Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SCHZ	SCHWAB US AGGREGATE BONDETF	140,328	$6.358M	5.2%	$46.11	—	ETF	808524839
SPHY	SPDR PORTFOLIO HIGH YIELD BOND ETF	266,724	$5.82M	4.8%	$21.82	—	ETF	78468R606
SCHV	SCHWAB US LARGE CAP VALUE ETF	86,713	$5.074M	4.2%	$58.51	—	ETF	808524409
BNDX	VANGUARD TOTAL INTERNATIONAL BND ETF	96,267	$4.595M	3.8%	$54.86	—	ETF	92203J407
VCLT	VANGUARD LONG TERM COR BD ETF	60,786	$4.452M	3.7%	$73.24	—	ETF	92206C813
—	FIRST TRUST PREFERRED SEC ETF IV	205,437	$3.431M	2.8%	$16.70	—	ETF	33739E120
GILD	GILEAD SCIENCES INC	54,921	$3.388M	2.8%	$56.34	-1.0%	Common Stock	375558103
JPST	JPMORGAN ULTRA SHORT INCOME ETF	64,870	$3.254M	2.7%	$50.16	—	ETF	46641Q837
SCHP	SCHWAB US TIPS ETF	61,278	$3.174M	2.6%	$56.65	—	ETF	808524870
PPL	PPL CORP	122,750	$3.112M	2.6%	$25.01	+1.8%	Common Stock	69351T106
VZ	VERIZON COMMUNICATN	81,773	$3.105M	2.6%	$40.10	-10.8%	Common Stock	92343V104
IDV	ISHARES INTERNATIONAL SEL DIV ETF	137,000	$3.087M	2.5%	$28.31	—	ETF	464288448
INTC	INTEL CORP	107,771	$2.777M	2.3%	$35.36	-8.6%	Common Stock	458140100
MMM	3M CO	24,684	$2.728M	2.2%	$108.93	-11.5%	Common Stock	88579Y101
SGOL	ABRDN PHYSICAL GOLD SHARES ETF	166,875	$2.657M	2.2%	$16.55	—	ETF	00326A104
SPSM	SPDR PORTFOLIO S&P 600 SMALL CAP ETF	71,460	$2.434M	2.0%	$34.06	—	ETF	78468R853
XLRE	REAL ESTATE SELECT SCTR SPDR ETF	66,376	$2.39M	2.0%	$36.01	—	ETF	81369Y860
NVS	NOVARTIS AG FSPONSORED ADR 1 ADR REPS 1 ORD SHS	30,288	$2.302M	1.9%	$76.00	—	Common Stock	66987V109
XLF	SELECT STR FINANCIAL SELECT SPDR ETF	75,230	$2.284M	1.9%	$34.26	—	ETF	81369Y605
UGI	U G I CORP	67,646	$2.187M	1.8%	$40.28	-2.0%	Common Stock	902681105
CSCO	CISCO SYSTEMS INC	53,485	$2.139M	1.8%	$40.05	0.0%	Common Stock	17275R102
IBM	IBM CORP	17,909	$2.128M	1.8%	$109.47	+5.6%	Common Stock	459200101
JPM	JPMORGAN CHASE & CO	20,135	$2.104M	1.7%	$105.62	0.0%	Common Stock	46625H100
—	WALGREENS BOOTS ALLI	65,956	$2.071M	1.7%	$35.21	—	Common Stock	931427108
DOW	DOW INC	46,628	$2.048M	1.7%	$43.13	-3.9%	Common Stock	260557103
KHC	KRAFT HEINZ CO	58,647	$1.956M	1.6%	$30.56	+3.0%	Common Stock	500754106
XLV	SELECT SECTOR HEALTH CARE SPDR ETF	16,140	$1.955M	1.6%	$121.13	—	ETF	81369Y209
VIRT	VIRTU FINL INCORPORA0050CLASS A	92,994	$1.931M	1.6%	$22.93	0.0%	Class A	928254101
WEC	W E C ENERGY GROUP INC	21,472	$1.92M	1.6%	$90.74	0.0%	Common Stock	92939U106
PSX	PHILLIPS 66	22,423	$1.81M	1.5%	$75.39	0.0%	Common Stock	718546104
—	PATTERSON COMPANIES	73,454	$1.764M	1.5%	$24.02	—	Common Stock	703395103
CAT	CATERPILLAR INC	9,854	$1.617M	1.3%	$172.21	0.0%	Common Stock	149123101
MET	METLIFE INC	25,451	$1.547M	1.3%	$57.65	0.0%	Common Stock	59156R108
BKR	BAKER HUGHES CO. CLASS A	68,937	$1.445M	1.2%	$23.10	0.0%	Class A	05722G100
DOC	HEALTHPEAK PPTYS INC REIT	62,825	$1.44M	1.2%	$21.59	0.0%	Common Stock	42250P103
SCHF	SCHWAB INTERNATIONAL EQUITY ETF	46,175	$1.299M	1.1%	$36.31	—	ETF	808524805
SCHX	SCHWAB US LARGE CAP ETF	28,337	$1.2M	1.0%	$44.66	—	ETF	808524201
FNDE	SCHWAB FUNDA EMG MKTS LARGE COM ETF	50,969	$1.195M	1.0%	$28.71	—	ETF	808524730
SMG	SCOTTS MIRACLE GRO CO	27,845	$1.19M	1.0%	$61.50	0.0%	Common Stock	810186106
HYD	VANECK HIGH YIELD MUNI ETF	23,710	$1.184M	1.0%	$60.68	—	ETF	92189H409
CLF	CLEVELAND-CLIFFS INC	86,882	$1.17M	1.0%	$16.64	0.0%	Common Stock	185899101
SPMD	SPDR PORTFOLIO S&P 400 MID CAP ETF	29,851	$1.151M	0.9%	$38.56	—	ETF	78464A847
EAT	BRINKER INTL INC	45,923	$1.147M	0.9%	$27.00	0.0%	Common Stock	109641100
VTEB	VANGUARD MUNI BND TAX EXEMPT ETF	22,586	$1.087M	0.9%	$54.32	—	ETF	922907746
VTWO	VANGUARD RUSSELL 2000 ETF IV	15,165	$1.01M	0.8%	$78.34	—	ETF	92206C664
MUB	ISHARES NATIONAL MUNI BOND ETF	9,219	$946K	0.8%	$115.35	—	ETF	464288414
PZA	INVESCO NATIONAL AMT-FREE MUNICIPAL BOND ETF	42,726	$943K	0.8%	$25.85	—	ETF	46138E537
SCHD	SCHWAB US DIVIDEND EQUITY ETF	13,693	$910K	0.8%	$66.46	—	ETF	808524797
ERIE	ERIE INDEMNITY CO CLASS A	4,074	$906K	0.7%	$112.69	+77.3%	Class A	29530P102
VEA	VANGUARD FTSE DEVELOPED MARKETS ETF	23,504	$855K	0.7%	$36.38	—	ETF	921943858
FMB	FIRST TRUST MANAGED MUNICIPAL ETF	16,083	$784K	0.6%	$53.07	—	ETF	33739N108
QQQ	INVSC QQQ TRUST SRS 1 ETF	2,837	$758K	0.6%	$271.10	—	ETF	46090E103
SUB	ISHARES SHORT TERM NTNL MUN BND ETF	6,016	$618K	0.5%	$105.50	—	ETF	464288158
BIGGQ	BIG LOTS INC	38,082	$594K	0.5%	$20.44	0.0%	Common Stock	089302103
SPYG	SPDR S&P 500 GROWTH ETF	10,462	$524K	0.4%	$50.09	—	ETF	78464A409
NKE	NIKE INC CLASS B	6,122	$509K	0.4%	$123.56	-17.8%	Class B	654106103
FMHI	FIRST TRUST MUNCPL HIGH INCOM ETF	9,464	$430K	0.4%	$50.17	—	ETF	33739P301
SCHM	CHARLES SCHWAB US MC ETF	7,093	$429K	0.4%	$44.67	—	ETF	808524508
BND	VANGUARD TOTAL BOND MARKET ETF	4,991	$356K	0.3%	$71.33	—	ETF	921937835
HYLB	XTRACKERS USD HIGH YIELDCOR BND ETF	10,675	$349K	0.3%	$32.69	—	ETF	233051432
AMGN	AMGEN INC.	1,540	$347K	0.3%	$217.87	0.0%	Common Stock	031162100
TAP	MOLSON COORS BEVERAGE CLCLASS B	7,226	$347K	0.3%	$48.73	0.0%	Class B	60871R209
VFH	VANGUARD FINANCIALS ETF	4,248	$316K	0.3%	$74.39	—	ETF	92204A405
VIGI	VANGUARD INTL DIVDEND APRECTN ETF IV	4,785	$297K	0.2%	$62.07	—	ETF	921946810
BLV	VANGUARD LONG TERM BOND ETF	3,498	$252K	0.2%	$72.04	—	ETF	921937793
PNC	PNC FINL SERVICES	1,553	$232K	0.2%	$174.29	-18.5%	Common Stock	693475105
RTX	RAYTHEON TECHNOLOGIES CO	2,815	$230K	0.2%	$83.84	0.0%	Common Stock	75513E101
SCHH	CHARLES SCHWAB US REIT ETF	11,929	$223K	0.2%	$18.69	—	ETF	808524847
ICVT	ISHARES CONVERTIBLE BONDETF	3,215	$222K	0.2%	$69.05	—	ETF	46435G102
JNJ	JOHNSON & JOHNSON	1,325	$216K	0.2%	$121.54	+25.8%	Common Stock	478160104
SCHE	SCHWAB EMERGING MARKETS EQUITY ETF	9,417	$211K	0.2%	$25.28	—	ETF	808524706
FSMB	FIRST TRUST SHORT DURAT MANG MUN ETF	10,480	$204K	0.2%	$19.47	—	ETF	33739P830
ES	EVERSOURCE ENERGY	2,610	$203K	0.2%	$72.67	+4.7%	Common Stock	30040W108