Ticker	Issuer	Shares	Value	%	Est. Cost	Unrealized	Class	CUSIP
SPY	SPDR S&P 500 ETF TR	32,519	$18.19M	11.4%	$315233.00	—	TR UNIT	78462F103
IWM	ISHARES TR	74,133	$14.79M	9.3%	$148594.92	—	RUSSELL 2000 ETF	464287655
VTIP	VANGUARD MALVERN FDS	262,175	$13.08M	8.2%	$51670.14	—	STRM INFPROIDX	922020805
QQQ	INVESCO QQQ TR	21,933	$10.29M	6.5%	$278.87	—	UNIT SER 1	46090E103
GLD	SPDR GOLD TR	22,373	$6.447M	4.1%	$174714.40	—	GOLD SHS	78463V107
EFA	ISHARES TR	76,574	$6.258M	3.9%	$60712.56	—	MSCI EAFE ETF	464287465
CWB	SPDR SER TR	74,773	$5.729M	3.6%	$69328.03	—	BBG CONV SEC ETF	78464A359
VNQ	VANGUARD INDEX FDS	58,835	$5.327M	3.4%	$56721.19	—	REAL ESTATE ETF	922908553
CGW	INVESCO EXCH TRADED FD TR II	91,112	$5.074M	3.2%	$41986.22	—	S&P GBL WATER	46138E263
IWR	ISHARES TR	58,129	$4.945M	3.1%	$66.49	—	RUS MID CAP ETF	464287499
BNDX	VANGUARD CHARLOTTE FDS	94,335	$4.605M	2.9%	$49.14	—	TOTAL INT BD ETF	92203J407
EEM	ISHARES TR	100,519	$4.393M	2.8%	$39603.01	—	MSCI EMG MKT ETF	464287234
SUB	ISHARES TR	39,875	$4.211M	2.6%	$106431.23	—	SHRT NAT MUN ETF	464288158
IQLT	ISHARES TR	106,054	$4.209M	2.6%	$26466.55	—	MSCI INTL QUALTY	46434V456
ICVT	ISHARES TR	49,071	$4.103M	2.6%	$69.66	—	CONV BD ETF	46435G102
VHT	VANGUARD WORLD FD	15,164	$4.014M	2.5%	$187932.42	—	HEALTH CAR ETF	92204A504
DIVO	AMPLIFY ETF TR	97,847	$3.989M	2.5%	$37.68	—	CWP ENHANCED DIV	032108409
IJR	ISHARES TR	34,684	$3.627M	2.3%	$74508.48	—	CORE S&P SCP ETF	464287804
QAI	NEW YORK LIFE INVESTMENTS ET	93,398	$2.924M	1.8%	$26742.85	—	NYLI HEDGE MULTI	45409B107
IWF	ISHARES TR	7,914	$2.858M	1.8%	$216890.02	—	RUS 1000 GRW ETF	464287614
ESGD	ISHARES TR	33,921	$2.771M	1.7%	$65105.48	—	ESG AW MSCI EAFE	46435G516
IEMG	ISHARES INC	45,427	$2.452M	1.5%	$34592.94	—	CORE MSCI EMKT	46434G103
BWX	SPDR SER TR	107,056	$2.34M	1.5%	$23740.70	—	BLOOMBERG INTL T	78464A516
SPDW	SPDR INDEX SHS FDS	63,623	$2.317M	1.5%	$25.97	—	PORTFOLIO DEVLPD	78463X889
IWD	ISHARES TR	11,904	$2.24M	1.4%	$118130.15	—	RUS 1000 VAL ETF	464287598
MDY	SPDR S&P MIDCAP 400 ETF TR	4,131	$2.204M	1.4%	$338830.50	—	UTSER1 S&PDCRP	78467Y107
SPGP	INVESCO EXCHANGE TRADED FD T	18,335	$1.831M	1.2%	$87.24	—	S&P 500 GARP ETF	46137V431
VB	VANGUARD INDEX FDS	7,730	$1.714M	1.1%	$220.04	—	SMALL CP ETF	922908751
VTI	VANGUARD INDEX FDS	6,235	$1.714M	1.1%	$159473.98	—	TOTAL STK MKT	922908769
ESGE	ISHARES INC	46,665	$1.631M	1.0%	$33299.59	—	ESG AWR MSCI EM	46434G863
IJH	ISHARES TR	25,362	$1.48M	0.9%	$36262.21	—	CORE S&P MCP ETF	464287507
AAPL	APPLE INC	5,993	$1.331M	0.8%	$113.51	+103.3%	COM	037833100
XOM	EXXON MOBIL CORP	6,670	$793K	0.5%	$33.89	+216.4%	COM	30231G102
MSFT	MICROSOFT CORP	1,825	$685K	0.4%	$219.61	+84.5%	COM	594918104
IBM	INTERNATIONAL BUSINESS MACHS	2,753	$684K	0.4%	$94.22	+154.1%	COM	459200101
BSV	VANGUARD BD INDEX FDS	6,355	$497K	0.3%	$81914.68	—	SHORT TRM BOND	921937827
MUB	ISHARES TR	4,495	$474K	0.3%	$115387.99	—	NATIONAL MUN ETF	464288414
ARCC	ARES CAPITAL CORP	19,581	$434K	0.3%	$10.54	+97.7%	COM	04010L103
MTUM	ISHARES TR	1,735	$351K	0.2%	$144959.20	—	MSCI USA MMENTM	46432F396
VGT	VANGUARD WORLD FD	638	$346K	0.2%	$292037.34	—	INF TECH ETF	92204A702
CL	COLGATE PALMOLIVE CO	3,490	$327K	0.2%	$67.34	+30.4%	COM	194162103
ABBV	ABBVIE INC	1,309	$274K	0.2%	$136.65	+38.6%	COM	00287Y109
VIG	VANGUARD SPECIALIZED FUNDS	1,367	$265K	0.2%	$154.69	—	DIV APP ETF	921908844
ADP	AUTOMATIC DATA PROCESSING IN	852	$260K	0.2%	$150.26	+96.6%	COM	053015103
IEFA	ISHARES TR	3,311	$250K	0.2%	$58824.88	—	CORE MSCI EAFE	46432F842
VUG	VANGUARD INDEX FDS	581	$215K	0.1%	$410.44	—	GROWTH ETF	922908736
BTE	BAYTEX ENERGY CORP	13,625	$30,384	0.0%	$3.46	-32.3%	COM	07317Q105