Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SPY	SPDR S&P 500	164,058	$65.02M	13.8%	$181.14	—	COM	78462F103
MDY	SPDR S&P Mid Cap 400	90,373	$43.02M	9.1%	$233.60	—	COM	78467Y107
EFA	iShares MSCI EAFE Index	286,103	$21.71M	4.6%	$60.55	—	COM	464287465
VWO	Vanguard Emerging Markets	344,942	$17.95M	3.8%	$38.99	—	COM	922042858
IJH	iShares Mid Cap S&P 400	67,598	$17.59M	3.7%	$182.14	—	COM	464287507
VTI	Vanguard Total US Market	72,730	$15.03M	3.2%	$82.67	—	COM	922908769
IWM	iShares Russell 2000	62,868	$13.89M	3.0%	$114.46	—	COM	464287655
EEM	iShares MSCI Emerging Markets	254,832	$13.59M	2.9%	$39.12	—	COM	464287234
—	iShares 0-5 Year TIPS Bond ETF	117,698	$12.44M	2.6%	$101.56	—	COM	46429b747
VTIP	Vanguard Short-Term TIPS Bond	236,504	$12.19M	2.6%	$49.67	—	COM	922020805
MSFT	Microsoft	42,264	$9.965M	2.1%	$40.03	+456.8%	COM	594918104
VSS	Vanguard FTSE All World ex-US	70,662	$9.071M	1.9%	$103.48	—	COM	922042718
—	iShares Core MSCI EAFE	98,574	$7.102M	1.5%	$63.35	—	COM	46432f842
FLRN	SPDR Investment Grade Floating	228,215	$6.993M	1.5%	$30.62	—	COM	78468R200
FLOT	iShares Floating Rate Bond ETF	137,470	$6.981M	1.5%	$50.75	—	COM	46429B655
AAPL	Apple Inc	55,558	$6.786M	1.4%	$85.12	+46.9%	COM	037833100
MBB	iShares MBS ETF	61,881	$6.709M	1.4%	$109.18	—	COM	464288588
GNMA	iShares GNMA Bond ETF	132,910	$6.684M	1.4%	$50.61	—	COM	46429B333
QLTA	iShares AAA-A Rated Corporate	113,678	$6.301M	1.3%	$56.82	—	COM	46429B291
TXN	Texas Instruments	32,867	$6.212M	1.3%	$34.59	+337.5%	COM	882508104
VEA	Vanguard FTSE Developed Market	123,301	$6.055M	1.3%	$38.32	—	COM	921943858
NSC	Norfolk Southern	21,403	$5.747M	1.2%	$63.53	+260.2%	COM	655844108
ROK	Rockwell Automation Inc	19,984	$5.305M	1.1%	$94.58	+148.1%	COM	773903109
IVV	iShares Core S&P 500	12,104	$4.815M	1.0%	$340.18	—	COM	464287200
FDX	FedEx Corp.	16,383	$4.653M	1.0%	$105.04	+122.9%	COM	31428X106
CHD	Church & Dwight	53,215	$4.648M	1.0%	$38.31	+105.6%	COM	171340102
VEU	Vanguard All World ex-US	75,871	$4.604M	1.0%	$44.50	—	COM	922042775
INTC	Intel	71,359	$4.567M	1.0%	$36.86	+46.8%	COM	458140100
DEO	Diageo PLC	27,763	$4.559M	1.0%	$121.69	—	COM	25243Q205
ABBNY	ABB Ltd	144,521	$4.404M	0.9%	$20.33	—	COM	000375204
IEMG	iShares Core MSCI Emerging Mar	67,771	$4.362M	0.9%	$52.92	—	COM	46434G103
AMGN	Amgen Inc	17,330	$4.312M	0.9%	$93.82	+118.2%	COM	031162100
—	Unilever PLC	76,294	$4.259M	0.9%	$60.02	—	COM	904767704
HAS	Hasbro Corp	41,463	$3.985M	0.8%	$40.36	+93.6%	COM	418056107
IBM	IBM	29,717	$3.96M	0.8%	$102.85	-4.6%	COM	459200101
USB	US Bancorp	71,213	$3.939M	0.8%	$24.02	+67.8%	COM	902973304
HSY	Hershey Foods Corp	22,548	$3.566M	0.8%	$74.01	+81.2%	COM	427866108
BDX	Becton Dickinson Co.	13,490	$3.28M	0.7%	$124.23	+81.6%	COM	075887109
CHKP	Check Point Software (ISR)	27,506	$3.08M	0.7%	$85.35	+41.2%	COM	M22465104
BK	Bank of New York Mellon	64,812	$3.065M	0.7%	$26.04	+47.0%	COM	064058100
—	Alibaba Holdings Ltd	12,863	$2.916M	0.6%	$175.74	—	COM	01609w102
AGZ	iShares Agency Bond ETF	24,170	$2.846M	0.6%	$118.48	—	COM	464288166
VGSH	Vanguard Short-Term Treasury E	44,444	$2.734M	0.6%	$61.52	—	COM	92206C102
DGS	WisdomTree Emerging Markets Sm	52,071	$2.671M	0.6%	$45.76	—	COM	97717W281
CSCO	Cisco Systems	50,782	$2.626M	0.6%	$36.55	+11.1%	COM	17275R102
MKC	McCormick Inc	28,263	$2.52M	0.5%	$63.83	+25.7%	COM	579780206
—	Xylem Inc	23,816	$2.505M	0.5%	$59.27	—	COM	98419m100
—	SPDR Portfolio Short Term Trea	77,030	$2.362M	0.5%	$30.66	—	COM	78468r101
SUB	iShares Short-Term National Mu	17,550	$1.892M	0.4%	$106.73	—	COM	464288158
JNJ	Johnson & Johnson	11,299	$1.857M	0.4%	$81.35	+73.1%	COM	478160104
FMX	FEMSA	24,630	$1.855M	0.4%	$80.05	—	COM	344419106
PG	Procter & Gamble	12,499	$1.693M	0.4%	$62.30	+85.7%	COM	742718109
MCD	McDonald's	7,208	$1.616M	0.3%	$81.21	+135.5%	COM	580135101
AMZN	Amazon.com	508	$1.572M	0.3%	$49.76	+218.6%	COM	023135106
IDXX	Idexx Labs	3,159	$1.546M	0.3%	$145.48	+244.4%	COM	45168D104
CB	Chubb Ltd	9,089	$1.436M	0.3%	$102.96	+45.9%	COM	H1467J104
DVY	iShares Select Dividend	12,505	$1.427M	0.3%	$66.81	—	COM	464287168
MMM	3M Company	7,307	$1.408M	0.3%	$67.37	+85.7%	COM	88579Y101
—	WisdomTree India Fund	43,641	$1.376M	0.3%	$24.60	—	COM	97717w422
VO	Vanguard CRSP Mid Cap	6,188	$1.37M	0.3%	$163.91	—	COM	922908629
VOO	Vanguard S&P 500	3,656	$1.332M	0.3%	$292.73	—	COM	922908363
—	Royal Dutch Shell B ADR	35,455	$1.306M	0.3%	$43.38	—	COM	780259107
HON	Honeywell International	5,847	$1.269M	0.3%	$79.44	+122.4%	COM	438516106
—	Merck & Co	14,902	$1.149M	0.2%	$49.07	—	COM	58933y105
SNN	Smith & Nephew (UK) ADR	25,135	$953K	0.2%	$44.28	—	COM	83175M205
BRK/B	Berkshire Hathaway Cl B	3,633	$928K	0.2%	$179.69	+35.1%	COM	084670702
—	Royal Dutch Shell A ADR	22,050	$865K	0.2%	$56.46	—	COM	780259206
—	Alphabet Inc Class A	381	$786K	0.2%	$888.98	—	COM	02079k305
JPM	JP Morgan Chase & Co.	5,131	$781K	0.2%	$48.38	+163.0%	COM	46625H100
ABT	Abbott Labs	6,506	$780K	0.2%	$93.82	+15.8%	COM	002824100
SHW	Sherwin Williams	1,011	$746K	0.2%	$53.48	+326.5%	COM	824348106
DIS	Walt Disney Company	3,832	$707K	0.2%	$138.97	+29.6%	COM	254687106
TSM	TSMC	5,906	$699K	0.1%	$57.07	—	COM	874039100
XOM	Exxon Mobil Corp	12,136	$678K	0.1%	$53.33	-18.8%	COM	30231G102
FITB	Fifth Third Bancorp	17,568	$658K	0.1%	$12.01	+134.6%	COM	316773100
IWC	iShares Russell Microcap	4,395	$646K	0.1%	$61.70	—	COM	464288869
CI	Cigna	2,566	$620K	0.1%	$190.77	+7.0%	COM	125523100
GIS	General Mills	9,664	$593K	0.1%	$33.68	+45.3%	COM	370334104
SUSA	iShares MSCI USA ESG Select ET	6,550	$575K	0.1%	$74.95	—	COM	464288802
—	Alphabet Inc Class C	277	$573K	0.1%	$976.93	—	COM	02079k107
VTWV	Vanguard Russell 2000 Value	3,979	$556K	0.1%	$87.21	—	COM	92206C649
MELI	MercadoLibre Inc.	376	$554K	0.1%	$1465.06	+15.8%	COM	58733R102
—	China Life Insurance Co.	50,627	$527K	0.1%	$19.95	—	COM	16939P106
COLD	Americold Realty Trust	13,695	$527K	0.1%	$36.81	—	COM	03064D108
BX	Blackstone Group Inc.	6,775	$505K	0.1%	$44.51	+31.7%	COM	09260D107
PFE	Pfizer	13,539	$491K	0.1%	$19.79	+41.7%	COM	717081103
DOV	Dover Corp	3,400	$466K	0.1%	$101.80	+17.5%	COM	260003108
ADM	ADM	8,010	$457K	0.1%	$23.37	+105.2%	COM	039483102
—	Westrock Co	8,544	$445K	0.1%	$51.48	—	COM	96145d105
—	Enstar Group Ltd	1,800	$444K	0.1%	$161.58	—	COM	G3075P101
EMR	Emerson Electric	4,795	$433K	0.1%	$43.23	+80.0%	COM	291011104
MAN	Manpower	4,330	$428K	0.1%	$55.02	+73.9%	COM	56418H100
JUST	Goldman Sachs JUST US Large Ca	7,350	$424K	0.1%	$42.59	—	COM	381430396
BMY	Bristol Myers Squibb Co	6,568	$415K	0.1%	$32.20	+58.5%	COM	110122108
—	General Electric	31,117	$409K	0.1%	$24.76	—	COM	369604103
HD	Home Depot	1,341	$409K	0.1%	$186.45	+31.1%	COM	437076102
OEF	iShares S&P 100 Index	2,263	$407K	0.1%	$86.59	—	COM	464287101
IJR	iShares Small Cap S&P 600	3,722	$404K	0.1%	$68.27	—	COM	464287804
—	Apollo Global Mgmt Cl A	8,550	$402K	0.1%	$44.71	—	COM	03768E105
BRK/A	Berkshire Hathaway Cl A	1	$386K	0.1%	$199512.94	+83.8%	COM	084670108
BHP	BHP Billiton Ltd.	5,551	$385K	0.1%	$49.82	—	COM	088606108
ROP	Roper Industries	952	$384K	0.1%	$367.30	+6.1%	COM	776696106
CL	Colgate	4,875	$384K	0.1%	$47.75	+46.5%	COM	194162103
—	iShares ESG USA Mid/Small Cap	9,900	$382K	0.1%	$25.05	—	COM	46435u663
—	SPDR Gold Shares	2,368	$379K	0.1%	$178.21	—	COM	78463v107
PEP	Pepsico	2,666	$377K	0.1%	$89.81	+31.3%	COM	713448108
—	First Bancorp	12,725	$371K	0.1%	$19.09	—	COM	31866p102
MKL	Markel Corp	320	$365K	0.1%	$1030.51	+4.7%	COM	570535104
—	Kellogg Co	5,430	$344K	0.1%	$40.29	+16.7%	COM	487836108
—	Fidelity National Info Service	2,419	$340K	0.1%	$42.79	—	COM	31620m106
ACN	Accenture	1,200	$331K	0.1%	$142.78	+69.0%	COM	G1151C101
VZ	Verizon Communications	5,551	$323K	0.1%	$32.26	+31.0%	COM	92343V104
TMO	Thermo Fisher Scientific	683	$312K	0.1%	$252.29	+86.7%	COM	883556102
SCHH	Schwab US REIT	7,539	$310K	0.1%	$35.42	—	COM	808524847
—	Laboratory Corp of America	1,204	$307K	0.1%	$194.02	—	COM	50540r409
VUG	Vanguard Large Cap Growth	1,170	$301K	0.1%	$163.41	—	COM	922908736
CVX	Chevron Corp	2,839	$297K	0.1%	$70.34	+13.1%	COM	166764100
—	ATN International	5,964	$293K	0.1%	$55.95	—	COM	00215f107
—	AbbVie Inc	2,681	$290K	0.1%	$98.19	—	COM	00287y109
HASI	Hannon Armstrong Sustainable I	5,162	$290K	0.1%	$28.78	+63.4%	COM	41068X100
PM	Philip Morris Int'l	3,242	$288K	0.1%	$48.36	+38.2%	COM	718172109
QCOM	Qualcomm Inc.	2,124	$282K	0.1%	$95.15	+36.3%	COM	747525103
V	Visa Inc	1,299	$275K	0.1%	$159.89	+27.1%	COM	92826C839
NKE	Nike Inc B	1,982	$263K	0.1%	$99.64	+30.0%	COM	654106103
IVW	iShares S&P 500 Growth	3,924	$255K	0.1%	$99.77	—	COM	464287309
—	iShares ESG MSCI Emerging Mark	5,850	$253K	0.1%	$42.05	—	COM	46434g863
ICSH	iShares Ultra Short Term Bond	4,950	$250K	0.1%	$50.51	—	COM	46434V878
JPST	JP Morgan Ultra-Short Income	4,925	$250K	0.1%	$50.72	—	COM	46641Q837
—	Nextera Energy Inc.	3,300	$250K	0.1%	$127.74	—	COM	65339f101
—	iShares ESG MSCI EAFE Index	3,275	$249K	0.1%	$72.98	—	COM	46435g516
LLY	Eli Lilly	1,332	$249K	0.1%	$186.06	0.0%	COM	532457108
CTAS	Cintas Corp	715	$244K	0.1%	$72.90	+11.0%	COM	172908105
—	PayPal Holdings, Inc.	983	$239K	0.1%	$243.13	—	COM	70450y103
VTV	Vanguard Large Cap Value	1,796	$236K	0.1%	$119.15	—	COM	922908744
—	Skyworks Solutions Inc	1,281	$235K	0.0%	$183.45	—	COM	83088m102
IWO	iShares Russell 2000 Growth	775	$233K	0.0%	$286.45	—	COM	464287648
AMAT	Applied Materials	1,600	$214K	0.0%	$105.71	0.0%	COM	038222105
KO	Coca Cola Co	4,057	$214K	0.0%	$43.39	0.0%	COM	191216100
UNP	Union Pacific Corp	955	$210K	0.0%	$188.09	0.0%	COM	907818108
BA	Boeing	807	$206K	0.0%	$222.27	0.0%	COM	097023105
MINT	PIMCO Enhanced Shrt Mat Active	2,000	$204K	0.0%	$102.00	—	COM	72201R833
—	Natura & Co.	11,925	$203K	0.0%	$19.96	—	COM	63884n108
CACC	Credit Acceptance Corp	559	$201K	0.0%	$362.56	0.0%	COM	225310101