Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SPY	SPDR S&P 500	160,845	$68.85M	13.4%	$181.14	—	COM	78462F103
MDY	SPDR S&P Mid Cap 400	88,404	$43.41M	8.4%	$233.60	—	COM	78467Y107
EFA	iShares MSCI EAFE Index	281,126	$22.18M	4.3%	$60.55	—	COM	464287465
IJH	iShares Mid Cap S&P 400	71,706	$19.27M	3.7%	$187.10	—	COM	464287507
VWO	Vanguard Emerging Markets	349,493	$18.98M	3.7%	$39.19	—	COM	922042858
VTI	Vanguard Total US Market	71,537	$15.94M	3.1%	$82.67	—	COM	922908769
IWM	iShares Russell 2000	63,243	$14.51M	2.8%	$114.46	—	COM	464287655
EEM	iShares MSCI Emerging Markets	251,048	$13.85M	2.7%	$39.12	—	COM	464287234
—	iShares 0-5 Year TIPS Bond ETF	122,687	$13.04M	2.5%	$101.76	—	COM	46429b747
VTIP	Vanguard Short-Term TIPS Bond	247,024	$12.95M	2.5%	$49.79	—	COM	922020805
MSFT	Microsoft	42,945	$11.63M	2.3%	$43.28	+465.5%	COM	594918104
VSS	Vanguard FTSE All World ex-US	72,026	$9.828M	1.9%	$104.10	—	COM	922042718
—	iShares Core MSCI EAFE	111,980	$8.383M	1.6%	$64.72	—	COM	46432f842
FLOT	iShares Floating Rate Bond ETF	163,215	$8.295M	1.6%	$50.76	—	COM	46429B655
FLRN	SPDR Investment Grade Floating	268,335	$8.224M	1.6%	$30.62	—	COM	78468R200
AAPL	Apple Inc	59,134	$8.099M	1.6%	$87.62	+44.3%	COM	037833100
MBB	iShares MBS ETF	72,969	$7.897M	1.5%	$109.04	—	COM	464288588
GNMA	iShares GNMA Bond ETF	156,945	$7.847M	1.5%	$50.52	—	COM	46429B333
QLTA	iShares AAA-A Rated Corporate	133,683	$7.6M	1.5%	$56.83	—	COM	46429B291
IVV	iShares Core S&P 500	14,889	$6.401M	1.2%	$356.96	—	COM	464287200
TXN	Texas Instruments	33,075	$6.36M	1.2%	$34.59	+374.7%	COM	882508104
VEA	Vanguard FTSE Developed Market	122,801	$6.327M	1.2%	$38.32	—	COM	921943858
VGSH	Vanguard Short-Term Treasury E	97,247	$5.974M	1.2%	$61.47	—	COM	92206C102
ROK	Rockwell Automation Inc	19,916	$5.696M	1.1%	$94.58	+163.4%	COM	773903109
NSC	Norfolk Southern	20,860	$5.536M	1.1%	$63.53	+294.0%	COM	655844108
DEO	Diageo PLC	27,854	$5.339M	1.0%	$121.69	—	COM	25243Q205
—	SPDR Portfolio Short Term Trea	172,485	$5.285M	1.0%	$30.65	—	COM	78468r101
IEMG	iShares Core MSCI Emerging Mar	74,996	$5.024M	1.0%	$54.27	—	COM	46434G103
ABBNY	ABB Ltd	145,521	$4.946M	1.0%	$20.33	—	COM	000375204
FDX	FedEx Corp.	16,153	$4.819M	0.9%	$105.04	+157.3%	COM	31428X106
VEU	Vanguard All World ex-US	75,021	$4.756M	0.9%	$44.50	—	COM	922042775
CHD	Church & Dwight	53,557	$4.564M	0.9%	$38.31	+113.7%	COM	171340102
—	Unilever PLC	77,209	$4.517M	0.9%	$60.00	—	COM	904767704
AMGN	Amgen Inc	17,998	$4.387M	0.9%	$98.22	+116.3%	COM	031162100
IBM	IBM	29,902	$4.383M	0.9%	$102.85	+10.3%	COM	459200101
INTC	Intel	73,709	$4.138M	0.8%	$37.39	+43.3%	COM	458140100
USB	US Bancorp	70,493	$4.016M	0.8%	$24.02	+98.7%	COM	902973304
HSY	Hershey Foods Corp	22,773	$3.967M	0.8%	$74.01	+103.6%	COM	427866108
HAS	Hasbro Corp	41,428	$3.916M	0.8%	$40.36	+97.3%	COM	418056107
AGZ	iShares Agency Bond ETF	28,686	$3.396M	0.7%	$118.46	—	COM	464288166
BK	Bank of New York Mellon	65,647	$3.363M	0.7%	$26.26	+67.0%	COM	064058100
BDX	Becton Dickinson Co.	13,649	$3.319M	0.6%	$125.37	+77.2%	COM	075887109
CHKP	Check Point Software (ISR)	28,016	$3.253M	0.6%	$85.94	+37.3%	COM	M22465104
—	Alibaba Holdings Ltd	14,010	$3.177M	0.6%	$179.92	—	COM	01609w102
DGS	WisdomTree Emerging Markets Sm	53,506	$2.915M	0.6%	$45.99	—	COM	97717W281
—	Xylem Inc	24,106	$2.892M	0.6%	$60.00	—	COM	98419m100
CSCO	Cisco Systems	52,359	$2.775M	0.5%	$36.83	+24.5%	COM	17275R102
ABNB	Airbnb Inc.	17,125	$2.623M	0.5%	$156.89	0.0%	COM	009066101
MKC	McCormick Inc	28,966	$2.558M	0.5%	$64.24	+25.6%	COM	579780206
FMX	FEMSA	24,950	$2.109M	0.4%	$80.11	—	COM	344419106
JNJ	Johnson & Johnson	12,022	$1.98M	0.4%	$85.17	+70.1%	COM	478160104
IDXX	Idexx Labs	3,024	$1.91M	0.4%	$145.48	+279.6%	COM	45168D104
SUB	iShares Short-Term National Mu	17,550	$1.892M	0.4%	$106.73	—	COM	464288158
PG	Procter & Gamble	12,822	$1.73M	0.3%	$63.77	+89.3%	COM	742718109
MCD	McDonald's	7,158	$1.653M	0.3%	$81.21	+157.7%	COM	580135101
VO	Vanguard CRSP Mid Cap	6,188	$1.469M	0.3%	$163.91	—	COM	922908629
VOO	Vanguard S&P 500	3,664	$1.442M	0.3%	$292.73	—	COM	922908363
CB	Chubb Ltd	9,029	$1.435M	0.3%	$102.96	+50.8%	COM	H1467J104
MMM	3M Company	7,207	$1.432M	0.3%	$67.37	+108.4%	COM	88579Y101
AMZN	Amazon.com	414	$1.424M	0.3%	$49.76	+234.0%	COM	023135106
—	WisdomTree India Fund	41,626	$1.409M	0.3%	$24.60	—	COM	97717w422
DVY	iShares Select Dividend	11,855	$1.383M	0.3%	$66.81	—	COM	464287168
—	Royal Dutch Shell B ADR	34,580	$1.343M	0.3%	$43.38	—	COM	780259107
HON	Honeywell International	5,847	$1.283M	0.2%	$79.44	+141.9%	COM	438516106
BRK/B	Berkshire Hathaway Cl B	4,353	$1.21M	0.2%	$196.19	+42.4%	COM	084670702
—	Merck & Co	15,103	$1.175M	0.2%	$49.45	—	COM	58933y105
SNN	Smith & Nephew (UK) ADR	25,010	$1.086M	0.2%	$44.28	—	COM	83175M205
BX	Blackstone Group Inc.	9,875	$959K	0.2%	$54.47	+40.0%	COM	09260D107
—	Royal Dutch Shell A ADR	21,750	$879K	0.2%	$56.46	—	COM	780259206
JPM	JP Morgan Chase & Co.	5,510	$857K	0.2%	$54.67	+155.6%	COM	46625H100
BRK/A	Berkshire Hathaway Cl A	2	$837K	0.2%	$309925.88	+35.6%	COM	084670108
SHW	Sherwin Williams	3,033	$826K	0.2%	$193.12	+36.2%	COM	824348106
ABT	Abbott Labs	7,121	$826K	0.2%	$94.98	+12.9%	COM	002824100
XOM	Exxon Mobil Corp	12,052	$760K	0.1%	$53.33	-6.2%	COM	30231G102
—	Alphabet Inc Class A	293	$715K	0.1%	$888.98	—	COM	02079k305
MELI	MercadoLibre Inc.	436	$679K	0.1%	$1465.48	+0.2%	COM	58733R102
FITB	Fifth Third Bancorp	17,568	$672K	0.1%	$12.01	+178.8%	COM	316773100
DIS	Walt Disney Company	3,754	$660K	0.1%	$138.97	+26.4%	COM	254687106
—	Apollo Global Mgmt Cl A	10,400	$647K	0.1%	$47.82	—	COM	03768E105
IWC	iShares Russell Microcap	4,235	$646K	0.1%	$61.70	—	COM	464288869
DOV	Dover Corp	4,250	$640K	0.1%	$109.25	+27.3%	COM	260003108
GIS	General Mills	10,464	$638K	0.1%	$35.15	+50.5%	COM	370334104
SUSA	iShares MSCI USA ESG Select ET	6,550	$626K	0.1%	$74.95	—	COM	464288802
TSM	TSMC	4,906	$590K	0.1%	$57.07	—	COM	874039100
—	Enstar Group Ltd	2,450	$585K	0.1%	$182.06	—	COM	G3075P101
VTWV	Vanguard Russell 2000 Value	3,979	$578K	0.1%	$87.21	—	COM	92206C649
COLD	Americold Realty Trust	14,975	$567K	0.1%	$36.90	—	COM	03064D108
CI	Cigna	2,369	$562K	0.1%	$190.77	+20.4%	COM	125523100
—	Alphabet Inc Class C	220	$551K	0.1%	$976.93	—	COM	02079k107
—	Laboratory Corp of America	1,929	$532K	0.1%	$224.75	—	COM	50540r409
PFE	Pfizer	13,264	$519K	0.1%	$19.79	+56.6%	COM	717081103
VGIT	Vanguard Intermediate-Term Tre	7,600	$515K	0.1%	$67.76	—	COM	92206C706
MKL	Markel Corp	425	$504K	0.1%	$1072.07	+11.8%	COM	570535104
—	SPDR Portfolio Intermediate Tr	15,575	$504K	0.1%	$32.36	—	COM	78464a672
MAN	Manpower	4,180	$497K	0.1%	$55.02	+114.5%	COM	56418H100
—	China Life Insurance Co.	48,642	$484K	0.1%	$19.95	—	COM	16939P106
EMR	Emerson Electric	4,795	$461K	0.1%	$43.23	+97.8%	COM	291011104
JUST	Goldman Sachs JUST US Large Ca	7,350	$459K	0.1%	$42.59	—	COM	381430396
WAT	Waters Corp	1,318	$456K	0.1%	$316.51	0.0%	COM	941848103
—	Westrock Co	8,544	$455K	0.1%	$51.48	—	COM	96145d105
HD	Home Depot	1,424	$454K	0.1%	$192.12	+47.7%	COM	437076102
OEF	iShares S&P 100 Index	2,263	$444K	0.1%	$86.59	—	COM	464287101
BMY	Bristol Myers Squibb Co	6,538	$437K	0.1%	$32.20	+67.4%	COM	110122108
ROP	Roper Industries	902	$424K	0.1%	$367.30	+17.0%	COM	776696106
IJR	iShares Small Cap S&P 600	3,722	$421K	0.1%	$68.27	—	COM	464287804
GE	General Electric	31,117	$419K	0.1%	$65.27	0.0%	COM	369604301
—	iShares ESG USA Mid/Small Cap	9,900	$400K	0.1%	$25.05	—	COM	46435u663
CL	Colgate	4,875	$397K	0.1%	$47.75	+53.8%	COM	194162103
—	SPDR Gold Shares	2,368	$392K	0.1%	$178.21	—	COM	78463v107
—	ATN International	8,485	$386K	0.1%	$52.84	—	COM	00215f107
CACC	Credit Acceptance Corp	844	$383K	0.1%	$378.64	+8.3%	COM	225310101
PEP	Pepsico	2,575	$382K	0.1%	$89.81	+40.5%	COM	713448108
ADM	ADM	5,954	$361K	0.1%	$23.37	+138.6%	COM	039483102
—	First Bancorp	12,025	$354K	0.1%	$19.09	—	COM	31866p102
—	Kellogg Co	5,430	$349K	0.1%	$40.29	+28.0%	COM	487836108
NKE	Nike Inc B	2,249	$347K	0.1%	$102.73	+22.3%	COM	654106103
SCHH	Schwab US REIT	7,539	$345K	0.1%	$35.42	—	COM	808524847
—	Fidelity National Info Service	2,404	$341K	0.1%	$42.79	—	COM	31620m106
TMO	Thermo Fisher Scientific	673	$340K	0.1%	$252.29	+84.7%	COM	883556102
VUG	Vanguard Large Cap Growth	1,170	$336K	0.1%	$163.41	—	COM	922908736
ACN	Accenture	1,117	$329K	0.1%	$142.78	+87.8%	COM	G1151C101
LLY	Eli Lilly	1,426	$327K	0.1%	$186.45	+2.9%	COM	532457108
ITW	Illinois Tool Works	1,439	$322K	0.1%	$205.01	0.0%	COM	452308109
PM	Philip Morris Int'l	3,242	$321K	0.1%	$48.36	+58.0%	COM	718172109
—	Linde PLC	1,079	$312K	0.1%	$289.16	—	COM	G5494J103
V	Visa Inc	1,328	$311K	0.1%	$161.23	+37.1%	COM	92826C839
VZ	Verizon Communications	5,550	$311K	0.1%	$32.26	+34.6%	COM	92343V104
QCOM	Qualcomm Inc.	2,124	$304K	0.1%	$95.15	+28.4%	COM	747525103
—	PayPal Holdings, Inc.	983	$287K	0.1%	$243.13	—	COM	70450y103
IVW	iShares S&P 500 Growth	3,924	$285K	0.1%	$99.77	—	COM	464287309
CVX	Chevron Corp	2,657	$278K	0.1%	$70.34	+23.8%	COM	166764100
CTAS	Cintas Corp	715	$273K	0.1%	$72.90	+16.5%	COM	172908105
—	Natura & Co.	11,925	$271K	0.1%	$19.96	—	COM	63884n108
ACWI	iShares MSCI All-Country World	2,681	$271K	0.1%	$101.08	—	COM	464288257
—	Nextera Energy Inc.	3,676	$269K	0.1%	$122.16	—	COM	65339f101
—	Mastercard Inc.	735	$268K	0.1%	$364.63	—	COM	57636q104
—	AbbVie Inc	2,381	$268K	0.1%	$98.19	—	COM	00287y109
—	iShares ESG MSCI Emerging Mark	5,850	$264K	0.1%	$42.05	—	COM	46434g863
—	iShares ESG MSCI EAFE Index	3,275	$259K	0.1%	$72.98	—	COM	46435g516
JPST	JP Morgan Ultra-Short Income	4,925	$250K	0.0%	$50.72	—	COM	46641Q837
ICSH	iShares Ultra Short Term Bond	4,950	$250K	0.0%	$50.51	—	COM	46434V878
VTV	Vanguard Large Cap Value	1,796	$247K	0.0%	$119.15	—	COM	922908744
IWO	iShares Russell 2000 Growth	759	$237K	0.0%	$286.45	—	COM	464287648
AMAT	Applied Materials	1,600	$228K	0.0%	$105.71	+21.9%	COM	038222105
HASI	Hannon Armstrong Sustainable I	4,050	$227K	0.0%	$28.78	+42.0%	COM	41068X100
—	Skyworks Solutions Inc	1,160	$222K	0.0%	$183.45	—	COM	83088m102
KO	Coca Cola Co	4,057	$220K	0.0%	$43.39	+9.0%	COM	191216100
IWP	iShares Russell Mid Cap Growth	1,898	$215K	0.0%	$113.28	—	COM	464287481
IWN	iShares Russell 2000 Value	1,251	$207K	0.0%	$165.47	—	COM	464287630
IJJ	iShares S&P Mid Cap 400 Value	1,934	$204K	0.0%	$105.48	—	COM	464287705
MINT	PIMCO Enhanced Shrt Mat Active	2,000	$204K	0.0%	$102.00	—	COM	72201R833
AXP	American Express Co	1,237	$204K	0.0%	$147.87	0.0%	COM	025816109