	—	ETF	78464A763
IJH	Blackrock	236,408	$29.35M	3.4%	$115.07	—	ETF	464287507
IGM	Blackrock	333,033	$26.57M	3.1%	$72.62	—	ETF	464287549
—	Apple	55,219	$26.32M	3.0%	$444.08	—	Common	37833100
SJNK	SPDRS	849,029	$25.93M	3.0%	$30.87	—	ETF	78468R408
EEM	Blackrock	626,458	$25.53M	3.0%	$42.77	—	ETF	464287234
FLOT	Blackrock	502,900	$25.49M	2.9%	$50.68	—	ETF	46429B655
SCHB	Schwab	612,903	$25.18M	2.9%	$38.97	—	ETF	808524102
EMIF	Blackrock	632,956	$21.03M	2.4%	$35.62	—	ETF	464288216
CVX	Chevron	161,420	$19.61M	2.3%	$68.17	+7.2%	Common	166764100
TIP	Blackrock	165,377	$18.62M	2.2%	$121.27	—	ETF	464287176
MA	Mastercard	27,422	$18.45M	2.1%	$48.29	+20.7%	Common	57636Q104
VTV	Vanguard	261,083	$18.22M	2.1%	$65.65	—	ETF	922908744
—	Guggenheim	254,105	$17.73M	2.1%	$61.28	—	ETF	78355W817
DIS	Disney (Walt)	273,482	$17.64M	2.0%	$48.38	+17.7%	Common	254687106
—	A F L A C	281,505	$17.45M	2.0%	$52.02	—	Common	1055102
EWG	Blackrock	601,409	$16.73M	1.9%	$24.76	—	ETF	464286806
—	Berkshire Hathaway Cl B	143,467	$16.28M	1.9%	$104.20	—	Common	84670702
—	General Electric	676,576	$16.16M	1.9%	$23.12	—	Common	369604103
JNJ	Johnson & Johnson	182,281	$15.8M	1.8%	$52.80	+20.3%	Common	478160104
IDU	Blackrock	166,224	$15.61M	1.8%	$97.10	—	ETF	464287697
COST	Costco	134,188	$15.45M	1.8%	$80.79	+13.4%	Common	22160K105
XOM	Exxon Mobil	173,935	$14.96M	1.7%	$52.97	+2.2%	Common	30231G102
—	Blackrock	1,103,309	$14.73M	1.7%	$13.94	—	ETF	464286673
MXI	Blackrock	245,698	$14.71M	1.7%	$59.45	—	ETF	464288695
SUB	Blackrock	136,819	$14.53M	1.7%	$106.31	—	ETF	464288158
EDIV	SPDRS	358,067	$14.44M	1.7%	$38.85	—	ETF	78463X533
NSRGY	Nestle	204,363	$14.22M	1.6%	$72.47	—	Common	641069406
MCD	Mc Donalds	147,578	$14.2M	1.6%	$67.64	+4.3%	Common	580135101
ORCL	Oracle	426,763	$14.15M	1.6%	$28.73	-5.8%	Common	68389X105
SYK	Stryker Corp	206,558	$13.96M	1.6%	$54.00	+10.1%	Common	863667101
QCOM	Qualcomm	206,995	$13.93M	1.6%	$46.05	+1.1%	Common	747525103
ABBV	Abbvie	310,465	$13.89M	1.6%	$23.84	+13.9%	Common	00287Y109
—	Baxter International	198,491	$13.04M	1.5%	$72.50	—	Common	71813109
VV	Vanguard	162,783	$12.59M	1.5%	$71.74	—	ETF	922908637
C	Citigroup	228,195	$11.07M	1.3%	$32.34	+16.3%	Common	172967424
EEMA	Blackrock	137,936	$7.55M	0.9%	$51.45	—	ETF	464286426
—	Abbott Laboratories	219,266	$7.277M	0.8%	$35.30	—	Common	2824100
ADDYY	Adidas Ag Adr	131,658	$7.135M	0.8%	$52.14	—	Common	00687A107
—	Nuance	348,992	$6.519M	0.8%	$20.16	—	Common	67020Y100
ECNS	Blackrock	188,600	$6.203M	0.7%	$34.96	—	ETF	46429B200
SCHO	Schwab	122,246	$6.177M	0.7%	$50.53	—	ETF	808524862
IVV	Blackrock	35,868	$6.058M	0.7%	$157.34	—	ETF	464287200
IXP	Blackrock	77,650	$4.983M	0.6%	$59.93	—	ETF	464287275
SHV	Blackrock	42,784	$4.717M	0.5%	$110.23	—	ETF	464288679
AGG	Blackrock	43,190	$4.629M	0.5%	$110.72	—	ETF	464287226
—	Novo-Nordisk	27,342	$4.626M	0.5%	$161.66	—	Common	K7314N152
—	Powershares	99,526	$3.888M	0.4%	$34.03	—	ETF	73935X286
EFA	Blackrock	42,253	$2.695M	0.3%	$59.10	—	ETF	464287465
—	Biotime	594,645	$2.259M	0.3%	$3.82	—	Common	09066L105
VHT	Vanguard	23,033	$2.145M	0.2%	$82.92	—	ETF	92204A504
IYJ	Blackrock	22,179	$2.007M	0.2%	$81.66	—	ETF	464287754
BWZ	SPDRS	46,122	$1.662M	0.2%	$35.33	—	ETF	78464A334
KXI	Blackrock	19,930	$1.642M	0.2%	$82.50	—	ETF	464288737
IXC	Blackrock	39,801	$1.632M	0.2%	$39.91	—	ETF	464287341
HYG	Blackrock	14,956	$1.369M	0.2%	$94.30	—	ETF	464288513
—	1/100 Berkshire Htwy Cla	800	$1.363M	0.2%	$1562.22	—	Common	84990175
—	Powershares	55,243	$1.363M	0.2%	$25.10	—	ETF	73936Q769
IBM	Intl Business Machines	5,790	$1.072M	0.1%	$117.98	-5.4%	Common	459200101
SHY	Blackrock	9,273	$783K	0.1%	$84.37	—	ETF	464287457
IJJ	Blackrock	7,061	$762K	0.1%	$100.80	—	ETF	464287705
T	AT&T	22,027	$744K	0.1%	$10.81	+1.4%	Common	00206R102
GLD	SPDRS	5,386	$690K	0.1%	$154.47	—	ETF	78463V107
SCHW	The Charles Schwab	32,190	$680K	0.1%	$14.23	+32.0%	Common	808513105
SCHX	Schwab	16,673	$670K	0.1%	$40.18	—	ETF	808524201
IJS	Blackrock	5,574	$569K	0.1%	$89.76	—	ETF	464287879
IGIB	Blackrock	5,110	$551K	0.1%	$111.08	—	ETF	464288638
PG	Procter & Gamble	6,529	$493K	0.1%	$52.01	+8.1%	Common	742718109
—	Xilinx	10,515	$492K	0.1%	$38.14	—	Common	983919101
DVY	Blackrock	7,072	$469K	0.1%	$63.29	—	ETF	464287168
—	Google Inc Class A	493	$431K	0.0%	$793.74	—	Common	38259P508
INTC	Intel	18,758	$429K	0.0%	$15.32	+10.3%	Common	458140100
SCHA	Schwab	8,704	$419K	0.0%	$42.86	—	ETF	808524607
CSX	C S X	14,916	$383K	0.0%	$6.03	+13.8%	Common	126408103
SCHE	Schwab	15,175	$373K	0.0%	$25.53	—	ETF	808524706
UNP	Union Pacific	2,400	$372K	0.0%	$50.94	+18.0%	Common	907818108
IYY	Blackrock	4,059	$345K	0.0%	$78.90	—	ETF	464287846
SPY	SPDRS	2,031	$341K	0.0%	$167.90	—	ETF	78462F103
UBFO	United Sec Bancshares	79,499	$336K	0.0%	$2.11	+16.9%	Common	911460103
—	Vodafone	9,554	$336K	0.0%	$28.40	—	Common	92857W209
SCHG	Schwab	7,668	$315K	0.0%	$37.21	—	ETF	808524300
IWM	Blackrock	2,436	$259K	0.0%	$106.32	—	ETF	464287655
—	Hewlett-Packard	12,290	$257K	0.0%	$23.81	—	Common	428236103
BND	Vanguard	2,888	$233K	0.0%	$80.68	—	ETF	921937835
KMB	Kimberly-Clark	2,410	$227K	0.0%	$56.96	+7.2%	Common	494368103
DTE	D T E Energy	3,426	$226K	0.0%	$35.28	+7.9%	Common	233331107
MINT	PIMCO	2,228	$225K	0.0%	$101.44	—	ETF	72201R833
SCHF	Schwab	7,288	$221K	0.0%	$27.74	—	ETF	808524805
—	PowerShares	2,649	$208K	0.0%	$78.52	—	ETF	73935A104
CSCO	Cisco Systems	8,752	$205K	0.0%	$14.11	+20.0%	Common	17275R102
—	Blackrock	12,233	$157K	0.0%	$15.47	—	ETF	464285105
LBAS	Location Based Tech	114,100	$13,000	0.0%	$0.20	-33.6%	Common	539573105
—	Baraka Petroleum	25,000	$1,000	0.0%	$0.04	—	Common	Q12957108
—	Ttc Technology	10,000	$1,000	0.0%	$0.10	—	Common	87304R100