Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHB	Schwab	910,038	$40.96M	4.3%	$40.94	—	ETF	808524102
IJR	BlackRock	346,932	$37.86M	4.0%	$87.06	—	ETF	464287804
IGSB	BlackRock	353,300	$37.26M	3.9%	$105.53	—	ETF	464288646
STPZ	PIMCO	667,963	$35.33M	3.7%	$54.19	—	ETF	72201R205
SDY	SPDRS	482,008	$35M	3.7%	$65.99	—	ETF	78464A763
—	Apple Computer	55,845	$31.33M	3.3%	$445.39	—	Common	37833100
IJH	BlackRock	233,053	$31.18M	3.3%	$115.07	—	ETF	464287507
IGM	BlackRock	326,095	$29.21M	3.1%	$72.62	—	ETF	464287549
FLOT	BlackRock	545,311	$27.66M	2.9%	$50.68	—	ETF	46429B655
SJNK	SPDRS	857,106	$26.44M	2.8%	$30.87	—	ETF	78468R408
EEM	BlackRock	606,390	$25.34M	2.7%	$42.77	—	ETF	464287234
VTV	Vanguard	295,958	$22.61M	2.4%	$66.92	—	ETF	922908744
MA	Mastercard	26,743	$22.34M	2.3%	$48.29	+43.0%	Common	57636Q104
EMIF	BlackRock	622,460	$21.25M	2.2%	$35.62	—	ETF	464288216
DIS	Disney (Walt)	271,247	$20.72M	2.2%	$48.38	+27.5%	Common	254687106
CVX	Chevron	161,106	$20.12M	2.1%	$68.17	+6.3%	Common	166764100
—	Guggenheim	254,994	$19.65M	2.1%	$61.28	—	ETF	78355W817
EWG	BlackRock	609,929	$19.37M	2.0%	$24.86	—	ETF	464286806
—	General Electric	673,976	$18.89M	2.0%	$23.12	—	Common	369604103
—	A F L A C	274,621	$18.34M	1.9%	$52.02	—	Common	1055102
XOM	Exxon Mobil	176,033	$17.82M	1.9%	$53.01	+5.5%	Common	30231G102
TIP	BlackRock	154,951	$17.03M	1.8%	$121.27	—	ETF	464287176
JNJ	Johnson & Johnson	183,871	$16.84M	1.8%	$52.80	+24.5%	Common	478160104
IDU	BlackRock	175,254	$16.79M	1.8%	$97.03	—	ETF	464287697
—	Berkshire Hathaway Cl B	140,806	$16.69M	1.8%	$104.20	—	Common	84670702
ABBV	Abbvie	314,608	$16.61M	1.7%	$23.93	+27.0%	Common	00287Y109
ORCL	Oracle Systems	431,466	$16.51M	1.7%	$28.73	+0.2%	Common	68389X105
COST	Costco	136,635	$16.26M	1.7%	$81.05	+17.4%	Common	22160K105
SYK	Stryker	212,316	$15.95M	1.7%	$54.24	+16.3%	Common	863667101
MXI	BlackRock	246,335	$15.35M	1.6%	$59.45	—	ETF	464288695
QCOM	Qualcomm	205,959	$15.29M	1.6%	$46.05	+9.3%	Common	747525103
SUB	BlackRock	143,435	$15.24M	1.6%	$106.30	—	ETF	464288158
NSRGY	Nestle SA ADR	207,341	$15.22M	1.6%	$72.48	—	Common	641069406
—	BlackRock	1,139,097	$15M	1.6%	$13.92	—	ETF	464286673
MCD	Mc Donalds	150,427	$14.6M	1.5%	$67.69	+3.4%	Common	580135101
—	Baxter International	204,399	$14.22M	1.5%	$72.42	—	Common	71813109
SCHO	Schwab	265,027	$13.4M	1.4%	$50.54	—	ETF	808524862
EDIV	SPDRS	324,472	$12.67M	1.3%	$38.85	—	ETF	78463X533
VV	Vanguard	143,896	$12.2M	1.3%	$71.74	—	ETF	922908637
C	Citigroup	225,268	$11.74M	1.2%	$32.34	+16.5%	Common	172967424
ADDYY	Adidas Ag Adr	133,701	$8.534M	0.9%	$52.32	—	Common	00687A107
—	Abbott Laboratories	221,059	$8.473M	0.9%	$35.30	—	Common	2824100
EEMA	BlackRock	136,619	$7.801M	0.8%	$51.45	—	ETF	464286426
IXP	BlackRock	87,984	$6.01M	0.6%	$60.91	—	ETF	464287275
SCHX	Schwab	134,479	$5.928M	0.6%	$43.60	—	ETF	808524201
—	Novo-Nordisk A-S Adr	27,552	$5.091M	0.5%	$161.66	—	Common	K7314N152
ECNS	BlackRock	148,592	$4.696M	0.5%	$34.96	—	ETF	46429B200
IVV	BlackRock	25,211	$4.68M	0.5%	$157.34	—	ETF	464287200
—	Powershares	94,222	$4.059M	0.4%	$34.03	—	ETF	73935X286
SHV	BlackRock	36,193	$3.99M	0.4%	$110.23	—	ETF	464288679
—	Nuance Communications	247,097	$3.756M	0.4%	$20.16	—	Common	67020Y100
EFA	BlackRock	43,208	$2.899M	0.3%	$59.28	—	ETF	464287465
AGG	BlackRock	24,926	$2.653M	0.3%	$110.72	—	ETF	464287226
VHT	Vanguard	24,111	$2.438M	0.3%	$83.73	—	ETF	92204A504
BWZ	SPDRS	65,550	$2.348M	0.2%	$35.48	—	ETF	78464A334
IYJ	BlackRock	21,744	$2.204M	0.2%	$81.66	—	ETF	464287754
—	Biotime Inc	594,645	$2.141M	0.2%	$3.82	—	Common	09066L105
SPY	SPDRS	10,320	$1.906M	0.2%	$181.39	—	ETF	78462F103
MINT	PIMCO	18,522	$1.877M	0.2%	$101.35	—	ETF	72201R833
IXC	BlackRock	40,076	$1.732M	0.2%	$39.91	—	ETF	464287341
KXI	BlackRock	20,039	$1.727M	0.2%	$82.50	—	ETF	464288737
—	Powershares	55,527	$1.382M	0.1%	$25.10	—	ETF	73936Q769
—	1/100 Berkshire Htwy Cla	700	$1.245M	0.1%	$1562.22	—	Common	84990175
BOND	PIMCO	11,589	$1.214M	0.1%	$104.75	—	ETF	72201R775
IBM	Intl Business Machines	5,905	$1.108M	0.1%	$117.75	-9.6%	Common	459200101
SHY	BlackRock	10,291	$868K	0.1%	$84.37	—	ETF	464287457
IEMG	BlackRock	16,961	$845K	0.1%	$49.82	—	ETF	46434G103
T	AT&T	23,164	$814K	0.1%	$10.83	+3.2%	Common	00206R102
OEF	BlackRock	9,370	$772K	0.1%	$82.39	—	ETF	464287101
SCHW	The Charles Schwab Corp	28,609	$744K	0.1%	$14.23	+45.2%	Common	808513105
IJJ	BlackRock	6,326	$735K	0.1%	$100.80	—	ETF	464287705
PG	Procter & Gamble	8,175	$666K	0.1%	$53.22	+9.0%	Common	742718109
IJS	BlackRock	5,466	$608K	0.1%	$89.76	—	ETF	464287879
IGIB	BlackRock	5,181	$559K	0.1%	$111.03	—	ETF	464288638
INTC	Intel	21,317	$553K	0.1%	$15.64	+14.6%	Common	458140100
WFC	Wells Fargo & Co New	12,029	$546K	0.1%	$30.76	0.0%	Common	949746101
—	Google Inc Class A	478	$536K	0.1%	$793.74	—	Common	38259P508
UNP	Union Pacific	3,135	$527K	0.1%	$53.19	+13.8%	Common	907818108
CSX	C S X Corp	17,916	$515K	0.1%	$6.26	+17.8%	Common	126408103
DVY	BlackRock	7,134	$509K	0.1%	$63.29	—	ETF	464287168
HYG	BlackRock	5,255	$488K	0.1%	$94.30	—	ETF	464288513
—	Xilinx	9,865	$453K	0.0%	$38.14	—	Common	983919101
SCHA	Schwab	8,492	$446K	0.0%	$42.86	—	ETF	808524607
CSCO	Cisco Systems	17,910	$402K	0.0%	$14.67	+3.6%	Common	17275R102
UBFO	United Sec Bancshares	80,293	$395K	0.0%	$2.11	+33.3%	Common	911460103
KMB	Kimberly-Clark	3,651	$381K	0.0%	$60.15	+10.3%	Common	494368103
SCHE	Schwab	15,367	$378K	0.0%	$25.52	—	ETF	808524706
—	Hewlett-Packard	13,020	$364K	0.0%	$24.05	—	Common	428236103
IYY	BlackRock	3,821	$357K	0.0%	$78.90	—	ETF	464287846
SCHG	Schwab	7,673	$347K	0.0%	$37.21	—	ETF	808524300
LMT	Lockheed Martin	1,916	$285K	0.0%	$97.17	0.0%	Common	539830109
PFE	Pfizer	8,737	$268K	0.0%	$17.62	0.0%	Common	717081103
IWM	BlackRock	2,273	$262K	0.0%	$106.32	—	ETF	464287655
HDV	BlackRock	3,607	$253K	0.0%	$70.14	—	ETF	46429B663
SCHF	Schwab	7,932	$250K	0.0%	$28.05	—	ETF	808524805
—	Vodafone Airtouch ADR	6,253	$246K	0.0%	$28.40	—	Common	92857W209
IDV	BlackRock	5,845	$222K	0.0%	$37.98	—	ETF	464288448
DON	Wisdomtree	2,910	$217K	0.0%	$74.57	—	ETF	97717W505
SUSA	BlackRock	2,800	$215K	0.0%	$76.79	—	ETF	464288802
VZ	Verizon Communications	4,197	$206K	0.0%	$26.61	0.0%	Common	92343V104
VUG	Vanguard	2,211	$206K	0.0%	$93.17	—	ETF	922908736
—	Triquint Semiconductor	24,165	$202K	0.0%	$8.36	—	Common	89674K103
—	Bank of America	11,056	$172K	0.0%	$15.56	—	Common	60505104
—	Central Fd Cda Ltd Cla	10,297	$136K	0.0%	$13.21	—	Common	153501101
WLDN	Willdan Group	23,638	$126K	0.0%	$3.94	0.0%	Common	96924N100
LBAS	Location Based Tech	114,100	$12,000	0.0%	$0.20	-55.0%	Common	539573105
—	Ttc Technology	10,000	$0	0.0%	$0.10	—	Common	87304R100
—	Baraka Petroleum	25,000	$0	0.0%	$0.04	—	Common	Q12957108